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ORAL SURGERY OF TIDEWATER 401(K) PROFIT SHARING PLAN 401k Plan overview

Plan NameORAL SURGERY OF TIDEWATER 401(K) PROFIT SHARING PLAN
Plan identification number 001

ORAL SURGERY OF TIDEWATER 401(K) PROFIT SHARING PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Participant-directed brokerage accounts provided as an investment option under the plan.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

FORD & GUTER, DDS, LTD has sponsored the creation of one or more 401k plans.

Company Name:FORD & GUTER, DDS, LTD
Employer identification number (EIN):540912688
NAIC Classification:621210
NAIC Description:Offices of Dentists

Form 5500 Filing Information

Submission information for form 5500 for 401k plan ORAL SURGERY OF TIDEWATER 401(K) PROFIT SHARING PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012023-01-01KLAUS GUTER2023-06-28
0012022-01-01KLAUS GUTER2023-05-23
0012021-01-01KLAUS GUTER2022-10-12
0012020-01-01
0012019-01-01
0012018-01-01
0012017-01-01
0012016-01-01
0012015-01-01
0012015-01-01
0012014-01-01MELVIN L. FORD, III
0012013-01-01MELVIN L. FORD, III
0012012-07-01MELVIN L. FORD, III
0012011-07-01MELVIN L. FORD, III
0012010-07-01MELVIN L. FORD, III2012-04-17

Plan Statistics for ORAL SURGERY OF TIDEWATER 401(K) PROFIT SHARING PLAN

401k plan membership statisitcs for ORAL SURGERY OF TIDEWATER 401(K) PROFIT SHARING PLAN

Measure Date Value
2015: ORAL SURGERY OF TIDEWATER 401(K) PROFIT SHARING PLAN 2015 401k membership
Total participants, beginning-of-year2015-01-0126
Total number of active participants reported on line 7a of the Form 55002015-01-0114
Number of retired or separated participants receiving benefits2015-01-010
Number of other retired or separated participants entitled to future benefits2015-01-013
Total of all active and inactive participants2015-01-0117
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-01-010
Total participants2015-01-0117
Number of participants with account balances2015-01-0117
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2015-01-012
2014: ORAL SURGERY OF TIDEWATER 401(K) PROFIT SHARING PLAN 2014 401k membership
Total participants, beginning-of-year2014-01-0124
Total number of active participants reported on line 7a of the Form 55002014-01-0112
Number of retired or separated participants receiving benefits2014-01-010
Number of other retired or separated participants entitled to future benefits2014-01-0110
Total of all active and inactive participants2014-01-0122
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2014-01-010
Total participants2014-01-0122
Number of participants with account balances2014-01-0122
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-01-010
2013: ORAL SURGERY OF TIDEWATER 401(K) PROFIT SHARING PLAN 2013 401k membership
Total participants, beginning-of-year2013-01-0124
Total number of active participants reported on line 7a of the Form 55002013-01-0116
Number of retired or separated participants receiving benefits2013-01-010
Number of other retired or separated participants entitled to future benefits2013-01-018
Total of all active and inactive participants2013-01-0124
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2013-01-010
Total participants2013-01-0124
Number of participants with account balances2013-01-0124
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2013-01-017
2012: ORAL SURGERY OF TIDEWATER 401(K) PROFIT SHARING PLAN 2012 401k membership
Total participants, beginning-of-year2012-07-0125
Total number of active participants reported on line 7a of the Form 55002012-07-0115
Number of retired or separated participants receiving benefits2012-07-011
Number of other retired or separated participants entitled to future benefits2012-07-016
Total of all active and inactive participants2012-07-0122
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-07-010
Total participants2012-07-0122
Number of participants with account balances2012-07-0122
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-07-011
2011: ORAL SURGERY OF TIDEWATER 401(K) PROFIT SHARING PLAN 2011 401k membership
Total participants, beginning-of-year2011-07-0124
Total number of active participants reported on line 7a of the Form 55002011-07-0115
Number of retired or separated participants receiving benefits2011-07-011
Number of other retired or separated participants entitled to future benefits2011-07-017
Total of all active and inactive participants2011-07-0123
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-07-010
Total participants2011-07-0123
Number of participants with account balances2011-07-0123
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-07-011

