401k Plan data: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN plan

THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 401k Plan overview

Plan Name	THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN
Plan identification number	002

THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).
Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

THE DELAWARE COUNTY BANK has sponsored the creation of one or more 401k plans.

Company Name: THE DELAWARE COUNTY BANK

Employer identification number (EIN): 314376006

NAIC Classification: 522110
NAIC Description: Commercial Banking

Form 5500 Filing Information

Submission information for form 5500 for 401k plan THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
002 2018-01-01 NATALIE FELIX
002 2017-01-01 NATALIE FELIX
002 2016-01-01 NATALIE FELIX
002 2015-01-01 CYNTHIA SPARLING
002 2015-01-01 CYNTHIA SPARLING
002 2014-01-01 CYNTHIA SPARLING
002 2013-01-01 REBECCA DINOVO
002 2012-01-01 REBECCA DINOVO
002 2011-01-01 REBECCA DINOVO, PHR
002 2010-01-01 REBECCA DINOVO, PHR
002 2009-01-01 BRIAN STANFILL

Plan id#	Filing Submission Date	Name of Administrator
002	2018-01-01	NATALIE FELIX
002	2017-01-01	NATALIE FELIX
002	2016-01-01	NATALIE FELIX
002	2015-01-01	CYNTHIA SPARLING
002	2015-01-01	CYNTHIA SPARLING
002	2014-01-01	CYNTHIA SPARLING
002	2013-01-01	REBECCA DINOVO
002	2012-01-01	REBECCA DINOVO
002	2011-01-01	REBECCA DINOVO, PHR
002	2010-01-01	REBECCA DINOVO, PHR
002	2009-01-01	BRIAN STANFILL

Plan Statistics for THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN

401k plan membership statisitcs for THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN

Measure Date Value
2018: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 58
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 0
Number of retired or separated participants receiving benefits 2018-01-01 0
Number of other retired or separated participants entitled to future benefits 2018-01-01 0
Total of all active and inactive participants 2018-01-01 0
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 0
Total participants 2018-01-01 0
Number of participants with account balances 2018-01-01 0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 0
2017: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 167
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 57
Number of retired or separated participants receiving benefits 2017-01-01 0
Number of other retired or separated participants entitled to future benefits 2017-01-01 1
Total of all active and inactive participants 2017-01-01 58
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 58
Number of participants with account balances 2017-01-01 58
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 0
2016: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 152
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 141
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 26
Total of all active and inactive participants 2016-01-01 167
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 167
Number of participants with account balances 2016-01-01 140
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 3
2015: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 154
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 129
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 23
Total of all active and inactive participants 2015-01-01 152
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 152
Number of participants with account balances 2015-01-01 120
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 14
2014: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 170
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 140
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 14
Total of all active and inactive participants 2014-01-01 154
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 154
Number of participants with account balances 2014-01-01 122
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 4
2013: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 164
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 152
Number of retired or separated participants receiving benefits 2013-01-01 0
Number of other retired or separated participants entitled to future benefits 2013-01-01 18
Total of all active and inactive participants 2013-01-01 170
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 170
Number of participants with account balances 2013-01-01 129
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 8
2012: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 152
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 143
Number of retired or separated participants receiving benefits 2012-01-01 17
Number of other retired or separated participants entitled to future benefits 2012-01-01 0
Total of all active and inactive participants 2012-01-01 160
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 160
Number of participants with account balances 2012-01-01 123
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 4
2011: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 199
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 128
Number of retired or separated participants receiving benefits 2011-01-01 0
Number of other retired or separated participants entitled to future benefits 2011-01-01 24
Total of all active and inactive participants 2011-01-01 152
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 152
Number of participants with account balances 2011-01-01 121
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 6
2010: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2010 401k membership
Total participants, beginning-of-year 2010-01-01 211
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 161
Number of retired or separated participants receiving benefits 2010-01-01 0
Number of other retired or separated participants entitled to future benefits 2010-01-01 36
Total of all active and inactive participants 2010-01-01 197
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2010-01-01 2
Total participants 2010-01-01 199
Number of participants with account balances 2010-01-01 164
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2010-01-01 0
2009: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 220
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 203
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 8
Total of all active and inactive participants 2009-01-01 211
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 211
Number of participants with account balances 2009-01-01 152
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 1

