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STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 401k Plan overview

Plan NameSTANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN
Plan identification number 003

STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Partial participant-directed account plan - Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
  • Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

STANDARD BANK AND TRUST COMPANY has sponsored the creation of one or more 401k plans.

Company Name:STANDARD BANK AND TRUST COMPANY
Employer identification number (EIN):362088051
NAIC Classification:522110
NAIC Description:Commercial Banking

Form 5500 Filing Information

Submission information for form 5500 for 401k plan STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0032018-01-01KATHLEEN CARROLL
0032017-01-01KATHLEEN CARROLL
0032016-01-01STEVE KULL
0032016-01-01
0032015-01-01THOMAS CLIFFORD
0032014-01-01
0032013-01-01
0032012-01-01GEORGE REYNOLDS
0032011-01-01GEORGE REYNOLDS
0032010-01-01GEORGE REYNOLDS
0032009-01-01KAREN DIGNAN

Plan Statistics for STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN

401k plan membership statisitcs for STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN

Measure Date Value
2018: STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2018 401k membership
Total participants, beginning-of-year2018-01-01530
Total number of active participants reported on line 7a of the Form 55002018-01-010
Number of retired or separated participants receiving benefits2018-01-010
Number of other retired or separated participants entitled to future benefits2018-01-010
Total of all active and inactive participants2018-01-010
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2018-01-010
Total participants2018-01-010
Number of participants with account balances2018-01-010
2017: STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2017 401k membership
Total participants, beginning-of-year2017-01-01582
Total number of active participants reported on line 7a of the Form 55002017-01-01431
Number of retired or separated participants receiving benefits2017-01-010
Number of other retired or separated participants entitled to future benefits2017-01-0199
Total of all active and inactive participants2017-01-01530
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2017-01-010
Total participants2017-01-01530
Number of participants with account balances2017-01-01358
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2017-01-010
2016: STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2016 401k membership
Total participants, beginning-of-year2016-01-01574
Total number of active participants reported on line 7a of the Form 55002016-01-01432
Number of retired or separated participants receiving benefits2016-01-010
Number of other retired or separated participants entitled to future benefits2016-01-01106
Total of all active and inactive participants2016-01-01538
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2016-01-010
Total participants2016-01-01538
Number of participants with account balances2016-01-01522
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2016-01-0194
2015: STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2015 401k membership
Total participants, beginning-of-year2015-01-01773
Total number of active participants reported on line 7a of the Form 55002015-01-01498
Number of retired or separated participants receiving benefits2015-01-010
Number of other retired or separated participants entitled to future benefits2015-01-0165
Total of all active and inactive participants2015-01-01563
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-01-011
Total participants2015-01-01564
Number of participants with account balances2015-01-01554
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2015-01-0133
2014: STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2014 401k membership
Total participants, beginning-of-year2014-01-01761
Total number of active participants reported on line 7a of the Form 55002014-01-01543
Number of retired or separated participants receiving benefits2014-01-010
Number of other retired or separated participants entitled to future benefits2014-01-01216
Total of all active and inactive participants2014-01-01759
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2014-01-010
Total participants2014-01-01759
Number of participants with account balances2014-01-01723
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-01-0131
2013: STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2013 401k membership
Total participants, beginning-of-year2013-01-01734
Total number of active participants reported on line 7a of the Form 55002013-01-01561
Number of other retired or separated participants entitled to future benefits2013-01-01178
Total of all active and inactive participants2013-01-01739
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2013-01-011
Total participants2013-01-01740
Number of participants with account balances2013-01-01698
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2013-01-0144
2012: STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2012 401k membership
Total participants, beginning-of-year2012-01-01654
Total number of active participants reported on line 7a of the Form 55002012-01-01476
Number of other retired or separated participants entitled to future benefits2012-01-01132
Total of all active and inactive participants2012-01-01608
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-01-012
Total participants2012-01-01610
Number of participants with account balances2012-01-01602
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-0135
2011: STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2011 401k membership
Total participants, beginning-of-year2011-01-01669
Total number of active participants reported on line 7a of the Form 55002011-01-01467
Number of retired or separated participants receiving benefits2011-01-010
Number of other retired or separated participants entitled to future benefits2011-01-01129
Total of all active and inactive participants2011-01-01596
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-011
Total participants2011-01-01597
Number of participants with account balances2011-01-01591
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-0144
2010: STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2010 401k membership
Total participants, beginning-of-year2010-01-01657
Total number of active participants reported on line 7a of the Form 55002010-01-01482
Number of retired or separated participants receiving benefits2010-01-010
Number of other retired or separated participants entitled to future benefits2010-01-01137
Total of all active and inactive participants2010-01-01619
