STANDARD BANK AND TRUST COMPANY has sponsored the creation of one or more 401k plans.
Submission information for form 5500 for 401k plan STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN
| Measure | Date | Value |
|---|
| 2018 : STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2018 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2018-06-30 | $123,312 |
| Total unrealized appreciation/depreciation of assets | 2018-06-30 | $123,312 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-06-30 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-06-30 | $0 |
| Total income from all sources (including contributions) | 2018-06-30 | $394,466 |
| Total loss/gain on sale of assets | 2018-06-30 | $0 |
| Total of all expenses incurred | 2018-06-30 | $28,530,908 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2018-06-30 | $28,479,278 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2018-06-30 | $0 |
| Value of total assets at end of year | 2018-06-30 | $0 |
| Value of total assets at beginning of year | 2018-06-30 | $28,136,442 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2018-06-30 | $51,630 |
| Total interest from all sources | 2018-06-30 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2018-06-30 | $60,726 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2018-06-30 | Yes |
| Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan | 2018-06-30 | $0 |
| Total dividends received from registered investment company shares (eg mutual funds) | 2018-06-30 | $60,726 |
| Was this plan covered by a fidelity bond | 2018-06-30 | Yes |
| Value of fidelity bond cover | 2018-06-30 | $10,000,000 |
| If this is an individual account plan, was there a blackout period | 2018-06-30 | Yes |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2018-06-30 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2018-06-30 | No |
| Other income not declared elsewhere | 2018-06-30 | $26 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-06-30 | No |
| Value of net income/loss | 2018-06-30 | $-28,136,442 |
| Value of net assets at end of year (total assets less liabilities) | 2018-06-30 | $0 |
| Value of net assets at beginning of year (total assets less liabilities) | 2018-06-30 | $28,136,442 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2018-06-30 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2018-06-30 | No |
| Were any leases to which the plan was party in default or uncollectible | 2018-06-30 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2018-06-30 | $0 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2018-06-30 | $23,009,307 |
| Value of interest in common/collective trusts at end of year | 2018-06-30 | $0 |
| Value of interest in common/collective trusts at beginning of year | 2018-06-30 | $3,805,168 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2018-06-30 | $184,171 |
| Net investment gain or loss from common/collective trusts | 2018-06-30 | $26,231 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2018-06-30 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2018-06-30 | No |
| Has the plan failed to provide any benefit when due under the plan | 2018-06-30 | No |
| Assets. Invements in employer securities at end of year | 2018-06-30 | $0 |
| Assets. Invements in employer securities at beginning of year | 2018-06-30 | $1,321,967 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2018-06-30 | $28,479,278 |
| Contract administrator fees | 2018-06-30 | $51,630 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2018-06-30 | Yes |
| Did the plan have assets held for investment | 2018-06-30 | No |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-06-30 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2018-06-30 | Yes |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2018-06-30 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2018-06-30 | Disclaimer |
| Accountancy firm name | 2018-06-30 | JAMES M. MOYNA, CPA, PC |
| Accountancy firm EIN | 2018-06-30 | 472940358 |
| 2017 : STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2017 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2017-12-31 | $-503,480 |
| Total unrealized appreciation/depreciation of assets | 2017-12-31 | $-503,480 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-12-31 | $19,196 |
| Total income from all sources (including contributions) | 2017-12-31 | $4,137,210 |
| Total loss/gain on sale of assets | 2017-12-31 | $0 |
| Total of all expenses incurred | 2017-12-31 | $17,413,647 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2017-12-31 | $17,344,265 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2017-12-31 | $0 |
| Value of total assets at end of year | 2017-12-31 | $28,136,442 |
| Value of total assets at beginning of year | 2017-12-31 | $41,432,075 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2017-12-31 | $69,382 |
| Total interest from all sources | 2017-12-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2017-12-31 | $875,033 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2017-12-31 | Yes |
| Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan | 2017-12-31 | $0 |
| Total dividends received from registered investment company shares (eg mutual funds) | 2017-12-31 | $875,033 |
| Was this plan covered by a fidelity bond | 2017-12-31 | Yes |
| Value of fidelity bond cover | 2017-12-31 | $10,000,000 |
| If this is an individual account plan, was there a blackout period | 2017-12-31 | Yes |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2017-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2017-12-31 | No |
