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THE RFA GROUP RETIREMENT SAVINGS PLAN 401k Plan overview

Plan NameTHE RFA GROUP RETIREMENT SAVINGS PLAN
Plan identification number 001

THE RFA GROUP RETIREMENT SAVINGS PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
  • Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

THE RFA GROUP, INC has sponsored the creation of one or more 401k plans.

Company Name:THE RFA GROUP, INC
Employer identification number (EIN):475512830
NAIC Classification:541330
NAIC Description:Engineering Services

Form 5500 Filing Information

Submission information for form 5500 for 401k plan THE RFA GROUP RETIREMENT SAVINGS PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012022-01-01
0012021-01-01
0012020-01-01
0012019-01-01
0012018-01-01
0012017-01-01TROY WITT
0012016-01-01TROY WITT

Plan Statistics for THE RFA GROUP RETIREMENT SAVINGS PLAN

401k plan membership statisitcs for THE RFA GROUP RETIREMENT SAVINGS PLAN

Measure Date Value
2022: THE RFA GROUP RETIREMENT SAVINGS PLAN 2022 401k membership
Total participants, beginning-of-year2022-01-01511
Total number of active participants reported on line 7a of the Form 55002022-01-01364
Number of retired or separated participants receiving benefits2022-01-010
Number of other retired or separated participants entitled to future benefits2022-01-01147
Total of all active and inactive participants2022-01-01511
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2022-01-010
Total participants2022-01-01511
Number of participants with account balances2022-01-01424
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2022-01-010
2021: THE RFA GROUP RETIREMENT SAVINGS PLAN 2021 401k membership
Total participants, beginning-of-year2021-01-01457
Total number of active participants reported on line 7a of the Form 55002021-01-01278
Number of retired or separated participants receiving benefits2021-01-010
Number of other retired or separated participants entitled to future benefits2021-01-01131
Total of all active and inactive participants2021-01-01409
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2021-01-010
Total participants2021-01-01409
Number of participants with account balances2021-01-01365
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2021-01-010
2020: THE RFA GROUP RETIREMENT SAVINGS PLAN 2020 401k membership
Total participants, beginning-of-year2020-01-01538
Total number of active participants reported on line 7a of the Form 55002020-01-01312
Number of retired or separated participants receiving benefits2020-01-010
Number of other retired or separated participants entitled to future benefits2020-01-01135
Total of all active and inactive participants2020-01-01447
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2020-01-010
Total participants2020-01-01447
Number of participants with account balances2020-01-01400
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2020-01-010
2019: THE RFA GROUP RETIREMENT SAVINGS PLAN 2019 401k membership
Total participants, beginning-of-year2019-01-01501
Total number of active participants reported on line 7a of the Form 55002019-01-01378
Number of retired or separated participants receiving benefits2019-01-010
Number of other retired or separated participants entitled to future benefits2019-01-01120
Total of all active and inactive participants2019-01-01498
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2019-01-010
Total participants2019-01-01498
Number of participants with account balances2019-01-01418
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2019-01-010
2018: THE RFA GROUP RETIREMENT SAVINGS PLAN 2018 401k membership
Total participants, beginning-of-year2018-01-01448
Total number of active participants reported on line 7a of the Form 55002018-01-01333
Number of retired or separated participants receiving benefits2018-01-010
Number of other retired or separated participants entitled to future benefits2018-01-01108
Total of all active and inactive participants2018-01-01441
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2018-01-010
Total participants2018-01-01441
Number of participants with account balances2018-01-01373
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2018-01-010
2017: THE RFA GROUP RETIREMENT SAVINGS PLAN 2017 401k membership
Total participants, beginning-of-year2017-01-01415
Total number of active participants reported on line 7a of the Form 55002017-01-01272
Number of retired or separated participants receiving benefits2017-01-010
Number of other retired or separated participants entitled to future benefits2017-01-01102
Total of all active and inactive participants2017-01-01374
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2017-01-010
Total participants2017-01-01374
Number of participants with account balances2017-01-01326
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2017-01-010
2016: THE RFA GROUP RETIREMENT SAVINGS PLAN 2016 401k membership
Total participants, beginning-of-year2016-01-01443
Total number of active participants reported on line 7a of the Form 55002016-01-01286
Number of retired or separated participants receiving benefits2016-01-010
Number of other retired or separated participants entitled to future benefits2016-01-0198
Total of all active and inactive participants2016-01-01384
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2016-01-010
Total participants2016-01-01384
Number of participants with account balances2016-01-01335
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2016-01-010

