401k Plan data: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN plan

STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 401k Plan overview

Plan Name	STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN
Plan identification number	001

STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN Benefits

401k Plan Type	Defined Contribution Pension
Plan Features/Benefits	Profit-sharing

401k Sponsoring company profile

STUART GRAHAM COMPANY has sponsored the creation of one or more 401k plans.

Company Name: STUART GRAHAM COMPANY

Employer identification number (EIN): 260639309

NAIC Classification: 531210
NAIC Description: Offices of Real Estate Agents and Brokers

Form 5500 Filing Information

Submission information for form 5500 for 401k plan STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2022-01-01
001 2021-01-01
001 2020-01-01
001 2019-01-01
001 2019-01-01
001 2018-01-01
001 2017-01-01 BRIAN CONWAY
001 2016-01-01 BRIAN CONWAY
001 2015-01-01 BRIAN CONWAY
001 2014-01-01 L. MYLES SMITH
001 2013-01-01 L. MYLES SMITH
001 2012-01-01 L. MYLES SMITH
001 2011-01-01 L MYLES SMITH
001 2009-01-01 L MYLES SMITH

Plan Statistics for STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN

401k plan membership statisitcs for STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN

Measure Date Value
2022: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 2
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 2
Total of all active and inactive participants 2022-01-01 2
Total participants 2022-01-01 2
Number of participants with account balances 2022-01-01 2
2021: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 2
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 2
Total of all active and inactive participants 2021-01-01 2
Total participants 2021-01-01 2
Number of participants with account balances 2021-01-01 2
2020: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 2
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 2
Total of all active and inactive participants 2020-01-01 2
Total participants 2020-01-01 2
Number of participants with account balances 2020-01-01 2
2019: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 2
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 2
Total of all active and inactive participants 2019-01-01 2
Total participants 2019-01-01 2
Number of participants with account balances 2019-01-01 2
2018: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 2
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 2
Total of all active and inactive participants 2018-01-01 2
Total participants 2018-01-01 2
Number of participants with account balances 2018-01-01 2
2017: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 0
Total of all active and inactive participants 2017-01-01 0
Total participants 2017-01-01 0
2016: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 0
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 2
Total of all active and inactive participants 2016-01-01 2
Total participants 2016-01-01 2
2015: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 2
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 2
Total of all active and inactive participants 2015-01-01 2
Total participants 2015-01-01 2
Number of participants with account balances 2015-01-01 2
2014: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 2
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 2
Total of all active and inactive participants 2014-01-01 2
Total participants 2014-01-01 2
Number of participants with account balances 2014-01-01 2
2013: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 2
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 2
Total of all active and inactive participants 2013-01-01 2
Total participants 2013-01-01 2
Number of participants with account balances 2013-01-01 2
2012: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 2
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 2
Total of all active and inactive participants 2012-01-01 2
Total participants 2012-01-01 2
Number of participants with account balances 2012-01-01 2
2011: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 2
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 2
Total of all active and inactive participants 2011-01-01 2
Total participants 2011-01-01 2
Number of participants with account balances 2011-01-01 2
2009: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 2
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 2
Total of all active and inactive participants 2009-01-01 2
Total participants 2009-01-01 2
Number of participants with account balances 2009-01-01 2

Measure	Date	Value
2022: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	2
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	2
Total of all active and inactive participants	2022-01-01	2
Total participants	2022-01-01	2
Number of participants with account balances	2022-01-01	2
2021: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	2
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	2
Total of all active and inactive participants	2021-01-01	2
Total participants	2021-01-01	2
Number of participants with account balances	2021-01-01	2
2020: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	2
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	2
Total of all active and inactive participants	2020-01-01	2
Total participants	2020-01-01	2
Number of participants with account balances	2020-01-01	2
2019: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	2
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	2
Total of all active and inactive participants	2019-01-01	2
Total participants	2019-01-01	2
Number of participants with account balances	2019-01-01	2
2018: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	2
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	2
Total of all active and inactive participants	2018-01-01	2
Total participants	2018-01-01	2
Number of participants with account balances	2018-01-01	2
2017: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	0
Total of all active and inactive participants	2017-01-01	0
Total participants	2017-01-01	0
2016: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	0
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	2
Total of all active and inactive participants	2016-01-01	2
Total participants	2016-01-01	2
2015: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	2
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	2
Total of all active and inactive participants	2015-01-01	2
Total participants	2015-01-01	2
Number of participants with account balances	2015-01-01	2
2014: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	2
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	2
Total of all active and inactive participants	2014-01-01	2
Total participants	2014-01-01	2
Number of participants with account balances	2014-01-01	2
2013: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	2
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	2
Total of all active and inactive participants	2013-01-01	2
Total participants	2013-01-01	2
Number of participants with account balances	2013-01-01	2
2012: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	2
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	2
Total of all active and inactive participants	2012-01-01	2
Total participants	2012-01-01	2
Number of participants with account balances	2012-01-01	2
2011: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	2
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	2
Total of all active and inactive participants	2011-01-01	2
Total participants	2011-01-01	2
Number of participants with account balances	2011-01-01	2
2009: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	2
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	2
Total of all active and inactive participants	2009-01-01	2
Total participants	2009-01-01	2
Number of participants with account balances	2009-01-01	2

