GRAY & COMPANY has sponsored the creation of one or more 401k plans.
Submission information for form 5500 for 401k plan RETIREMENT PLAN OF GRAY & CO. MICHIGAN DIVISION
401k plan membership statisitcs for RETIREMENT PLAN OF GRAY & CO. MICHIGAN DIVISION
| Measure | Date | Value |
|---|
| 2017: RETIREMENT PLAN OF GRAY & CO. MICHIGAN DIVISION 2017 401k membership |
|---|
| Market value of plan assets | 2017-12-31 | 3,495,688 |
| Acturial value of plan assets | 2017-12-31 | 3,610,393 |
| Funding target for retired participants and beneficiaries receiving payment | 2017-12-31 | 1,178,397 |
| Number of terminated vested participants | 2017-12-31 | 38 |
| Fundng target for terminated vested participants | 2017-12-31 | 439,097 |
| Active participant vested funding target | 2017-12-31 | 1,190,308 |
| Number of active participants | 2017-12-31 | 60 |
| Total funding liabilities for active participants | 2017-12-31 | 1,275,413 |
| Total participant count | 2017-12-31 | 168 |
| Total funding target for all participants | 2017-12-31 | 2,892,907 |
| Balance at beginning of prior year after applicable adjustments | 2017-12-31 | 0 |
| Prefunding balance at beginning of prior year after applicable adjustments | 2017-12-31 | 0 |
| Carryover balanced portion elected for use to offset prior years funding requirement | 2017-12-31 | 0 |
| Prefunding balanced used to offset prior years funding requirement | 2017-12-31 | 0 |
| Present value of excess contributions | 2017-12-31 | 210,391 |
| Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance | 2017-12-31 | 223,393 |
| Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance | 2017-12-31 | 0 |
| Reductions in caryover balances due to elections or deemed elections | 2017-12-31 | 0 |
| Reductions in prefunding balances due to elections or deemed elections | 2017-12-31 | 0 |
| Balance of carryovers at beginning of current year | 2017-12-31 | 0 |
| Balance of prefunding at beginning of current year | 2017-12-31 | 0 |
| Contributions allocated toward unpaid minimum require contributions from prior years | 2017-12-31 | 0 |
| Contributions made to avoid restrictions adjusted to valuation date | 2017-12-31 | 0 |
| Contributions allocated toward minimum required contributions for current year adjusted to valuation date | 2017-12-31 | 0 |
| Remaining amount of unpaid minimum required contributions | 2017-12-31 | 0 |
| Minimum required contributions for current year target normal cost | 2017-12-31 | 57,013 |
| Net shortfall amortization installment of oustanding balance | 2017-12-31 | 0 |
| Waiver amortization installment | 2017-12-31 | 0 |
| Carryover balance elected to use to offset funding requirement | 2017-12-31 | 0 |
| Prefunding balance elected to use to offset funding requirement | 2017-12-31 | 0 |
| Unpaid minimum required contributions for current year | 2017-12-31 | 0 |
| Unpaid minimum required contributions for all years | 2017-12-31 | 0 |
| Total participants, beginning-of-year | 2017-01-01 | 168 |
| Total number of active participants reported on line 7a of the Form 5500 | 2017-01-01 | 56 |
| Number of retired or separated participants receiving benefits | 2017-01-01 | 69 |
| Number of other retired or separated participants entitled to future benefits | 2017-01-01 | 36 |
| Total of all active and inactive participants | 2017-01-01 | 161 |
| Total participants | 2017-01-01 | 161 |
| 2016: RETIREMENT PLAN OF GRAY & CO. MICHIGAN DIVISION 2016 401k membership |
|---|
| Market value of plan assets | 2016-12-31 | 3,263,060 |
| Acturial value of plan assets | 2016-12-31 | 3,400,240 |
| Funding target for retired participants and beneficiaries receiving payment | 2016-12-31 | 1,029,038 |
| Number of terminated vested participants | 2016-12-31 | 37 |
| Fundng target for terminated vested participants | 2016-12-31 | 394,962 |
| Active participant vested funding target | 2016-12-31 | 1,173,154 |
| Number of active participants | 2016-12-31 | 65 |
| Total funding liabilities for active participants | 2016-12-31 | 1,246,562 |
| Total participant count | 2016-12-31 | 168 |
| Total funding target for all participants | 2016-12-31 | 2,670,562 |
| Balance at beginning of prior year after applicable adjustments | 2016-12-31 | 0 |
| Prefunding balance at beginning of prior year after applicable adjustments | 2016-12-31 | 0 |
| Present value of excess contributions | 2016-12-31 | 844,085 |
| Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance | 2016-12-31 | 897,853 |
| Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance | 2016-12-31 | 0 |
| Reductions in caryover balances due to elections or deemed elections | 2016-12-31 | 0 |
| Reductions in prefunding balances due to elections or deemed elections | 2016-12-31 | 0 |
