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WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN 401k Plan overview

Plan NameWORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN
Plan identification number 001

WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN Benefits

401k Plan TypeDefined Benefit Pension
Plan Features/Benefits
  • Benefits are primarily pay related
  • Covered by PBGC - Plan is covered under the PBGC insurance program (see ERISA section 4021).
  • Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).

401k Sponsoring company profile

WORCESTER PLUMBERS AND PIPEFITTERS LOCAL UNION 4 ANNUITY FUND has sponsored the creation of one or more 401k plans.

Company Name:WORCESTER PLUMBERS AND PIPEFITTERS LOCAL UNION 4 ANNUITY FUND
Employer identification number (EIN):046069434
NAIC Classification:238220
NAIC Description:Plumbing, Heating, and Air-Conditioning Contractors

Form 5500 Filing Information

Submission information for form 5500 for 401k plan WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012015-01-01
0012014-01-01WILLIAM LYNCH
0012013-01-01TRACY VAUGHAN
0012012-01-01WILLIAM LYNCH
0012011-01-01TRACY VAUGHAN
0012010-01-01TRACY VAUGHAN
0012009-01-01TRACY VAUGHAN
0012009-01-01TRACY VAUGHAN
0012009-01-01TRACY VAUGHAN

Plan Statistics for WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN

401k plan membership statisitcs for WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN

Measure Date Value
2015: WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN 2015 401k membership
Current value of assets2015-09-3035,207,373
Acturial value of assets for funding standard account2015-09-3037,176,315
Accrued liability for plan using immediate gains methods2015-09-3046,512,775
Accrued liabiliy under entry age normal method2015-09-3046,512,775
Accrued liability under unit credit cost method2015-09-3046,512,775
RPA 94 current liability2015-09-3076,156,385
Expected increase in current liability due to benefits accruing during the plan year2015-09-301,062,413
Expected release from RPA 94 current liability for plan year2015-09-302,230,087
Expected plan disbursements for the plan year2015-09-302,387,587
Current value of assets2015-09-3035,207,373
Number of retired participants and beneficiaries receiving payment2015-09-30239
Current liability for retired participants and beneficiaries receiving payment2015-09-3033,510,098
Number of terminated vested participants2015-09-30127
Current liability for terminated vested participants2015-09-3015,518,073
Current liability for active participants non vested benefits2015-09-301,845,999
Current liability for active participants vested benefits2015-09-3025,282,215
Total number of active articipats2015-09-30159
Current liability for active participants2015-09-3027,128,214
Total participant count with liabilities2015-09-30525
Total current liabilitoes for participants with libailities2015-09-3076,156,385
Total employer contributions in plan year2015-09-302,189,650
Employer’s normal cost for plan year as of valuation date2015-09-30655,775
Prior year credit balance2015-09-307,149,974
Amortization credits as of valuation date2015-09-30878,993
Total participants, beginning-of-year2015-01-01525
Total number of active participants reported on line 7a of the Form 55002015-01-010
Number of retired or separated participants receiving benefits2015-01-010
Number of other retired or separated participants entitled to future benefits2015-01-010
Total of all active and inactive participants2015-01-010
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-01-010
Total participants2015-01-010
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2015-01-010
Number of employers contributing to the scheme2015-01-0126
2014: WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN 2014 401k membership
Current value of assets2014-12-3134,890,495
Acturial value of assets for funding standard account2014-12-3136,314,375
Accrued liability for plan using immediate gains methods2014-12-3144,077,207
Accrued liability under unit credit cost method2014-12-3144,077,207
RPA 94 current liability2014-12-3173,009,619
Expected increase in current liability due to benefits accruing during the plan year2014-12-311,401,787
Expected release from RPA 94 current liability for plan year2014-12-312,896,368
Expected plan disbursements for the plan year2014-12-313,106,368
Current value of assets2014-12-3134,890,495
Number of retired participants and beneficiaries receiving payment2014-12-31236
Current liability for retired participants and beneficiaries receiving payment2014-12-3131,967,702
Number of terminated vested participants2014-12-31123
Current liability for terminated vested participants2014-12-3113,442,417
Current liability for active participants non vested benefits2014-12-312,626,688
Current liability for active participants vested benefits2014-12-3124,972,812
Total number of active articipats2014-12-31162
Current liability for active participants2014-12-3127,599,500
Total participant count with liabilities2014-12-31521
Total current liabilitoes for participants with libailities2014-12-3173,009,619
Total employer contributions in plan year2014-12-312,180,753
Employer’s normal cost for plan year as of valuation date2014-12-31856,202
Prior year credit balance2014-12-317,126,112
Amortization credits as of valuation date2014-12-311,188,430
Total participants, beginning-of-year2014-01-01521
Total number of active participants reported on line 7a of the Form 55002014-01-01159
Number of retired or separated participants receiving benefits2014-01-01167
Number of other retired or separated participants entitled to future benefits2014-01-01126
Total of all active and inactive participants2014-01-01452
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2014-01-0173
Total participants2014-01-01525
Number of employers contributing to the scheme2014-01-0126
2013: WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN 2013 401k membership
Current value of assets2013-12-3130,710,843
Acturial value of assets for funding standard account2013-12-3134,754,475
Accrued liability for plan using immediate gains methods2013-12-3143,543,961
Accrued liability under unit credit cost method2013-12-3143,543,961
RPA 94 current liability2013-12-3171,123,189
Expected increase in current liability due to benefits accruing during the plan year2013-12-311,756,597
Expected release from RPA 94 current liability for plan year2013-12-312,802,497
Expected plan disbursements for the plan year2013-12-312,982,497
Current value of assets2013-12-3130,710,843
Number of retired participants and beneficiaries receiving payment2013-12-31240
Current liability for retired participants and beneficiaries receiving payment2013-12-3131,418,110
Number of terminated vested participants2013-12-3196
Current liability for terminated vested participants2013-12-319,254,567
Current liability for active participants non vested benefits2013-12-313,487,454
Current liability for active participants vested benefits2013-12-3126,963,058
Total number of active articipats2013-12-31206
Current liability for active participants2013-12-3130,450,512
Total participant count with liabilities2013-12-31542
Total current liabilitoes for participants with libailities2013-12-3171,123,189
Total employer contributions in plan year2013-12-311,986,663
Employer’s normal cost for plan year as of valuation date2013-12-311,018,526
Prior year credit balance2013-12-317,471,849
Amortization credits as of valuation date2013-12-311,236,647
Total participants, beginning-of-year2013-01-01542
Total number of active participants reported on line 7a of the Form 55002013-01-01162
Number of retired or separated participants receiving benefits2013-01-01167
Number of other retired or separated participants entitled to future benefits2013-01-01121
Total of all active and inactive participants2013-01-01450
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2013-01-0171
Total participants2013-01-01521
Number of employers contributing to the scheme2013-01-0132
2012: WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN 2012 401k membership
Total participants, beginning-of-year2012-01-01568
Total number of active participants reported on line 7a of the Form 55002012-01-01207
Number of retired or separated participants receiving benefits2012-01-01171
Number of other retired or separated participants entitled to future benefits2012-01-0193
Total of all active and inactive participants2012-01-01471
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-01-0171
Total participants2012-01-01542
Number of employers contributing to the scheme2012-01-0130
2011: WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN 2011 401k membership
Total participants, beginning-of-year2011-01-01583
Total number of active participants reported on line 7a of the Form 55002011-01-01207
Number of retired or separated participants receiving benefits2011-01-01178
Number of other retired or separated participants entitled to future benefits2011-01-01113
Total of all active and inactive participants2011-01-01498
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-0170
Total participants2011-01-01568
Number of employers contributing to the scheme2011-01-0130
2010: WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN 2010 401k membership
Total participants, beginning-of-year2010-01-01591
Total number of active participants reported on line 7a of the Form 55002010-01-01258
Number of retired or separated participants receiving benefits2010-01-01238
Number of other retired or separated participants entitled to future benefits2010-01-0187
Total of all active and inactive participants2010-01-01583
Total participants2010-01-01583
Number of employers contributing to the scheme2010-01-0128
2009: WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN 2009 401k membership
Total participants, beginning-of-year2009-01-01559
Total number of active participants reported on line 7a of the Form 55002009-01-01255
Number of retired or separated participants receiving benefits2009-01-01235
Number of other retired or separated participants entitled to future benefits2009-01-01101
Total of all active and inactive participants2009-01-01591
Total participants2009-01-01591
Number of employers contributing to the scheme2009-01-0145