Financial Data on THE RFA GROUP RETIREMENT SAVINGS PLAN

Measure Date Value
2022 : THE RFA GROUP RETIREMENT SAVINGS PLAN 2022 401k financial data
Total unrealized appreciation/depreciation of assets2022-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2022-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2022-12-31$0
Total income from all sources (including contributions)2022-12-31$-3,017,708
Total loss/gain on sale of assets2022-12-31$0
Total of all expenses incurred2022-12-31$1,810,618
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2022-12-31$1,734,111
Value of total corrective distributions2022-12-31$103
Total contributions o plan (from employers,participants, others, non cash contrinutions)2022-12-31$2,844,141
Value of total assets at end of year2022-12-31$24,550,796
Value of total assets at beginning of year2022-12-31$29,379,122
Total of administrative expenses incurred including professional, contract, advisory and management fees2022-12-31$76,404
Total interest from all sources2022-12-31$2,727
Total dividends received (eg from common stock, registered investment company shares)2022-12-31$301,237
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2022-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2022-12-31$301,237
Was this plan covered by a fidelity bond2022-12-31Yes
Value of fidelity bond cover2022-12-31$500,000
If this is an individual account plan, was there a blackout period2022-12-31No
Were there any nonexempt tranactions with any party-in-interest2022-12-31No
Contributions received from participants2022-12-31$2,170,221
Participant contributions at end of year2022-12-31$50,981
Participant contributions at beginning of year2022-12-31$71,253
Participant contributions at end of year2022-12-31$0
Participant contributions at beginning of year2022-12-31$1,554
Income. Received or receivable in cash from other sources (including rollovers)2022-12-31$19,112
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2022-12-31No
Value of net income/loss2022-12-31$-4,828,326
Value of net assets at end of year (total assets less liabilities)2022-12-31$24,550,796
Value of net assets at beginning of year (total assets less liabilities)2022-12-31$29,379,122
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2022-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2022-12-31No
Were any leases to which the plan was party in default or uncollectible2022-12-31No
Investment advisory and management fees2022-12-31$45,830
Value of interest in registered invesment companies (eg mutual funds) at end of year2022-12-31$24,499,673
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2022-12-31$29,197,883
Interest on participant loans2022-12-31$2,727
Income. Interest from loans (other than to participants)2022-12-31$0
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2022-12-31$28,246
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2022-12-31$28,246
Net investment gain/loss from registered investment companies (e.g. mutual funds)2022-12-31$-6,165,813
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2022-12-31No
Was there a failure to transmit to the plan any participant contributions2022-12-31No
Has the plan failed to provide any benefit when due under the plan2022-12-31No
Contributions received in cash from employer2022-12-31$654,808
Employer contributions (assets) at end of year2022-12-31$142
Employer contributions (assets) at beginning of year2022-12-31$80,186
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2022-12-31$1,734,111
Contract administrator fees2022-12-31$30,574
Did the plan have assets held for investment2022-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2022-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2022-12-31No
Opinion of an independent qualified public accountant for this plan2022-12-31Unqualified
Accountancy firm name2022-12-31MMKR CERTIFIED PUBLIC ACCOUNTANTS
Accountancy firm EIN2022-12-31411690382
2021 : THE RFA GROUP RETIREMENT SAVINGS PLAN 2021 401k financial data
Total unrealized appreciation/depreciation of assets2021-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2021-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2021-12-31$0
Total income from all sources (including contributions)2021-12-31$6,415,459
Total loss/gain on sale of assets2021-12-31$0
Total of all expenses incurred2021-12-31$2,375,526
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2021-12-31$2,289,654
Total contributions o plan (from employers,participants, others, non cash contrinutions)2021-12-31$2,485,561
Value of total assets at end of year2021-12-31$29,379,122
Value of total assets at beginning of year2021-12-31$25,339,189
Total of administrative expenses incurred including professional, contract, advisory and management fees2021-12-31$85,872
Total interest from all sources2021-12-31$2,113
Total dividends received (eg from common stock, registered investment company shares)2021-12-31$271,460
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2021-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2021-12-31$271,460
Was this plan covered by a fidelity bond2021-12-31Yes
Value of fidelity bond cover2021-12-31$500,000
If this is an individual account plan, was there a blackout period2021-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2021-12-31$0
Were there any nonexempt tranactions with any party-in-interest2021-12-31No
