401k Plan data: ZAK COMPANIES, INC 401(K) SAVINGS PLAN plan

ZAK COMPANIES, INC 401(K) SAVINGS PLAN 401k Plan overview

Plan Name	ZAK COMPANIES, INC 401(K) SAVINGS PLAN
Plan identification number	001

ZAK COMPANIES, INC 401(K) SAVINGS PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

ZAK COMPANIES, INC. has sponsored the creation of one or more 401k plans.

Company Name: ZAK COMPANIES, INC.

Employer identification number (EIN): 431579557

NAIC Classification: 541330
NAIC Description: Engineering Services

Form 5500 Filing Information

Submission information for form 5500 for 401k plan ZAK COMPANIES, INC 401(K) SAVINGS PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2019-01-01 ROBERT W. ZAK, JR. 2020-10-14
001 2018-01-01 ROBERT W. ZAK, JR. 2019-09-30
001 2017-01-01
001 2016-01-01
001 2015-01-01
001 2014-01-01
001 2013-01-01
001 2012-01-01 KAYE MCCONNELL
001 2011-01-01 KAYE MCCONNELL
001 2010-01-01 KAYE MCCONNELL
001 2009-01-01 KAYE MCCONNELL

Plan Statistics for ZAK COMPANIES, INC 401(K) SAVINGS PLAN

401k plan membership statisitcs for ZAK COMPANIES, INC 401(K) SAVINGS PLAN

Measure Date Value
2019: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 128
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 105
Number of retired or separated participants receiving benefits 2019-01-01 0
Number of other retired or separated participants entitled to future benefits 2019-01-01 14
Total of all active and inactive participants 2019-01-01 119
Total participants 2019-01-01 119
Number of participants with account balances 2019-01-01 107
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 11
2018: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 126
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 109
Number of retired or separated participants receiving benefits 2018-01-01 0
Number of other retired or separated participants entitled to future benefits 2018-01-01 19
Total of all active and inactive participants 2018-01-01 128
Total participants 2018-01-01 128
Number of participants with account balances 2018-01-01 112
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 16
2017: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 127
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 114
Number of other retired or separated participants entitled to future benefits 2017-01-01 10
Total of all active and inactive participants 2017-01-01 124
Total participants 2017-01-01 124
Number of participants with account balances 2017-01-01 111
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 11
2016: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 128
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 154
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 5
Total of all active and inactive participants 2016-01-01 159
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 159
Number of participants with account balances 2016-01-01 107
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 6
2015: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 121
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 117
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 11
Total of all active and inactive participants 2015-01-01 128
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 128
Number of participants with account balances 2015-01-01 104
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 6
2014: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 124
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 113
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 6
Total of all active and inactive participants 2014-01-01 119
Total participants 2014-01-01 119
Number of participants with account balances 2014-01-01 96
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 8
2013: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 132
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 119
Number of other retired or separated participants entitled to future benefits 2013-01-01 6
Total of all active and inactive participants 2013-01-01 125
Total participants 2013-01-01 125
Number of participants with account balances 2013-01-01 87
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 4
2012: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 143
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 127
Number of other retired or separated participants entitled to future benefits 2012-01-01 5
Total of all active and inactive participants 2012-01-01 132
Total participants 2012-01-01 132
Number of participants with account balances 2012-01-01 84
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 1
2011: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 133
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 127
Number of other retired or separated participants entitled to future benefits 2011-01-01 16
Total of all active and inactive participants 2011-01-01 143
Total participants 2011-01-01 143
Number of participants with account balances 2011-01-01 89
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 1
2010: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2010 401k membership
Total participants, beginning-of-year 2010-01-01 118
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 118
Number of other retired or separated participants entitled to future benefits 2010-01-01 15
Total of all active and inactive participants 2010-01-01 133
Total participants 2010-01-01 133
Number of participants with account balances 2010-01-01 95
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2010-01-01 4
2009: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 158
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 107
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 11
Total of all active and inactive participants 2009-01-01 118
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 118
Number of participants with account balances 2009-01-01 93
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 6