| Balance of carryovers at beginning of current year | 2016-12-31 | 0 |
| Balance of prefunding at beginning of current year | 2016-12-31 | 0 |
| Total employer contributions | 2016-12-31 | 233,000 |
| Contributions allocated toward unpaid minimum require contributions from prior years | 2016-12-31 | 0 |
| Contributions made to avoid restrictions adjusted to valuation date | 2016-12-31 | 0 |
| Contributions allocated toward minimum required contributions for current year adjusted to valuation date | 2016-12-31 | 210,391 |
| Remaining amount of unpaid minimum required contributions | 2016-12-31 | 0 |
| Minimum required contributions for current year target normal cost | 2016-12-31 | 56,922 |
| Net shortfall amortization installment of oustanding balance | 2016-12-31 | 0 |
| Contributions allocatedtoward minimum required contributions for current year | 2016-12-31 | 210,391 |
| Unpaid minimum required contributions for current year | 2016-12-31 | 0 |
| Unpaid minimum required contributions for all years | 2016-12-31 | 0 |
| Total participants, beginning-of-year | 2016-01-01 | 170 |
| Total number of active participants reported on line 7a of the Form 5500 | 2016-01-01 | 60 |
| Number of retired or separated participants receiving benefits | 2016-01-01 | 67 |
| Number of other retired or separated participants entitled to future benefits | 2016-01-01 | 38 |
| Total of all active and inactive participants | 2016-01-01 | 165 |
| Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits | 2016-01-01 | 3 |
| Total participants | 2016-01-01 | 168 |
| 2015: RETIREMENT PLAN OF GRAY & CO. MICHIGAN DIVISION 2015 401k membership |
|---|
| Total participants, beginning-of-year | 2015-01-01 | 170 |
| Total number of active participants reported on line 7a of the Form 5500 | 2015-01-01 | 65 |
| Number of retired or separated participants receiving benefits | 2015-01-01 | 37 |
| Number of other retired or separated participants entitled to future benefits | 2015-01-01 | 66 |
| Total of all active and inactive participants | 2015-01-01 | 168 |
| Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits | 2015-01-01 | 2 |
| Total participants | 2015-01-01 | 170 |
| Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested | 2015-01-01 | 3 |
| 2014: RETIREMENT PLAN OF GRAY & CO. MICHIGAN DIVISION 2014 401k membership |
|---|
| Total participants, beginning-of-year | 2014-01-01 | 174 |
| Total number of active participants reported on line 7a of the Form 5500 | 2014-01-01 | 66 |
| Number of retired or separated participants receiving benefits | 2014-01-01 | 38 |
| Number of other retired or separated participants entitled to future benefits | 2014-01-01 | 64 |
| Total of all active and inactive participants | 2014-01-01 | 168 |
| Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits | 2014-01-01 | 2 |
| Total participants | 2014-01-01 | 170 |
| Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested | 2014-01-01 | 2 |
| 2013: RETIREMENT PLAN OF GRAY & CO. MICHIGAN DIVISION 2013 401k membership |
|---|
| Total participants, beginning-of-year | 2013-01-01 | 176 |
| Total number of active participants reported on line 7a of the Form 5500 | 2013-01-01 | 73 |
| Number of retired or separated participants receiving benefits | 2013-01-01 | 40 |
| Number of other retired or separated participants entitled to future benefits | 2013-01-01 | 58 |
| Total of all active and inactive participants | 2013-01-01 | 171 |
| Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits | 2013-01-01 | 3 |
| Total participants | 2013-01-01 | 174 |
| Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested | 2013-01-01 | 3 |
| 2012: RETIREMENT PLAN OF GRAY & CO. MICHIGAN DIVISION 2012 401k membership |
|---|
| Total participants, beginning-of-year | 2012-01-01 | 175 |
| Total number of active participants reported on line 7a of the Form 5500 | 2012-01-01 | 74 |
| Number of retired or separated participants receiving benefits | 2012-01-01 | 43 |
| Number of other retired or separated participants entitled to future benefits | 2012-01-01 | 56 |
| Total of all active and inactive participants | 2012-01-01 | 173 |
| Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits | 2012-01-01 | 3 |
| Total participants | 2012-01-01 | 176 |
| Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested | 2012-01-01 | 1 |
| 2011: RETIREMENT PLAN OF GRAY & CO. MICHIGAN DIVISION 2011 401k membership |
|---|
| Total participants, beginning-of-year | 2011-01-01 | 178 |
| Total number of active participants reported on line 7a of the Form 5500 | 2011-01-01 | 78 |
| Number of retired or separated participants receiving benefits | 2011-01-01 | 41 |
| Number of other retired or separated participants entitled to future benefits | 2011-01-01 | 53 |
