401k Plan data: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN plan

HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 401k Plan overview

Plan Name	HOMEOWNERS FINANCIAL GROUP 401(K) PLAN
Plan identification number	001

HOMEOWNERS FINANCIAL GROUP 401(K) PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

HOMEOWNERS FINANCIAL GROUP USA, LLC has sponsored the creation of one or more 401k plans.

Company Name: HOMEOWNERS FINANCIAL GROUP USA, LLC

Employer identification number (EIN): 200640473

NAIC Classification: 522292
NAIC Description: Real Estate Credit

Form 5500 Filing Information

Submission information for form 5500 for 401k plan HOMEOWNERS FINANCIAL GROUP 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2022-01-01
001 2021-01-01
001 2020-01-01 CAROLINE CONNER 2021-10-05 CAROLINE CONNER 2021-10-05
001 2019-01-01 CAROLINE CONNER 2020-09-30 CAROLINE CONNER 2020-09-30
001 2018-01-01 CAROLINE CONNER 2019-10-07 ROBERT KENNEDY 2019-10-07
001 2017-01-01
001 2016-01-01
001 2015-01-01
001 2014-01-01 CAROLINE HETYEI
001 2014-01-01
001 2013-01-01 CAROLINE HETYEI 2014-05-15
001 2012-01-01 CAROLINE HETYEI 2013-06-25
001 2011-01-01 NITESH PATEL 2012-07-18
001 2010-01-01 NITESH PATEL 2011-06-07 NITESH PATEL 2011-06-07

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed	Name of Company Sponsor	Date Sponsor Signed
001	2022-01-01
001	2021-01-01
001	2020-01-01	CAROLINE CONNER	2021-10-05	CAROLINE CONNER	2021-10-05
001	2019-01-01	CAROLINE CONNER	2020-09-30	CAROLINE CONNER	2020-09-30
001	2018-01-01	CAROLINE CONNER	2019-10-07	ROBERT KENNEDY	2019-10-07
001	2017-01-01
001	2016-01-01
001	2015-01-01
001	2014-01-01	CAROLINE HETYEI
001	2014-01-01
001	2013-01-01	CAROLINE HETYEI	2014-05-15
001	2012-01-01	CAROLINE HETYEI	2013-06-25
001	2011-01-01	NITESH PATEL	2012-07-18
001	2010-01-01	NITESH PATEL	2011-06-07	NITESH PATEL	2011-06-07

