401k Plan data: ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN plan

ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 401k Plan overview

Plan Name	ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN
Plan identification number	001

ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 403(b)(1) arrangement - See Limited Pension Plan Reporting instructions for Code section 403(b)(1) arrangements for certain exempt organizations.
Code section 403(b)(7) accounts - See Limited Pension Plan Reporting instructions for Code section 403(b)(7) custodial accounts for regulated investment company stock for certain exempt organizations.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

ST. JOSEPH'S COLLEGIATE INSTITUTE has sponsored the creation of one or more 401k plans.

Company Name: ST. JOSEPH'S COLLEGIATE INSTITUTE

Employer identification number (EIN): 160743159

NAIC Classification: 611000

Form 5500 Filing Information

Submission information for form 5500 for 401k plan ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2022-01-01
001 2021-01-01
001 2020-01-01
001 2019-01-01
001 2018-01-01 JENNIFER GRECO JENNIFER GRECO 2019-07-19
001 2017-01-01 JENNIFER GRECO JENNIFER GRECO 2018-07-30
001 2016-01-01 JENNIFER GRECO JENNIFER GRECO 2017-07-24
001 2015-01-01 LINDA MEASER LINDA MEASER 2016-06-16
001 2014-01-01 LINDA MEASER LINDA MEASER 2015-06-15
001 2013-01-01 LINDA MEASER 2014-04-17 LINDA MEASER 2014-04-17
001 2012-01-01 LINDA MEASER 2013-05-24 LINDA MEASER 2013-05-24
001 2011-01-01 LINDA MEASER 2013-05-21 LINDA MEASER 2013-05-21
001 2010-01-01 LINDA MEASER 2011-02-17

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed	Name of Company Sponsor	Date Sponsor Signed
001	2022-01-01
001	2021-01-01
001	2020-01-01
001	2019-01-01
001	2018-01-01	JENNIFER GRECO		JENNIFER GRECO	2019-07-19
001	2017-01-01	JENNIFER GRECO		JENNIFER GRECO	2018-07-30
001	2016-01-01	JENNIFER GRECO		JENNIFER GRECO	2017-07-24
001	2015-01-01	LINDA MEASER		LINDA MEASER	2016-06-16
001	2014-01-01	LINDA MEASER		LINDA MEASER	2015-06-15
001	2013-01-01	LINDA MEASER	2014-04-17	LINDA MEASER	2014-04-17
001	2012-01-01	LINDA MEASER	2013-05-24	LINDA MEASER	2013-05-24
001	2011-01-01	LINDA MEASER	2013-05-21	LINDA MEASER	2013-05-21
001	2010-01-01	LINDA MEASER	2011-02-17

Plan Statistics for ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN

401k plan membership statisitcs for ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN

Measure Date Value
2022: ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 139
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 88
Number of retired or separated participants receiving benefits 2022-01-01 0
Number of other retired or separated participants entitled to future benefits 2022-01-01 51
Total of all active and inactive participants 2022-01-01 139
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 1
Total participants 2022-01-01 140
Number of participants with account balances 2022-01-01 121
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 0
2021: ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 136
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 89
Number of retired or separated participants receiving benefits 2021-01-01 0
Number of other retired or separated participants entitled to future benefits 2021-01-01 50
Total of all active and inactive participants 2021-01-01 139
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 0
Total participants 2021-01-01 139
Number of participants with account balances 2021-01-01 120
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 0
2020: ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 136
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 78
Number of retired or separated participants receiving benefits 2020-01-01 0
Number of other retired or separated participants entitled to future benefits 2020-01-01 55
Total of all active and inactive participants 2020-01-01 133
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 133
Number of participants with account balances 2020-01-01 121
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 0
2019: ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 138
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 77
Number of retired or separated participants receiving benefits 2019-01-01 59
Number of other retired or separated participants entitled to future benefits 2019-01-01 0
Total of all active and inactive participants 2019-01-01 136
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 136
Number of participants with account balances 2019-01-01 121
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 0
2018: ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 134
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 79
Number of retired or separated participants receiving benefits 2018-01-01 0
Number of other retired or separated participants entitled to future benefits 2018-01-01 55
Total of all active and inactive participants 2018-01-01 134
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 0
Total participants 2018-01-01 134
Number of participants with account balances 2018-01-01 119
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 0
2017: ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 127
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 84
Number of retired or separated participants receiving benefits 2017-01-01 0
Number of other retired or separated participants entitled to future benefits 2017-01-01 49
Total of all active and inactive participants 2017-01-01 133
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 133
Number of participants with account balances 2017-01-01 115
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 0
2016: ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 129
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 82
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 43
Total of all active and inactive participants 2016-01-01 125
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 125
Number of participants with account balances 2016-01-01 110
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 0
2015: ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 132
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 81
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 46
Total of all active and inactive participants 2015-01-01 127
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 127
Number of participants with account balances 2015-01-01 111
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 0
2014: ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 124
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 85
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 44
Total of all active and inactive participants 2014-01-01 129
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 129
Number of participants with account balances 2014-01-01 110
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 0

