401k Plan data: EMPOWER HR RETIREMENT SAVINGS PLAN plan

EMPOWER HR RETIREMENT SAVINGS PLAN 401k Plan overview

Plan Name	EMPOWER HR RETIREMENT SAVINGS PLAN
Plan identification number	333

EMPOWER HR RETIREMENT SAVINGS PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

EMPOWER, INC. has sponsored the creation of one or more 401k plans.

Company Name: EMPOWER, INC.

Employer identification number (EIN): 364115383

NAIC Classification: 561300

Additional information about EMPOWER, INC.

Jurisdiction of Incorporation: Texas Secretary of State

Incorporation Date:

Company Identification Number: 0801618845

Legal Registered Office Address: CORPORATION SERVICE COMPANY D/B/A CSC-LAWYERS INCO
211 E. 7TH STREET SUITE 620
AUSTIN
United States of America (USA)
78701

More information about EMPOWER, INC.

Form 5500 Filing Information

Submission information for form 5500 for 401k plan EMPOWER HR RETIREMENT SAVINGS PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
333 2015-01-01
333 2014-01-01 ROBERT CZAPIEWSKI ROBERT CZAPIEWSKI 2015-10-14
333 2013-01-01 ROBERT CZAPIEWSKI
333 2012-01-01 ROBERT CZAPIEWSKI ROBERT CZAPIEWSKI 2013-10-15
333 2011-01-01 DENNIS KASS
333 2009-01-01 ROBERT CERONE ROBERT CERONE 2010-10-13

Plan id#	Filing Submission Date	Name of Administrator	Name of Company Sponsor	Date Sponsor Signed
333	2015-01-01
333	2014-01-01	ROBERT CZAPIEWSKI	ROBERT CZAPIEWSKI	2015-10-14
333	2013-01-01	ROBERT CZAPIEWSKI
333	2012-01-01	ROBERT CZAPIEWSKI	ROBERT CZAPIEWSKI	2013-10-15
333	2011-01-01	DENNIS KASS
333	2009-01-01	ROBERT CERONE	ROBERT CERONE	2010-10-13

Plan Statistics for EMPOWER HR RETIREMENT SAVINGS PLAN

401k plan membership statisitcs for EMPOWER HR RETIREMENT SAVINGS PLAN

Measure Date Value
2015: EMPOWER HR RETIREMENT SAVINGS PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 4,760
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 3,165
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 513
Total of all active and inactive participants 2015-01-01 3,678
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 3,678
Number of participants with account balances 2015-01-01 2,208
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 50
2014: EMPOWER HR RETIREMENT SAVINGS PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 3,368
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 4,155
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 599
Total of all active and inactive participants 2014-01-01 4,754
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 6
Total participants 2014-01-01 4,760
Number of participants with account balances 2014-01-01 1,869
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 8
2013: EMPOWER HR RETIREMENT SAVINGS PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 3,537
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 3,038
Number of retired or separated participants receiving benefits 2013-01-01 0
Number of other retired or separated participants entitled to future benefits 2013-01-01 330
Total of all active and inactive participants 2013-01-01 3,368
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 3,368
Number of participants with account balances 2013-01-01 1,715
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 13
2012: EMPOWER HR RETIREMENT SAVINGS PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 1,157
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 3,059
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 478
Total of all active and inactive participants 2012-01-01 3,537
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 3,537
Number of participants with account balances 2012-01-01 2,021
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 18
2011: EMPOWER HR RETIREMENT SAVINGS PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 1,227
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 910
Number of retired or separated participants receiving benefits 2011-01-01 0
Number of other retired or separated participants entitled to future benefits 2011-01-01 247
Total of all active and inactive participants 2011-01-01 1,157
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 1,157
Number of participants with account balances 2011-01-01 741
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 26
2009: EMPOWER HR RETIREMENT SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 1,030
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 679
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 351
Total of all active and inactive participants 2009-01-01 1,030
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 1,030
Number of participants with account balances 2009-01-01 761
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 49

