401k Plan data: INDEPENDENT BANK CORPORATION 401(K) PLAN plan

INDEPENDENT BANK CORPORATION 401(K) PLAN 401k Plan overview

Plan Name	INDEPENDENT BANK CORPORATION 401(K) PLAN
Plan identification number	003

INDEPENDENT BANK CORPORATION 401(K) PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Plan not intended to be qualified - A plan not intended to be qualified under Code sections 401, 403, or 408.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
Prototype plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion or notification letter; and under which a seperate funding medium (for example, a seperate trust or custodial account) is established for the use of each adopting employer.
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

INDEPENDENT BANK CORPORATION has sponsored the creation of one or more 401k plans.

Company Name: INDEPENDENT BANK CORPORATION

Employer identification number (EIN): 382032782

NAIC Classification: 522110
NAIC Description: Commercial Banking

Additional information about INDEPENDENT BANK CORPORATION

Jurisdiction of Incorporation: Michigan Secretary of State

Incorporation Date: 0000-00-00

Company Identification Number: 136863

Legal Registered Office Address: 4200 EAST BELTLINE GRAND RAPIDS

United States of America (USA)
49525

More information about INDEPENDENT BANK CORPORATION

Form 5500 Filing Information

Submission information for form 5500 for 401k plan INDEPENDENT BANK CORPORATION 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
003 2022-01-01
003 2021-01-01
003 2020-01-01
003 2019-01-01
003 2019-01-01
003 2018-01-01
003 2017-01-01 JACK KLOTT JACK KLOTT 2018-10-03
003 2016-01-01 LAURINDA NEVE LAURINDA NEVE 2017-10-10
003 2015-01-01 NEVE LAURINDA LAURINDA NEVE 2016-09-22
003 2014-01-01 LAURINDA NEVE LAURINDA NEVE 2015-10-05
003 2013-01-01 LAURINDA NEVE LAURINDA NEVE 2014-10-13
003 2012-01-01 LAURINDA NEVE
003 2011-01-01 LAURINDA NEVE
003 2010-01-01 LAURINDA NEVE
003 2009-01-01 LAURINDA NEVE

Plan id#	Filing Submission Date	Name of Administrator	Name of Company Sponsor	Date Sponsor Signed
003	2022-01-01
003	2021-01-01
003	2020-01-01
003	2019-01-01
003	2019-01-01
003	2018-01-01
003	2017-01-01	JACK KLOTT	JACK KLOTT	2018-10-03
003	2016-01-01	LAURINDA NEVE	LAURINDA NEVE	2017-10-10
003	2015-01-01	NEVE LAURINDA	LAURINDA NEVE	2016-09-22
003	2014-01-01	LAURINDA NEVE	LAURINDA NEVE	2015-10-05
003	2013-01-01	LAURINDA NEVE	LAURINDA NEVE	2014-10-13
003	2012-01-01	LAURINDA NEVE
003	2011-01-01	LAURINDA NEVE
003	2010-01-01	LAURINDA NEVE
003	2009-01-01	LAURINDA NEVE

Plan Statistics for INDEPENDENT BANK CORPORATION 401(K) PLAN

401k plan membership statisitcs for INDEPENDENT BANK CORPORATION 401(K) PLAN

Measure Date Value
2022: INDEPENDENT BANK CORPORATION 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 1,341
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 910
Number of retired or separated participants receiving benefits 2022-01-01 0
Number of other retired or separated participants entitled to future benefits 2022-01-01 381
Total of all active and inactive participants 2022-01-01 1,291
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 6
Total participants 2022-01-01 1,297
Number of participants with account balances 2022-01-01 1,244
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 0
2021: INDEPENDENT BANK CORPORATION 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 1,301
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 945
Number of retired or separated participants receiving benefits 2021-01-01 0
Number of other retired or separated participants entitled to future benefits 2021-01-01 347
Total of all active and inactive participants 2021-01-01 1,292
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 4
Total participants 2021-01-01 1,296
Number of participants with account balances 2021-01-01 1,255
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 0
2020: INDEPENDENT BANK CORPORATION 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 1,283
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 959
Number of retired or separated participants receiving benefits 2020-01-01 0
Number of other retired or separated participants entitled to future benefits 2020-01-01 289
Total of all active and inactive participants 2020-01-01 1,248
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 4
Total participants 2020-01-01 1,252
Number of participants with account balances 2020-01-01 1,199
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 0
2019: INDEPENDENT BANK CORPORATION 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 1,234
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 962
Number of retired or separated participants receiving benefits 2019-01-01 0
Number of other retired or separated participants entitled to future benefits 2019-01-01 258
Total of all active and inactive participants 2019-01-01 1,220
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 2
Total participants 2019-01-01 1,222
Number of participants with account balances 2019-01-01 1,172
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 0
2018: INDEPENDENT BANK CORPORATION 401(K) PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 1,191
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 939
Number of retired or separated participants receiving benefits 2018-01-01 0
Number of other retired or separated participants entitled to future benefits 2018-01-01 248
Total of all active and inactive participants 2018-01-01 1,187
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 3
Total participants 2018-01-01 1,190
Number of participants with account balances 2018-01-01 1,139
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 0
2017: INDEPENDENT BANK CORPORATION 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 1,075
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 852
Number of retired or separated participants receiving benefits 2017-01-01 0
Number of other retired or separated participants entitled to future benefits 2017-01-01 213
Total of all active and inactive participants 2017-01-01 1,065
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 2
Total participants 2017-01-01 1,067
Number of participants with account balances 2017-01-01 1,035
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 0
2016: INDEPENDENT BANK CORPORATION 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 983
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 818
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 168
Total of all active and inactive participants 2016-01-01 986
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 2
Total participants 2016-01-01 988
Number of participants with account balances 2016-01-01 950
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 0
2015: INDEPENDENT BANK CORPORATION 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 995
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 806
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 139
Total of all active and inactive participants 2015-01-01 945
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 2
Total participants 2015-01-01 947
Number of participants with account balances 2015-01-01 916
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 0
2014: INDEPENDENT BANK CORPORATION 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 873
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 850
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 113
Total of all active and inactive participants 2014-01-01 963
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 1
Total participants 2014-01-01 964
Number of participants with account balances 2014-01-01 668
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 0
2013: INDEPENDENT BANK CORPORATION 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 1,128
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 880
Number of retired or separated participants receiving benefits 2013-01-01 0
Number of other retired or separated participants entitled to future benefits 2013-01-01 121
Total of all active and inactive participants 2013-01-01 1,001
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 1,001
Number of participants with account balances 2013-01-01 667
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 44
2012: INDEPENDENT BANK CORPORATION 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 1,110
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 867
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 648
Total of all active and inactive participants 2012-01-01 1,515
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 1,515
Number of participants with account balances 2012-01-01 740
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 0
2011: INDEPENDENT BANK CORPORATION 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 1,343
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 870
Number of retired or separated participants receiving benefits 2011-01-01 0
Number of other retired or separated participants entitled to future benefits 2011-01-01 101
Total of all active and inactive participants 2011-01-01 971
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 2
Total participants 2011-01-01 973
Number of participants with account balances 2011-01-01 887
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 0
2010: INDEPENDENT BANK CORPORATION 401(K) PLAN 2010 401k membership
Total participants, beginning-of-year 2010-01-01 1,278
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 1,003
Number of retired or separated participants receiving benefits 2010-01-01 0
Number of other retired or separated participants entitled to future benefits 2010-01-01 70
Total of all active and inactive participants 2010-01-01 1,073
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2010-01-01 2
Total participants 2010-01-01 1,075
Number of participants with account balances 2010-01-01 863
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2010-01-01 0
2009: INDEPENDENT BANK CORPORATION 401(K) PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 1,304
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 1,253
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 96
Total of all active and inactive participants 2009-01-01 1,349
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 1,349
Number of participants with account balances 2009-01-01 890
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 0

