401k Plan data: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN plan

ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 401k Plan overview

Plan Name	ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN
Plan identification number	501

ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN Benefits

401k Plan Type	Welfare Benefit
Plan Features/Benefits	Health (other than dental or vision) Other welfare benefit cover

401k Sponsoring company profile

ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN has sponsored the creation of one or more 401k plans.

Company Name: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN

Employer identification number (EIN): 207241699

NAIC Classification: 541600

Form 5500 Filing Information

Submission information for form 5500 for 401k plan ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
501 2022-01-01 LAURA EVANS 2023-10-06 LAURA EVANS 2023-10-06
501 2021-01-01 THERESA DAVIS 2022-10-04 THERESA DAVIS 2022-10-04
501 2020-01-01 STACY K. RILEY 2021-10-04 STACY K. RILEY 2021-10-04
501 2019-01-01 STACY K. RILEY 2020-10-13 STACY K. RILEY 2020-10-13
501 2018-01-01 STACY K. RILEY 2019-10-14 STACY K. RILEY 2019-10-14
501 2017-01-01
501 2016-01-01
501 2015-01-01
501 2014-01-01 STACY RILEY 2015-10-12 STACY RILEY 2015-10-12
501 2013-01-01 STACY RILEY 2014-10-09 STACY RILEY 2014-10-09
501 2012-01-01 STACY RILEY 2013-10-14 STACY RILEY 2013-10-08
501 2011-01-01 STACY RILEY STACY RILEY 2012-10-11
501 2010-01-01 KEN LYLES KEN LYLES 2011-10-14
501 2009-01-01 KEN LYLES KEN LYLES 2010-10-14

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed	Name of Company Sponsor	Date Sponsor Signed
501	2022-01-01	LAURA EVANS	2023-10-06	LAURA EVANS	2023-10-06
501	2021-01-01	THERESA DAVIS	2022-10-04	THERESA DAVIS	2022-10-04
501	2020-01-01	STACY K. RILEY	2021-10-04	STACY K. RILEY	2021-10-04
501	2019-01-01	STACY K. RILEY	2020-10-13	STACY K. RILEY	2020-10-13
501	2018-01-01	STACY K. RILEY	2019-10-14	STACY K. RILEY	2019-10-14
501	2017-01-01
501	2016-01-01
501	2015-01-01
501	2014-01-01	STACY RILEY	2015-10-12	STACY RILEY	2015-10-12
501	2013-01-01	STACY RILEY	2014-10-09	STACY RILEY	2014-10-09
501	2012-01-01	STACY RILEY	2013-10-14	STACY RILEY	2013-10-08
501	2011-01-01	STACY RILEY		STACY RILEY	2012-10-11
501	2010-01-01	KEN LYLES		KEN LYLES	2011-10-14
501	2009-01-01	KEN LYLES		KEN LYLES	2010-10-14

Plan Statistics for ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN

401k plan membership statisitcs for ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN

