401k Plan data: F & M TRUST 401(K) PLAN plan

F & M TRUST 401(K) PLAN 401k Plan overview

Plan Name	F & M TRUST 401(K) PLAN
Plan identification number	002

F & M TRUST 401(K) PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).
Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
Prototype plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion or notification letter; and under which a seperate funding medium (for example, a seperate trust or custodial account) is established for the use of each adopting employer.

401k Sponsoring company profile

F& M TRUST COMPANY has sponsored the creation of one or more 401k plans.

Company Name: F& M TRUST COMPANY

Employer identification number (EIN): 230570230

NAIC Classification: 522110
NAIC Description: Commercial Banking

Form 5500 Filing Information

Submission information for form 5500 for 401k plan F & M TRUST 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
002 2024-01-01 CHRISTINA THOMPSON
002 2023-01-01
002 2023-01-01 AMY SHAUB
002 2022-01-01
002 2022-01-01 AMY SHAUB
002 2021-01-01
002 2021-01-01 AMY SHAUB
002 2020-01-01
002 2019-01-01
002 2017-01-01
002 2017-01-01
002 2016-01-01
002 2015-01-01 KAREN CARMACK
002 2015-01-01 KAREN CARMACK
002 2014-01-01 KAREN CARMACK
002 2013-01-01 KAREN CARMACK
002 2012-01-01 KAREN CARMACK
002 2011-01-01 WILLIAM E. SNELL, JR. WILLIAM E. SNELL, JR 2012-10-12
002 2010-01-01 WILLIAM E. SNELL, JR. WILLIAM E. SNELL, JR 2011-10-14
002 2009-01-01 WILLIAM E. SNELL, JR WILLIAM E. SNELL, JR 2010-10-14
002 2007-01-01 KAREN CARMACK

Plan Statistics for F & M TRUST 401(K) PLAN

401k plan membership statisitcs for F & M TRUST 401(K) PLAN

Measure Date Value
2023: F & M TRUST 401(K) PLAN 2023 401k membership
Total participants, beginning-of-year 2023-01-01 407
Total number of active participants reported on line 7a of the Form 5500 2023-01-01 282
Number of retired or separated participants receiving benefits 2023-01-01 8
Number of other retired or separated participants entitled to future benefits 2023-01-01 81
Total of all active and inactive participants 2023-01-01 371
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2023-01-01 4
Total participants 2023-01-01 375
Number of participants with account balances 2023-01-01 375
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2023-01-01 0
2022: F & M TRUST 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 355
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 270
Number of retired or separated participants receiving benefits 2022-01-01 8
Number of other retired or separated participants entitled to future benefits 2022-01-01 120
Total of all active and inactive participants 2022-01-01 398
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 4
Total participants 2022-01-01 402
Number of participants with account balances 2022-01-01 402
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 0
2021: F & M TRUST 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 361
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 254
Number of retired or separated participants receiving benefits 2021-01-01 5
Number of other retired or separated participants entitled to future benefits 2021-01-01 86
Total of all active and inactive participants 2021-01-01 345
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 7
Total participants 2021-01-01 352
Number of participants with account balances 2021-01-01 349
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 0
2020: F & M TRUST 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 350
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 267
Number of retired or separated participants receiving benefits 2020-01-01 1
Number of other retired or separated participants entitled to future benefits 2020-01-01 85
Total of all active and inactive participants 2020-01-01 353
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 4
Total participants 2020-01-01 357
Number of participants with account balances 2020-01-01 355
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 0
2019: F & M TRUST 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 339
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 269
Number of retired or separated participants receiving benefits 2019-01-01 0
Number of other retired or separated participants entitled to future benefits 2019-01-01 75
Total of all active and inactive participants 2019-01-01 344
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 344
Number of participants with account balances 2019-01-01 343
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 0
2017: F & M TRUST 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 312
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 236
Number of retired or separated participants receiving benefits 2017-01-01 31
Number of other retired or separated participants entitled to future benefits 2017-01-01 45
Total of all active and inactive participants 2017-01-01 312
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 312
Number of participants with account balances 2017-01-01 299
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 0
2016: F & M TRUST 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 313
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 205
Number of retired or separated participants receiving benefits 2016-01-01 34
Number of other retired or separated participants entitled to future benefits 2016-01-01 36
Total of all active and inactive participants 2016-01-01 275
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 275
Number of participants with account balances 2016-01-01 271
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 1
2015: F & M TRUST 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 287
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 224
Number of retired or separated participants receiving benefits 2015-01-01 61
Number of other retired or separated participants entitled to future benefits 2015-01-01 27
Total of all active and inactive participants 2015-01-01 312
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 312
Number of participants with account balances 2015-01-01 302
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 1
2014: F & M TRUST 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 298
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 231
Number of retired or separated participants receiving benefits 2014-01-01 38
Number of other retired or separated participants entitled to future benefits 2014-01-01 13
Total of all active and inactive participants 2014-01-01 282
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 282
Number of participants with account balances 2014-01-01 268
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 0
2013: F & M TRUST 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 296
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 246
Number of retired or separated participants receiving benefits 2013-01-01 6
Number of other retired or separated participants entitled to future benefits 2013-01-01 46
Total of all active and inactive participants 2013-01-01 298
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 298
Number of participants with account balances 2013-01-01 280
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 0
2012: F & M TRUST 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 297
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 252
Number of retired or separated participants receiving benefits 2012-01-01 4
Number of other retired or separated participants entitled to future benefits 2012-01-01 39
Total of all active and inactive participants 2012-01-01 295
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 295
Number of participants with account balances 2012-01-01 275
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 0
2011: F & M TRUST 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 285
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 247
Number of retired or separated participants receiving benefits 2011-01-01 5
Number of other retired or separated participants entitled to future benefits 2011-01-01 43
Total of all active and inactive participants 2011-01-01 295
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 295
Number of participants with account balances 2011-01-01 279
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 0
2010: F & M TRUST 401(K) PLAN 2010 401k membership
Total participants, beginning-of-year 2010-01-01 283
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 230
Number of retired or separated participants receiving benefits 2010-01-01 4
Number of other retired or separated participants entitled to future benefits 2010-01-01 50
Total of all active and inactive participants 2010-01-01 284
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2010-01-01 0
Total participants 2010-01-01 284
Number of participants with account balances 2010-01-01 273
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2010-01-01 0
2009: F & M TRUST 401(K) PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 274
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 241
Number of retired or separated participants receiving benefits 2009-01-01 2
Number of other retired or separated participants entitled to future benefits 2009-01-01 38
Total of all active and inactive participants 2009-01-01 281
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 281
Number of participants with account balances 2009-01-01 273
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 0
2007: F & M TRUST 401(K) PLAN 2007 401k membership
Total participants, beginning-of-year 2007-01-01 246
Total number of active participants reported on line 7a of the Form 5500 2007-01-01 211
Number of retired or separated participants receiving benefits 2007-01-01 0
Number of other retired or separated participants entitled to future benefits 2007-01-01 37
Total of all active and inactive participants 2007-01-01 248
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2007-01-01 0
Total participants 2007-01-01 248
Number of participants with account balances 2007-01-01 237
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2007-01-01 0

