401k Plan data: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST plan

GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 401k Plan overview

Plan Name	GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST
Plan identification number	002

GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

GUARDIAN CREDIT UNION has sponsored the creation of one or more 401k plans.

Company Name: GUARDIAN CREDIT UNION

Employer identification number (EIN): 390334442

NAIC Classification: 522130
NAIC Description: Credit Unions

Form 5500 Filing Information

Submission information for form 5500 for 401k plan GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
002 2022-01-01
002 2021-01-01
002 2020-01-01
002 2019-01-01
002 2018-01-01
002 2017-01-01 KEVIN CORREA
002 2016-01-01 KEVIN CORREA
002 2015-01-01 BETH GERSTBREIN
002 2014-01-01 BETH
002 2013-01-01 BETH GERSTBREIN
002 2012-01-01 KEVIN CORREA
002 2011-01-01 KEVIN CORREA
002 2010-01-01 KEVIN CORREA

Plan Statistics for GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST

401k plan membership statisitcs for GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST

Measure Date Value
2022: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2022 401k membership
Total participants, beginning-of-year 2022-01-01 109
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 79
Number of retired or separated participants receiving benefits 2022-01-01 0
Number of other retired or separated participants entitled to future benefits 2022-01-01 33
Total of all active and inactive participants 2022-01-01 112
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 0
Total participants 2022-01-01 112
Number of participants with account balances 2022-01-01 109
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 5
2021: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2021 401k membership
Total participants, beginning-of-year 2021-01-01 116
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 72
Number of retired or separated participants receiving benefits 2021-01-01 0
Number of other retired or separated participants entitled to future benefits 2021-01-01 37
Total of all active and inactive participants 2021-01-01 109
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 0
Total participants 2021-01-01 109
Number of participants with account balances 2021-01-01 105
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 16
2020: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2020 401k membership
Total participants, beginning-of-year 2020-01-01 113
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 78
Number of retired or separated participants receiving benefits 2020-01-01 0
Number of other retired or separated participants entitled to future benefits 2020-01-01 38
Total of all active and inactive participants 2020-01-01 116
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 116
Number of participants with account balances 2020-01-01 111
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 13
2019: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2019 401k membership
Total participants, beginning-of-year 2019-01-01 133
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 73
Number of retired or separated participants receiving benefits 2019-01-01 0
Number of other retired or separated participants entitled to future benefits 2019-01-01 39
Total of all active and inactive participants 2019-01-01 112
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 112
Number of participants with account balances 2019-01-01 108
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 16
2018: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2018 401k membership
Total participants, beginning-of-year 2018-01-01 134
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 86
Number of retired or separated participants receiving benefits 2018-01-01 0
Number of other retired or separated participants entitled to future benefits 2018-01-01 47
Total of all active and inactive participants 2018-01-01 133
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 0
Total participants 2018-01-01 133
Number of participants with account balances 2018-01-01 123
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 20
2017: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2017 401k membership
Total participants, beginning-of-year 2017-01-01 201
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 95
Number of retired or separated participants receiving benefits 2017-01-01 0
Number of other retired or separated participants entitled to future benefits 2017-01-01 36
Total of all active and inactive participants 2017-01-01 131
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 131
Number of participants with account balances 2017-01-01 121
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 12
2016: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2016 401k membership
Total participants, beginning-of-year 2016-01-01 190
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 93
Number of other retired or separated participants entitled to future benefits 2016-01-01 107
Total of all active and inactive participants 2016-01-01 200
Total participants 2016-01-01 200
Number of participants with account balances 2016-01-01 194
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 11
2015: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2015 401k membership
Total participants, beginning-of-year 2015-01-01 181
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 81
Number of other retired or separated participants entitled to future benefits 2015-01-01 109
Total of all active and inactive participants 2015-01-01 190
Total participants 2015-01-01 190
Number of participants with account balances 2015-01-01 185
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 27
2014: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2014 401k membership
Total participants, beginning-of-year 2014-01-01 180
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 89
Number of other retired or separated participants entitled to future benefits 2014-01-01 91
Total of all active and inactive participants 2014-01-01 180
Total participants 2014-01-01 180
Number of participants with account balances 2014-01-01 172
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 17
2013: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2013 401k membership
Total participants, beginning-of-year 2013-01-01 175
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 96
Number of retired or separated participants receiving benefits 2013-01-01 0
Number of other retired or separated participants entitled to future benefits 2013-01-01 84
Total of all active and inactive participants 2013-01-01 180
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 180
Number of participants with account balances 2013-01-01 174
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 25
2012: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2012 401k membership
Total participants, beginning-of-year 2012-01-01 163
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 99
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 76
Total of all active and inactive participants 2012-01-01 175
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 175
Number of participants with account balances 2012-01-01 166
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 11
2011: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2011 401k membership
Total participants, beginning-of-year 2011-01-01 152
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 89
Number of retired or separated participants receiving benefits 2011-01-01 0
Number of other retired or separated participants entitled to future benefits 2011-01-01 74
Total of all active and inactive participants 2011-01-01 163
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 163
Number of participants with account balances 2011-01-01 153
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 21
2010: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2010 401k membership
Total participants, beginning-of-year 2010-01-01 148
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 83
Number of retired or separated participants receiving benefits 2010-01-01 0
Number of other retired or separated participants entitled to future benefits 2010-01-01 69
Total of all active and inactive participants 2010-01-01 152
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2010-01-01 0
Total participants 2010-01-01 152
Number of participants with account balances 2010-01-01 147
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2010-01-01 26