Measure	Date	Value
2019: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	128
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	105
Number of retired or separated participants receiving benefits	2019-01-01	0
Number of other retired or separated participants entitled to future benefits	2019-01-01	14
Total of all active and inactive participants	2019-01-01	119
Total participants	2019-01-01	119
Number of participants with account balances	2019-01-01	107
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	11
2018: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	126
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	109
Number of retired or separated participants receiving benefits	2018-01-01	0
Number of other retired or separated participants entitled to future benefits	2018-01-01	19
Total of all active and inactive participants	2018-01-01	128
Total participants	2018-01-01	128
Number of participants with account balances	2018-01-01	112
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	16
2017: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	127
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	114
Number of other retired or separated participants entitled to future benefits	2017-01-01	10
Total of all active and inactive participants	2017-01-01	124
Total participants	2017-01-01	124
Number of participants with account balances	2017-01-01	111
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	11
2016: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	128
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	154
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	5
Total of all active and inactive participants	2016-01-01	159
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	159
Number of participants with account balances	2016-01-01	107
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	6
2015: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	121
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	117
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	11
Total of all active and inactive participants	2015-01-01	128
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	128
Number of participants with account balances	2015-01-01	104
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	6
2014: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	124
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	113
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	6
Total of all active and inactive participants	2014-01-01	119
Total participants	2014-01-01	119
Number of participants with account balances	2014-01-01	96
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	8
2013: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	132
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	119
Number of other retired or separated participants entitled to future benefits	2013-01-01	6
Total of all active and inactive participants	2013-01-01	125
Total participants	2013-01-01	125
Number of participants with account balances	2013-01-01	87
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	4
2012: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	143
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	127
Number of other retired or separated participants entitled to future benefits	2012-01-01	5
Total of all active and inactive participants	2012-01-01	132
Total participants	2012-01-01	132
Number of participants with account balances	2012-01-01	84
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	1
2011: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	133
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	127
Number of other retired or separated participants entitled to future benefits	2011-01-01	16
Total of all active and inactive participants	2011-01-01	143
Total participants	2011-01-01	143
Number of participants with account balances	2011-01-01	89
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	1
2010: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2010 401k membership
Total participants, beginning-of-year	2010-01-01	118
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	118
Number of other retired or separated participants entitled to future benefits	2010-01-01	15
Total of all active and inactive participants	2010-01-01	133
Total participants	2010-01-01	133
Number of participants with account balances	2010-01-01	95
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2010-01-01	4
2009: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	158
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	107
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	11
Total of all active and inactive participants	2009-01-01	118
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	118
Number of participants with account balances	2009-01-01	93
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	6