Measure	Date	Value
2023: F & M TRUST 401(K) PLAN 2023 401k membership
Total participants, beginning-of-year	2023-01-01	407
Total number of active participants reported on line 7a of the Form 5500	2023-01-01	282
Number of retired or separated participants receiving benefits	2023-01-01	8
Number of other retired or separated participants entitled to future benefits	2023-01-01	81
Total of all active and inactive participants	2023-01-01	371
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2023-01-01	4
Total participants	2023-01-01	375
Number of participants with account balances	2023-01-01	375
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2023-01-01	0
2022: F & M TRUST 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	355
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	270
Number of retired or separated participants receiving benefits	2022-01-01	8
Number of other retired or separated participants entitled to future benefits	2022-01-01	120
Total of all active and inactive participants	2022-01-01	398
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	4
Total participants	2022-01-01	402
Number of participants with account balances	2022-01-01	402
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	0
2021: F & M TRUST 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	361
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	254
Number of retired or separated participants receiving benefits	2021-01-01	5
Number of other retired or separated participants entitled to future benefits	2021-01-01	86
Total of all active and inactive participants	2021-01-01	345
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	7
Total participants	2021-01-01	352
Number of participants with account balances	2021-01-01	349
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	0
2020: F & M TRUST 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	350
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	267
Number of retired or separated participants receiving benefits	2020-01-01	1
Number of other retired or separated participants entitled to future benefits	2020-01-01	85
Total of all active and inactive participants	2020-01-01	353
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	4
Total participants	2020-01-01	357
Number of participants with account balances	2020-01-01	355
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	0
2019: F & M TRUST 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	339
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	269
Number of retired or separated participants receiving benefits	2019-01-01	0
Number of other retired or separated participants entitled to future benefits	2019-01-01	75
Total of all active and inactive participants	2019-01-01	344
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	344
Number of participants with account balances	2019-01-01	343
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	0
2017: F & M TRUST 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	312
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	236
Number of retired or separated participants receiving benefits	2017-01-01	31
Number of other retired or separated participants entitled to future benefits	2017-01-01	45
Total of all active and inactive participants	2017-01-01	312
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	312
Number of participants with account balances	2017-01-01	299
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	0
2016: F & M TRUST 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	313
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	205
Number of retired or separated participants receiving benefits	2016-01-01	34
Number of other retired or separated participants entitled to future benefits	2016-01-01	36
Total of all active and inactive participants	2016-01-01	275
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	275
Number of participants with account balances	2016-01-01	271
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	1
2015: F & M TRUST 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	287
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	224
Number of retired or separated participants receiving benefits	2015-01-01	61
Number of other retired or separated participants entitled to future benefits	2015-01-01	27
Total of all active and inactive participants	2015-01-01	312
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	312
Number of participants with account balances	2015-01-01	302
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	1
2014: F & M TRUST 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	298
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	231
Number of retired or separated participants receiving benefits	2014-01-01	38
Number of other retired or separated participants entitled to future benefits	2014-01-01	13
Total of all active and inactive participants	2014-01-01	282
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	282
Number of participants with account balances	2014-01-01	268
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	0
2013: F & M TRUST 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	296
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	246
Number of retired or separated participants receiving benefits	2013-01-01	6
Number of other retired or separated participants entitled to future benefits	2013-01-01	46
Total of all active and inactive participants	2013-01-01	298
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	298
Number of participants with account balances	2013-01-01	280
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	0
2012: F & M TRUST 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	297
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	252
Number of retired or separated participants receiving benefits	2012-01-01	4
Number of other retired or separated participants entitled to future benefits	2012-01-01	39
Total of all active and inactive participants	2012-01-01	295
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	295
Number of participants with account balances	2012-01-01	275
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	0
2011: F & M TRUST 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	285
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	247
Number of retired or separated participants receiving benefits	2011-01-01	5
Number of other retired or separated participants entitled to future benefits	2011-01-01	43
Total of all active and inactive participants	2011-01-01	295
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	295
Number of participants with account balances	2011-01-01	279
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	0
2010: F & M TRUST 401(K) PLAN 2010 401k membership
Total participants, beginning-of-year	2010-01-01	283
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	230
Number of retired or separated participants receiving benefits	2010-01-01	4
Number of other retired or separated participants entitled to future benefits	2010-01-01	50
Total of all active and inactive participants	2010-01-01	284
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2010-01-01	0
Total participants	2010-01-01	284
Number of participants with account balances	2010-01-01	273
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2010-01-01	0
2009: F & M TRUST 401(K) PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	274
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	241
Number of retired or separated participants receiving benefits	2009-01-01	2
Number of other retired or separated participants entitled to future benefits	2009-01-01	38
Total of all active and inactive participants	2009-01-01	281
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	281
Number of participants with account balances	2009-01-01	273
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	0
2007: F & M TRUST 401(K) PLAN 2007 401k membership
Total participants, beginning-of-year	2007-01-01	246
Total number of active participants reported on line 7a of the Form 5500	2007-01-01	211
Number of retired or separated participants receiving benefits	2007-01-01	0
Number of other retired or separated participants entitled to future benefits	2007-01-01	37
Total of all active and inactive participants	2007-01-01	248
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2007-01-01	0
Total participants	2007-01-01	248
Number of participants with account balances	2007-01-01	237
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2007-01-01	0