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2010-01-012
Total participants2010-01-01621
Number of participants with account balances2010-01-01602
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2010-01-0122
2009: STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2009 401k membership
Total participants, beginning-of-year2009-01-01667
Total number of active participants reported on line 7a of the Form 55002009-01-01470
Number of retired or separated participants receiving benefits2009-01-010
Number of other retired or separated participants entitled to future benefits2009-01-01116
Total of all active and inactive participants2009-01-01586
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2009-01-012
Total participants2009-01-01588
Number of participants with account balances2009-01-01563
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2009-01-0158

Financial Data on STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN

Measure Date Value
2018 : STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2018 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2018-06-30$123,312
Total unrealized appreciation/depreciation of assets2018-06-30$123,312
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-06-30$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-06-30$0
Total income from all sources (including contributions)2018-06-30$394,466
Total loss/gain on sale of assets2018-06-30$0
Total of all expenses incurred2018-06-30$28,530,908
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2018-06-30$28,479,278
Total contributions o plan (from employers,participants, others, non cash contrinutions)2018-06-30$0
Value of total assets at end of year2018-06-30$0
Value of total assets at beginning of year2018-06-30$28,136,442
Total of administrative expenses incurred including professional, contract, advisory and management fees2018-06-30$51,630
Total interest from all sources2018-06-30$0
Total dividends received (eg from common stock, registered investment company shares)2018-06-30$60,726
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2018-06-30Yes
Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan2018-06-30$0
Total dividends received from registered investment company shares (eg mutual funds)2018-06-30$60,726
Was this plan covered by a fidelity bond2018-06-30Yes
Value of fidelity bond cover2018-06-30$10,000,000
If this is an individual account plan, was there a blackout period2018-06-30Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2018-06-30$0
Were there any nonexempt tranactions with any party-in-interest2018-06-30No
Other income not declared elsewhere2018-06-30$26
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2018-06-30No
Value of net income/loss2018-06-30$-28,136,442
Value of net assets at end of year (total assets less liabilities)2018-06-30$0
Value of net assets at beginning of year (total assets less liabilities)2018-06-30$28,136,442
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2018-06-30No
Were any loans by the plan or fixed income obligations due to the plan in default2018-06-30No
Were any leases to which the plan was party in default or uncollectible2018-06-30No
Value of interest in registered invesment companies (eg mutual funds) at end of year2018-06-30$0
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2018-06-30$23,009,307
Value of interest in common/collective trusts at end of year2018-06-30$0
Value of interest in common/collective trusts at beginning of year2018-06-30$3,805,168
Net investment gain/loss from registered investment companies (e.g. mutual funds)2018-06-30$184,171
Net investment gain or loss from common/collective trusts2018-06-30$26,231
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2018-06-30Yes
Was there a failure to transmit to the plan any participant contributions2018-06-30No
Has the plan failed to provide any benefit when due under the plan2018-06-30No
Assets. Invements in employer securities at end of year2018-06-30$0
Assets. Invements in employer securities at beginning of year2018-06-30$1,321,967
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2018-06-30$28,479,278
Contract administrator fees2018-06-30$51,630
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32018-06-30Yes
Did the plan have assets held for investment2018-06-30No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2018-06-30No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2018-06-30Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2018-06-30Yes
Opinion of an independent qualified public accountant for this plan2018-06-30Disclaimer
Accountancy firm name2018-06-30JAMES M. MOYNA, CPA, PC
Accountancy firm EIN2018-06-30472940358
2017 : STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2017 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2017-12-31$-503,480
Total unrealized appreciation/depreciation of assets2017-12-31$-503,480
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$19,196
Total income from all sources (including contributions)2017-12-31$4,137,210
Total loss/gain on sale of assets2017-12-31$0
Total of all expenses incurred2017-12-31$17,413,647
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2017-12-31$17,344,265
Total contributions o plan (from employers,participants, others, non cash contrinutions)2017-12-31$0
Value of total assets at end of year2017-12-31$28,136,442
Value of total assets at beginning of year2017-12-31$41,432,075
Total of administrative expenses incurred including professional, contract, advisory and management fees2017-12-31$69,382
Total interest from all sources2017-12-31$0
Total dividends received (eg from common stock, registered investment company shares)2017-12-31$875,033
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2017-12-31Yes
Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan2017-12-31$0
Total dividends received from registered investment company shares (eg mutual funds)2017-12-31$875,033
Was this plan covered by a fidelity bond2017-12-31Yes
Value of fidelity bond cover2017-12-31$10,000,000
If this is an individual account plan, was there a blackout period2017-12-31Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2017-12-31$0
Were there any nonexempt tranactions with any party-in-interest2017-12-31No
Participant contributions at end of year2017-12-31$0
Participant contributions at beginning of year2017-12-31$458,478
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2017-12-31$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2017-12-31$19,196
Other income not declared elsewhere2017-12-31$357
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31No
Value of net income/loss2017-12-31$-13,276,437
Value of net assets at end of year (total assets less liabilities)2017-12-31$28,136,442
Value of net assets at beginning of year (total assets less liabilities)2017-12-31$41,412,879