Measure	Date	Value
2022: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2022 401k membership
Total participants, beginning-of-year	2022-01-01	109
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	79
Number of retired or separated participants receiving benefits	2022-01-01	0
Number of other retired or separated participants entitled to future benefits	2022-01-01	33
Total of all active and inactive participants	2022-01-01	112
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	0
Total participants	2022-01-01	112
Number of participants with account balances	2022-01-01	109
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	5
2021: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2021 401k membership
Total participants, beginning-of-year	2021-01-01	116
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	72
Number of retired or separated participants receiving benefits	2021-01-01	0
Number of other retired or separated participants entitled to future benefits	2021-01-01	37
Total of all active and inactive participants	2021-01-01	109
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	0
Total participants	2021-01-01	109
Number of participants with account balances	2021-01-01	105
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	16
2020: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2020 401k membership
Total participants, beginning-of-year	2020-01-01	113
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	78
Number of retired or separated participants receiving benefits	2020-01-01	0
Number of other retired or separated participants entitled to future benefits	2020-01-01	38
Total of all active and inactive participants	2020-01-01	116
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	116
Number of participants with account balances	2020-01-01	111
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	13
2019: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2019 401k membership
Total participants, beginning-of-year	2019-01-01	133
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	73
Number of retired or separated participants receiving benefits	2019-01-01	0
Number of other retired or separated participants entitled to future benefits	2019-01-01	39
Total of all active and inactive participants	2019-01-01	112
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	112
Number of participants with account balances	2019-01-01	108
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	16
2018: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2018 401k membership
Total participants, beginning-of-year	2018-01-01	134
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	86
Number of retired or separated participants receiving benefits	2018-01-01	0
Number of other retired or separated participants entitled to future benefits	2018-01-01	47
Total of all active and inactive participants	2018-01-01	133
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	0
Total participants	2018-01-01	133
Number of participants with account balances	2018-01-01	123
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	20
2017: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2017 401k membership
Total participants, beginning-of-year	2017-01-01	201
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	95
Number of retired or separated participants receiving benefits	2017-01-01	0
Number of other retired or separated participants entitled to future benefits	2017-01-01	36
Total of all active and inactive participants	2017-01-01	131
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	131
Number of participants with account balances	2017-01-01	121
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	12
2016: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2016 401k membership
Total participants, beginning-of-year	2016-01-01	190
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	93
Number of other retired or separated participants entitled to future benefits	2016-01-01	107
Total of all active and inactive participants	2016-01-01	200
Total participants	2016-01-01	200
Number of participants with account balances	2016-01-01	194
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	11
2015: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2015 401k membership
Total participants, beginning-of-year	2015-01-01	181
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	81
Number of other retired or separated participants entitled to future benefits	2015-01-01	109
Total of all active and inactive participants	2015-01-01	190
Total participants	2015-01-01	190
Number of participants with account balances	2015-01-01	185
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	27
2014: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2014 401k membership
Total participants, beginning-of-year	2014-01-01	180
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	89
Number of other retired or separated participants entitled to future benefits	2014-01-01	91
Total of all active and inactive participants	2014-01-01	180
Total participants	2014-01-01	180
Number of participants with account balances	2014-01-01	172
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	17
2013: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2013 401k membership
Total participants, beginning-of-year	2013-01-01	175
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	96
Number of retired or separated participants receiving benefits	2013-01-01	0
Number of other retired or separated participants entitled to future benefits	2013-01-01	84
Total of all active and inactive participants	2013-01-01	180
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	180
Number of participants with account balances	2013-01-01	174
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	25
2012: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2012 401k membership
Total participants, beginning-of-year	2012-01-01	163
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	99
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	76
Total of all active and inactive participants	2012-01-01	175
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	175
Number of participants with account balances	2012-01-01	166
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	11
2011: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2011 401k membership
Total participants, beginning-of-year	2011-01-01	152
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	89
Number of retired or separated participants receiving benefits	2011-01-01	0
Number of other retired or separated participants entitled to future benefits	2011-01-01	74
Total of all active and inactive participants	2011-01-01	163
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	163
Number of participants with account balances	2011-01-01	153
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	21
2010: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2010 401k membership
Total participants, beginning-of-year	2010-01-01	148
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	83
Number of retired or separated participants receiving benefits	2010-01-01	0
Number of other retired or separated participants entitled to future benefits	2010-01-01	69
Total of all active and inactive participants	2010-01-01	152
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2010-01-01	0
Total participants	2010-01-01	152
Number of participants with account balances	2010-01-01	147
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2010-01-01	26