Financial Data on WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN

Measure Date Value
2015 : WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN 2015 401k financial data
Total transfer of assets from this plan2015-09-30$33,815,641
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-09-30$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-09-30$0
Total income from all sources (including contributions)2015-09-30$1,094,480
Total of all expenses incurred2015-09-30$2,486,212
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2015-09-30$2,213,859
Total contributions o plan (from employers,participants, others, non cash contrinutions)2015-09-30$2,212,310
Value of total assets at end of year2015-09-30$0
Value of total assets at beginning of year2015-09-30$35,207,373
Total of administrative expenses incurred including professional, contract, advisory and management fees2015-09-30$272,353
Total dividends received (eg from common stock, registered investment company shares)2015-09-30$53,480
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2015-09-30No
Total dividends received from registered investment company shares (eg mutual funds)2015-09-30$53,480
Administrative expenses professional fees incurred2015-09-30$110,633
Was this plan covered by a fidelity bond2015-09-30Yes
Value of fidelity bond cover2015-09-30$500,000
If this is an individual account plan, was there a blackout period2015-09-30No
Were there any nonexempt tranactions with any party-in-interest2015-09-30No
Other income not declared elsewhere2015-09-30$8,403
Administrative expenses (other) incurred2015-09-30$100,145
Liabilities. Value of operating payables at end of year2015-09-30$0
Liabilities. Value of operating payables at beginning of year2015-09-30$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2015-09-30No
Value of net income/loss2015-09-30$-1,391,732
Value of net assets at end of year (total assets less liabilities)2015-09-30$0
Value of net assets at beginning of year (total assets less liabilities)2015-09-30$35,207,373
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2015-09-30No
Were any loans by the plan or fixed income obligations due to the plan in default2015-09-30No
Were any leases to which the plan was party in default or uncollectible2015-09-30No
Investment advisory and management fees2015-09-30$61,575
Value of interest in registered invesment companies (eg mutual funds) at end of year2015-09-30$0
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2015-09-30$23,911,271
Value of interest in common/collective trusts at end of year2015-09-30$0
Value of interest in common/collective trusts at beginning of year2015-09-30$10,905,889
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2015-09-30$0
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2015-09-30$390,213
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2015-09-30$390,213
Net investment gain/loss from registered investment companies (e.g. mutual funds)2015-09-30$-1,053,592
Net investment gain or loss from common/collective trusts2015-09-30$-126,121
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2015-09-30No
Was there a failure to transmit to the plan any participant contributions2015-09-30No
Has the plan failed to provide any benefit when due under the plan2015-09-30No
Contributions received in cash from employer2015-09-30$2,212,310
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2015-09-30$2,213,859
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32015-09-30No
Did the plan have assets held for investment2015-09-30No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2015-09-30No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2015-09-30No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2015-09-30No
Opinion of an independent qualified public accountant for this plan2015-09-30Unqualified
Accountancy firm name2015-09-30SALTER & COMPANY, LLC
Accountancy firm EIN2015-09-30208078757
2014 : WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN 2014 401k financial data
Total income from all sources (including contributions)2014-12-31$3,815,257
Total loss/gain on sale of assets2014-12-31$671,558
Total of all expenses incurred2014-12-31$3,498,379
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2014-12-31$3,180,413
Total contributions o plan (from employers,participants, others, non cash contrinutions)2014-12-31$2,198,089
Value of total assets at end of year2014-12-31$35,207,373
Value of total assets at beginning of year2014-12-31$34,890,495
Total of administrative expenses incurred including professional, contract, advisory and management fees2014-12-31$317,966
Total dividends received (eg from common stock, registered investment company shares)2014-12-31$964,093
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2014-12-31No
Administrative expenses professional fees incurred2014-12-31$126,514
Was this plan covered by a fidelity bond2014-12-31Yes
Value of fidelity bond cover2014-12-31$500,000
If this is an individual account plan, was there a blackout period2014-12-31No
Were there any nonexempt tranactions with any party-in-interest2014-12-31No
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)2014-12-31$17,336
Administrative expenses (other) incurred2014-12-31$83,710
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Value of net income/loss2014-12-31$316,878
Value of net assets at end of year (total assets less liabilities)2014-12-31$35,207,373
Value of net assets at beginning of year (total assets less liabilities)2014-12-31$34,890,495
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2014-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2014-12-31No
Were any leases to which the plan was party in default or uncollectible2014-12-31No
Investment advisory and management fees2014-12-31$107,742
Value of interest in registered invesment companies (eg mutual funds) at end of year2014-12-31$23,911,271