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2017-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2017-12-31No
Were any leases to which the plan was party in default or uncollectible2017-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2017-12-31$23,009,307
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2017-12-31$31,800,418
Value of interest in common/collective trusts at end of year2017-12-31$3,805,168
Value of interest in common/collective trusts at beginning of year2017-12-31$5,803,174
Net investment gain/loss from registered investment companies (e.g. mutual funds)2017-12-31$3,608,368
Net investment gain or loss from common/collective trusts2017-12-31$156,932
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2017-12-31Yes
Was there a failure to transmit to the plan any participant contributions2017-12-31No
Has the plan failed to provide any benefit when due under the plan2017-12-31No
Assets. Invements in employer securities at end of year2017-12-31$1,321,967
Assets. Invements in employer securities at beginning of year2017-12-31$2,500,666
Employer contributions (assets) at end of year2017-12-31$0
Employer contributions (assets) at beginning of year2017-12-31$869,339
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2017-12-31$17,344,265
Contract administrator fees2017-12-31$69,382
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32017-12-31Yes
Did the plan have assets held for investment2017-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31Yes
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2017-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2017-12-31Yes
Opinion of an independent qualified public accountant for this plan2017-12-31Disclaimer
Accountancy firm name2017-12-31JAMES M. MOYNA, CPA, PC
Accountancy firm EIN2017-12-31472940358
2016 : STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2016 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2016-12-31$1,184,539
Total unrealized appreciation/depreciation of assets2016-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$0
Total income from all sources (including contributions)2016-12-31$6,345,378
Total loss/gain on sale of assets2016-12-31$0
Total of all expenses incurred2016-12-31$3,556,369
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2016-12-31$3,441,764
Total contributions o plan (from employers,participants, others, non cash contrinutions)2016-12-31$2,958,484
Value of total assets at end of year2016-12-31$40,104,258
Value of total assets at beginning of year2016-12-31$37,315,249
Total of administrative expenses incurred including professional, contract, advisory and management fees2016-12-31$114,605
Total interest from all sources2016-12-31$0
Total dividends received (eg from common stock, registered investment company shares)2016-12-31$1,321,024
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2016-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2016-12-31$1,321,024
Was this plan covered by a fidelity bond2016-12-31Yes
Value of fidelity bond cover2016-12-31$10,000,000
If this is an individual account plan, was there a blackout period2016-12-31Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2016-12-31$0
Were there any nonexempt tranactions with any party-in-interest2016-12-31No
Contributions received from participants2016-12-31$2,063,715
Participant contributions at end of year2016-12-31$0
Participant contributions at beginning of year2016-12-31$510,503
Income. Received or receivable in cash from other sources (including rollovers)2016-12-31$35,833
Value of other receiveables (less allowance for doubtful accounts) at end of year2016-12-31$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2016-12-31$0
Assets. Loans (other than to participants) at end of year2016-12-31$0
Assets. Loans (other than to participants) at beginning of year2016-12-31$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2016-12-31$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2016-12-31$0
Other income not declared elsewhere2016-12-31$1,593
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Value of net income/loss2016-12-31$2,789,009
Value of net assets at end of year (total assets less liabilities)2016-12-31$40,104,258
Value of net assets at beginning of year (total assets less liabilities)2016-12-31$37,315,249
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2016-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2016-12-31No
Were any leases to which the plan was party in default or uncollectible2016-12-31No
Investment advisory and management fees2016-12-31$50,000
Value of interest in registered invesment companies (eg mutual funds) at end of year2016-12-31$31,800,418
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2016-12-31$31,922,980
Value of interest in common/collective trusts at end of year2016-12-31$5,803,174
Value of interest in common/collective trusts at beginning of year2016-12-31$2,558,162
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2016-12-31$0
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2016-12-31$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2016-12-31$0
Asset value of US Government securities at end of year2016-12-31$0
Asset value of US Government securities at beginning of year2016-12-31$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)2016-12-31$1,953,232
Net investment gain or loss from common/collective trusts2016-12-31$111,045
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2016-12-31No
Was there a failure to transmit to the plan any participant contributions2016-12-31No
Has the plan failed to provide any benefit when due under the plan2016-12-31No
Assets. Invements in employer securities at end of year2016-12-31$2,500,666
Assets. Invements in employer securities at beginning of year2016-12-31$1,437,383
Contributions received in cash from employer2016-12-31$858,936
Employer contributions (assets) at end of year2016-12-31$0
Employer contributions (assets) at beginning of year2016-12-31$886,221
Income. Dividends from common stock2016-12-31$44,990
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2016-12-31$3,441,764
Asset. Corporate debt instrument debt (other) at end of year2016-12-31$0
Asset. Corporate debt instrument debt (other) at beginning of year2016-12-31$0
Contract administrator fees2016-12-31$64,605
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32016-12-31Yes
Did the plan have assets held for investment2016-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31Yes
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2016-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2016-12-31Yes
Opinion of an independent qualified public accountant for this plan2016-12-31Disclaimer
Accountancy firm name2016-12-31DESMOND & AHERN, LTD.