Measure	Date	Value
2022: INDEPENDENT BANK CORPORATION 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	1,341
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	910
Number of retired or separated participants receiving benefits	2022-01-01	0
Number of other retired or separated participants entitled to future benefits	2022-01-01	381
Total of all active and inactive participants	2022-01-01	1,291
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	6
Total participants	2022-01-01	1,297
Number of participants with account balances	2022-01-01	1,244
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	0
2021: INDEPENDENT BANK CORPORATION 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	1,301
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	945
Number of retired or separated participants receiving benefits	2021-01-01	0
Number of other retired or separated participants entitled to future benefits	2021-01-01	347
Total of all active and inactive participants	2021-01-01	1,292
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	4
Total participants	2021-01-01	1,296
Number of participants with account balances	2021-01-01	1,255
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	0
2020: INDEPENDENT BANK CORPORATION 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	1,283
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	959
Number of retired or separated participants receiving benefits	2020-01-01	0
Number of other retired or separated participants entitled to future benefits	2020-01-01	289
Total of all active and inactive participants	2020-01-01	1,248
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	4
Total participants	2020-01-01	1,252
Number of participants with account balances	2020-01-01	1,199
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	0
2019: INDEPENDENT BANK CORPORATION 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	1,234
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	962
Number of retired or separated participants receiving benefits	2019-01-01	0
Number of other retired or separated participants entitled to future benefits	2019-01-01	258
Total of all active and inactive participants	2019-01-01	1,220
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	2
Total participants	2019-01-01	1,222
Number of participants with account balances	2019-01-01	1,172
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	0
2018: INDEPENDENT BANK CORPORATION 401(K) PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	1,191
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	939
Number of retired or separated participants receiving benefits	2018-01-01	0
Number of other retired or separated participants entitled to future benefits	2018-01-01	248
Total of all active and inactive participants	2018-01-01	1,187
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	3
Total participants	2018-01-01	1,190
Number of participants with account balances	2018-01-01	1,139
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	0
2017: INDEPENDENT BANK CORPORATION 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	1,075
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	852
Number of retired or separated participants receiving benefits	2017-01-01	0
Number of other retired or separated participants entitled to future benefits	2017-01-01	213
Total of all active and inactive participants	2017-01-01	1,065
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	2
Total participants	2017-01-01	1,067
Number of participants with account balances	2017-01-01	1,035
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	0
2016: INDEPENDENT BANK CORPORATION 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	983
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	818
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	168
Total of all active and inactive participants	2016-01-01	986
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	2
Total participants	2016-01-01	988
Number of participants with account balances	2016-01-01	950
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	0
2015: INDEPENDENT BANK CORPORATION 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	995
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	806
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	139
Total of all active and inactive participants	2015-01-01	945
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	2
Total participants	2015-01-01	947
Number of participants with account balances	2015-01-01	916
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	0
2014: INDEPENDENT BANK CORPORATION 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	873
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	850
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	113
Total of all active and inactive participants	2014-01-01	963
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	1
Total participants	2014-01-01	964
Number of participants with account balances	2014-01-01	668
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	0
2013: INDEPENDENT BANK CORPORATION 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	1,128
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	880
Number of retired or separated participants receiving benefits	2013-01-01	0
Number of other retired or separated participants entitled to future benefits	2013-01-01	121
Total of all active and inactive participants	2013-01-01	1,001
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	1,001
Number of participants with account balances	2013-01-01	667
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	44
2012: INDEPENDENT BANK CORPORATION 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	1,110
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	867
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	648
Total of all active and inactive participants	2012-01-01	1,515
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	1,515
Number of participants with account balances	2012-01-01	740
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	0
2011: INDEPENDENT BANK CORPORATION 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	1,343
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	870
Number of retired or separated participants receiving benefits	2011-01-01	0
Number of other retired or separated participants entitled to future benefits	2011-01-01	101
Total of all active and inactive participants	2011-01-01	971
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	2
Total participants	2011-01-01	973
Number of participants with account balances	2011-01-01	887
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	0
2010: INDEPENDENT BANK CORPORATION 401(K) PLAN 2010 401k membership
Total participants, beginning-of-year	2010-01-01	1,278
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	1,003
Number of retired or separated participants receiving benefits	2010-01-01	0
Number of other retired or separated participants entitled to future benefits	2010-01-01	70
Total of all active and inactive participants	2010-01-01	1,073
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2010-01-01	2
Total participants	2010-01-01	1,075
Number of participants with account balances	2010-01-01	863
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2010-01-01	0
2009: INDEPENDENT BANK CORPORATION 401(K) PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	1,304
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	1,253
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	96
Total of all active and inactive participants	2009-01-01	1,349
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	1,349
Number of participants with account balances	2009-01-01	890
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	0