Measure Date Value
2022: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 1,290
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 1,146
Number of retired or separated participants receiving benefits 2022-01-01 0
Number of other retired or separated participants entitled to future benefits 2022-01-01 0
Total of all active and inactive participants 2022-01-01 1,146
2021: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 1,322
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 1,290
Number of retired or separated participants receiving benefits 2021-01-01 0
Number of other retired or separated participants entitled to future benefits 2021-01-01 0
Total of all active and inactive participants 2021-01-01 1,290
2020: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 1,294
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 1,322
Number of retired or separated participants receiving benefits 2020-01-01 0
Number of other retired or separated participants entitled to future benefits 2020-01-01 0
Total of all active and inactive participants 2020-01-01 1,322
2019: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 1,204
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 1,294
Number of retired or separated participants receiving benefits 2019-01-01 0
Number of other retired or separated participants entitled to future benefits 2019-01-01 0
Total of all active and inactive participants 2019-01-01 1,294
2018: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 1,001
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 1,204
Number of retired or separated participants receiving benefits 2018-01-01 0
Number of other retired or separated participants entitled to future benefits 2018-01-01 0
Total of all active and inactive participants 2018-01-01 1,204
2017: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 770
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 1,001
Number of retired or separated participants receiving benefits 2017-01-01 0
Number of other retired or separated participants entitled to future benefits 2017-01-01 0
Total of all active and inactive participants 2017-01-01 1,001
2016: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 1,112
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 770
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 0
Total of all active and inactive participants 2016-01-01 770
2015: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 663
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 1,112
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 0
Total of all active and inactive participants 2015-01-01 1,112
2014: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 602
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 663
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 0
Total of all active and inactive participants 2014-01-01 663
2013: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 453
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 602
Total of all active and inactive participants 2013-01-01 602
2012: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 465
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 453
Total of all active and inactive participants 2012-01-01 453
2011: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 697
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 465
Total of all active and inactive participants 2011-01-01 465
2010: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2010 401k membership
Total participants, beginning-of-year 2010-01-01 751
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 697
Total of all active and inactive participants 2010-01-01 697
2009: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 746
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 751
Total of all active and inactive participants 2009-01-01 751

Measure	Date	Value
2022: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	1,290
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	1,146
Number of retired or separated participants receiving benefits	2022-01-01	0
Number of other retired or separated participants entitled to future benefits	2022-01-01	0
Total of all active and inactive participants	2022-01-01	1,146
2021: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	1,322
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	1,290
Number of retired or separated participants receiving benefits	2021-01-01	0
Number of other retired or separated participants entitled to future benefits	2021-01-01	0
Total of all active and inactive participants	2021-01-01	1,290
2020: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	1,294
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	1,322
Number of retired or separated participants receiving benefits	2020-01-01	0
Number of other retired or separated participants entitled to future benefits	2020-01-01	0
Total of all active and inactive participants	2020-01-01	1,322
2019: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	1,204
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	1,294
Number of retired or separated participants receiving benefits	2019-01-01	0
Number of other retired or separated participants entitled to future benefits	2019-01-01	0
Total of all active and inactive participants	2019-01-01	1,294
2018: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	1,001
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	1,204
Number of retired or separated participants receiving benefits	2018-01-01	0
Number of other retired or separated participants entitled to future benefits	2018-01-01	0
Total of all active and inactive participants	2018-01-01	1,204
2017: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	770
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	1,001
Number of retired or separated participants receiving benefits	2017-01-01	0
Number of other retired or separated participants entitled to future benefits	2017-01-01	0
Total of all active and inactive participants	2017-01-01	1,001
2016: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	1,112
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	770
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	0
Total of all active and inactive participants	2016-01-01	770
2015: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	663
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	1,112
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	0
Total of all active and inactive participants	2015-01-01	1,112
2014: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	602
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	663
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	0
Total of all active and inactive participants	2014-01-01	663
2013: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	453
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	602
Total of all active and inactive participants	2013-01-01	602
2012: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	465
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	453
Total of all active and inactive participants	2012-01-01	453
2011: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	697
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	465
Total of all active and inactive participants	2011-01-01	465
2010: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2010 401k membership
Total participants, beginning-of-year	2010-01-01	751
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	697
Total of all active and inactive participants	2010-01-01	697
2009: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	746
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	751
Total of all active and inactive participants	2009-01-01	751

