401k Plan data: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES plan

KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 401k Plan overview

Plan Name	KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES
Plan identification number	002

KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

KOWALSKI COMPANIES, INC. has sponsored the creation of one or more 401k plans.

Company Name: KOWALSKI COMPANIES, INC.

Employer identification number (EIN): 411500646

NAIC Classification: 445110
NAIC Description: Supermarkets and Other Grocery (except Convenience) Stores

Form 5500 Filing Information

Submission information for form 5500 for 401k plan KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
002 2022-01-01
002 2021-01-01
002 2020-01-01
002 2019-01-01
002 2018-01-01
002 2017-01-01 TONY OLUFSON
002 2016-01-01 TONY OLUFSON
002 2015-01-01 TONY OLUFSON
002 2014-01-01 TONY OLUFSON
002 2013-01-01 TONY OLUFSON
002 2012-01-01 TONY OLUFSON
002 2011-01-01 DOUGLAS G. CLOCK
002 2010-01-01 DOUGLAS G. CLOCK
002 2009-01-01 DOUGLAS G. CLOCK

Plan Statistics for KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES

401k plan membership statisitcs for KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES

Measure Date Value
2022: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2022 401k membership
Total participants, beginning-of-year 2022-01-01 710
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 578
Number of retired or separated participants receiving benefits 2022-01-01 0
Number of other retired or separated participants entitled to future benefits 2022-01-01 131
Total of all active and inactive participants 2022-01-01 709
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 0
Total participants 2022-01-01 709
Number of participants with account balances 2022-01-01 407
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 10
2021: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2021 401k membership
Total participants, beginning-of-year 2021-01-01 704
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 548
Number of retired or separated participants receiving benefits 2021-01-01 0
Number of other retired or separated participants entitled to future benefits 2021-01-01 116
Total of all active and inactive participants 2021-01-01 664
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 0
Total participants 2021-01-01 664
Number of participants with account balances 2021-01-01 371
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 11
2020: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2020 401k membership
Total participants, beginning-of-year 2020-01-01 645
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 584
Number of retired or separated participants receiving benefits 2020-01-01 0
Number of other retired or separated participants entitled to future benefits 2020-01-01 92
Total of all active and inactive participants 2020-01-01 676
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 676
Number of participants with account balances 2020-01-01 356
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 16
2019: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2019 401k membership
Total participants, beginning-of-year 2019-01-01 655
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 525
Number of retired or separated participants receiving benefits 2019-01-01 0
Number of other retired or separated participants entitled to future benefits 2019-01-01 75
Total of all active and inactive participants 2019-01-01 600
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 600
Number of participants with account balances 2019-01-01 334
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 14
2018: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2018 401k membership
Total participants, beginning-of-year 2018-01-01 623
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 523
Number of retired or separated participants receiving benefits 2018-01-01 0
Number of other retired or separated participants entitled to future benefits 2018-01-01 102
Total of all active and inactive participants 2018-01-01 625
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 0
Total participants 2018-01-01 625
Number of participants with account balances 2018-01-01 364
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 22
2017: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2017 401k membership
Total participants, beginning-of-year 2017-01-01 566
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 499
Number of retired or separated participants receiving benefits 2017-01-01 0
Number of other retired or separated participants entitled to future benefits 2017-01-01 70
Total of all active and inactive participants 2017-01-01 569
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 569
Number of participants with account balances 2017-01-01 360
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 13
2016: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2016 401k membership
Total participants, beginning-of-year 2016-01-01 585
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 566
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 60
Total of all active and inactive participants 2016-01-01 626
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 626
Number of participants with account balances 2016-01-01 369
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 22
2015: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2015 401k membership
Total participants, beginning-of-year 2015-01-01 438
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 529
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 49
Total of all active and inactive participants 2015-01-01 578
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 578
Number of participants with account balances 2015-01-01 175
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 0
2014: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2014 401k membership
Total participants, beginning-of-year 2014-01-01 453
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 426
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 47
Total of all active and inactive participants 2014-01-01 473
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 473
Number of participants with account balances 2014-01-01 163
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 0
2013: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2013 401k membership
Total participants, beginning-of-year 2013-01-01 479
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 409
Number of retired or separated participants receiving benefits 2013-01-01 0
Number of other retired or separated participants entitled to future benefits 2013-01-01 43
Total of all active and inactive participants 2013-01-01 452
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 452
Number of participants with account balances 2013-01-01 158
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 0
2012: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2012 401k membership
Total participants, beginning-of-year 2012-01-01 428
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 418
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 32
Total of all active and inactive participants 2012-01-01 450
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 450
Number of participants with account balances 2012-01-01 147
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 0
2011: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2011 401k membership
Total participants, beginning-of-year 2011-01-01 389
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 372
Number of retired or separated participants receiving benefits 2011-01-01 0
Number of other retired or separated participants entitled to future benefits 2011-01-01 33
Total of all active and inactive participants 2011-01-01 405
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 405
Number of participants with account balances 2011-01-01 150
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 0
2010: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2010 401k membership
Total participants, beginning-of-year 2010-01-01 393
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 384
Number of retired or separated participants receiving benefits 2010-01-01 0
Number of other retired or separated participants entitled to future benefits 2010-01-01 35
Total of all active and inactive participants 2010-01-01 419
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2010-01-01 0
Total participants 2010-01-01 419
Number of participants with account balances 2010-01-01 149
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2010-01-01 0
2009: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2009 401k membership
Total participants, beginning-of-year 2009-01-01 431
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 359
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 26
Total of all active and inactive participants 2009-01-01 385
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 385
Number of participants with account balances 2009-01-01 155
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 0

