401k Plan data: NORTHERN STAR CREDIT UNION DEFINED BENEFIT PLAN AND TRUST plan

NORTHERN STAR CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 401k Plan overview

Plan Name	NORTHERN STAR CREDIT UNION DEFINED BENEFIT PLAN AND TRUST
Plan identification number	001

NORTHERN STAR CREDIT UNION DEFINED BENEFIT PLAN AND TRUST Benefits

401k Plan Type

Defined Benefit Pension

Plan Features/Benefits

Benefits are primarily pay related
Covered by PBGC - Plan is covered under the PBGC insurance program (see ERISA section 4021).
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

NORTHERN STAR CREDIT UNION has sponsored the creation of one or more 401k plans.

Company Name: NORTHERN STAR CREDIT UNION

Employer identification number (EIN): 540316051

NAIC Classification: 522130
NAIC Description: Credit Unions

Form 5500 Filing Information

Submission information for form 5500 for 401k plan NORTHERN STAR CREDIT UNION DEFINED BENEFIT PLAN AND TRUST

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2022-01-01 LEE MIDGETT 2023-10-11
001 2021-01-01 CAROLYN JENKINS 2022-10-13
001 2020-01-01 CAROLYN JENKINS 2021-10-12 CAROLYN JENKINS 2021-10-12
001 2019-01-01 ERIKA REUTER 2020-10-15
001 2018-01-01 CAROLYN JENKINS 2019-10-15
001 2017-01-01 CAROLYN JENKINS 2018-10-09
001 2016-01-01 CAROLYN JENKINS 2017-10-12
001 2015-01-01 CAROLYN JENKINS 2016-10-14
001 2014-01-01 CAROLYN JENKINS 2015-09-21
001 2013-01-01 CAROLYN JENKINS 2014-07-31 CAROLYN JENKINS 2014-07-31
001 2012-01-01 ALEXIS A. HINES VP HUMAN RESOURCES 2013-07-24 ALEXIS A. HINES VP HUMAN RESOURCES 2013-07-24
001 2011-01-01 ALEXIS A. HINES VP HUMAN RESOURCES 2012-07-26 ALEXIS A. HINES VP HUMAN RESOURCES 2012-07-26
001 2010-01-01 ALEXIS A. HINES VP HUMAN RESOURCES 2011-07-12 ALEXIS A. HINES VP HUMAN RESOURCES 2011-07-12

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed	Name of Company Sponsor	Date Sponsor Signed
001	2022-01-01	LEE MIDGETT	2023-10-11
001	2021-01-01	CAROLYN JENKINS	2022-10-13
001	2020-01-01	CAROLYN JENKINS	2021-10-12	CAROLYN JENKINS	2021-10-12
001	2019-01-01	ERIKA REUTER	2020-10-15
001	2018-01-01	CAROLYN JENKINS	2019-10-15
001	2017-01-01	CAROLYN JENKINS	2018-10-09
001	2016-01-01	CAROLYN JENKINS	2017-10-12
001	2015-01-01	CAROLYN JENKINS	2016-10-14
001	2014-01-01	CAROLYN JENKINS	2015-09-21
001	2013-01-01	CAROLYN JENKINS	2014-07-31	CAROLYN JENKINS	2014-07-31
001	2012-01-01	ALEXIS A. HINES VP HUMAN RESOURCES	2013-07-24	ALEXIS A. HINES VP HUMAN RESOURCES	2013-07-24
001	2011-01-01	ALEXIS A. HINES VP HUMAN RESOURCES	2012-07-26	ALEXIS A. HINES VP HUMAN RESOURCES	2012-07-26
001	2010-01-01	ALEXIS A. HINES VP HUMAN RESOURCES	2011-07-12	ALEXIS A. HINES VP HUMAN RESOURCES	2011-07-12

Plan Statistics for NORTHERN STAR CREDIT UNION DEFINED BENEFIT PLAN AND TRUST

401k plan membership statisitcs for NORTHERN STAR CREDIT UNION DEFINED BENEFIT PLAN AND TRUST

