401k Plan data: POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN plan

POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN 401k Plan overview

Plan Name	POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN
Plan identification number	002

POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).
Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

POINT BREEZE CREDIT UNION has sponsored the creation of one or more 401k plans.

Company Name: POINT BREEZE CREDIT UNION

Employer identification number (EIN): 520447180

NAIC Classification: 522130
NAIC Description: Credit Unions

Additional information about POINT BREEZE CREDIT UNION

Jurisdiction of Incorporation: Maryland Secretary of State

Incorporation Date:

Company Identification Number: D00512293

More information about POINT BREEZE CREDIT UNION

Form 5500 Filing Information

Submission information for form 5500 for 401k plan POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
002 2022-01-01
002 2021-01-01
002 2020-01-01
002 2019-01-01
002 2018-01-01 BERNARD MCLAUGHLIN 2019-10-15
002 2017-01-01 BERNARD MCLAUGHLIN 2018-07-27
002 2016-01-01 BERNARD MCLAUGHLIN 2017-06-22
002 2015-01-01 BERNARD MCLAUGHLIN 2016-07-15
002 2014-01-01 BERNARD MCLAUGHLIN 2015-07-29
002 2013-01-01 MARYANNE KRUER 2014-07-28
002 2012-01-01 MARYANNE KRUER 2013-07-26
002 2011-01-01 MARYANNE KRUER 2012-07-19
002 2010-01-01 MARYANNE KRUER 2011-07-22
002 2009-01-01 MARYANNE KRUER

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed
002	2022-01-01
002	2021-01-01
002	2020-01-01
002	2019-01-01
002	2018-01-01	BERNARD MCLAUGHLIN	2019-10-15
002	2017-01-01	BERNARD MCLAUGHLIN	2018-07-27
002	2016-01-01	BERNARD MCLAUGHLIN	2017-06-22
002	2015-01-01	BERNARD MCLAUGHLIN	2016-07-15
002	2014-01-01	BERNARD MCLAUGHLIN	2015-07-29
002	2013-01-01	MARYANNE KRUER	2014-07-28
002	2012-01-01	MARYANNE KRUER	2013-07-26
002	2011-01-01	MARYANNE KRUER	2012-07-19
002	2010-01-01	MARYANNE KRUER	2011-07-22
002	2009-01-01	MARYANNE KRUER

Plan Statistics for POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN

401k plan membership statisitcs for POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN

Measure Date Value
2022: POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 134
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 117
Number of retired or separated participants receiving benefits 2022-01-01 0
Number of other retired or separated participants entitled to future benefits 2022-01-01 25
Total of all active and inactive participants 2022-01-01 142
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 0
Total participants 2022-01-01 142
Number of participants with account balances 2022-01-01 134
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 6
2021: POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 131
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 120
Number of retired or separated participants receiving benefits 2021-01-01 0
Number of other retired or separated participants entitled to future benefits 2021-01-01 15
Total of all active and inactive participants 2021-01-01 135
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 0
Total participants 2021-01-01 135
Number of participants with account balances 2021-01-01 124
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 3
2020: POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 137
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 113
Number of retired or separated participants receiving benefits 2020-01-01 0
Number of other retired or separated participants entitled to future benefits 2020-01-01 19
Total of all active and inactive participants 2020-01-01 132
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 132
Number of participants with account balances 2020-01-01 128
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 8
2019: POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 128
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 118
Number of retired or separated participants receiving benefits 2019-01-01 0
Number of other retired or separated participants entitled to future benefits 2019-01-01 19
Total of all active and inactive participants 2019-01-01 137
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 137
Number of participants with account balances 2019-01-01 124
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 5
2009: POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 65
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 75
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 7
Total of all active and inactive participants 2009-01-01 82
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 82
Number of participants with account balances 2009-01-01 82
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 0