Accountancy firm EIN2016-12-31363321958
2015 : STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2015 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2015-12-31$-69,570
Total unrealized appreciation/depreciation of assets2015-12-31$-69,570
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$3,087
Total income from all sources (including contributions)2015-12-31$3,283,653
Total loss/gain on sale of assets2015-12-31$0
Total of all expenses incurred2015-12-31$2,525,097
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2015-12-31$2,482,855
Value of total corrective distributions2015-12-31$3,362
Total contributions o plan (from employers,participants, others, non cash contrinutions)2015-12-31$3,568,820
Value of total assets at end of year2015-12-31$37,315,249
Value of total assets at beginning of year2015-12-31$36,559,780
Total of administrative expenses incurred including professional, contract, advisory and management fees2015-12-31$38,880
Total interest from all sources2015-12-31$18,008
Total dividends received (eg from common stock, registered investment company shares)2015-12-31$1,591,567
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2015-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2015-12-31$1,396,851
Administrative expenses professional fees incurred2015-12-31$16,666
Was this plan covered by a fidelity bond2015-12-31Yes
Value of fidelity bond cover2015-12-31$10,000,000
If this is an individual account plan, was there a blackout period2015-12-31Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2015-12-31$0
Were there any nonexempt tranactions with any party-in-interest2015-12-31No
Contributions received from participants2015-12-31$1,984,419
Participant contributions at end of year2015-12-31$510,503
Participant contributions at beginning of year2015-12-31$588
Income. Received or receivable in cash from other sources (including rollovers)2015-12-31$187,298
Value of other receiveables (less allowance for doubtful accounts) at end of year2015-12-31$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2015-12-31$6,999
Assets. Loans (other than to participants) at end of year2015-12-31$0
Assets. Loans (other than to participants) at beginning of year2015-12-31$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2015-12-31$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2015-12-31$3,087
Other income not declared elsewhere2015-12-31$712
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Value of net income/loss2015-12-31$758,556
Value of net assets at end of year (total assets less liabilities)2015-12-31$37,315,249
Value of net assets at beginning of year (total assets less liabilities)2015-12-31$36,556,693
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2015-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2015-12-31No
Were any leases to which the plan was party in default or uncollectible2015-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2015-12-31$31,922,980
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2015-12-31$28,418,383
Income. Interest from corporate debt instruments2015-12-31$10,739
Value of interest in common/collective trusts at end of year2015-12-31$2,558,162
Value of interest in common/collective trusts at beginning of year2015-12-31$1,944,456
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2015-12-31$0
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2015-12-31$1,939,411
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2015-12-31$1,939,411
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2015-12-31$7,269
Asset value of US Government securities at end of year2015-12-31$0
Asset value of US Government securities at beginning of year2015-12-31$629,783
Net investment gain/loss from registered investment companies (e.g. mutual funds)2015-12-31$-1,860,157
Net investment gain or loss from common/collective trusts2015-12-31$34,273
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2015-12-31Yes
Was there a failure to transmit to the plan any participant contributions2015-12-31No
Has the plan failed to provide any benefit when due under the plan2015-12-31No
Assets. Invements in employer securities at end of year2015-12-31$1,437,383
Assets. Invements in employer securities at beginning of year2015-12-31$1,681,206
Contributions received in cash from employer2015-12-31$1,397,103
Employer contributions (assets) at end of year2015-12-31$886,221
Employer contributions (assets) at beginning of year2015-12-31$1,116,765
Income. Dividends from common stock2015-12-31$194,716
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2015-12-31$2,482,855
Asset. Corporate debt instrument debt (other) at end of year2015-12-31$0
Asset. Corporate debt instrument debt (other) at beginning of year2015-12-31$822,189
Contract administrator fees2015-12-31$22,214
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32015-12-31Yes
Did the plan have assets held for investment2015-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31Yes
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2015-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2015-12-31Yes
Opinion of an independent qualified public accountant for this plan2015-12-31Disclaimer
Accountancy firm name2015-12-31DESMOND & AHERN, LTD.
Accountancy firm EIN2015-12-31363321958
2014 : STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2014 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$3,087
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$28,997
Total income from all sources (including contributions)2014-12-31$4,743,913
Total of all expenses incurred2014-12-31$900,327
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2014-12-31$900,327
Total contributions o plan (from employers,participants, others, non cash contrinutions)2014-12-31$3,059,641
Value of total assets at end of year2014-12-31$36,559,780
Value of total assets at beginning of year2014-12-31$32,742,104
Total interest from all sources2014-12-31$55,356
Total dividends received (eg from common stock, registered investment company shares)2014-12-31$783,237
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2014-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2014-12-31$783,237
Was this plan covered by a fidelity bond2014-12-31Yes
Value of fidelity bond cover2014-12-31$15,000,000
If this is an individual account plan, was there a blackout period2014-12-31No
Were there any nonexempt tranactions with any party-in-interest2014-12-31No
Contributions received from participants2014-12-31$1,870,397
Participant contributions at end of year2014-12-31$588
Participant contributions at beginning of year2014-12-31$588
Income. Received or receivable in cash from other sources (including rollovers)2014-12-31$72,430
Value of other receiveables (less allowance for doubtful accounts) at end of year2014-12-31$6,999
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2014-12-31$12,172
Assets. Loans (other than to participants) at end of year2014-12-31$0
Assets. Loans (other than to participants) at beginning of year2014-12-31$252,422
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2014-12-31$3,087
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2014-12-31$28,997
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Value of net income/loss2014-12-31$3,843,586
Value of net assets at end of year (total assets less liabilities)2014-12-31$36,556,693
Value of net assets at beginning of year (total assets less liabilities)2014-12-31$32,713,107