Measure	Date	Value
2022: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2022 401k membership
Total participants, beginning-of-year	2022-01-01	710
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	578
Number of retired or separated participants receiving benefits	2022-01-01	0
Number of other retired or separated participants entitled to future benefits	2022-01-01	131
Total of all active and inactive participants	2022-01-01	709
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	0
Total participants	2022-01-01	709
Number of participants with account balances	2022-01-01	407
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	10
2021: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2021 401k membership
Total participants, beginning-of-year	2021-01-01	704
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	548
Number of retired or separated participants receiving benefits	2021-01-01	0
Number of other retired or separated participants entitled to future benefits	2021-01-01	116
Total of all active and inactive participants	2021-01-01	664
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	0
Total participants	2021-01-01	664
Number of participants with account balances	2021-01-01	371
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	11
2020: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2020 401k membership
Total participants, beginning-of-year	2020-01-01	645
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	584
Number of retired or separated participants receiving benefits	2020-01-01	0
Number of other retired or separated participants entitled to future benefits	2020-01-01	92
Total of all active and inactive participants	2020-01-01	676
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	676
Number of participants with account balances	2020-01-01	356
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	16
2019: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2019 401k membership
Total participants, beginning-of-year	2019-01-01	655
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	525
Number of retired or separated participants receiving benefits	2019-01-01	0
Number of other retired or separated participants entitled to future benefits	2019-01-01	75
Total of all active and inactive participants	2019-01-01	600
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	600
Number of participants with account balances	2019-01-01	334
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	14
2018: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2018 401k membership
Total participants, beginning-of-year	2018-01-01	623
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	523
Number of retired or separated participants receiving benefits	2018-01-01	0
Number of other retired or separated participants entitled to future benefits	2018-01-01	102
Total of all active and inactive participants	2018-01-01	625
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	0
Total participants	2018-01-01	625
Number of participants with account balances	2018-01-01	364
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	22
2017: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2017 401k membership
Total participants, beginning-of-year	2017-01-01	566
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	499
Number of retired or separated participants receiving benefits	2017-01-01	0
Number of other retired or separated participants entitled to future benefits	2017-01-01	70
Total of all active and inactive participants	2017-01-01	569
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	569
Number of participants with account balances	2017-01-01	360
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	13
2016: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2016 401k membership
Total participants, beginning-of-year	2016-01-01	585
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	566
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	60
Total of all active and inactive participants	2016-01-01	626
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	626
Number of participants with account balances	2016-01-01	369
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	22
2015: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2015 401k membership
Total participants, beginning-of-year	2015-01-01	438
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	529
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	49
Total of all active and inactive participants	2015-01-01	578
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	578
Number of participants with account balances	2015-01-01	175
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	0
2014: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2014 401k membership
Total participants, beginning-of-year	2014-01-01	453
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	426
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	47
Total of all active and inactive participants	2014-01-01	473
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	473
Number of participants with account balances	2014-01-01	163
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	0
2013: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2013 401k membership
Total participants, beginning-of-year	2013-01-01	479
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	409
Number of retired or separated participants receiving benefits	2013-01-01	0
Number of other retired or separated participants entitled to future benefits	2013-01-01	43
Total of all active and inactive participants	2013-01-01	452
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	452
Number of participants with account balances	2013-01-01	158
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	0
2012: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2012 401k membership
Total participants, beginning-of-year	2012-01-01	428
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	418
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	32
Total of all active and inactive participants	2012-01-01	450
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	450
Number of participants with account balances	2012-01-01	147
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	0
2011: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2011 401k membership
Total participants, beginning-of-year	2011-01-01	389
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	372
Number of retired or separated participants receiving benefits	2011-01-01	0
Number of other retired or separated participants entitled to future benefits	2011-01-01	33
Total of all active and inactive participants	2011-01-01	405
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	405
Number of participants with account balances	2011-01-01	150
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	0
2010: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2010 401k membership
Total participants, beginning-of-year	2010-01-01	393
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	384
Number of retired or separated participants receiving benefits	2010-01-01	0
Number of other retired or separated participants entitled to future benefits	2010-01-01	35
Total of all active and inactive participants	2010-01-01	419
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2010-01-01	0
Total participants	2010-01-01	419
Number of participants with account balances	2010-01-01	149
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2010-01-01	0
2009: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2009 401k membership
Total participants, beginning-of-year	2009-01-01	431
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	359
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	26
Total of all active and inactive participants	2009-01-01	385
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	385
Number of participants with account balances	2009-01-01	155
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	0