| Total of all active and inactive participants | 2011-01-01 | 172 |
| Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits | 2011-01-01 | 3 |
| Total participants | 2011-01-01 | 175 |
| Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested | 2011-01-01 | 1 |
| 2010: RETIREMENT PLAN OF GRAY & CO. MICHIGAN DIVISION 2010 401k membership |
|---|
| Total participants, beginning-of-year | 2010-01-01 | 186 |
| Total number of active participants reported on line 7a of the Form 5500 | 2010-01-01 | 84 |
| Number of retired or separated participants receiving benefits | 2010-01-01 | 46 |
| Number of other retired or separated participants entitled to future benefits | 2010-01-01 | 48 |
| Total of all active and inactive participants | 2010-01-01 | 178 |
| Total participants | 2010-01-01 | 178 |
| 2009: RETIREMENT PLAN OF GRAY & CO. MICHIGAN DIVISION 2009 401k membership |
|---|
| Total participants, beginning-of-year | 2009-01-01 | 200 |
| Total number of active participants reported on line 7a of the Form 5500 | 2009-01-01 | 91 |
| Number of retired or separated participants receiving benefits | 2009-01-01 | 51 |
| Number of other retired or separated participants entitled to future benefits | 2009-01-01 | 44 |
| Total of all active and inactive participants | 2009-01-01 | 186 |
| Total participants | 2009-01-01 | 186 |
| Measure | Date | Value |
|---|
| 2017 : RETIREMENT PLAN OF GRAY & CO. MICHIGAN DIVISION 2017 401k financial data |
|---|
| Total transfer of assets from this plan | 2017-12-31 | $3,500,321 |
| Total income from all sources (including contributions) | 2017-12-31 | $149,806 |
| Total of all expenses incurred | 2017-12-31 | $154,806 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2017-12-31 | $126,975 |
| Value of total assets at end of year | 2017-12-31 | $3,500,321 |
| Value of total assets at beginning of year | 2017-12-31 | $3,505,321 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2017-12-31 | $27,831 |
| Total dividends received (eg from common stock, registered investment company shares) | 2017-12-31 | $114,833 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2017-12-31 | No |
| Was this plan covered by a fidelity bond | 2017-12-31 | Yes |
| Value of fidelity bond cover | 2017-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2017-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2017-12-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2017-12-31 | $1,270 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2017-12-31 | $320 |
| Administrative expenses (other) incurred | 2017-12-31 | $27,831 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-12-31 | No |
| Value of net income/loss | 2017-12-31 | $-5,000 |
| Value of net assets at end of year (total assets less liabilities) | 2017-12-31 | $3,500,321 |
| Value of net assets at beginning of year (total assets less liabilities) | 2017-12-31 | $3,505,321 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2017-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2017-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2017-12-31 | No |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2017-12-31 | $112,441 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2017-12-31 | $3,272,001 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2017-12-31 | $3,272,001 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2017-12-31 | $34,973 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2017-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2017-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2017-12-31 | No |
| Employer contributions (assets) at beginning of year | 2017-12-31 | $233,000 |
| Income. Dividends from common stock | 2017-12-31 | $114,833 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2017-12-31 | $126,975 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2017-12-31 | No |
| Assets. Corporate common stocks other than exployer securities at end of year | 2017-12-31 | $3,386,610 |
| Did the plan have assets held for investment | 2017-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2017-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2017-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2017-12-31 | Disclaimer |
| Accountancy firm name | 2017-12-31 | BOBBITT, PITTENGER & CO., P.A. |
| Accountancy firm EIN | 2017-12-31 | 650437100 |
| 2016 : RETIREMENT PLAN OF GRAY & CO. MICHIGAN DIVISION 2016 401k financial data |
|---|
| Total income from all sources (including contributions) | 2016-12-31 | $334,481 |
| Total of all expenses incurred | 2016-12-31 | $133,785 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2016-12-31 | $117,701 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2016-12-31 | $233,302 |