Financial Data on F & M TRUST 401(K) PLAN

Measure	Date	Value
2023 : F & M TRUST 401(K) PLAN 2023 401k financial data
Total unrealized appreciation/depreciation of assets	2023-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-12-31	$0
Total income from all sources (including contributions)	2023-12-31	$8,688,206
Total loss/gain on sale of assets	2023-12-31	$0
Total of all expenses incurred	2023-12-31	$4,893,423
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2023-12-31	$4,833,366
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2023-12-31	$3,537,874
Value of total assets at end of year	2023-12-31	$35,620,872
Value of total assets at beginning of year	2023-12-31	$31,826,089
Total of administrative expenses incurred including professional, contract, advisory and management fees	2023-12-31	$60,057
Total interest from all sources	2023-12-31	$2,842
Total dividends received (eg from common stock, registered investment company shares)	2023-12-31	$1,167,305
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2023-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2023-12-31	$1,167,305
Was this plan covered by a fidelity bond	2023-12-31	Yes
Value of fidelity bond cover	2023-12-31	$7,000,000
If this is an individual account plan, was there a blackout period	2023-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2023-12-31	No
Contributions received from participants	2023-12-31	$1,681,515
Participant contributions at end of year	2023-12-31	$47,712
Participant contributions at beginning of year	2023-12-31	$53,126
Participant contributions at end of year	2023-12-31	$58,730
Participant contributions at beginning of year	2023-12-31	$52,366
Income. Received or receivable in cash from other sources (including rollovers)	2023-12-31	$450,504
Administrative expenses (other) incurred	2023-12-31	$385
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-12-31	No
Value of net income/loss	2023-12-31	$3,794,783
Value of net assets at end of year (total assets less liabilities)	2023-12-31	$35,620,872
Value of net assets at beginning of year (total assets less liabilities)	2023-12-31	$31,826,089
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2023-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2023-12-31	No
Were any leases to which the plan was party in default or uncollectible	2023-12-31	No
Investment advisory and management fees	2023-12-31	$27,190
Value of interest in registered invesment companies (eg mutual funds) at end of year	2023-12-31	$35,056,221
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2023-12-31	$31,294,130
Interest on participant loans	2023-12-31	$2,842
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2023-12-31	$3,980,185
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2023-12-31	No
Was there a failure to transmit to the plan any participant contributions	2023-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2023-12-31	No
Contributions received in cash from employer	2023-12-31	$1,405,855
Employer contributions (assets) at end of year	2023-12-31	$458,209
Employer contributions (assets) at beginning of year	2023-12-31	$426,467
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2023-12-31	$4,833,366
Contract administrator fees	2023-12-31	$32,482
Did the plan have assets held for investment	2023-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2023-12-31	No
Opinion of an independent qualified public accountant for this plan	2023-12-31	Unqualified
Accountancy firm name	2023-12-31	SMITH ELLIOTT KEARNS & COMPANY, LLC
Accountancy firm EIN	2023-12-31	520783935
Total unrealized appreciation/depreciation of assets	2023-01-01	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-01-01	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-01-01	$0
Total income from all sources (including contributions)	2023-01-01	$8,688,206
Total loss/gain on sale of assets	2023-01-01	$0
Total of all expenses incurred	2023-01-01	$4,893,423
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2023-01-01	$4,833,366
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2023-01-01	$3,537,874
Value of total assets at end of year	2023-01-01	$35,620,872
Value of total assets at beginning of year	2023-01-01	$31,826,089
Total of administrative expenses incurred including professional, contract, advisory and management fees	2023-01-01	$60,057
Total interest from all sources	2023-01-01	$2,842
Total dividends received (eg from common stock, registered investment company shares)	2023-01-01	$1,167,305
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2023-01-01	No
Total dividends received from registered investment company shares (eg mutual funds)	2023-01-01	$1,167,305
Was this plan covered by a fidelity bond	2023-01-01	Yes
Value of fidelity bond cover	2023-01-01	$7,000,000
If this is an individual account plan, was there a blackout period	2023-01-01	No
Were there any nonexempt tranactions with any party-in-interest	2023-01-01	No
Contributions received from participants	2023-01-01	$1,681,515
Participant contributions at end of year	2023-01-01	$47,712
Participant contributions at beginning of year	2023-01-01	$53,126
Participant contributions at end of year	2023-01-01	$58,730
Participant contributions at beginning of year	2023-01-01	$52,366
Income. Received or receivable in cash from other sources (including rollovers)	2023-01-01	$450,504
Administrative expenses (other) incurred	2023-01-01	$385
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-01-01	No
Value of net income/loss	2023-01-01	$3,794,783
Value of net assets at end of year (total assets less liabilities)	2023-01-01	$35,620,872
Value of net assets at beginning of year (total assets less liabilities)	2023-01-01	$31,826,089
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2023-01-01	No
Were any loans by the plan or fixed income obligations due to the plan in default	2023-01-01	No
Were any leases to which the plan was party in default or uncollectible	2023-01-01	No
Investment advisory and management fees	2023-01-01	$27,190
Value of interest in registered invesment companies (eg mutual funds) at end of year	2023-01-01	$35,056,221
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2023-01-01	$31,294,130
Interest on participant loans	2023-01-01	$2,842
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2023-01-01	$3,980,185
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2023-01-01	No
Was there a failure to transmit to the plan any participant contributions	2023-01-01	Yes
Has the plan failed to provide any benefit when due under the plan	2023-01-01	No
Contributions received in cash from employer	2023-01-01	$1,405,855
Employer contributions (assets) at end of year	2023-01-01	$458,209
Employer contributions (assets) at beginning of year	2023-01-01	$426,467
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2023-01-01	$4,833,366
Contract administrator fees	2023-01-01	$32,482
Did the plan have assets held for investment	2023-01-01	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-01-01	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2023-01-01	No
Opinion of an independent qualified public accountant for this plan	2023-01-01	1
Accountancy firm name	2023-01-01	SMITH ELLIOTT KEARNS & COMPANY, LLC
Accountancy firm EIN	2023-01-01	520783935
2022 : F & M TRUST 401(K) PLAN 2022 401k financial data
Total unrealized appreciation/depreciation of assets	2022-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total income from all sources (including contributions)	2022-12-31	$-2,402,654
Total loss/gain on sale of assets	2022-12-31	$0
Total of all expenses incurred	2022-12-31	$2,947,542
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$2,887,374
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$3,274,303
Value of total assets at end of year	2022-12-31	$31,826,089
Value of total assets at beginning of year	2022-12-31	$37,176,285
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$60,168
Total interest from all sources	2022-12-31	$3,625
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$1,163,741
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$1,163,741
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$7,000,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$1,486,987
Participant contributions at end of year	2022-12-31	$53,126
Participant contributions at beginning of year	2022-12-31	$115,692
Participant contributions at end of year	2022-12-31	$52,366
Participant contributions at beginning of year	2022-12-31	$8,634
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$503,845
Administrative expenses (other) incurred	2022-12-31	$490
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-5,350,196
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$31,826,089
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$37,176,285
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Investment advisory and management fees	2022-12-31	$26,732
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$31,294,130