Financial Data on KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES

Measure	Date	Value
2022 : KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2022 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2022-12-31	$-1,979,051
Total unrealized appreciation/depreciation of assets	2022-12-31	$-1,979,051
Total transfer of assets from this plan	2022-12-31	$14,402
Total income from all sources (including contributions)	2022-12-31	$-397,554
Total of all expenses incurred	2022-12-31	$299,036
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$290,254
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$1,451,495
Value of total assets at end of year	2022-12-31	$10,849,407
Value of total assets at beginning of year	2022-12-31	$11,560,399
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$8,782
Total interest from all sources	2022-12-31	$6,962
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$209,947
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$209,947
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$542,929
Participant contributions at end of year	2022-12-31	$205,975
Participant contributions at beginning of year	2022-12-31	$135,476
Participant contributions at end of year	2022-12-31	$10,509
Participant contributions at beginning of year	2022-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$105,123
Other income not declared elsewhere	2022-12-31	$14
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-696,590
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$10,849,407
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$11,560,399
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$10,475,991
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$11,364,412
Interest on participant loans	2022-12-31	$6,962
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-86,921
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$803,443
Employer contributions (assets) at end of year	2022-12-31	$156,932
Employer contributions (assets) at beginning of year	2022-12-31	$60,511
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$290,254
Contract administrator fees	2022-12-31	$8,782
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	DS&B, LTD
Accountancy firm EIN	2022-12-31	411475695
2021 : KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2021 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2021-12-31	$-193,768
Total unrealized appreciation/depreciation of assets	2021-12-31	$-193,768
Total transfer of assets to this plan	2021-12-31	$7,307
Total transfer of assets from this plan	2021-12-31	$7,372
Total income from all sources (including contributions)	2021-12-31	$2,630,089
Total of all expenses incurred	2021-12-31	$632,284
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$629,254
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$1,355,505
Value of total assets at end of year	2021-12-31	$11,560,399
Value of total assets at beginning of year	2021-12-31	$9,562,659
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$3,030
Total interest from all sources	2021-12-31	$5,829
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$203,214
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$203,214
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$529,600
Participant contributions at end of year	2021-12-31	$135,476
Participant contributions at beginning of year	2021-12-31	$133,210
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$20,304
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$1,997,805
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$11,560,399
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$9,562,659
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$11,364,412
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$9,362,322
Interest on participant loans	2021-12-31	$5,829
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$1,259,309
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$805,601
Employer contributions (assets) at end of year	2021-12-31	$60,511
Employer contributions (assets) at beginning of year	2021-12-31	$67,127
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$629,254
Contract administrator fees	2021-12-31	$3,030
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	DS&B, LTD
Accountancy firm EIN	2021-12-31	411475695
2020 : KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2020 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2020-12-31	$857,747
Total unrealized appreciation/depreciation of assets	2020-12-31	$857,747
Total income from all sources (including contributions)	2020-12-31	$2,479,801
Total of all expenses incurred	2020-12-31	$242,877
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$238,917
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$1,305,493
Value of total assets at end of year	2020-12-31	$9,562,659
Value of total assets at beginning of year	2020-12-31	$7,325,735
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$3,960
Total interest from all sources	2020-12-31	$7,857
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$140,574
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$140,574
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$460,784
Participant contributions at end of year	2020-12-31	$133,210
Participant contributions at beginning of year	2020-12-31	$142,828
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$39,203
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$2,236,924
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$9,562,659
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$7,325,735
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$9,362,322
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$7,119,385
Interest on participant loans	2020-12-31	$7,857
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$168,130
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$805,506
Employer contributions (assets) at end of year	2020-12-31	$67,127
Employer contributions (assets) at beginning of year	2020-12-31	$63,522
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$238,917
Contract administrator fees	2020-12-31	$3,960
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	DS&B, LTD
Accountancy firm EIN	2020-12-31	411475695
2019 : KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2019 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2019-12-31	$929,585
Total unrealized appreciation/depreciation of assets	2019-12-31	$929,585
Total income from all sources (including contributions)	2019-12-31	$2,402,794
Total of all expenses incurred	2019-12-31	$267,750
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$261,701
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$1,221,073
Value of total assets at end of year	2019-12-31	$7,325,735