Financial Data on ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN

Measure	Date	Value
2022 : ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2022 401k financial data
Total income from all sources (including contributions)	2022-12-31	$15,619,392
Total of all expenses incurred	2022-12-31	$16,186,247
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$15,135,757
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$15,619,392
Value of total assets at end of year	2022-12-31	$32,238
Value of total assets at beginning of year	2022-12-31	$599,093
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$1,050,490
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$500,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$6,843,604
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$216,456
Total non interest bearing cash at end of year	2022-12-31	$32,238
Total non interest bearing cash at beginning of year	2022-12-31	$599,093
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-566,855
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$32,238
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$599,093
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Expenses. Payments to insurance carriers foe the provision of benefits	2022-12-31	$633,744
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$8,559,332
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$14,502,013
Contract administrator fees	2022-12-31	$1,050,490
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	BRAND, BLACKWELL & COMPANY, P.C.
Accountancy firm EIN	2022-12-31	630861852
2021 : ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2021 401k financial data
Total income from all sources (including contributions)	2021-12-31	$18,794,118
Total of all expenses incurred	2021-12-31	$19,855,283
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$18,743,673
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$18,794,118
Value of total assets at end of year	2021-12-31	$599,093
Value of total assets at beginning of year	2021-12-31	$1,660,258
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$1,111,610
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$500,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$7,141,009
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$103,114
Total non interest bearing cash at end of year	2021-12-31	$599,093
Total non interest bearing cash at beginning of year	2021-12-31	$1,660,258
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$-1,061,165
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$599,093
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$1,660,258
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Expenses. Payments to insurance carriers foe the provision of benefits	2021-12-31	$733,435
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$11,549,995
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$18,010,238
Contract administrator fees	2021-12-31	$1,111,610
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	BRAND, BLACKWELL & COMPANY, P.C.
Accountancy firm EIN	2021-12-31	630861852
2020 : ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2020 401k financial data
Total income from all sources (including contributions)	2020-12-31	$18,043,238
Total of all expenses incurred	2020-12-31	$16,810,313
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$15,689,202
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$18,043,238
Value of total assets at end of year	2020-12-31	$1,660,258
Value of total assets at beginning of year	2020-12-31	$427,333
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$1,121,111
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$500,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$6,924,464
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$73,928
Total non interest bearing cash at end of year	2020-12-31	$1,660,258
Total non interest bearing cash at beginning of year	2020-12-31	$427,333
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$1,232,925
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$1,660,258
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$427,333
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Expenses. Payments to insurance carriers foe the provision of benefits	2020-12-31	$608,993
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$11,044,846
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$15,080,209
Contract administrator fees	2020-12-31	$1,121,111
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Unqualified
Accountancy firm name	2020-12-31	BRAND, BLACKWELL & COMPANY, P.C.
Accountancy firm EIN	2020-12-31	630861852
2019 : ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2019 401k financial data
Total income from all sources (including contributions)	2019-12-31	$16,376,844
Total income from all sources (including contributions)	2019-12-31	$16,376,844
Total of all expenses incurred	2019-12-31	$16,674,053
Total of all expenses incurred	2019-12-31	$16,674,053
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$15,732,160
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$15,732,160
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$16,376,844
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$16,376,844
Value of total assets at end of year	2019-12-31	$427,333
Value of total assets at end of year	2019-12-31	$427,333
Value of total assets at beginning of year	2019-12-31	$724,542
Value of total assets at beginning of year	2019-12-31	$724,542
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$941,893
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$941,893
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Was this plan covered by a fidelity bond	2019-12-31	Yes
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$500,000
Value of fidelity bond cover	2019-12-31	$500,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$6,275,912
Contributions received from participants	2019-12-31	$6,275,912
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$47,918
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$47,918
Total non interest bearing cash at end of year	2019-12-31	$427,333
Total non interest bearing cash at end of year	2019-12-31	$427,333
Total non interest bearing cash at beginning of year	2019-12-31	$724,542
Total non interest bearing cash at beginning of year	2019-12-31	$724,542
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$-297,209
Value of net income/loss	2019-12-31	$-297,209
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$427,333
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$427,333
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$724,542
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$724,542
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Expenses. Payments to insurance carriers foe the provision of benefits	2019-12-31	$665,259
Expenses. Payments to insurance carriers foe the provision of benefits	2019-12-31	$665,259
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$10,053,014
Contributions received in cash from employer	2019-12-31	$10,053,014
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$15,066,901
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$15,066,901
Contract administrator fees	2019-12-31	$941,893
Contract administrator fees	2019-12-31	$941,893
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	No
Opinion of an independent qualified public accountant for this plan	2019-12-31	Unqualified