| Value of total assets at end of year | 2016-12-31 | $3,505,321 |
| Value of total assets at beginning of year | 2016-12-31 | $3,304,625 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2016-12-31 | $16,084 |
| Total interest from all sources | 2016-12-31 | $7,996 |
| Total dividends received (eg from common stock, registered investment company shares) | 2016-12-31 | $19,550 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2016-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2016-12-31 | $19,550 |
| Was this plan covered by a fidelity bond | 2016-12-31 | Yes |
| Value of fidelity bond cover | 2016-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2016-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2016-12-31 | No |
| Contributions received from participants | 2016-12-31 | $302 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2016-12-31 | $320 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2016-12-31 | $2,311 |
| Administrative expenses (other) incurred | 2016-12-31 | $16,084 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-12-31 | No |
| Value of net income/loss | 2016-12-31 | $200,696 |
| Value of net assets at end of year (total assets less liabilities) | 2016-12-31 | $3,505,321 |
| Value of net assets at beginning of year (total assets less liabilities) | 2016-12-31 | $3,304,625 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2016-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2016-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2016-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2016-12-31 | $1,681,678 |
| Income. Interest from US Government securities | 2016-12-31 | $2,923 |
| Income. Interest from corporate debt instruments | 2016-12-31 | $4,690 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2016-12-31 | $3,272,001 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2016-12-31 | $23,857 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2016-12-31 | $23,857 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2016-12-31 | $383 |
| Asset value of US Government securities at beginning of year | 2016-12-31 | $298,297 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2016-12-31 | $73,633 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2016-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2016-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2016-12-31 | No |
| Contributions received in cash from employer | 2016-12-31 | $233,000 |
| Employer contributions (assets) at end of year | 2016-12-31 | $233,000 |
| Employer contributions (assets) at beginning of year | 2016-12-31 | $998,500 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2016-12-31 | $117,701 |
| Asset. Corporate debt instrument preferred debt at beginning of year | 2016-12-31 | $250,593 |
| Asset. Corporate debt instrument debt (other) at beginning of year | 2016-12-31 | $49,389 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2016-12-31 | No |
| Did the plan have assets held for investment | 2016-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2016-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2016-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2016-12-31 | Disclaimer |
| Accountancy firm name | 2016-12-31 | BOBBITT, PITTENGER & CO., P.A. |
| Accountancy firm EIN | 2016-12-31 | 650437100 |
| 2015 : RETIREMENT PLAN OF GRAY & CO. MICHIGAN DIVISION 2015 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2015-12-31 | $1,290 |
| Total unrealized appreciation/depreciation of assets | 2015-12-31 | $1,290 |
| Total income from all sources (including contributions) | 2015-12-31 | $999,587 |
| Total loss/gain on sale of assets | 2015-12-31 | $-2,628 |
| Total of all expenses incurred | 2015-12-31 | $123,549 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2015-12-31 | $108,557 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2015-12-31 | $998,500 |
| Value of total assets at end of year | 2015-12-31 | $3,304,625 |
| Value of total assets at beginning of year | 2015-12-31 | $2,428,587 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2015-12-31 | $14,992 |
| Total interest from all sources | 2015-12-31 | $10,102 |
| Total dividends received (eg from common stock, registered investment company shares) | 2015-12-31 | $40,700 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2015-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2015-12-31 | $40,700 |
| Was this plan covered by a fidelity bond | 2015-12-31 | Yes |
| Value of fidelity bond cover | 2015-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2015-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2015-12-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2015-12-31 | $2,311 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2015-12-31 | $2,924 |