Value of total assets at beginning of year	2019-12-31	$5,190,691
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$6,049
Total interest from all sources	2019-12-31	$8,089
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$154,388
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$154,388
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$419,503
Participant contributions at end of year	2019-12-31	$142,828
Participant contributions at beginning of year	2019-12-31	$139,861
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$9,495
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$2,135,044
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$7,325,735
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$5,190,691
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$7,119,385
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$4,989,839
Interest on participant loans	2019-12-31	$8,089
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$89,659
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$792,075
Employer contributions (assets) at end of year	2019-12-31	$63,522
Employer contributions (assets) at beginning of year	2019-12-31	$60,991
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$261,701
Contract administrator fees	2019-12-31	$6,049
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	DS&B, LTD
Accountancy firm EIN	2019-12-31	411475695
2018 : KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2018 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2018-12-31	$-544,968
Total unrealized appreciation/depreciation of assets	2018-12-31	$-544,968
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$528
Total income from all sources (including contributions)	2018-12-31	$804,892
Total of all expenses incurred	2018-12-31	$230,054
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$224,862
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$1,138,472
Value of total assets at end of year	2018-12-31	$5,190,691
Value of total assets at beginning of year	2018-12-31	$4,616,381
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$5,192
Total interest from all sources	2018-12-31	$6,086
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$117,213
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$117,213
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$364,243
Participant contributions at end of year	2018-12-31	$139,861
Participant contributions at beginning of year	2018-12-31	$99,766
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$10,023
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2018-12-31	$528
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$574,838
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$5,190,691
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$4,615,853
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$4,989,839
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$4,456,505
Interest on participant loans	2018-12-31	$6,086
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$88,089
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$764,206
Employer contributions (assets) at end of year	2018-12-31	$60,991
Employer contributions (assets) at beginning of year	2018-12-31	$60,110
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$224,862
Contract administrator fees	2018-12-31	$5,192
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	DS&B, LTD
Accountancy firm EIN	2018-12-31	411475695
2017 : KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2017 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2017-12-31	$465,378
Total unrealized appreciation/depreciation of assets	2017-12-31	$465,378
Total transfer of assets from this plan	2017-12-31	$309,920
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$528
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$426
Total income from all sources (including contributions)	2017-12-31	$1,774,567
Total of all expenses incurred	2017-12-31	$217,514
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$215,419
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$1,165,757
Value of total assets at end of year	2017-12-31	$4,616,381
Value of total assets at beginning of year	2017-12-31	$3,369,146
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$2,095
Total interest from all sources	2017-12-31	$4,379
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$83,099
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$83,099
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$500,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$332,007
Participant contributions at end of year	2017-12-31	$99,766
Participant contributions at beginning of year	2017-12-31	$100,536
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$75,962
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2017-12-31	$528
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2017-12-31	$426
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$1,557,053
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$4,615,853
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$3,368,720
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$4,456,505
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$3,182,842
Interest on participant loans	2017-12-31	$4,377
Interest earned on other investments	2017-12-31	$2
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$55,954
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$757,788
Employer contributions (assets) at end of year	2017-12-31	$60,110
Employer contributions (assets) at beginning of year	2017-12-31	$85,768
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$215,419
Contract administrator fees	2017-12-31	$2,095
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	DS&B, LTD
Accountancy firm EIN	2017-12-31	411475695
2016 : KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2016 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2016-12-31	$121,451
Total unrealized appreciation/depreciation of assets	2016-12-31	$121,451
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$426
Total income from all sources (including contributions)	2016-12-31	$1,285,006
Total of all expenses incurred	2016-12-31	$72,524
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$66,319
Expenses. Certain deemed distributions of participant loans	2016-12-31	$1,387
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$1,084,492
Value of total assets at end of year	2016-12-31	$3,369,146
Value of total assets at beginning of year	2016-12-31	$2,156,238
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$4,818
Total interest from all sources	2016-12-31	$3,777
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$60,241
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$60,241