| Participant contributions at end of year | 2017-12-31 | $0 |
| Participant contributions at beginning of year | 2017-12-31 | $458,478 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2017-12-31 | $0 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2017-12-31 | $19,196 |
| Other income not declared elsewhere | 2017-12-31 | $357 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-12-31 | No |
| Value of net income/loss | 2017-12-31 | $-13,276,437 |
| Value of net assets at end of year (total assets less liabilities) | 2017-12-31 | $28,136,442 |
| Value of net assets at beginning of year (total assets less liabilities) | 2017-12-31 | $41,412,879 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2017-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2017-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2017-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2017-12-31 | $23,009,307 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2017-12-31 | $31,800,418 |
| Value of interest in common/collective trusts at end of year | 2017-12-31 | $3,805,168 |
| Value of interest in common/collective trusts at beginning of year | 2017-12-31 | $5,803,174 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2017-12-31 | $3,608,368 |
| Net investment gain or loss from common/collective trusts | 2017-12-31 | $156,932 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2017-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2017-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2017-12-31 | No |
| Assets. Invements in employer securities at end of year | 2017-12-31 | $1,321,967 |
| Assets. Invements in employer securities at beginning of year | 2017-12-31 | $2,500,666 |
| Employer contributions (assets) at end of year | 2017-12-31 | $0 |
| Employer contributions (assets) at beginning of year | 2017-12-31 | $869,339 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2017-12-31 | $17,344,265 |
| Contract administrator fees | 2017-12-31 | $69,382 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2017-12-31 | Yes |
| Did the plan have assets held for investment | 2017-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-12-31 | Yes |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2017-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2017-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2017-12-31 | Disclaimer |
| Accountancy firm name | 2017-12-31 | JAMES M. MOYNA, CPA, PC |
| Accountancy firm EIN | 2017-12-31 | 472940358 |
| 2016 : STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2016 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2016-12-31 | $1,184,539 |
| Total unrealized appreciation/depreciation of assets | 2016-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-12-31 | $0 |
| Total income from all sources (including contributions) | 2016-12-31 | $6,345,378 |
| Total loss/gain on sale of assets | 2016-12-31 | $0 |
| Total of all expenses incurred | 2016-12-31 | $3,556,369 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2016-12-31 | $3,441,764 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2016-12-31 | $2,958,484 |
| Value of total assets at end of year | 2016-12-31 | $40,104,258 |
| Value of total assets at beginning of year | 2016-12-31 | $37,315,249 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2016-12-31 | $114,605 |
| Total interest from all sources | 2016-12-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2016-12-31 | $1,321,024 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2016-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2016-12-31 | $1,321,024 |
| Was this plan covered by a fidelity bond | 2016-12-31 | Yes |
| Value of fidelity bond cover | 2016-12-31 | $10,000,000 |
| If this is an individual account plan, was there a blackout period | 2016-12-31 | Yes |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2016-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2016-12-31 | No |
| Contributions received from participants | 2016-12-31 | $2,063,715 |
| Participant contributions at end of year | 2016-12-31 | $0 |
| Participant contributions at beginning of year | 2016-12-31 | $510,503 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2016-12-31 | $35,833 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2016-12-31 | $0 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2016-12-31 | $0 |
| Assets. Loans (other than to participants) at end of year | 2016-12-31 | $0 |
| Assets. Loans (other than to participants) at beginning of year | 2016-12-31 | $0 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2016-12-31 | $0 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2016-12-31 | $0 |
| Other income not declared elsewhere | 2016-12-31 | $1,593 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-12-31 | No |
| Value of net income/loss | 2016-12-31 | $2,789,009 |
| Value of net assets at end of year (total assets less liabilities) | 2016-12-31 | $40,104,258 |
| Value of net assets at beginning of year (total assets less liabilities) | 2016-12-31 | $37,315,249 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2016-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2016-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2016-12-31 | No |
| Investment advisory and management fees | 2016-12-31 | $50,000 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2016-12-31 | $31,800,418 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2016-12-31 | $31,922,980 |
