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NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN 401k Plan overview

Plan NameNATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN
Plan identification number 002

NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

NATIONAL COOPERATIVE REFINERY ASSOCIATION & SUBSIDIARIES has sponsored the creation of one or more 401k plans.

Company Name:NATIONAL COOPERATIVE REFINERY ASSOCIATION & SUBSIDIARIES
Employer identification number (EIN):480348003
NAIC Classification:324110
NAIC Description:Petroleum Refineries

Form 5500 Filing Information

Submission information for form 5500 for 401k plan NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0022015-01-01ADAM HOLTON
0022014-01-01KENT STOS KENT STOS2015-08-13
0022013-01-01KENT S. STOS KENT S. STOS2014-10-14
0022012-01-01HOPE VONBORKENHAGEN HOPE VONBORKENHAGEN2013-09-26
0022011-01-01HOPE VONBORKENHAGEN HOPE VONBORKENHAGEN2012-10-15
0022010-01-01HOPE VONBORKENHAGEN
0022009-01-01HOPE VONBORKENHAGEN HOPE VONBORKENHAGEN2010-10-01

Plan Statistics for NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN

401k plan membership statisitcs for NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN

Measure Date Value
2015: NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN 2015 401k membership
Total participants, beginning-of-year2015-01-01448
Total number of active participants reported on line 7a of the Form 55002015-01-010
Number of retired or separated participants receiving benefits2015-01-010
Number of other retired or separated participants entitled to future benefits2015-01-010
Total of all active and inactive participants2015-01-010
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-01-010
Total participants2015-01-010
Number of participants with account balances2015-01-010
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2015-01-010
2014: NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN 2014 401k membership
Total participants, beginning-of-year2014-01-01440
Total number of active participants reported on line 7a of the Form 55002014-01-01399
Number of retired or separated participants receiving benefits2014-01-014
Number of other retired or separated participants entitled to future benefits2014-01-0144
Total of all active and inactive participants2014-01-01447
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2014-01-011
Total participants2014-01-01448
Number of participants with account balances2014-01-01412
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-01-015
2013: NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN 2013 401k membership
Total participants, beginning-of-year2013-01-01431
Total number of active participants reported on line 7a of the Form 55002013-01-01395
Number of retired or separated participants receiving benefits2013-01-015
Number of other retired or separated participants entitled to future benefits2013-01-0138
Total of all active and inactive participants2013-01-01438
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2013-01-011
Total participants2013-01-01439
Number of participants with account balances2013-01-01401
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2013-01-013
2012: NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN 2012 401k membership
Total participants, beginning-of-year2012-01-01437
Total number of active participants reported on line 7a of the Form 55002012-01-01386
Number of retired or separated participants receiving benefits2012-01-015
Number of other retired or separated participants entitled to future benefits2012-01-0139
Total of all active and inactive participants2012-01-01430
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-01-011
Total participants2012-01-01431
Number of participants with account balances2012-01-01385
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-011
2011: NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN 2011 401k membership
Total participants, beginning-of-year2011-01-01402
Total number of active participants reported on line 7a of the Form 55002011-01-01391
Number of retired or separated participants receiving benefits2011-01-0114
Number of other retired or separated participants entitled to future benefits2011-01-0126
Total of all active and inactive participants2011-01-01431
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-011
Total participants2011-01-01432
Number of participants with account balances2011-01-01382
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-011
2010: NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN 2010 401k membership
Total participants, beginning-of-year2010-01-01429
Total number of active participants reported on line 7a of the Form 55002010-01-01357
Number of retired or separated participants receiving benefits2010-01-0112
Number of other retired or separated participants entitled to future benefits2010-01-0127
Total of all active and inactive participants2010-01-01396
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2010-01-011
Total participants2010-01-01397
Number of participants with account balances2010-01-01369
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2010-01-010
2009: NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN 2009 401k membership
Total participants, beginning-of-year2009-01-01424
Total number of active participants reported on line 7a of the Form 55002009-01-01380
Number of retired or separated participants receiving benefits2009-01-0114
Number of other retired or separated participants entitled to future benefits2009-01-0130
Total of all active and inactive participants2009-01-01424
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2009-01-011
Total participants2009-01-01425
Number of participants with account balances2009-01-01394
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2009-01-012