Measure	Date	Value
2022: ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	139
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	88
Number of retired or separated participants receiving benefits	2022-01-01	0
Number of other retired or separated participants entitled to future benefits	2022-01-01	51
Total of all active and inactive participants	2022-01-01	139
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	1
Total participants	2022-01-01	140
Number of participants with account balances	2022-01-01	121
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	0
2021: ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	136
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	89
Number of retired or separated participants receiving benefits	2021-01-01	0
Number of other retired or separated participants entitled to future benefits	2021-01-01	50
Total of all active and inactive participants	2021-01-01	139
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	0
Total participants	2021-01-01	139
Number of participants with account balances	2021-01-01	120
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	0
2020: ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	136
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	78
Number of retired or separated participants receiving benefits	2020-01-01	0
Number of other retired or separated participants entitled to future benefits	2020-01-01	55
Total of all active and inactive participants	2020-01-01	133
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	133
Number of participants with account balances	2020-01-01	121
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	0
2019: ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	138
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	77
Number of retired or separated participants receiving benefits	2019-01-01	59
Number of other retired or separated participants entitled to future benefits	2019-01-01	0
Total of all active and inactive participants	2019-01-01	136
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	136
Number of participants with account balances	2019-01-01	121
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	0
2018: ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	134
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	79
Number of retired or separated participants receiving benefits	2018-01-01	0
Number of other retired or separated participants entitled to future benefits	2018-01-01	55
Total of all active and inactive participants	2018-01-01	134
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	0
Total participants	2018-01-01	134
Number of participants with account balances	2018-01-01	119
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	0
2017: ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	127
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	84
Number of retired or separated participants receiving benefits	2017-01-01	0
Number of other retired or separated participants entitled to future benefits	2017-01-01	49
Total of all active and inactive participants	2017-01-01	133
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	133
Number of participants with account balances	2017-01-01	115
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	0
2016: ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	129
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	82
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	43
Total of all active and inactive participants	2016-01-01	125
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	125
Number of participants with account balances	2016-01-01	110
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	0
2015: ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	132
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	81
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	46
Total of all active and inactive participants	2015-01-01	127
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	127
Number of participants with account balances	2015-01-01	111
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	0
2014: ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	124
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	85
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	44
Total of all active and inactive participants	2014-01-01	129
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	129
Number of participants with account balances	2014-01-01	110
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	0