| Value of interest in common/collective trusts at end of year | 2016-12-31 | $5,803,174 |
| Value of interest in common/collective trusts at beginning of year | 2016-12-31 | $2,558,162 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2016-12-31 | $0 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2016-12-31 | $0 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2016-12-31 | $0 |
| Asset value of US Government securities at end of year | 2016-12-31 | $0 |
| Asset value of US Government securities at beginning of year | 2016-12-31 | $0 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2016-12-31 | $1,953,232 |
| Net investment gain or loss from common/collective trusts | 2016-12-31 | $111,045 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2016-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2016-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2016-12-31 | No |
| Assets. Invements in employer securities at end of year | 2016-12-31 | $2,500,666 |
| Assets. Invements in employer securities at beginning of year | 2016-12-31 | $1,437,383 |
| Contributions received in cash from employer | 2016-12-31 | $858,936 |
| Employer contributions (assets) at end of year | 2016-12-31 | $0 |
| Employer contributions (assets) at beginning of year | 2016-12-31 | $886,221 |
| Income. Dividends from common stock | 2016-12-31 | $44,990 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2016-12-31 | $3,441,764 |
| Asset. Corporate debt instrument debt (other) at end of year | 2016-12-31 | $0 |
| Asset. Corporate debt instrument debt (other) at beginning of year | 2016-12-31 | $0 |
| Contract administrator fees | 2016-12-31 | $64,605 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2016-12-31 | Yes |
| Did the plan have assets held for investment | 2016-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-12-31 | Yes |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2016-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2016-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2016-12-31 | Disclaimer |
| Accountancy firm name | 2016-12-31 | DESMOND & AHERN, LTD. |
| Accountancy firm EIN | 2016-12-31 | 363321958 |
| 2015 : STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2015 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2015-12-31 | $-69,570 |
| Total unrealized appreciation/depreciation of assets | 2015-12-31 | $-69,570 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-12-31 | $3,087 |
| Total income from all sources (including contributions) | 2015-12-31 | $3,283,653 |
| Total loss/gain on sale of assets | 2015-12-31 | $0 |
| Total of all expenses incurred | 2015-12-31 | $2,525,097 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2015-12-31 | $2,482,855 |
| Value of total corrective distributions | 2015-12-31 | $3,362 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2015-12-31 | $3,568,820 |
| Value of total assets at end of year | 2015-12-31 | $37,315,249 |
| Value of total assets at beginning of year | 2015-12-31 | $36,559,780 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2015-12-31 | $38,880 |
| Total interest from all sources | 2015-12-31 | $18,008 |
| Total dividends received (eg from common stock, registered investment company shares) | 2015-12-31 | $1,591,567 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2015-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2015-12-31 | $1,396,851 |
| Administrative expenses professional fees incurred | 2015-12-31 | $16,666 |
| Was this plan covered by a fidelity bond | 2015-12-31 | Yes |
| Value of fidelity bond cover | 2015-12-31 | $10,000,000 |
| If this is an individual account plan, was there a blackout period | 2015-12-31 | Yes |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2015-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2015-12-31 | No |
| Contributions received from participants | 2015-12-31 | $1,984,419 |
| Participant contributions at end of year | 2015-12-31 | $510,503 |
| Participant contributions at beginning of year | 2015-12-31 | $588 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2015-12-31 | $187,298 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2015-12-31 | $0 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2015-12-31 | $6,999 |
| Assets. Loans (other than to participants) at end of year | 2015-12-31 | $0 |
| Assets. Loans (other than to participants) at beginning of year | 2015-12-31 | $0 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2015-12-31 | $0 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2015-12-31 | $3,087 |
| Other income not declared elsewhere | 2015-12-31 | $712 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-12-31 | No |
| Value of net income/loss | 2015-12-31 | $758,556 |
| Value of net assets at end of year (total assets less liabilities) | 2015-12-31 | $37,315,249 |
| Value of net assets at beginning of year (total assets less liabilities) | 2015-12-31 | $36,556,693 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2015-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2015-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2015-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2015-12-31 | $31,922,980 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2015-12-31 | $28,418,383 |
| Income. Interest from corporate debt instruments | 2015-12-31 | $10,739 |
| Value of interest in common/collective trusts at end of year | 2015-12-31 | $2,558,162 |