Financial Data on INDEPENDENT BANK CORPORATION 401(K) PLAN

Measure	Date	Value
2022 : INDEPENDENT BANK CORPORATION 401(K) PLAN 2022 401k financial data
Total unrealized appreciation/depreciation of assets	2022-12-31	$0
Total transfer of assets to this plan	2022-12-31	$33,087
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total income from all sources (including contributions)	2022-12-31	$-6,868,494
Total loss/gain on sale of assets	2022-12-31	$0
Total of all expenses incurred	2022-12-31	$9,179,655
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$8,969,345
Expenses. Certain deemed distributions of participant loans	2022-12-31	$-1,619
Value of total corrective distributions	2022-12-31	$1,575
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$9,666,703
Value of total assets at end of year	2022-12-31	$78,703,571
Value of total assets at beginning of year	2022-12-31	$94,718,633
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$210,354
Total interest from all sources	2022-12-31	$47,154
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$219,032
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$219,032
Administrative expenses professional fees incurred	2022-12-31	$7,944
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$10,000,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$6,226,919
Participant contributions at end of year	2022-12-31	$1,272,156
Participant contributions at beginning of year	2022-12-31	$1,259,600
Participant contributions at end of year	2022-12-31	$159,631
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$1,504,571
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2022-12-31	$646
Other income not declared elsewhere	2022-12-31	$9,664
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-16,048,149
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$78,703,571
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$94,718,633
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$17,837,119
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$24,277,733
Value of interest in pooled separate accounts at end of year	2022-12-31	$17,551,436
Value of interest in pooled separate accounts at beginning of year	2022-12-31	$23,142,955
Interest on participant loans	2022-12-31	$47,154
Value of interest in common/collective trusts at end of year	2022-12-31	$41,823,564
Value of interest in common/collective trusts at beginning of year	2022-12-31	$46,038,345
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-6,514,893
Net investment gain/loss from pooled separate accounts	2022-12-31	$-3,594,359
Net investment gain or loss from common/collective trusts	2022-12-31	$-6,701,795
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$1,935,213
Employer contributions (assets) at end of year	2022-12-31	$59,665
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$8,968,699
Contract administrator fees	2022-12-31	$202,410
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	REHMANN ROBSON LLC
Accountancy firm EIN	2022-12-31	383635706
2021 : INDEPENDENT BANK CORPORATION 401(K) PLAN 2021 401k financial data
Total unrealized appreciation/depreciation of assets	2021-12-31	$0
Total transfer of assets to this plan	2021-12-31	$32,416
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total income from all sources (including contributions)	2021-12-31	$21,823,675
Total loss/gain on sale of assets	2021-12-31	$0
Total of all expenses incurred	2021-12-31	$6,672,288
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$6,415,299
Expenses. Certain deemed distributions of participant loans	2021-12-31	$33,389
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$9,152,002
Value of total assets at end of year	2021-12-31	$94,718,633
Value of total assets at beginning of year	2021-12-31	$79,534,830
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$223,600
Total interest from all sources	2021-12-31	$56,697
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$183,426
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$183,426
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$10,000,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2021-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$6,420,082
Participant contributions at end of year	2021-12-31	$1,259,600
Participant contributions at beginning of year	2021-12-31	$1,431,115
Participant contributions at beginning of year	2021-12-31	$143,175
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$594,989
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2021-12-31	$64
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$15,151,387
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$94,718,633
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$79,534,830
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$24,277,733
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$20,739,040
Value of interest in pooled separate accounts at end of year	2021-12-31	$23,142,955
Value of interest in pooled separate accounts at beginning of year	2021-12-31	$19,198,016
Interest on participant loans	2021-12-31	$56,697
Value of interest in common/collective trusts at end of year	2021-12-31	$46,038,345
Value of interest in common/collective trusts at beginning of year	2021-12-31	$37,960,690
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$3,323,394
Net investment gain/loss from pooled separate accounts	2021-12-31	$4,242,332
Net investment gain or loss from common/collective trusts	2021-12-31	$4,865,824
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$2,136,931
Employer contributions (assets) at beginning of year	2021-12-31	$62,794
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$6,415,235
Contract administrator fees	2021-12-31	$223,600
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	REHMANN ROBSON LLC
Accountancy firm EIN	2021-12-31	383635706
2020 : INDEPENDENT BANK CORPORATION 401(K) PLAN 2020 401k financial data
Unrealized appreciation/depreciation of real estate assets	2020-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2020-12-31	$0
Total unrealized appreciation/depreciation of assets	2020-12-31	$0
Total transfer of assets to this plan	2020-12-31	$11,486
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total income from all sources (including contributions)	2020-12-31	$19,051,390
Total loss/gain on sale of assets	2020-12-31	$0
Total of all expenses incurred	2020-12-31	$6,304,376
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$6,126,368
Expenses. Certain deemed distributions of participant loans	2020-12-31	$0
Value of total corrective distributions	2020-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$8,437,209
Value of total assets at end of year	2020-12-31	$79,534,830
Value of total assets at beginning of year	2020-12-31	$66,776,330
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$178,008
Total income from rents	2020-12-31	$0
Total interest from all sources	2020-12-31	$69,092
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$189,927
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$189,927
Administrative expenses professional fees incurred	2020-12-31	$0
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$10,000,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Amount of non-exempt transactions with any party-in-interest	2020-12-31	$0
Contributions received from participants	2020-12-31	$5,941,618
Participant contributions at end of year	2020-12-31	$1,431,115
Participant contributions at beginning of year	2020-12-31	$1,547,271
Participant contributions at end of year	2020-12-31	$143,175
Participant contributions at beginning of year	2020-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$418,916
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2020-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2020-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2020-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2020-12-31	$0
Other income not declared elsewhere	2020-12-31	$0
Administrative expenses (other) incurred	2020-12-31	$0
Liabilities. Value of operating payables at beginning of year	2020-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$12,747,014
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$79,534,830
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$66,776,330
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2020-12-31	$0
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2020-12-31	$0
Investment advisory and management fees	2020-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$20,739,040
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$17,056,165
Value of interest in pooled separate accounts at end of year	2020-12-31	$19,198,016
Value of interest in pooled separate accounts at beginning of year	2020-12-31	$19,117,968
Interest on participant loans	2020-12-31	$69,092
Income. Interest from loans (other than to participants)	2020-12-31	$0
Interest earned on other investments	2020-12-31	$0
Income. Interest from US Government securities	2020-12-31	$0
Income. Interest from corporate debt instruments	2020-12-31	$0
Value of interest in common/collective trusts at end of year	2020-12-31	$37,960,690
Value of interest in common/collective trusts at beginning of year	2020-12-31	$29,054,926
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2020-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2020-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$4,524,888
Net investment gain/loss from pooled separate accounts	2020-12-31	$1,818,620
Net investment gain or loss from common/collective trusts	2020-12-31	$4,011,654
Net gain/loss from 103.12 investment entities	2020-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$2,076,675
Employer contributions (assets) at end of year	2020-12-31	$62,794
Employer contributions (assets) at beginning of year	2020-12-31	$0
Income. Dividends from preferred stock	2020-12-31	$0
Income. Dividends from common stock	2020-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$6,126,368
Contract administrator fees	2020-12-31	$178,008
Liabilities. Value of benefit claims payable at beginning of year	2020-12-31	$0
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Aggregate proceeds on sale of assets	2020-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2020-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2020-12-31	$0