Financial Data on ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN

Measure	Date	Value
2022 : ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2022 401k financial data
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$347
Total income from all sources (including contributions)	2022-12-31	$-1,514,975
Total of all expenses incurred	2022-12-31	$415,278
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$385,698
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$770,785
Value of total assets at end of year	2022-12-31	$17,769,981
Value of total assets at beginning of year	2022-12-31	$19,700,581
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$29,580
Total interest from all sources	2022-12-31	$209,488
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$415,534
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$415,534
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$500,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$422,574
Participant contributions at end of year	2022-12-31	$10,583
Participant contributions at beginning of year	2022-12-31	$13,845
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$101,607
Other income not declared elsewhere	2022-12-31	$12,395
Liabilities. Value of operating payables at beginning of year	2022-12-31	$347
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-1,930,253
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$17,769,981
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$19,700,234
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$12,248,521
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$14,303,635
Value of interest in pooled separate accounts at end of year	2022-12-31	$487,099
Value of interest in pooled separate accounts at beginning of year	2022-12-31	$435,014
Interest on participant loans	2022-12-31	$482
Interest earned on other investments	2022-12-31	$209,006
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2022-12-31	$5,023,778
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2022-12-31	$4,947,487
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-2,958,926
Net investment gain/loss from pooled separate accounts	2022-12-31	$35,749
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$246,604
Employer contributions (assets) at end of year	2022-12-31	$0
Employer contributions (assets) at beginning of year	2022-12-31	$600
Income. Dividends from preferred stock	2022-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$385,698
Contract administrator fees	2022-12-31	$29,580
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	LUMSDEN & MCCORMICK, LLP
Accountancy firm EIN	2022-12-31	160765486
2021 : ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2021 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$347
Total income from all sources (including contributions)	2021-12-31	$3,226,399
Total of all expenses incurred	2021-12-31	$2,169,660
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$2,129,732
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$1,012,788
Value of total assets at end of year	2021-12-31	$19,700,581
Value of total assets at beginning of year	2021-12-31	$18,643,495
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$39,928
Total interest from all sources	2021-12-31	$178,934
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$606,720
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$606,720
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$500,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$419,601
Participant contributions at end of year	2021-12-31	$13,845
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$346,639
Other income not declared elsewhere	2021-12-31	$14,537
Liabilities. Value of operating payables at end of year	2021-12-31	$347
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$1,056,739
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$19,700,234
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$18,643,495
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$14,303,635
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$13,135,446
Value of interest in pooled separate accounts at end of year	2021-12-31	$435,014
Value of interest in pooled separate accounts at beginning of year	2021-12-31	$473,279
Interest on participant loans	2021-12-31	$206
Interest earned on other investments	2021-12-31	$178,728
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2021-12-31	$4,947,487
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2021-12-31	$5,034,514
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$1,335,432
Net investment gain/loss from pooled separate accounts	2021-12-31	$77,988
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$246,548
Employer contributions (assets) at end of year	2021-12-31	$600
Employer contributions (assets) at beginning of year	2021-12-31	$256
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$2,129,732
Contract administrator fees	2021-12-31	$39,928
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	LUMSDEN & MCCORMICK, LLP
Accountancy firm EIN	2021-12-31	160765486
2020 : ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2020 401k financial data
Total income from all sources (including contributions)	2020-12-31	$2,898,818
Total of all expenses incurred	2020-12-31	$1,591,492
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$1,566,817
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$669,005
Value of total assets at end of year	2020-12-31	$18,643,495
Value of total assets at beginning of year	2020-12-31	$17,336,169
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$24,675
Total interest from all sources	2020-12-31	$201,507
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$306,136
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$306,136
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$500,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$413,209
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$12,965
Other income not declared elsewhere	2020-12-31	$15,603
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$1,307,326
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$18,643,495
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$17,336,169
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$13,135,446
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$11,681,610
Value of interest in pooled separate accounts at end of year	2020-12-31	$473,279
Value of interest in pooled separate accounts at beginning of year	2020-12-31	$492,141
Interest earned on other investments	2020-12-31	$201,507
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2020-12-31	$5,034,514
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2020-12-31	$5,162,418
Expenses. Payments to insurance carriers foe the provision of benefits	2020-12-31	$511,702
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$1,710,445