| Value of interest in common/collective trusts at beginning of year | 2015-12-31 | $1,944,456 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2015-12-31 | $0 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2015-12-31 | $1,939,411 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2015-12-31 | $1,939,411 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2015-12-31 | $7,269 |
| Asset value of US Government securities at end of year | 2015-12-31 | $0 |
| Asset value of US Government securities at beginning of year | 2015-12-31 | $629,783 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2015-12-31 | $-1,860,157 |
| Net investment gain or loss from common/collective trusts | 2015-12-31 | $34,273 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2015-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2015-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2015-12-31 | No |
| Assets. Invements in employer securities at end of year | 2015-12-31 | $1,437,383 |
| Assets. Invements in employer securities at beginning of year | 2015-12-31 | $1,681,206 |
| Contributions received in cash from employer | 2015-12-31 | $1,397,103 |
| Employer contributions (assets) at end of year | 2015-12-31 | $886,221 |
| Employer contributions (assets) at beginning of year | 2015-12-31 | $1,116,765 |
| Income. Dividends from common stock | 2015-12-31 | $194,716 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2015-12-31 | $2,482,855 |
| Asset. Corporate debt instrument debt (other) at end of year | 2015-12-31 | $0 |
| Asset. Corporate debt instrument debt (other) at beginning of year | 2015-12-31 | $822,189 |
| Contract administrator fees | 2015-12-31 | $22,214 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2015-12-31 | Yes |
| Did the plan have assets held for investment | 2015-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-12-31 | Yes |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2015-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2015-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2015-12-31 | Disclaimer |
| Accountancy firm name | 2015-12-31 | DESMOND & AHERN, LTD. |
| Accountancy firm EIN | 2015-12-31 | 363321958 |
| 2014 : STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2014 401k financial data |
|---|
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-12-31 | $3,087 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-12-31 | $28,997 |
| Total income from all sources (including contributions) | 2014-12-31 | $4,743,913 |
| Total of all expenses incurred | 2014-12-31 | $900,327 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2014-12-31 | $900,327 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2014-12-31 | $3,059,641 |
| Value of total assets at end of year | 2014-12-31 | $36,559,780 |
| Value of total assets at beginning of year | 2014-12-31 | $32,742,104 |
| Total interest from all sources | 2014-12-31 | $55,356 |
| Total dividends received (eg from common stock, registered investment company shares) | 2014-12-31 | $783,237 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2014-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2014-12-31 | $783,237 |
| Was this plan covered by a fidelity bond | 2014-12-31 | Yes |
| Value of fidelity bond cover | 2014-12-31 | $15,000,000 |
| If this is an individual account plan, was there a blackout period | 2014-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2014-12-31 | No |
| Contributions received from participants | 2014-12-31 | $1,870,397 |
| Participant contributions at end of year | 2014-12-31 | $588 |
| Participant contributions at beginning of year | 2014-12-31 | $588 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2014-12-31 | $72,430 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2014-12-31 | $6,999 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2014-12-31 | $12,172 |
| Assets. Loans (other than to participants) at end of year | 2014-12-31 | $0 |
| Assets. Loans (other than to participants) at beginning of year | 2014-12-31 | $252,422 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2014-12-31 | $3,087 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2014-12-31 | $28,997 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-12-31 | No |
| Value of net income/loss | 2014-12-31 | $3,843,586 |
| Value of net assets at end of year (total assets less liabilities) | 2014-12-31 | $36,556,693 |
| Value of net assets at beginning of year (total assets less liabilities) | 2014-12-31 | $32,713,107 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2014-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2014-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2014-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2014-12-31 | $28,418,383 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2014-12-31 | $23,439,930 |
| Income. Interest from loans (other than to participants) | 2014-12-31 | $13,464 |
| Income. Interest from US Government securities | 2014-12-31 | $7,956 |
| Income. Interest from corporate debt instruments | 2014-12-31 | $22,499 |
| Value of interest in common/collective trusts at end of year | 2014-12-31 | $1,944,456 |
| Value of interest in common/collective trusts at beginning of year | 2014-12-31 | $1,877,814 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2014-12-31 | $1,939,411 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2014-12-31 | $3,759,699 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2014-12-31 | $3,759,699 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2014-12-31 | $11,437 |