Financial Data on GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST

Measure	Date	Value
2022 : GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2022 401k financial data
Total income from all sources (including contributions)	2022-12-31	$-682,221
Total of all expenses incurred	2022-12-31	$275,740
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$260,934
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$363,809
Value of total assets at end of year	2022-12-31	$4,690,951
Value of total assets at beginning of year	2022-12-31	$5,648,912
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$14,806
Total interest from all sources	2022-12-31	$5,179
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$500,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$297,294
Participant contributions at end of year	2022-12-31	$87,661
Participant contributions at beginning of year	2022-12-31	$117,516
Value of other receiveables (less allowance for doubtful accounts) at end of year	2022-12-31	$13
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2022-12-31	$11
Administrative expenses (other) incurred	2022-12-31	$2,793
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-957,961
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$4,690,951
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$5,648,912
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Investment advisory and management fees	2022-12-31	$12,013
Value of interest in pooled separate accounts at end of year	2022-12-31	$4,465,933
Value of interest in pooled separate accounts at beginning of year	2022-12-31	$5,418,917
Interest on participant loans	2022-12-31	$4,341
Interest earned on other investments	2022-12-31	$838
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2022-12-31	$137,344
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2022-12-31	$112,468
Net investment gain/loss from pooled separate accounts	2022-12-31	$-1,051,209
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$66,515
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$260,934
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2022-12-31	No
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	SIKICH LLP
Accountancy firm EIN	2022-12-31	363168081
2021 : GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2021 401k financial data
Total income from all sources (including contributions)	2021-12-31	$1,159,828
Total of all expenses incurred	2021-12-31	$155,100
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$140,268
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$386,597
Value of total assets at end of year	2021-12-31	$5,648,912
Value of total assets at beginning of year	2021-12-31	$4,644,184
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$14,832
Total interest from all sources	2021-12-31	$6,096
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$500,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2021-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$298,742
Participant contributions at end of year	2021-12-31	$117,516
Participant contributions at beginning of year	2021-12-31	$141,439
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$1,976
Value of other receiveables (less allowance for doubtful accounts) at end of year	2021-12-31	$11
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2021-12-31	$61
Administrative expenses (other) incurred	2021-12-31	$2,608
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$1,004,728
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$5,648,912
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$4,644,184
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Investment advisory and management fees	2021-12-31	$12,224
Value of interest in pooled separate accounts at end of year	2021-12-31	$5,418,917
Value of interest in pooled separate accounts at beginning of year	2021-12-31	$4,467,307
Interest on participant loans	2021-12-31	$5,728
Interest earned on other investments	2021-12-31	$368
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2021-12-31	$112,468
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2021-12-31	$35,377
Net investment gain/loss from pooled separate accounts	2021-12-31	$767,135
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$85,879
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$140,268
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2021-12-31	No
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	SIKICH LLP
Accountancy firm EIN	2021-12-31	363168081
2020 : GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2020 401k financial data
Total income from all sources (including contributions)	2020-12-31	$1,106,951
Total of all expenses incurred	2020-12-31	$79,231
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$67,681
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$324,363
Value of total assets at end of year	2020-12-31	$4,644,184
Value of total assets at beginning of year	2020-12-31	$3,616,464
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$11,550
Total interest from all sources	2020-12-31	$4,172
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$500,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$241,840
Participant contributions at end of year	2020-12-31	$141,439
Participant contributions at beginning of year	2020-12-31	$77,232
Value of other receiveables (less allowance for doubtful accounts) at end of year	2020-12-31	$61
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2020-12-31	$135
Administrative expenses (other) incurred	2020-12-31	$2,801
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$1,027,720
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$4,644,184
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$3,616,464
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Investment advisory and management fees	2020-12-31	$8,749
Value of interest in pooled separate accounts at end of year	2020-12-31	$4,467,307
Value of interest in pooled separate accounts at beginning of year	2020-12-31	$3,496,893
Interest on participant loans	2020-12-31	$4,027
Interest earned on other investments	2020-12-31	$145
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2020-12-31	$35,377
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2020-12-31	$42,204
Net investment gain/loss from pooled separate accounts	2020-12-31	$778,416
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$82,523
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$67,681
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2020-12-31	No
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	VRAKAS, S.C.
Accountancy firm EIN	2020-12-31	391453055
2019 : GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2019 401k financial data
Total income from all sources (including contributions)	2019-12-31	$979,792
Total of all expenses incurred	2019-12-31	$120,825
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$106,763
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$264,745