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2014-12-31$16,214,178
Value of interest in common/collective trusts at end of year2014-12-31$10,905,889
Value of interest in common/collective trusts at beginning of year2014-12-31$18,367,056
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2014-12-31$390,213
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2014-12-31$309,261
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2014-12-31$309,261
Net investment gain/loss from registered investment companies (e.g. mutual funds)2014-12-31$-668,681
Net investment gain or loss from common/collective trusts2014-12-31$650,198
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2014-12-31Yes
Was there a failure to transmit to the plan any participant contributions2014-12-31No
Has the plan failed to provide any benefit when due under the plan2014-12-31No
Contributions received in cash from employer2014-12-31$2,198,089
Income. Dividends from common stock2014-12-31$964,093
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2014-12-31$3,163,077
Did the plan have assets held for investment2014-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2014-12-31No
Aggregate proceeds on sale of assets2014-12-31$8,156,752
Aggregate carrying amount (costs) on sale of assets2014-12-31$7,485,194
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2014-12-31Yes
Opinion of an independent qualified public accountant for this plan2014-12-31Disclaimer
Accountancy firm name2014-12-31GOULET, SALVIDIO & ASSOCIATES, P.C.
Accountancy firm EIN2014-12-31042623065
2013 : WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN 2013 401k financial data
Total income from all sources (including contributions)2013-12-31$7,824,382
Total loss/gain on sale of assets2013-12-31$2,489,348
Total of all expenses incurred2013-12-31$3,644,730
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2013-12-31$3,320,955
Total contributions o plan (from employers,participants, others, non cash contrinutions)2013-12-31$2,006,598
Value of total assets at end of year2013-12-31$34,890,495
Value of total assets at beginning of year2013-12-31$30,710,843
Total of administrative expenses incurred including professional, contract, advisory and management fees2013-12-31$323,775
Total dividends received (eg from common stock, registered investment company shares)2013-12-31$327,591
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2013-12-31No
Administrative expenses professional fees incurred2013-12-31$123,574
Was this plan covered by a fidelity bond2013-12-31Yes
Value of fidelity bond cover2013-12-31$500,000
If this is an individual account plan, was there a blackout period2013-12-31No
Funding deficiency by the employer to the plan for this plan year2013-12-31$0
Minimum employer required contribution for this plan year2013-12-31$0
Amount contributed by the employer to the plan for this plan year2013-12-31$0
Were there any nonexempt tranactions with any party-in-interest2013-12-31No
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)2013-12-31$19,935
Administrative expenses (other) incurred2013-12-31$84,444
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Value of net income/loss2013-12-31$4,179,652
Value of net assets at end of year (total assets less liabilities)2013-12-31$34,890,495
Value of net assets at beginning of year (total assets less liabilities)2013-12-31$30,710,843
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2013-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2013-12-31No
Were any leases to which the plan was party in default or uncollectible2013-12-31No
Investment advisory and management fees2013-12-31$115,757
Value of interest in registered invesment companies (eg mutual funds) at end of year2013-12-31$16,214,178
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2013-12-31$12,925,938
Value of interest in common/collective trusts at end of year2013-12-31$18,367,056
Value of interest in common/collective trusts at beginning of year2013-12-31$17,378,893
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2013-12-31$309,261
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2013-12-31$406,012
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2013-12-31$406,012
Net investment gain/loss from registered investment companies (e.g. mutual funds)2013-12-31$2,286,139
Net investment gain or loss from common/collective trusts2013-12-31$714,706
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2013-12-31Yes
Was there a failure to transmit to the plan any participant contributions2013-12-31No
Has the plan failed to provide any benefit when due under the plan2013-12-31No
Contributions received in cash from employer2013-12-31$2,006,598
Income. Dividends from common stock2013-12-31$327,591
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2013-12-31$3,301,020
Did the plan have assets held for investment2013-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2013-12-31No
Aggregate proceeds on sale of assets2013-12-31$14,114,356
Aggregate carrying amount (costs) on sale of assets2013-12-31$11,625,008
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2013-12-31Yes
Opinion of an independent qualified public accountant for this plan2013-12-31Disclaimer
Accountancy firm name2013-12-31GOULET, SALVIDIO & ASSOCIATES PC.
Accountancy firm EIN2013-12-31042623065
2012 : WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN 2012 401k financial data
Total income from all sources (including contributions)2012-12-31$6,669,342
Total loss/gain on sale of assets2012-12-31$25,459
Total of all expenses incurred2012-12-31$3,512,032
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2012-12-31$3,233,995
Total contributions o plan (from employers,participants, others, non cash contrinutions)2012-12-31$2,656,105
Value of total assets at end of year2012-12-31$30,710,843