Opinion of an independent qualified public accountant for this plan	2019-12-31	Unqualified
Accountancy firm name	2019-12-31	BRAND, BLACKWELL & COMPANY, P.C.
Accountancy firm name	2019-12-31	BRAND, BLACKWELL & COMPANY, P.C.
Accountancy firm EIN	2019-12-31	630861852
Accountancy firm EIN	2019-12-31	630861852
2018 : ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2018 401k financial data
Total income from all sources (including contributions)	2018-12-31	$14,381,255
Total of all expenses incurred	2018-12-31	$13,779,133
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$12,821,758
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$14,381,255
Value of total assets at end of year	2018-12-31	$724,542
Value of total assets at beginning of year	2018-12-31	$122,420
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$957,375
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$500,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$5,860,598
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$72,552
Total non interest bearing cash at end of year	2018-12-31	$724,542
Total non interest bearing cash at beginning of year	2018-12-31	$122,420
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$602,122
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$724,542
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$122,420
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Expenses. Payments to insurance carriers foe the provision of benefits	2018-12-31	$623,548
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$8,448,105
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$12,198,210
Contract administrator fees	2018-12-31	$957,375
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	No
Opinion of an independent qualified public accountant for this plan	2018-12-31	Unqualified
Accountancy firm name	2018-12-31	BRAND, BLACKWELL & COMPANY, P.C.
Accountancy firm EIN	2018-12-31	630861852
2017 : ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2017 401k financial data
Total income from all sources (including contributions)	2017-12-31	$10,594,671
Total of all expenses incurred	2017-12-31	$10,491,845
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$9,690,669
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$10,594,671
Value of total assets at end of year	2017-12-31	$122,420
Value of total assets at beginning of year	2017-12-31	$19,594
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$801,176
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$4,307,097
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$39,151
Administrative expenses (other) incurred	2017-12-31	$12,289
Total non interest bearing cash at end of year	2017-12-31	$122,420
Total non interest bearing cash at beginning of year	2017-12-31	$19,594
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$102,826
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$122,420
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$19,594
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Expenses. Payments to insurance carriers foe the provision of benefits	2017-12-31	$537,225
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$6,248,423
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$9,153,444
Contract administrator fees	2017-12-31	$788,887
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	No
Opinion of an independent qualified public accountant for this plan	2017-12-31	Unqualified
Accountancy firm name	2017-12-31	BRAND, BLACKWELL & COMPANY, P.C.
Accountancy firm EIN	2017-12-31	630861852
2016 : ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2016 401k financial data
Total income from all sources (including contributions)	2016-12-31	$9,274,931
Total of all expenses incurred	2016-12-31	$9,388,437
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$8,703,569
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$9,274,931
Value of total assets at end of year	2016-12-31	$19,594
Value of total assets at beginning of year	2016-12-31	$133,100
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$684,868
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$2,999,151
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$42,506
Total non interest bearing cash at end of year	2016-12-31	$19,594
Total non interest bearing cash at beginning of year	2016-12-31	$133,100
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$-113,506
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$19,594
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$133,100
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Expenses. Payments to insurance carriers foe the provision of benefits	2016-12-31	$431,493
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$6,233,274
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$8,272,076
Contract administrator fees	2016-12-31	$684,868
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	No
Opinion of an independent qualified public accountant for this plan	2016-12-31	Unqualified
Accountancy firm name	2016-12-31	BRAND, BLACKWELL & COMPANY, P.C.
Accountancy firm EIN	2016-12-31	630861852
2015 : ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2015 401k financial data
Total income from all sources (including contributions)	2015-12-31	$7,456,519
Total of all expenses incurred	2015-12-31	$9,321,336
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$8,665,159
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$7,456,519
Value of total assets at end of year	2015-12-31	$133,100
Value of total assets at beginning of year	2015-12-31	$1,997,917
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$656,177
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$2,963,464
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$78,815
Total non interest bearing cash at end of year	2015-12-31	$133,100
Total non interest bearing cash at beginning of year	2015-12-31	$1,997,917
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$-1,864,817
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$133,100
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$1,997,917
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Expenses. Payments to insurance carriers foe the provision of benefits	2015-12-31	$385,502
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$4,414,240
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$8,279,657
Contract administrator fees	2015-12-31	$656,177
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	No
Opinion of an independent qualified public accountant for this plan	2015-12-31	Unqualified
Accountancy firm name	2015-12-31	BARNES, BLACKWELL & COMPANY, P.C.
Accountancy firm EIN	2015-12-31	630861852
2014 : ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2014 401k financial data
Total income from all sources (including contributions)	2014-12-31	$9,573,163
Total of all expenses incurred	2014-12-31	$7,793,052
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$7,238,390
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$9,573,163
Value of total assets at end of year	2014-12-31	$1,997,917
Value of total assets at beginning of year	2014-12-31	$217,806
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$554,662
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$2,594,682
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$44,422
Total non interest bearing cash at end of year	2014-12-31	$1,997,917
Total non interest bearing cash at beginning of year	2014-12-31	$217,806