Financial Data on ORAL SURGERY OF TIDEWATER 401(K) PROFIT SHARING PLAN

Measure Date Value
2015 : ORAL SURGERY OF TIDEWATER 401(K) PROFIT SHARING PLAN 2015 401k financial data
Total plan liabilities at beginning of year2015-12-31$0
Total income from all sources2015-12-31$-338,525
Expenses. Total of all expenses incurred2015-12-31$145,910
Benefits paid (including direct rollovers)2015-12-31$119,786
Total plan assets at end of year2015-12-31$1,436,729
Total plan assets at beginning of year2015-12-31$1,921,164
Value of fidelity bond covering the plan2015-12-31$330,000
Total contributions received or receivable from participants2015-12-31$70,797
Other income received2015-12-31$-481,366
Noncash contributions received2015-12-31$4,610
Net income (gross income less expenses)2015-12-31$-484,435
Net plan assets at end of year (total assets less liabilities)2015-12-31$1,436,729
Net plan assets at beginning of year (total assets less liabilities)2015-12-31$1,921,164
Assets. Value of participant loans2015-12-31$64,745
Assets. Value of real-estate (other than employer real property)2015-12-31$0
Total contributions received or receivable from employer(s)2015-12-31$67,434
Value of certain deemed distributions of participant loans2015-12-31$127
Expenses. Administrative service providers (salaries,fees and commissions)2015-12-31$25,997
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2015-12-31$0
2014 : ORAL SURGERY OF TIDEWATER 401(K) PROFIT SHARING PLAN 2014 401k financial data
Total plan liabilities at end of year2014-12-31$0
Total plan liabilities at beginning of year2014-12-31$0
Total income from all sources2014-12-31$364,428
Expenses. Total of all expenses incurred2014-12-31$597,860
Benefits paid (including direct rollovers)2014-12-31$572,710
Total plan assets at end of year2014-12-31$1,921,164
Total plan assets at beginning of year2014-12-31$2,154,596
Value of fidelity bond covering the plan2014-12-31$330,000
Total contributions received or receivable from participants2014-12-31$73,769
Other income received2014-12-31$182,219
Net income (gross income less expenses)2014-12-31$-233,432
Net plan assets at end of year (total assets less liabilities)2014-12-31$1,921,164
Net plan assets at beginning of year (total assets less liabilities)2014-12-31$2,154,596
Assets. Value of participant loans2014-12-31$63,607
Assets. Value of real-estate (other than employer real property)2014-12-31$111,400
Total contributions received or receivable from employer(s)2014-12-31$108,440
Expenses. Administrative service providers (salaries,fees and commissions)2014-12-31$25,150
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2014-12-31$0
2013 : ORAL SURGERY OF TIDEWATER 401(K) PROFIT SHARING PLAN 2013 401k financial data
Total plan liabilities at end of year2013-12-31$0
Total plan liabilities at beginning of year2013-12-31$135
Total income from all sources2013-12-31$406,703
Expenses. Total of all expenses incurred2013-12-31$44,296
Benefits paid (including direct rollovers)2013-12-31$30,562
Total plan assets at end of year2013-12-31$2,154,596
Total plan assets at beginning of year2013-12-31$1,792,324
Value of fidelity bond covering the plan2013-12-31$200,000
Total contributions received or receivable from participants2013-12-31$75,201
Contributions received from other sources (not participants or employers)2013-12-31$0
Other income received2013-12-31$210,803
Net income (gross income less expenses)2013-12-31$362,407
Net plan assets at end of year (total assets less liabilities)2013-12-31$2,154,596
Net plan assets at beginning of year (total assets less liabilities)2013-12-31$1,792,189
Assets. Value of participant loans2013-12-31$92,755
Assets. Value of real-estate (other than employer real property)2013-12-31$107,800
Total contributions received or receivable from employer(s)2013-12-31$120,699
Expenses. Administrative service providers (salaries,fees and commissions)2013-12-31$13,734
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2013-12-31$0
2012 : ORAL SURGERY OF TIDEWATER 401(K) PROFIT SHARING PLAN 2012 401k financial data
Total plan liabilities at end of year2012-12-31$135
Total plan liabilities at beginning of year2012-12-31$6,827
Total income from all sources2012-12-31$169,281
Expenses. Total of all expenses incurred2012-12-31$17,999
Benefits paid (including direct rollovers)2012-12-31$12,972
Total plan assets at end of year2012-12-31$1,792,324
Total plan assets at beginning of year2012-12-31$1,647,734
Value of fidelity bond covering the plan2012-12-31$200,000
Total contributions received or receivable from participants2012-12-31$19,786
Other income received2012-12-31$89,056
Net income (gross income less expenses)2012-12-31$151,282
Net plan assets at end of year (total assets less liabilities)2012-12-31$1,792,189
Net plan assets at beginning of year (total assets less liabilities)2012-12-31$1,640,907
Assets. Value of participant loans2012-12-31$97,988
Assets. Value of real-estate (other than employer real property)2012-12-31$108,600
Total contributions received or receivable from employer(s)2012-12-31$60,439
Expenses. Administrative service providers (salaries,fees and commissions)2012-12-31$5,027
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2012-12-31$0
Total plan liabilities at end of year2012-06-30$6,827
Total income from all sources2012-06-30$69,717
Expenses. Total of all expenses incurred2012-06-30$345,693
Benefits paid (including direct rollovers)2012-06-30$340,096
Total plan assets at end of year2012-06-30$1,647,734
Total plan assets at beginning of year2012-06-30$1,916,883
Value of fidelity bond covering the plan2012-06-30$400,000
Total contributions received or receivable from participants2012-06-30$54,133
Expenses. Other expenses not covered elsewhere2012-06-30$5,597
Other income received2012-06-30$-97,923
Net income (gross income less expenses)2012-06-30$-275,976
Net plan assets at end of year (total assets less liabilities)2012-06-30$1,640,907
Net plan assets at beginning of year (total assets less liabilities)2012-06-30$1,916,883
Assets. Value of participant loans2012-06-30$23,761
Assets. Value of real-estate (other than employer real property)2012-06-30$108,600
Total contributions received or receivable from employer(s)2012-06-30$113,507
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2012-06-30$0