Value of total assets at beginning of year2012-12-31$27,553,533
Total of administrative expenses incurred including professional, contract, advisory and management fees2012-12-31$278,037
Total dividends received (eg from common stock, registered investment company shares)2012-12-31$284,523
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2012-12-31No
Administrative expenses professional fees incurred2012-12-31$105,251
Was this plan covered by a fidelity bond2012-12-31Yes
Value of fidelity bond cover2012-12-31$500,000
Funding deficiency by the employer to the plan for this plan year2012-12-31$0
Minimum employer required contribution for this plan year2012-12-31$0
Amount contributed by the employer to the plan for this plan year2012-12-31$0
Were there any nonexempt tranactions with any party-in-interest2012-12-31No
Assets. Other investments not covered elsewhere at beginning of year2012-12-31$208
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)2012-12-31$40,136
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2012-12-31$1,154
Administrative expenses (other) incurred2012-12-31$75,695
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Value of net income/loss2012-12-31$3,157,310
Value of net assets at end of year (total assets less liabilities)2012-12-31$30,710,843
Value of net assets at beginning of year (total assets less liabilities)2012-12-31$27,553,533
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2012-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2012-12-31No
Were any leases to which the plan was party in default or uncollectible2012-12-31No
Investment advisory and management fees2012-12-31$97,091
Value of interest in registered invesment companies (eg mutual funds) at end of year2012-12-31$17,378,893
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2012-12-31$15,105,904
Value of interest in common/collective trusts at end of year2012-12-31$12,925,938
Value of interest in common/collective trusts at beginning of year2012-12-31$12,015,015
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2012-12-31$406,012
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2012-12-31$431,252
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2012-12-31$431,252
Net investment gain/loss from registered investment companies (e.g. mutual funds)2012-12-31$1,836,346
Net investment gain or loss from common/collective trusts2012-12-31$1,866,909
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2012-12-31No
Was there a failure to transmit to the plan any participant contributions2012-12-31No
Has the plan failed to provide any benefit when due under the plan2012-12-31No
Contributions received in cash from employer2012-12-31$2,656,105
Income. Dividends from common stock2012-12-31$284,523
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2012-12-31$3,193,859
Did the plan have assets held for investment2012-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2012-12-31No
Aggregate proceeds on sale of assets2012-12-31$789,019
Aggregate carrying amount (costs) on sale of assets2012-12-31$763,560
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2012-12-31No
Opinion of an independent qualified public accountant for this plan2012-12-31Disclaimer
Accountancy firm name2012-12-31GOULET, SALVIDIO & ASSOCIATES PC.
Accountancy firm EIN2012-12-31042623065
2011 : WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN 2011 401k financial data
Total income from all sources (including contributions)2011-12-31$1,961,133
Total loss/gain on sale of assets2011-12-31$253,802
Total of all expenses incurred2011-12-31$3,874,028
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2011-12-31$3,588,882
Total contributions o plan (from employers,participants, others, non cash contrinutions)2011-12-31$2,274,342
Value of total assets at end of year2011-12-31$27,553,533
Value of total assets at beginning of year2011-12-31$29,466,428
Total of administrative expenses incurred including professional, contract, advisory and management fees2011-12-31$285,146
Total dividends received (eg from common stock, registered investment company shares)2011-12-31$380,531
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2011-12-31No
Administrative expenses professional fees incurred2011-12-31$107,915
Was this plan covered by a fidelity bond2011-12-31Yes
Value of fidelity bond cover2011-12-31$500,000
Funding deficiency by the employer to the plan for this plan year2011-12-31$0
Minimum employer required contribution for this plan year2011-12-31$0
Amount contributed by the employer to the plan for this plan year2011-12-31$0
Were there any nonexempt tranactions with any party-in-interest2011-12-31No
Assets. Other investments not covered elsewhere at end of year2011-12-31$208
Assets. Other investments not covered elsewhere at beginning of year2011-12-31$1,029
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)2011-12-31$15,183
Value of other receiveables (less allowance for doubtful accounts) at end of year2011-12-31$1,154
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2011-12-31$442
Administrative expenses (other) incurred2011-12-31$66,159
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Value of net income/loss2011-12-31$-1,912,895
Value of net assets at end of year (total assets less liabilities)2011-12-31$27,553,533
Value of net assets at beginning of year (total assets less liabilities)2011-12-31$29,466,428
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2011-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2011-12-31No
Were any leases to which the plan was party in default or uncollectible2011-12-31No
Investment advisory and management fees2011-12-31$111,072
Value of interest in registered invesment companies (eg mutual funds) at end of year2011-12-31$15,105,904
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2011-12-31$19,565,268