Value of total assets at end of year	2019-12-31	$3,616,464
Value of total assets at beginning of year	2019-12-31	$2,757,497
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$14,062
Total interest from all sources	2019-12-31	$4,861
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$500,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$182,081
Participant contributions at end of year	2019-12-31	$77,232
Participant contributions at beginning of year	2019-12-31	$98,650
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$4,868
Value of other receiveables (less allowance for doubtful accounts) at end of year	2019-12-31	$135
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2019-12-31	$0
Administrative expenses (other) incurred	2019-12-31	$6,422
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$858,967
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$3,616,464
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$2,757,497
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Investment advisory and management fees	2019-12-31	$7,640
Value of interest in pooled separate accounts at end of year	2019-12-31	$3,496,893
Value of interest in pooled separate accounts at beginning of year	2019-12-31	$2,613,309
Interest on participant loans	2019-12-31	$4,490
Interest earned on other investments	2019-12-31	$371
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2019-12-31	$42,204
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2019-12-31	$45,538
Net investment gain/loss from pooled separate accounts	2019-12-31	$710,186
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$77,796
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$106,763
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2019-12-31	No
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	VRAKAS, S. C.
Accountancy firm EIN	2019-12-31	391453055
2018 : GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2018 401k financial data
Total income from all sources (including contributions)	2018-12-31	$103,696
Total of all expenses incurred	2018-12-31	$540,716
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$524,993
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$281,188
Value of total assets at end of year	2018-12-31	$2,757,497
Value of total assets at beginning of year	2018-12-31	$3,194,517
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$15,723
Total interest from all sources	2018-12-31	$5,169
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$500,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$181,001
Participant contributions at end of year	2018-12-31	$98,650
Participant contributions at beginning of year	2018-12-31	$99,149
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$33,508
Other income not declared elsewhere	2018-12-31	$8,677
Administrative expenses (other) incurred	2018-12-31	$7,791
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$-437,020
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$2,757,497
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$3,194,517
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Investment advisory and management fees	2018-12-31	$7,932
Value of interest in pooled separate accounts at end of year	2018-12-31	$2,613,309
Value of interest in pooled separate accounts at beginning of year	2018-12-31	$3,047,017
Interest on participant loans	2018-12-31	$4,822
Interest earned on other investments	2018-12-31	$347
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2018-12-31	$45,538
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2018-12-31	$48,351
Net investment gain/loss from pooled separate accounts	2018-12-31	$-191,338
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$66,679
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$524,993
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2018-12-31	No
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	VRAKAS, S. C.
Accountancy firm EIN	2018-12-31	391453055
2017 : GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2017 401k financial data
Total income from all sources (including contributions)	2017-12-31	$827,894
Total of all expenses incurred	2017-12-31	$1,218,185
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$1,197,247
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$228,642
Value of total assets at end of year	2017-12-31	$3,194,517
Value of total assets at beginning of year	2017-12-31	$3,584,808
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$20,938
Total interest from all sources	2017-12-31	$5,154
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$500,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$175,546
Participant contributions at end of year	2017-12-31	$99,149
Participant contributions at beginning of year	2017-12-31	$102,821
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$6,771
Other income not declared elsewhere	2017-12-31	$10,711
Administrative expenses (other) incurred	2017-12-31	$11,538
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$-390,291
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$3,194,517
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$3,584,808
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Investment advisory and management fees	2017-12-31	$9,400
Value of interest in pooled separate accounts at end of year	2017-12-31	$3,047,017
Value of interest in pooled separate accounts at beginning of year	2017-12-31	$3,361,452
Interest on participant loans	2017-12-31	$4,604
Interest earned on other investments	2017-12-31	$550
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2017-12-31	$48,351
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2017-12-31	$120,535
Net investment gain/loss from pooled separate accounts	2017-12-31	$583,387
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$46,325
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$1,197,247
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2017-12-31	No
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	VRAKAS, S. C.
Accountancy firm EIN	2017-12-31	391453055
2016 : GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2016 401k financial data
Total income from all sources (including contributions)	2016-12-31	$514,611
Total of all expenses incurred	2016-12-31	$204,155
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$192,900
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$214,821
Value of total assets at end of year	2016-12-31	$3,584,808
Value of total assets at beginning of year	2016-12-31	$3,274,352
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$11,255
Total interest from all sources	2016-12-31	$3,703
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$500,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$161,976
Participant contributions at end of year	2016-12-31	$102,821
Participant contributions at beginning of year	2016-12-31	$89,599
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$843
Other income not declared elsewhere	2016-12-31	$6,128