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$36,695,179
Interest on participant loans	2022-12-31	$3,625
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-6,844,323
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$1,283,471
Employer contributions (assets) at end of year	2022-12-31	$426,467
Employer contributions (assets) at beginning of year	2022-12-31	$356,780
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$2,887,374
Contract administrator fees	2022-12-31	$32,946
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	SMITH ELLIOTT KEARNS & COMPANY, LLC
Accountancy firm EIN	2022-12-31	520783935
Total unrealized appreciation/depreciation of assets	2022-01-01	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-01-01	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-01-01	$0
Total income from all sources (including contributions)	2022-01-01	$-2,402,654
Total loss/gain on sale of assets	2022-01-01	$0
Total of all expenses incurred	2022-01-01	$2,947,542
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-01-01	$2,887,374
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-01-01	$3,274,303
Value of total assets at end of year	2022-01-01	$31,826,089
Value of total assets at beginning of year	2022-01-01	$37,176,285
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-01-01	$60,168
Total interest from all sources	2022-01-01	$3,625
Total dividends received (eg from common stock, registered investment company shares)	2022-01-01	$1,163,741
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-01-01	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-01-01	$1,163,741
Was this plan covered by a fidelity bond	2022-01-01	Yes
Value of fidelity bond cover	2022-01-01	$7,000,000
If this is an individual account plan, was there a blackout period	2022-01-01	No
Were there any nonexempt tranactions with any party-in-interest	2022-01-01	No
Contributions received from participants	2022-01-01	$1,486,987
Participant contributions at end of year	2022-01-01	$53,126
Participant contributions at beginning of year	2022-01-01	$115,692
Participant contributions at end of year	2022-01-01	$52,366
Participant contributions at beginning of year	2022-01-01	$8,634
Income. Received or receivable in cash from other sources (including rollovers)	2022-01-01	$503,845
Administrative expenses (other) incurred	2022-01-01	$490
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-01-01	No
Value of net income/loss	2022-01-01	$-5,350,196
Value of net assets at end of year (total assets less liabilities)	2022-01-01	$31,826,089
Value of net assets at beginning of year (total assets less liabilities)	2022-01-01	$37,176,285
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-01-01	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-01-01	No
Were any leases to which the plan was party in default or uncollectible	2022-01-01	No
Investment advisory and management fees	2022-01-01	$26,732
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-01-01	$31,294,130
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-01-01	$36,695,179
Interest on participant loans	2022-01-01	$3,625
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-01-01	$-6,844,323
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-01-01	No
Was there a failure to transmit to the plan any participant contributions	2022-01-01	Yes
Has the plan failed to provide any benefit when due under the plan	2022-01-01	No
Contributions received in cash from employer	2022-01-01	$1,283,471
Employer contributions (assets) at end of year	2022-01-01	$426,467
Employer contributions (assets) at beginning of year	2022-01-01	$356,780
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-01-01	$2,887,374
Contract administrator fees	2022-01-01	$32,946
Did the plan have assets held for investment	2022-01-01	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-01-01	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-01-01	No
Opinion of an independent qualified public accountant for this plan	2022-01-01	1
Accountancy firm name	2022-01-01	SMITH ELLIOTT KEARNS & COMPANY, LLC
Accountancy firm EIN	2022-01-01	520783935
2021 : F & M TRUST 401(K) PLAN 2021 401k financial data
Total unrealized appreciation/depreciation of assets	2021-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total income from all sources (including contributions)	2021-12-31	$7,489,024
Total loss/gain on sale of assets	2021-12-31	$0
Total of all expenses incurred	2021-12-31	$2,168,009
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$2,109,301
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$2,602,696
Value of total assets at end of year	2021-12-31	$37,176,285
Value of total assets at beginning of year	2021-12-31	$31,855,270
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$58,708
Total interest from all sources	2021-12-31	$6,831
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$3,909,926
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$3,909,926
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$7,000,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2021-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$1,340,760
Participant contributions at end of year	2021-12-31	$115,692
Participant contributions at beginning of year	2021-12-31	$143,366
Participant contributions at end of year	2021-12-31	$8,634
Participant contributions at beginning of year	2021-12-31	$44,203
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$90,128
Administrative expenses (other) incurred	2021-12-31	$475
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$5,321,015
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$37,176,285
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$31,855,270
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Investment advisory and management fees	2021-12-31	$28,568
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$36,695,179
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$31,637,436
Interest on participant loans	2021-12-31	$6,831
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$969,571
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$1,171,808
Employer contributions (assets) at end of year	2021-12-31	$356,780
Employer contributions (assets) at beginning of year	2021-12-31	$30,265
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$2,109,301
Contract administrator fees	2021-12-31	$29,665
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	SMITH ELLIOTT KEARNS & COMPANY, LLC
Accountancy firm EIN	2021-12-31	520783935
2020 : F & M TRUST 401(K) PLAN 2020 401k financial data
Total unrealized appreciation/depreciation of assets	2020-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total income from all sources (including contributions)	2020-12-31	$6,654,606
Total loss/gain on sale of assets	2020-12-31	$0
Total of all expenses incurred	2020-12-31	$1,566,974
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$1,515,599
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$2,172,207
Value of total assets at end of year	2020-12-31	$31,855,270
Value of total assets at beginning of year	2020-12-31	$26,767,638
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$51,375
Total interest from all sources	2020-12-31	$7,365
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$1,340,753
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$1,340,753
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$7,000,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$1,332,974
Participant contributions at end of year	2020-12-31	$143,366
Participant contributions at beginning of year	2020-12-31	$152,373
Participant contributions at end of year	2020-12-31	$44,203
Participant contributions at beginning of year	2020-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$6,749
Administrative expenses (other) incurred	2020-12-31	$1,444
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$5,087,632
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$31,855,270
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$26,767,638
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Investment advisory and management fees	2020-12-31	$20,432
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$31,637,436
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$26,538,110
Interest on participant loans	2020-12-31	$7,365
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$3,134,281
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$832,484
Employer contributions (assets) at end of year	2020-12-31	$30,265
Employer contributions (assets) at beginning of year	2020-12-31	$77,155
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$1,515,599
Contract administrator fees	2020-12-31	$29,499
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	CROWE LLP
Accountancy firm EIN	2020-12-31	350921680
2019 : F & M TRUST 401(K) PLAN 2019 401k financial data
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total income from all sources (including contributions)	2019-12-31	$7,022,276
