401k Plan data: THE RICHWOOD BANKING COMPANY 401(K) PLAN plan

THE RICHWOOD BANKING COMPANY 401(K) PLAN 401k Plan overview

Plan Name	THE RICHWOOD BANKING COMPANY 401(K) PLAN
Plan identification number	002

THE RICHWOOD BANKING COMPANY 401(K) PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

THE RICHWOOD BANKING COMPANY has sponsored the creation of one or more 401k plans.

Company Name: THE RICHWOOD BANKING COMPANY

Employer identification number (EIN): 314291610

NAIC Classification: 522110
NAIC Description: Commercial Banking

Form 5500 Filing Information

Submission information for form 5500 for 401k plan THE RICHWOOD BANKING COMPANY 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
002 2022-01-01
002 2021-01-01
002 2020-01-01
002 2020-01-01
002 2019-01-01
002 2018-01-01 SHELLEY PFEIFFER 2019-06-27
002 2017-01-01 CHAD HOFFMAN 2018-10-15 CHAD HOFFMAN 2018-10-15
002 2016-01-01 CHAD HOFFMAN 2017-04-22 CHAD HOFFMAN 2017-04-22
002 2015-01-01 CHAD HOFFMAN 2016-05-31 CHAD HOFFMAN 2016-05-31
002 2014-01-01 CHAD HOFFMAN 2015-07-10
002 2013-01-01 CHAD HOFFMAN 2014-08-04 CHAD HOFFMAN 2014-08-04
002 2012-01-01 CHAD HOFFMAN 2013-10-08 CHAD HOFFMAN 2013-10-08
002 2011-01-01 CHAD HOFFMAN 2012-10-04

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed	Name of Company Sponsor	Date Sponsor Signed
002	2022-01-01
002	2021-01-01
002	2020-01-01
002	2020-01-01
002	2019-01-01
002	2018-01-01	SHELLEY PFEIFFER	2019-06-27
002	2017-01-01	CHAD HOFFMAN	2018-10-15	CHAD HOFFMAN	2018-10-15
002	2016-01-01	CHAD HOFFMAN	2017-04-22	CHAD HOFFMAN	2017-04-22
002	2015-01-01	CHAD HOFFMAN	2016-05-31	CHAD HOFFMAN	2016-05-31
002	2014-01-01	CHAD HOFFMAN	2015-07-10
002	2013-01-01	CHAD HOFFMAN	2014-08-04	CHAD HOFFMAN	2014-08-04
002	2012-01-01	CHAD HOFFMAN	2013-10-08	CHAD HOFFMAN	2013-10-08
002	2011-01-01	CHAD HOFFMAN	2012-10-04

Plan Statistics for THE RICHWOOD BANKING COMPANY 401(K) PLAN

401k plan membership statisitcs for THE RICHWOOD BANKING COMPANY 401(K) PLAN

Measure Date Value
2022: THE RICHWOOD BANKING COMPANY 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 190
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 178
Number of retired or separated participants receiving benefits 2022-01-01 0
Number of other retired or separated participants entitled to future benefits 2022-01-01 22
Total of all active and inactive participants 2022-01-01 200
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 0
Total participants 2022-01-01 200
Number of participants with account balances 2022-01-01 199
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 0
2021: THE RICHWOOD BANKING COMPANY 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 162
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 148
Number of retired or separated participants receiving benefits 2021-01-01 0
Number of other retired or separated participants entitled to future benefits 2021-01-01 36
Total of all active and inactive participants 2021-01-01 184
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 0
Total participants 2021-01-01 184
Number of participants with account balances 2021-01-01 183
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 0
2020: THE RICHWOOD BANKING COMPANY 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 125
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 140
Number of retired or separated participants receiving benefits 2020-01-01 0
Number of other retired or separated participants entitled to future benefits 2020-01-01 13
Total of all active and inactive participants 2020-01-01 153
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 153
Number of participants with account balances 2020-01-01 126
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 0
2019: THE RICHWOOD BANKING COMPANY 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 137
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 104
Number of retired or separated participants receiving benefits 2019-01-01 0
Number of other retired or separated participants entitled to future benefits 2019-01-01 12
Total of all active and inactive participants 2019-01-01 116
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 116
Number of participants with account balances 2019-01-01 111
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 0