Plan Statistics for HOMEOWNERS FINANCIAL GROUP 401(K) PLAN

401k plan membership statisitcs for HOMEOWNERS FINANCIAL GROUP 401(K) PLAN

Measure Date Value
2022: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 560
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 358
Number of retired or separated participants receiving benefits 2022-01-01 0
Number of other retired or separated participants entitled to future benefits 2022-01-01 143
Total of all active and inactive participants 2022-01-01 501
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 1
Total participants 2022-01-01 502
Number of participants with account balances 2022-01-01 488
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 93
2021: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 434
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 504
Number of retired or separated participants receiving benefits 2021-01-01 0
Number of other retired or separated participants entitled to future benefits 2021-01-01 55
Total of all active and inactive participants 2021-01-01 559
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 1
Total participants 2021-01-01 560
Number of participants with account balances 2021-01-01 532
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 20
2020: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 415
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 389
Number of retired or separated participants receiving benefits 2020-01-01 1
Number of other retired or separated participants entitled to future benefits 2020-01-01 44
Total of all active and inactive participants 2020-01-01 434
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 434
Number of participants with account balances 2020-01-01 392
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 43
2019: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 370
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 323
Number of retired or separated participants receiving benefits 2019-01-01 1
Number of other retired or separated participants entitled to future benefits 2019-01-01 91
Total of all active and inactive participants 2019-01-01 415
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 415
Number of participants with account balances 2019-01-01 343
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 0
2018: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 413
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 305
Number of retired or separated participants receiving benefits 2018-01-01 0
Number of other retired or separated participants entitled to future benefits 2018-01-01 65
Total of all active and inactive participants 2018-01-01 370
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 0
Total participants 2018-01-01 370
Number of participants with account balances 2018-01-01 334
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 0
2017: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 394
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 371
Number of retired or separated participants receiving benefits 2017-01-01 1
Number of other retired or separated participants entitled to future benefits 2017-01-01 32
Total of all active and inactive participants 2017-01-01 404
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 404
Number of participants with account balances 2017-01-01 326
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 0
2016: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 354
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 347
Number of retired or separated participants receiving benefits 2016-01-01 3
Number of other retired or separated participants entitled to future benefits 2016-01-01 33
Total of all active and inactive participants 2016-01-01 383
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 383
Number of participants with account balances 2016-01-01 294
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 1
2015: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 249
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 282
Number of retired or separated participants receiving benefits 2015-01-01 1
Number of other retired or separated participants entitled to future benefits 2015-01-01 54
Total of all active and inactive participants 2015-01-01 337
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 337
Number of participants with account balances 2015-01-01 292
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 0
2014: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 175
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 207
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 29
Total of all active and inactive participants 2014-01-01 236
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 236
Number of participants with account balances 2014-01-01 192
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 0

Measure	Date	Value
2022: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	560
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	358
Number of retired or separated participants receiving benefits	2022-01-01	0
Number of other retired or separated participants entitled to future benefits	2022-01-01	143
Total of all active and inactive participants	2022-01-01	501
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	1
Total participants	2022-01-01	502
Number of participants with account balances	2022-01-01	488
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	93
2021: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	434
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	504
Number of retired or separated participants receiving benefits	2021-01-01	0
Number of other retired or separated participants entitled to future benefits	2021-01-01	55
Total of all active and inactive participants	2021-01-01	559
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	1
Total participants	2021-01-01	560
Number of participants with account balances	2021-01-01	532
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	20
2020: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	415
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	389
Number of retired or separated participants receiving benefits	2020-01-01	1
Number of other retired or separated participants entitled to future benefits	2020-01-01	44
Total of all active and inactive participants	2020-01-01	434
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	434
Number of participants with account balances	2020-01-01	392
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	43
2019: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	370
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	323
Number of retired or separated participants receiving benefits	2019-01-01	1
Number of other retired or separated participants entitled to future benefits	2019-01-01	91
Total of all active and inactive participants	2019-01-01	415
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	415
Number of participants with account balances	2019-01-01	343
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	0
2018: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	413
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	305
Number of retired or separated participants receiving benefits	2018-01-01	0
Number of other retired or separated participants entitled to future benefits	2018-01-01	65
Total of all active and inactive participants	2018-01-01	370
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	0
Total participants	2018-01-01	370
Number of participants with account balances	2018-01-01	334
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	0
2017: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	394
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	371
Number of retired or separated participants receiving benefits	2017-01-01	1
Number of other retired or separated participants entitled to future benefits	2017-01-01	32
Total of all active and inactive participants	2017-01-01	404
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	404
Number of participants with account balances	2017-01-01	326
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	0
2016: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	354
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	347
Number of retired or separated participants receiving benefits	2016-01-01	3
Number of other retired or separated participants entitled to future benefits	2016-01-01	33
Total of all active and inactive participants	2016-01-01	383
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	383
Number of participants with account balances	2016-01-01	294
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	1
2015: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	249
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	282
Number of retired or separated participants receiving benefits	2015-01-01	1
Number of other retired or separated participants entitled to future benefits	2015-01-01	54
Total of all active and inactive participants	2015-01-01	337
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	337
Number of participants with account balances	2015-01-01	292
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	0
2014: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	175
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	207
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	29
Total of all active and inactive participants	2014-01-01	236
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	236
Number of participants with account balances	2014-01-01	192
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	0