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$1,780,111
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$1,997,917
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$217,806
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Expenses. Payments to insurance carriers foe the provision of benefits	2014-12-31	$437,761
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$6,934,059
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$6,800,629
Contract administrator fees	2014-12-31	$554,662
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	No
Opinion of an independent qualified public accountant for this plan	2014-12-31	Unqualified
Accountancy firm name	2014-12-31	BARNES, BLACKWELL & COMPANY, P.C.
Accountancy firm EIN	2014-12-31	630861852
2013 : ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2013 401k financial data
Total income from all sources (including contributions)	2013-12-31	$5,038,858
Total of all expenses incurred	2013-12-31	$6,035,645
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$5,541,712
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$5,038,858
Value of total assets at end of year	2013-12-31	$217,806
Value of total assets at beginning of year	2013-12-31	$1,214,593
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$493,933
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$2,267,586
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$41,536
Total non interest bearing cash at end of year	2013-12-31	$217,806
Total non interest bearing cash at beginning of year	2013-12-31	$1,214,593
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$-996,787
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$217,806
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$1,214,593
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Expenses. Payments to insurance carriers foe the provision of benefits	2013-12-31	$387,156
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$2,729,736
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$5,154,556
Contract administrator fees	2013-12-31	$493,933
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	No
Opinion of an independent qualified public accountant for this plan	2013-12-31	Unqualified
Accountancy firm name	2013-12-31	BARNES, BLACKWELL & COMPANY, P.C.
Accountancy firm EIN	2013-12-31	630861852
2012 : ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2012 401k financial data
Total income from all sources (including contributions)	2012-12-31	$5,955,727
Total of all expenses incurred	2012-12-31	$4,791,173
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$4,400,456
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$5,955,727
Value of total assets at end of year	2012-12-31	$1,214,593
Value of total assets at beginning of year	2012-12-31	$50,039
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$390,717
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$1,468,784
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$53,350
Total non interest bearing cash at end of year	2012-12-31	$1,214,593
Total non interest bearing cash at beginning of year	2012-12-31	$50,039
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$1,164,554
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$1,214,593
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$50,039
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Expenses. Payments to insurance carriers foe the provision of benefits	2012-12-31	$316,720
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$4,433,593
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$4,083,736
Contract administrator fees	2012-12-31	$390,717
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	No
Opinion of an independent qualified public accountant for this plan	2012-12-31	Unqualified
Accountancy firm name	2012-12-31	BARNES, BLACKWELL & COMPANY, P.C.
Accountancy firm EIN	2012-12-31	630861852
2011 : ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2011 401k financial data
Total income from all sources (including contributions)	2011-12-31	$6,031,294
Total of all expenses incurred	2011-12-31	$6,647,312
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$6,154,017
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$6,031,293
Value of total assets at end of year	2011-12-31	$50,039
Value of total assets at beginning of year	2011-12-31	$666,057
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$493,295
Total interest from all sources	2011-12-31	$1
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$1,631,116
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$65,496
Total non interest bearing cash at end of year	2011-12-31	$50,039
Total non interest bearing cash at beginning of year	2011-12-31	$666,057
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$-616,018
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$50,039
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$666,057
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2011-12-31	$1
Expenses. Payments to insurance carriers foe the provision of benefits	2011-12-31	$321,662
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$4,334,681
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$5,832,355
Contract administrator fees	2011-12-31	$493,295
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	No
Opinion of an independent qualified public accountant for this plan	2011-12-31	Unqualified
Accountancy firm name	2011-12-31	BARNES, BLACKWELL & COMPANY, P.C.
Accountancy firm EIN	2011-12-31	630861852
2010 : ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2010 401k financial data
Total income from all sources (including contributions)	2010-12-31	$6,098,751
Total of all expenses incurred	2010-12-31	$7,189,006
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$6,818,538
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$6,097,590
Value of total assets at end of year	2010-12-31	$666,057
Value of total assets at beginning of year	2010-12-31	$1,756,312
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$370,468
Total interest from all sources	2010-12-31	$1,161
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Was this plan covered by a fidelity bond	2010-12-31	No
If this is an individual account plan, was there a blackout period	2010-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$1,987,212
Income. Received or receivable in cash from other sources (including rollovers)	2010-12-31	$104,329
Administrative expenses (other) incurred	2010-12-31	$685
Total non interest bearing cash at end of year	2010-12-31	$666,057
Total non interest bearing cash at beginning of year	2010-12-31	$1,756,312
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$-1,090,255
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$666,057
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$1,756,312
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2010-12-31	$1,161
Expenses. Payments to insurance carriers foe the provision of benefits	2010-12-31	$391,253
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$4,006,049
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$6,427,285
Contract administrator fees	2010-12-31	$369,783
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	No
Opinion of an independent qualified public accountant for this plan	2010-12-31	Unqualified
Accountancy firm name	2010-12-31	BARNES, BLACKWELL & COMPANY, P.C.
Accountancy firm EIN	2010-12-31	630861852