Total income from all sources (including contributions)	2019-12-31	$7,022,276
Total loss/gain on sale of assets	2019-12-31	$0
Total loss/gain on sale of assets	2019-12-31	$0
Total of all expenses incurred	2019-12-31	$1,043,440
Total of all expenses incurred	2019-12-31	$1,043,440
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$997,615
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$997,615
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$2,222,796
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$2,222,796
Value of total assets at end of year	2019-12-31	$26,767,638
Value of total assets at end of year	2019-12-31	$26,767,638
Value of total assets at beginning of year	2019-12-31	$20,788,802
Value of total assets at beginning of year	2019-12-31	$20,788,802
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$45,825
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$45,825
Total interest from all sources	2019-12-31	$9,778
Total interest from all sources	2019-12-31	$9,778
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$847,860
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$847,860
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$847,860
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$847,860
Was this plan covered by a fidelity bond	2019-12-31	Yes
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$7,000,000
Value of fidelity bond cover	2019-12-31	$7,000,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
If this is an individual account plan, was there a blackout period	2019-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$1,189,192
Contributions received from participants	2019-12-31	$1,189,192
Participant contributions at end of year	2019-12-31	$152,373
Participant contributions at end of year	2019-12-31	$152,373
Participant contributions at beginning of year	2019-12-31	$163,872
Participant contributions at beginning of year	2019-12-31	$163,872
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$236,019
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$236,019
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$5,978,836
Value of net income/loss	2019-12-31	$5,978,836
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$26,767,638
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$26,767,638
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$20,788,802
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$20,788,802
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Investment advisory and management fees	2019-12-31	$19,925
Investment advisory and management fees	2019-12-31	$19,925
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$26,538,110
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$26,538,110
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$20,624,930
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$20,624,930
Interest on participant loans	2019-12-31	$9,778
Interest on participant loans	2019-12-31	$9,778
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$3,941,842
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$3,941,842
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$797,585
Contributions received in cash from employer	2019-12-31	$797,585
Employer contributions (assets) at end of year	2019-12-31	$77,155
Employer contributions (assets) at end of year	2019-12-31	$77,155
Employer contributions (assets) at beginning of year	2019-12-31	$0
Employer contributions (assets) at beginning of year	2019-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$997,615
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$997,615
Contract administrator fees	2019-12-31	$25,900
Contract administrator fees	2019-12-31	$25,900
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	CROWE LLP
Accountancy firm name	2019-12-31	CROWE LLP
Accountancy firm EIN	2019-12-31	350921680
Accountancy firm EIN	2019-12-31	350921680
2018 : F & M TRUST 401(K) PLAN 2018 401k financial data
Total unrealized appreciation/depreciation of assets	2018-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$6,162
Total income from all sources (including contributions)	2018-12-31	$662,494
Total loss/gain on sale of assets	2018-12-31	$0
Total of all expenses incurred	2018-12-31	$1,240,897
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$1,159,075
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$1,858,831
Value of total assets at end of year	2018-12-31	$20,788,802
Value of total assets at beginning of year	2018-12-31	$21,373,367
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$81,822
Total interest from all sources	2018-12-31	$8,383
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Administrative expenses professional fees incurred	2018-12-31	$1,638
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$7,000,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$1,059,810
Participant contributions at end of year	2018-12-31	$163,872
Participant contributions at beginning of year	2018-12-31	$110,295
Participant contributions at beginning of year	2018-12-31	$153
Assets. Other investments not covered elsewhere at beginning of year	2018-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$152,622
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2018-12-31	$6,162
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$-578,403
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$20,788,802
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$21,367,205
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$20,624,930
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$21,136,999
Value of interest in pooled separate accounts at beginning of year	2018-12-31	$0
Interest on participant loans	2018-12-31	$8,383
Value of interest in common/collective trusts at beginning of year	2018-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2018-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-1,204,720
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Assets. Invements in employer securities at beginning of year	2018-12-31	$0
Contributions received in cash from employer	2018-12-31	$646,399
Employer contributions (assets) at beginning of year	2018-12-31	$125,920
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$1,159,075
Contract administrator fees	2018-12-31	$80,184
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	CROWE LLP
Accountancy firm EIN	2018-12-31	350921680
2017 : F & M TRUST 401(K) PLAN 2017 401k financial data
Total unrealized appreciation/depreciation of assets	2017-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$6,162
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$5,547
Total income from all sources (including contributions)	2017-12-31	$5,091,604
Total loss/gain on sale of assets	2017-12-31	$0
Total of all expenses incurred	2017-12-31	$2,833,285
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$2,748,669
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$1,891,915
Value of total assets at end of year	2017-12-31	$21,373,367
Value of total assets at beginning of year	2017-12-31	$19,114,433
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$84,616
Total interest from all sources	2017-12-31	$6,289
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Administrative expenses professional fees incurred	2017-12-31	$12,090
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$7,000,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
Funding deficiency by the employer to the plan for this plan year	2017-12-31	$0
Minimum employer required contribution for this plan year	2017-12-31	$0
Amount contributed by the employer to the plan for this plan year	2017-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$877,855
Participant contributions at end of year	2017-12-31	$110,295
Participant contributions at beginning of year	2017-12-31	$89,121
Participant contributions at end of year	2017-12-31	$153
Assets. Other investments not covered elsewhere at end of year	2017-12-31	$0
Assets. Other investments not covered elsewhere at beginning of year	2017-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$330,001
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2017-12-31	$6,162
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2017-12-31	$5,547
Administrative expenses (other) incurred	2017-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$2,258,319
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$21,367,205
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$19,108,886
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Investment advisory and management fees	2017-12-31	$69,392
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$21,136,999
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$19,025,312
Value of interest in pooled separate accounts at end of year	2017-12-31	$0
Value of interest in pooled separate accounts at beginning of year	2017-12-31	$0
Interest on participant loans	2017-12-31	$6,289