Financial Data on HOMEOWNERS FINANCIAL GROUP 401(K) PLAN

Measure	Date	Value
2022 : HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2022 401k financial data
Total unrealized appreciation/depreciation of assets	2022-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total income from all sources (including contributions)	2022-12-31	$1,921,406
Total loss/gain on sale of assets	2022-12-31	$0
Total of all expenses incurred	2022-12-31	$3,834,018
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$3,714,821
Value of total corrective distributions	2022-12-31	$8,845
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$5,730,695
Value of total assets at end of year	2022-12-31	$20,486,302
Value of total assets at beginning of year	2022-12-31	$22,398,914
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$110,352
Total interest from all sources	2022-12-31	$34,374
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$376,656
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$376,656
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$500,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$4,059,817
Participant contributions at end of year	2022-12-31	$505,247
Participant contributions at beginning of year	2022-12-31	$475,353
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$215,466
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-1,912,612
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$20,486,302
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$22,398,914
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Investment advisory and management fees	2022-12-31	$49,271
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$19,023,235
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$21,078,210
Interest on participant loans	2022-12-31	$34,374
Value of interest in common/collective trusts at end of year	2022-12-31	$957,820
Value of interest in common/collective trusts at beginning of year	2022-12-31	$845,351
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-4,238,230
Net investment gain or loss from common/collective trusts	2022-12-31	$17,911
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$1,455,412
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$3,714,821
Contract administrator fees	2022-12-31	$61,081
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Disclaimer
Accountancy firm name	2022-12-31	MANSPERGER PATTERSON & MCMULLIN PLC
Accountancy firm EIN	2022-12-31	860751928
2021 : HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2021 401k financial data
Total unrealized appreciation/depreciation of assets	2021-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total income from all sources (including contributions)	2021-12-31	$7,526,412
Total loss/gain on sale of assets	2021-12-31	$0
Total of all expenses incurred	2021-12-31	$1,532,651
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$1,452,478
Value of total corrective distributions	2021-12-31	$10,375
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$5,022,783
Value of total assets at end of year	2021-12-31	$22,398,914
Value of total assets at beginning of year	2021-12-31	$16,405,153
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$69,798
Total interest from all sources	2021-12-31	$17,064
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$335,247
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$335,247
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2021-12-31	Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2021-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$4,454,629
Participant contributions at end of year	2021-12-31	$475,353
Participant contributions at beginning of year	2021-12-31	$227,414
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$568,154
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$5,993,761
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$22,398,914
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$16,405,153
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Investment advisory and management fees	2021-12-31	$33,515
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$21,078,210
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$0
Value of interest in pooled separate accounts at end of year	2021-12-31	$0
Value of interest in pooled separate accounts at beginning of year	2021-12-31	$14,963,407
Interest on participant loans	2021-12-31	$17,064
Value of interest in common/collective trusts at end of year	2021-12-31	$845,351
Value of interest in common/collective trusts at beginning of year	2021-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$1,869,378
Net investment gain/loss from pooled separate accounts	2021-12-31	$268,517
Net investment gain or loss from common/collective trusts	2021-12-31	$13,423
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Employer contributions (assets) at end of year	2021-12-31	$0
Employer contributions (assets) at beginning of year	2021-12-31	$1,214,332
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$1,452,478
Contract administrator fees	2021-12-31	$36,283
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2021-12-31	Yes
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Disclaimer
Accountancy firm name	2021-12-31	MANSPERGER PATTERSON & MCMULLIN PLC
Accountancy firm EIN	2021-12-31	860751928
2020 : HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2020 401k financial data
Total income from all sources (including contributions)	2020-12-31	$6,822,052
Total of all expenses incurred	2020-12-31	$1,237,266
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$1,154,379