Value of interest in common/collective trusts at end of year2011-12-31$12,015,015
Value of interest in common/collective trusts at beginning of year2011-12-31$9,427,407
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2011-12-31$431,252
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2011-12-31$472,282
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2011-12-31$472,282
Net investment gain/loss from registered investment companies (e.g. mutual funds)2011-12-31$-1,603,824
Net investment gain or loss from common/collective trusts2011-12-31$656,282
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2011-12-31Yes
Was there a failure to transmit to the plan any participant contributions2011-12-31No
Has the plan failed to provide any benefit when due under the plan2011-12-31No
Contributions received in cash from employer2011-12-31$2,274,342
Income. Dividends from common stock2011-12-31$380,531
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2011-12-31$3,573,699
Did the plan have assets held for investment2011-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2011-12-31No
Aggregate proceeds on sale of assets2011-12-31$10,159,967
Aggregate carrying amount (costs) on sale of assets2011-12-31$9,906,165
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2011-12-31Yes
Opinion of an independent qualified public accountant for this plan2011-12-31Disclaimer
Accountancy firm name2011-12-31GOULET, SALVIDIO & ASSOCIATES PC.
Accountancy firm EIN2011-12-31042623065
2010 : WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN 2010 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2010-12-31$2,440,934
Total unrealized appreciation/depreciation of assets2010-12-31$2,440,934
Total income from all sources (including contributions)2010-12-31$4,976,962
Total loss/gain on sale of assets2010-12-31$451,120
Total of all expenses incurred2010-12-31$3,448,260
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2010-12-31$3,146,449
Total contributions o plan (from employers,participants, others, non cash contrinutions)2010-12-31$1,777,896
Value of total assets at end of year2010-12-31$29,466,428
Value of total assets at beginning of year2010-12-31$27,937,726
Total of administrative expenses incurred including professional, contract, advisory and management fees2010-12-31$301,811
Total dividends received (eg from common stock, registered investment company shares)2010-12-31$307,012
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2010-12-31No
Administrative expenses professional fees incurred2010-12-31$126,005
Was this plan covered by a fidelity bond2010-12-31Yes
Value of fidelity bond cover2010-12-31$500,000
Funding deficiency by the employer to the plan for this plan year2010-12-31$0
Minimum employer required contribution for this plan year2010-12-31$0
Amount contributed by the employer to the plan for this plan year2010-12-31$0
Were there any nonexempt tranactions with any party-in-interest2010-12-31No
Assets. Other investments not covered elsewhere at end of year2010-12-31$1,029
Assets. Other investments not covered elsewhere at beginning of year2010-12-31$4,221
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)2010-12-31$28,215
Value of other receiveables (less allowance for doubtful accounts) at end of year2010-12-31$442
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2010-12-31$4,272
Administrative expenses (other) incurred2010-12-31$69,494
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Value of net income/loss2010-12-31$1,528,702
Value of net assets at end of year (total assets less liabilities)2010-12-31$29,466,428
Value of net assets at beginning of year (total assets less liabilities)2010-12-31$27,937,726
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2010-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2010-12-31Yes
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year2010-12-31$66,215
Were any leases to which the plan was party in default or uncollectible2010-12-31No
Investment advisory and management fees2010-12-31$106,312
Value of interest in registered invesment companies (eg mutual funds) at end of year2010-12-31$19,565,268
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2010-12-31$18,742,078
Value of interest in common/collective trusts at end of year2010-12-31$9,427,407
Value of interest in common/collective trusts at beginning of year2010-12-31$8,926,936
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2010-12-31$472,282
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2010-12-31$260,219
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2010-12-31$260,219
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2010-12-31Yes
Was there a failure to transmit to the plan any participant contributions2010-12-31No
Has the plan failed to provide any benefit when due under the plan2010-12-31No
Contributions received in cash from employer2010-12-31$1,777,896
Income. Dividends from common stock2010-12-31$307,012
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2010-12-31$3,118,234
Did the plan have assets held for investment2010-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2010-12-31No
Aggregate proceeds on sale of assets2010-12-31$1,339,686
Aggregate carrying amount (costs) on sale of assets2010-12-31$888,566
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2010-12-31Yes
Opinion of an independent qualified public accountant for this plan2010-12-31Disclaimer
Accountancy firm name2010-12-31GOULET, SALVIDIO & ASSOCIATES PC.
Accountancy firm EIN2010-12-31042623065
2009 : WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN 2009 401k financial data
Funding deficiency by the employer to the plan for this plan year2009-12-31$0
Minimum employer required contribution for this plan year2009-12-31$0
Amount contributed by the employer to the plan for this plan year2009-12-31$0