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	REHMANN ROBSON LLC
Accountancy firm EIN	2020-12-31	383635706
2019 : INDEPENDENT BANK CORPORATION 401(K) PLAN 2019 401k financial data
Unrealized appreciation/depreciation of real estate assets	2019-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2019-12-31	$0
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total transfer of assets to this plan	2019-12-31	$17,293
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total income from all sources (including contributions)	2019-12-31	$18,972,354
Total loss/gain on sale of assets	2019-12-31	$0
Total of all expenses incurred	2019-12-31	$4,347,519
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$4,175,049
Expenses. Certain deemed distributions of participant loans	2019-12-31	$0
Value of total corrective distributions	2019-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$6,951,651
Value of total assets at end of year	2019-12-31	$66,776,330
Value of total assets at beginning of year	2019-12-31	$52,134,202
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$172,470
Total income from rents	2019-12-31	$0
Total interest from all sources	2019-12-31	$57,916
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$228,804
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$228,804
Administrative expenses professional fees incurred	2019-12-31	$0
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$10,000,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Amount of non-exempt transactions with any party-in-interest	2019-12-31	$0
Contributions received from participants	2019-12-31	$5,011,619
Participant contributions at end of year	2019-12-31	$1,547,271
Participant contributions at beginning of year	2019-12-31	$1,122,244
Participant contributions at end of year	2019-12-31	$0
Participant contributions at beginning of year	2019-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$251,290
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2019-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2019-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2019-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2019-12-31	$0
Other income not declared elsewhere	2019-12-31	$344
Administrative expenses (other) incurred	2019-12-31	$0
Liabilities. Value of operating payables at beginning of year	2019-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$14,624,835
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$66,776,330
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$52,134,202
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2019-12-31	$0
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2019-12-31	$0
Investment advisory and management fees	2019-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$17,056,165
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$13,025,035
Value of interest in pooled separate accounts at end of year	2019-12-31	$19,117,968
Value of interest in pooled separate accounts at beginning of year	2019-12-31	$15,784,496
Interest on participant loans	2019-12-31	$57,916
Income. Interest from loans (other than to participants)	2019-12-31	$0
Interest earned on other investments	2019-12-31	$0
Income. Interest from US Government securities	2019-12-31	$0
Income. Interest from corporate debt instruments	2019-12-31	$0
Value of interest in common/collective trusts at end of year	2019-12-31	$29,054,926
Value of interest in common/collective trusts at beginning of year	2019-12-31	$22,197,175
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2019-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2019-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$3,547,315
Net investment gain/loss from pooled separate accounts	2019-12-31	$4,018,544
Net investment gain or loss from common/collective trusts	2019-12-31	$4,167,780
Net gain/loss from 103.12 investment entities	2019-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$1,688,742
Employer contributions (assets) at end of year	2019-12-31	$0
Employer contributions (assets) at beginning of year	2019-12-31	$5,252
Income. Dividends from preferred stock	2019-12-31	$0
Income. Dividends from common stock	2019-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$4,175,049
Contract administrator fees	2019-12-31	$172,470
Liabilities. Value of benefit claims payable at beginning of year	2019-12-31	$0
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Aggregate proceeds on sale of assets	2019-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2019-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2019-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	REHMANN ROBSON LLC
Accountancy firm EIN	2019-12-31	383635706
2018 : INDEPENDENT BANK CORPORATION 401(K) PLAN 2018 401k financial data
Unrealized appreciation/depreciation of real estate assets	2018-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2018-12-31	$0
Total unrealized appreciation/depreciation of assets	2018-12-31	$0
Total transfer of assets to this plan	2018-12-31	$51,084
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total income from all sources (including contributions)	2018-12-31	$4,588,945
Total loss/gain on sale of assets	2018-12-31	$0
Total of all expenses incurred	2018-12-31	$4,230,226
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$4,027,008
Expenses. Certain deemed distributions of participant loans	2018-12-31	$0
Value of total corrective distributions	2018-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$7,566,337
Value of total assets at end of year	2018-12-31	$52,134,202
Value of total assets at beginning of year	2018-12-31	$51,724,399
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$203,218
Total income from rents	2018-12-31	$0
Total interest from all sources	2018-12-31	$45,370
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$203,837
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$203,837
Administrative expenses professional fees incurred	2018-12-31	$0
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$10,000,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Amount of non-exempt transactions with any party-in-interest	2018-12-31	$0
Contributions received from participants	2018-12-31	$4,140,995
Participant contributions at end of year	2018-12-31	$1,122,244
Participant contributions at beginning of year	2018-12-31	$1,112,599
Participant contributions at end of year	2018-12-31	$0
Participant contributions at beginning of year	2018-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$1,941,107
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2018-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2018-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2018-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2018-12-31	$0
Other income not declared elsewhere	2018-12-31	$0
Administrative expenses (other) incurred	2018-12-31	$0
Liabilities. Value of operating payables at beginning of year	2018-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$358,719
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$52,134,202
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$51,724,399
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2018-12-31	$0
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2018-12-31	$0
Investment advisory and management fees	2018-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$13,025,035
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$12,893,412
Value of interest in pooled separate accounts at end of year	2018-12-31	$15,784,496
Value of interest in pooled separate accounts at beginning of year	2018-12-31	$16,761,260
Interest on participant loans	2018-12-31	$45,370
Income. Interest from loans (other than to participants)	2018-12-31	$0
Interest earned on other investments	2018-12-31	$0
Income. Interest from US Government securities	2018-12-31	$0
Income. Interest from corporate debt instruments	2018-12-31	$0
Value of interest in common/collective trusts at end of year	2018-12-31	$22,197,175
Value of interest in common/collective trusts at beginning of year	2018-12-31	$20,957,128
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2018-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2018-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-804,931
Net investment gain/loss from pooled separate accounts	2018-12-31	$-1,116,971
Net investment gain or loss from common/collective trusts	2018-12-31	$-1,304,697
Net gain/loss from 103.12 investment entities	2018-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$1,484,235
Employer contributions (assets) at end of year	2018-12-31	$5,252
Employer contributions (assets) at beginning of year	2018-12-31	$0
Income. Dividends from preferred stock	2018-12-31	$0
Income. Dividends from common stock	2018-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$4,027,008
Contract administrator fees	2018-12-31	$203,218
Liabilities. Value of benefit claims payable at beginning of year	2018-12-31	$0
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Aggregate proceeds on sale of assets	2018-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2018-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2018-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	REHMANN ROBSON LLC
Accountancy firm EIN	2018-12-31	383635706
2017 : INDEPENDENT BANK CORPORATION 401(K) PLAN 2017 401k financial data
Unrealized appreciation/depreciation of real estate assets	2017-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2017-12-31	$0
Total unrealized appreciation/depreciation of assets	2017-12-31	$0
Total transfer of assets to this plan	2017-12-31	$14,417
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total income from all sources (including contributions)	2017-12-31	$11,666,035
Total loss/gain on sale of assets	2017-12-31	$0
Total of all expenses incurred	2017-12-31	$2,938,675
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$2,761,228
Expenses. Certain deemed distributions of participant loans	2017-12-31	$0
Value of total corrective distributions	2017-12-31	$276
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$4,887,069