| Asset value of US Government securities at end of year | 2014-12-31 | $629,783 |
| Asset value of US Government securities at beginning of year | 2014-12-31 | $414,084 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2014-12-31 | $845,679 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2014-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2014-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2014-12-31 | No |
| Assets. Invements in employer securities at end of year | 2014-12-31 | $1,681,206 |
| Assets. Invements in employer securities at beginning of year | 2014-12-31 | $1,297,800 |
| Assets. Value of employer real property at beginning of year | 2014-12-31 | $0 |
| Contributions received in cash from employer | 2014-12-31 | $1,116,814 |
| Employer contributions (assets) at end of year | 2014-12-31 | $1,116,765 |
| Employer contributions (assets) at beginning of year | 2014-12-31 | $979,494 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2014-12-31 | $900,327 |
| Asset. Corporate debt instrument debt (other) at end of year | 2014-12-31 | $822,189 |
| Asset. Corporate debt instrument debt (other) at beginning of year | 2014-12-31 | $708,101 |
| Did the plan have assets held for investment | 2014-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2014-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2014-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2014-12-31 | Disclaimer |
| Accountancy firm name | 2014-12-31 | DESMOND & AHERN, LTD. |
| Accountancy firm EIN | 2014-12-31 | 363321958 |
| 2013 : STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2013 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2013-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2013-12-31 | $28,997 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2013-12-31 | $26,394 |
| Total income from all sources (including contributions) | 2013-12-31 | $6,181,054 |
| Total loss/gain on sale of assets | 2013-12-31 | $0 |
| Total of all expenses incurred | 2013-12-31 | $1,382,583 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2013-12-31 | $1,382,583 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2013-12-31 | $2,719,096 |
| Value of total assets at end of year | 2013-12-31 | $32,742,104 |
| Value of total assets at beginning of year | 2013-12-31 | $27,941,030 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2013-12-31 | $0 |
| Total interest from all sources | 2013-12-31 | $81,745 |
| Total dividends received (eg from common stock, registered investment company shares) | 2013-12-31 | $675,766 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2013-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2013-12-31 | $675,766 |
| Was this plan covered by a fidelity bond | 2013-12-31 | Yes |
| Value of fidelity bond cover | 2013-12-31 | $15,000,000 |
| If this is an individual account plan, was there a blackout period | 2013-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2013-12-31 | No |
| Contributions received from participants | 2013-12-31 | $1,680,155 |
| Participant contributions at end of year | 2013-12-31 | $588 |
| Participant contributions at beginning of year | 2013-12-31 | $588 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2013-12-31 | $58,976 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2013-12-31 | $12,172 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2013-12-31 | $11,214 |
| Assets. Loans (other than to participants) at end of year | 2013-12-31 | $252,422 |
| Assets. Loans (other than to participants) at beginning of year | 2013-12-31 | $556,657 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2013-12-31 | $28,997 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2013-12-31 | $26,394 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-12-31 | No |
| Value of net income/loss | 2013-12-31 | $4,798,471 |
| Value of net assets at end of year (total assets less liabilities) | 2013-12-31 | $32,713,107 |
| Value of net assets at beginning of year (total assets less liabilities) | 2013-12-31 | $27,914,636 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2013-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2013-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2013-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2013-12-31 | $23,439,930 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2013-12-31 | $18,703,556 |
| Income. Interest from loans (other than to participants) | 2013-12-31 | $23,212 |
| Income. Interest from US Government securities | 2013-12-31 | $10,018 |
| Income. Interest from corporate debt instruments | 2013-12-31 | $15,389 |
| Value of interest in common/collective trusts at end of year | 2013-12-31 | $1,877,814 |
| Value of interest in common/collective trusts at beginning of year | 2013-12-31 | $1,386,789 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2013-12-31 | $3,759,699 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2013-12-31 | $3,420,713 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2013-12-31 | $3,420,713 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2013-12-31 | $33,126 |
| Asset value of US Government securities at end of year | 2013-12-31 | $414,084 |
| Asset value of US Government securities at beginning of year | 2013-12-31 | $751,672 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2013-12-31 | $3,461,958 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2013-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2013-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2013-12-31 | No |