Contributions received from participants2021-12-31$1,839,667
Participant contributions at end of year2021-12-31$71,253
Participant contributions at beginning of year2021-12-31$45,647
Participant contributions at end of year2021-12-31$1,554
Participant contributions at beginning of year2021-12-31$29,413
Income. Received or receivable in cash from other sources (including rollovers)2021-12-31$50,810
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2021-12-31No
Value of net income/loss2021-12-31$4,039,933
Value of net assets at end of year (total assets less liabilities)2021-12-31$29,379,122
Value of net assets at beginning of year (total assets less liabilities)2021-12-31$25,339,189
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2021-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2021-12-31No
Were any leases to which the plan was party in default or uncollectible2021-12-31No
Investment advisory and management fees2021-12-31$53,133
Value of interest in registered invesment companies (eg mutual funds) at end of year2021-12-31$29,197,883
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2021-12-31$25,181,772
Interest on participant loans2021-12-31$2,113
Income. Interest from loans (other than to participants)2021-12-31$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2021-12-31$28,246
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2021-12-31$44
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2021-12-31$44
Net investment gain/loss from registered investment companies (e.g. mutual funds)2021-12-31$3,656,325
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2021-12-31No
Was there a failure to transmit to the plan any participant contributions2021-12-31No
Has the plan failed to provide any benefit when due under the plan2021-12-31No
Contributions received in cash from employer2021-12-31$595,084
Employer contributions (assets) at end of year2021-12-31$80,186
Employer contributions (assets) at beginning of year2021-12-31$82,313
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2021-12-31$2,289,654
Contract administrator fees2021-12-31$32,739
Did the plan have assets held for investment2021-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2021-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2021-12-31No
Opinion of an independent qualified public accountant for this plan2021-12-31Unqualified
Accountancy firm name2021-12-31MMKR CERTIFIED PUBLIC ACCOUNTANTS
Accountancy firm EIN2021-12-31411690382
2020 : THE RFA GROUP RETIREMENT SAVINGS PLAN 2020 401k financial data
Total unrealized appreciation/depreciation of assets2020-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2020-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2020-12-31$0
Total income from all sources (including contributions)2020-12-31$6,969,371
Total loss/gain on sale of assets2020-12-31$0
Total of all expenses incurred2020-12-31$1,381,970
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2020-12-31$1,310,286
Total contributions o plan (from employers,participants, others, non cash contrinutions)2020-12-31$2,475,624
Value of total assets at end of year2020-12-31$25,339,189
Value of total assets at beginning of year2020-12-31$19,751,788
Total of administrative expenses incurred including professional, contract, advisory and management fees2020-12-31$71,684
Total interest from all sources2020-12-31$3,306
Total dividends received (eg from common stock, registered investment company shares)2020-12-31$237,148
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2020-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2020-12-31$237,148
Was this plan covered by a fidelity bond2020-12-31Yes
Value of fidelity bond cover2020-12-31$500,000
If this is an individual account plan, was there a blackout period2020-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2020-12-31$0
Were there any nonexempt tranactions with any party-in-interest2020-12-31No
Contributions received from participants2020-12-31$1,738,785
Participant contributions at end of year2020-12-31$45,647
Participant contributions at beginning of year2020-12-31$82,360
Participant contributions at end of year2020-12-31$29,413
Participant contributions at beginning of year2020-12-31$31,027
Income. Received or receivable in cash from other sources (including rollovers)2020-12-31$128,526
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2020-12-31No
Value of net income/loss2020-12-31$5,587,401
Value of net assets at end of year (total assets less liabilities)2020-12-31$25,339,189
Value of net assets at beginning of year (total assets less liabilities)2020-12-31$19,751,788
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2020-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2020-12-31No
Were any leases to which the plan was party in default or uncollectible2020-12-31No
Investment advisory and management fees2020-12-31$38,983
Value of interest in registered invesment companies (eg mutual funds) at end of year2020-12-31$25,181,772
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2020-12-31$19,549,552
Interest on participant loans2020-12-31$3,306
Income. Interest from loans (other than to participants)2020-12-31$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2020-12-31$44
Net investment gain/loss from registered investment companies (e.g. mutual funds)2020-12-31$4,253,293
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2020-12-31No