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2014-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2014-12-31No
Were any leases to which the plan was party in default or uncollectible2014-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2014-12-31$28,418,383
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2014-12-31$23,439,930
Income. Interest from loans (other than to participants)2014-12-31$13,464
Income. Interest from US Government securities2014-12-31$7,956
Income. Interest from corporate debt instruments2014-12-31$22,499
Value of interest in common/collective trusts at end of year2014-12-31$1,944,456
Value of interest in common/collective trusts at beginning of year2014-12-31$1,877,814
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2014-12-31$1,939,411
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2014-12-31$3,759,699
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2014-12-31$3,759,699
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2014-12-31$11,437
Asset value of US Government securities at end of year2014-12-31$629,783
Asset value of US Government securities at beginning of year2014-12-31$414,084
Net investment gain/loss from registered investment companies (e.g. mutual funds)2014-12-31$845,679
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2014-12-31Yes
Was there a failure to transmit to the plan any participant contributions2014-12-31No
Has the plan failed to provide any benefit when due under the plan2014-12-31No
Assets. Invements in employer securities at end of year2014-12-31$1,681,206
Assets. Invements in employer securities at beginning of year2014-12-31$1,297,800
Assets. Value of employer real property at beginning of year2014-12-31$0
Contributions received in cash from employer2014-12-31$1,116,814
Employer contributions (assets) at end of year2014-12-31$1,116,765
Employer contributions (assets) at beginning of year2014-12-31$979,494
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2014-12-31$900,327
Asset. Corporate debt instrument debt (other) at end of year2014-12-31$822,189
Asset. Corporate debt instrument debt (other) at beginning of year2014-12-31$708,101
Did the plan have assets held for investment2014-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2014-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2014-12-31Yes
Opinion of an independent qualified public accountant for this plan2014-12-31Disclaimer
Accountancy firm name2014-12-31DESMOND & AHERN, LTD.
Accountancy firm EIN2014-12-31363321958
2013 : STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2013 401k financial data
Total unrealized appreciation/depreciation of assets2013-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$28,997
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$26,394
Total income from all sources (including contributions)2013-12-31$6,181,054
Total loss/gain on sale of assets2013-12-31$0
Total of all expenses incurred2013-12-31$1,382,583
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2013-12-31$1,382,583
Total contributions o plan (from employers,participants, others, non cash contrinutions)2013-12-31$2,719,096
Value of total assets at end of year2013-12-31$32,742,104
Value of total assets at beginning of year2013-12-31$27,941,030
Total of administrative expenses incurred including professional, contract, advisory and management fees2013-12-31$0
Total interest from all sources2013-12-31$81,745
Total dividends received (eg from common stock, registered investment company shares)2013-12-31$675,766
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2013-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2013-12-31$675,766
Was this plan covered by a fidelity bond2013-12-31Yes
Value of fidelity bond cover2013-12-31$15,000,000
If this is an individual account plan, was there a blackout period2013-12-31No
Were there any nonexempt tranactions with any party-in-interest2013-12-31No
Contributions received from participants2013-12-31$1,680,155
Participant contributions at end of year2013-12-31$588
Participant contributions at beginning of year2013-12-31$588
Income. Received or receivable in cash from other sources (including rollovers)2013-12-31$58,976
Value of other receiveables (less allowance for doubtful accounts) at end of year2013-12-31$12,172
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2013-12-31$11,214
Assets. Loans (other than to participants) at end of year2013-12-31$252,422
Assets. Loans (other than to participants) at beginning of year2013-12-31$556,657
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2013-12-31$28,997
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2013-12-31$26,394
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Value of net income/loss2013-12-31$4,798,471
Value of net assets at end of year (total assets less liabilities)2013-12-31$32,713,107
Value of net assets at beginning of year (total assets less liabilities)2013-12-31$27,914,636
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2013-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2013-12-31No
Were any leases to which the plan was party in default or uncollectible2013-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2013-12-31$23,439,930
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2013-12-31$18,703,556
Income. Interest from loans (other than to participants)2013-12-31$23,212
Income. Interest from US Government securities2013-12-31$10,018
Income. Interest from corporate debt instruments2013-12-31$15,389
Value of interest in common/collective trusts at end of year2013-12-31$1,877,814
Value of interest in common/collective trusts at beginning of year2013-12-31$1,386,789
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2013-12-31$3,759,699
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2013-12-31$3,420,713
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2013-12-31$3,420,713
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2013-12-31$33,126
Asset value of US Government securities at end of year2013-12-31$414,084
Asset value of US Government securities at beginning of year2013-12-31$751,672
Net investment gain/loss from registered investment companies (e.g. mutual funds)2013-12-31$3,461,958
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2013-12-31Yes
Was there a failure to transmit to the plan any participant contributions2013-12-31No
Has the plan failed to provide any benefit when due under the plan2013-12-31No
Assets. Invements in employer securities at end of year2013-12-31$1,297,800
Assets. Invements in employer securities at beginning of year2013-12-31$1,008,000
Assets. Value of employer real property at end of year2013-12-31$1,297,800
Assets. Value of employer real property at beginning of year2013-12-31$1,008,000
Contributions received in cash from employer2013-12-31$979,965
Employer contributions (assets) at end of year2013-12-31$979,494
Employer contributions (assets) at beginning of year2013-12-31$1,605,434
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2013-12-31$1,382,583
Asset. Corporate debt instrument debt (other) at end of year2013-12-31$708,101
Asset. Corporate debt instrument debt (other) at beginning of year2013-12-31$496,407
Did the plan have assets held for investment2013-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2013-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2013-12-31Yes
Opinion of an independent qualified public accountant for this plan2013-12-31Disclaimer
Accountancy firm name2013-12-31DESMOND & AHERN, LTD.