Interest earned on other investments	2017-12-31	$0
Value of interest in common/collective trusts at end of year	2017-12-31	$0
Value of interest in common/collective trusts at beginning of year	2017-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2017-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2017-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$3,193,400
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Assets. Invements in employer securities at end of year	2017-12-31	$0
Assets. Invements in employer securities at beginning of year	2017-12-31	$0
Contributions received in cash from employer	2017-12-31	$684,059
Employer contributions (assets) at end of year	2017-12-31	$125,920
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$2,748,669
Contract administrator fees	2017-12-31	$3,134
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	BDO
Accountancy firm EIN	2017-12-31	135381590
2016 : F & M TRUST 401(K) PLAN 2016 401k financial data
Total unrealized appreciation/depreciation of assets	2016-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$5,547
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$4,922
Total income from all sources (including contributions)	2016-12-31	$2,859,203
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$781,808
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$705,124
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$1,495,373
Value of total assets at end of year	2016-12-31	$19,114,433
Value of total assets at beginning of year	2016-12-31	$17,036,413
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$76,684
Total interest from all sources	2016-12-31	$3,759
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$7,000,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$799,491
Participant contributions at end of year	2016-12-31	$89,121
Participant contributions at beginning of year	2016-12-31	$47,525
Participant contributions at beginning of year	2016-12-31	$265
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$211,422
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2016-12-31	$5,547
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2016-12-31	$4,922
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$2,077,395
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$19,108,886
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$17,031,491
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$19,025,312
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$16,878,788
Interest on participant loans	2016-12-31	$3,759
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$1,360,071
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$484,460
Employer contributions (assets) at beginning of year	2016-12-31	$109,835
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$705,124
Contract administrator fees	2016-12-31	$76,684
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	BDO
Accountancy firm EIN	2016-12-31	135381590
2015 : F & M TRUST 401(K) PLAN 2015 401k financial data
Total unrealized appreciation/depreciation of assets	2015-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$4,922
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$4,946
Total income from all sources (including contributions)	2015-12-31	$1,362,757
Total loss/gain on sale of assets	2015-12-31	$0
Total of all expenses incurred	2015-12-31	$1,433,023
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$1,357,425
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$1,409,492
Value of total assets at end of year	2015-12-31	$17,036,413
Value of total assets at beginning of year	2015-12-31	$17,106,703
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$75,598
Total interest from all sources	2015-12-31	$1,847
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$7,000,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$786,533
Participant contributions at end of year	2015-12-31	$47,525
Participant contributions at beginning of year	2015-12-31	$41,339
Participant contributions at end of year	2015-12-31	$265
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$6,455
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2015-12-31	$4,922
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2015-12-31	$4,946
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$-70,266
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$17,031,491
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$17,101,757
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$16,878,788
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$16,959,864
Interest on participant loans	2015-12-31	$1,847
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-48,582
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$616,504
Employer contributions (assets) at end of year	2015-12-31	$109,835
Employer contributions (assets) at beginning of year	2015-12-31	$105,500
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$1,357,425
Contract administrator fees	2015-12-31	$75,598
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	BDO USA LLP
Accountancy firm EIN	2015-12-31	135381590
2014 : F & M TRUST 401(K) PLAN 2014 401k financial data
Total unrealized appreciation/depreciation of assets	2014-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$4,946
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total income from all sources (including contributions)	2014-12-31	$2,671,759
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$2,115,274
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$2,051,615
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$1,696,277
Value of total assets at end of year	2014-12-31	$17,106,703
Value of total assets at beginning of year	2014-12-31	$16,545,272
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$63,659
Total interest from all sources	2014-12-31	$2,046
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$737,568
Participant contributions at end of year	2014-12-31	$41,339
Participant contributions at beginning of year	2014-12-31	$44,527
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$400,472
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2014-12-31	$4,946
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$556,485
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$17,101,757
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$16,545,272
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$16,959,864
Value of interest in pooled separate accounts at beginning of year	2014-12-31	$9,032,387
Interest on participant loans	2014-12-31	$2,046
Value of interest in common/collective trusts at beginning of year	2014-12-31	$7,042,175
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2014-12-31	$426,183
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2014-12-31	$426,183
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$1,448,125
Net investment gain/loss from pooled separate accounts	2014-12-31	$-349,152
Net investment gain or loss from common/collective trusts	2014-12-31	$-125,537
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$558,237
Employer contributions (assets) at end of year	2014-12-31	$105,500
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$2,051,615
Contract administrator fees	2014-12-31	$63,659
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	BDO USA, LLP
Accountancy firm EIN	2014-12-31	135381590
2013 : F & M TRUST 401(K) PLAN 2013 401k financial data
Total unrealized appreciation/depreciation of assets	2013-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$3,956,695
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$1,356,176
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$1,345,167
Value of total corrective distributions	2013-12-31	$16
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$1,547,794
Value of total assets at end of year	2013-12-31	$16,545,272
Value of total assets at beginning of year	2013-12-31	$13,944,753
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$10,993
Total interest from all sources	2013-12-31	$2,351
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$698,912
Participant contributions at end of year	2013-12-31	$44,527
Participant contributions at beginning of year	2013-12-31	$38,174
Participant contributions at beginning of year	2013-12-31	$49,904
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$406,927
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$2,600,519
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$16,545,272
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$13,944,753
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in pooled separate accounts at end of year	2013-12-31	$9,032,387
Value of interest in pooled separate accounts at beginning of year	2013-12-31	$7,488,868
Interest on participant loans	2013-12-31	$2,255
Value of interest in common/collective trusts at end of year	2013-12-31	$7,042,175
Value of interest in common/collective trusts at beginning of year	2013-12-31	$5,896,340