Net investment gain/loss from pooled separate accounts	2020-12-31	$-3,878
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$242,831
Employer contributions (assets) at end of year	2020-12-31	$256
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$1,055,115
Contract administrator fees	2020-12-31	$24,675
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	LUMSDEN & MCCORMICK, LLP
Accountancy firm EIN	2020-12-31	160765486
2019 : ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2019 401k financial data
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$637
Total income from all sources (including contributions)	2019-12-31	$3,456,181
Total of all expenses incurred	2019-12-31	$3,473,547
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$3,458,421
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$658,815
Value of total assets at end of year	2019-12-31	$17,336,169
Value of total assets at beginning of year	2019-12-31	$17,354,172
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$15,126
Total interest from all sources	2019-12-31	$228,771
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$232,813
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$232,813
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$500,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$341,135
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$115,357
Other income not declared elsewhere	2019-12-31	$9,540
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Income. Non cash contributions	2019-12-31	$0
Value of net income/loss	2019-12-31	$-17,366
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$17,336,169
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$17,353,535
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$11,681,610
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$11,041,803
Value of interest in pooled separate accounts at end of year	2019-12-31	$492,141
Value of interest in pooled separate accounts at beginning of year	2019-12-31	$659,515
Interest earned on other investments	2019-12-31	$228,771
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2019-12-31	$5,162,418
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2019-12-31	$5,652,854
Expenses. Payments to insurance carriers foe the provision of benefits	2019-12-31	$559,698
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$2,291,979
Net investment gain/loss from pooled separate accounts	2019-12-31	$34,263
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	Yes
Contributions received in cash from employer	2019-12-31	$202,323
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$2,898,723
Contract administrator fees	2019-12-31	$15,126
Liabilities. Value of benefit claims payable at beginning of year	2019-12-31	$637
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	LUMSDEN & MCCORMICK, LLP
Accountancy firm EIN	2019-12-31	160765486
2018 : ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2018 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$637
Total income from all sources (including contributions)	2018-12-31	$49,076
Total of all expenses incurred	2018-12-31	$2,760,616
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$2,748,116
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$802,315
Value of total assets at end of year	2018-12-31	$17,354,172
Value of total assets at beginning of year	2018-12-31	$20,065,075
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$12,500
Total interest from all sources	2018-12-31	$248,963
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$349,504
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$349,504
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$500,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$310,029
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$308,731
Other income not declared elsewhere	2018-12-31	$14,912
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$-2,711,540
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$17,353,535
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$20,065,075
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$11,041,803
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$12,983,819
Value of interest in pooled separate accounts at end of year	2018-12-31	$659,515
Value of interest in pooled separate accounts at beginning of year	2018-12-31	$579,785
Interest earned on other investments	2018-12-31	$248,963
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2018-12-31	$5,652,854
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2018-12-31	$6,501,471
Expenses. Payments to insurance carriers foe the provision of benefits	2018-12-31	$955,221
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-1,394,005
Net investment gain/loss from pooled separate accounts	2018-12-31	$27,387
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	Yes
Contributions received in cash from employer	2018-12-31	$183,555
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$1,792,895
Contract administrator fees	2018-12-31	$12,500
Liabilities. Value of benefit claims payable at end of year	2018-12-31	$637
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	LUMSDEN & MCCORMICK, LLP
Accountancy firm EIN	2018-12-31	160765486
2017 : ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2017 401k financial data
Total income from all sources (including contributions)	2017-12-31	$3,194,309
Total of all expenses incurred	2017-12-31	$2,966,669
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$2,964,158
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$579,879
Value of total assets at end of year	2017-12-31	$20,065,075
Value of total assets at beginning of year	2017-12-31	$19,837,435
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$2,511
Total interest from all sources	2017-12-31	$266,365
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$242,168
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$242,168
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$500,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$363,252
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$4,940
Other income not declared elsewhere	2017-12-31	$8,389
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Income. Non cash contributions	2017-12-31	$0
Value of net income/loss	2017-12-31	$227,640
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$20,065,075
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$19,837,435
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$12,983,819
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$12,359,706
Value of interest in pooled separate accounts at end of year	2017-12-31	$579,785
Value of interest in pooled separate accounts at beginning of year	2017-12-31	$679,650
Interest earned on other investments	2017-12-31	$266,365
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2017-12-31	$6,501,471
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2017-12-31	$6,798,079