Measure Date Value
2022: NORTHERN STAR CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2022 401k membership
Market value of plan assets 2022-12-31 5,791,982
Acturial value of plan assets 2022-12-31 5,791,982
Funding target for retired participants and beneficiaries receiving payment 2022-12-31 1,602,928
Number of terminated vested participants 2022-12-31 32
Fundng target for terminated vested participants 2022-12-31 694,920
Active participant vested funding target 2022-12-31 2,598,452
Number of active participants 2022-12-31 16
Total funding liabilities for active participants 2022-12-31 2,598,452
Total participant count 2022-12-31 65
Total funding target for all participants 2022-12-31 4,896,300
Balance at beginning of prior year after applicable adjustments 2022-12-31 0
Prefunding balance at beginning of prior year after applicable adjustments 2022-12-31 0
Carryover balanced portion elected for use to offset prior years funding requirement 2022-12-31 0
Prefunding balanced used to offset prior years funding requirement 2022-12-31 0
Amount remaining of carryover balance 2022-12-31 0
Amount remaining of prefunding balance 2022-12-31 0
Present value of excess contributions 2022-12-31 1,085,035
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2022-12-31 1,146,882
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2022-12-31 0
Reductions in caryover balances due to elections or deemed elections 2022-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2022-12-31 0
Balance of carryovers at beginning of current year 2022-12-31 0
Balance of prefunding at beginning of current year 2022-12-31 0
Total employer contributions 2022-12-31 450,000
Total employee contributions 2022-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2022-12-31 420,794
Unpaid minimum required contributions for all prior years 2022-12-31 0
Remaining amount of unpaid minimum required contributions 2022-12-31 0
Minimum required contributions for current year target normal cost 2022-12-31 82,500
Net shortfall amortization installment of oustanding balance 2022-12-31 0
Waiver amortization installment 2022-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2022-12-31 0
Carryover balance elected to use to offset funding requirement 2022-12-31 0
Prefunding balance elected to use to offset funding requirement 2022-12-31 0
Additional cash requirement 2022-12-31 0
Contributions allocatedtoward minimum required contributions for current year 2022-12-31 420,794
Unpaid minimum required contributions for current year 2022-12-31 0
Unpaid minimum required contributions for all years 2022-12-31 0
2021: NORTHERN STAR CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2021 401k membership
Market value of plan assets 2021-12-31 4,576,674
Acturial value of plan assets 2021-12-31 4,576,674
Funding target for retired participants and beneficiaries receiving payment 2021-12-31 1,223,045
Number of terminated vested participants 2021-12-31 33
Fundng target for terminated vested participants 2021-12-31 1,089,008
Active participant vested funding target 2021-12-31 2,235,264
Number of active participants 2021-12-31 18
Total funding liabilities for active participants 2021-12-31 2,244,267
Total participant count 2021-12-31 66
Total funding target for all participants 2021-12-31 4,556,320
Balance at beginning of prior year after applicable adjustments 2021-12-31 0
Prefunding balance at beginning of prior year after applicable adjustments 2021-12-31 89,465
Carryover balanced portion elected for use to offset prior years funding requirement 2021-12-31 0
Prefunding balanced used to offset prior years funding requirement 2021-12-31 89,465
Amount remaining of carryover balance 2021-12-31 0
Amount remaining of prefunding balance 2021-12-31 0
Present value of excess contributions 2021-12-31 90,072
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2021-12-31 95,332
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2021-12-31 0
Reductions in caryover balances due to elections or deemed elections 2021-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2021-12-31 0
Balance of carryovers at beginning of current year 2021-12-31 0
Balance of prefunding at beginning of current year 2021-12-31 0
Total employer contributions 2021-12-31 1,203,405
Total employee contributions 2021-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2021-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2021-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2021-12-31 1,134,434
Unpaid minimum required contributions for all prior years 2021-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2021-12-31 0
Remaining amount of unpaid minimum required contributions 2021-12-31 0
Minimum required contributions for current year target normal cost 2021-12-31 69,753
Net shortfall amortization installment of oustanding balance 2021-12-31 0
Waiver amortization installment 2021-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2021-12-31 49,399
Carryover balance elected to use to offset funding requirement 2021-12-31 0
Prefunding balance elected to use to offset funding requirement 2021-12-31 0
Additional cash requirement 2021-12-31 49,399
Contributions allocatedtoward minimum required contributions for current year 2021-12-31 1,134,434
Unpaid minimum required contributions for current year 2021-12-31 0
Unpaid minimum required contributions for all years 2021-12-31 0
2020: NORTHERN STAR CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2020 401k membership
Market value of plan assets 2020-12-31 4,211,317
Acturial value of plan assets 2020-12-31 4,211,317
Funding target for retired participants and beneficiaries receiving payment 2020-12-31 1,128,705
Number of terminated vested participants 2020-12-31 31
Fundng target for terminated vested participants 2020-12-31 605,286
Active participant vested funding target 2020-12-31 2,481,643
Number of active participants 2020-12-31 21
Total funding liabilities for active participants 2020-12-31 2,486,823
Total participant count 2020-12-31 66
Total funding target for all participants 2020-12-31 4,220,814
Balance at beginning of prior year after applicable adjustments 2020-12-31 0
Prefunding balance at beginning of prior year after applicable adjustments 2020-12-31 27,868
Carryover balanced portion elected for use to offset prior years funding requirement 2020-12-31 0