Measure	Date	Value
2015: EMPOWER HR RETIREMENT SAVINGS PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	4,760
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	3,165
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	513
Total of all active and inactive participants	2015-01-01	3,678
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	3,678
Number of participants with account balances	2015-01-01	2,208
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	50
2014: EMPOWER HR RETIREMENT SAVINGS PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	3,368
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	4,155
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	599
Total of all active and inactive participants	2014-01-01	4,754
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	6
Total participants	2014-01-01	4,760
Number of participants with account balances	2014-01-01	1,869
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	8
2013: EMPOWER HR RETIREMENT SAVINGS PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	3,537
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	3,038
Number of retired or separated participants receiving benefits	2013-01-01	0
Number of other retired or separated participants entitled to future benefits	2013-01-01	330
Total of all active and inactive participants	2013-01-01	3,368
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	3,368
Number of participants with account balances	2013-01-01	1,715
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	13
2012: EMPOWER HR RETIREMENT SAVINGS PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	1,157
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	3,059
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	478
Total of all active and inactive participants	2012-01-01	3,537
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	3,537
Number of participants with account balances	2012-01-01	2,021
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	18
2011: EMPOWER HR RETIREMENT SAVINGS PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	1,227
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	910
Number of retired or separated participants receiving benefits	2011-01-01	0
Number of other retired or separated participants entitled to future benefits	2011-01-01	247
Total of all active and inactive participants	2011-01-01	1,157
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	1,157
Number of participants with account balances	2011-01-01	741
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	26
2009: EMPOWER HR RETIREMENT SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	1,030
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	679
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	351
Total of all active and inactive participants	2009-01-01	1,030
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	1,030
Number of participants with account balances	2009-01-01	761
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	49