Was there a failure to transmit to the plan any participant contributions2020-12-31Yes
Has the plan failed to provide any benefit when due under the plan2020-12-31No
Contributions received in cash from employer2020-12-31$608,313
Employer contributions (assets) at end of year2020-12-31$82,313
Employer contributions (assets) at beginning of year2020-12-31$88,849
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2020-12-31$1,310,286
Contract administrator fees2020-12-31$32,701
Did the plan have assets held for investment2020-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2020-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2020-12-31No
Opinion of an independent qualified public accountant for this plan2020-12-31Unqualified
Accountancy firm name2020-12-31MMKR CERTIFIED PUBLIC ACCOUNTANTS
Accountancy firm EIN2020-12-31411690382
2019 : THE RFA GROUP RETIREMENT SAVINGS PLAN 2019 401k financial data
Total unrealized appreciation/depreciation of assets2019-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$15,942
Total income from all sources (including contributions)2019-12-31$6,287,048
Total loss/gain on sale of assets2019-12-31$0
Total of all expenses incurred2019-12-31$2,639,018
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2019-12-31$2,575,036
Total contributions o plan (from employers,participants, others, non cash contrinutions)2019-12-31$2,488,610
Value of total assets at end of year2019-12-31$19,751,788
Value of total assets at beginning of year2019-12-31$16,119,700
Total of administrative expenses incurred including professional, contract, advisory and management fees2019-12-31$63,982
Total interest from all sources2019-12-31$3,118
Total dividends received (eg from common stock, registered investment company shares)2019-12-31$270,366
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2019-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2019-12-31$270,366
Was this plan covered by a fidelity bond2019-12-31Yes
Value of fidelity bond cover2019-12-31$500,000
If this is an individual account plan, was there a blackout period2019-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2019-12-31$0
Were there any nonexempt tranactions with any party-in-interest2019-12-31No
Contributions received from participants2019-12-31$1,752,916
Participant contributions at end of year2019-12-31$82,360
Participant contributions at beginning of year2019-12-31$52,795
Participant contributions at end of year2019-12-31$31,027
Income. Received or receivable in cash from other sources (including rollovers)2019-12-31$108,755
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2019-12-31$15,942
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Value of net income/loss2019-12-31$3,648,030
Value of net assets at end of year (total assets less liabilities)2019-12-31$19,751,788
Value of net assets at beginning of year (total assets less liabilities)2019-12-31$16,103,758
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2019-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2019-12-31No
Were any leases to which the plan was party in default or uncollectible2019-12-31No
Investment advisory and management fees2019-12-31$34,830
Value of interest in registered invesment companies (eg mutual funds) at end of year2019-12-31$19,549,552
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2019-12-31$15,991,574
Interest on participant loans2019-12-31$3,118
Income. Interest from loans (other than to participants)2019-12-31$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)2019-12-31$3,524,954
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2019-12-31No
Was there a failure to transmit to the plan any participant contributions2019-12-31Yes
Has the plan failed to provide any benefit when due under the plan2019-12-31No
Contributions received in cash from employer2019-12-31$626,939
Employer contributions (assets) at end of year2019-12-31$88,849
Employer contributions (assets) at beginning of year2019-12-31$75,331
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2019-12-31$2,575,036
Contract administrator fees2019-12-31$29,152
Did the plan have assets held for investment2019-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2019-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2019-12-31Yes
Opinion of an independent qualified public accountant for this plan2019-12-31Disclaimer
Accountancy firm name2019-12-31MMKR CERTIFIED PUBLIC ACCOUNTANTS
Accountancy firm EIN2019-12-31411690382
2018 : THE RFA GROUP RETIREMENT SAVINGS PLAN 2018 401k financial data
Total unrealized appreciation/depreciation of assets2018-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-12-31$15,942
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-12-31$24,401
Total income from all sources (including contributions)2018-12-31$1,055,960
Total loss/gain on sale of assets2018-12-31$0
Total of all expenses incurred2018-12-31$1,860,000
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2018-12-31$1,819,291
Total contributions o plan (from employers,participants, others, non cash contrinutions)2018-12-31$2,111,134
Value of total assets at end of year2018-12-31$16,119,700
Value of total assets at beginning of year2018-12-31$16,932,199
Total of administrative expenses incurred including professional, contract, advisory and management fees2018-12-31$40,709
Total interest from all sources2018-12-31$2,428