Measure	Date	Value
2018: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	58
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	0
Number of retired or separated participants receiving benefits	2018-01-01	0
Number of other retired or separated participants entitled to future benefits	2018-01-01	0
Total of all active and inactive participants	2018-01-01	0
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	0
Total participants	2018-01-01	0
Number of participants with account balances	2018-01-01	0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	0
2017: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	167
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	57
Number of retired or separated participants receiving benefits	2017-01-01	0
Number of other retired or separated participants entitled to future benefits	2017-01-01	1
Total of all active and inactive participants	2017-01-01	58
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	58
Number of participants with account balances	2017-01-01	58
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	0
2016: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	152
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	141
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	26
Total of all active and inactive participants	2016-01-01	167
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	167
Number of participants with account balances	2016-01-01	140
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	3
2015: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	154
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	129
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	23
Total of all active and inactive participants	2015-01-01	152
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	152
Number of participants with account balances	2015-01-01	120
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	14
2014: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	170
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	140
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	14
Total of all active and inactive participants	2014-01-01	154
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	154
Number of participants with account balances	2014-01-01	122
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	4
2013: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	164
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	152
Number of retired or separated participants receiving benefits	2013-01-01	0
Number of other retired or separated participants entitled to future benefits	2013-01-01	18
Total of all active and inactive participants	2013-01-01	170
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	170
Number of participants with account balances	2013-01-01	129
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	8
2012: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	152
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	143
Number of retired or separated participants receiving benefits	2012-01-01	17
Number of other retired or separated participants entitled to future benefits	2012-01-01	0
Total of all active and inactive participants	2012-01-01	160
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	160
Number of participants with account balances	2012-01-01	123
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	4
2011: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	199
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	128
Number of retired or separated participants receiving benefits	2011-01-01	0
Number of other retired or separated participants entitled to future benefits	2011-01-01	24
Total of all active and inactive participants	2011-01-01	152
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	152
Number of participants with account balances	2011-01-01	121
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	6
2010: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2010 401k membership
Total participants, beginning-of-year	2010-01-01	211
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	161
Number of retired or separated participants receiving benefits	2010-01-01	0
Number of other retired or separated participants entitled to future benefits	2010-01-01	36
Total of all active and inactive participants	2010-01-01	197
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2010-01-01	2
Total participants	2010-01-01	199
Number of participants with account balances	2010-01-01	164
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2010-01-01	0
2009: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	220
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	203
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	8
Total of all active and inactive participants	2009-01-01	211
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	211
Number of participants with account balances	2009-01-01	152
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	1