Prefunding balanced used to offset prior years funding requirement 2020-12-31 0
Amount remaining of carryover balance 2020-12-31 0
Amount remaining of prefunding balance 2020-12-31 27,868
Present value of excess contributions 2020-12-31 54,051
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2020-12-31 57,110
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2020-12-31 57,110
Reductions in caryover balances due to elections or deemed elections 2020-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2020-12-31 0
Balance of carryovers at beginning of current year 2020-12-31 0
Balance of prefunding at beginning of current year 2020-12-31 89,465
Total employer contributions 2020-12-31 119,736
Total employee contributions 2020-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2020-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2020-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2020-12-31 108,829
Unpaid minimum required contributions for all prior years 2020-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2020-12-31 0
Remaining amount of unpaid minimum required contributions 2020-12-31 0
Minimum required contributions for current year target normal cost 2020-12-31 85,329
Net shortfall amortization installment of oustanding balance 2020-12-31 98,962
Waiver amortization installment 2020-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2020-12-31 108,222
Carryover balance elected to use to offset funding requirement 2020-12-31 0
Prefunding balance elected to use to offset funding requirement 2020-12-31 89,465
Additional cash requirement 2020-12-31 18,757
Contributions allocatedtoward minimum required contributions for current year 2020-12-31 108,829
Unpaid minimum required contributions for current year 2020-12-31 0
Unpaid minimum required contributions for all years 2020-12-31 0
2019: NORTHERN STAR CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2019 401k membership
Market value of plan assets 2019-12-31 3,545,785
Acturial value of plan assets 2019-12-31 3,545,785
Funding target for retired participants and beneficiaries receiving payment 2019-12-31 1,004,601
Number of terminated vested participants 2019-12-31 34
Fundng target for terminated vested participants 2019-12-31 678,420
Active participant vested funding target 2019-12-31 2,422,518
Number of active participants 2019-12-31 24
Total funding liabilities for active participants 2019-12-31 2,426,988
Total participant count 2019-12-31 69
Total funding target for all participants 2019-12-31 4,110,009
Balance at beginning of prior year after applicable adjustments 2019-12-31 0
Prefunding balance at beginning of prior year after applicable adjustments 2019-12-31 29,218
Carryover balanced portion elected for use to offset prior years funding requirement 2019-12-31 0
Prefunding balanced used to offset prior years funding requirement 2019-12-31 0
Amount remaining of carryover balance 2019-12-31 0
Amount remaining of prefunding balance 2019-12-31 29,218
Present value of excess contributions 2019-12-31 13,085
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2019-12-31 13,852
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2019-12-31 0
Reductions in caryover balances due to elections or deemed elections 2019-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2019-12-31 0
Balance of carryovers at beginning of current year 2019-12-31 0
Balance of prefunding at beginning of current year 2019-12-31 27,868
Total employer contributions 2019-12-31 235,650
Total employee contributions 2019-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2019-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2019-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2019-12-31 212,114
Unpaid minimum required contributions for all prior years 2019-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2019-12-31 0
Remaining amount of unpaid minimum required contributions 2019-12-31 0
Minimum required contributions for current year target normal cost 2019-12-31 103,319
Net shortfall amortization installment of oustanding balance 2019-12-31 592,092
Total funding amount beforereflecting carryover/prefunding balances 2019-12-31 199,526
Carryover balance elected to use to offset funding requirement 2019-12-31 0
Prefunding balance elected to use to offset funding requirement 2019-12-31 0
Additional cash requirement 2019-12-31 199,526
Contributions allocatedtoward minimum required contributions for current year 2019-12-31 212,114
Unpaid minimum required contributions for current year 2019-12-31 0
Unpaid minimum required contributions for all years 2019-12-31 0
2018: NORTHERN STAR CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2018 401k membership
Market value of plan assets 2018-12-31 3,745,336
Acturial value of plan assets 2018-12-31 3,745,336
Funding target for retired participants and beneficiaries receiving payment 2018-12-31 1,019,523
Number of terminated vested participants 2018-12-31 36
Fundng target for terminated vested participants 2018-12-31 604,588
Active participant vested funding target 2018-12-31 2,069,044
Number of active participants 2018-12-31 26
Total funding liabilities for active participants 2018-12-31 2,071,568
Total participant count 2018-12-31 73
Total funding target for all participants 2018-12-31 3,695,679
Balance at beginning of prior year after applicable adjustments 2018-12-31 0
Prefunding balance at beginning of prior year after applicable adjustments 2018-12-31 116,235
Carryover balanced portion elected for use to offset prior years funding requirement 2018-12-31 0
Prefunding balanced used to offset prior years funding requirement 2018-12-31 0
Amount remaining of carryover balance 2018-12-31 0
Amount remaining of prefunding balance 2018-12-31 116,235
Present value of excess contributions 2018-12-31 356,006
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2018-12-31 377,509
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2018-12-31 0
Reductions in caryover balances due to elections or deemed elections 2018-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2018-12-31 100,000
Balance of carryovers at beginning of current year 2018-12-31 0
Balance of prefunding at beginning of current year 2018-12-31 29,218
Total employer contributions 2018-12-31 80,000