Financial Data on EMPOWER HR RETIREMENT SAVINGS PLAN

Measure	Date	Value
2015 : EMPOWER HR RETIREMENT SAVINGS PLAN 2015 401k financial data
Total transfer of assets to this plan	2015-12-31	$1,248,410
Total transfer of assets from this plan	2015-12-31	$7,638,929
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$45,921
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$181,616
Total income from all sources (including contributions)	2015-12-31	$9,385,581
Total of all expenses incurred	2015-12-31	$13,879,300
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$13,359,749
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$9,809,065
Value of total assets at end of year	2015-12-31	$71,258,986
Value of total assets at beginning of year	2015-12-31	$82,278,919
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$519,551
Total interest from all sources	2015-12-31	$46,816
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$2,596,881
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$2,596,881
Administrative expenses professional fees incurred	2015-12-31	$41,597
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$500,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$6,272,553
Participant contributions at end of year	2015-12-31	$1,389,118
Participant contributions at beginning of year	2015-12-31	$1,431,634
Participant contributions at end of year	2015-12-31	$0
Participant contributions at beginning of year	2015-12-31	$0
Assets. Other investments not covered elsewhere at end of year	2015-12-31	$181,704
Assets. Other investments not covered elsewhere at beginning of year	2015-12-31	$28,840
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$1,353,038
Value of other receiveables (less allowance for doubtful accounts) at end of year	2015-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2015-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2015-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2015-12-31	$181,616
Other income not declared elsewhere	2015-12-31	$0
Administrative expenses (other) incurred	2015-12-31	$13,166
Total non interest bearing cash at end of year	2015-12-31	$281,753
Total non interest bearing cash at beginning of year	2015-12-31	$125,319
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$-4,493,719
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$71,213,065
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$82,097,303
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Investment advisory and management fees	2015-12-31	$106,255
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$66,782,701
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$77,426,069
Income. Interest from loans (other than to participants)	2015-12-31	$46,816
Value of interest in common/collective trusts at end of year	2015-12-31	$2,433,474
Value of interest in common/collective trusts at beginning of year	2015-12-31	$3,029,120
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-3,067,181
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$2,183,474
Employer contributions (assets) at end of year	2015-12-31	$190,236
Employer contributions (assets) at beginning of year	2015-12-31	$237,937
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$13,359,749
Contract administrator fees	2015-12-31	$358,533
Liabilities. Value of benefit claims payable at end of year	2015-12-31	$45,921
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	GRANT, MILLMAN & JOHNSON, P.C.
Accountancy firm EIN	2015-12-31	382555519
2014 : EMPOWER HR RETIREMENT SAVINGS PLAN 2014 401k financial data
Total transfer of assets to this plan	2014-12-31	$8,595,939
Total transfer of assets from this plan	2014-12-31	$6,416,089
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$181,616
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$315,965
Total income from all sources (including contributions)	2014-12-31	$15,919,047
Total of all expenses incurred	2014-12-31	$24,736,350
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$24,336,250
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$10,219,098
Value of total assets at end of year	2014-12-31	$82,278,919
Value of total assets at beginning of year	2014-12-31	$89,050,721
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$400,100
Total interest from all sources	2014-12-31	$53,388
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$3,235,246
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$3,235,246
Administrative expenses professional fees incurred	2014-12-31	$400,100
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$500,000
If this is an individual account plan, was there a blackout period	2014-12-31	Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$6,962,074
Participant contributions at end of year	2014-12-31	$1,431,634
Participant contributions at beginning of year	2014-12-31	$1,641,313
Assets. Other investments not covered elsewhere at end of year	2014-12-31	$28,840
Assets. Other investments not covered elsewhere at beginning of year	2014-12-31	$193,681
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$1,214,368
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2014-12-31	$181,616
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2014-12-31	$315,965
Other income not declared elsewhere	2014-12-31	$0
Total non interest bearing cash at end of year	2014-12-31	$125,319
Total non interest bearing cash at beginning of year	2014-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$-8,817,303
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$82,097,303
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$88,734,756
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$77,426,069
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$69,187,608
Interest on participant loans	2014-12-31	$53,388
Value of interest in common/collective trusts at end of year	2014-12-31	$3,029,120
Value of interest in common/collective trusts at beginning of year	2014-12-31	$2,492,403
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2014-12-31	$2,418,659