| Administrative expenses (other) incurred | 2015-12-31 | $14,992 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-12-31 | No |
| Value of net income/loss | 2015-12-31 | $876,038 |
| Value of net assets at end of year (total assets less liabilities) | 2015-12-31 | $3,304,625 |
| Value of net assets at beginning of year (total assets less liabilities) | 2015-12-31 | $2,428,587 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2015-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2015-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2015-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2015-12-31 | $1,681,678 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2015-12-31 | $1,659,376 |
| Income. Interest from US Government securities | 2015-12-31 | $3,375 |
| Income. Interest from corporate debt instruments | 2015-12-31 | $6,725 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2015-12-31 | $23,857 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2015-12-31 | $11,726 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2015-12-31 | $11,726 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2015-12-31 | $2 |
| Asset value of US Government securities at end of year | 2015-12-31 | $298,297 |
| Asset value of US Government securities at beginning of year | 2015-12-31 | $297,653 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2015-12-31 | $-48,377 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2015-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2015-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2015-12-31 | No |
| Contributions received in cash from employer | 2015-12-31 | $998,500 |
| Employer contributions (assets) at end of year | 2015-12-31 | $998,500 |
| Employer contributions (assets) at beginning of year | 2015-12-31 | $104,944 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2015-12-31 | $108,557 |
| Asset. Corporate debt instrument preferred debt at end of year | 2015-12-31 | $250,593 |
| Asset. Corporate debt instrument preferred debt at beginning of year | 2015-12-31 | $351,964 |
| Asset. Corporate debt instrument debt (other) at end of year | 2015-12-31 | $49,389 |
| Did the plan have assets held for investment | 2015-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2015-12-31 | No |
| Aggregate proceeds on sale of assets | 2015-12-31 | $50,000 |
| Aggregate carrying amount (costs) on sale of assets | 2015-12-31 | $52,628 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2015-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2015-12-31 | Disclaimer |
| Accountancy firm name | 2015-12-31 | BJORKLUND & MONTPLAISIR |
| Accountancy firm EIN | 2015-12-31 | 931015766 |
| 2014 : RETIREMENT PLAN OF GRAY & CO. MICHIGAN DIVISION 2014 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2014-12-31 | $5,239 |
| Total unrealized appreciation/depreciation of assets | 2014-12-31 | $5,239 |
| Total income from all sources (including contributions) | 2014-12-31 | $207,853 |
| Total of all expenses incurred | 2014-12-31 | $121,864 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2014-12-31 | $107,096 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2014-12-31 | $104,944 |
| Value of total assets at end of year | 2014-12-31 | $2,428,587 |
| Value of total assets at beginning of year | 2014-12-31 | $2,342,598 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2014-12-31 | $14,768 |
| Total interest from all sources | 2014-12-31 | $10,713 |
| Total dividends received (eg from common stock, registered investment company shares) | 2014-12-31 | $72,128 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2014-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2014-12-31 | $72,128 |
| Was this plan covered by a fidelity bond | 2014-12-31 | Yes |
| Value of fidelity bond cover | 2014-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2014-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2014-12-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2014-12-31 | $2,924 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2014-12-31 | $2,924 |
| Administrative expenses (other) incurred | 2014-12-31 | $14,768 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-12-31 | No |
| Value of net income/loss | 2014-12-31 | $85,989 |
| Value of net assets at end of year (total assets less liabilities) | 2014-12-31 | $2,428,587 |
| Value of net assets at beginning of year (total assets less liabilities) | 2014-12-31 | $2,342,598 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2014-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2014-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2014-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2014-12-31 | $1,659,376 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2014-12-31 | $1,618,379 |