Form 5500 Responses for ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN

2022: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement – Insurance	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement – Insurance	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement – Insurance	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement – Insurance	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement – Insurance	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement – Insurance	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement – Insurance	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement – Insurance	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement – Insurance	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement – Insurance	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	Yes
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement – Insurance	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	Yes
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement – Insurance	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2010: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2010 form 5500 responses
2010-01-01	Type of plan entity	Single employer plan
2010-01-01	Submission has been amended	Yes
2010-01-01	Plan funding arrangement – Trust	Yes
2010-01-01	Plan benefit arrangement – Insurance	Yes
2010-01-01	Plan benefit arrangement - Trust	Yes
2009: ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement – Insurance	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

HM LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 93440 )

Policy contract number

406342

Policy instance

Insurance contract or identification number	406342
Number of Individuals Covered	1143
Insurance policy start date	2022-01-01
Insurance policy end date	2022-12-31
Welfare Benefit Premiums Paid to Carrier	USD $633,744
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Insurance broker organization code?	3

HM LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 93440 )

Policy contract number

406342

Policy instance

Insurance contract or identification number	406342
Number of Individuals Covered	1281
Insurance policy start date	2021-01-01
Insurance policy end date	2021-12-31
Total amount of commissions paid to insurance broker	USD $58,675
Welfare Benefit Premiums Paid to Carrier	USD $733,435
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $58,675
Insurance broker organization code?	3

HM LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 93440 )

Policy contract number

406342

Policy instance

Insurance contract or identification number	406342
Number of Individuals Covered	1330
Insurance policy start date	2020-01-01
Insurance policy end date	2020-12-31
Total amount of commissions paid to insurance broker	USD $48,720
Welfare Benefit Premiums Paid to Carrier	USD $608,994
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $48,720
Insurance broker organization code?	3

HM LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 93440 )

