?>
Logo

JAMES L. HOWARD & COMPANY, INC. CASH BALANCE PLAN 401k Plan overview

Plan NameJAMES L. HOWARD & COMPANY, INC. CASH BALANCE PLAN
Plan identification number 003

JAMES L. HOWARD & COMPANY, INC. CASH BALANCE PLAN Benefits

401k Plan TypeDefined Benefit Pension
Plan Features/Benefits
  • Cash balance or similar plan - Plan has a "cash balance" formula. For this purpose, a "cash balance" formula is a benefit formula in a defined benefit plan by whatever name (for example, personal account plan, pension equity plan, life cycle plan, cash account plan, etc.) that rather than, or in addition to, expressing the accrued benefit as a life annuity commencing at normal retirement age, defines benefits for each employee in terms more common to a defined contribution plan such as a single sum distribution amount (for example, 10 percent of final average pay times years of service, or the amount of the employee's hypothetical account balance).
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

JAMES L. HOWARD & COMPANY, INC. has sponsored the creation of one or more 401k plans.

Company Name:JAMES L. HOWARD & COMPANY, INC.
Employer identification number (EIN):060396120
NAIC Classification:336990

Form 5500 Filing Information

Submission information for form 5500 for 401k plan JAMES L. HOWARD & COMPANY, INC. CASH BALANCE PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0032022-01-01STEPHEN EPPLER2023-07-18
0032021-01-01STEPHEN EPPLER2022-07-20 STEPHEN EPPLER2022-07-20
0032020-01-01STEPHEN EPPLER2021-05-27 STEPHEN EPPLER2021-05-27
0032019-01-01STEPHEN EPPLER2020-06-23 STEPHEN EPPLER2020-06-23
0032018-01-01STEPHEN EPPLER2019-06-06 STEPHEN EPPLER2019-06-06
0032017-01-01STEPHEN EPPLER2018-04-27
0032016-01-01STEPHEN EPPLER2017-05-24
0032015-01-01STEPHEN EPPLER2016-07-11
0032014-01-01STEPHEN EPPLER2015-06-12
0032013-01-01STEPHEN EPPLER2014-06-18

Plan Statistics for JAMES L. HOWARD & COMPANY, INC. CASH BALANCE PLAN

401k plan membership statisitcs for JAMES L. HOWARD & COMPANY, INC. CASH BALANCE PLAN