Total dividends received (eg from common stock, registered investment company shares)2018-12-31$249,806
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2018-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2018-12-31$249,806
Was this plan covered by a fidelity bond2018-12-31Yes
Value of fidelity bond cover2018-12-31$500,000
If this is an individual account plan, was there a blackout period2018-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2018-12-31$0
Were there any nonexempt tranactions with any party-in-interest2018-12-31No
Contributions received from participants2018-12-31$1,509,372
Participant contributions at end of year2018-12-31$52,795
Participant contributions at beginning of year2018-12-31$63,912
Income. Received or receivable in cash from other sources (including rollovers)2018-12-31$44,642
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2018-12-31$15,942
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2018-12-31$24,401
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2018-12-31No
Value of net income/loss2018-12-31$-804,040
Value of net assets at end of year (total assets less liabilities)2018-12-31$16,103,758
Value of net assets at beginning of year (total assets less liabilities)2018-12-31$16,907,798
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2018-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2018-12-31No
Were any leases to which the plan was party in default or uncollectible2018-12-31No
Investment advisory and management fees2018-12-31$23,019
Value of interest in registered invesment companies (eg mutual funds) at end of year2018-12-31$15,991,574
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2018-12-31$16,039,451
Interest on participant loans2018-12-31$2,428
Income. Interest from loans (other than to participants)2018-12-31$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2018-12-31$0
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2018-12-31$768,638
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2018-12-31$768,638
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2018-12-31$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)2018-12-31$-1,307,408
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2018-12-31No
Was there a failure to transmit to the plan any participant contributions2018-12-31No
Has the plan failed to provide any benefit when due under the plan2018-12-31No
Contributions received in cash from employer2018-12-31$557,120
Employer contributions (assets) at end of year2018-12-31$75,331
Employer contributions (assets) at beginning of year2018-12-31$60,198
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2018-12-31$1,819,291
Contract administrator fees2018-12-31$17,690
Did the plan have assets held for investment2018-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2018-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2018-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2018-12-31Yes
Opinion of an independent qualified public accountant for this plan2018-12-31Disclaimer
Accountancy firm name2018-12-31MMKR CERTIFIED PUBLIC ACCOUNTANTS
Accountancy firm EIN2018-12-31411690382
2017 : THE RFA GROUP RETIREMENT SAVINGS PLAN 2017 401k financial data
Total unrealized appreciation/depreciation of assets2017-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$24,401
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$2,971
Total income from all sources (including contributions)2017-12-31$4,657,315
Total loss/gain on sale of assets2017-12-31$0
Total of all expenses incurred2017-12-31$1,035,654
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2017-12-31$1,035,654
Total contributions o plan (from employers,participants, others, non cash contrinutions)2017-12-31$1,756,069
Value of total assets at end of year2017-12-31$16,932,199
Value of total assets at beginning of year2017-12-31$13,289,108
Total of administrative expenses incurred including professional, contract, advisory and management fees2017-12-31$0
Total interest from all sources2017-12-31$5,519
Total dividends received (eg from common stock, registered investment company shares)2017-12-31$161,827
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2017-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2017-12-31$161,827
Was this plan covered by a fidelity bond2017-12-31Yes
Value of fidelity bond cover2017-12-31$500,000
If this is an individual account plan, was there a blackout period2017-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2017-12-31$0
Were there any nonexempt tranactions with any party-in-interest2017-12-31No
Contributions received from participants2017-12-31$1,270,834
Participant contributions at end of year2017-12-31$63,912
Participant contributions at beginning of year2017-12-31$36,783
Income. Received or receivable in cash from other sources (including rollovers)2017-12-31$15,848
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2017-12-31$24,401
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2017-12-31$2,971
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31No
Value of net income/loss2017-12-31$3,621,661
Value of net assets at end of year (total assets less liabilities)2017-12-31$16,907,798
Value of net assets at beginning of year (total assets less liabilities)2017-12-31$13,286,137
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2017-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2017-12-31No