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$310,456
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$3,584,808
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$3,274,352
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in pooled separate accounts at end of year	2016-12-31	$3,361,452
Value of interest in pooled separate accounts at beginning of year	2016-12-31	$3,085,920
Interest on participant loans	2016-12-31	$3,703
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2016-12-31	$120,535
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2016-12-31	$98,833
Net investment gain/loss from pooled separate accounts	2016-12-31	$289,959
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$52,002
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$192,900
Contract administrator fees	2016-12-31	$11,255
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	VRAKAS, S.C.
Accountancy firm EIN	2016-12-31	391453055
2015 : GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2015 401k financial data
Total income from all sources (including contributions)	2015-12-31	$214,600
Total of all expenses incurred	2015-12-31	$294,386
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$282,465
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$247,208
Value of total assets at end of year	2015-12-31	$3,274,352
Value of total assets at beginning of year	2015-12-31	$3,354,138
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$11,921
Total interest from all sources	2015-12-31	$3,162
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Administrative expenses professional fees incurred	2015-12-31	$2,950
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$500,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$184,585
Participant contributions at end of year	2015-12-31	$89,599
Participant contributions at beginning of year	2015-12-31	$55,699
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$32,523
Other income not declared elsewhere	2015-12-31	$3,485
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$-79,786
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$3,274,352
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$3,354,138
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Investment advisory and management fees	2015-12-31	$8,971
Value of interest in pooled separate accounts at end of year	2015-12-31	$3,085,920
Value of interest in pooled separate accounts at beginning of year	2015-12-31	$3,222,011
Interest on participant loans	2015-12-31	$3,162
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2015-12-31	$98,833
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2015-12-31	$76,428
Net investment gain/loss from pooled separate accounts	2015-12-31	$-39,255
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$30,100
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$282,465
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	VRAKAS, S.C.
Accountancy firm EIN	2015-12-31	391453055
2014 : GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2014 401k financial data
Total income from all sources (including contributions)	2014-12-31	$493,991
Total of all expenses incurred	2014-12-31	$353,285
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$350,666
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$266,308
Value of total assets at end of year	2014-12-31	$3,354,138
Value of total assets at beginning of year	2014-12-31	$3,213,432
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$2,619
Total interest from all sources	2014-12-31	$2,584
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$33,303
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$33,303
Administrative expenses professional fees incurred	2014-12-31	$1,825
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$500,000
If this is an individual account plan, was there a blackout period	2014-12-31	Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$178,576
Participant contributions at end of year	2014-12-31	$55,699
Participant contributions at beginning of year	2014-12-31	$70,781
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$16,157
Other income not declared elsewhere	2014-12-31	$160
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$140,706
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$3,354,138
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$3,213,432
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Investment advisory and management fees	2014-12-31	$794
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$2,974,647
Value of interest in pooled separate accounts at end of year	2014-12-31	$3,222,011
Interest on participant loans	2014-12-31	$2,584
Value of interest in common/collective trusts at beginning of year	2014-12-31	$168,004
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2014-12-31	$76,428
Net investment gain/loss from pooled separate accounts	2014-12-31	$116,027
Net investment gain or loss from common/collective trusts	2014-12-31	$426
Net gain/loss from 103.12 investment entities	2014-12-31	$75,183
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$71,575
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$350,666
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2014-12-31	Yes
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	VRAKAS, S.C.
Accountancy firm EIN	2014-12-31	391453055
2013 : GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2013 401k financial data
Total unrealized appreciation/depreciation of assets	2013-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$904,303
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$197,686
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$195,686
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$319,779
Value of total assets at end of year	2013-12-31	$3,213,432
Value of total assets at beginning of year	2013-12-31	$2,506,815
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$2,000
Total interest from all sources	2013-12-31	$3,815
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$124,922
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$124,922
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$251,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$202,972
Participant contributions at end of year	2013-12-31	$70,781
Participant contributions at beginning of year	2013-12-31	$80,186
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$51,627
Administrative expenses (other) incurred	2013-12-31	$2,000
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$706,617
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$3,213,432
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$2,506,815
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$2,974,647
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$2,291,726
Interest on participant loans	2013-12-31	$3,815
Value of interest in common/collective trusts at end of year	2013-12-31	$168,004