Total employee contributions 2018-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2018-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2018-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2018-12-31 70,848
Unpaid minimum required contributions for all prior years 2018-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2018-12-31 0
Remaining amount of unpaid minimum required contributions 2018-12-31 0
Minimum required contributions for current year target normal cost 2018-12-31 78,202
Net shortfall amortization installment of oustanding balance 2018-12-31 0
Waiver amortization installment 2018-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2018-12-31 57,763
Carryover balance elected to use to offset funding requirement 2018-12-31 0
Prefunding balance elected to use to offset funding requirement 2018-12-31 0
Additional cash requirement 2018-12-31 57,763
Contributions allocatedtoward minimum required contributions for current year 2018-12-31 70,848
Unpaid minimum required contributions for current year 2018-12-31 0
Unpaid minimum required contributions for all years 2018-12-31 0
2017: NORTHERN STAR CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2017 401k membership
Market value of plan assets 2017-12-31 2,773,862
Acturial value of plan assets 2017-12-31 2,773,862
Funding target for retired participants and beneficiaries receiving payment 2017-12-31 1,060,607
Number of terminated vested participants 2017-12-31 31
Fundng target for terminated vested participants 2017-12-31 486,305
Active participant vested funding target 2017-12-31 1,769,846
Number of active participants 2017-12-31 30
Total funding liabilities for active participants 2017-12-31 1,774,774
Total participant count 2017-12-31 71
Total funding target for all participants 2017-12-31 3,321,686
Balance at beginning of prior year after applicable adjustments 2017-12-31 0
Prefunding balance at beginning of prior year after applicable adjustments 2017-12-31 118,113
Carryover balanced portion elected for use to offset prior years funding requirement 2017-12-31 0
Prefunding balanced used to offset prior years funding requirement 2017-12-31 0
Amount remaining of carryover balance 2017-12-31 0
Amount remaining of prefunding balance 2017-12-31 118,113
Present value of excess contributions 2017-12-31 2,551
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2017-12-31 2,710
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2017-12-31 0
Reductions in caryover balances due to elections or deemed elections 2017-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2017-12-31 0
Balance of carryovers at beginning of current year 2017-12-31 0
Balance of prefunding at beginning of current year 2017-12-31 116,235
Total employer contributions 2017-12-31 650,000
Total employee contributions 2017-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2017-12-31 608,460
Unpaid minimum required contributions for all prior years 2017-12-31 0
Remaining amount of unpaid minimum required contributions 2017-12-31 0
Minimum required contributions for current year target normal cost 2017-12-31 150,963
Net shortfall amortization installment of oustanding balance 2017-12-31 547,824
Waiver amortization installment 2017-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2017-12-31 252,454
Carryover balance elected to use to offset funding requirement 2017-12-31 0
Prefunding balance elected to use to offset funding requirement 2017-12-31 0
Additional cash requirement 2017-12-31 252,454
Contributions allocatedtoward minimum required contributions for current year 2017-12-31 608,460
Unpaid minimum required contributions for current year 2017-12-31 0
Unpaid minimum required contributions for all years 2017-12-31 0
2016: NORTHERN STAR CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2016 401k membership
Market value of plan assets 2016-12-31 2,589,179
Acturial value of plan assets 2016-12-31 2,589,179
Funding target for retired participants and beneficiaries receiving payment 2016-12-31 919,715
Number of terminated vested participants 2016-12-31 27
Fundng target for terminated vested participants 2016-12-31 503,379
Active participant vested funding target 2016-12-31 1,546,762
Number of active participants 2016-12-31 32
Total funding liabilities for active participants 2016-12-31 1,552,447
Total participant count 2016-12-31 68
Total funding target for all participants 2016-12-31 2,975,541
Balance at beginning of prior year after applicable adjustments 2016-12-31 0
Prefunding balance at beginning of prior year after applicable adjustments 2016-12-31 114,697
Carryover balanced portion elected for use to offset prior years funding requirement 2016-12-31 0
Prefunding balanced used to offset prior years funding requirement 2016-12-31 1,811
Amount remaining of carryover balance 2016-12-31 0
Amount remaining of prefunding balance 2016-12-31 112,886
Present value of excess contributions 2016-12-31 0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2016-12-31 0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2016-12-31 0
Reductions in caryover balances due to elections or deemed elections 2016-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2016-12-31 0
Balance of carryovers at beginning of current year 2016-12-31 0
Balance of prefunding at beginning of current year 2016-12-31 118,113
Total employer contributions 2016-12-31 260,000
Total employee contributions 2016-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2016-12-31 229,211
Unpaid minimum required contributions for all prior years 2016-12-31 0
Remaining amount of unpaid minimum required contributions 2016-12-31 0
Minimum required contributions for current year target normal cost 2016-12-31 141,924
Net shortfall amortization installment of oustanding balance 2016-12-31 503,935
Waiver amortization installment 2016-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2016-12-31 226,660
Carryover balance elected to use to offset funding requirement 2016-12-31 0
Prefunding balance elected to use to offset funding requirement 2016-12-31 0
Additional cash requirement 2016-12-31 226,660
Contributions allocatedtoward minimum required contributions for current year 2016-12-31 229,211
Unpaid minimum required contributions for current year 2016-12-31 0
Unpaid minimum required contributions for all years 2016-12-31 0