Were any leases to which the plan was party in default or uncollectible2017-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2017-12-31$16,039,451
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2017-12-31$12,455,490
Interest on participant loans2017-12-31$1,764
Income. Interest from loans (other than to participants)2017-12-31$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2017-12-31$768,638
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2017-12-31$733,583
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2017-12-31$733,583
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2017-12-31$3,755
Net investment gain/loss from registered investment companies (e.g. mutual funds)2017-12-31$2,733,900
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2017-12-31No
Was there a failure to transmit to the plan any participant contributions2017-12-31No
Has the plan failed to provide any benefit when due under the plan2017-12-31No
Contributions received in cash from employer2017-12-31$469,387
Employer contributions (assets) at end of year2017-12-31$60,198
Employer contributions (assets) at beginning of year2017-12-31$63,252
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2017-12-31$1,035,654
Did the plan have assets held for investment2017-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2017-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2017-12-31Yes
Opinion of an independent qualified public accountant for this plan2017-12-31Disclaimer
Accountancy firm name2017-12-31MMKR CERTIFIED PUBLIC ACCOUNTANTS
Accountancy firm EIN2017-12-31411690382
2016 : THE RFA GROUP RETIREMENT SAVINGS PLAN 2016 401k financial data
Total unrealized appreciation/depreciation of assets2016-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$2,971
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$0
Total income from all sources (including contributions)2016-12-31$2,811,908
Total loss/gain on sale of assets2016-12-31$0
Total of all expenses incurred2016-12-31$614,095
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2016-12-31$614,095
Total contributions o plan (from employers,participants, others, non cash contrinutions)2016-12-31$1,950,713
Value of total assets at end of year2016-12-31$13,289,108
Value of total assets at beginning of year2016-12-31$11,088,324
Total of administrative expenses incurred including professional, contract, advisory and management fees2016-12-31$0
Total interest from all sources2016-12-31$3,157
Total dividends received (eg from common stock, registered investment company shares)2016-12-31$144,703
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2016-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2016-12-31$144,703
Was this plan covered by a fidelity bond2016-12-31Yes
Value of fidelity bond cover2016-12-31$500,000
If this is an individual account plan, was there a blackout period2016-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2016-12-31$0
Were there any nonexempt tranactions with any party-in-interest2016-12-31No
Contributions received from participants2016-12-31$1,389,212
Participant contributions at end of year2016-12-31$36,783
Participant contributions at beginning of year2016-12-31$86,263
Income. Received or receivable in cash from other sources (including rollovers)2016-12-31$40,199
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2016-12-31$2,971
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Value of net income/loss2016-12-31$2,197,813
Value of net assets at end of year (total assets less liabilities)2016-12-31$13,286,137
Value of net assets at beginning of year (total assets less liabilities)2016-12-31$11,088,324
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2016-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2016-12-31No
Were any leases to which the plan was party in default or uncollectible2016-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2016-12-31$12,455,490
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2016-12-31$10,412,447
Interest on participant loans2016-12-31$3,157
Income. Interest from loans (other than to participants)2016-12-31$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2016-12-31$733,583
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2016-12-31$528,308
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2016-12-31$528,308
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2016-12-31$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)2016-12-31$713,335
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2016-12-31No
Was there a failure to transmit to the plan any participant contributions2016-12-31No
Has the plan failed to provide any benefit when due under the plan2016-12-31No
Contributions received in cash from employer2016-12-31$521,302
Employer contributions (assets) at end of year2016-12-31$63,252
Employer contributions (assets) at beginning of year2016-12-31$61,306
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2016-12-31$614,095
Contract administrator fees2016-12-31$0
Did the plan have assets held for investment2016-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2016-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2016-12-31Yes
Opinion of an independent qualified public accountant for this plan2016-12-31Disclaimer
Accountancy firm name2016-12-31MMKR CERTIFIED PUBLIC ACCOUNTANTS
Accountancy firm EIN2016-12-31411690382