Form 5500 Responses for WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN

2015: WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN 2015 form 5500 responses
2015-01-01Type of plan entityMulti-employer plan
2015-01-01This submission is the final filingYes
2015-01-01This return/report is a short plan year return/report (less than 12 months)Yes
2015-01-01Plan is a collectively bargained planYes
2015-01-01Plan funding arrangement – TrustYes
2015-01-01Plan benefit arrangement - TrustYes
2014: WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN 2014 form 5500 responses
2014-01-01Type of plan entityMulti-employer plan
2014-01-01Plan is a collectively bargained planYes
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement - TrustYes
2013: WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN 2013 form 5500 responses
2013-01-01Type of plan entityMulti-employer plan
2013-01-01Plan is a collectively bargained planYes
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement - TrustYes
2012: WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN 2012 form 5500 responses
2012-01-01Type of plan entityMulti-employer plan
2012-01-01Plan is a collectively bargained planYes
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement - TrustYes
2011: WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN 2011 form 5500 responses
2011-01-01Type of plan entityMulti-employer plan
2011-01-01Plan is a collectively bargained planYes
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement - TrustYes
2010: WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN 2010 form 5500 responses
2010-01-01Type of plan entityMulti-employer plan
2010-01-01Plan is a collectively bargained planYes
2010-01-01Plan funding arrangement – TrustYes
2010-01-01Plan benefit arrangement - TrustYes
2009: WORCESTER PLUMBERS & PIPEFITTERS UNION LOCAL NO. 4 PENSION PLAN 2009 form 5500 responses
2009-01-01Type of plan entityMulti-employer plan
2009-01-01Plan is a collectively bargained planYes
2009-01-01Plan funding arrangement – TrustYes
2009-01-01Plan benefit arrangement - TrustYes

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