Measure	Date	Value
2022: NORTHERN STAR CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2022 401k membership
Market value of plan assets	2022-12-31	5,791,982
Acturial value of plan assets	2022-12-31	5,791,982
Funding target for retired participants and beneficiaries receiving payment	2022-12-31	1,602,928
Number of terminated vested participants	2022-12-31	32
Fundng target for terminated vested participants	2022-12-31	694,920
Active participant vested funding target	2022-12-31	2,598,452
Number of active participants	2022-12-31	16
Total funding liabilities for active participants	2022-12-31	2,598,452
Total participant count	2022-12-31	65
Total funding target for all participants	2022-12-31	4,896,300
Balance at beginning of prior year after applicable adjustments	2022-12-31	0
Prefunding balance at beginning of prior year after applicable adjustments	2022-12-31	0
Carryover balanced portion elected for use to offset prior years funding requirement	2022-12-31	0
Prefunding balanced used to offset prior years funding requirement	2022-12-31	0
Amount remaining of carryover balance	2022-12-31	0
Amount remaining of prefunding balance	2022-12-31	0
Present value of excess contributions	2022-12-31	1,085,035
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2022-12-31	1,146,882
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2022-12-31	0
Reductions in caryover balances due to elections or deemed elections	2022-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2022-12-31	0
Balance of carryovers at beginning of current year	2022-12-31	0
Balance of prefunding at beginning of current year	2022-12-31	0
Total employer contributions	2022-12-31	450,000
Total employee contributions	2022-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2022-12-31	420,794
Unpaid minimum required contributions for all prior years	2022-12-31	0
Remaining amount of unpaid minimum required contributions	2022-12-31	0
Minimum required contributions for current year target normal cost	2022-12-31	82,500
Net shortfall amortization installment of oustanding balance	2022-12-31	0
Waiver amortization installment	2022-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2022-12-31	0
Carryover balance elected to use to offset funding requirement	2022-12-31	0
Prefunding balance elected to use to offset funding requirement	2022-12-31	0
Additional cash requirement	2022-12-31	0
Contributions allocatedtoward minimum required contributions for current year	2022-12-31	420,794
Unpaid minimum required contributions for current year	2022-12-31	0
Unpaid minimum required contributions for all years	2022-12-31	0
2021: NORTHERN STAR CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2021 401k membership
Market value of plan assets	2021-12-31	4,576,674
Acturial value of plan assets	2021-12-31	4,576,674
Funding target for retired participants and beneficiaries receiving payment	2021-12-31	1,223,045
Number of terminated vested participants	2021-12-31	33
Fundng target for terminated vested participants	2021-12-31	1,089,008
Active participant vested funding target	2021-12-31	2,235,264
Number of active participants	2021-12-31	18
Total funding liabilities for active participants	2021-12-31	2,244,267
Total participant count	2021-12-31	66
Total funding target for all participants	2021-12-31	4,556,320
Balance at beginning of prior year after applicable adjustments	2021-12-31	0
Prefunding balance at beginning of prior year after applicable adjustments	2021-12-31	89,465
Carryover balanced portion elected for use to offset prior years funding requirement	2021-12-31	0
Prefunding balanced used to offset prior years funding requirement	2021-12-31	89,465
Amount remaining of carryover balance	2021-12-31	0
Amount remaining of prefunding balance	2021-12-31	0
Present value of excess contributions	2021-12-31	90,072
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2021-12-31	95,332
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2021-12-31	0
Reductions in caryover balances due to elections or deemed elections	2021-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2021-12-31	0
Balance of carryovers at beginning of current year	2021-12-31	0
Balance of prefunding at beginning of current year	2021-12-31	0
Total employer contributions	2021-12-31	1,203,405
Total employee contributions	2021-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2021-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2021-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2021-12-31	1,134,434
Unpaid minimum required contributions for all prior years	2021-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2021-12-31	0
Remaining amount of unpaid minimum required contributions	2021-12-31	0
Minimum required contributions for current year target normal cost	2021-12-31	69,753