Financial Data on STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN

Measure	Date	Value
2022 : STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2022 401k financial data
Total income from all sources	2022-12-31	$57,121
Expenses. Total of all expenses incurred	2022-12-31	$12,005
Total plan assets at end of year	2022-12-31	$1,106,021
Total plan assets at beginning of year	2022-12-31	$1,060,905
Value of fidelity bond covering the plan	2022-12-31	$90,000
Total contributions received or receivable from participants	2022-12-31	$54,000
Expenses. Other expenses not covered elsewhere	2022-12-31	$12,005
Other income received	2022-12-31	$-27,679
Net income (gross income less expenses)	2022-12-31	$45,116
Net plan assets at end of year (total assets less liabilities)	2022-12-31	$1,106,021
Net plan assets at beginning of year (total assets less liabilities)	2022-12-31	$1,060,905
Total contributions received or receivable from employer(s)	2022-12-31	$30,800
2021 : STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2021 401k financial data
Total income from all sources	2021-12-31	$213,225
Expenses. Total of all expenses incurred	2021-12-31	$11,280
Total plan assets at end of year	2021-12-31	$1,060,905
Total plan assets at beginning of year	2021-12-31	$858,960
Value of fidelity bond covering the plan	2021-12-31	$90,000
Total contributions received or receivable from participants	2021-12-31	$52,000
Expenses. Other expenses not covered elsewhere	2021-12-31	$11,280
Other income received	2021-12-31	$157,925
Net income (gross income less expenses)	2021-12-31	$201,945
Net plan assets at end of year (total assets less liabilities)	2021-12-31	$1,060,905
Net plan assets at beginning of year (total assets less liabilities)	2021-12-31	$858,960
Total contributions received or receivable from employer(s)	2021-12-31	$3,300
2020 : STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2020 401k financial data
Total income from all sources	2020-12-31	$59,105
Expenses. Total of all expenses incurred	2020-12-31	$10,529
Total plan assets at end of year	2020-12-31	$858,960
Total plan assets at beginning of year	2020-12-31	$810,384
Value of fidelity bond covering the plan	2020-12-31	$90,000
Total contributions received or receivable from participants	2020-12-31	$39,000
Expenses. Other expenses not covered elsewhere	2020-12-31	$10,529
Other income received	2020-12-31	$17,345
Net income (gross income less expenses)	2020-12-31	$48,576
Net plan assets at end of year (total assets less liabilities)	2020-12-31	$858,960
Net plan assets at beginning of year (total assets less liabilities)	2020-12-31	$810,384
Total contributions received or receivable from employer(s)	2020-12-31	$2,760
2019 : STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2019 401k financial data
Total income from all sources	2019-12-31	$56,396
Expenses. Total of all expenses incurred	2019-12-31	$9,880
Total plan assets at end of year	2019-12-31	$810,384
Total plan assets at beginning of year	2019-12-31	$763,868
Total contributions received or receivable from participants	2019-12-31	$38,000
Expenses. Other expenses not covered elsewhere	2019-12-31	$9,880
Other income received	2019-12-31	$18,396
Net income (gross income less expenses)	2019-12-31	$46,516
Net plan assets at end of year (total assets less liabilities)	2019-12-31	$810,384
Net plan assets at beginning of year (total assets less liabilities)	2019-12-31	$763,868
2018 : STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2018 401k financial data
Total income from all sources	2018-12-31	$34,152
Expenses. Total of all expenses incurred	2018-12-31	$9,607
Total plan assets at end of year	2018-12-31	$763,868
Total plan assets at beginning of year	2018-12-31	$739,323
Value of fidelity bond covering the plan	2018-12-31	$74,000
Total contributions received or receivable from participants	2018-12-31	$36,000
Expenses. Other expenses not covered elsewhere	2018-12-31	$9,607
Other income received	2018-12-31	$-26,848
Net income (gross income less expenses)	2018-12-31	$24,545
Net plan assets at end of year (total assets less liabilities)	2018-12-31	$763,868
Net plan assets at beginning of year (total assets less liabilities)	2018-12-31	$739,323
Total contributions received or receivable from employer(s)	2018-12-31	$25,000
2017 : STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2017 401k financial data
Total income from all sources	2017-12-31	$128,540
Expenses. Total of all expenses incurred	2017-12-31	$8,419
Total plan assets at end of year	2017-12-31	$739,323
Total plan assets at beginning of year	2017-12-31	$619,202
Total contributions received or receivable from participants	2017-12-31	$36,000
Expenses. Other expenses not covered elsewhere	2017-12-31	$8,419
Other income received	2017-12-31	$92,540