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2014-12-31	$2,418,659
Asset value of US Government securities at beginning of year	2014-12-31	$9,050,495
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$2,411,315
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$2,042,656
Employer contributions (assets) at end of year	2014-12-31	$237,937
Employer contributions (assets) at beginning of year	2014-12-31	$302,405
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$24,336,250
Asset. Corporate debt instrument preferred debt at beginning of year	2014-12-31	$973,931
Asset. Corporate debt instrument debt (other) at beginning of year	2014-12-31	$2,790,226
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2014-12-31	Yes
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	GRANT, MILLMAN & JOHNSON, P.C.
Accountancy firm EIN	2014-12-31	382555519
2013 : EMPOWER HR RETIREMENT SAVINGS PLAN 2013 401k financial data
Unrealized appreciation/depreciation of real estate assets	2013-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2013-12-31	$0
Total unrealized appreciation/depreciation of assets	2013-12-31	$0
Total transfer of assets to this plan	2013-12-31	$1,100,985
Total transfer of assets from this plan	2013-12-31	$3,637,197
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$315,965
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$117,840
Expenses. Interest paid	2013-12-31	$0
Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$20,913,998
Total loss/gain on sale of assets	2013-12-31	$320,375
Total of all expenses incurred	2013-12-31	$11,492,976
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$11,160,651
Expenses. Certain deemed distributions of participant loans	2013-12-31	$0
Value of total corrective distributions	2013-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$9,599,874
Value of total assets at end of year	2013-12-31	$89,050,721
Value of total assets at beginning of year	2013-12-31	$81,967,786
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$332,325
Total income from rents	2013-12-31	$0
Total interest from all sources	2013-12-31	$470,276
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$2,526,938
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$2,481,091
Assets. Real estate other than employer real property at end of year	2013-12-31	$0
Assets. Real estate other than employer real property at beginning of year	2013-12-31	$0
Administrative expenses professional fees incurred	2013-12-31	$332,325
Assets. Corporate prefeered stocks other than exployer securities at end of year	2013-12-31	$0
Assets. Corporate prefeered stocks other than exployer securities at beginning of year	2013-12-31	$0
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$500,000
If this is an individual account plan, was there a blackout period	2013-12-31	Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$6,407,346
Participant contributions at end of year	2013-12-31	$1,641,313
Participant contributions at beginning of year	2013-12-31	$1,407,570
Participant contributions at end of year	2013-12-31	$0
Participant contributions at beginning of year	2013-12-31	$0
Assets. Other investments not covered elsewhere at end of year	2013-12-31	$193,681
Assets. Other investments not covered elsewhere at beginning of year	2013-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$1,047,704
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2013-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2013-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2013-12-31	$89,287
Assets. Loans (other than to participants) at end of year	2013-12-31	$0
Assets. Loans (other than to participants) at beginning of year	2013-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2013-12-31	$315,965
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2013-12-31	$117,840
Other income not declared elsewhere	2013-12-31	$0
Administrative expenses (other) incurred	2013-12-31	$0
Liabilities. Value of operating payables at end of year	2013-12-31	$0
Liabilities. Value of operating payables at beginning of year	2013-12-31	$0
Total non interest bearing cash at end of year	2013-12-31	$0
Total non interest bearing cash at beginning of year	2013-12-31	$287,798
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Income. Non cash contributions	2013-12-31	$0
Value of net income/loss	2013-12-31	$9,421,022
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$88,734,756
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$81,849,946
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Assets. partnership/joint venture interests at end of year	2013-12-31	$0
Assets. partnership/joint venture interests at beginning of year	2013-12-31	$0
Investment advisory and management fees	2013-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$69,187,608
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$62,694,594
Interest on participant loans	2013-12-31	$52,353
Income. Interest from loans (other than to participants)	2013-12-31	$0
Interest earned on other investments	2013-12-31	$0
Income. Interest from US Government securities	2013-12-31	$363,370
Income. Interest from corporate debt instruments	2013-12-31	$29,842
Value of interest in common/collective trusts at end of year	2013-12-31	$2,492,403
Value of interest in common/collective trusts at beginning of year	2013-12-31	$2,074,072
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2013-12-31	$2,418,659
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2013-12-31	$2,750,894
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2013-12-31	$2,750,894
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2013-12-31	$24,711
Expenses. Payments to insurance carriers foe the provision of benefits	2013-12-31	$0
Asset value of US Government securities at end of year	2013-12-31	$9,050,495
Asset value of US Government securities at beginning of year	2013-12-31	$11,082,338
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$7,963,340
Net investment gain/loss from pooled separate accounts	2013-12-31	$0