Measure	Date	Value
2022: THE RICHWOOD BANKING COMPANY 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	190
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	178
Number of retired or separated participants receiving benefits	2022-01-01	0
Number of other retired or separated participants entitled to future benefits	2022-01-01	22
Total of all active and inactive participants	2022-01-01	200
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	0
Total participants	2022-01-01	200
Number of participants with account balances	2022-01-01	199
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	0
2021: THE RICHWOOD BANKING COMPANY 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	162
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	148
Number of retired or separated participants receiving benefits	2021-01-01	0
Number of other retired or separated participants entitled to future benefits	2021-01-01	36
Total of all active and inactive participants	2021-01-01	184
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	0
Total participants	2021-01-01	184
Number of participants with account balances	2021-01-01	183
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	0
2020: THE RICHWOOD BANKING COMPANY 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	125
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	140
Number of retired or separated participants receiving benefits	2020-01-01	0
Number of other retired or separated participants entitled to future benefits	2020-01-01	13
Total of all active and inactive participants	2020-01-01	153
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	153
Number of participants with account balances	2020-01-01	126
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	0
2019: THE RICHWOOD BANKING COMPANY 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	137
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	104
Number of retired or separated participants receiving benefits	2019-01-01	0
Number of other retired or separated participants entitled to future benefits	2019-01-01	12
Total of all active and inactive participants	2019-01-01	116
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	116
Number of participants with account balances	2019-01-01	111
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	0