Net income (gross income less expenses)	2017-12-31	$120,121
Net plan assets at end of year (total assets less liabilities)	2017-12-31	$739,323
Net plan assets at beginning of year (total assets less liabilities)	2017-12-31	$619,202
2016 : STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2016 401k financial data
Total income from all sources	2016-12-31	$85,933
Expenses. Total of all expenses incurred	2016-12-31	$7,276
Total plan assets at end of year	2016-12-31	$619,202
Total plan assets at beginning of year	2016-12-31	$540,545
Total contributions received or receivable from participants	2016-12-31	$36,000
Expenses. Other expenses not covered elsewhere	2016-12-31	$7,276
Other income received	2016-12-31	$49,933
Net income (gross income less expenses)	2016-12-31	$78,657
Net plan assets at end of year (total assets less liabilities)	2016-12-31	$619,202
Net plan assets at beginning of year (total assets less liabilities)	2016-12-31	$540,545
2015 : STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2015 401k financial data
Total income from all sources	2015-12-31	$21,065
Total plan assets at end of year	2015-12-31	$540,545
Total plan assets at beginning of year	2015-12-31	$519,480
Total contributions received or receivable from participants	2015-12-31	$48,000
Other income received	2015-12-31	$-46,935
Net income (gross income less expenses)	2015-12-31	$21,065
Net plan assets at end of year (total assets less liabilities)	2015-12-31	$540,545
Net plan assets at beginning of year (total assets less liabilities)	2015-12-31	$519,480
Total contributions received or receivable from employer(s)	2015-12-31	$20,000
2014 : STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2014 401k financial data
Total income from all sources	2014-12-31	$108,427
Total plan assets at end of year	2014-12-31	$519,480
Total plan assets at beginning of year	2014-12-31	$411,053
Total contributions received or receivable from participants	2014-12-31	$46,000
Other income received	2014-12-31	$27,427
Net income (gross income less expenses)	2014-12-31	$108,427
Net plan assets at end of year (total assets less liabilities)	2014-12-31	$519,480
Net plan assets at beginning of year (total assets less liabilities)	2014-12-31	$411,053
Total contributions received or receivable from employer(s)	2014-12-31	$35,000
2013 : STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2013 401k financial data
Total income from all sources	2013-12-31	$111,089
Total plan assets at end of year	2013-12-31	$411,053
Total plan assets at beginning of year	2013-12-31	$299,964
Total contributions received or receivable from participants	2013-12-31	$30,000
Other income received	2013-12-31	$61,089
Net income (gross income less expenses)	2013-12-31	$111,089
Net plan assets at end of year (total assets less liabilities)	2013-12-31	$411,053
Net plan assets at beginning of year (total assets less liabilities)	2013-12-31	$299,964
Total contributions received or receivable from employer(s)	2013-12-31	$20,000
2012 : STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2012 401k financial data
Total income from all sources	2012-12-31	$77,488
Total plan assets at end of year	2012-12-31	$299,964
Total plan assets at beginning of year	2012-12-31	$222,476
Total contributions received or receivable from participants	2012-12-31	$31,000
Other income received	2012-12-31	$21,488
Net income (gross income less expenses)	2012-12-31	$77,488
Net plan assets at end of year (total assets less liabilities)	2012-12-31	$299,964
Net plan assets at beginning of year (total assets less liabilities)	2012-12-31	$222,476
Total contributions received or receivable from employer(s)	2012-12-31	$25,000
2011 : STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2011 401k financial data
Total income from all sources	2011-12-31	$28,944
Total plan assets at end of year	2011-12-31	$222,476
Total plan assets at beginning of year	2011-12-31	$193,532
Total contributions received or receivable from participants	2011-12-31	$31,000
Other income received	2011-12-31	$-14,556
Net income (gross income less expenses)	2011-12-31	$28,944
Net plan assets at end of year (total assets less liabilities)	2011-12-31	$222,476
Net plan assets at beginning of year (total assets less liabilities)	2011-12-31	$193,532
Total contributions received or receivable from employer(s)	2011-12-31	$12,500

Form 5500 Responses for STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN

2022: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2009: STUART GRAHAM COMPANY EMPLOYEE PROFIT SHARING PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

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Company Name:	STUART GRAHAM COMPANY
Employer identification number (EIN):	260639309
NAIC Classification:	531210
NAIC Description:	Offices of Real Estate Agents and Brokers