Net investment gain or loss from common/collective trusts	2013-12-31	$33,195
Net gain/loss from 103.12 investment entities	2013-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Assets. Invements in employer securities at end of year	2013-12-31	$0
Assets. Invements in employer securities at beginning of year	2013-12-31	$0
Assets. Value of employer real property at end of year	2013-12-31	$0
Assets. Value of employer real property at beginning of year	2013-12-31	$0
Contributions received in cash from employer	2013-12-31	$2,144,824
Employer contributions (assets) at end of year	2013-12-31	$302,405
Employer contributions (assets) at beginning of year	2013-12-31	$81,191
Income. Dividends from preferred stock	2013-12-31	$0
Income. Dividends from common stock	2013-12-31	$45,847
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$11,160,651
Asset. Corporate debt instrument preferred debt at end of year	2013-12-31	$973,931
Asset. Corporate debt instrument preferred debt at beginning of year	2013-12-31	$214,905
Asset. Corporate debt instrument debt (other) at end of year	2013-12-31	$2,790,226
Asset. Corporate debt instrument debt (other) at beginning of year	2013-12-31	$1,285,137
Contract administrator fees	2013-12-31	$0
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2013-12-31	Yes
Assets. Corporate common stocks other than exployer securities at end of year	2013-12-31	$0
Assets. Corporate common stocks other than exployer securities at beginning of year	2013-12-31	$0
Liabilities. Value of benefit claims payable at end of year	2013-12-31	$0
Liabilities. Value of benefit claims payable at beginning of year	2013-12-31	$0
Assets. Value of buildings and other operty used in plan operation at end of year	2013-12-31	$0
Assets. Value of buildings and other operty used in plan operation at beginning of year	2013-12-31	$0
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Aggregate proceeds on sale of assets	2013-12-31	$4,785,469
Aggregate carrying amount (costs) on sale of assets	2013-12-31	$4,465,094
Liabilities. Value of acquisition indebtedness at end of year	2013-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2013-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	CGJ PARTNERS LLP
Accountancy firm EIN	2013-12-31	363383864
2012 : EMPOWER HR RETIREMENT SAVINGS PLAN 2012 401k financial data
Unrealized appreciation/depreciation of real estate assets	2012-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2012-12-31	$0
Total unrealized appreciation/depreciation of assets	2012-12-31	$0
Total transfer of assets to this plan	2012-12-31	$58,289,868
Total transfer of assets from this plan	2012-12-31	$351,290
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$117,840
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$58,124
Expenses. Interest paid	2012-12-31	$0
Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$12,464,713
Total loss/gain on sale of assets	2012-12-31	$-4
Total of all expenses incurred	2012-12-31	$7,036,493
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$6,998,862
Expenses. Certain deemed distributions of participant loans	2012-12-31	$0
Value of total corrective distributions	2012-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$8,442,244
Value of total assets at end of year	2012-12-31	$81,967,786
Value of total assets at beginning of year	2012-12-31	$18,541,272
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$37,631
Total income from rents	2012-12-31	$0
Total interest from all sources	2012-12-31	$37,717
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$740,729
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$740,729
Assets. Real estate other than employer real property at end of year	2012-12-31	$0
Assets. Real estate other than employer real property at beginning of year	2012-12-31	$0
Administrative expenses professional fees incurred	2012-12-31	$37,631
Assets. Corporate prefeered stocks other than exployer securities at end of year	2012-12-31	$0
Assets. Corporate prefeered stocks other than exployer securities at beginning of year	2012-12-31	$0
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$500,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$5,564,652
Participant contributions at end of year	2012-12-31	$1,407,570
Participant contributions at beginning of year	2012-12-31	$199,693
Participant contributions at end of year	2012-12-31	$0
Participant contributions at beginning of year	2012-12-31	$115,439
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$1,079,115
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2012-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2012-12-31	$89,287
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2012-12-31	$0
Assets. Loans (other than to participants) at end of year	2012-12-31	$0
Assets. Loans (other than to participants) at beginning of year	2012-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2012-12-31	$117,840
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2012-12-31	$49,251
Other income not declared elsewhere	2012-12-31	$0
Administrative expenses (other) incurred	2012-12-31	$0
Liabilities. Value of operating payables at end of year	2012-12-31	$0
Liabilities. Value of operating payables at beginning of year	2012-12-31	$8,873
Total non interest bearing cash at end of year	2012-12-31	$287,798
Total non interest bearing cash at beginning of year	2012-12-31	$87,099
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Income. Non cash contributions	2012-12-31	$0
Value of net income/loss	2012-12-31	$5,428,220
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$81,849,946
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$18,483,148
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Assets. partnership/joint venture interests at end of year	2012-12-31	$0
Assets. partnership/joint venture interests at beginning of year	2012-12-31	$0
Investment advisory and management fees	2012-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$62,694,594
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$18,019,449