| Income. Interest from US Government securities | 2014-12-31 | $3,375 |
| Income. Interest from corporate debt instruments | 2014-12-31 | $7,337 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2014-12-31 | $11,726 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2014-12-31 | $9,212 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2014-12-31 | $9,212 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2014-12-31 | $1 |
| Asset value of US Government securities at end of year | 2014-12-31 | $297,653 |
| Asset value of US Government securities at beginning of year | 2014-12-31 | $293,301 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2014-12-31 | $14,829 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2014-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2014-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2014-12-31 | No |
| Contributions received in cash from employer | 2014-12-31 | $104,944 |
| Employer contributions (assets) at end of year | 2014-12-31 | $104,944 |
| Employer contributions (assets) at beginning of year | 2014-12-31 | $67,705 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2014-12-31 | $107,096 |
| Asset. Corporate debt instrument preferred debt at end of year | 2014-12-31 | $351,964 |
| Asset. Corporate debt instrument preferred debt at beginning of year | 2014-12-31 | $351,077 |
| Did the plan have assets held for investment | 2014-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2014-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2014-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2014-12-31 | Disclaimer |
| Accountancy firm name | 2014-12-31 | BJORKLUND & MONTPLAISIR |
| Accountancy firm EIN | 2014-12-31 | 931015766 |
| 2013 : RETIREMENT PLAN OF GRAY & CO. MICHIGAN DIVISION 2013 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2013-12-31 | $-20,369 |
| Total unrealized appreciation/depreciation of assets | 2013-12-31 | $-20,369 |
| Total income from all sources (including contributions) | 2013-12-31 | $286,611 |
| Total of all expenses incurred | 2013-12-31 | $106,939 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2013-12-31 | $93,720 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2013-12-31 | $72,917 |
| Value of total assets at end of year | 2013-12-31 | $2,342,598 |
| Value of total assets at beginning of year | 2013-12-31 | $2,162,926 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2013-12-31 | $13,219 |
| Total interest from all sources | 2013-12-31 | $7,448 |
| Total dividends received (eg from common stock, registered investment company shares) | 2013-12-31 | $45,712 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2013-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2013-12-31 | $45,712 |
| Was this plan covered by a fidelity bond | 2013-12-31 | Yes |
| Value of fidelity bond cover | 2013-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2013-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2013-12-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2013-12-31 | $2,924 |
| Administrative expenses (other) incurred | 2013-12-31 | $13,219 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-12-31 | No |
| Value of net income/loss | 2013-12-31 | $179,672 |
| Value of net assets at end of year (total assets less liabilities) | 2013-12-31 | $2,342,598 |
| Value of net assets at beginning of year (total assets less liabilities) | 2013-12-31 | $2,162,926 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2013-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2013-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2013-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2013-12-31 | $1,618,379 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2013-12-31 | $1,965,578 |
| Income. Interest from US Government securities | 2013-12-31 | $2,372 |
| Income. Interest from corporate debt instruments | 2013-12-31 | $5,075 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2013-12-31 | $9,212 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2013-12-31 | $15,448 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2013-12-31 | $15,448 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2013-12-31 | $1 |
| Asset value of US Government securities at end of year | 2013-12-31 | $293,301 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2013-12-31 | $180,903 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2013-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2013-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2013-12-31 | No |
| Contributions received in cash from employer | 2013-12-31 | $72,917 |
| Employer contributions (assets) at end of year | 2013-12-31 | $67,705 |