Financial Data on THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN

Measure	Date	Value
2018 : THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2018 401k financial data
Total income from all sources	2018-08-07	$165,457
Expenses. Total of all expenses incurred	2018-08-07	$3,566,212
Benefits paid (including direct rollovers)	2018-08-07	$3,560,898
Total plan assets at end of year	2018-08-07	$0
Total plan assets at beginning of year	2018-08-07	$3,400,755
Value of fidelity bond covering the plan	2018-08-07	$5,000,000
Other income received	2018-08-07	$165,457
Net income (gross income less expenses)	2018-08-07	$-3,400,755
Net plan assets at end of year (total assets less liabilities)	2018-08-07	$0
Net plan assets at beginning of year (total assets less liabilities)	2018-08-07	$3,400,755
Assets. Value of participant loans	2018-08-07	$0
Assets. Value of employer securities	2018-08-07	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2018-08-07	$5,314
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-08-07	$0
2017 : THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2017 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2017-12-31	$47,351
Total unrealized appreciation/depreciation of assets	2017-12-31	$47,351
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$23,576
Total income from all sources (including contributions)	2017-12-31	$965,773
Total loss/gain on sale of assets	2017-12-31	$-40,976
Total of all expenses incurred	2017-12-31	$5,120,315
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$5,111,257
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$228,419
Value of total assets at end of year	2017-12-31	$3,400,755
Value of total assets at beginning of year	2017-12-31	$7,578,873
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$9,058
Total interest from all sources	2017-12-31	$2,650
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$93,145
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	Yes
Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan	2017-12-31	$0
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$79,469
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$180,587
Participant contributions at end of year	2017-12-31	$42,965
Participant contributions at beginning of year	2017-12-31	$120,322
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2017-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2017-12-31	$23,576
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$-4,154,542
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$3,400,755
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$7,555,297
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$1,259,709
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$1,947,613
Value of interest in pooled separate accounts at end of year	2017-12-31	$94,479
Value of interest in pooled separate accounts at beginning of year	2017-12-31	$448,941
Interest on participant loans	2017-12-31	$2,650
Value of interest in common/collective trusts at end of year	2017-12-31	$1,486,094
Value of interest in common/collective trusts at beginning of year	2017-12-31	$3,765,555
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$230,843
Net investment gain/loss from pooled separate accounts	2017-12-31	$40,643
Net investment gain or loss from common/collective trusts	2017-12-31	$363,698
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Assets. Invements in employer securities at end of year	2017-12-31	$517,508
Assets. Invements in employer securities at beginning of year	2017-12-31	$1,296,442
Contributions received in cash from employer	2017-12-31	$47,832
Income. Dividends from common stock	2017-12-31	$13,676
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$5,111,257
Contract administrator fees	2017-12-31	$9,058
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Aggregate proceeds on sale of assets	2017-12-31	$3,990,449
Aggregate carrying amount (costs) on sale of assets	2017-12-31	$4,031,425
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	PLANTE & MORAN, PLLC
Accountancy firm EIN	2017-12-31	381357951
2016 : THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2016 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2016-12-31	$766,692
Total unrealized appreciation/depreciation of assets	2016-12-31	$766,692
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$23,576
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total income from all sources (including contributions)	2016-12-31	$2,209,859
Total loss/gain on sale of assets	2016-12-31	$333,827
Total of all expenses incurred	2016-12-31	$797,518
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$770,425
Value of total corrective distributions	2016-12-31	$23,576
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$706,772
Value of total assets at end of year	2016-12-31	$7,578,873
Value of total assets at beginning of year	2016-12-31	$6,142,956
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$3,517
Total interest from all sources	2016-12-31	$3,143
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$61,663
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$61,663
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$521,504
Participant contributions at end of year	2016-12-31	$120,322
Participant contributions at beginning of year	2016-12-31	$90,155
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$19,148
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2016-12-31	$23,576
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2016-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$1,412,341
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$7,555,297
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$6,142,956
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$1,947,613
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$1,862,027
Value of interest in pooled separate accounts at end of year	2016-12-31	$448,941
Value of interest in pooled separate accounts at beginning of year	2016-12-31	$399,945
Interest on participant loans	2016-12-31	$3,143
Value of interest in common/collective trusts at end of year	2016-12-31	$3,765,555
Value of interest in common/collective trusts at beginning of year	2016-12-31	$3,024,496
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$57,433