Value of total corrective distributions	2020-12-31	$3,456
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$5,075,167
Value of total assets at end of year	2020-12-31	$16,405,153
Value of total assets at beginning of year	2020-12-31	$10,820,367
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$79,431
Total interest from all sources	2020-12-31	$19,270
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$3,471,638
Participant contributions at end of year	2020-12-31	$227,414
Participant contributions at beginning of year	2020-12-31	$294,310
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$389,196
Other income not declared elsewhere	2020-12-31	$22,776
Administrative expenses (other) incurred	2020-12-31	$19,229
Total non interest bearing cash at end of year	2020-12-31	$0
Total non interest bearing cash at beginning of year	2020-12-31	$1,492
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$5,584,786
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$16,405,153
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$10,820,367
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Investment advisory and management fees	2020-12-31	$28,984
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$0
Value of interest in pooled separate accounts at end of year	2020-12-31	$14,963,407
Value of interest in pooled separate accounts at beginning of year	2020-12-31	$9,826,734
Interest on participant loans	2020-12-31	$19,270
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2020-12-31	$0
Net investment gain/loss from pooled separate accounts	2020-12-31	$1,704,839
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$1,214,333
Employer contributions (assets) at end of year	2020-12-31	$1,214,332
Employer contributions (assets) at beginning of year	2020-12-31	$697,831
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$1,154,379
Contract administrator fees	2020-12-31	$31,218
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	MANSPERGER PATTERSON & MCMULLIN PLC
Accountancy firm EIN	2020-12-31	860751928
2019 : HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2019 401k financial data
Total income from all sources (including contributions)	2019-12-31	$4,590,288
Total of all expenses incurred	2019-12-31	$1,294,270
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$1,136,664
Value of total corrective distributions	2019-12-31	$3,773
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$2,827,186
Value of total assets at end of year	2019-12-31	$10,820,367
Value of total assets at beginning of year	2019-12-31	$7,524,349
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$153,833
Total interest from all sources	2019-12-31	$22,265
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Administrative expenses professional fees incurred	2019-12-31	$5,150
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2019-12-31	Yes
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$2,034,347
Participant contributions at end of year	2019-12-31	$294,310
Participant contributions at beginning of year	2019-12-31	$383,833
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$94,757
Administrative expenses (other) incurred	2019-12-31	$13,049
Total non interest bearing cash at end of year	2019-12-31	$1,492
Total non interest bearing cash at beginning of year	2019-12-31	$3,504
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$3,296,018
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$10,820,367
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$7,524,349
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Investment advisory and management fees	2019-12-31	$26,060
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$6,903,106
Value of interest in pooled separate accounts at end of year	2019-12-31	$9,826,734
Value of interest in pooled separate accounts at beginning of year	2019-12-31	$0
Interest on participant loans	2019-12-31	$21,040
Interest earned on other investments	2019-12-31	$1,225
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2019-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2019-12-31	$233,906
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$690,730
Net investment gain/loss from pooled separate accounts	2019-12-31	$1,050,107
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	Yes
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$698,082
Employer contributions (assets) at end of year	2019-12-31	$697,831
Employer contributions (assets) at beginning of year	2019-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$1,136,664
Contract administrator fees	2019-12-31	$109,574
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2019-12-31	Yes
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	MANSPERGER PATTERSON & MCMULLIN PLC
Accountancy firm EIN	2019-12-31	860751928
2018 : HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2018 401k financial data
Total income from all sources (including contributions)	2018-12-31	$2,316,626
Total of all expenses incurred	2018-12-31	$2,357,797
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$2,279,511
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$2,757,712
Value of total assets at end of year	2018-12-31	$7,524,349
Value of total assets at beginning of year	2018-12-31	$7,565,520
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$78,286
Total interest from all sources	2018-12-31	$21,887
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$500,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$1,818,656
Participant contributions at end of year	2018-12-31	$383,833
Participant contributions at beginning of year	2018-12-31	$313,846