Measure Date Value
2022: JAMES L. HOWARD & COMPANY, INC. CASH BALANCE PLAN 2022 401k membership
Market value of plan assets2022-12-312,261,988
Acturial value of plan assets2022-12-312,261,988
Funding target for retired participants and beneficiaries receiving payment2022-12-310
Number of terminated vested participants2022-12-313
Fundng target for terminated vested participants2022-12-3146,506
Active participant vested funding target2022-12-311,928,659
Number of active participants2022-12-3117
Total funding liabilities for active participants2022-12-311,932,138
Total participant count2022-12-3120
Total funding target for all participants2022-12-311,978,644
Balance at beginning of prior year after applicable adjustments2022-12-310
Prefunding balance at beginning of prior year after applicable adjustments2022-12-31117,891
Prefunding balanced used to offset prior years funding requirement2022-12-3184,727
Amount remaining of carryover balance2022-12-310
Amount remaining of prefunding balance2022-12-3133,164
Present value of excess contributions2022-12-31185,802
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance2022-12-31199,270
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance2022-12-31199,270
Reductions in caryover balances due to elections or deemed elections2022-12-310
Reductions in prefunding balances due to elections or deemed elections2022-12-310
Balance of carryovers at beginning of current year2022-12-310
Balance of prefunding at beginning of current year2022-12-31235,624
Total employer contributions2022-12-31190,000
Total employee contributions2022-12-310
Contributions allocated toward unpaid minimum require contributions from prior years2022-12-310
Contributions made to avoid restrictions adjusted to valuation date2022-12-310
Contributions allocated toward minimum required contributions for current year adjusted to valuation date2022-12-31185,280
Unpaid minimum required contributions for all prior years2022-12-310
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years2022-12-310
Remaining amount of unpaid minimum required contributions2022-12-310
Minimum required contributions for current year target normal cost2022-12-31176,391
Net shortfall amortization installment of oustanding balance2022-12-310
Waiver amortization installment2022-12-310
Total funding amount beforereflecting carryover/prefunding balances2022-12-31128,671
Prefunding balance elected to use to offset funding requirement2022-12-31128,671
Additional cash requirement2022-12-310
Contributions allocatedtoward minimum required contributions for current year2022-12-31185,280
Unpaid minimum required contributions for current year2022-12-310
Unpaid minimum required contributions for all years2022-12-310
2021: JAMES L. HOWARD & COMPANY, INC. CASH BALANCE PLAN 2021 401k membership
Market value of plan assets2021-12-311,916,883
Acturial value of plan assets2021-12-311,916,883
Funding target for retired participants and beneficiaries receiving payment2021-12-310
Number of terminated vested participants2021-12-313
Fundng target for terminated vested participants2021-12-3140,204
Active participant vested funding target2021-12-311,665,204
Number of active participants2021-12-3117
Total funding liabilities for active participants2021-12-311,670,012
Total participant count2021-12-3120
Total funding target for all participants2021-12-311,710,216
Balance at beginning of prior year after applicable adjustments2021-12-310
Prefunding balance at beginning of prior year after applicable adjustments2021-12-313,183
Prefunding balanced used to offset prior years funding requirement2021-12-313,183
Amount remaining of carryover balance2021-12-310
Amount remaining of prefunding balance2021-12-310
Present value of excess contributions2021-12-31112,091
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance2021-12-31117,891
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance2021-12-31117,891
Balance of carryovers at beginning of current year2021-12-310
Balance of prefunding at beginning of current year2021-12-31117,891
Total employer contributions2021-12-31190,000
Total employee contributions2021-12-310
Contributions allocated toward minimum required contributions for current year adjusted to valuation date2021-12-31185,802
Remaining amount of unpaid minimum required contributions2021-12-310
Minimum required contributions for current year target normal cost2021-12-31173,503
Total funding amount beforereflecting carryover/prefunding balances2021-12-3184,727
Prefunding balance elected to use to offset funding requirement2021-12-3184,727
Additional cash requirement2021-12-310
Contributions allocatedtoward minimum required contributions for current year2021-12-31185,802
Unpaid minimum required contributions for current year2021-12-310
Unpaid minimum required contributions for all years2021-12-310
2020: JAMES L. HOWARD & COMPANY, INC. CASH BALANCE PLAN 2020 401k membership
Market value of plan assets2020-12-311,582,008
Acturial value of plan assets2020-12-311,582,008
Funding target for retired participants and beneficiaries receiving payment2020-12-310
Number of terminated vested participants2020-12-313
Fundng target for terminated vested participants2020-12-3136,921
Active participant vested funding target2020-12-311,441,606
Number of active participants2020-12-3114
Total funding liabilities for active participants2020-12-311,444,608
Total participant count2020-12-3117
Total funding target for all participants2020-12-311,481,529
Balance at beginning of prior year after applicable adjustments2020-12-310
Prefunding balance at beginning of prior year after applicable adjustments2020-12-3161,769