Accountancy firm EIN2013-12-31363321958
2012 : STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2012 401k financial data
Total unrealized appreciation/depreciation of assets2012-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$26,394
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$21,982
Total income from all sources (including contributions)2012-12-31$4,596,583
Total loss/gain on sale of assets2012-12-31$0
Total of all expenses incurred2012-12-31$1,061,945
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2012-12-31$1,061,945
Total contributions o plan (from employers,participants, others, non cash contrinutions)2012-12-31$3,260,581
Value of total assets at end of year2012-12-31$27,941,030
Value of total assets at beginning of year2012-12-31$24,401,980
Total of administrative expenses incurred including professional, contract, advisory and management fees2012-12-31$0
Total interest from all sources2012-12-31$116,179
Total dividends received (eg from common stock, registered investment company shares)2012-12-31$1,269,390
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2012-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2012-12-31$1,269,390
Was this plan covered by a fidelity bond2012-12-31Yes
Value of fidelity bond cover2012-12-31$15,000,000
If this is an individual account plan, was there a blackout period2012-12-31No
Were there any nonexempt tranactions with any party-in-interest2012-12-31No
Contributions received from participants2012-12-31$1,438,277
Participant contributions at end of year2012-12-31$588
Participant contributions at beginning of year2012-12-31$0
Income. Received or receivable in cash from other sources (including rollovers)2012-12-31$215,434
Value of other receiveables (less allowance for doubtful accounts) at end of year2012-12-31$11,214
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2012-12-31$13,784
Assets. Loans (other than to participants) at end of year2012-12-31$556,657
Assets. Loans (other than to participants) at beginning of year2012-12-31$1,011,601
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2012-12-31$26,394
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2012-12-31$21,982
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Value of net income/loss2012-12-31$3,534,638
Value of net assets at end of year (total assets less liabilities)2012-12-31$27,914,636
Value of net assets at beginning of year (total assets less liabilities)2012-12-31$24,379,998
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2012-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2012-12-31No
Were any leases to which the plan was party in default or uncollectible2012-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2012-12-31$18,703,556
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2012-12-31$14,786,218
Income. Interest from loans (other than to participants)2012-12-31$42,845
Income. Interest from US Government securities2012-12-31$20,520
Income. Interest from corporate debt instruments2012-12-31$12,263
Value of interest in common/collective trusts at end of year2012-12-31$1,386,789
Value of interest in common/collective trusts at beginning of year2012-12-31$1,333,892
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2012-12-31$3,420,713
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2012-12-31$2,521,076
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2012-12-31$2,521,076
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2012-12-31$40,551
Asset value of US Government securities at end of year2012-12-31$751,672
Asset value of US Government securities at beginning of year2012-12-31$904,377
Net investment gain/loss from registered investment companies (e.g. mutual funds)2012-12-31$1,336,002
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2012-12-31Yes
Was there a failure to transmit to the plan any participant contributions2012-12-31No
Has the plan failed to provide any benefit when due under the plan2012-12-31No
Assets. Invements in employer securities at end of year2012-12-31$1,008,000
Assets. Invements in employer securities at beginning of year2012-12-31$1,895,040
Contributions received in cash from employer2012-12-31$1,606,870
Employer contributions (assets) at end of year2012-12-31$1,605,434
Employer contributions (assets) at beginning of year2012-12-31$1,492,897
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2012-12-31$1,061,945
Asset. Corporate debt instrument debt (other) at end of year2012-12-31$496,407
Asset. Corporate debt instrument debt (other) at beginning of year2012-12-31$443,095
Did the plan have assets held for investment2012-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2012-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2012-12-31Yes
Opinion of an independent qualified public accountant for this plan2012-12-31Disclaimer
Accountancy firm name2012-12-31DESMOND & AHERN, LTD.