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$500,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$348,904
Participant contributions at end of year	2016-12-31	$100,536
Participant contributions at beginning of year	2016-12-31	$80,635
Participant contributions at beginning of year	2016-12-31	$4,622
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2016-12-31	$946
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2016-12-31	$426
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$1,212,482
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$3,368,720
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$2,156,238
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$3,182,842
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$2,070,035
Interest on participant loans	2016-12-31	$3,735
Interest earned on other investments	2016-12-31	$42
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$15,045
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$735,588
Employer contributions (assets) at end of year	2016-12-31	$85,768
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$66,319
Contract administrator fees	2016-12-31	$4,818
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	DS&B, LTD
Accountancy firm EIN	2016-12-31	411475695
2015 : KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2015 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2015-12-31	$-107,604
Total unrealized appreciation/depreciation of assets	2015-12-31	$-107,604
Total income from all sources (including contributions)	2015-12-31	$209,017
Total of all expenses incurred	2015-12-31	$97,468
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$88,024
Expenses. Certain deemed distributions of participant loans	2015-12-31	$2,450
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$230,813
Value of total assets at end of year	2015-12-31	$2,156,238
Value of total assets at beginning of year	2015-12-31	$2,044,689
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$6,994
Total interest from all sources	2015-12-31	$3,153
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$42,213
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$42,213
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$500,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$230,813
Participant contributions at end of year	2015-12-31	$80,635
Participant contributions at beginning of year	2015-12-31	$61,276
Participant contributions at end of year	2015-12-31	$4,622
Value of other receiveables (less allowance for doubtful accounts) at end of year	2015-12-31	$946
Administrative expenses (other) incurred	2015-12-31	$5
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Income. Non cash contributions	2015-12-31	$0
Value of net income/loss	2015-12-31	$111,549
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$2,156,238
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$2,044,689
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$2,070,035
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$1,983,413
Value of interest in pooled separate accounts at beginning of year	2015-12-31	$0
Interest on participant loans	2015-12-31	$3,060
Interest earned on other investments	2015-12-31	$93
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$40,442
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$88,024
Contract administrator fees	2015-12-31	$6,989
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	DS&B, LTD
Accountancy firm EIN	2015-12-31	411475695
2014 : KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2014 401k financial data
Unrealized appreciation/depreciation of real estate assets	2014-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2014-12-31	$0
Total unrealized appreciation/depreciation of assets	2014-12-31	$0
Total transfer of assets to this plan	2014-12-31	$0
Total transfer of assets from this plan	2014-12-31	$0
Expenses. Interest paid	2014-12-31	$0
Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102	2014-12-31	$0
Total income from all sources (including contributions)	2014-12-31	$342,414
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$142,892
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$137,594
Expenses. Certain deemed distributions of participant loans	2014-12-31	$803
Value of total corrective distributions	2014-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$212,618
Value of total assets at end of year	2014-12-31	$2,044,689
Value of total assets at beginning of year	2014-12-31	$1,845,167
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$4,495
Total income from rents	2014-12-31	$0
Total interest from all sources	2014-12-31	$2,054
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$0
Administrative expenses professional fees incurred	2014-12-31	$0
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$500,000
If this is an individual account plan, was there a blackout period	2014-12-31	Yes
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$212,618
Participant contributions at end of year	2014-12-31	$61,276
Participant contributions at beginning of year	2014-12-31	$50,065
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$0
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2014-12-31	$0
Other income not declared elsewhere	2014-12-31	$0
Administrative expenses (other) incurred	2014-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Income. Non cash contributions	2014-12-31	$0
Value of net income/loss	2014-12-31	$199,522
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$2,044,689
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$1,845,167
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Investment advisory and management fees	2014-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$1,983,413
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$0
Value of interest in pooled separate accounts at end of year	2014-12-31	$0
Value of interest in pooled separate accounts at beginning of year	2014-12-31	$1,740,148
Interest on participant loans	2014-12-31	$2,054
Income. Interest from loans (other than to participants)	2014-12-31	$0
Interest earned on other investments	2014-12-31	$0
Income. Interest from US Government securities	2014-12-31	$0
Income. Interest from corporate debt instruments	2014-12-31	$0
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2014-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2014-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2014-12-31	$54,954
Expenses. Payments to insurance carriers foe the provision of benefits	2014-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$97,117
Net investment gain/loss from pooled separate accounts	2014-12-31	$30,625
Net investment gain or loss from common/collective trusts	2014-12-31	$0
Net gain/loss from 103.12 investment entities	2014-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Income. Dividends from preferred stock	2014-12-31	$0