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2013-12-31	$426,183
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2013-12-31	$438,911
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2013-12-31	$438,911
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2013-12-31	$96
Net investment gain/loss from pooled separate accounts	2013-12-31	$1,785,870
Net investment gain or loss from common/collective trusts	2013-12-31	$620,680
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$441,955
Employer contributions (assets) at beginning of year	2013-12-31	$32,556
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$1,345,167
Contract administrator fees	2013-12-31	$10,993
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2013-12-31	No
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	BDO USA LLP
Accountancy firm EIN	2013-12-31	135381590
2012 : F & M TRUST 401(K) PLAN 2012 401k financial data
Total unrealized appreciation/depreciation of assets	2012-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$2,589,587
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$1,141,602
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$1,130,775
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$1,144,156
Value of total assets at end of year	2012-12-31	$13,944,753
Value of total assets at beginning of year	2012-12-31	$12,496,768
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$10,827
Total interest from all sources	2012-12-31	$2,461
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$657,994
Participant contributions at end of year	2012-12-31	$38,174
Participant contributions at beginning of year	2012-12-31	$26,280
Participant contributions at end of year	2012-12-31	$49,904
Participant contributions at beginning of year	2012-12-31	$22,261
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$60,554
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2012-12-31	$53
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$1,447,985
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$13,944,753
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$12,496,768
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in pooled separate accounts at end of year	2012-12-31	$7,488,868
Value of interest in pooled separate accounts at beginning of year	2012-12-31	$6,311,626
Interest on participant loans	2012-12-31	$2,411
Value of interest in common/collective trusts at end of year	2012-12-31	$5,896,340
Value of interest in common/collective trusts at beginning of year	2012-12-31	$5,683,116
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2012-12-31	$438,911
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2012-12-31	$438,628
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2012-12-31	$438,628
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2012-12-31	$50
Net investment gain/loss from pooled separate accounts	2012-12-31	$905,000
Net investment gain or loss from common/collective trusts	2012-12-31	$537,970
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$425,608
Employer contributions (assets) at end of year	2012-12-31	$32,556
Employer contributions (assets) at beginning of year	2012-12-31	$14,804
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$1,130,775
Contract administrator fees	2012-12-31	$10,827
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2012-12-31	No
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	PARENTEBEARD LLC
Accountancy firm EIN	2012-12-31	232932984
2011 : F & M TRUST 401(K) PLAN 2011 401k financial data
Total unrealized appreciation/depreciation of assets	2011-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total income from all sources (including contributions)	2011-12-31	$975,609
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$1,428,959
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$1,418,328
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$1,053,539
Value of total assets at end of year	2011-12-31	$12,496,768
Value of total assets at beginning of year	2011-12-31	$12,950,118
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$10,631
Total interest from all sources	2011-12-31	$636
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$604,295
Participant contributions at end of year	2011-12-31	$26,280
Participant contributions at beginning of year	2011-12-31	$7,456
Participant contributions at end of year	2011-12-31	$22,261
Participant contributions at beginning of year	2011-12-31	$19,712
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$55,222
Value of other receiveables (less allowance for doubtful accounts) at end of year	2011-12-31	$53
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2011-12-31	$15
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$-453,350
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$12,496,768
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$12,950,118
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in pooled separate accounts at end of year	2011-12-31	$6,311,626
Value of interest in pooled separate accounts at beginning of year	2011-12-31	$6,428,679
Interest on participant loans	2011-12-31	$636
Value of interest in common/collective trusts at end of year	2011-12-31	$5,683,116
Value of interest in common/collective trusts at beginning of year	2011-12-31	$5,732,813
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2011-12-31	$438,628
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2011-12-31	$747,818
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2011-12-31	$747,818
Net investment gain/loss from pooled separate accounts	2011-12-31	$-78,566
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$394,022
Employer contributions (assets) at end of year	2011-12-31	$14,804
Employer contributions (assets) at beginning of year	2011-12-31	$13,625
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$1,418,328
Contract administrator fees	2011-12-31	$10,631
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2011-12-31	No
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	PARENTEBEARD LLC
Accountancy firm EIN	2011-12-31	232932984
2010 : F & M TRUST 401(K) PLAN 2010 401k financial data
Total unrealized appreciation/depreciation of assets	2010-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total income from all sources (including contributions)	2010-12-31	$2,450,079
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$465,374
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$464,049
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$997,973
Value of total assets at end of year	2010-12-31	$12,950,118
Value of total assets at beginning of year	2010-12-31	$10,965,413
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$1,325
Total interest from all sources	2010-12-31	$387
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$557,094
Participant contributions at end of year	2010-12-31	$7,456
Participant contributions at beginning of year	2010-12-31	$7,238
Participant contributions at end of year	2010-12-31	$19,712
Participant contributions at beginning of year	2010-12-31	$20,052
Income. Received or receivable in cash from other sources (including rollovers)	2010-12-31	$73,091
Value of other receiveables (less allowance for doubtful accounts) at end of year	2010-12-31	$15
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2010-12-31	$20
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$1,984,705
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$12,950,118
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$10,965,413
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in pooled separate accounts at end of year	2010-12-31	$6,428,679
Value of interest in pooled separate accounts at beginning of year	2010-12-31	$5,371,053
Interest on participant loans	2010-12-31	$229
Value of interest in common/collective trusts at end of year	2010-12-31	$5,732,813
Value of interest in common/collective trusts at beginning of year	2010-12-31	$4,748,537
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2010-12-31	$747,818
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2010-12-31	$804,750
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2010-12-31	$804,750
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2010-12-31	$158
Net investment gain/loss from pooled separate accounts	2010-12-31	$853,367
Net investment gain or loss from common/collective trusts	2010-12-31	$598,352
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$367,788
Employer contributions (assets) at end of year	2010-12-31	$13,625
Employer contributions (assets) at beginning of year	2010-12-31	$13,763
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$464,049
Contract administrator fees	2010-12-31	$1,325
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2010-12-31	No
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	PARENTEBEARD LLC
Accountancy firm EIN	2010-12-31	232932984
2009 : F & M TRUST 401(K) PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0