Prefunding balanced used to offset prior years funding requirement2020-12-3161,769
Amount remaining of carryover balance2020-12-310
Amount remaining of prefunding balance2020-12-310
Present value of excess contributions2020-12-312,663
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance2020-12-313,183
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance2020-12-313,183
Balance of carryovers at beginning of current year2020-12-310
Balance of prefunding at beginning of current year2020-12-313,183
Total employer contributions2020-12-31190,000
Total employee contributions2020-12-310
Contributions allocated toward minimum required contributions for current year adjusted to valuation date2020-12-31185,759
Remaining amount of unpaid minimum required contributions2020-12-310
Minimum required contributions for current year target normal cost2020-12-31174,147
Total funding amount beforereflecting carryover/prefunding balances2020-12-3176,851
Prefunding balance elected to use to offset funding requirement2020-12-313,183
Additional cash requirement2020-12-3173,668
Contributions allocatedtoward minimum required contributions for current year2020-12-31185,759
Unpaid minimum required contributions for current year2020-12-310
Unpaid minimum required contributions for all years2020-12-310
2019: JAMES L. HOWARD & COMPANY, INC. CASH BALANCE PLAN 2019 401k membership
Market value of plan assets2019-12-311,177,392
Acturial value of plan assets2019-12-311,177,392
Funding target for retired participants and beneficiaries receiving payment2019-12-310
Number of terminated vested participants2019-12-311
Fundng target for terminated vested participants2019-12-319,887
Active participant vested funding target2019-12-311,228,291
Number of active participants2019-12-3117
Total funding liabilities for active participants2019-12-311,229,694
Total participant count2019-12-3118
Total funding target for all participants2019-12-311,239,581
Balance at beginning of prior year after applicable adjustments2019-12-310
Prefunding balance at beginning of prior year after applicable adjustments2019-12-3152,213
Prefunding balanced used to offset prior years funding requirement2019-12-3152,213
Amount remaining of carryover balance2019-12-310
Amount remaining of prefunding balance2019-12-310
Present value of excess contributions2019-12-3169,835
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance2019-12-3167,944
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance2019-12-3167,944
Reductions in prefunding balances due to elections or deemed elections2019-12-316,175
Balance of carryovers at beginning of current year2019-12-310
Balance of prefunding at beginning of current year2019-12-3161,769
Total employer contributions2019-12-31190,000
Total employee contributions2019-12-310
Contributions allocated toward minimum required contributions for current year adjusted to valuation date2019-12-31184,325
Remaining amount of unpaid minimum required contributions2019-12-310
Minimum required contributions for current year target normal cost2019-12-31223,289
Net shortfall amortization installment of oustanding balance2019-12-31123,958
Total funding amount beforereflecting carryover/prefunding balances2019-12-31243,431
Prefunding balance elected to use to offset funding requirement2019-12-3161,769
Additional cash requirement2019-12-31181,662
Contributions allocatedtoward minimum required contributions for current year2019-12-31184,325
Unpaid minimum required contributions for current year2019-12-310
Unpaid minimum required contributions for all years2019-12-310
2018: JAMES L. HOWARD & COMPANY, INC. CASH BALANCE PLAN 2018 401k membership
Market value of plan assets2018-12-311,076,195
Acturial value of plan assets2018-12-311,076,195
Funding target for retired participants and beneficiaries receiving payment2018-12-310
Number of terminated vested participants2018-12-312
Fundng target for terminated vested participants2018-12-3113,089
Active participant vested funding target2018-12-311,001,108
Number of active participants2018-12-3117
Total funding liabilities for active participants2018-12-311,002,749
Total participant count2018-12-3119
Total funding target for all participants2018-12-311,015,838
Balance at beginning of prior year after applicable adjustments2018-12-310
Prefunding balance at beginning of prior year after applicable adjustments2018-12-3146,477
Prefunding balanced used to offset prior years funding requirement2018-12-3146,477
Amount remaining of carryover balance2018-12-310
Amount remaining of prefunding balance2018-12-310
Present value of excess contributions2018-12-3144,888
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance2018-12-3152,213
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance2018-12-3152,213
Balance of carryovers at beginning of current year2018-12-310
Balance of prefunding at beginning of current year2018-12-3152,213
Total employer contributions2018-12-31190,000
Total employee contributions2018-12-310
Contributions allocated toward minimum required contributions for current year adjusted to valuation date2018-12-31184,803
Remaining amount of unpaid minimum required contributions2018-12-310
Minimum required contributions for current year target normal cost2018-12-31175,325
Total funding amount beforereflecting carryover/prefunding balances2018-12-31167,181
Prefunding balance elected to use to offset funding requirement2018-12-3152,213
Additional cash requirement2018-12-31114,968
Contributions allocatedtoward minimum required contributions for current year2018-12-31184,803