Income. Dividends from common stock	2014-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$137,594
Contract administrator fees	2014-12-31	$4,495
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2014-12-31	Yes
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Aggregate proceeds on sale of assets	2014-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2014-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	DS&B, LTD
Accountancy firm EIN	2014-12-31	411475695
2013 : KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2013 401k financial data
Unrealized appreciation/depreciation of real estate assets	2013-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2013-12-31	$0
Total unrealized appreciation/depreciation of assets	2013-12-31	$0
Total transfer of assets to this plan	2013-12-31	$0
Total transfer of assets from this plan	2013-12-31	$0
Expenses. Interest paid	2013-12-31	$0
Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$495,003
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$47,697
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$45,197
Expenses. Certain deemed distributions of participant loans	2013-12-31	$0
Value of total corrective distributions	2013-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$190,347
Value of total assets at end of year	2013-12-31	$1,845,167
Value of total assets at beginning of year	2013-12-31	$1,397,861
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$2,500
Total income from rents	2013-12-31	$0
Total interest from all sources	2013-12-31	$3,203
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$0
Administrative expenses professional fees incurred	2013-12-31	$1,950
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$500,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$185,581
Participant contributions at end of year	2013-12-31	$50,065
Participant contributions at beginning of year	2013-12-31	$32,581
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$4,766
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2013-12-31	$0
Other income not declared elsewhere	2013-12-31	$0
Administrative expenses (other) incurred	2013-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Income. Non cash contributions	2013-12-31	$0
Value of net income/loss	2013-12-31	$447,306
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$1,845,167
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$1,397,861
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Investment advisory and management fees	2013-12-31	$0
Value of interest in pooled separate accounts at end of year	2013-12-31	$1,740,148
Value of interest in pooled separate accounts at beginning of year	2013-12-31	$1,314,259
Interest on participant loans	2013-12-31	$1,635
Income. Interest from loans (other than to participants)	2013-12-31	$0
Interest earned on other investments	2013-12-31	$1,568
Income. Interest from US Government securities	2013-12-31	$0
Income. Interest from corporate debt instruments	2013-12-31	$0
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2013-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2013-12-31	$54,954
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2013-12-31	$51,021
Expenses. Payments to insurance carriers foe the provision of benefits	2013-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$0
Net investment gain/loss from pooled separate accounts	2013-12-31	$301,453
Net investment gain or loss from common/collective trusts	2013-12-31	$0
Net gain/loss from 103.12 investment entities	2013-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$0
Income. Dividends from preferred stock	2013-12-31	$0
Income. Dividends from common stock	2013-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$45,197
Contract administrator fees	2013-12-31	$550
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2013-12-31	No
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Aggregate proceeds on sale of assets	2013-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2013-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	DS&B, LTD
Accountancy firm EIN	2013-12-31	411475695
2012 : KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2012 401k financial data
Unrealized appreciation/depreciation of real estate assets	2012-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2012-12-31	$0
Total unrealized appreciation/depreciation of assets	2012-12-31	$0
Total transfer of assets from this plan	2012-12-31	$5,630
Expenses. Interest paid	2012-12-31	$0
Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$343,888
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$70,809
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$69,109
Expenses. Certain deemed distributions of participant loans	2012-12-31	$0
Value of total corrective distributions	2012-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$184,777
Value of total assets at end of year	2012-12-31	$1,397,861
Value of total assets at beginning of year	2012-12-31	$1,130,412
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$1,700
Total income from rents	2012-12-31	$0
Total interest from all sources	2012-12-31	$2,664
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$0
Administrative expenses professional fees incurred	2012-12-31	$900
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$500,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$182,688
Participant contributions at end of year	2012-12-31	$32,581
Participant contributions at beginning of year	2012-12-31	$25,946
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$2,089
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2012-12-31	$0
Other income not declared elsewhere	2012-12-31	$0
Administrative expenses (other) incurred	2012-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Income. Non cash contributions	2012-12-31	$0
Value of net income/loss	2012-12-31	$273,079
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$1,397,861
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$1,130,412
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Investment advisory and management fees	2012-12-31	$0
Value of interest in pooled separate accounts at end of year	2012-12-31	$1,314,259
Value of interest in pooled separate accounts at beginning of year	2012-12-31	$1,061,249
Interest on participant loans	2012-12-31	$1,263
Income. Interest from loans (other than to participants)	2012-12-31	$0
Interest earned on other investments	2012-12-31	$1,401
Income. Interest from US Government securities	2012-12-31	$0
Income. Interest from corporate debt instruments	2012-12-31	$0
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2012-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2012-12-31	$51,021