Net investment gain/loss from pooled separate accounts	2016-12-31	$61,977
Net investment gain or loss from common/collective trusts	2016-12-31	$218,352
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Assets. Invements in employer securities at end of year	2016-12-31	$1,296,442
Assets. Invements in employer securities at beginning of year	2016-12-31	$766,333
Contributions received in cash from employer	2016-12-31	$166,120
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$770,425
Contract administrator fees	2016-12-31	$3,517
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Aggregate proceeds on sale of assets	2016-12-31	$622,307
Aggregate carrying amount (costs) on sale of assets	2016-12-31	$288,480
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	PLANTE & MORAN, PLLC
Accountancy firm EIN	2016-12-31	381357951
2015 : THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2015 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2015-12-31	$48,120
Total unrealized appreciation/depreciation of assets	2015-12-31	$48,120
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total income from all sources (including contributions)	2015-12-31	$624,650
Total loss/gain on sale of assets	2015-12-31	$2,257
Total of all expenses incurred	2015-12-31	$501,543
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$493,298
Value of total corrective distributions	2015-12-31	$4,604
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$650,744
Value of total assets at end of year	2015-12-31	$6,142,956
Value of total assets at beginning of year	2015-12-31	$6,019,849
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$3,641
Total interest from all sources	2015-12-31	$2,735
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$21,873
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$21,873
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$479,881
Participant contributions at end of year	2015-12-31	$90,155
Participant contributions at beginning of year	2015-12-31	$92,215
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$17,536
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$123,107
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$6,142,956
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$6,019,849
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$1,862,027
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$1,362,968
Value of interest in pooled separate accounts at end of year	2015-12-31	$399,945
Value of interest in pooled separate accounts at beginning of year	2015-12-31	$405,512
Interest on participant loans	2015-12-31	$2,735
Value of interest in common/collective trusts at end of year	2015-12-31	$3,024,496
Value of interest in common/collective trusts at beginning of year	2015-12-31	$3,305,926
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-72,423
Net investment gain/loss from pooled separate accounts	2015-12-31	$-3,614
Net investment gain or loss from common/collective trusts	2015-12-31	$-25,042
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Assets. Invements in employer securities at end of year	2015-12-31	$766,333
Assets. Invements in employer securities at beginning of year	2015-12-31	$853,228
Contributions received in cash from employer	2015-12-31	$153,327
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$493,298
Contract administrator fees	2015-12-31	$3,641
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Aggregate proceeds on sale of assets	2015-12-31	$176,685
Aggregate carrying amount (costs) on sale of assets	2015-12-31	$174,428
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	No
Opinion of an independent qualified public accountant for this plan	2015-12-31	Unqualified
Accountancy firm name	2015-12-31	PLANTE & MORAN, PLLC
Accountancy firm EIN	2015-12-31	381357951
2014 : THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2014 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2014-12-31	$97,034
Total unrealized appreciation/depreciation of assets	2014-12-31	$97,034
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total income from all sources (including contributions)	2014-12-31	$1,209,679
Total loss/gain on sale of assets	2014-12-31	$4,885
Total of all expenses incurred	2014-12-31	$578,215
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$574,546
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$825,878
Value of total assets at end of year	2014-12-31	$6,019,849
Value of total assets at beginning of year	2014-12-31	$5,388,385
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$3,669
Total interest from all sources	2014-12-31	$3,051
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$23,598
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$23,598
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$513,162
Participant contributions at end of year	2014-12-31	$92,215
Participant contributions at beginning of year	2014-12-31	$94,270
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$145,417
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$631,464
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$6,019,849
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$5,388,385
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$1,362,968
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$1,434,149
Value of interest in pooled separate accounts at end of year	2014-12-31	$405,512
Value of interest in pooled separate accounts at beginning of year	2014-12-31	$658,990
Interest on participant loans	2014-12-31	$3,051
Value of interest in common/collective trusts at end of year	2014-12-31	$3,305,926
Value of interest in common/collective trusts at beginning of year	2014-12-31	$2,451,955
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$62,617
Net investment gain/loss from pooled separate accounts	2014-12-31	$31,717
Net investment gain or loss from common/collective trusts	2014-12-31	$160,899
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Assets. Invements in employer securities at end of year	2014-12-31	$853,228
Assets. Invements in employer securities at beginning of year	2014-12-31	$749,021
Contributions received in cash from employer	2014-12-31	$167,299
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$574,546