| Employer contributions (assets) at beginning of year | 2013-12-31 | $181,900 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2013-12-31 | $93,720 |
| Asset. Corporate debt instrument preferred debt at end of year | 2013-12-31 | $351,077 |
| Did the plan have assets held for investment | 2013-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2013-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2013-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2013-12-31 | Disclaimer |
| Accountancy firm name | 2013-12-31 | BJORKLUND & MONTPLAISIR |
| Accountancy firm EIN | 2013-12-31 | 931015766 |
| 2012 : RETIREMENT PLAN OF GRAY & CO. MICHIGAN DIVISION 2012 401k financial data |
|---|
| Total income from all sources (including contributions) | 2012-12-31 | $431,933 |
| Total of all expenses incurred | 2012-12-31 | $95,846 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2012-12-31 | $83,845 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2012-12-31 | $211,888 |
| Value of total assets at end of year | 2012-12-31 | $2,162,926 |
| Value of total assets at beginning of year | 2012-12-31 | $1,826,839 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2012-12-31 | $12,001 |
| Total dividends received (eg from common stock, registered investment company shares) | 2012-12-31 | $49,965 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2012-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2012-12-31 | $49,965 |
| Was this plan covered by a fidelity bond | 2012-12-31 | Yes |
| Value of fidelity bond cover | 2012-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2012-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2012-12-31 | No |
| Administrative expenses (other) incurred | 2012-12-31 | $12,001 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-12-31 | No |
| Value of net income/loss | 2012-12-31 | $336,087 |
| Value of net assets at end of year (total assets less liabilities) | 2012-12-31 | $2,162,926 |
| Value of net assets at beginning of year (total assets less liabilities) | 2012-12-31 | $1,826,839 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2012-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2012-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2012-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2012-12-31 | $1,965,578 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2012-12-31 | $1,745,866 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2012-12-31 | $15,448 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2012-12-31 | $6,208 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2012-12-31 | $6,208 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2012-12-31 | $170,080 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2012-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2012-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2012-12-31 | No |
| Contributions received in cash from employer | 2012-12-31 | $211,888 |
| Employer contributions (assets) at end of year | 2012-12-31 | $181,900 |
| Employer contributions (assets) at beginning of year | 2012-12-31 | $74,765 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2012-12-31 | $83,845 |
| Did the plan have assets held for investment | 2012-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2012-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2012-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2012-12-31 | Disclaimer |
| Accountancy firm name | 2012-12-31 | BJORKLUND & MONTPLAISIR |
| Accountancy firm EIN | 2012-12-31 | 931015766 |
| 2011 : RETIREMENT PLAN OF GRAY & CO. MICHIGAN DIVISION 2011 401k financial data |
|---|
| Total income from all sources (including contributions) | 2011-12-31 | $107,201 |
| Total of all expenses incurred | 2011-12-31 | $100,991 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2011-12-31 | $89,335 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2011-12-31 | $122,753 |
| Value of total assets at end of year | 2011-12-31 | $1,826,839 |
| Value of total assets at beginning of year | 2011-12-31 | $1,820,629 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2011-12-31 | $11,656 |
| Total dividends received (eg from common stock, registered investment company shares) | 2011-12-31 | $28,431 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2011-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2011-12-31 | $28,431 |
| Was this plan covered by a fidelity bond | 2011-12-31 | Yes |
| Value of fidelity bond cover | 2011-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2011-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2011-12-31 | No |
| Administrative expenses (other) incurred | 2011-12-31 | $11,656 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2011-12-31 | No |