Financial Data on NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN

Measure Date Value
2015 : NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN 2015 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2015-12-31$0
Total unrealized appreciation/depreciation of assets2015-12-31$0
Total transfer of assets to this plan2015-12-31$0
Total transfer of assets from this plan2015-12-31$56,495,526
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Expenses. Interest paid2015-12-31$0
Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-1022015-12-31$0
Total income from all sources (including contributions)2015-12-31$7,021,704
Total loss/gain on sale of assets2015-12-31$0
Total of all expenses incurred2015-12-31$8,460,526
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2015-12-31$8,405,397
Expenses. Certain deemed distributions of participant loans2015-12-31$4,924
Value of total corrective distributions2015-12-31$25,366
Total contributions o plan (from employers,participants, others, non cash contrinutions)2015-12-31$7,429,520
Value of total assets at end of year2015-12-31$0
Value of total assets at beginning of year2015-12-31$57,934,348
Total of administrative expenses incurred including professional, contract, advisory and management fees2015-12-31$24,839
Total interest from all sources2015-12-31$36,230
Total dividends received (eg from common stock, registered investment company shares)2015-12-31$2,240,072
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2015-12-31Yes
Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan2015-12-31$0
Total dividends received from registered investment company shares (eg mutual funds)2015-12-31$2,240,072
Was this plan covered by a fidelity bond2015-12-31Yes
Value of fidelity bond cover2015-12-31$500,000
If this is an individual account plan, was there a blackout period2015-12-31Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2015-12-31$0
Were there any nonexempt tranactions with any party-in-interest2015-12-31No
Contributions received from participants2015-12-31$2,877,099
Participant contributions at end of year2015-12-31$0
Participant contributions at beginning of year2015-12-31$699,189
Participant contributions at end of year2015-12-31$0
Participant contributions at beginning of year2015-12-31$92,849
Income. Received or receivable in cash from other sources (including rollovers)2015-12-31$3,247,879
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)2015-12-31$0
Administrative expenses (other) incurred2015-12-31$24,839
Total non interest bearing cash at end of year2015-12-31$0
Total non interest bearing cash at beginning of year2015-12-31$200
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Income. Non cash contributions2015-12-31$0
Value of net income/loss2015-12-31$-1,438,822
Value of net assets at end of year (total assets less liabilities)2015-12-31$0
Value of net assets at beginning of year (total assets less liabilities)2015-12-31$57,934,348
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2015-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2015-12-31No
Were any leases to which the plan was party in default or uncollectible2015-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2015-12-31$0
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2015-12-31$44,489,097
Interest on participant loans2015-12-31$35,131
Interest earned on other investments2015-12-31$0
Income. Interest from US Government securities2015-12-31$0
Income. Interest from corporate debt instruments2015-12-31$0
Value of interest in common/collective trusts at end of year2015-12-31$0
Value of interest in common/collective trusts at beginning of year2015-12-31$11,408,340
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2015-12-31$0
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2015-12-31$1,212,625
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2015-12-31$1,212,625
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2015-12-31$1,099
Net investment gain/loss from registered investment companies (e.g. mutual funds)2015-12-31$-2,820,280
Net investment gain or loss from common/collective trusts2015-12-31$136,162
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2015-12-31No
Was there a failure to transmit to the plan any participant contributions2015-12-31No
Has the plan failed to provide any benefit when due under the plan2015-12-31No
Contributions received in cash from employer2015-12-31$1,304,542
Employer contributions (assets) at end of year2015-12-31$0
Employer contributions (assets) at beginning of year2015-12-31$32,048
Income. Dividends from preferred stock2015-12-31$0
Income. Dividends from common stock2015-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2015-12-31$8,405,397
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32015-12-31Yes
Did the plan have assets held for investment2015-12-31No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2015-12-31No
Aggregate proceeds on sale of assets2015-12-31$0
Aggregate carrying amount (costs) on sale of assets2015-12-31$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2015-12-31Yes
Opinion of an independent qualified public accountant for this plan2015-12-31Disclaimer
Accountancy firm name2015-12-31GRANT THORNTON, LLP
Accountancy firm EIN2015-12-31366055558
2014 : NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN 2014 401k financial data
Total unrealized appreciation/depreciation of assets2014-12-31$0
Total transfer of assets to this plan2014-12-31$970,493
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total income from all sources (including contributions)2014-12-31$7,731,203
Total loss/gain on sale of assets2014-12-31$0
Total of all expenses incurred2014-12-31$3,888,778
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2014-12-31$3,864,313
Expenses. Certain deemed distributions of participant loans2014-12-31$12,272
Total contributions o plan (from employers,participants, others, non cash contrinutions)2014-12-31$4,274,852
Value of total assets at end of year2014-12-31$57,934,348
Value of total assets at beginning of year2014-12-31$53,121,430
Total of administrative expenses incurred including professional, contract, advisory and management fees2014-12-31$12,193
Total interest from all sources2014-12-31$33,814
Total dividends received (eg from common stock, registered investment company shares)2014-12-31$2,417,597
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2014-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2014-12-31$2,417,597
Was this plan covered by a fidelity bond2014-12-31Yes