Value of total assets at end of year	2017-12-31	$51,724,399
Value of total assets at beginning of year	2017-12-31	$42,982,622
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$177,171
Total income from rents	2017-12-31	$0
Total interest from all sources	2017-12-31	$37,931
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$176,613
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$176,613
Administrative expenses professional fees incurred	2017-12-31	$0
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$10,000,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Amount of non-exempt transactions with any party-in-interest	2017-12-31	$0
Contributions received from participants	2017-12-31	$3,337,416
Participant contributions at end of year	2017-12-31	$1,112,599
Participant contributions at beginning of year	2017-12-31	$1,153,704
Participant contributions at end of year	2017-12-31	$0
Participant contributions at beginning of year	2017-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$604,075
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2017-12-31	$1,832
Value of other receiveables (less allowance for doubtful accounts) at end of year	2017-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2017-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2017-12-31	$0
Other income not declared elsewhere	2017-12-31	$207
Administrative expenses (other) incurred	2017-12-31	$0
Liabilities. Value of operating payables at beginning of year	2017-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$8,727,360
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$51,724,399
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$42,982,622
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2017-12-31	$0
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2017-12-31	$0
Investment advisory and management fees	2017-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$12,893,412
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$9,916,851
Value of interest in pooled separate accounts at end of year	2017-12-31	$16,761,260
Value of interest in pooled separate accounts at beginning of year	2017-12-31	$15,267,017
Interest on participant loans	2017-12-31	$37,931
Income. Interest from loans (other than to participants)	2017-12-31	$0
Interest earned on other investments	2017-12-31	$0
Income. Interest from US Government securities	2017-12-31	$0
Income. Interest from corporate debt instruments	2017-12-31	$0
Value of interest in common/collective trusts at end of year	2017-12-31	$20,957,128
Value of interest in common/collective trusts at beginning of year	2017-12-31	$16,645,050
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2017-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2017-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$1,821,965
Net investment gain/loss from pooled separate accounts	2017-12-31	$2,514,281
Net investment gain or loss from common/collective trusts	2017-12-31	$2,227,969
Net gain/loss from 103.12 investment entities	2017-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$945,578
Employer contributions (assets) at end of year	2017-12-31	$0
Employer contributions (assets) at beginning of year	2017-12-31	$0
Income. Dividends from preferred stock	2017-12-31	$0
Income. Dividends from common stock	2017-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$2,759,396
Contract administrator fees	2017-12-31	$177,171
Liabilities. Value of benefit claims payable at beginning of year	2017-12-31	$0
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Aggregate proceeds on sale of assets	2017-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2017-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2017-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	RHEMANN ROBSON LLC
Accountancy firm EIN	2017-12-31	383635706
2016 : INDEPENDENT BANK CORPORATION 401(K) PLAN 2016 401k financial data
Unrealized appreciation/depreciation of real estate assets	2016-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2016-12-31	$0
Total unrealized appreciation/depreciation of assets	2016-12-31	$0
Total transfer of assets to this plan	2016-12-31	$11,308
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total income from all sources (including contributions)	2016-12-31	$7,264,945
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$2,826,339
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$2,669,983
Expenses. Certain deemed distributions of participant loans	2016-12-31	$0
Value of total corrective distributions	2016-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$3,836,820
Value of total assets at end of year	2016-12-31	$42,982,622
Value of total assets at beginning of year	2016-12-31	$38,532,708
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$156,356
Total income from rents	2016-12-31	$0
Total interest from all sources	2016-12-31	$36,359
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$156,152
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$156,152
Administrative expenses professional fees incurred	2016-12-31	$0
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$10,000,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Amount of non-exempt transactions with any party-in-interest	2016-12-31	$0
Contributions received from participants	2016-12-31	$2,472,416
Participant contributions at end of year	2016-12-31	$1,153,704
Participant contributions at beginning of year	2016-12-31	$1,075,812
Participant contributions at end of year	2016-12-31	$0
Participant contributions at beginning of year	2016-12-31	$55
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$596,050
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2016-12-31	$78
Value of other receiveables (less allowance for doubtful accounts) at end of year	2016-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2016-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2016-12-31	$0
Other income not declared elsewhere	2016-12-31	$34
Administrative expenses (other) incurred	2016-12-31	$0
Liabilities. Value of operating payables at beginning of year	2016-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$4,438,606
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$42,982,622
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$38,532,708
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2016-12-31	$0
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2016-12-31	$0
Investment advisory and management fees	2016-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$9,916,851
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$10,044,692
Value of interest in pooled separate accounts at end of year	2016-12-31	$15,267,017
Value of interest in pooled separate accounts at beginning of year	2016-12-31	$13,327,309
Interest on participant loans	2016-12-31	$36,359
Income. Interest from loans (other than to participants)	2016-12-31	$0
Interest earned on other investments	2016-12-31	$0
Income. Interest from US Government securities	2016-12-31	$0
Income. Interest from corporate debt instruments	2016-12-31	$0
Value of interest in common/collective trusts at end of year	2016-12-31	$16,645,050
Value of interest in common/collective trusts at beginning of year	2016-12-31	$14,082,056
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2016-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2016-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$498,502
Net investment gain/loss from pooled separate accounts	2016-12-31	$1,795,347
Net investment gain or loss from common/collective trusts	2016-12-31	$941,731
Net gain/loss from 103.12 investment entities	2016-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$768,354
Employer contributions (assets) at end of year	2016-12-31	$0
Employer contributions (assets) at beginning of year	2016-12-31	$2,784
Income. Dividends from preferred stock	2016-12-31	$0
Income. Dividends from common stock	2016-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$2,669,905
Contract administrator fees	2016-12-31	$156,356
Liabilities. Value of benefit claims payable at beginning of year	2016-12-31	$0
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Aggregate proceeds on sale of assets	2016-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2016-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2016-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	REHMANN ROBSON LLC
Accountancy firm EIN	2016-12-31	383635706
2015 : INDEPENDENT BANK CORPORATION 401(K) PLAN 2015 401k financial data
Unrealized appreciation/depreciation of real estate assets	2015-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2015-12-31	$0
Total unrealized appreciation/depreciation of assets	2015-12-31	$0
Total transfer of assets to this plan	2015-12-31	$29,111
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$12,564
Total income from all sources (including contributions)	2015-12-31	$2,989,203
Total loss/gain on sale of assets	2015-12-31	$0
Total of all expenses incurred	2015-12-31	$4,893,284
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$4,759,817
Expenses. Certain deemed distributions of participant loans	2015-12-31	$0
Value of total corrective distributions	2015-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$2,924,325
Value of total assets at end of year	2015-12-31	$38,532,708
Value of total assets at beginning of year	2015-12-31	$40,420,242
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$133,467
Total income from rents	2015-12-31	$0
Total interest from all sources	2015-12-31	$36,675
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$142,377
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$142,377
Administrative expenses professional fees incurred	2015-12-31	$0
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$10,000,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Amount of non-exempt transactions with any party-in-interest	2015-12-31	$0
Contributions received from participants	2015-12-31	$2,209,314
Participant contributions at end of year	2015-12-31	$1,075,812
Participant contributions at beginning of year	2015-12-31	$1,189,944
Participant contributions at end of year	2015-12-31	$55
Participant contributions at beginning of year	2015-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$105,416