Form 5500 Responses for F & M TRUST 401(K) PLAN

2023: F & M TRUST 401(K) PLAN 2023 form 5500 responses
2023-01-01	Type of plan entity	Single employer plan
2023-01-01	Submission has been amended	No
2023-01-01	This submission is the final filing	No
2023-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2023-01-01	Plan is a collectively bargained plan	No
2023-01-01	Plan funding arrangement – Trust	Yes
2023-01-01	Plan benefit arrangement - Trust	Yes
2022: F & M TRUST 401(K) PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Submission has been amended	No
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: F & M TRUST 401(K) PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Submission has been amended	No
2021-01-01	This submission is the final filing	No
2021-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: F & M TRUST 401(K) PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Submission has been amended	No
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: F & M TRUST 401(K) PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2017: F & M TRUST 401(K) PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Submission has been amended	No
2017-01-01	This submission is the final filing	No
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Insurance	Yes
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement – Insurance	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: F & M TRUST 401(K) PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Insurance	Yes
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement – Insurance	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: F & M TRUST 401(K) PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Insurance	Yes
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement – Insurance	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: F & M TRUST 401(K) PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Insurance	Yes
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement – Insurance	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: F & M TRUST 401(K) PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Insurance	Yes
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement – Insurance	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: F & M TRUST 401(K) PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Insurance	Yes
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement – Insurance	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: F & M TRUST 401(K) PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Insurance	Yes
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement – Insurance	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2010: F & M TRUST 401(K) PLAN 2010 form 5500 responses
2010-01-01	Type of plan entity	Single employer plan
2010-01-01	Submission has been amended	No
2010-01-01	This submission is the final filing	No
2010-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2010-01-01	Plan is a collectively bargained plan	No
2010-01-01	Plan funding arrangement – Insurance	Yes
2010-01-01	Plan funding arrangement – Trust	Yes
2010-01-01	Plan benefit arrangement – Insurance	Yes
2010-01-01	Plan benefit arrangement - Trust	Yes
2009: F & M TRUST 401(K) PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Insurance	Yes
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement – Insurance	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes
2007: F & M TRUST 401(K) PLAN 2007 form 5500 responses
2007-01-01	Type of plan entity	Single employer plan
2007-01-01	Submission has been amended	No
2007-01-01	This submission is the final filing	No
2007-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2007-01-01	Plan is a collectively bargained plan	No
2007-01-01	Plan funding arrangement – Insurance	Yes
2007-01-01	Plan funding arrangement – Trust	Yes
2007-01-01	Plan benefit arrangement – Insurance	Yes
2007-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 65935 )
Policy contract number	MR 61256
Policy instance	1
MASSMUTUAL (National Association of Insurance Commissioners NAIC id number: 65935 )
Policy contract number	RM82905-1
Policy instance	1
MASSMUTUAL (National Association of Insurance Commissioners NAIC id number: 65935 )
Policy contract number	RM82905-1
Policy instance	1
MASSMUTUAL (National Association of Insurance Commissioners NAIC id number: 65935 )
Policy contract number	RM82905-1
Policy instance	1
MASSMUTUAL (National Association of Insurance Commissioners NAIC id number: 65935 )
Policy contract number	RM82905-1
Policy instance	1
MASSMUTUAL (National Association of Insurance Commissioners NAIC id number: 65935 )
Policy contract number	RM82905-1
Policy instance	1
MASSMUTUAL (National Association of Insurance Commissioners NAIC id number: 65935 )
Policy contract number	RM82905-1
Policy instance	1

Potentially related plans

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The information provided on this website is not advice, endorsement or recommendation
The information published is supplied by third parties so we make no warranty on the accuracy, completeness etc. This information is provided "as-is". The information is subject to change as we obtain updates and corrections from the primary information sources.
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Company Name:	F& M TRUST COMPANY
Employer identification number (EIN):	230570230
NAIC Classification:	522110
NAIC Description:	Commercial Banking

Plan id#	Filing Submission Date	Name of Administrator	Name of Company Sponsor	Date Sponsor Signed
002	2024-01-01	CHRISTINA THOMPSON
002	2023-01-01
002	2023-01-01	AMY SHAUB
002	2022-01-01
002	2022-01-01	AMY SHAUB
002	2021-01-01
002	2021-01-01	AMY SHAUB
002	2020-01-01
002	2019-01-01
002	2017-01-01
002	2017-01-01
002	2016-01-01
002	2015-01-01	KAREN CARMACK
002	2015-01-01	KAREN CARMACK
002	2014-01-01	KAREN CARMACK
002	2013-01-01	KAREN CARMACK
002	2012-01-01	KAREN CARMACK
002	2011-01-01	WILLIAM E. SNELL, JR.	WILLIAM E. SNELL, JR	2012-10-12
002	2010-01-01	WILLIAM E. SNELL, JR.	WILLIAM E. SNELL, JR	2011-10-14
002	2009-01-01	WILLIAM E. SNELL, JR	WILLIAM E. SNELL, JR	2010-10-14
002	2007-01-01	KAREN CARMACK