Financial Data on ZAK COMPANIES, INC 401(K) SAVINGS PLAN

Measure	Date	Value
2019 : ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2019 401k financial data
Total income from all sources (including contributions)	2019-12-31	$3,194,126
Total income from all sources (including contributions)	2019-12-31	$3,194,126
Total of all expenses incurred	2019-12-31	$518,852
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$441,147
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$441,147
Expenses. Certain deemed distributions of participant loans	2019-12-31	$13,187
Expenses. Certain deemed distributions of participant loans	2019-12-31	$13,187
Value of total corrective distributions	2019-12-31	$3,584
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$1,084,085
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$1,084,085
Value of total assets at end of year	2019-12-31	$11,182,980
Value of total assets at end of year	2019-12-31	$11,182,980
Value of total assets at beginning of year	2019-12-31	$8,507,706
Value of total assets at beginning of year	2019-12-31	$8,507,706
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$60,934
Total interest from all sources	2019-12-31	$9,669
Total interest from all sources	2019-12-31	$9,669
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$376,050
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$376,050
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$376,050
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$376,050
Was this plan covered by a fidelity bond	2019-12-31	Yes
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$500,000
Value of fidelity bond cover	2019-12-31	$500,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
If this is an individual account plan, was there a blackout period	2019-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$741,146
Contributions received from participants	2019-12-31	$741,146
Participant contributions at end of year	2019-12-31	$129,172
Participant contributions at end of year	2019-12-31	$129,172
Participant contributions at beginning of year	2019-12-31	$182,468
Participant contributions at beginning of year	2019-12-31	$182,468
Participant contributions at end of year	2019-12-31	$19,370
Participant contributions at end of year	2019-12-31	$19,370
Participant contributions at beginning of year	2019-12-31	$21,692
Participant contributions at beginning of year	2019-12-31	$21,692
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$289,514
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$289,514
Administrative expenses (other) incurred	2019-12-31	$60,934
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$2,675,274
Value of net income/loss	2019-12-31	$2,675,274
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$11,182,980
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$11,182,980
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$8,507,706
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$8,507,706
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$10,110,135
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$10,110,135
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$5,879,722
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$5,879,722
Interest on participant loans	2019-12-31	$9,669
Interest on participant loans	2019-12-31	$9,669
Value of interest in common/collective trusts at end of year	2019-12-31	$870,878
Value of interest in common/collective trusts at end of year	2019-12-31	$870,878
Value of interest in common/collective trusts at beginning of year	2019-12-31	$2,372,493
Value of interest in common/collective trusts at beginning of year	2019-12-31	$2,372,493
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$1,368,249
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$1,368,249
Net investment gain or loss from common/collective trusts	2019-12-31	$356,073
Net investment gain or loss from common/collective trusts	2019-12-31	$356,073
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$53,425
Contributions received in cash from employer	2019-12-31	$53,425
Employer contributions (assets) at end of year	2019-12-31	$53,425
Employer contributions (assets) at end of year	2019-12-31	$53,425
Employer contributions (assets) at beginning of year	2019-12-31	$51,331
Employer contributions (assets) at beginning of year	2019-12-31	$51,331
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$441,147
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$441,147
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2019-12-31	No
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2019-12-31	No
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	ANDERS MINKLER HUBER & HELM LLP
Accountancy firm name	2019-12-31	ANDERS MINKLER HUBER & HELM LLP
Accountancy firm EIN	2019-12-31	430831507
Accountancy firm EIN	2019-12-31	430831507
2018 : ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2018 401k financial data
Total income from all sources (including contributions)	2018-12-31	$247,564
Total of all expenses incurred	2018-12-31	$209,858
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$162,679
Expenses. Certain deemed distributions of participant loans	2018-12-31	$1,118
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$765,258
Value of total assets at end of year	2018-12-31	$8,507,706
Value of total assets at beginning of year	2018-12-31	$8,470,000
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$46,061
Total interest from all sources	2018-12-31	$10,679
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$400,671
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$400,671
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$500,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$689,044
Participant contributions at end of year	2018-12-31	$182,468
Participant contributions at beginning of year	2018-12-31	$185,069
Participant contributions at end of year	2018-12-31	$21,692
Participant contributions at beginning of year	2018-12-31	$21,026
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$24,883
Other income not declared elsewhere	2018-12-31	$45,567
Administrative expenses (other) incurred	2018-12-31	$46,061
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$37,706
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$8,507,706
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$8,470,000
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$5,879,722
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$5,811,475
Interest on participant loans	2018-12-31	$10,679
Value of interest in common/collective trusts at end of year	2018-12-31	$2,372,493
Value of interest in common/collective trusts at beginning of year	2018-12-31	$2,399,820
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-866,395
Net investment gain or loss from common/collective trusts	2018-12-31	$-108,216
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$51,331
Employer contributions (assets) at end of year	2018-12-31	$51,331
Employer contributions (assets) at beginning of year	2018-12-31	$52,610
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$162,679
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2018-12-31	No
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	MAHER & COMPANY PC
Accountancy firm EIN	2018-12-31	431857127
2017 : ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2017 401k financial data
Total income from all sources (including contributions)	2017-12-31	$2,115,287
Total of all expenses incurred	2017-12-31	$352,196
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$314,730
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$1,005,120
Value of total assets at end of year	2017-12-31	$8,470,000
Value of total assets at beginning of year	2017-12-31	$6,706,909
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$37,466
Total interest from all sources	2017-12-31	$8,335
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$195,693
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$195,693
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$500,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$629,876
Participant contributions at end of year	2017-12-31	$185,069
Participant contributions at beginning of year	2017-12-31	$130,879
Participant contributions at end of year	2017-12-31	$21,026
Participant contributions at beginning of year	2017-12-31	$17,884
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$322,634
Other income not declared elsewhere	2017-12-31	$35,772