Value of interest in common/collective trusts at beginning of year	2013-12-31	$134,903
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$453,314
Net investment gain or loss from common/collective trusts	2013-12-31	$2,473
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$65,180
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$195,686
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	VRAKAS/BLUM CPAS
Accountancy firm EIN	2013-12-31	391453055
2012 : GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2012 401k financial data
Total unrealized appreciation/depreciation of assets	2012-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$503,174
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$108,382
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$107,595
Expenses. Certain deemed distributions of participant loans	2012-12-31	$8
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$234,328
Value of total assets at end of year	2012-12-31	$2,506,815
Value of total assets at beginning of year	2012-12-31	$2,112,023
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$779
Total interest from all sources	2012-12-31	$4,682
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$61,469
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$61,469
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$212,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$163,647
Participant contributions at end of year	2012-12-31	$80,186
Participant contributions at beginning of year	2012-12-31	$102,213
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$13,084
Administrative expenses (other) incurred	2012-12-31	$779
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$394,792
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$2,506,815
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$2,112,023
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$2,291,726
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$1,899,653
Interest on participant loans	2012-12-31	$4,682
Value of interest in common/collective trusts at end of year	2012-12-31	$134,903
Value of interest in common/collective trusts at beginning of year	2012-12-31	$110,157
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$201,650
Net investment gain or loss from common/collective trusts	2012-12-31	$1,045
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$57,597
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$107,595
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	VRAKAS/BLUM CPAS
Accountancy firm EIN	2012-12-31	391453055
2011 : GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2011 401k financial data
Total unrealized appreciation/depreciation of assets	2011-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total income from all sources (including contributions)	2011-12-31	$129,008
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$156,148
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$154,116
Expenses. Certain deemed distributions of participant loans	2011-12-31	$271
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$192,576
Value of total assets at end of year	2011-12-31	$2,112,023
Value of total assets at beginning of year	2011-12-31	$2,139,163
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$1,761
Total interest from all sources	2011-12-31	$1,884
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$58,612
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$58,612
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$214,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$134,969
Participant contributions at end of year	2011-12-31	$102,213
Participant contributions at beginning of year	2011-12-31	$22,841
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$13,423
Administrative expenses (other) incurred	2011-12-31	$1,761
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$-27,140
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$2,112,023
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$2,139,163
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$1,899,653
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$2,012,760
Interest on participant loans	2011-12-31	$1,884
Value of interest in common/collective trusts at end of year	2011-12-31	$110,157
Value of interest in common/collective trusts at beginning of year	2011-12-31	$103,562
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-124,914
Net investment gain or loss from common/collective trusts	2011-12-31	$850
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$44,184
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$154,116
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	VRAKAS/BLUM CPAS
Accountancy firm EIN	2011-12-31	391453055
2010 : GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2010 401k financial data
Total unrealized appreciation/depreciation of assets	2010-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total income from all sources (including contributions)	2010-12-31	$450,343
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$145,217
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$137,205
Expenses. Certain deemed distributions of participant loans	2010-12-31	$6,362
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$189,594
Value of total assets at end of year	2010-12-31	$2,139,163
Value of total assets at beginning of year	2010-12-31	$1,834,037
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$1,650
Total interest from all sources	2010-12-31	$1,811
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$29,470
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2010-12-31	$29,470
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$184,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$140,759
Participant contributions at end of year	2010-12-31	$22,841
Participant contributions at beginning of year	2010-12-31	$29,213
Income. Received or receivable in cash from other sources (including rollovers)	2010-12-31	$3,417
Other income not declared elsewhere	2010-12-31	$4
Administrative expenses (other) incurred	2010-12-31	$1,650
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$305,126
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$2,139,163
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$1,834,037
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$2,012,760
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$1,623,906
Interest on participant loans	2010-12-31	$1,811
Value of interest in common/collective trusts at end of year	2010-12-31	$103,562
Value of interest in common/collective trusts at beginning of year	2010-12-31	$180,918
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$227,630
Net investment gain or loss from common/collective trusts	2010-12-31	$1,834
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$45,418
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$137,205
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	RITZ HOLMAN LLP
Accountancy firm EIN	2010-12-31	390919055