Value of fidelity bond cover2014-12-31$20,000,000
If this is an individual account plan, was there a blackout period2014-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2014-12-31$0
Were there any nonexempt tranactions with any party-in-interest2014-12-31No
Contributions received from participants2014-12-31$2,187,785
Participant contributions at end of year2014-12-31$699,189
Participant contributions at beginning of year2014-12-31$630,733
Participant contributions at end of year2014-12-31$92,849
Participant contributions at beginning of year2014-12-31$84,047
Income. Received or receivable in cash from other sources (including rollovers)2014-12-31$1,067,691
Other income not declared elsewhere2014-12-31$16,984
Administrative expenses (other) incurred2014-12-31$12,193
Total non interest bearing cash at end of year2014-12-31$200
Total non interest bearing cash at beginning of year2014-12-31$40
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Value of net income/loss2014-12-31$3,842,425
Value of net assets at end of year (total assets less liabilities)2014-12-31$57,934,348
Value of net assets at beginning of year (total assets less liabilities)2014-12-31$53,121,430
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2014-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2014-12-31No
Were any leases to which the plan was party in default or uncollectible2014-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2014-12-31$44,489,097
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2014-12-31$39,909,069
Interest on participant loans2014-12-31$32,450
Value of interest in common/collective trusts at end of year2014-12-31$11,408,340
Value of interest in common/collective trusts at beginning of year2014-12-31$11,180,070
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2014-12-31$1,212,625
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2014-12-31$1,279,806
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2014-12-31$1,279,806
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2014-12-31$1,364
Net investment gain/loss from registered investment companies (e.g. mutual funds)2014-12-31$987,956
Net investment gain or loss from common/collective trusts2014-12-31$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2014-12-31No
Was there a failure to transmit to the plan any participant contributions2014-12-31No
Has the plan failed to provide any benefit when due under the plan2014-12-31No
Contributions received in cash from employer2014-12-31$1,019,376
Employer contributions (assets) at end of year2014-12-31$32,048
Employer contributions (assets) at beginning of year2014-12-31$37,665
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2014-12-31$3,864,313
Did the plan have assets held for investment2014-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2014-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2014-12-31Yes
Opinion of an independent qualified public accountant for this plan2014-12-31Disclaimer
Accountancy firm name2014-12-31PRICEWATERHOUSECOOPERS, LLP
Accountancy firm EIN2014-12-31134008324
2013 : NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN 2013 401k financial data
Total unrealized appreciation/depreciation of assets2013-12-31$0
Total transfer of assets to this plan2013-12-31$272,625
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total income from all sources (including contributions)2013-12-31$11,709,324
Total loss/gain on sale of assets2013-12-31$0
Total of all expenses incurred2013-12-31$3,611,197
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2013-12-31$3,564,928
Expenses. Certain deemed distributions of participant loans2013-12-31$29,257
Value of total corrective distributions2013-12-31$2,098
Total contributions o plan (from employers,participants, others, non cash contrinutions)2013-12-31$3,364,596
Value of total assets at end of year2013-12-31$53,121,430
Value of total assets at beginning of year2013-12-31$44,750,678
Total of administrative expenses incurred including professional, contract, advisory and management fees2013-12-31$14,914
Total interest from all sources2013-12-31$35,801
Total dividends received (eg from common stock, registered investment company shares)2013-12-31$1,304,909
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2013-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2013-12-31$1,304,909
Was this plan covered by a fidelity bond2013-12-31Yes
Value of fidelity bond cover2013-12-31$20,000,000
If this is an individual account plan, was there a blackout period2013-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2013-12-31$0
Were there any nonexempt tranactions with any party-in-interest2013-12-31No
Contributions received from participants2013-12-31$2,066,800
Participant contributions at end of year2013-12-31$630,733
Participant contributions at beginning of year2013-12-31$714,186
Participant contributions at end of year2013-12-31$84,047
Participant contributions at beginning of year2013-12-31$76,423
Income. Received or receivable in cash from other sources (including rollovers)2013-12-31$337,216
Other income not declared elsewhere2013-12-31$0
Administrative expenses (other) incurred2013-12-31$14,914
Total non interest bearing cash at end of year2013-12-31$40
Total non interest bearing cash at beginning of year2013-12-31$40
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Value of net income/loss2013-12-31$8,098,127
Value of net assets at end of year (total assets less liabilities)2013-12-31$53,121,430
Value of net assets at beginning of year (total assets less liabilities)2013-12-31$44,750,678
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2013-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2013-12-31No
Were any leases to which the plan was party in default or uncollectible2013-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2013-12-31$39,909,069
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2013-12-31$30,822,377
Interest on participant loans2013-12-31$34,993
Value of interest in common/collective trusts at end of year2013-12-31$11,180,070
Value of interest in common/collective trusts at beginning of year2013-12-31$12,746,125
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2013-12-31$1,279,806
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2013-12-31$355,708
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2013-12-31$355,708
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2013-12-31$808
Net investment gain/loss from registered investment companies (e.g. mutual funds)2013-12-31$6,878,488