| Assets. Invements in employer securities at end of year | 2013-12-31 | $1,297,800 |
| Assets. Invements in employer securities at beginning of year | 2013-12-31 | $1,008,000 |
| Assets. Value of employer real property at end of year | 2013-12-31 | $1,297,800 |
| Assets. Value of employer real property at beginning of year | 2013-12-31 | $1,008,000 |
| Contributions received in cash from employer | 2013-12-31 | $979,965 |
| Employer contributions (assets) at end of year | 2013-12-31 | $979,494 |
| Employer contributions (assets) at beginning of year | 2013-12-31 | $1,605,434 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2013-12-31 | $1,382,583 |
| Asset. Corporate debt instrument debt (other) at end of year | 2013-12-31 | $708,101 |
| Asset. Corporate debt instrument debt (other) at beginning of year | 2013-12-31 | $496,407 |
| Did the plan have assets held for investment | 2013-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2013-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2013-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2013-12-31 | Disclaimer |
| Accountancy firm name | 2013-12-31 | DESMOND & AHERN, LTD. |
| Accountancy firm EIN | 2013-12-31 | 363321958 |
| 2012 : STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2012 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2012-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2012-12-31 | $26,394 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2012-12-31 | $21,982 |
| Total income from all sources (including contributions) | 2012-12-31 | $4,596,583 |
| Total loss/gain on sale of assets | 2012-12-31 | $0 |
| Total of all expenses incurred | 2012-12-31 | $1,061,945 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2012-12-31 | $1,061,945 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2012-12-31 | $3,260,581 |
| Value of total assets at end of year | 2012-12-31 | $27,941,030 |
| Value of total assets at beginning of year | 2012-12-31 | $24,401,980 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2012-12-31 | $0 |
| Total interest from all sources | 2012-12-31 | $116,179 |
| Total dividends received (eg from common stock, registered investment company shares) | 2012-12-31 | $1,269,390 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2012-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2012-12-31 | $1,269,390 |
| Was this plan covered by a fidelity bond | 2012-12-31 | Yes |
| Value of fidelity bond cover | 2012-12-31 | $15,000,000 |
| If this is an individual account plan, was there a blackout period | 2012-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2012-12-31 | No |
| Contributions received from participants | 2012-12-31 | $1,438,277 |
| Participant contributions at end of year | 2012-12-31 | $588 |
| Participant contributions at beginning of year | 2012-12-31 | $0 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2012-12-31 | $215,434 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2012-12-31 | $11,214 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2012-12-31 | $13,784 |
| Assets. Loans (other than to participants) at end of year | 2012-12-31 | $556,657 |
| Assets. Loans (other than to participants) at beginning of year | 2012-12-31 | $1,011,601 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2012-12-31 | $26,394 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2012-12-31 | $21,982 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-12-31 | No |
| Value of net income/loss | 2012-12-31 | $3,534,638 |
| Value of net assets at end of year (total assets less liabilities) | 2012-12-31 | $27,914,636 |
| Value of net assets at beginning of year (total assets less liabilities) | 2012-12-31 | $24,379,998 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2012-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2012-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2012-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2012-12-31 | $18,703,556 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2012-12-31 | $14,786,218 |
| Income. Interest from loans (other than to participants) | 2012-12-31 | $42,845 |
| Income. Interest from US Government securities | 2012-12-31 | $20,520 |
| Income. Interest from corporate debt instruments | 2012-12-31 | $12,263 |
| Value of interest in common/collective trusts at end of year | 2012-12-31 | $1,386,789 |
| Value of interest in common/collective trusts at beginning of year | 2012-12-31 | $1,333,892 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2012-12-31 | $3,420,713 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2012-12-31 | $2,521,076 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2012-12-31 | $2,521,076 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2012-12-31 | $40,551 |
| Asset value of US Government securities at end of year | 2012-12-31 | $751,672 |
| Asset value of US Government securities at beginning of year | 2012-12-31 | $904,377 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2012-12-31 | $1,336,002 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2012-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2012-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2012-12-31 | No |
| Assets. Invements in employer securities at end of year | 2012-12-31 | $1,008,000 |
| Assets. Invements in employer securities at beginning of year | 2012-12-31 | $1,895,040 |