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$939,051
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2018-12-31	$0
Other income not declared elsewhere	2018-12-31	$2,759
Administrative expenses (other) incurred	2018-12-31	$16,660
Total non interest bearing cash at end of year	2018-12-31	$3,504
Total non interest bearing cash at beginning of year	2018-12-31	$6,139
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Income. Non cash contributions	2018-12-31	$0
Value of net income/loss	2018-12-31	$-41,171
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$7,524,349
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$7,565,520
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Investment advisory and management fees	2018-12-31	$8,537
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$6,903,106
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$6,966,868
Interest on participant loans	2018-12-31	$19,243
Interest earned on other investments	2018-12-31	$2,644
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2018-12-31	$233,906
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2018-12-31	$278,667
Expenses. Payments to insurance carriers foe the provision of benefits	2018-12-31	$0
Net investment gain/loss from pooled separate accounts	2018-12-31	$-465,732
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$5
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$2,279,511
Contract administrator fees	2018-12-31	$53,089
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	MANSPERGER PATTERSON & MCMULLIN PLC
Accountancy firm EIN	2018-12-31	860751928
2017 : HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2017 401k financial data
Total income from all sources (including contributions)	2017-12-31	$3,469,466
Total of all expenses incurred	2017-12-31	$757,673
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$678,417
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$2,459,238
Value of total assets at end of year	2017-12-31	$7,565,520
Value of total assets at beginning of year	2017-12-31	$4,853,727
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$79,256
Total interest from all sources	2017-12-31	$17,295
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$485,373
If this is an individual account plan, was there a blackout period	2017-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$1,797,649
Participant contributions at end of year	2017-12-31	$313,846
Participant contributions at beginning of year	2017-12-31	$190,614
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$661,589
Administrative expenses (other) incurred	2017-12-31	$12,475
Total non interest bearing cash at end of year	2017-12-31	$6,139
Total non interest bearing cash at beginning of year	2017-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$2,711,793
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$7,565,520
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$4,853,727
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Investment advisory and management fees	2017-12-31	$19,454
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$6,966,868
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$4,190,878
Interest on participant loans	2017-12-31	$13,829
Interest earned on other investments	2017-12-31	$3,466
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2017-12-31	$278,667
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2017-12-31	$472,235
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$992,933
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$678,417
Contract administrator fees	2017-12-31	$47,327
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	MANSPERGER PATTERSON & MCMULLIN PLC
Accountancy firm EIN	2017-12-31	860751928
2016 : HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2016 401k financial data
Total income from all sources (including contributions)	2016-12-31	$2,186,547
Total of all expenses incurred	2016-12-31	$433,120
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$392,863
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$1,881,626
Value of total assets at end of year	2016-12-31	$4,853,727
Value of total assets at beginning of year	2016-12-31	$3,100,300
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$40,257
Total interest from all sources	2016-12-31	$12,720
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$310,030
If this is an individual account plan, was there a blackout period	2016-12-31	Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$1,557,878
Participant contributions at end of year	2016-12-31	$190,614
Participant contributions at beginning of year	2016-12-31	$114,384
Participant contributions at end of year	2016-12-31	$0
Participant contributions at beginning of year	2016-12-31	$54,500
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$323,748
Administrative expenses (other) incurred	2016-12-31	$37,153
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Income. Non cash contributions	2016-12-31	$0
Value of net income/loss	2016-12-31	$1,753,427
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$4,853,727
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$3,100,300
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Investment advisory and management fees	2016-12-31	$3,104
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$4,190,878
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$0
Value of interest in pooled separate accounts at end of year	2016-12-31	$0
Value of interest in pooled separate accounts at beginning of year	2016-12-31	$2,627,177
Interest on participant loans	2016-12-31	$8,435