Form 5500 Responses for THE RFA GROUP RETIREMENT SAVINGS PLAN

2022: THE RFA GROUP RETIREMENT SAVINGS PLAN 2022 form 5500 responses
2022-01-01Type of plan entitySingle employer plan
2022-01-01Submission has been amendedNo
2022-01-01This submission is the final filingNo
2022-01-01This return/report is a short plan year return/report (less than 12 months)No
2022-01-01Plan is a collectively bargained planNo
2022-01-01Plan funding arrangement – TrustYes
2022-01-01Plan benefit arrangement - TrustYes
2021: THE RFA GROUP RETIREMENT SAVINGS PLAN 2021 form 5500 responses
2021-01-01Type of plan entitySingle employer plan
2021-01-01Submission has been amendedNo
2021-01-01This submission is the final filingNo
2021-01-01This return/report is a short plan year return/report (less than 12 months)No
2021-01-01Plan is a collectively bargained planNo
2021-01-01Plan funding arrangement – TrustYes
2021-01-01Plan benefit arrangement - TrustYes
2020: THE RFA GROUP RETIREMENT SAVINGS PLAN 2020 form 5500 responses
2020-01-01Type of plan entitySingle employer plan
2020-01-01Submission has been amendedNo
2020-01-01This submission is the final filingNo
2020-01-01This return/report is a short plan year return/report (less than 12 months)No
2020-01-01Plan is a collectively bargained planNo
2020-01-01Plan funding arrangement – TrustYes
2020-01-01Plan benefit arrangement - TrustYes
2019: THE RFA GROUP RETIREMENT SAVINGS PLAN 2019 form 5500 responses
2019-01-01Type of plan entitySingle employer plan
2019-01-01Submission has been amendedNo
2019-01-01This submission is the final filingNo
2019-01-01This return/report is a short plan year return/report (less than 12 months)No
2019-01-01Plan is a collectively bargained planNo
2019-01-01Plan funding arrangement – TrustYes
2019-01-01Plan benefit arrangement - TrustYes
2018: THE RFA GROUP RETIREMENT SAVINGS PLAN 2018 form 5500 responses
2018-01-01Type of plan entitySingle employer plan
2018-01-01Submission has been amendedNo
2018-01-01This submission is the final filingNo
2018-01-01This return/report is a short plan year return/report (less than 12 months)No
2018-01-01Plan is a collectively bargained planNo
2018-01-01Plan funding arrangement – TrustYes
2018-01-01Plan benefit arrangement - TrustYes
2017: THE RFA GROUP RETIREMENT SAVINGS PLAN 2017 form 5500 responses
2017-01-01Type of plan entitySingle employer plan
2017-01-01Submission has been amendedNo
2017-01-01This submission is the final filingNo
2017-01-01This return/report is a short plan year return/report (less than 12 months)No
2017-01-01Plan is a collectively bargained planNo
2017-01-01Plan funding arrangement – TrustYes
2017-01-01Plan benefit arrangement - TrustYes
2016: THE RFA GROUP RETIREMENT SAVINGS PLAN 2016 form 5500 responses
2016-01-01Type of plan entitySingle employer plan
2016-01-01Submission has been amendedNo
2016-01-01This submission is the final filingNo
2016-01-01This return/report is a short plan year return/report (less than 12 months)No
2016-01-01Plan is a collectively bargained planNo
2016-01-01Plan funding arrangement – TrustYes
2016-01-01Plan benefit arrangement - TrustYes

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