| Contributions received in cash from employer | 2012-12-31 | $1,606,870 |
| Employer contributions (assets) at end of year | 2012-12-31 | $1,605,434 |
| Employer contributions (assets) at beginning of year | 2012-12-31 | $1,492,897 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2012-12-31 | $1,061,945 |
| Asset. Corporate debt instrument debt (other) at end of year | 2012-12-31 | $496,407 |
| Asset. Corporate debt instrument debt (other) at beginning of year | 2012-12-31 | $443,095 |
| Did the plan have assets held for investment | 2012-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2012-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2012-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2012-12-31 | Disclaimer |
| Accountancy firm name | 2012-12-31 | DESMOND & AHERN, LTD. |
| Accountancy firm EIN | 2012-12-31 | 363321958 |
| 2011 : STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2011 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2011-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2011-12-31 | $21,982 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2011-12-31 | $23,826 |
| Total income from all sources (including contributions) | 2011-12-31 | $2,454,437 |
| Total loss/gain on sale of assets | 2011-12-31 | $0 |
| Total of all expenses incurred | 2011-12-31 | $1,326,977 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2011-12-31 | $1,326,977 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2011-12-31 | $2,822,973 |
| Value of total assets at end of year | 2011-12-31 | $24,401,980 |
| Value of total assets at beginning of year | 2011-12-31 | $23,276,364 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2011-12-31 | $3,289 |
| Total interest from all sources | 2011-12-31 | $-227,554 |
| Total dividends received (eg from common stock, registered investment company shares) | 2011-12-31 | $390,524 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2011-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2011-12-31 | $390,524 |
| Was this plan covered by a fidelity bond | 2011-12-31 | Yes |
| Value of fidelity bond cover | 2011-12-31 | $15,000,000 |
| If this is an individual account plan, was there a blackout period | 2011-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2011-12-31 | No |
| Contributions received from participants | 2011-12-31 | $1,308,455 |
| Participant contributions at end of year | 2011-12-31 | $0 |
| Participant contributions at beginning of year | 2011-12-31 | $82 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2011-12-31 | $20,946 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2011-12-31 | $13,784 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2011-12-31 | $12,023 |
| Assets. Loans (other than to participants) at end of year | 2011-12-31 | $1,011,601 |
| Assets. Loans (other than to participants) at beginning of year | 2011-12-31 | $1,749,384 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2011-12-31 | $21,982 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2011-12-31 | $23,826 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2011-12-31 | No |
| Value of net income/loss | 2011-12-31 | $1,127,460 |
| Value of net assets at end of year (total assets less liabilities) | 2011-12-31 | $24,379,998 |
| Value of net assets at beginning of year (total assets less liabilities) | 2011-12-31 | $23,252,538 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2011-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2011-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2011-12-31 | No |
| Investment advisory and management fees | 2011-12-31 | $3,289 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2011-12-31 | $14,786,218 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2011-12-31 | $13,760,394 |
| Income. Interest from loans (other than to participants) | 2011-12-31 | $-85,651 |
| Income. Interest from US Government securities | 2011-12-31 | $-24,987 |
| Income. Interest from corporate debt instruments | 2011-12-31 | $-46,535 |
| Value of interest in common/collective trusts at end of year | 2011-12-31 | $1,333,892 |
| Value of interest in common/collective trusts at beginning of year | 2011-12-31 | $820,780 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2011-12-31 | $2,521,076 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2011-12-31 | $3,635,852 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2011-12-31 | $3,635,852 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2011-12-31 | $-70,381 |
| Asset value of US Government securities at end of year | 2011-12-31 | $904,377 |
| Asset value of US Government securities at beginning of year | 2011-12-31 | $194,494 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2011-12-31 | $-140,982 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2011-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2011-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2011-12-31 | No |
| Assets. Invements in employer securities at end of year | 2011-12-31 | $1,895,040 |
| Assets. Invements in employer securities at beginning of year | 2011-12-31 | $1,980,720 |
| Contributions received in cash from employer | 2011-12-31 | $1,493,572 |
| Employer contributions (assets) at end of year | 2011-12-31 | $1,492,897 |
| Employer contributions (assets) at beginning of year | 2011-12-31 | $713,851 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2011-12-31 | $1,326,977 |
| Asset. Corporate debt instrument debt (other) at end of year | 2011-12-31 | $443,095 |