Form 5500 Responses for GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST

2022: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Plan funding arrangement – Insurance	Yes
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement – Insurance	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Plan funding arrangement – Insurance	Yes
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement – Insurance	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Plan funding arrangement – Insurance	Yes
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement – Insurance	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Plan funding arrangement – Insurance	Yes
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement – Insurance	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Plan funding arrangement – Insurance	Yes
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement – Insurance	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Plan funding arrangement – Insurance	Yes
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement – Insurance	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Plan funding arrangement – Insurance	Yes
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement – Insurance	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Plan funding arrangement – Insurance	Yes
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement – Insurance	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Plan funding arrangement – Insurance	Yes
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement – Insurance	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2010: GUARDIAN CREDIT UNION 401(K) PLAN AND TRUST 2010 form 5500 responses
2010-01-01	Type of plan entity	Single employer plan
2010-01-01	Submission has been amended	No
2010-01-01	This submission is the final filing	No
2010-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2010-01-01	Plan is a collectively bargained plan	No
2010-01-01	Plan funding arrangement – Trust	Yes
2010-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70688 )

Policy contract number

342722

Policy instance

Insurance contract or identification number	342722
Number of Individuals Covered	109
Insurance policy start date	2022-01-01
Insurance policy end date	2022-12-31
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70688 )

Policy contract number

342722

Policy instance

Insurance contract or identification number	342722
Number of Individuals Covered	105
Insurance policy start date	2021-01-01
Insurance policy end date	2021-12-31
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70688 )

Policy contract number

342722

Policy instance

Insurance contract or identification number	342722
Number of Individuals Covered	111
Insurance policy start date	2020-01-01
Insurance policy end date	2020-12-31
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70688 )

Policy contract number

342722

Policy instance

Insurance contract or identification number	342722
Number of Individuals Covered	108
Insurance policy start date	2019-01-01
Insurance policy end date	2019-12-31
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70688 )

Policy contract number

342722

Policy instance

Insurance contract or identification number	342722
Number of Individuals Covered	123
Insurance policy start date	2018-01-01
Insurance policy end date	2018-12-31
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70688 )

Policy contract number

342722

Policy instance

Insurance contract or identification number	342722
Number of Individuals Covered	121
Insurance policy start date	2017-01-01
Insurance policy end date	2017-12-31
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70688 )

Policy contract number

342722

Policy instance

Insurance contract or identification number	342722
Number of Individuals Covered	185
Insurance policy start date	2015-01-01
Insurance policy end date	2015-12-31
Total amount of commissions paid to insurance broker	USD $8,183
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $3,043
Insurance broker organization code?	3
Insurance broker name	THOMAS CARROLL

TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70688 )

Policy contract number

342722

Policy instance

Insurance contract or identification number	342722
Number of Individuals Covered	172
Insurance policy start date	2014-01-01
Insurance policy end date	2014-12-31
Total amount of commissions paid to insurance broker	USD $10,227
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $10,227
Insurance broker organization code?	3
Insurance broker name	MORGAN STANLEY INSURANCE SERVICES

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Company Name:	GUARDIAN CREDIT UNION
Employer identification number (EIN):	390334442
NAIC Classification:	522130
NAIC Description:	Credit Unions