Interest on participant loans	2012-12-31	$36,392
Income. Interest from loans (other than to participants)	2012-12-31	$0
Interest earned on other investments	2012-12-31	$0
Income. Interest from US Government securities	2012-12-31	$1,325
Income. Interest from corporate debt instruments	2012-12-31	$0
Value of interest in common/collective trusts at end of year	2012-12-31	$2,074,072
Value of interest in common/collective trusts at beginning of year	2012-12-31	$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2012-12-31	$2,750,894
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2012-12-31	$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2012-12-31	$0
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2012-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2012-12-31	$0
Asset value of US Government securities at end of year	2012-12-31	$11,082,338
Asset value of US Government securities at beginning of year	2012-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$3,241,336
Net investment gain/loss from pooled separate accounts	2012-12-31	$0
Net investment gain or loss from common/collective trusts	2012-12-31	$2,691
Net gain/loss from 103.12 investment entities	2012-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Assets. Invements in employer securities at end of year	2012-12-31	$0
Assets. Invements in employer securities at beginning of year	2012-12-31	$0
Assets. Value of employer real property at end of year	2012-12-31	$0
Assets. Value of employer real property at beginning of year	2012-12-31	$0
Contributions received in cash from employer	2012-12-31	$1,798,477
Employer contributions (assets) at end of year	2012-12-31	$81,191
Employer contributions (assets) at beginning of year	2012-12-31	$119,592
Income. Dividends from preferred stock	2012-12-31	$0
Income. Dividends from common stock	2012-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$6,998,862
Asset. Corporate debt instrument preferred debt at end of year	2012-12-31	$214,905
Asset. Corporate debt instrument preferred debt at beginning of year	2012-12-31	$0
Asset. Corporate debt instrument debt (other) at end of year	2012-12-31	$1,285,137
Asset. Corporate debt instrument debt (other) at beginning of year	2012-12-31	$0
Contract administrator fees	2012-12-31	$0
Assets. Corporate common stocks other than exployer securities at end of year	2012-12-31	$0
Assets. Corporate common stocks other than exployer securities at beginning of year	2012-12-31	$0
Liabilities. Value of benefit claims payable at end of year	2012-12-31	$0
Liabilities. Value of benefit claims payable at beginning of year	2012-12-31	$0
Assets. Value of buildings and other operty used in plan operation at end of year	2012-12-31	$0
Assets. Value of buildings and other operty used in plan operation at beginning of year	2012-12-31	$0
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Aggregate proceeds on sale of assets	2012-12-31	$265,000
Aggregate carrying amount (costs) on sale of assets	2012-12-31	$265,004
Liabilities. Value of acquisition indebtedness at end of year	2012-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2012-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	CJG PARTNERS LLP
Accountancy firm EIN	2012-12-31	363383864
2011 : EMPOWER HR RETIREMENT SAVINGS PLAN 2011 401k financial data
Unrealized appreciation/depreciation of real estate assets	2011-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2011-12-31	$0
Total unrealized appreciation/depreciation of assets	2011-12-31	$0
Total transfer of assets to this plan	2011-12-31	$1,143,026
Total transfer of assets from this plan	2011-12-31	$974,667
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$58,124
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$21,681
Expenses. Interest paid	2011-12-31	$0
Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102	2011-12-31	$0
Total income from all sources (including contributions)	2011-12-31	$2,923,761
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$3,099,272
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$3,072,683
Expenses. Certain deemed distributions of participant loans	2011-12-31	$0
Value of total corrective distributions	2011-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$3,597,405
Value of total assets at end of year	2011-12-31	$18,541,272
Value of total assets at beginning of year	2011-12-31	$18,511,981
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$26,589
Total income from rents	2011-12-31	$0
Total interest from all sources	2011-12-31	$10,220
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$0
Assets. Real estate other than employer real property at end of year	2011-12-31	$0
Assets. Real estate other than employer real property at beginning of year	2011-12-31	$0
Administrative expenses professional fees incurred	2011-12-31	$26,589
Assets. Corporate prefeered stocks other than exployer securities at end of year	2011-12-31	$0
Assets. Corporate prefeered stocks other than exployer securities at beginning of year	2011-12-31	$0
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$500,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$2,567,437
Participant contributions at end of year	2011-12-31	$199,693
Participant contributions at beginning of year	2011-12-31	$208,043
Participant contributions at end of year	2011-12-31	$115,439
Participant contributions at beginning of year	2011-12-31	$130,268
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$214,130
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2011-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2011-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2011-12-31	$0
Assets. Loans (other than to participants) at end of year	2011-12-31	$0
Assets. Loans (other than to participants) at beginning of year	2011-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2011-12-31	$49,251
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2011-12-31	$0
Administrative expenses (other) incurred	2011-12-31	$0
Liabilities. Value of operating payables at end of year	2011-12-31	$8,873