| Asset. Corporate debt instrument debt (other) at beginning of year | 2011-12-31 | $408,784 |
| Did the plan have assets held for investment | 2011-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2011-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2011-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2011-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2011-12-31 | Disclaimer |
| Accountancy firm name | 2011-12-31 | DESMOND & AHERN, LTD. |
| Accountancy firm EIN | 2011-12-31 | 363321958 |
| 2010 : STANDARD BANK AND TRUST COMPANY 401K & PROFIT SHARING PLAN 2010 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2010-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2010-12-31 | $23,826 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2010-12-31 | $12,727 |
| Total income from all sources (including contributions) | 2010-12-31 | $3,892,640 |
| Total loss/gain on sale of assets | 2010-12-31 | $0 |
| Total of all expenses incurred | 2010-12-31 | $2,251,552 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2010-12-31 | $2,251,552 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2010-12-31 | $2,786,310 |
| Value of total assets at end of year | 2010-12-31 | $23,276,364 |
| Value of total assets at beginning of year | 2010-12-31 | $21,624,177 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2010-12-31 | $0 |
| Total interest from all sources | 2010-12-31 | $204,627 |
| Total dividends received (eg from common stock, registered investment company shares) | 2010-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2010-12-31 | No |
| Was this plan covered by a fidelity bond | 2010-12-31 | Yes |
| Value of fidelity bond cover | 2010-12-31 | $15,000,000 |
| If this is an individual account plan, was there a blackout period | 2010-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2010-12-31 | No |
| Contributions received from participants | 2010-12-31 | $1,422,982 |
| Participant contributions at end of year | 2010-12-31 | $82 |
| Participant contributions at beginning of year | 2010-12-31 | $15 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2010-12-31 | $12,023 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2010-12-31 | $19,939 |
| Assets. Loans (other than to participants) at end of year | 2010-12-31 | $1,749,384 |
| Assets. Loans (other than to participants) at beginning of year | 2010-12-31 | $1,784,931 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2010-12-31 | $23,826 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2010-12-31 | $12,727 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2010-12-31 | No |
| Value of net income/loss | 2010-12-31 | $1,641,088 |
| Value of net assets at end of year (total assets less liabilities) | 2010-12-31 | $23,252,538 |
| Value of net assets at beginning of year (total assets less liabilities) | 2010-12-31 | $21,611,450 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2010-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2010-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2010-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2010-12-31 | $13,760,394 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2010-12-31 | $11,306,667 |
| Income. Interest from loans (other than to participants) | 2010-12-31 | $123,177 |
| Income. Interest from US Government securities | 2010-12-31 | $13,681 |
| Income. Interest from corporate debt instruments | 2010-12-31 | $-10,577 |
| Value of interest in common/collective trusts at end of year | 2010-12-31 | $820,780 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2010-12-31 | $3,635,852 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2010-12-31 | $4,047,255 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2010-12-31 | $4,047,255 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2010-12-31 | $78,346 |
| Asset value of US Government securities at end of year | 2010-12-31 | $194,494 |
| Asset value of US Government securities at beginning of year | 2010-12-31 | $896,002 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2010-12-31 | $901,703 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2010-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2010-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2010-12-31 | No |
| Assets. Invements in employer securities at end of year | 2010-12-31 | $1,980,720 |
| Assets. Invements in employer securities at beginning of year | 2010-12-31 | $2,772,000 |
| Contributions received in cash from employer | 2010-12-31 | $1,363,328 |
| Employer contributions (assets) at end of year | 2010-12-31 | $713,851 |
| Employer contributions (assets) at beginning of year | 2010-12-31 | $697,047 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2010-12-31 | $2,251,552 |
| Asset. Corporate debt instrument debt (other) at end of year | 2010-12-31 | $408,784 |
| Asset. Corporate debt instrument debt (other) at beginning of year | 2010-12-31 | $100,321 |
| Assets. Corporate common stocks other than exployer securities at beginning of year | 2010-12-31 | $0 |
| Did the plan have assets held for investment | 2010-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2010-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2010-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2010-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2010-12-31 | Disclaimer |
| Accountancy firm name | 2010-12-31 | DESMOND & AHERN, LTD. |
| Accountancy firm EIN | 2010-12-31 | 363321958 |