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2015-12-31	$90
Value of other receiveables (less allowance for doubtful accounts) at end of year	2015-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2015-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2015-12-31	$12,564
Other income not declared elsewhere	2015-12-31	$0
Administrative expenses (other) incurred	2015-12-31	$0
Liabilities. Value of operating payables at beginning of year	2015-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$-1,904,081
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$38,532,708
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$40,407,678
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2015-12-31	$0
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2015-12-31	$0
Investment advisory and management fees	2015-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$10,044,692
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$12,070,883
Value of interest in pooled separate accounts at end of year	2015-12-31	$13,327,309
Value of interest in pooled separate accounts at beginning of year	2015-12-31	$12,718,511
Interest on participant loans	2015-12-31	$36,675
Income. Interest from loans (other than to participants)	2015-12-31	$0
Interest earned on other investments	2015-12-31	$0
Income. Interest from US Government securities	2015-12-31	$0
Income. Interest from corporate debt instruments	2015-12-31	$0
Value of interest in common/collective trusts at end of year	2015-12-31	$14,082,056
Value of interest in common/collective trusts at beginning of year	2015-12-31	$14,440,904
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2015-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2015-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-15,679
Net investment gain/loss from pooled separate accounts	2015-12-31	$-57,499
Net investment gain or loss from common/collective trusts	2015-12-31	$-40,996
Net gain/loss from 103.12 investment entities	2015-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$609,595
Employer contributions (assets) at end of year	2015-12-31	$2,784
Employer contributions (assets) at beginning of year	2015-12-31	$0
Income. Dividends from preferred stock	2015-12-31	$0
Income. Dividends from common stock	2015-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$4,759,727
Contract administrator fees	2015-12-31	$133,467
Liabilities. Value of benefit claims payable at beginning of year	2015-12-31	$0
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Aggregate proceeds on sale of assets	2015-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2015-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2015-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	REHMANN ROBSON
Accountancy firm EIN	2015-12-31	382775013
2014 : INDEPENDENT BANK CORPORATION 401(K) PLAN 2014 401k financial data
Unrealized appreciation/depreciation of real estate assets	2014-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2014-12-31	$0
Total unrealized appreciation/depreciation of assets	2014-12-31	$0
Total transfer of assets to this plan	2014-12-31	$4,284
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$12,564
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$41,166
Total income from all sources (including contributions)	2014-12-31	$4,926,859
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$3,593,340
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$3,567,710
Expenses. Certain deemed distributions of participant loans	2014-12-31	$0
Value of total corrective distributions	2014-12-31	$12,564
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$2,165,568
Value of total assets at end of year	2014-12-31	$40,420,242
Value of total assets at beginning of year	2014-12-31	$39,111,041
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$13,066
Total income from rents	2014-12-31	$0
Total interest from all sources	2014-12-31	$38,531
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$93,391
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$93,391
Administrative expenses professional fees incurred	2014-12-31	$0
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$10,000,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Amount of non-exempt transactions with any party-in-interest	2014-12-31	$0
Contributions received from participants	2014-12-31	$1,679,503
Participant contributions at end of year	2014-12-31	$1,189,944
Participant contributions at beginning of year	2014-12-31	$1,202,448
Participant contributions at end of year	2014-12-31	$0
Participant contributions at beginning of year	2014-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$72,047
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2014-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2014-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2014-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2014-12-31	$12,564
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2014-12-31	$41,166
Other income not declared elsewhere	2014-12-31	$0
Administrative expenses (other) incurred	2014-12-31	$0
Liabilities. Value of operating payables at beginning of year	2014-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$1,333,519
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$40,407,678
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$39,069,875
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2014-12-31	$0
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2014-12-31	$0
Investment advisory and management fees	2014-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$12,070,883
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$12,234,535
Value of interest in pooled separate accounts at end of year	2014-12-31	$12,718,511
Value of interest in pooled separate accounts at beginning of year	2014-12-31	$12,084,462
Interest on participant loans	2014-12-31	$38,531
Income. Interest from loans (other than to participants)	2014-12-31	$0
Interest earned on other investments	2014-12-31	$0
Income. Interest from US Government securities	2014-12-31	$0
Income. Interest from corporate debt instruments	2014-12-31	$0
Value of interest in common/collective trusts at end of year	2014-12-31	$14,440,904
Value of interest in common/collective trusts at beginning of year	2014-12-31	$13,589,596
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2014-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2014-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$638,608
Net investment gain/loss from pooled separate accounts	2014-12-31	$1,313,786
Net investment gain or loss from common/collective trusts	2014-12-31	$676,975
Net gain/loss from 103.12 investment entities	2014-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$414,018
Employer contributions (assets) at end of year	2014-12-31	$0
Employer contributions (assets) at beginning of year	2014-12-31	$0
Income. Dividends from preferred stock	2014-12-31	$0
Income. Dividends from common stock	2014-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$3,567,710
Contract administrator fees	2014-12-31	$13,066
Liabilities. Value of benefit claims payable at beginning of year	2014-12-31	$0
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Aggregate proceeds on sale of assets	2014-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2014-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2014-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	REHMANN AND ROBSON
Accountancy firm EIN	2014-12-31	382775013
2013 : INDEPENDENT BANK CORPORATION 401(K) PLAN 2013 401k financial data
Unrealized appreciation/depreciation of real estate assets	2013-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2013-12-31	$0
Total unrealized appreciation/depreciation of assets	2013-12-31	$0
Total transfer of assets to this plan	2013-12-31	$7,713
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$41,166
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$81,918
Total income from all sources (including contributions)	2013-12-31	$8,633,877
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$6,376,693
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$6,308,632
Expenses. Certain deemed distributions of participant loans	2013-12-31	$0
Value of total corrective distributions	2013-12-31	$41,166
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$2,137,612
Value of total assets at end of year	2013-12-31	$39,111,041
Value of total assets at beginning of year	2013-12-31	$36,886,896
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$26,895
Total income from rents	2013-12-31	$0
Total interest from all sources	2013-12-31	$40,984
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$96,065
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$96,065
Administrative expenses professional fees incurred	2013-12-31	$10,248
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Amount of non-exempt transactions with any party-in-interest	2013-12-31	$0
Contributions received from participants	2013-12-31	$1,703,558
Participant contributions at end of year	2013-12-31	$1,202,448
Participant contributions at beginning of year	2013-12-31	$1,492,894
Participant contributions at end of year	2013-12-31	$0
Participant contributions at beginning of year	2013-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$175,886
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2013-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2013-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2013-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2013-12-31	$41,166
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2013-12-31	$81,918
Other income not declared elsewhere	2013-12-31	$3,732
Administrative expenses (other) incurred	2013-12-31	$0
Liabilities. Value of operating payables at beginning of year	2013-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$2,257,184
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$39,069,875
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$36,804,978
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2013-12-31	$0
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2013-12-31	$0
Investment advisory and management fees	2013-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$12,234,535