Unpaid minimum required contributions for current year2018-12-310
Unpaid minimum required contributions for all years2018-12-310
2017: JAMES L. HOWARD & COMPANY, INC. CASH BALANCE PLAN 2017 401k membership
Market value of plan assets2017-12-31774,154
Acturial value of plan assets2017-12-31774,154
Funding target for retired participants and beneficiaries receiving payment2017-12-310
Number of terminated vested participants2017-12-312
Fundng target for terminated vested participants2017-12-318,477
Active participant vested funding target2017-12-31776,940
Number of active participants2017-12-3118
Total funding liabilities for active participants2017-12-31783,006
Total participant count2017-12-3120
Total funding target for all participants2017-12-31791,483
Balance at beginning of prior year after applicable adjustments2017-12-310
Prefunding balance at beginning of prior year after applicable adjustments2017-12-3143,084
Amount remaining of carryover balance2017-12-310
Amount remaining of prefunding balance2017-12-3143,084
Present value of excess contributions2017-12-31921
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance2017-12-31972
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance2017-12-31972
Balance of carryovers at beginning of current year2017-12-310
Balance of prefunding at beginning of current year2017-12-3146,477
Total employer contributions2017-12-31190,000
Total employee contributions2017-12-310
Contributions allocated toward minimum required contributions for current year adjusted to valuation date2017-12-31183,594
Remaining amount of unpaid minimum required contributions2017-12-310
Minimum required contributions for current year target normal cost2017-12-31173,586
Net shortfall amortization installment of oustanding balance2017-12-3163,806
Total funding amount beforereflecting carryover/prefunding balances2017-12-31185,183
Prefunding balance elected to use to offset funding requirement2017-12-3146,477
Additional cash requirement2017-12-31138,706
Contributions allocatedtoward minimum required contributions for current year2017-12-31183,594
Unpaid minimum required contributions for current year2017-12-310
Unpaid minimum required contributions for all years2017-12-310
2016: JAMES L. HOWARD & COMPANY, INC. CASH BALANCE PLAN 2016 401k membership
Market value of plan assets2016-12-31561,733
Acturial value of plan assets2016-12-31561,733
Funding target for retired participants and beneficiaries receiving payment2016-12-310
Number of terminated vested participants2016-12-312
Fundng target for terminated vested participants2016-12-315,115
Active participant vested funding target2016-12-31566,829
Number of active participants2016-12-3120
Total funding liabilities for active participants2016-12-31571,161
Total participant count2016-12-3122
Total funding target for all participants2016-12-31576,276
Balance at beginning of prior year after applicable adjustments2016-12-310
Prefunding balance at beginning of prior year after applicable adjustments2016-12-310
Amount remaining of carryover balance2016-12-310
Amount remaining of prefunding balance2016-12-310
Present value of excess contributions2016-12-3161,643
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance2016-12-3165,453
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance2016-12-3165,453
Reductions in prefunding balances due to elections or deemed elections2016-12-3122,369
Balance of carryovers at beginning of current year2016-12-310
Balance of prefunding at beginning of current year2016-12-3143,084
Total employer contributions2016-12-31190,000
Total employee contributions2016-12-310
Contributions allocated toward minimum required contributions for current year adjusted to valuation date2016-12-31185,115
Remaining amount of unpaid minimum required contributions2016-12-310
Minimum required contributions for current year target normal cost2016-12-31174,673
Net shortfall amortization installment of oustanding balance2016-12-3157,627
Total funding amount beforereflecting carryover/prefunding balances2016-12-31184,194
Additional cash requirement2016-12-31184,194
Contributions allocatedtoward minimum required contributions for current year2016-12-31185,115
Unpaid minimum required contributions for current year2016-12-310
Unpaid minimum required contributions for all years2016-12-310

Potentially related plans

Was this data useful?
If you found the data here useful, PLEASE HELP US. We are a start-up and believe in making information freely available. By linking to us, posting on twitter, facebook and linkedin about us and generally spreading the word, you'll help us to grow. Our vision is to provide high quality data about the activities of all the companies in the world and where possible make it free to use and view. Finding and integrating data from thousands of data sources is time consuming and needs lots of effort. By simply spreading the word about us, you will help us.

Please use the share buttons. It will only take a few seconds of your time. Thanks for helping

Information Disclaimer
The information provided on this website is not advice, endorsement or recommendation
The information published is supplied by third parties so we make no warranty on the accuracy, completeness etc. This information is provided "as-is". The information is subject to change as we obtain updates and corrections from the primary information sources.
You are free to use the information for your own personal research on the understanding to do so is at your own risk.

See full terms and conditions

Copyright © Market Footprint Ltd
Contact us   Datalog Company Directory
401k Lookup     VAT Lookup S3