Contract administrator fees	2014-12-31	$3,669
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Aggregate proceeds on sale of assets	2014-12-31	$47,968
Aggregate carrying amount (costs) on sale of assets	2014-12-31	$43,083
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	No
Opinion of an independent qualified public accountant for this plan	2014-12-31	Unqualified
Accountancy firm name	2014-12-31	CLARK SCHAEFER HACKETT
Accountancy firm EIN	2014-12-31	310800053
2013 : THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2013 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2013-12-31	$174,348
Total unrealized appreciation/depreciation of assets	2013-12-31	$174,348
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$1,493,434
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$444,175
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$432,014
Value of total corrective distributions	2013-12-31	$4,174
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$722,012
Value of total assets at end of year	2013-12-31	$5,388,385
Value of total assets at beginning of year	2013-12-31	$4,339,126
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$7,987
Total interest from all sources	2013-12-31	$3,281
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$18,354
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$18,354
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2013-12-31	Yes
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$488,905
Participant contributions at end of year	2013-12-31	$94,270
Participant contributions at beginning of year	2013-12-31	$106,120
Participant contributions at end of year	2013-12-31	$0
Participant contributions at beginning of year	2013-12-31	$895
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$72,018
Value of other receiveables (less allowance for doubtful accounts) at end of year	2013-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2013-12-31	$0
Total non interest bearing cash at end of year	2013-12-31	$0
Total non interest bearing cash at beginning of year	2013-12-31	$12,346
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$1,049,259
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$5,388,385
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$4,339,126
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$1,434,149
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$3,432,235
Value of interest in pooled separate accounts at end of year	2013-12-31	$658,990
Value of interest in pooled separate accounts at beginning of year	2013-12-31	$0
Interest on participant loans	2013-12-31	$3,281
Value of interest in common/collective trusts at end of year	2013-12-31	$2,451,955
Value of interest in common/collective trusts at beginning of year	2013-12-31	$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2013-12-31	$0
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2013-12-31	$787,118
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2013-12-31	$787,118
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$247,108
Net investment gain/loss from pooled separate accounts	2013-12-31	$43,063
Net investment gain or loss from common/collective trusts	2013-12-31	$285,268
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Assets. Invements in employer securities at end of year	2013-12-31	$749,021
Assets. Invements in employer securities at beginning of year	2013-12-31	$0
Contributions received in cash from employer	2013-12-31	$161,089
Employer contributions (assets) at end of year	2013-12-31	$0
Employer contributions (assets) at beginning of year	2013-12-31	$412
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$432,014
Contract administrator fees	2013-12-31	$7,987
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2013-12-31	Yes
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	No
Opinion of an independent qualified public accountant for this plan	2013-12-31	Unqualified
Accountancy firm name	2013-12-31	CLARK SCHAEFER HACKETT
Accountancy firm EIN	2013-12-31	310800053
2012 : THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2012 401k financial data
Total unrealized appreciation/depreciation of assets	2012-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$1,173,825
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$678,390
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$674,349
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$544,598
Value of total assets at end of year	2012-12-31	$4,339,126
Value of total assets at beginning of year	2012-12-31	$3,843,691
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$4,041
Total interest from all sources	2012-12-31	$4,372
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$86,985
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$86,985
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$373,088
Participant contributions at end of year	2012-12-31	$106,120
Participant contributions at beginning of year	2012-12-31	$121,122
Participant contributions at end of year	2012-12-31	$412
Participant contributions at beginning of year	2012-12-31	$11,213
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$47,759
Value of other receiveables (less allowance for doubtful accounts) at end of year	2012-12-31	$895
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2012-12-31	$0
Other income not declared elsewhere	2012-12-31	$170,870
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$495,435
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$4,339,126
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$3,843,691
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$3,432,235
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$2,873,331
Interest on participant loans	2012-12-31	$4,372
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2012-12-31	$787,118
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2012-12-31	$633,163
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2012-12-31	$633,163
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$367,000
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Assets. Invements in employer securities at end of year	2012-12-31	$0
Assets. Invements in employer securities at beginning of year	2012-12-31	$200,840
Contributions received in cash from employer	2012-12-31	$123,751