Liabilities. Value of operating payables at beginning of year	2011-12-31	$0
Total non interest bearing cash at end of year	2011-12-31	$87,099
Total non interest bearing cash at beginning of year	2011-12-31	$4,975
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Income. Non cash contributions	2011-12-31	$0
Value of net income/loss	2011-12-31	$-175,511
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$18,483,148
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$18,490,300
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Assets. partnership/joint venture interests at end of year	2011-12-31	$0
Assets. partnership/joint venture interests at beginning of year	2011-12-31	$0
Investment advisory and management fees	2011-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$18,019,449
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$18,047,105
Interest on participant loans	2011-12-31	$10,220
Income. Interest from loans (other than to participants)	2011-12-31	$0
Interest earned on other investments	2011-12-31	$0
Income. Interest from US Government securities	2011-12-31	$0
Income. Interest from corporate debt instruments	2011-12-31	$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2011-12-31	$0
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2011-12-31	$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2011-12-31	$0
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2011-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2011-12-31	$0
Asset value of US Government securities at end of year	2011-12-31	$0
Asset value of US Government securities at beginning of year	2011-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-683,864
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Assets. Invements in employer securities at end of year	2011-12-31	$0
Assets. Invements in employer securities at beginning of year	2011-12-31	$0
Assets. Value of employer real property at end of year	2011-12-31	$0
Assets. Value of employer real property at beginning of year	2011-12-31	$0
Contributions received in cash from employer	2011-12-31	$815,838
Employer contributions (assets) at end of year	2011-12-31	$119,592
Employer contributions (assets) at beginning of year	2011-12-31	$121,590
Income. Dividends from preferred stock	2011-12-31	$0
Income. Dividends from common stock	2011-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$3,072,683
Asset. Corporate debt instrument preferred debt at end of year	2011-12-31	$0
Asset. Corporate debt instrument preferred debt at beginning of year	2011-12-31	$0
Asset. Corporate debt instrument debt (other) at end of year	2011-12-31	$0
Asset. Corporate debt instrument debt (other) at beginning of year	2011-12-31	$0
Contract administrator fees	2011-12-31	$0
Assets. Corporate common stocks other than exployer securities at end of year	2011-12-31	$0
Assets. Corporate common stocks other than exployer securities at beginning of year	2011-12-31	$0
Liabilities. Value of benefit claims payable at end of year	2011-12-31	$0
Liabilities. Value of benefit claims payable at beginning of year	2011-12-31	$21,681
Assets. Value of buildings and other operty used in plan operation at end of year	2011-12-31	$0
Assets. Value of buildings and other operty used in plan operation at beginning of year	2011-12-31	$0
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Aggregate proceeds on sale of assets	2011-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2011-12-31	$0
Liabilities. Value of acquisition indebtedness at end of year	2011-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2011-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	CHARLES J. GREIS & COMPANY LLP
Accountancy firm EIN	2011-12-31	363383864
2010 : EMPOWER HR RETIREMENT SAVINGS PLAN 2010 401k financial data
Unrealized appreciation/depreciation of real estate assets	2010-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2010-12-31	$0
Total unrealized appreciation/depreciation of assets	2010-12-31	$0
Total transfer of assets to this plan	2010-12-31	$2,744,209
Total transfer of assets from this plan	2010-12-31	$139,504
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$21,681
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$36,168
Expenses. Interest paid	2010-12-31	$0
Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102	2010-12-31	$0
Total income from all sources (including contributions)	2010-12-31	$5,848,799
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$3,612,103
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$3,582,705
Expenses. Certain deemed distributions of participant loans	2010-12-31	$0
Value of total corrective distributions	2010-12-31	$21,681
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$3,958,087
Value of total assets at end of year	2010-12-31	$18,511,981
Value of total assets at beginning of year	2010-12-31	$13,685,067
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$7,717
Total income from rents	2010-12-31	$0
Total interest from all sources	2010-12-31	$8,840
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2010-12-31	$0
Assets. Real estate other than employer real property at end of year	2010-12-31	$0
Assets. Real estate other than employer real property at beginning of year	2010-12-31	$0
Administrative expenses professional fees incurred	2010-12-31	$7,717
Assets. Corporate prefeered stocks other than exployer securities at end of year	2010-12-31	$0
Assets. Corporate prefeered stocks other than exployer securities at beginning of year	2010-12-31	$0
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$500,000
If this is an individual account plan, was there a blackout period	2010-12-31	Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$2,334,490
Participant contributions at end of year	2010-12-31	$208,043
Participant contributions at beginning of year	2010-12-31	$196,452
Participant contributions at end of year	2010-12-31	$130,268
Participant contributions at beginning of year	2010-12-31	$159,167
Assets. Other investments not covered elsewhere at end of year	2010-12-31	$0