Administrative expenses (other) incurred	2017-12-31	$37,466
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$1,763,091
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$8,470,000
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$6,706,909
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$5,811,475
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$4,419,812
Interest on participant loans	2017-12-31	$8,335
Value of interest in common/collective trusts at end of year	2017-12-31	$2,399,820
Value of interest in common/collective trusts at beginning of year	2017-12-31	$2,088,090
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$605,649
Net investment gain or loss from common/collective trusts	2017-12-31	$264,718
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$52,610
Employer contributions (assets) at end of year	2017-12-31	$52,610
Employer contributions (assets) at beginning of year	2017-12-31	$50,244
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$314,730
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2017-12-31	No
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	MAHER & COMPANY PC
Accountancy firm EIN	2017-12-31	431857127
2016 : ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2016 401k financial data
Total income from all sources (including contributions)	2016-12-31	$1,284,046
Total of all expenses incurred	2016-12-31	$441,473
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$407,356
Expenses. Certain deemed distributions of participant loans	2016-12-31	$68
Value of total corrective distributions	2016-12-31	$1,530
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$668,571
Value of total assets at end of year	2016-12-31	$6,706,909
Value of total assets at beginning of year	2016-12-31	$5,864,336
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$32,519
Total interest from all sources	2016-12-31	$4,722
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$132,054
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$132,054
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$500,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$556,317
Participant contributions at end of year	2016-12-31	$130,879
Participant contributions at beginning of year	2016-12-31	$51,101
Participant contributions at end of year	2016-12-31	$17,884
Participant contributions at beginning of year	2016-12-31	$17,705
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$62,010
Administrative expenses (other) incurred	2016-12-31	$32,519
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$842,573
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$6,706,909
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$5,864,336
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$4,419,812
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$3,876,550
Interest on participant loans	2016-12-31	$4,722
Value of interest in common/collective trusts at end of year	2016-12-31	$2,088,090
Value of interest in common/collective trusts at beginning of year	2016-12-31	$1,874,002
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$478,699
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$50,244
Employer contributions (assets) at end of year	2016-12-31	$50,244
Employer contributions (assets) at beginning of year	2016-12-31	$44,978
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$407,356
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2016-12-31	No
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	MAHER & COMPANY PC
Accountancy firm EIN	2016-12-31	431857127
2015 : ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2015 401k financial data
Total income from all sources (including contributions)	2015-12-31	$754,562
Total of all expenses incurred	2015-12-31	$506,605
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$489,539
Expenses. Certain deemed distributions of participant loans	2015-12-31	$153
Value of total corrective distributions	2015-12-31	$2,255
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$778,566
Value of total assets at end of year	2015-12-31	$5,864,336
Value of total assets at beginning of year	2015-12-31	$5,616,379
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$14,658
Total interest from all sources	2015-12-31	$4,392
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$225,919
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$225,919
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$500,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$499,591
Participant contributions at end of year	2015-12-31	$51,101
Participant contributions at beginning of year	2015-12-31	$94,305
Participant contributions at end of year	2015-12-31	$17,705
Participant contributions at beginning of year	2015-12-31	$17,825
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$233,997
Administrative expenses (other) incurred	2015-12-31	$14,658
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$247,957
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$5,864,336
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$5,616,379
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$3,876,550
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$4,543,516
Interest on participant loans	2015-12-31	$4,392
Value of interest in common/collective trusts at end of year	2015-12-31	$1,874,002
Value of interest in common/collective trusts at beginning of year	2015-12-31	$916,805
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-254,315
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$44,978
Employer contributions (assets) at end of year	2015-12-31	$44,978
Employer contributions (assets) at beginning of year	2015-12-31	$43,928
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$489,539
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2015-12-31	No
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	MAHER & COMPANY PC
Accountancy firm EIN	2015-12-31	431857127
2014 : ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2014 401k financial data
Total income from all sources (including contributions)	2014-12-31	$929,071
Total of all expenses incurred	2014-12-31	$205,831
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$180,905
Expenses. Certain deemed distributions of participant loans	2014-12-31	$10,451
Value of total corrective distributions	2014-12-31	$1,021
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$608,059
Value of total assets at end of year	2014-12-31	$5,616,379
Value of total assets at beginning of year	2014-12-31	$4,893,139
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$13,454
Total interest from all sources	2014-12-31	$7,116
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$260,246
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$260,246
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$484,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$527,016
Participant contributions at end of year	2014-12-31	$94,305
Participant contributions at beginning of year	2014-12-31	$143,537
Participant contributions at end of year	2014-12-31	$17,825
Participant contributions at beginning of year	2014-12-31	$16,521
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$37,115
Administrative expenses (other) incurred	2014-12-31	$13,454
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$723,240
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$5,616,379
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$4,893,139
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$4,543,516
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$3,910,824
Interest on participant loans	2014-12-31	$7,116
Value of interest in common/collective trusts at end of year	2014-12-31	$916,805
Value of interest in common/collective trusts at beginning of year	2014-12-31	$780,145
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$53,650
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$43,928
Employer contributions (assets) at end of year	2014-12-31	$43,928
Employer contributions (assets) at beginning of year	2014-12-31	$42,112
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$180,905
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2014-12-31	No
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	MAHER & COMPANY PC
Accountancy firm EIN	2014-12-31	431857127
2013 : ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2013 401k financial data
Total income from all sources (including contributions)	2013-12-31	$1,397,494