Accountancy firm EIN2012-12-31363321958
2011 : STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2011 401k financial data
Total unrealized appreciation/depreciation of assets2011-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$21,982
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$23,826
Total income from all sources (including contributions)2011-12-31$2,454,437
Total loss/gain on sale of assets2011-12-31$0
Total of all expenses incurred2011-12-31$1,326,977
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2011-12-31$1,326,977
Total contributions o plan (from employers,participants, others, non cash contrinutions)2011-12-31$2,822,973
Value of total assets at end of year2011-12-31$24,401,980
Value of total assets at beginning of year2011-12-31$23,276,364
Total of administrative expenses incurred including professional, contract, advisory and management fees2011-12-31$3,289
Total interest from all sources2011-12-31$-227,554
Total dividends received (eg from common stock, registered investment company shares)2011-12-31$390,524
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2011-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2011-12-31$390,524
Was this plan covered by a fidelity bond2011-12-31Yes
Value of fidelity bond cover2011-12-31$15,000,000
If this is an individual account plan, was there a blackout period2011-12-31No
Were there any nonexempt tranactions with any party-in-interest2011-12-31No
Contributions received from participants2011-12-31$1,308,455
Participant contributions at end of year2011-12-31$0
Participant contributions at beginning of year2011-12-31$82
Income. Received or receivable in cash from other sources (including rollovers)2011-12-31$20,946
Value of other receiveables (less allowance for doubtful accounts) at end of year2011-12-31$13,784
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2011-12-31$12,023
Assets. Loans (other than to participants) at end of year2011-12-31$1,011,601
Assets. Loans (other than to participants) at beginning of year2011-12-31$1,749,384
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2011-12-31$21,982
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2011-12-31$23,826
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Value of net income/loss2011-12-31$1,127,460
Value of net assets at end of year (total assets less liabilities)2011-12-31$24,379,998
Value of net assets at beginning of year (total assets less liabilities)2011-12-31$23,252,538
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2011-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2011-12-31No
Were any leases to which the plan was party in default or uncollectible2011-12-31No
Investment advisory and management fees2011-12-31$3,289
Value of interest in registered invesment companies (eg mutual funds) at end of year2011-12-31$14,786,218
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2011-12-31$13,760,394
Income. Interest from loans (other than to participants)2011-12-31$-85,651
Income. Interest from US Government securities2011-12-31$-24,987
Income. Interest from corporate debt instruments2011-12-31$-46,535
Value of interest in common/collective trusts at end of year2011-12-31$1,333,892
Value of interest in common/collective trusts at beginning of year2011-12-31$820,780
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2011-12-31$2,521,076
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2011-12-31$3,635,852
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2011-12-31$3,635,852
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2011-12-31$-70,381
Asset value of US Government securities at end of year2011-12-31$904,377
Asset value of US Government securities at beginning of year2011-12-31$194,494
Net investment gain/loss from registered investment companies (e.g. mutual funds)2011-12-31$-140,982
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2011-12-31Yes
Was there a failure to transmit to the plan any participant contributions2011-12-31No
Has the plan failed to provide any benefit when due under the plan2011-12-31No
Assets. Invements in employer securities at end of year2011-12-31$1,895,040
Assets. Invements in employer securities at beginning of year2011-12-31$1,980,720
Contributions received in cash from employer2011-12-31$1,493,572
Employer contributions (assets) at end of year2011-12-31$1,492,897
Employer contributions (assets) at beginning of year2011-12-31$713,851
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2011-12-31$1,326,977
Asset. Corporate debt instrument debt (other) at end of year2011-12-31$443,095
Asset. Corporate debt instrument debt (other) at beginning of year2011-12-31$408,784
Did the plan have assets held for investment2011-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2011-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2011-12-31Yes
Opinion of an independent qualified public accountant for this plan2011-12-31Disclaimer
Accountancy firm name2011-12-31DESMOND & AHERN, LTD.
Accountancy firm EIN2011-12-31363321958
2010 : STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2010 401k financial data
Total unrealized appreciation/depreciation of assets2010-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$23,826
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$12,727
Total income from all sources (including contributions)2010-12-31$3,892,640
Total loss/gain on sale of assets2010-12-31$0
Total of all expenses incurred2010-12-31$2,251,552
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2010-12-31$2,251,552
Total contributions o plan (from employers,participants, others, non cash contrinutions)2010-12-31$2,786,310
Value of total assets at end of year2010-12-31$23,276,364
Value of total assets at beginning of year2010-12-31$21,624,177
Total of administrative expenses incurred including professional, contract, advisory and management fees2010-12-31$0
Total interest from all sources2010-12-31$204,627
Total dividends received (eg from common stock, registered investment company shares)2010-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2010-12-31No
Was this plan covered by a fidelity bond2010-12-31Yes
Value of fidelity bond cover2010-12-31$15,000,000
If this is an individual account plan, was there a blackout period2010-12-31No
Were there any nonexempt tranactions with any party-in-interest2010-12-31No
Contributions received from participants2010-12-31$1,422,982
Participant contributions at end of year2010-12-31$82
Participant contributions at beginning of year2010-12-31$15
Value of other receiveables (less allowance for doubtful accounts) at end of year2010-12-31$12,023
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2010-12-31$19,939
Assets. Loans (other than to participants) at end of year2010-12-31$1,749,384
Assets. Loans (other than to participants) at beginning of year2010-12-31$1,784,931
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2010-12-31$23,826