Net investment gain or loss from common/collective trusts2013-12-31$125,530
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2013-12-31No
Was there a failure to transmit to the plan any participant contributions2013-12-31No
Has the plan failed to provide any benefit when due under the plan2013-12-31No
Contributions received in cash from employer2013-12-31$960,580
Employer contributions (assets) at end of year2013-12-31$37,665
Employer contributions (assets) at beginning of year2013-12-31$35,819
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2013-12-31$3,564,928
Did the plan have assets held for investment2013-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2013-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2013-12-31Yes
Opinion of an independent qualified public accountant for this plan2013-12-31Disclaimer
Accountancy firm name2013-12-31PRICEWATERHOUSECOOPERS, LLP
Accountancy firm EIN2013-12-31134008324
2012 : NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN 2012 401k financial data
Total unrealized appreciation/depreciation of assets2012-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total income from all sources (including contributions)2012-12-31$8,697,851
Total loss/gain on sale of assets2012-12-31$0
Total of all expenses incurred2012-12-31$4,955,839
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2012-12-31$4,908,679
Expenses. Certain deemed distributions of participant loans2012-12-31$12,154
Total contributions o plan (from employers,participants, others, non cash contrinutions)2012-12-31$3,685,352
Value of total assets at end of year2012-12-31$44,750,678
Value of total assets at beginning of year2012-12-31$41,008,666
Total of administrative expenses incurred including professional, contract, advisory and management fees2012-12-31$35,006
Total interest from all sources2012-12-31$34,431
Total dividends received (eg from common stock, registered investment company shares)2012-12-31$862,123
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2012-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2012-12-31$862,123
Was this plan covered by a fidelity bond2012-12-31Yes
Value of fidelity bond cover2012-12-31$20,000,000
If this is an individual account plan, was there a blackout period2012-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2012-12-31$0
Were there any nonexempt tranactions with any party-in-interest2012-12-31No
Contributions received from participants2012-12-31$1,939,921
Participant contributions at end of year2012-12-31$714,186
Participant contributions at beginning of year2012-12-31$637,676
Participant contributions at end of year2012-12-31$76,423
Participant contributions at beginning of year2012-12-31$0
Income. Received or receivable in cash from other sources (including rollovers)2012-12-31$826,516
Other income not declared elsewhere2012-12-31$53,374
Administrative expenses (other) incurred2012-12-31$35,006
Total non interest bearing cash at end of year2012-12-31$40
Total non interest bearing cash at beginning of year2012-12-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Value of net income/loss2012-12-31$3,742,012
Value of net assets at end of year (total assets less liabilities)2012-12-31$44,750,678
Value of net assets at beginning of year (total assets less liabilities)2012-12-31$41,008,666
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2012-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2012-12-31No
Were any leases to which the plan was party in default or uncollectible2012-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2012-12-31$30,822,377
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2012-12-31$28,005,579
Interest on participant loans2012-12-31$34,200
Value of interest in common/collective trusts at end of year2012-12-31$12,746,125
Value of interest in common/collective trusts at beginning of year2012-12-31$12,066,174
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2012-12-31$355,708
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2012-12-31$299,237
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2012-12-31$299,237
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2012-12-31$231
Net investment gain/loss from registered investment companies (e.g. mutual funds)2012-12-31$3,906,072
Net investment gain or loss from common/collective trusts2012-12-31$156,499
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2012-12-31No
Was there a failure to transmit to the plan any participant contributions2012-12-31No
Has the plan failed to provide any benefit when due under the plan2012-12-31No
Contributions received in cash from employer2012-12-31$918,915
Employer contributions (assets) at end of year2012-12-31$35,819
Employer contributions (assets) at beginning of year2012-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2012-12-31$4,908,679
Did the plan have assets held for investment2012-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2012-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2012-12-31Yes
Opinion of an independent qualified public accountant for this plan2012-12-31Disclaimer
Accountancy firm name2012-12-31PRICEWATERHOUSECOOPERS, LLP
Accountancy firm EIN2012-12-31134008324
2011 : NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN 2011 401k financial data
Total unrealized appreciation/depreciation of assets2011-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total income from all sources (including contributions)2011-12-31$3,099,881
Total loss/gain on sale of assets2011-12-31$0
Total of all expenses incurred2011-12-31$3,184,885
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2011-12-31$3,174,180
Total contributions o plan (from employers,participants, others, non cash contrinutions)2011-12-31$3,603,081
Value of total assets at end of year2011-12-31$41,008,666
Value of total assets at beginning of year2011-12-31$41,093,670
Total of administrative expenses incurred including professional, contract, advisory and management fees2011-12-31$10,705
Total interest from all sources2011-12-31$43,251
Total dividends received (eg from common stock, registered investment company shares)2011-12-31$572,565
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2011-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2011-12-31$572,565
Was this plan covered by a fidelity bond2011-12-31Yes
Value of fidelity bond cover2011-12-31$20,000,000
If this is an individual account plan, was there a blackout period2011-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2011-12-31$0