| Value of net income/loss | 2011-12-31 | $6,210 |
| Value of net assets at end of year (total assets less liabilities) | 2011-12-31 | $1,826,839 |
| Value of net assets at beginning of year (total assets less liabilities) | 2011-12-31 | $1,820,629 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2011-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2011-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2011-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2011-12-31 | $1,745,866 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2011-12-31 | $1,790,152 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2011-12-31 | $6,208 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2011-12-31 | $6,312 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2011-12-31 | $6,312 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2011-12-31 | $-43,983 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2011-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2011-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2011-12-31 | No |
| Contributions received in cash from employer | 2011-12-31 | $122,753 |
| Employer contributions (assets) at end of year | 2011-12-31 | $74,765 |
| Employer contributions (assets) at beginning of year | 2011-12-31 | $24,165 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2011-12-31 | $89,335 |
| Did the plan have assets held for investment | 2011-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2011-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2011-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2011-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2011-12-31 | Disclaimer |
| Accountancy firm name | 2011-12-31 | BJORKLUND & MONTPLAISIR |
| Accountancy firm EIN | 2011-12-31 | 931015766 |
| 2010 : RETIREMENT PLAN OF GRAY & CO. MICHIGAN DIVISION 2010 401k financial data |
|---|
| Total income from all sources (including contributions) | 2010-12-31 | $261,188 |
| Total of all expenses incurred | 2010-12-31 | $86,513 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2010-12-31 | $75,513 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2010-12-31 | $67,356 |
| Value of total assets at end of year | 2010-12-31 | $1,820,629 |
| Value of total assets at beginning of year | 2010-12-31 | $1,645,954 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2010-12-31 | $11,000 |
| Total dividends received (eg from common stock, registered investment company shares) | 2010-12-31 | $41,306 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2010-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2010-12-31 | $41,306 |
| Was this plan covered by a fidelity bond | 2010-12-31 | Yes |
| Value of fidelity bond cover | 2010-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2010-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2010-12-31 | No |
| Administrative expenses (other) incurred | 2010-12-31 | $11,000 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2010-12-31 | No |
| Value of net income/loss | 2010-12-31 | $174,675 |
| Value of net assets at end of year (total assets less liabilities) | 2010-12-31 | $1,820,629 |
| Value of net assets at beginning of year (total assets less liabilities) | 2010-12-31 | $1,645,954 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2010-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2010-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2010-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2010-12-31 | $1,790,152 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2010-12-31 | $1,579,595 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2010-12-31 | $6,312 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2010-12-31 | $7,778 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2010-12-31 | $7,778 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2010-12-31 | $152,526 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2010-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2010-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2010-12-31 | No |
| Contributions received in cash from employer | 2010-12-31 | $67,356 |
| Employer contributions (assets) at end of year | 2010-12-31 | $24,165 |
| Employer contributions (assets) at beginning of year | 2010-12-31 | $58,581 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2010-12-31 | $75,513 |
| Did the plan have assets held for investment | 2010-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2010-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2010-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2010-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2010-12-31 | Disclaimer |
| Accountancy firm name | 2010-12-31 | BJORKLUND & MONTPLAISIR |
| Accountancy firm EIN | 2010-12-31 | 931015766 |
