401k Plan data: RAM INTERNATIONAL 401(K) RETIREMENT PLAN plan

RAM INTERNATIONAL 401(K) RETIREMENT PLAN 401k Plan overview

Plan Name	RAM INTERNATIONAL 401(K) RETIREMENT PLAN
Plan identification number	001

RAM INTERNATIONAL 401(K) RETIREMENT PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

RAM 1971, INC. has sponsored the creation of one or more 401k plans.

Company Name: RAM 1971, INC.

Employer identification number (EIN): 471374815

NAIC Classification: 722511
NAIC Description: Full-Service Restaurants

Additional information about RAM 1971, INC.

Jurisdiction of Incorporation: Washington Secretary of State Corporations Division

Incorporation Date: 2014-07-02

Company Identification Number: 603416459

Legal Registered Office Address: 10013 59TH AVE SW

LAKEWOOD
United States of America (USA)
984990000

More information about RAM 1971, INC.

Form 5500 Filing Information

Submission information for form 5500 for 401k plan RAM INTERNATIONAL 401(K) RETIREMENT PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2015-01-01 KRISTIE G WEBB
001 2014-01-01 KRISTIE WEBB

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed	Name of Company Sponsor	Date Sponsor Signed
001	2015-01-01	KRISTIE G WEBB
001	2014-01-01	KRISTIE WEBB

Plan Statistics for RAM INTERNATIONAL 401(K) RETIREMENT PLAN

401k plan membership statisitcs for RAM INTERNATIONAL 401(K) RETIREMENT PLAN

Measure Date Value
2015: RAM INTERNATIONAL 401(K) RETIREMENT PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 1,059
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 789
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 87
Total of all active and inactive participants 2015-01-01 876
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 876
Number of participants with account balances 2015-01-01 200
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 6
2014: RAM INTERNATIONAL 401(K) RETIREMENT PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 1,136
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 837
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 79
Total of all active and inactive participants 2014-01-01 916
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 916
Number of participants with account balances 2014-01-01 202
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 9

Measure	Date	Value
2015: RAM INTERNATIONAL 401(K) RETIREMENT PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	1,059
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	789
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	87
Total of all active and inactive participants	2015-01-01	876
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	876
Number of participants with account balances	2015-01-01	200
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	6
2014: RAM INTERNATIONAL 401(K) RETIREMENT PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	1,136
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	837
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	79
Total of all active and inactive participants	2014-01-01	916
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	916
Number of participants with account balances	2014-01-01	202
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	9

Financial Data on RAM INTERNATIONAL 401(K) RETIREMENT PLAN

Measure	Date	Value
2015 : RAM INTERNATIONAL 401(K) RETIREMENT PLAN 2015 401k financial data
Total income from all sources (including contributions)	2015-12-31	$339,455
Total of all expenses incurred	2015-12-31	$634,016
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$513,643
Value of total corrective distributions	2015-12-31	$79,268
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$354,808
Value of total assets at end of year	2015-12-31	$3,891,302
Value of total assets at beginning of year	2015-12-31	$4,185,863
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$41,105
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$500,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$354,808
Other income not declared elsewhere	2015-12-31	$7,288
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$-294,561
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$3,891,302
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$4,185,863
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in pooled separate accounts at end of year	2015-12-31	$3,412,042
Value of interest in pooled separate accounts at beginning of year	2015-12-31	$3,694,828
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2015-12-31	$479,260
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2015-12-31	$491,035
Net investment gain/loss from pooled separate accounts	2015-12-31	$-22,641
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$513,643
Contract administrator fees	2015-12-31	$41,105
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	BERNTSON PORTER AND COMPANY PLLC
Accountancy firm EIN	2015-12-31	911308574
2014 : RAM INTERNATIONAL 401(K) RETIREMENT PLAN 2014 401k financial data
Total transfer of assets from this plan	2014-12-31	$5,714,500
Total income from all sources (including contributions)	2014-12-31	$6,445,483
Total of all expenses incurred	2014-12-31	$799,695
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$747,258
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$6,206,307
Value of total assets at end of year	2014-12-31	$4,185,863
Value of total assets at beginning of year	2014-12-31	$4,254,575
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$52,437
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$500,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$393,253
Participant contributions at beginning of year	2014-12-31	$25
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$5,714,500
Other income not declared elsewhere	2014-12-31	$8,005
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$5,645,788
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$4,185,863
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$4,254,575
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in pooled separate accounts at end of year	2014-12-31	$3,694,828
Value of interest in pooled separate accounts at beginning of year	2014-12-31	$3,682,670
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2014-12-31	$491,035
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2014-12-31	$571,874
Net investment gain/loss from pooled separate accounts	2014-12-31	$231,171
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$98,554
Employer contributions (assets) at beginning of year	2014-12-31	$6
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$747,258
Contract administrator fees	2014-12-31	$52,437
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	BERNTSON PORTER AND COMPANY PLLC
Accountancy firm EIN	2014-12-31	911308574

Form 5500 Responses for RAM INTERNATIONAL 401(K) RETIREMENT PLAN

2015: RAM INTERNATIONAL 401(K) RETIREMENT PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Plan funding arrangement – Insurance	Yes
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement – Insurance	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: RAM INTERNATIONAL 401(K) RETIREMENT PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Plan funding arrangement – Insurance	Yes
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement – Insurance	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

TRANSAMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 86231 )

Policy contract number

999204

Policy instance

Insurance contract or identification number	999204
Number of Individuals Covered	200
Insurance policy start date	2015-01-01
Insurance policy end date	2015-12-31
Total amount of commissions paid to insurance broker	USD $20,401
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $20,401
Insurance broker organization code?	3
Insurance broker name	FIRST ALLIED SECURITIES INC.

TRANSAMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 86231 )

Policy contract number

999204

Policy instance

Insurance contract or identification number	999204
Number of Individuals Covered	202
Insurance policy start date	2014-01-01
Insurance policy end date	2014-12-31
Total amount of commissions paid to insurance broker	USD $21,436
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $21,436
Insurance broker organization code?	3
Insurance broker name	PAUL MARRIOTT

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Company Name:	RAM 1971, INC.
Employer identification number (EIN):	471374815
NAIC Classification:	722511
NAIC Description:	Full-Service Restaurants

Jurisdiction of Incorporation:	Washington Secretary of State Corporations Division
Incorporation Date:	2014-07-02
Company Identification Number:	603416459
Legal Registered Office Address:	10013 59TH AVE SW LAKEWOOD United States of America (USA) 984990000