Total of all expenses incurred	2013-12-31	$438,854
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$427,077
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$622,442
Value of total assets at end of year	2013-12-31	$4,893,139
Value of total assets at beginning of year	2013-12-31	$3,934,499
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$11,777
Total interest from all sources	2013-12-31	$6,181
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$176,709
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$176,709
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$388,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$496,695
Participant contributions at end of year	2013-12-31	$143,537
Participant contributions at beginning of year	2013-12-31	$82,303
Participant contributions at end of year	2013-12-31	$16,521
Participant contributions at beginning of year	2013-12-31	$17,861
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$83,635
Administrative expenses (other) incurred	2013-12-31	$11,777
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$958,640
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$4,893,139
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$3,934,499
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$3,910,824
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$3,027,113
Interest on participant loans	2013-12-31	$6,181
Value of interest in common/collective trusts at end of year	2013-12-31	$780,145
Value of interest in common/collective trusts at beginning of year	2013-12-31	$767,734
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$592,162
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$42,112
Employer contributions (assets) at end of year	2013-12-31	$42,112
Employer contributions (assets) at beginning of year	2013-12-31	$39,488
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$427,077
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2013-12-31	No
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	MAHER & COMPANY PC
Accountancy firm EIN	2013-12-31	431857127
2012 : ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2012 401k financial data
Total income from all sources (including contributions)	2012-12-31	$854,259
Total of all expenses incurred	2012-12-31	$1,195,905
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$1,187,956
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$490,177
Value of total assets at end of year	2012-12-31	$3,934,499
Value of total assets at beginning of year	2012-12-31	$4,276,145
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$7,949
Total interest from all sources	2012-12-31	$5,631
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$100,433
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$100,433
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$423,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$443,088
Participant contributions at end of year	2012-12-31	$82,303
Participant contributions at beginning of year	2012-12-31	$119,441
Participant contributions at end of year	2012-12-31	$17,861
Participant contributions at beginning of year	2012-12-31	$15,541
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$7,601
Administrative expenses (other) incurred	2012-12-31	$7,949
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$-341,646
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$3,934,499
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$4,276,145
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in pooled separate accounts at end of year	2012-12-31	$3,027,113
Value of interest in pooled separate accounts at beginning of year	2012-12-31	$4,106,651
Interest on participant loans	2012-12-31	$5,631
Value of interest in common/collective trusts at end of year	2012-12-31	$767,734
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$258,018
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$39,488
Employer contributions (assets) at end of year	2012-12-31	$39,488
Employer contributions (assets) at beginning of year	2012-12-31	$34,512
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$1,187,956
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2012-12-31	No
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	MAHER & COMPANY PC
Accountancy firm EIN	2012-12-31	431857127
2011 : ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2011 401k financial data
Total income from all sources (including contributions)	2011-12-31	$364,844
Total of all expenses incurred	2011-12-31	$330,463
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$329,438
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$468,612
Value of total assets at end of year	2011-12-31	$4,276,145
Value of total assets at beginning of year	2011-12-31	$4,241,764
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$1,025
Total interest from all sources	2011-12-31	$9,587
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$25,387
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$25,387
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$420,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$397,700
Participant contributions at end of year	2011-12-31	$119,441
Participant contributions at beginning of year	2011-12-31	$140,283
Participant contributions at end of year	2011-12-31	$15,541
Participant contributions at beginning of year	2011-12-31	$14,546
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$36,400
Administrative expenses (other) incurred	2011-12-31	$1,025
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$34,381
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$4,276,145
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$4,241,764
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in pooled separate accounts at end of year	2011-12-31	$4,106,651
Value of interest in pooled separate accounts at beginning of year	2011-12-31	$4,054,573
Interest on participant loans	2011-12-31	$9,587
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-138,742
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$34,512
Employer contributions (assets) at end of year	2011-12-31	$34,512
Employer contributions (assets) at beginning of year	2011-12-31	$32,362
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$329,438
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2011-12-31	No
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	MAHER & COMPANY PC
Accountancy firm EIN	2011-12-31	431857127
2010 : ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2010 401k financial data
Total income from all sources (including contributions)	2010-12-31	$965,712
Total of all expenses incurred	2010-12-31	$429,845
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$428,770
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$519,139
Value of total assets at end of year	2010-12-31	$4,241,764
Value of total assets at beginning of year	2010-12-31	$3,705,897
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$1,075
Total interest from all sources	2010-12-31	$12,369
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$366,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$413,336
Participant contributions at end of year	2010-12-31	$140,283
Participant contributions at beginning of year	2010-12-31	$184,550
Participant contributions at end of year	2010-12-31	$14,546
Participant contributions at beginning of year	2010-12-31	$13,295
Income. Received or receivable in cash from other sources (including rollovers)	2010-12-31	$73,441
Administrative expenses (other) incurred	2010-12-31	$1,075
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$535,867
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$4,241,764
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$3,705,897
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in pooled separate accounts at end of year	2010-12-31	$4,054,573
Value of interest in pooled separate accounts at beginning of year	2010-12-31	$3,469,605
Interest on participant loans	2010-12-31	$12,369
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$434,204
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$32,362
Employer contributions (assets) at end of year	2010-12-31	$32,362
Employer contributions (assets) at beginning of year	2010-12-31	$38,447
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$428,770
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2010-12-31	No
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	MAHER & COMPANY PC
Accountancy firm EIN	2010-12-31	431857127