Net shortfall amortization installment of oustanding balance	2021-12-31	0
Waiver amortization installment	2021-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2021-12-31	49,399
Carryover balance elected to use to offset funding requirement	2021-12-31	0
Prefunding balance elected to use to offset funding requirement	2021-12-31	0
Additional cash requirement	2021-12-31	49,399
Contributions allocatedtoward minimum required contributions for current year	2021-12-31	1,134,434
Unpaid minimum required contributions for current year	2021-12-31	0
Unpaid minimum required contributions for all years	2021-12-31	0
2020: NORTHERN STAR CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2020 401k membership
Market value of plan assets	2020-12-31	4,211,317
Acturial value of plan assets	2020-12-31	4,211,317
Funding target for retired participants and beneficiaries receiving payment	2020-12-31	1,128,705
Number of terminated vested participants	2020-12-31	31
Fundng target for terminated vested participants	2020-12-31	605,286
Active participant vested funding target	2020-12-31	2,481,643
Number of active participants	2020-12-31	21
Total funding liabilities for active participants	2020-12-31	2,486,823
Total participant count	2020-12-31	66
Total funding target for all participants	2020-12-31	4,220,814
Balance at beginning of prior year after applicable adjustments	2020-12-31	0
Prefunding balance at beginning of prior year after applicable adjustments	2020-12-31	27,868
Carryover balanced portion elected for use to offset prior years funding requirement	2020-12-31	0
Prefunding balanced used to offset prior years funding requirement	2020-12-31	0
Amount remaining of carryover balance	2020-12-31	0
Amount remaining of prefunding balance	2020-12-31	27,868
Present value of excess contributions	2020-12-31	54,051
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2020-12-31	57,110
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2020-12-31	57,110
Reductions in caryover balances due to elections or deemed elections	2020-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2020-12-31	0
Balance of carryovers at beginning of current year	2020-12-31	0
Balance of prefunding at beginning of current year	2020-12-31	89,465
Total employer contributions	2020-12-31	119,736
Total employee contributions	2020-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2020-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2020-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2020-12-31	108,829
Unpaid minimum required contributions for all prior years	2020-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2020-12-31	0
Remaining amount of unpaid minimum required contributions	2020-12-31	0
Minimum required contributions for current year target normal cost	2020-12-31	85,329
Net shortfall amortization installment of oustanding balance	2020-12-31	98,962
Waiver amortization installment	2020-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2020-12-31	108,222
Carryover balance elected to use to offset funding requirement	2020-12-31	0
Prefunding balance elected to use to offset funding requirement	2020-12-31	89,465
Additional cash requirement	2020-12-31	18,757
Contributions allocatedtoward minimum required contributions for current year	2020-12-31	108,829
Unpaid minimum required contributions for current year	2020-12-31	0
Unpaid minimum required contributions for all years	2020-12-31	0
2019: NORTHERN STAR CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2019 401k membership
Market value of plan assets	2019-12-31	3,545,785
Acturial value of plan assets	2019-12-31	3,545,785
Funding target for retired participants and beneficiaries receiving payment	2019-12-31	1,004,601
Number of terminated vested participants	2019-12-31	34
Fundng target for terminated vested participants	2019-12-31	678,420
Active participant vested funding target	2019-12-31	2,422,518
Number of active participants	2019-12-31	24
Total funding liabilities for active participants	2019-12-31	2,426,988
Total participant count	2019-12-31	69
Total funding target for all participants	2019-12-31	4,110,009
Balance at beginning of prior year after applicable adjustments	2019-12-31	0
Prefunding balance at beginning of prior year after applicable adjustments	2019-12-31	29,218
Carryover balanced portion elected for use to offset prior years funding requirement	2019-12-31	0
Prefunding balanced used to offset prior years funding requirement	2019-12-31	0
Amount remaining of carryover balance	2019-12-31	0
Amount remaining of prefunding balance	2019-12-31	29,218
Present value of excess contributions	2019-12-31	13,085
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2019-12-31	13,852
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2019-12-31	0