Assets. Other investments not covered elsewhere at beginning of year	2010-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2010-12-31	$729,139
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2010-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2010-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2010-12-31	$0
Assets. Loans (other than to participants) at end of year	2010-12-31	$0
Assets. Loans (other than to participants) at beginning of year	2010-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2010-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2010-12-31	$0
Administrative expenses (other) incurred	2010-12-31	$0
Liabilities. Value of operating payables at end of year	2010-12-31	$0
Liabilities. Value of operating payables at beginning of year	2010-12-31	$0
Total non interest bearing cash at end of year	2010-12-31	$4,975
Total non interest bearing cash at beginning of year	2010-12-31	$433
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Income. Non cash contributions	2010-12-31	$0
Value of net income/loss	2010-12-31	$2,236,696
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$18,490,300
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$13,648,899
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Assets. partnership/joint venture interests at end of year	2010-12-31	$0
Assets. partnership/joint venture interests at beginning of year	2010-12-31	$0
Investment advisory and management fees	2010-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$18,047,105
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$13,064,156
Interest on participant loans	2010-12-31	$8,840
Income. Interest from loans (other than to participants)	2010-12-31	$0
Interest earned on other investments	2010-12-31	$0
Income. Interest from US Government securities	2010-12-31	$0
Income. Interest from corporate debt instruments	2010-12-31	$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2010-12-31	$0
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2010-12-31	$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2010-12-31	$0
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2010-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2010-12-31	$0
Asset value of US Government securities at end of year	2010-12-31	$0
Asset value of US Government securities at beginning of year	2010-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$1,881,872
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Assets. Invements in employer securities at end of year	2010-12-31	$0
Assets. Invements in employer securities at beginning of year	2010-12-31	$0
Assets. Value of employer real property at end of year	2010-12-31	$0
Assets. Value of employer real property at beginning of year	2010-12-31	$0
Contributions received in cash from employer	2010-12-31	$894,458
Employer contributions (assets) at end of year	2010-12-31	$121,590
Employer contributions (assets) at beginning of year	2010-12-31	$264,859
Income. Dividends from preferred stock	2010-12-31	$0
Income. Dividends from common stock	2010-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$3,582,705
Asset. Corporate debt instrument preferred debt at end of year	2010-12-31	$0
Asset. Corporate debt instrument preferred debt at beginning of year	2010-12-31	$0
Asset. Corporate debt instrument debt (other) at end of year	2010-12-31	$0
Asset. Corporate debt instrument debt (other) at beginning of year	2010-12-31	$0
Contract administrator fees	2010-12-31	$0
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2010-12-31	Yes
Assets. Corporate common stocks other than exployer securities at end of year	2010-12-31	$0
Assets. Corporate common stocks other than exployer securities at beginning of year	2010-12-31	$0
Liabilities. Value of benefit claims payable at end of year	2010-12-31	$21,681
Liabilities. Value of benefit claims payable at beginning of year	2010-12-31	$36,168
Assets. Value of buildings and other operty used in plan operation at end of year	2010-12-31	$0
Assets. Value of buildings and other operty used in plan operation at beginning of year	2010-12-31	$0
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Aggregate proceeds on sale of assets	2010-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2010-12-31	$0
Liabilities. Value of acquisition indebtedness at end of year	2010-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2010-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	CHARLES J. GREIS & COMPANY LLP
Accountancy firm EIN	2010-12-31	363383864
2009 : EMPOWER HR RETIREMENT SAVINGS PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0

Form 5500 Responses for EMPOWER HR RETIREMENT SAVINGS PLAN

2015: EMPOWER HR RETIREMENT SAVINGS PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Mulitple employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: EMPOWER HR RETIREMENT SAVINGS PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Mulitple employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: EMPOWER HR RETIREMENT SAVINGS PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Mulitple employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: EMPOWER HR RETIREMENT SAVINGS PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Mulitple employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: EMPOWER HR RETIREMENT SAVINGS PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Mulitple employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2009: EMPOWER HR RETIREMENT SAVINGS PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Mulitple employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

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Company Name:	EMPOWER, INC.
Employer identification number (EIN):	364115383
NAIC Classification:	561300

Jurisdiction of Incorporation:	Texas Secretary of State
Incorporation Date:
Company Identification Number:	0801618845
Legal Registered Office Address:	CORPORATION SERVICE COMPANY D/B/A CSC-LAWYERS INCO 211 E. 7TH STREET SUITE 620 AUSTIN United States of America (USA) 78701