Were there any nonexempt tranactions with any party-in-interest2011-12-31No
Contributions received from participants2011-12-31$1,869,826
Participant contributions at end of year2011-12-31$637,676
Participant contributions at beginning of year2011-12-31$711,268
Income. Received or receivable in cash from other sources (including rollovers)2011-12-31$887,736
Administrative expenses (other) incurred2011-12-31$10,705
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Value of net income/loss2011-12-31$-85,004
Value of net assets at end of year (total assets less liabilities)2011-12-31$41,008,666
Value of net assets at beginning of year (total assets less liabilities)2011-12-31$41,093,670
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2011-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2011-12-31No
Were any leases to which the plan was party in default or uncollectible2011-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2011-12-31$28,005,579
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2011-12-31$29,084,212
Interest on participant loans2011-12-31$43,251
Value of interest in common/collective trusts at end of year2011-12-31$12,066,174
Value of interest in common/collective trusts at beginning of year2011-12-31$11,297,854
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2011-12-31$299,237
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2011-12-31$336
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2011-12-31$336
Net investment gain/loss from registered investment companies (e.g. mutual funds)2011-12-31$-1,119,016
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2011-12-31No
Was there a failure to transmit to the plan any participant contributions2011-12-31No
Has the plan failed to provide any benefit when due under the plan2011-12-31No
Contributions received in cash from employer2011-12-31$845,519
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2011-12-31$3,174,180
Did the plan have assets held for investment2011-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2011-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2011-12-31Yes
Opinion of an independent qualified public accountant for this plan2011-12-31Disclaimer
Accountancy firm name2011-12-31PRICEWATERHOUSECOOPERS,LLP
Accountancy firm EIN2011-12-31134008324
2010 : NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN 2010 401k financial data
Total unrealized appreciation/depreciation of assets2010-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$75,956
Total income from all sources (including contributions)2010-12-31$8,945,873
Total loss/gain on sale of assets2010-12-31$0
Total of all expenses incurred2010-12-31$5,167,676
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2010-12-31$5,151,466
Expenses. Certain deemed distributions of participant loans2010-12-31$14,780
Total contributions o plan (from employers,participants, others, non cash contrinutions)2010-12-31$3,061,500
Value of total assets at end of year2010-12-31$41,093,670
Value of total assets at beginning of year2010-12-31$37,391,429
Total of administrative expenses incurred including professional, contract, advisory and management fees2010-12-31$1,430
Total interest from all sources2010-12-31$49,439
Total dividends received (eg from common stock, registered investment company shares)2010-12-31$586,274
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2010-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2010-12-31$586,274
Was this plan covered by a fidelity bond2010-12-31Yes
Value of fidelity bond cover2010-12-31$20,000,000
If this is an individual account plan, was there a blackout period2010-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2010-12-31$0
Were there any nonexempt tranactions with any party-in-interest2010-12-31No
Contributions received from participants2010-12-31$1,849,979
Participant contributions at end of year2010-12-31$711,268
Participant contributions at beginning of year2010-12-31$727,548
Income. Received or receivable in cash from other sources (including rollovers)2010-12-31$409,255
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2010-12-31$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2010-12-31$75,956
Other income not declared elsewhere2010-12-31$661,540
Administrative expenses (other) incurred2010-12-31$1,430
Total non interest bearing cash at end of year2010-12-31$0
Total non interest bearing cash at beginning of year2010-12-31$120
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Value of net income/loss2010-12-31$3,778,197
Value of net assets at end of year (total assets less liabilities)2010-12-31$41,093,670
Value of net assets at beginning of year (total assets less liabilities)2010-12-31$37,315,473
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2010-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2010-12-31No
Were any leases to which the plan was party in default or uncollectible2010-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2010-12-31$29,084,212
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2010-12-31$22,770,577
Interest on participant loans2010-12-31$49,436
Value of interest in common/collective trusts at end of year2010-12-31$11,297,854
Value of interest in common/collective trusts at beginning of year2010-12-31$13,842,851
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2010-12-31$336
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2010-12-31$50,333
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2010-12-31$50,333
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2010-12-31$3
Net investment gain/loss from registered investment companies (e.g. mutual funds)2010-12-31$3,225,742
Net investment gain or loss from common/collective trusts2010-12-31$1,361,378
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2010-12-31No
Was there a failure to transmit to the plan any participant contributions2010-12-31No
Has the plan failed to provide any benefit when due under the plan2010-12-31No
Contributions received in cash from employer2010-12-31$802,266
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2010-12-31$5,151,466
Did the plan have assets held for investment2010-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2010-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2010-12-31Yes
Opinion of an independent qualified public accountant for this plan2010-12-31Disclaimer
Accountancy firm name2010-12-31PRICEWATERHOUSECOOPERS, LLP
Accountancy firm EIN2010-12-31134008324
2009 : NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2009-12-31$0