Expenses. Payments to insurance carriers foe the provision of benefits	2017-12-31	$966,322
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$2,068,502
Net investment gain/loss from pooled separate accounts	2017-12-31	$29,006
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	Yes
Contributions received in cash from employer	2017-12-31	$211,687
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$1,997,836
Contract administrator fees	2017-12-31	$2,511
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	LUMSDEN & MCCORMICK, LLP
Accountancy firm EIN	2017-12-31	160765486
2016 : ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2016 401k financial data
Total income from all sources (including contributions)	2016-12-31	$1,835,958
Total of all expenses incurred	2016-12-31	$1,523,492
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$1,520,842
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$654,496
Value of total assets at end of year	2016-12-31	$19,837,435
Value of total assets at beginning of year	2016-12-31	$19,524,969
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$2,650
Total interest from all sources	2016-12-31	$303,904
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$166,862
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$166,862
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$500,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$414,535
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$11,418
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Income. Non cash contributions	2016-12-31	$0
Value of net income/loss	2016-12-31	$312,466
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$19,837,435
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$19,524,969
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$12,359,706
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$12,014,065
Value of interest in pooled separate accounts at end of year	2016-12-31	$679,650
Value of interest in pooled separate accounts at beginning of year	2016-12-31	$618,829
Interest earned on other investments	2016-12-31	$303,904
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2016-12-31	$6,798,079
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2016-12-31	$6,892,075
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$678,624
Net investment gain/loss from pooled separate accounts	2016-12-31	$32,072
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	Yes
Contributions received in cash from employer	2016-12-31	$228,543
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$1,520,842
Contract administrator fees	2016-12-31	$2,650
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	LUMSDEN & MCCORMICK, LLP
Accountancy firm EIN	2016-12-31	160765486
2015 : ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2015 401k financial data
Total income from all sources (including contributions)	2015-12-31	$952,337
Total of all expenses incurred	2015-12-31	$646,363
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$644,306
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$674,730
Value of total assets at end of year	2015-12-31	$19,524,969
Value of total assets at beginning of year	2015-12-31	$19,218,995
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$2,057
Total interest from all sources	2015-12-31	$289,901
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$186,816
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$186,816
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$500,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$413,521
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$40,461
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$305,974
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$19,524,969
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$19,218,995
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$12,014,065
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$11,802,265
Value of interest in pooled separate accounts at end of year	2015-12-31	$618,829
Value of interest in pooled separate accounts at beginning of year	2015-12-31	$590,033
Interest earned on other investments	2015-12-31	$289,901
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2015-12-31	$6,892,075
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2015-12-31	$6,826,697
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-246,060
Net investment gain/loss from pooled separate accounts	2015-12-31	$46,950
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$220,748
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$644,306
Contract administrator fees	2015-12-31	$2,057
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	LUMSDEN & MCCORMICK, LLP
Accountancy firm EIN	2015-12-31	160765486
2014 : ST. JOSEPH'S COLLEGIATE INSTITUTE DEFINED CONTRIBUTION RETIREMENT PLAN 2014 401k financial data
Total income from all sources (including contributions)	2014-12-31	$1,675,488
Total of all expenses incurred	2014-12-31	$1,950,321
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$1,948,785
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$635,194
Value of total assets at end of year	2014-12-31	$19,218,995
Value of total assets at beginning of year	2014-12-31	$19,493,828
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$1,536
Total interest from all sources	2014-12-31	$316,213
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$169,984
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$169,984
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$500,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$401,650
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$16,822
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$-274,833
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$19,218,995
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$19,493,828
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$11,802,265
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$11,509,862
Value of interest in pooled separate accounts at end of year	2014-12-31	$590,033
Value of interest in pooled separate accounts at beginning of year	2014-12-31	$532,530
Interest earned on other investments	2014-12-31	$316,213
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2014-12-31	$6,826,697
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2014-12-31	$7,451,436
Expenses. Payments to insurance carriers foe the provision of benefits	2014-12-31	$1,093,816
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$491,000
Net investment gain/loss from pooled separate accounts	2014-12-31	$63,097
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$216,722
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$854,969
Contract administrator fees	2014-12-31	$1,536
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	LUMSDEN & MCCORMICK, LLP
Accountancy firm EIN	2014-12-31	160765486