Employer contributions (assets) at end of year	2012-12-31	$12,346
Employer contributions (assets) at beginning of year	2012-12-31	$4,022
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$674,349
Contract administrator fees	2012-12-31	$4,041
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	No
Opinion of an independent qualified public accountant for this plan	2012-12-31	Unqualified
Accountancy firm name	2012-12-31	CLARK SCHAEFER HACKETT
Accountancy firm EIN	2012-12-31	310800053
2011 : THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2011 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2011-12-31	$-24,089
Total unrealized appreciation/depreciation of assets	2011-12-31	$-24,089
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total income from all sources (including contributions)	2011-12-31	$352,879
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$1,323,703
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$1,315,209
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$510,699
Value of total assets at end of year	2011-12-31	$3,843,691
Value of total assets at beginning of year	2011-12-31	$4,814,515
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$8,494
Total interest from all sources	2011-12-31	$6,459
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$80,168
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$80,168
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$379,176
Participant contributions at end of year	2011-12-31	$121,122
Participant contributions at beginning of year	2011-12-31	$134,723
Participant contributions at end of year	2011-12-31	$11,213
Participant contributions at beginning of year	2011-12-31	$16,963
Value of other receiveables (less allowance for doubtful accounts) at end of year	2011-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2011-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$-970,824
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$3,843,691
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$4,814,515
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$2,873,331
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$3,472,500
Interest on participant loans	2011-12-31	$6,384
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2011-12-31	$633,163
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2011-12-31	$984,782
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2011-12-31	$984,782
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2011-12-31	$75
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-220,358
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Assets. Invements in employer securities at end of year	2011-12-31	$200,840
Assets. Invements in employer securities at beginning of year	2011-12-31	$199,888
Contributions received in cash from employer	2011-12-31	$131,523
Employer contributions (assets) at end of year	2011-12-31	$4,022
Employer contributions (assets) at beginning of year	2011-12-31	$5,659
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$1,315,209
Contract administrator fees	2011-12-31	$8,494
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	No
Opinion of an independent qualified public accountant for this plan	2011-12-31	Unqualified
Accountancy firm name	2011-12-31	CLARK SCHAEFER HACKETT
Accountancy firm EIN	2011-12-31	310800053
2010 : THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2010 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2010-12-31	$-225,046
Total unrealized appreciation/depreciation of assets	2010-12-31	$-225,046
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total income from all sources (including contributions)	2010-12-31	$859,529
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$544,315
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$540,477
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$576,523
Value of total assets at end of year	2010-12-31	$4,814,515
Value of total assets at beginning of year	2010-12-31	$4,499,301
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$3,838
Total interest from all sources	2010-12-31	$8,439
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$68,370
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2010-12-31	$68,370
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$427,365
Participant contributions at end of year	2010-12-31	$134,723
Participant contributions at beginning of year	2010-12-31	$175,195
Participant contributions at end of year	2010-12-31	$16,963
Participant contributions at beginning of year	2010-12-31	$16,072
Value of other receiveables (less allowance for doubtful accounts) at end of year	2010-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2010-12-31	$1,240
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$315,214
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$4,814,515
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$4,499,301
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$3,472,500
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$2,683,887
Interest on participant loans	2010-12-31	$8,194
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2010-12-31	$984,782
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2010-12-31	$1,204,180
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2010-12-31	$1,204,180
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2010-12-31	$245
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$431,243
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Assets. Invements in employer securities at end of year	2010-12-31	$199,888
Assets. Invements in employer securities at beginning of year	2010-12-31	$412,507
Contributions received in cash from employer	2010-12-31	$149,158
Employer contributions (assets) at end of year	2010-12-31	$5,659
Employer contributions (assets) at beginning of year	2010-12-31	$6,220
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$540,477
Contract administrator fees	2010-12-31	$3,838
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	No
Opinion of an independent qualified public accountant for this plan	2010-12-31	Unqualified
Accountancy firm name	2010-12-31	CLARK SCHAEFER HACKETT
Accountancy firm EIN	2010-12-31	310800053
2009 : THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0