Reductions in caryover balances due to elections or deemed elections	2019-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2019-12-31	0
Balance of carryovers at beginning of current year	2019-12-31	0
Balance of prefunding at beginning of current year	2019-12-31	27,868
Total employer contributions	2019-12-31	235,650
Total employee contributions	2019-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2019-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2019-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2019-12-31	212,114
Unpaid minimum required contributions for all prior years	2019-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2019-12-31	0
Remaining amount of unpaid minimum required contributions	2019-12-31	0
Minimum required contributions for current year target normal cost	2019-12-31	103,319
Net shortfall amortization installment of oustanding balance	2019-12-31	592,092
Total funding amount beforereflecting carryover/prefunding balances	2019-12-31	199,526
Carryover balance elected to use to offset funding requirement	2019-12-31	0
Prefunding balance elected to use to offset funding requirement	2019-12-31	0
Additional cash requirement	2019-12-31	199,526
Contributions allocatedtoward minimum required contributions for current year	2019-12-31	212,114
Unpaid minimum required contributions for current year	2019-12-31	0
Unpaid minimum required contributions for all years	2019-12-31	0
2018: NORTHERN STAR CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2018 401k membership
Market value of plan assets	2018-12-31	3,745,336
Acturial value of plan assets	2018-12-31	3,745,336
Funding target for retired participants and beneficiaries receiving payment	2018-12-31	1,019,523
Number of terminated vested participants	2018-12-31	36
Fundng target for terminated vested participants	2018-12-31	604,588
Active participant vested funding target	2018-12-31	2,069,044
Number of active participants	2018-12-31	26
Total funding liabilities for active participants	2018-12-31	2,071,568
Total participant count	2018-12-31	73
Total funding target for all participants	2018-12-31	3,695,679
Balance at beginning of prior year after applicable adjustments	2018-12-31	0
Prefunding balance at beginning of prior year after applicable adjustments	2018-12-31	116,235
Carryover balanced portion elected for use to offset prior years funding requirement	2018-12-31	0
Prefunding balanced used to offset prior years funding requirement	2018-12-31	0
Amount remaining of carryover balance	2018-12-31	0
Amount remaining of prefunding balance	2018-12-31	116,235
Present value of excess contributions	2018-12-31	356,006
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2018-12-31	377,509
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2018-12-31	0
Reductions in caryover balances due to elections or deemed elections	2018-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2018-12-31	100,000
Balance of carryovers at beginning of current year	2018-12-31	0
Balance of prefunding at beginning of current year	2018-12-31	29,218
Total employer contributions	2018-12-31	80,000
Total employee contributions	2018-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2018-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2018-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2018-12-31	70,848
Unpaid minimum required contributions for all prior years	2018-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2018-12-31	0
Remaining amount of unpaid minimum required contributions	2018-12-31	0
Minimum required contributions for current year target normal cost	2018-12-31	78,202
Net shortfall amortization installment of oustanding balance	2018-12-31	0
Waiver amortization installment	2018-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2018-12-31	57,763
Carryover balance elected to use to offset funding requirement	2018-12-31	0
Prefunding balance elected to use to offset funding requirement	2018-12-31	0
Additional cash requirement	2018-12-31	57,763
Contributions allocatedtoward minimum required contributions for current year	2018-12-31	70,848
Unpaid minimum required contributions for current year	2018-12-31	0
Unpaid minimum required contributions for all years	2018-12-31	0
2017: NORTHERN STAR CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2017 401k membership
Market value of plan assets	2017-12-31	2,773,862
Acturial value of plan assets	2017-12-31	2,773,862
Funding target for retired participants and beneficiaries receiving payment	2017-12-31	1,060,607
Number of terminated vested participants	2017-12-31	31
Fundng target for terminated vested participants	2017-12-31	486,305
Active participant vested funding target	2017-12-31	1,769,846
Number of active participants	2017-12-31	30
Total funding liabilities for active participants	2017-12-31	1,774,774
Total participant count	2017-12-31	71