Measure	Date	Value
2022: POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	134
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	117
Number of retired or separated participants receiving benefits	2022-01-01	0
Number of other retired or separated participants entitled to future benefits	2022-01-01	25
Total of all active and inactive participants	2022-01-01	142
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	0
Total participants	2022-01-01	142
Number of participants with account balances	2022-01-01	134
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	6
2021: POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	131
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	120
Number of retired or separated participants receiving benefits	2021-01-01	0
Number of other retired or separated participants entitled to future benefits	2021-01-01	15
Total of all active and inactive participants	2021-01-01	135
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	0
Total participants	2021-01-01	135
Number of participants with account balances	2021-01-01	124
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	3
2020: POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	137
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	113
Number of retired or separated participants receiving benefits	2020-01-01	0
Number of other retired or separated participants entitled to future benefits	2020-01-01	19
Total of all active and inactive participants	2020-01-01	132
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	132
Number of participants with account balances	2020-01-01	128
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	8
2019: POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	128
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	118
Number of retired or separated participants receiving benefits	2019-01-01	0
Number of other retired or separated participants entitled to future benefits	2019-01-01	19
Total of all active and inactive participants	2019-01-01	137
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	137
Number of participants with account balances	2019-01-01	124
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	5
2009: POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	65
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	75
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	7
Total of all active and inactive participants	2009-01-01	82
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	82
Number of participants with account balances	2009-01-01	82
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	0

Financial Data on POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN

Measure	Date	Value
2022 : POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN 2022 401k financial data
Total unrealized appreciation/depreciation of assets	2022-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total income from all sources (including contributions)	2022-12-31	$-1,455,210
Total loss/gain on sale of assets	2022-12-31	$0
Total of all expenses incurred	2022-12-31	$2,081,306
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$2,069,335
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$1,425,331
Value of total assets at end of year	2022-12-31	$14,046,587
Value of total assets at beginning of year	2022-12-31	$17,583,103
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$11,971
Total interest from all sources	2022-12-31	$51
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$98,542
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$98,542
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$9,000,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$574,386
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$20,118
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-3,536,516
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$14,046,587
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$17,583,103
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Investment advisory and management fees	2022-12-31	$11,971
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$3,256,968
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$5,000,309
Value of interest in common/collective trusts at end of year	2022-12-31	$8,921,155
Value of interest in common/collective trusts at beginning of year	2022-12-31	$11,206,416
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2022-12-31	$51
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2022-12-31	$1,313,385
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2022-12-31	$828,194
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-870,398
Net investment gain or loss from common/collective trusts	2022-12-31	$-2,108,736
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$830,827
Employer contributions (assets) at end of year	2022-12-31	$555,079
Employer contributions (assets) at beginning of year	2022-12-31	$548,184
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$2,069,335
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	CLIFTONLARSONALLEN LLP
Accountancy firm EIN	2022-12-31	410746749
2021 : POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN 2021 401k financial data
Total unrealized appreciation/depreciation of assets	2021-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total income from all sources (including contributions)	2021-12-31	$3,259,703
Total loss/gain on sale of assets	2021-12-31	$0
Total of all expenses incurred	2021-12-31	$427,655
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$425,778
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$1,406,603
Value of total assets at end of year	2021-12-31	$17,583,103
Value of total assets at beginning of year	2021-12-31	$14,751,055
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$1,877
Total interest from all sources	2021-12-31	$10,501
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$211,311
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$211,311
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$9,000,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2021-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$549,322
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$38,165
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$2,832,048
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$17,583,103
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$14,751,055
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$5,000,309
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$13,448,276
Interest earned on other investments	2021-12-31	$10,456
Value of interest in common/collective trusts at end of year	2021-12-31	$11,206,416
Value of interest in common/collective trusts at beginning of year	2021-12-31	$0
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2021-12-31	$45
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2021-12-31	$828,194
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2021-12-31	$775,264
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$264,751
Net investment gain or loss from common/collective trusts	2021-12-31	$1,366,537
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$819,116
Employer contributions (assets) at end of year	2021-12-31	$548,184
Employer contributions (assets) at beginning of year	2021-12-31	$527,515
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$425,778
Contract administrator fees	2021-12-31	$1,877
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	CLIFTONLARSONALLEN LLP
Accountancy firm EIN	2021-12-31	410746749
2020 : POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN 2020 401k financial data
Total unrealized appreciation/depreciation of assets	2020-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total income from all sources (including contributions)	2020-12-31	$3,063,292
Total loss/gain on sale of assets	2020-12-31	$0
Total of all expenses incurred	2020-12-31	$902,816
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$891,209
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$1,323,642
Value of total assets at end of year	2020-12-31	$14,751,055
Value of total assets at beginning of year	2020-12-31	$12,590,579
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$11,607
Total interest from all sources	2020-12-31	$42
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$122,515
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$122,515
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$8,000,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$522,041
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$13,645
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$2,160,476
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$14,751,055
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$12,590,579
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$13,448,276
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$11,552,465
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2020-12-31	$42
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2020-12-31	$775,264
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2020-12-31	$534,925
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$1,617,093
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$787,956
Employer contributions (assets) at end of year	2020-12-31	$527,515
Employer contributions (assets) at beginning of year	2020-12-31	$503,189
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$891,209
Contract administrator fees	2020-12-31	$11,607
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	CLIFTONLARSONALLEN, LLP
Accountancy firm EIN	2020-12-31	410746749
2019 : POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN 2019 401k financial data
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total income from all sources (including contributions)	2019-12-31	$3,317,823
Total income from all sources (including contributions)	2019-12-31	$3,317,823
Total loss/gain on sale of assets	2019-12-31	$0
Total loss/gain on sale of assets	2019-12-31	$0
Total of all expenses incurred	2019-12-31	$507,184
Total of all expenses incurred	2019-12-31	$507,184
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$492,651
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$1,243,620
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$1,243,620
Value of total assets at end of year	2019-12-31	$12,590,579
Value of total assets at end of year	2019-12-31	$12,590,579
Value of total assets at beginning of year	2019-12-31	$9,779,940
Value of total assets at beginning of year	2019-12-31	$9,779,940
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$14,533
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$14,533
Total interest from all sources	2019-12-31	$26
Total interest from all sources	2019-12-31	$26
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$96,108
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$96,108
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$96,108
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$96,108
Was this plan covered by a fidelity bond	2019-12-31	Yes
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$8,000,000
Value of fidelity bond cover	2019-12-31	$8,000,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
If this is an individual account plan, was there a blackout period	2019-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$453,528
Contributions received from participants	2019-12-31	$453,528
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$30,525
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$30,525
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$2,810,639
Value of net income/loss	2019-12-31	$2,810,639
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$12,590,579
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$12,590,579
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$9,779,940
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$9,779,940
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$11,552,465
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$11,552,465
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$8,625,688
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$8,625,688
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2019-12-31	$26
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2019-12-31	$26
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2019-12-31	$534,925
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2019-12-31	$534,925
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2019-12-31	$693,752
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2019-12-31	$693,752
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$1,978,069
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$1,978,069
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$759,567
Contributions received in cash from employer	2019-12-31	$759,567
Employer contributions (assets) at end of year	2019-12-31	$503,189
Employer contributions (assets) at end of year	2019-12-31	$503,189
Employer contributions (assets) at beginning of year	2019-12-31	$460,500
Employer contributions (assets) at beginning of year	2019-12-31	$460,500
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$492,651
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$492,651
Contract administrator fees	2019-12-31	$14,533
Contract administrator fees	2019-12-31	$14,533
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	CLIFTONLARSONALLEN, LLP
Accountancy firm name	2019-12-31	CLIFTONLARSONALLEN, LLP
Accountancy firm EIN	2019-12-31	410746749
Accountancy firm EIN	2019-12-31	410746749