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2012-12-31	$43,217
Expenses. Payments to insurance carriers foe the provision of benefits	2012-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$0
Net investment gain/loss from pooled separate accounts	2012-12-31	$156,447
Net investment gain or loss from common/collective trusts	2012-12-31	$0
Net gain/loss from 103.12 investment entities	2012-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$0
Income. Dividends from preferred stock	2012-12-31	$0
Income. Dividends from common stock	2012-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$69,109
Contract administrator fees	2012-12-31	$800
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2012-12-31	No
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Aggregate proceeds on sale of assets	2012-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2012-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	DS&B, LTD
Accountancy firm EIN	2012-12-31	411475695
2011 : KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2011 401k financial data
Unrealized appreciation/depreciation of real estate assets	2011-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2011-12-31	$0
Total unrealized appreciation/depreciation of assets	2011-12-31	$0
Total transfer of assets to this plan	2011-12-31	$0
Total transfer of assets from this plan	2011-12-31	$0
Expenses. Interest paid	2011-12-31	$0
Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102	2011-12-31	$0
Total income from all sources (including contributions)	2011-12-31	$139,999
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$10,108
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$8,758
Expenses. Certain deemed distributions of participant loans	2011-12-31	$0
Value of total corrective distributions	2011-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$185,036
Value of total assets at end of year	2011-12-31	$1,130,412
Value of total assets at beginning of year	2011-12-31	$1,000,521
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$1,350
Total income from rents	2011-12-31	$0
Total interest from all sources	2011-12-31	$2,113
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$0
Administrative expenses professional fees incurred	2011-12-31	$750
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$500,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$185,036
Participant contributions at end of year	2011-12-31	$25,946
Participant contributions at beginning of year	2011-12-31	$21,242
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$0
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2011-12-31	$0
Other income not declared elsewhere	2011-12-31	$0
Administrative expenses (other) incurred	2011-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Income. Non cash contributions	2011-12-31	$0
Value of net income/loss	2011-12-31	$129,891
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$1,130,412
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$1,000,521
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Investment advisory and management fees	2011-12-31	$0
Value of interest in pooled separate accounts at end of year	2011-12-31	$1,061,249
Value of interest in pooled separate accounts at beginning of year	2011-12-31	$926,723
Interest on participant loans	2011-12-31	$902
Income. Interest from loans (other than to participants)	2011-12-31	$0
Interest earned on other investments	2011-12-31	$1,211
Income. Interest from US Government securities	2011-12-31	$0
Income. Interest from corporate debt instruments	2011-12-31	$0
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2011-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2011-12-31	$43,217
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2011-12-31	$52,556
Expenses. Payments to insurance carriers foe the provision of benefits	2011-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$0
Net investment gain/loss from pooled separate accounts	2011-12-31	$-47,150
Net investment gain or loss from common/collective trusts	2011-12-31	$0
Net gain/loss from 103.12 investment entities	2011-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$0
Income. Dividends from preferred stock	2011-12-31	$0
Income. Dividends from common stock	2011-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$8,758
Contract administrator fees	2011-12-31	$600
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2011-12-31	No
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Aggregate proceeds on sale of assets	2011-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2011-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	DS&B, LTD.
Accountancy firm EIN	2011-12-31	411475695
2010 : KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2010 401k financial data
Total income from all sources (including contributions)	2010-12-31	$297,987
Total of all expenses incurred	2010-12-31	$30,403
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$29,003
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$187,357
Value of total assets at end of year	2010-12-31	$1,000,521
Value of total assets at beginning of year	2010-12-31	$732,937
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$1,400
Total interest from all sources	2010-12-31	$1,763
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Administrative expenses professional fees incurred	2010-12-31	$900
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$500,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$181,239
Participant contributions at end of year	2010-12-31	$21,242
Participant contributions at beginning of year	2010-12-31	$17,676
Income. Received or receivable in cash from other sources (including rollovers)	2010-12-31	$6,118
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$267,584
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$1,000,521
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$732,937
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in pooled separate accounts at end of year	2010-12-31	$926,723
Value of interest in pooled separate accounts at beginning of year	2010-12-31	$696,997
Interest on participant loans	2010-12-31	$677
Interest earned on other investments	2010-12-31	$1,086
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2010-12-31	$52,556
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2010-12-31	$18,264
Net investment gain/loss from pooled separate accounts	2010-12-31	$108,867
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$29,003
Contract administrator fees	2010-12-31	$500
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2010-12-31	No
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	DS&B, LTD.
Accountancy firm EIN	2010-12-31	411475695
2009 : KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0