Form 5500 Responses for THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN

2018: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Submission has been amended	No
2018-01-01	This submission is the final filing	Yes
2018-01-01	This return/report is a short plan year return/report (less than 12 months)	Yes
2018-01-01	Plan is a collectively bargained plan	No
2018-01-01	Plan funding arrangement – Insurance	Yes
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement – Insurance	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Submission has been amended	No
2017-01-01	This submission is the final filing	No
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Insurance	Yes
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement – Insurance	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Insurance	Yes
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement – Insurance	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Insurance	Yes
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement – Insurance	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Insurance	Yes
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement – Insurance	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Insurance	Yes
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement – Insurance	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2010: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2010 form 5500 responses
2010-01-01	Type of plan entity	Single employer plan
2010-01-01	Submission has been amended	No
2010-01-01	This submission is the final filing	No
2010-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2010-01-01	Plan is a collectively bargained plan	No
2010-01-01	Plan funding arrangement – Trust	Yes
2010-01-01	Plan benefit arrangement - Trust	Yes
2009: THE DELAWARE COUNTY BANK & TRUST COMPANY EMPLOYEE 401(K) RETIREMENT PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

713092

Policy instance

Insurance contract or identification number	713092
Number of Individuals Covered	0
Insurance policy start date	2018-01-01
Insurance policy end date	2018-08-07
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $24
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $0
Amount paid for insurance broker fees	24
Additional information about fees paid to insurance broker	REFERRAL/SERVICE FEE
Insurance broker organization code?	3

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

713092

Policy instance

Insurance contract or identification number	713092
Number of Individuals Covered	73
Insurance policy start date	2017-01-01
Insurance policy end date	2017-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $194
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	194
Additional information about fees paid to insurance broker	REFERRAL/SERVICE FEE
Insurance broker organization code?	3
Insurance broker name	TRINITY PENSION CONSULTANTS INC

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

713092

Policy instance

Insurance contract or identification number	713092
Number of Individuals Covered	148
Insurance policy start date	2015-01-01
Insurance policy end date	2015-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $207
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	207
Additional information about fees paid to insurance broker	REFERRAL/SERVICE FEE
Insurance broker organization code?	3
Insurance broker name	TRINITY PENSION CONSULTANTS

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

713092

Policy instance

Insurance contract or identification number	713092
Number of Individuals Covered	151
Insurance policy start date	2014-01-01
Insurance policy end date	2014-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $218
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	218
Additional information about fees paid to insurance broker	REFERRAL/SERVICE FEE
Insurance broker organization code?	3
Insurance broker name	TRINITY PENSION CONSULTANTS

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

713092

Policy instance

Insurance contract or identification number	713092
Number of Individuals Covered	162
Insurance policy start date	2013-01-01
Insurance policy end date	2013-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $3,511
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $0
Amount paid for insurance broker fees	3511
Additional information about fees paid to insurance broker	REFERRAL/SERVICE FEE
Insurance broker organization code?	3
Insurance broker name	TRINITY PENSION CONSULTANTS

Potentially related plans

Was this data useful?

If you found the data here useful, PLEASE HELP US. We are a start-up and believe in making information freely available. By linking to us, posting on twitter, facebook and linkedin about us and generally spreading the word, you'll help us to grow. Our vision is to provide high quality data about the activities of all the companies in the world and where possible make it free to use and view. Finding and integrating data from thousands of data sources is time consuming and needs lots of effort. By simply spreading the word about us, you will help us. Please use the share buttons. It will only take a few seconds of your time. Thanks for helping

Information Disclaimer

The information provided on this website is not advice, endorsement or recommendation
The information published is supplied by third parties so we make no warranty on the accuracy, completeness etc. This information is provided "as-is". The information is subject to change as we obtain updates and corrections from the primary information sources.
You are free to use the information for your own personal research on the understanding to do so is at your own risk.

See full terms and conditions

Company Name:	THE DELAWARE COUNTY BANK
Employer identification number (EIN):	314376006
NAIC Classification:	522110
NAIC Description:	Commercial Banking