Financial Data on THE RICHWOOD BANKING COMPANY 401(K) PLAN

Measure	Date	Value
2022 : THE RICHWOOD BANKING COMPANY 401(K) PLAN 2022 401k financial data
Total unrealized appreciation/depreciation of assets	2022-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total income from all sources (including contributions)	2022-12-31	$81,515
Total loss/gain on sale of assets	2022-12-31	$0
Total of all expenses incurred	2022-12-31	$531,956
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$492,279
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$1,048,232
Value of total assets at end of year	2022-12-31	$5,416,493
Value of total assets at beginning of year	2022-12-31	$5,866,934
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$39,677
Total interest from all sources	2022-12-31	$1,509
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$111,295
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$111,295
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$7,000,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$686,131
Participant contributions at end of year	2022-12-31	$21,435
Participant contributions at beginning of year	2022-12-31	$29,539
Participant contributions at end of year	2022-12-31	$21,518
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$24,535
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-450,441
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$5,416,493
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$5,866,934
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Investment advisory and management fees	2022-12-31	$19,876
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$4,967,732
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$5,666,971
Interest on participant loans	2022-12-31	$843
Income. Interest from loans (other than to participants)	2022-12-31	$0
Value of interest in common/collective trusts at end of year	2022-12-31	$347,684
Value of interest in common/collective trusts at beginning of year	2022-12-31	$134,538
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2022-12-31	$46,293
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2022-12-31	$35,886
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2022-12-31	$35,886
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2022-12-31	$666
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-1,086,064
Net investment gain or loss from common/collective trusts	2022-12-31	$6,543
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$337,566
Employer contributions (assets) at end of year	2022-12-31	$11,831
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$492,279
Contract administrator fees	2022-12-31	$19,801
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	CLARK SCHAEFER HACKETT
Accountancy firm EIN	2022-12-31	310800053
2021 : THE RICHWOOD BANKING COMPANY 401(K) PLAN 2021 401k financial data
Total unrealized appreciation/depreciation of assets	2021-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total income from all sources (including contributions)	2021-12-31	$1,558,690
Total loss/gain on sale of assets	2021-12-31	$0
Total of all expenses incurred	2021-12-31	$325,377
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$290,749
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$946,659
Value of total assets at end of year	2021-12-31	$5,866,934
Value of total assets at beginning of year	2021-12-31	$4,633,621
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$34,628
Total interest from all sources	2021-12-31	$1,049
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$95,420
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$95,420
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2021-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$549,567
Participant contributions at end of year	2021-12-31	$29,539
Participant contributions at beginning of year	2021-12-31	$42,987
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$119,831
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$1,233,313
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$5,866,934
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$4,633,621
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Investment advisory and management fees	2021-12-31	$19,066
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$5,666,971
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$4,377,628
Interest on participant loans	2021-12-31	$1,042
Income. Interest from loans (other than to participants)	2021-12-31	$0
Value of interest in common/collective trusts at end of year	2021-12-31	$134,538
Value of interest in common/collective trusts at beginning of year	2021-12-31	$177,885
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2021-12-31	$35,886
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2021-12-31	$35,121
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2021-12-31	$35,121
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2021-12-31	$7
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$512,033
Net investment gain or loss from common/collective trusts	2021-12-31	$3,529
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$277,261
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$290,749
Contract administrator fees	2021-12-31	$15,562
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	CLARK SCHAEFER HACKETT
Accountancy firm EIN	2021-12-31	310800053
2020 : THE RICHWOOD BANKING COMPANY 401(K) PLAN 2020 401k financial data
Total unrealized appreciation/depreciation of assets	2020-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total income from all sources (including contributions)	2020-12-31	$1,787,617
Total loss/gain on sale of assets	2020-12-31	$0
Total of all expenses incurred	2020-12-31	$398,671
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$367,309
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$1,229,360
Value of total assets at end of year	2020-12-31	$4,633,621
Value of total assets at beginning of year	2020-12-31	$3,244,675
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$31,362
Total interest from all sources	2020-12-31	$1,625
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$68,086
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$68,086
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$446,409
Participant contributions at end of year	2020-12-31	$42,987
Participant contributions at beginning of year	2020-12-31	$33,968
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$500,102
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$1,388,946
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$4,633,621
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$3,244,675
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Investment advisory and management fees	2020-12-31	$16,206
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$4,377,628
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$3,031,311
Interest on participant loans	2020-12-31	$1,445
Income. Interest from loans (other than to participants)	2020-12-31	$0
Value of interest in common/collective trusts at end of year	2020-12-31	$177,885
Value of interest in common/collective trusts at beginning of year	2020-12-31	$145,322
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2020-12-31	$35,121
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2020-12-31	$34,074
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2020-12-31	$34,074
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2020-12-31	$180
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$484,537
Net investment gain or loss from common/collective trusts	2020-12-31	$4,009
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$282,849
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$367,309
Contract administrator fees	2020-12-31	$15,156
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	CLARK SCHAEFER HACKETT
Accountancy firm EIN	2020-12-31	310800053
2019 : THE RICHWOOD BANKING COMPANY 401(K) PLAN 2019 401k financial data
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total income from all sources (including contributions)	2019-12-31	$1,294,046
Total loss/gain on sale of assets	2019-12-31	$0
Total of all expenses incurred	2019-12-31	$203,938
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$174,826
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$784,212
Value of total assets at end of year	2019-12-31	$3,244,675
Value of total assets at beginning of year	2019-12-31	$2,154,567
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$29,112
Total interest from all sources	2019-12-31	$2,380
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$65,097
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$65,097
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$3,000,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$411,481
Participant contributions at end of year	2019-12-31	$33,968
Participant contributions at beginning of year	2019-12-31	$31,871
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$147,024
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$1,090,108
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$3,244,675
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$2,154,567
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Investment advisory and management fees	2019-12-31	$15,167
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$3,031,311
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$2,023,660
Interest on participant loans	2019-12-31	$1,743
Income. Interest from loans (other than to participants)	2019-12-31	$0
Value of interest in common/collective trusts at end of year	2019-12-31	$145,322
Value of interest in common/collective trusts at beginning of year	2019-12-31	$99,036
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2019-12-31	$34,074
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2019-12-31	$637
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$438,687
Net investment gain or loss from common/collective trusts	2019-12-31	$3,670
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$225,707
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$174,826
Contract administrator fees	2019-12-31	$13,945
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	CLARK SCHAEFER HACKETT
Accountancy firm EIN	2019-12-31	310800053

Form 5500 Responses for THE RICHWOOD BANKING COMPANY 401(K) PLAN

2022: THE RICHWOOD BANKING COMPANY 401(K) PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Submission has been amended	No
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: THE RICHWOOD BANKING COMPANY 401(K) PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Submission has been amended	No
2021-01-01	This submission is the final filing	No
2021-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: THE RICHWOOD BANKING COMPANY 401(K) PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Submission has been amended	No
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: THE RICHWOOD BANKING COMPANY 401(K) PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes

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Company Name:	THE RICHWOOD BANKING COMPANY
Employer identification number (EIN):	314291610
NAIC Classification:	522110
NAIC Description:	Commercial Banking