Interest earned on other investments	2016-12-31	$4,285
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2016-12-31	$472,235
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2016-12-31	$304,239
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$292,201
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$392,863
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2016-12-31	Yes
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	MANSPERGER PATTERSON & MCMULLIN PLC
Accountancy firm EIN	2016-12-31	860751928
2015 : HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2015 401k financial data
Total unrealized appreciation/depreciation of assets	2015-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$1,339
Total income from all sources (including contributions)	2015-12-31	$1,119,560
Total loss/gain on sale of assets	2015-12-31	$0
Total of all expenses incurred	2015-12-31	$254,085
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$231,723
Value of total corrective distributions	2015-12-31	$5,680
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$1,189,153
Value of total assets at end of year	2015-12-31	$3,100,300
Value of total assets at beginning of year	2015-12-31	$2,236,164
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$16,682
Total interest from all sources	2015-12-31	$7,352
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$223,500
If this is an individual account plan, was there a blackout period	2015-12-31	Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$1,114,057
Participant contributions at end of year	2015-12-31	$114,384
Participant contributions at beginning of year	2015-12-31	$99,968
Participant contributions at end of year	2015-12-31	$54,500
Participant contributions at beginning of year	2015-12-31	$100
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$75,096
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2015-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2015-12-31	$1,339
Administrative expenses (other) incurred	2015-12-31	$16,682
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$865,475
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$3,100,300
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$2,234,825
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in pooled separate accounts at end of year	2015-12-31	$2,627,177
Value of interest in pooled separate accounts at beginning of year	2015-12-31	$1,852,594
Interest on participant loans	2015-12-31	$4,991
Interest earned on other investments	2015-12-31	$2,361
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2015-12-31	$304,239
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2015-12-31	$283,502
Net investment gain/loss from pooled separate accounts	2015-12-31	$-76,945
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$231,723
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2015-12-31	Yes
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	MANSPERGER PATTERSON & MCMULLIN PLC
Accountancy firm EIN	2015-12-31	860751928
2014 : HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2014 401k financial data
Total unrealized appreciation/depreciation of assets	2014-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$1,339
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total income from all sources (including contributions)	2014-12-31	$975,591
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$126,106
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$113,224
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$884,255
Value of total assets at end of year	2014-12-31	$2,236,164
Value of total assets at beginning of year	2014-12-31	$1,385,340
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$12,882
Total interest from all sources	2014-12-31	$3,227
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$138,600
If this is an individual account plan, was there a blackout period	2014-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$752,856
Participant contributions at end of year	2014-12-31	$99,968
Participant contributions at beginning of year	2014-12-31	$34,088
Participant contributions at end of year	2014-12-31	$100
Participant contributions at beginning of year	2014-12-31	$16,710
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$129,786
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2014-12-31	$1,339
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2014-12-31	$0
Administrative expenses (other) incurred	2014-12-31	$12,882
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$849,485
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$2,234,825
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$1,385,340
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$1,852,594
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$1,329,752
Value of interest in pooled separate accounts at end of year	2014-12-31	$283,502
Value of interest in pooled separate accounts at beginning of year	2014-12-31	$4,790
Interest on participant loans	2014-12-31	$3,104
Interest earned on other investments	2014-12-31	$123
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2014-12-31	$283,502
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2014-12-31	$4,790
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$86,808
Net investment gain/loss from pooled separate accounts	2014-12-31	$1,301
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$1,613
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$113,224
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	MANSPERGER PATTERSON & MCMULLIN PLC
Accountancy firm EIN	2014-12-31	860751928