Form 5500 Responses for KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES

2022: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Plan is a collectively bargained plan	Yes
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Plan is a collectively bargained plan	Yes
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Plan is a collectively bargained plan	Yes
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Plan is a collectively bargained plan	Yes
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Plan is a collectively bargained plan	Yes
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Plan is a collectively bargained plan	Yes
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Plan is a collectively bargained plan	Yes
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Plan is a collectively bargained plan	Yes
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Plan is a collectively bargained plan	Yes
2014-01-01	Plan funding arrangement – Insurance	Yes
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement – Insurance	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Plan is a collectively bargained plan	Yes
2013-01-01	Plan funding arrangement – Insurance	Yes
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement – Insurance	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Plan is a collectively bargained plan	Yes
2012-01-01	Plan funding arrangement – Insurance	Yes
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement – Insurance	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Plan is a collectively bargained plan	Yes
2011-01-01	Plan funding arrangement – Insurance	Yes
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement – Insurance	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2010: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2010 form 5500 responses
2010-01-01	Type of plan entity	Single employer plan
2010-01-01	Plan is a collectively bargained plan	Yes
2010-01-01	Plan funding arrangement – Insurance	Yes
2010-01-01	Plan funding arrangement – Trust	Yes
2010-01-01	Plan benefit arrangement – Insurance	Yes
2010-01-01	Plan benefit arrangement - Trust	Yes
2009: KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Plan is a collectively bargained plan	Yes
2009-01-01	Plan funding arrangement – Insurance	Yes
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement – Insurance	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )

Policy contract number

GH4200

Policy instance

Insurance contract or identification number	GH4200
Number of Individuals Covered	158
Insurance policy start date	2014-01-01
Insurance policy end date	2014-12-31
Total amount of commissions paid to insurance broker	USD $743
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Insurance broker organization code?	3
Insurance broker name	CETERA ADVISOR NETWORKS LLC

VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )

Policy contract number

GH4200

Policy instance

Insurance contract or identification number	GH4200
Number of Individuals Covered	166
Insurance policy start date	2013-01-01
Insurance policy end date	2013-12-31
Total amount of commissions paid to insurance broker	USD $3,869
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $3,869
Insurance broker organization code?	3
Insurance broker name	CETERA ADVISOR NETWORKS LLC

VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )

Policy contract number

GH4200

Policy instance

Insurance contract or identification number	GH4200
Number of Individuals Covered	154
Insurance policy start date	2012-01-01
Insurance policy end date	2012-12-31
Total amount of commissions paid to insurance broker	USD $3,134
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $3,134
Insurance broker organization code?	3
Insurance broker name	CETERA ADVISOR NETWORKS LLC

VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )

Policy contract number

GH4200

Policy instance

Insurance contract or identification number	GH4200
Number of Individuals Covered	155
Insurance policy start date	2011-01-01
Insurance policy end date	2011-12-31
Total amount of commissions paid to insurance broker	USD $2,648
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )

Policy contract number

GH4200

Policy instance

Insurance contract or identification number	GH4200
Number of Individuals Covered	155
Insurance policy start date	2010-01-01
Insurance policy end date	2010-12-31
Total amount of commissions paid to insurance broker	USD $2,003
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $2,003
Insurance broker organization code?	3
Insurance broker name	FINANCIAL NETWORK INVESTMENT CORPOR

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Company Name:	KOWALSKI COMPANIES, INC.
Employer identification number (EIN):	411500646
NAIC Classification:	445110
NAIC Description:	Supermarkets and Other Grocery (except Convenience) Stores