Policy contract number

406342

Policy instance

Insurance contract or identification number	406342
Number of Individuals Covered	1275
Insurance policy start date	2019-01-01
Insurance policy end date	2019-12-31
Total amount of commissions paid to insurance broker	USD $76,505
Welfare Benefit Premiums Paid to Carrier	USD $665,286
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $76,505
Insurance broker organization code?	3

HM LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 93440 )

Policy contract number

406342

Policy instance

Insurance contract or identification number	406342
Number of Individuals Covered	1200
Insurance policy start date	2018-01-01
Insurance policy end date	2018-12-31
Total amount of commissions paid to insurance broker	USD $71,708
Welfare Benefit Premiums Paid to Carrier	USD $623,548
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $71,708
Insurance broker organization code?	3

HM LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 93440 )

Policy contract number

406342

Policy instance

Insurance contract or identification number	406342
Number of Individuals Covered	980
Insurance policy start date	2017-01-01
Insurance policy end date	2017-12-31
Total amount of commissions paid to insurance broker	USD $62,419
Welfare Benefit Premiums Paid to Carrier	USD $499,356
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $62,419
Insurance broker organization code?	3
Insurance broker name	WILLIS TOWERS WATSON

UNIMERICA INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 91529 )

Policy contract number

UNI-202020

Policy instance

Insurance contract or identification number	UNI-202020
Number of Individuals Covered	609
Insurance policy start date	2015-01-01
Insurance policy end date	2015-12-31
Total amount of commissions paid to insurance broker	USD $57,139
Welfare Benefit Premiums Paid to Carrier	USD $394,065
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $57,139
Insurance broker organization code?	3
Insurance broker name	WILLIS OF AL, INC

HM LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 93440 )

Policy contract number

403505

Policy instance

Insurance contract or identification number	403505
Number of Individuals Covered	645
Insurance policy start date	2014-01-01
Insurance policy end date	2014-12-31
Total amount of commissions paid to insurance broker	USD $35,082
Welfare Benefit Premiums Paid to Carrier	USD $350,820
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $35,082
Insurance broker organization code?	3
Insurance broker name	WILLIS OF AL, INC

HM LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 93440 )

Policy contract number

403505

Policy instance

Insurance contract or identification number	403505
Number of Individuals Covered	664
Insurance policy start date	2013-01-01
Insurance policy end date	2013-12-31
Total amount of commissions paid to insurance broker	USD $27,468
Welfare Benefit Premiums Paid to Carrier	USD $274,684
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $27,468
Insurance broker organization code?	3
Insurance broker name	WILLIS OF AL, INC

HM LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 93440 )

Policy contract number

403505

Policy instance

Insurance contract or identification number	403505
Number of Individuals Covered	453
Insurance policy start date	2012-01-01
Insurance policy end date	2012-12-31
Total amount of commissions paid to insurance broker	USD $21,091
Welfare Benefit Premiums Paid to Carrier	USD $210,914
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $21,091
Insurance broker organization code?	3
Insurance broker name	WILLIS OF AL, INC

HM LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 93440 )

Policy contract number

4035050010

Policy instance

Insurance contract or identification number	4035050010
Number of Individuals Covered	467
Insurance policy start date	2011-01-01
Insurance policy end date	2011-12-31
Total amount of commissions paid to insurance broker	USD $24,250
Welfare Benefit Premiums Paid to Carrier	USD $242,498
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

FEDERAL INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 20281 )

Policy contract number

99606573

Policy instance

Insurance contract or identification number	99606573
Number of Individuals Covered	697
Insurance policy start date	2010-01-01
Insurance policy end date	2010-12-31
Total amount of commissions paid to insurance broker	USD $38,596
Welfare Benefit Premiums Paid to Carrier	USD $275,686
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $38,596
Insurance broker organization code?	3
Insurance broker name	GLENCAIRN

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Company Name:	ERC, INC. VOLUNTARY EMPLOYEE BENEFICIARY ASSOCIATION PLAN
Employer identification number (EIN):	207241699
NAIC Classification:	541600