Form 5500 Responses for HOMEOWNERS FINANCIAL GROUP 401(K) PLAN

2022: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Submission has been amended	No
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Mulitple employer plan
2021-01-01	Submission has been amended	No
2021-01-01	This submission is the final filing	No
2021-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Insurance	Yes
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Mulitple employer plan
2020-01-01	Plan funding arrangement – Insurance	Yes
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Mulitple employer plan
2019-01-01	Plan funding arrangement – Insurance	Yes
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Plan funding arrangement – Insurance	Yes
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Plan funding arrangement – Insurance	Yes
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Plan funding arrangement – Insurance	Yes
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Insurance	Yes
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: HOMEOWNERS FINANCIAL GROUP 401(K) PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	Yes
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Insurance	Yes
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )

Policy contract number

139940

Policy instance

Insurance contract or identification number	139940
Number of Individuals Covered	0
Insurance policy start date	2021-01-01
Insurance policy end date	2021-01-14
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $350
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	350
Additional information about fees paid to insurance broker	TPA FEES AND COMPENSATION
Insurance broker organization code?	5

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )

Policy contract number

139940

Policy instance

Insurance contract or identification number	139940
Number of Individuals Covered	449
Insurance policy start date	2020-01-01
Insurance policy end date	2020-12-31
Total amount of commissions paid to insurance broker	USD $16,562
Total amount of fees paid to insurance company	USD $19,229
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $6,952
Amount paid for insurance broker fees	19229
Additional information about fees paid to insurance broker	TPA FEES AND COMPENSATION
Insurance broker organization code?	5

TRANSAMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 86231 )

Policy contract number

512566-000

Policy instance

Insurance contract or identification number	512566-000
Number of Individuals Covered	0
Insurance policy start date	2019-01-01
Insurance policy end date	2019-05-27
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $1,642
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $0
Amount paid for insurance broker fees	1642
Additional information about fees paid to insurance broker	TPA FEES/COMPENSATION
Insurance broker organization code?	5

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )

Policy contract number

139940

Policy instance

Insurance contract or identification number	139940
Number of Individuals Covered	363
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $17,997
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $0
Amount paid for insurance broker fees	17997
Additional information about fees paid to insurance broker	TPA FEES/COMPENSATION
Insurance broker organization code?	5

TRANSAMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 86231 )

Policy contract number

512566-000

Policy instance

Insurance contract or identification number	512566-000
Number of Individuals Covered	334
Insurance policy start date	2018-01-01
Insurance policy end date	2018-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $3,968
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $0
Amount paid for insurance broker fees	3968
Additional information about fees paid to insurance broker	TPA FEES/COMPENSATION
Insurance broker organization code?	5

TRANSAMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 86231 )

Policy contract number

512566-000

Policy instance

Insurance contract or identification number	512566-000
Number of Individuals Covered	17
Insurance policy start date	2017-01-01
Insurance policy end date	2017-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $3,118
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $0
Amount paid for insurance broker fees	3118
Insurance broker organization code?	5
Insurance broker name	EDBERG & PERRY INC

TRANSAMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 86231 )

Policy contract number

804034-000

Policy instance

Insurance contract or identification number	804034-000
Number of Individuals Covered	8
Insurance policy start date	2015-01-01
Insurance policy end date	2015-12-31
Total amount of commissions paid to insurance broker	USD $10,596
Total amount of fees paid to insurance company	USD $1,269
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $10,596
Insurance broker organization code?	3
Amount paid for insurance broker fees	1269
Additional information about fees paid to insurance broker	TPA FEES
Insurance broker name	EDBERG & PERRY INC

TRANSAMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 86231 )

Policy contract number

804034-000

Policy instance

Insurance contract or identification number	804034-000
Number of Individuals Covered	9
Insurance policy start date	2014-01-01
Insurance policy end date	2014-12-31
Total amount of commissions paid to insurance broker	USD $7,664
Total amount of fees paid to insurance company	USD $799
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $7,664
Insurance broker organization code?	3
Amount paid for insurance broker fees	799
Additional information about fees paid to insurance broker	TPA FEES
Insurance broker name	EDBERG & PERRY INC

Potentially related plans

HOMEOWNERS FINANCIAL SERVICES RETIREMENT PLAN [EIN = 391733697]

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Company Name:	HOMEOWNERS FINANCIAL GROUP USA, LLC
Employer identification number (EIN):	200640473
NAIC Classification:	522292
NAIC Description:	Real Estate Credit