Total funding target for all participants	2017-12-31	3,321,686
Balance at beginning of prior year after applicable adjustments	2017-12-31	0
Prefunding balance at beginning of prior year after applicable adjustments	2017-12-31	118,113
Carryover balanced portion elected for use to offset prior years funding requirement	2017-12-31	0
Prefunding balanced used to offset prior years funding requirement	2017-12-31	0
Amount remaining of carryover balance	2017-12-31	0
Amount remaining of prefunding balance	2017-12-31	118,113
Present value of excess contributions	2017-12-31	2,551
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2017-12-31	2,710
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2017-12-31	0
Reductions in caryover balances due to elections or deemed elections	2017-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2017-12-31	0
Balance of carryovers at beginning of current year	2017-12-31	0
Balance of prefunding at beginning of current year	2017-12-31	116,235
Total employer contributions	2017-12-31	650,000
Total employee contributions	2017-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2017-12-31	608,460
Unpaid minimum required contributions for all prior years	2017-12-31	0
Remaining amount of unpaid minimum required contributions	2017-12-31	0
Minimum required contributions for current year target normal cost	2017-12-31	150,963
Net shortfall amortization installment of oustanding balance	2017-12-31	547,824
Waiver amortization installment	2017-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2017-12-31	252,454
Carryover balance elected to use to offset funding requirement	2017-12-31	0
Prefunding balance elected to use to offset funding requirement	2017-12-31	0
Additional cash requirement	2017-12-31	252,454
Contributions allocatedtoward minimum required contributions for current year	2017-12-31	608,460
Unpaid minimum required contributions for current year	2017-12-31	0
Unpaid minimum required contributions for all years	2017-12-31	0
2016: NORTHERN STAR CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2016 401k membership
Market value of plan assets	2016-12-31	2,589,179
Acturial value of plan assets	2016-12-31	2,589,179
Funding target for retired participants and beneficiaries receiving payment	2016-12-31	919,715
Number of terminated vested participants	2016-12-31	27
Fundng target for terminated vested participants	2016-12-31	503,379
Active participant vested funding target	2016-12-31	1,546,762
Number of active participants	2016-12-31	32
Total funding liabilities for active participants	2016-12-31	1,552,447
Total participant count	2016-12-31	68
Total funding target for all participants	2016-12-31	2,975,541
Balance at beginning of prior year after applicable adjustments	2016-12-31	0
Prefunding balance at beginning of prior year after applicable adjustments	2016-12-31	114,697
Carryover balanced portion elected for use to offset prior years funding requirement	2016-12-31	0
Prefunding balanced used to offset prior years funding requirement	2016-12-31	1,811
Amount remaining of carryover balance	2016-12-31	0
Amount remaining of prefunding balance	2016-12-31	112,886
Present value of excess contributions	2016-12-31	0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2016-12-31	0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2016-12-31	0
Reductions in caryover balances due to elections or deemed elections	2016-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2016-12-31	0
Balance of carryovers at beginning of current year	2016-12-31	0
Balance of prefunding at beginning of current year	2016-12-31	118,113
Total employer contributions	2016-12-31	260,000
Total employee contributions	2016-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2016-12-31	229,211
Unpaid minimum required contributions for all prior years	2016-12-31	0
Remaining amount of unpaid minimum required contributions	2016-12-31	0
Minimum required contributions for current year target normal cost	2016-12-31	141,924
Net shortfall amortization installment of oustanding balance	2016-12-31	503,935
Waiver amortization installment	2016-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2016-12-31	226,660
Carryover balance elected to use to offset funding requirement	2016-12-31	0
Prefunding balance elected to use to offset funding requirement	2016-12-31	0
Additional cash requirement	2016-12-31	226,660
Contributions allocatedtoward minimum required contributions for current year	2016-12-31	229,211
Unpaid minimum required contributions for current year	2016-12-31	0
Unpaid minimum required contributions for all years	2016-12-31	0

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Company Name:	NORTHERN STAR CREDIT UNION
Employer identification number (EIN):	540316051
NAIC Classification:	522130
NAIC Description:	Credit Unions