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$12,017,174
Value of interest in pooled separate accounts at end of year	2013-12-31	$12,084,462
Value of interest in pooled separate accounts at beginning of year	2013-12-31	$10,768,008
Interest on participant loans	2013-12-31	$40,984
Income. Interest from loans (other than to participants)	2013-12-31	$0
Interest earned on other investments	2013-12-31	$0
Income. Interest from US Government securities	2013-12-31	$0
Income. Interest from corporate debt instruments	2013-12-31	$0
Value of interest in common/collective trusts at end of year	2013-12-31	$13,589,596
Value of interest in common/collective trusts at beginning of year	2013-12-31	$12,608,820
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2013-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2013-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$2,408,516
Net investment gain/loss from pooled separate accounts	2013-12-31	$2,461,324
Net investment gain or loss from common/collective trusts	2013-12-31	$1,485,644
Net gain/loss from 103.12 investment entities	2013-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Assets. Invements in employer securities at end of year	2013-12-31	$0
Assets. Invements in employer securities at beginning of year	2013-12-31	$0
Contributions received in cash from employer	2013-12-31	$258,168
Employer contributions (assets) at end of year	2013-12-31	$0
Employer contributions (assets) at beginning of year	2013-12-31	$0
Income. Dividends from preferred stock	2013-12-31	$0
Income. Dividends from common stock	2013-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$6,308,632
Contract administrator fees	2013-12-31	$16,647
Liabilities. Value of benefit claims payable at beginning of year	2013-12-31	$0
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Aggregate proceeds on sale of assets	2013-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2013-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2013-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Qualified
Accountancy firm name	2013-12-31	REHMANN ROBSON
Accountancy firm EIN	2013-12-31	382775013
2012 : INDEPENDENT BANK CORPORATION 401(K) PLAN 2012 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$81,918
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$26,725
Total income from all sources (including contributions)	2012-12-31	$6,288,499
Total of all expenses incurred	2012-12-31	$4,182,410
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$4,050,567
Value of total corrective distributions	2012-12-31	$81,918
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$2,159,975
Value of total assets at end of year	2012-12-31	$36,886,896
Value of total assets at beginning of year	2012-12-31	$34,725,614
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$49,925
Total interest from all sources	2012-12-31	$53,443
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$157,809
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$157,809
Administrative expenses professional fees incurred	2012-12-31	$24,026
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$1,845,915
Participant contributions at end of year	2012-12-31	$1,492,894
Participant contributions at beginning of year	2012-12-31	$1,559,838
Participant contributions at beginning of year	2012-12-31	$56,593
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$314,060
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2012-12-31	$81,918
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2012-12-31	$26,725
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$2,106,089
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$36,804,978
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$34,698,889
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$12,017,174
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$11,882,107
Value of interest in pooled separate accounts at end of year	2012-12-31	$10,768,008
Value of interest in pooled separate accounts at beginning of year	2012-12-31	$9,519,048
Interest on participant loans	2012-12-31	$53,443
Value of interest in common/collective trusts at end of year	2012-12-31	$12,608,820
Value of interest in common/collective trusts at beginning of year	2012-12-31	$11,708,028
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$1,567,667
Net investment gain/loss from pooled separate accounts	2012-12-31	$1,340,575
Net investment gain or loss from common/collective trusts	2012-12-31	$1,009,030
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$4,050,567
Contract administrator fees	2012-12-31	$25,899
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	REHMANN ROBSON
Accountancy firm EIN	2012-12-31	383567911
2011 : INDEPENDENT BANK CORPORATION 401(K) PLAN 2011 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$26,725
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$42,596
Total income from all sources (including contributions)	2011-12-31	$1,681,106
Total of all expenses incurred	2011-12-31	$3,023,995
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$2,964,814
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$1,964,190
Value of total assets at end of year	2011-12-31	$34,725,614
Value of total assets at beginning of year	2011-12-31	$36,084,374
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$59,181
Total interest from all sources	2011-12-31	$58,315
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$145,790
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$145,790
Administrative expenses professional fees incurred	2011-12-31	$25,368
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$1,888,187
Participant contributions at end of year	2011-12-31	$1,559,838
Participant contributions at beginning of year	2011-12-31	$1,650,483
Participant contributions at end of year	2011-12-31	$56,593
Participant contributions at beginning of year	2011-12-31	$69,323
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$76,003
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2011-12-31	$26,725
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2011-12-31	$42,596
Other income not declared elsewhere	2011-12-31	$-19
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$-1,342,889
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$34,698,889
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$36,041,778
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$11,882,107
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$14,912,092
Value of interest in pooled separate accounts at end of year	2011-12-31	$9,519,048
Value of interest in pooled separate accounts at beginning of year	2011-12-31	$8,492,061
Interest on participant loans	2011-12-31	$58,315
Value of interest in common/collective trusts at end of year	2011-12-31	$11,708,028
Value of interest in common/collective trusts at beginning of year	2011-12-31	$10,960,415
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-752,286
Net investment gain/loss from pooled separate accounts	2011-12-31	$189,010
Net investment gain or loss from common/collective trusts	2011-12-31	$76,106
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$2,964,814
Contract administrator fees	2011-12-31	$33,813
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	REHMAN ROBSON
Accountancy firm EIN	2011-12-31	383567911
2010 : INDEPENDENT BANK CORPORATION 401(K) PLAN 2010 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$42,596
Total income from all sources (including contributions)	2010-12-31	$6,761,296
Total of all expenses incurred	2010-12-31	$2,551,715
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$2,394,541
Value of total corrective distributions	2010-12-31	$98,418
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$2,141,196
Value of total assets at end of year	2010-12-31	$36,084,374
Value of total assets at beginning of year	2010-12-31	$31,832,198
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$58,756
Total interest from all sources	2010-12-31	$68,321
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$148,871
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2010-12-31	$148,871
Administrative expenses professional fees incurred	2010-12-31	$18,400
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$2,063,635
Participant contributions at end of year	2010-12-31	$1,650,483
Participant contributions at beginning of year	2010-12-31	$1,554,898
Participant contributions at end of year	2010-12-31	$69,323
Participant contributions at beginning of year	2010-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2010-12-31	$77,561
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2010-12-31	$42,596
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$4,209,581
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$36,041,778
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$31,832,198
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Investment advisory and management fees	2010-12-31	$123
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$14,912,092
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$12,701,633
Value of interest in pooled separate accounts at end of year	2010-12-31	$8,492,061
Value of interest in pooled separate accounts at beginning of year	2010-12-31	$7,435,967
Interest on participant loans	2010-12-31	$68,321
Value of interest in common/collective trusts at end of year	2010-12-31	$10,960,415
Value of interest in common/collective trusts at beginning of year	2010-12-31	$10,127,167
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$2,123,945
Net investment gain/loss from pooled separate accounts	2010-12-31	$1,211,740
Net investment gain or loss from common/collective trusts	2010-12-31	$1,067,223
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Employer contributions (assets) at end of year	2010-12-31	$0
Employer contributions (assets) at beginning of year	2010-12-31	$12,533
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$2,394,541
Contract administrator fees	2010-12-31	$40,233
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	REHMANN ROBSON
Accountancy firm EIN	2010-12-31	383567911
2009 : INDEPENDENT BANK CORPORATION 401(K) PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0