Form 5500 Responses for POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN

2022: POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Submission has been amended	No
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Insurance	Yes
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement – Insurance	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Submission has been amended	No
2021-01-01	This submission is the final filing	No
2021-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Insurance	Yes
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement – Insurance	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Submission has been amended	No
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Insurance	Yes
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement – Insurance	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Insurance	Yes
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement – Insurance	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2009: POINT BREEZE CREDIT UNION RETIREMENT SAVINGS PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 68322 )

Policy contract number

370914-01

Policy instance

Insurance contract or identification number	370914-01
Number of Individuals Covered	13
Insurance policy start date	2022-01-01
Insurance policy end date	2022-12-31
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 68322 )

Policy contract number

370914-01

Policy instance

Insurance contract or identification number	370914-01
Number of Individuals Covered	14
Insurance policy start date	2021-01-01
Insurance policy end date	2021-12-31
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 68322 )

Policy contract number

370914-01

Policy instance

Insurance contract or identification number	370914-01
Number of Individuals Covered	11
Insurance policy start date	2020-01-01
Insurance policy end date	2020-12-31
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 68322 )

Policy contract number

370914-01

Policy instance

Insurance contract or identification number	370914-01
Number of Individuals Covered	11
Insurance policy start date	2019-01-01
Insurance policy end date	2019-12-31
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

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Company Name:	POINT BREEZE CREDIT UNION
Employer identification number (EIN):	520447180
NAIC Classification:	522130
NAIC Description:	Credit Unions

Jurisdiction of Incorporation:	Maryland Secretary of State
Incorporation Date:
Company Identification Number:	D00512293