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2010-12-31$12,727
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Value of net income/loss2010-12-31$1,641,088
Value of net assets at end of year (total assets less liabilities)2010-12-31$23,252,538
Value of net assets at beginning of year (total assets less liabilities)2010-12-31$21,611,450
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2010-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2010-12-31No
Were any leases to which the plan was party in default or uncollectible2010-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2010-12-31$13,760,394
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2010-12-31$11,306,667
Income. Interest from loans (other than to participants)2010-12-31$123,177
Income. Interest from US Government securities2010-12-31$13,681
Income. Interest from corporate debt instruments2010-12-31$-10,577
Value of interest in common/collective trusts at end of year2010-12-31$820,780
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2010-12-31$3,635,852
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2010-12-31$4,047,255
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2010-12-31$4,047,255
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2010-12-31$78,346
Asset value of US Government securities at end of year2010-12-31$194,494
Asset value of US Government securities at beginning of year2010-12-31$896,002
Net investment gain/loss from registered investment companies (e.g. mutual funds)2010-12-31$901,703
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2010-12-31Yes
Was there a failure to transmit to the plan any participant contributions2010-12-31No
Has the plan failed to provide any benefit when due under the plan2010-12-31No
Assets. Invements in employer securities at end of year2010-12-31$1,980,720
Assets. Invements in employer securities at beginning of year2010-12-31$2,772,000
Contributions received in cash from employer2010-12-31$1,363,328
Employer contributions (assets) at end of year2010-12-31$713,851
Employer contributions (assets) at beginning of year2010-12-31$697,047
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2010-12-31$2,251,552
Asset. Corporate debt instrument debt (other) at end of year2010-12-31$408,784
Asset. Corporate debt instrument debt (other) at beginning of year2010-12-31$100,321
Assets. Corporate common stocks other than exployer securities at beginning of year2010-12-31$0
Did the plan have assets held for investment2010-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2010-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2010-12-31Yes
Opinion of an independent qualified public accountant for this plan2010-12-31Disclaimer
Accountancy firm name2010-12-31DESMOND & AHERN, LTD.
Accountancy firm EIN2010-12-31363321958

Form 5500 Responses for STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN

2018: STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2018 form 5500 responses
2018-01-01Type of plan entitySingle employer plan
2018-01-01Submission has been amendedNo
2018-01-01This submission is the final filingYes
2018-01-01This return/report is a short plan year return/report (less than 12 months)Yes
2018-01-01Plan is a collectively bargained planNo
2018-01-01Plan funding arrangement – TrustYes
2018-01-01Plan benefit arrangement - TrustYes
2017: STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2017 form 5500 responses
2017-01-01Type of plan entitySingle employer plan
2017-01-01Submission has been amendedNo
2017-01-01This submission is the final filingNo
2017-01-01This return/report is a short plan year return/report (less than 12 months)No
2017-01-01Plan is a collectively bargained planNo
2017-01-01Plan funding arrangement – TrustYes
2017-01-01Plan benefit arrangement - TrustYes
2016: STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2016 form 5500 responses
2016-01-01Type of plan entitySingle employer plan
2016-01-01Submission has been amendedYes
2016-01-01This submission is the final filingNo
2016-01-01This return/report is a short plan year return/report (less than 12 months)No
2016-01-01Plan is a collectively bargained planNo
2016-01-01Plan funding arrangement – TrustYes
2016-01-01Plan benefit arrangement - TrustYes
2015: STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2015 form 5500 responses
2015-01-01Type of plan entitySingle employer plan
2015-01-01Submission has been amendedNo
2015-01-01This submission is the final filingNo
2015-01-01This return/report is a short plan year return/report (less than 12 months)No
2015-01-01Plan is a collectively bargained planNo
2015-01-01Plan funding arrangement – TrustYes
2015-01-01Plan benefit arrangement - TrustYes
2014: STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2014 form 5500 responses
2014-01-01Type of plan entitySingle employer plan
2014-01-01Submission has been amendedNo
2014-01-01This submission is the final filingNo
2014-01-01This return/report is a short plan year return/report (less than 12 months)No
2014-01-01Plan is a collectively bargained planNo
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement - TrustYes
2013: STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2013 form 5500 responses
2013-01-01Type of plan entitySingle employer plan
2013-01-01Submission has been amendedYes
2013-01-01This submission is the final filingNo
2013-01-01This return/report is a short plan year return/report (less than 12 months)No
2013-01-01Plan is a collectively bargained planNo
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement - TrustYes
2012: STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Submission has been amendedYes
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planNo
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement - TrustYes
2011: STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Submission has been amendedYes
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement - TrustYes
2010: STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2010 form 5500 responses
2010-01-01Type of plan entitySingle employer plan
2010-01-01Submission has been amendedYes
2010-01-01This submission is the final filingNo
2010-01-01This return/report is a short plan year return/report (less than 12 months)No
2010-01-01Plan is a collectively bargained planNo
2010-01-01Plan funding arrangement – TrustYes
2010-01-01Plan benefit arrangement - TrustYes
2009: STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2009 form 5500 responses
2009-01-01Type of plan entitySingle employer plan
2009-01-01Submission has been amendedNo
2009-01-01This submission is the final filingNo
2009-01-01This return/report is a short plan year return/report (less than 12 months)No
2009-01-01Plan is a collectively bargained planNo
2009-01-01Plan funding arrangement – TrustYes
2009-01-01Plan benefit arrangement - TrustYes

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