Form 5500 Responses for INDEPENDENT BANK CORPORATION 401(K) PLAN

2022: INDEPENDENT BANK CORPORATION 401(K) PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Submission has been amended	Yes
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Insurance	Yes
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement – Insurance	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: INDEPENDENT BANK CORPORATION 401(K) PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	This submission is the final filing	No
2021-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Insurance	Yes
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement – Insurance	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: INDEPENDENT BANK CORPORATION 401(K) PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Insurance	Yes
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement – Insurance	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: INDEPENDENT BANK CORPORATION 401(K) PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	Yes
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Insurance	Yes
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement – Insurance	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: INDEPENDENT BANK CORPORATION 401(K) PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	This submission is the final filing	No
2018-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2018-01-01	Plan is a collectively bargained plan	No
2018-01-01	Plan funding arrangement – Insurance	Yes
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement – Insurance	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: INDEPENDENT BANK CORPORATION 401(K) PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	This submission is the final filing	No
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Insurance	Yes
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement – Insurance	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: INDEPENDENT BANK CORPORATION 401(K) PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Insurance	Yes
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement – Insurance	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: INDEPENDENT BANK CORPORATION 401(K) PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Insurance	Yes
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement – Insurance	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: INDEPENDENT BANK CORPORATION 401(K) PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Insurance	Yes
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement – Insurance	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: INDEPENDENT BANK CORPORATION 401(K) PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	Yes
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Insurance	Yes
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement – Insurance	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: INDEPENDENT BANK CORPORATION 401(K) PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Insurance	Yes
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement – Insurance	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: INDEPENDENT BANK CORPORATION 401(K) PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Insurance	Yes
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement – Insurance	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2010: INDEPENDENT BANK CORPORATION 401(K) PLAN 2010 form 5500 responses
2010-01-01	Type of plan entity	Single employer plan
2010-01-01	Submission has been amended	Yes
2010-01-01	This submission is the final filing	No
2010-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2010-01-01	Plan is a collectively bargained plan	No
2010-01-01	Plan funding arrangement – Insurance	Yes
2010-01-01	Plan funding arrangement – Trust	Yes
2010-01-01	Plan benefit arrangement – Insurance	Yes
2010-01-01	Plan benefit arrangement - Trust	Yes
2009: INDEPENDENT BANK CORPORATION 401(K) PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Insurance	Yes
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement – Insurance	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

705956

Policy instance

Insurance contract or identification number	705956
Number of Individuals Covered	1297
Insurance policy start date	2022-01-01
Insurance policy end date	2022-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

705956

Policy instance

Insurance contract or identification number	705956
Number of Individuals Covered	1296
Insurance policy start date	2021-01-01
Insurance policy end date	2021-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

705956

Policy instance

Insurance contract or identification number	705956
Number of Individuals Covered	1252
Insurance policy start date	2020-01-01
Insurance policy end date	2020-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

705956

Policy instance

Insurance contract or identification number	705956
Number of Individuals Covered	1222
Insurance policy start date	2019-01-01
Insurance policy end date	2019-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

705956

Policy instance

Insurance contract or identification number	705956
Number of Individuals Covered	1190
Insurance policy start date	2018-01-01
Insurance policy end date	2018-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

705956

Policy instance

Insurance contract or identification number	705956
Number of Individuals Covered	1067
Insurance policy start date	2017-01-01
Insurance policy end date	2017-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $24,637
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $0
Amount paid for insurance broker fees	24637
Additional information about fees paid to insurance broker	PRORATED INCENTIVE, NOT DEDUCTED FROM PLAN
Insurance broker organization code?	3
Insurance broker name	LPL FINANCIAL LLC

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

705956

Policy instance

Insurance contract or identification number	705956
Number of Individuals Covered	947
Insurance policy start date	2015-01-01
Insurance policy end date	2015-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $15,675
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $0
Amount paid for insurance broker fees	15675
Additional information about fees paid to insurance broker	PRORATED INCENTIVE, NOT DEDUCTED FROM PLAN
Insurance broker organization code?	3
Insurance broker name	LPL FINANCIAL LLC

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

705956

Policy instance

Insurance contract or identification number	705956
Number of Individuals Covered	964
Insurance policy start date	2014-01-01
Insurance policy end date	2014-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $15,155
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $0
Amount paid for insurance broker fees	15155
Additional information about fees paid to insurance broker	PRORATED INCENTIVE, NOT DEDUCTED FROM PLAN
Insurance broker organization code?	3
Insurance broker name	LPL FINANCIAL CORPORATION

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

705956

Policy instance

Insurance contract or identification number	705956
Number of Individuals Covered	1001
Insurance policy start date	2013-01-01
Insurance policy end date	2013-12-31
Total amount of commissions paid to insurance broker	USD $50,000
Total amount of fees paid to insurance company	USD $21,353
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $50,000
Amount paid for insurance broker fees	18947
Additional information about fees paid to insurance broker	REFERRAL/SERVICE FEE AND PRORATED INCENTIVE, NOT DEDUCTED FROM PLAN
Insurance broker organization code?	3
Insurance broker name	CANTELLA INSURANCE AGENCY INC

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

705956

Policy instance

Insurance contract or identification number	705956
Number of Individuals Covered	1515
Insurance policy start date	2012-01-01
Insurance policy end date	2012-12-31
Total amount of commissions paid to insurance broker	USD $60,000
Total amount of fees paid to insurance company	USD $19,730
Commission paid to Insurance Broker	USD $60,000
Amount paid for insurance broker fees	3225
Additional information about fees paid to insurance broker	REFERRAL/SERVICE FEE
Insurance broker organization code?	3
Insurance broker name	CANTELLA & CO INC

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

705956

Policy instance

Insurance contract or identification number	705956
Number of Individuals Covered	887
Insurance policy start date	2011-01-01
Insurance policy end date	2011-12-31
Total amount of commissions paid to insurance broker	USD $60,000
Total amount of fees paid to insurance company	USD $3,256

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

705956

Policy instance

Insurance contract or identification number	705956
Number of Individuals Covered	853
Insurance policy start date	2010-01-01
Insurance policy end date	2010-12-31
Total amount of commissions paid to insurance broker	USD $60,000
Total amount of fees paid to insurance company	USD $12,108
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $60,000
Amount paid for insurance broker fees	2480
Additional information about fees paid to insurance broker	REFERRAL/SERVICE FEE
Insurance broker organization code?	3
Insurance broker name	CANTELLA & CO INC

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Company Name:	INDEPENDENT BANK CORPORATION
Employer identification number (EIN):	382032782
NAIC Classification:	522110
NAIC Description:	Commercial Banking

Jurisdiction of Incorporation:	Michigan Secretary of State
Incorporation Date:	0000-00-00
Company Identification Number:	136863
Legal Registered Office Address:	4200 EAST BELTLINE GRAND RAPIDS United States of America (USA) 49525