Form 5500 Responses for NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN

2015: NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN 2015 form 5500 responses
2015-01-01Type of plan entitySingle employer plan
2015-01-01Submission has been amendedNo
2015-01-01This submission is the final filingYes
2015-01-01This return/report is a short plan year return/report (less than 12 months)No
2015-01-01Plan is a collectively bargained planNo
2015-01-01Plan funding arrangement – TrustYes
2015-01-01Plan benefit arrangement - TrustYes
2014: NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN 2014 form 5500 responses
2014-01-01Type of plan entitySingle employer plan
2014-01-01Submission has been amendedNo
2014-01-01This submission is the final filingNo
2014-01-01This return/report is a short plan year return/report (less than 12 months)No
2014-01-01Plan is a collectively bargained planNo
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement - TrustYes
2013: NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN 2013 form 5500 responses
2013-01-01Type of plan entitySingle employer plan
2013-01-01Submission has been amendedNo
2013-01-01This submission is the final filingNo
2013-01-01This return/report is a short plan year return/report (less than 12 months)No
2013-01-01Plan is a collectively bargained planNo
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement - TrustYes
2012: NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Submission has been amendedNo
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planNo
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement - TrustYes
2011: NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Submission has been amendedNo
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement - TrustYes
2010: NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN 2010 form 5500 responses
2010-01-01Type of plan entitySingle employer plan
2010-01-01Submission has been amendedYes
2010-01-01This submission is the final filingNo
2010-01-01This return/report is a short plan year return/report (less than 12 months)No
2010-01-01Plan is a collectively bargained planNo
2010-01-01Plan funding arrangement – TrustYes
2010-01-01Plan benefit arrangement - TrustYes
2009: NATIONAL COOPERATIVE REFINERY ASSOCIATION THRIFT PLAN 2009 form 5500 responses
2009-01-01Type of plan entitySingle employer plan
2009-01-01Submission has been amendedNo
2009-01-01This submission is the final filingNo
2009-01-01This return/report is a short plan year return/report (less than 12 months)No
2009-01-01Plan is a collectively bargained planNo
2009-01-01Plan funding arrangement – TrustYes
2009-01-01Plan benefit arrangement - TrustYes

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