Form 5500 Responses for ZAK COMPANIES, INC 401(K) SAVINGS PLAN

2019: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Plan funding arrangement – Insurance	Yes
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement – Insurance	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Plan funding arrangement – Insurance	Yes
2011-01-01	Plan benefit arrangement – Insurance	Yes
2010: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2010 form 5500 responses
2010-01-01	Type of plan entity	Single employer plan
2010-01-01	Plan funding arrangement – Insurance	Yes
2010-01-01	Plan benefit arrangement – Insurance	Yes
2009: ZAK COMPANIES, INC 401(K) SAVINGS PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	This submission is the final filing	No
2009-01-01	Plan funding arrangement – Insurance	Yes
2009-01-01	Plan benefit arrangement – Insurance	Yes

Insurance Providers Used on plan

SUNAMERICA ANNUITY AND LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 60941 )

Policy contract number

P35A6Q00460

Policy instance

Insurance contract or identification number	P35A6Q00460
Number of Individuals Covered	0
Insurance policy start date	2012-01-01
Insurance policy end date	2012-01-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

SUNAMERICA ANNUITY AND LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 60941 )

Policy contract number

P35A6Q00460

Policy instance

Insurance contract or identification number	P35A6Q00460
Number of Individuals Covered	143
Insurance policy start date	2011-01-01
Insurance policy end date	2011-12-31
Total amount of commissions paid to insurance broker	USD $13,944
Total amount of fees paid to insurance company	USD $0
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

SUNAMERICA ANNUITY AND LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 60941 )

Policy contract number

P35A6Q00460

Policy instance

Insurance contract or identification number	P35A6Q00460
Number of Individuals Covered	133
Insurance policy start date	2010-01-01
Insurance policy end date	2010-12-31
Total amount of commissions paid to insurance broker	USD $15,719
Total amount of fees paid to insurance company	USD $0
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $15,719
Insurance broker organization code?	3
Insurance broker name	THE GARBACZ GROUP, INC.

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Company Name:	ZAK COMPANIES, INC.
Employer identification number (EIN):	431579557
NAIC Classification:	541330
NAIC Description:	Engineering Services

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed
001	2019-01-01	ROBERT W. ZAK, JR.	2020-10-14
001	2018-01-01	ROBERT W. ZAK, JR.	2019-09-30
001	2017-01-01
001	2016-01-01
001	2015-01-01
001	2014-01-01
001	2013-01-01
001	2012-01-01	KAYE MCCONNELL
001	2011-01-01	KAYE MCCONNELL
001	2010-01-01	KAYE MCCONNELL
001	2009-01-01	KAYE MCCONNELL