Form 5500 Responses for ORAL SURGERY OF TIDEWATER 401(K) PROFIT SHARING PLAN

2015: ORAL SURGERY OF TIDEWATER 401(K) PROFIT SHARING PLAN 2015 form 5500 responses
2015-01-01Type of plan entitySingle employer plan
2015-01-01Submission has been amendedNo
2015-01-01This submission is the final filingNo
2015-01-01This return/report is a short plan year return/report (less than 12 months)No
2015-01-01Plan is a collectively bargained planNo
2015-01-01Plan funding arrangement – InsuranceYes
2015-01-01Plan funding arrangement – TrustYes
2015-01-01Plan benefit arrangement – InsuranceYes
2015-01-01Plan benefit arrangement - TrustYes
2014: ORAL SURGERY OF TIDEWATER 401(K) PROFIT SHARING PLAN 2014 form 5500 responses
2014-01-01Type of plan entitySingle employer plan
2014-01-01Submission has been amendedNo
2014-01-01This submission is the final filingNo
2014-01-01This return/report is a short plan year return/report (less than 12 months)No
2014-01-01Plan is a collectively bargained planNo
2014-01-01Plan funding arrangement – InsuranceYes
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement – InsuranceYes
2014-01-01Plan benefit arrangement - TrustYes
2013: ORAL SURGERY OF TIDEWATER 401(K) PROFIT SHARING PLAN 2013 form 5500 responses
2013-01-01Type of plan entitySingle employer plan
2013-01-01Submission has been amendedNo
2013-01-01This submission is the final filingNo
2013-01-01This return/report is a short plan year return/report (less than 12 months)No
2013-01-01Plan is a collectively bargained planNo
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement - TrustYes
2012: ORAL SURGERY OF TIDEWATER 401(K) PROFIT SHARING PLAN 2012 form 5500 responses
2012-07-01Type of plan entitySingle employer plan
2012-07-01Submission has been amendedNo
2012-07-01This submission is the final filingNo
2012-07-01This return/report is a short plan year return/report (less than 12 months)Yes
2012-07-01Plan is a collectively bargained planNo
2012-07-01Plan funding arrangement – TrustYes
2012-07-01Plan benefit arrangement - TrustYes
2011: ORAL SURGERY OF TIDEWATER 401(K) PROFIT SHARING PLAN 2011 form 5500 responses
2011-07-01Type of plan entitySingle employer plan
2011-07-01Submission has been amendedNo
2011-07-01This submission is the final filingNo
2011-07-01This return/report is a short plan year return/report (less than 12 months)No
2011-07-01Plan is a collectively bargained planNo
2011-07-01Plan funding arrangement – TrustYes
2011-07-01Plan benefit arrangement - TrustYes

Insurance Providers Used on plan

HARTFORD LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88072 )
Policy contract numberGA-812700
Policy instance 1
Insurance contract or identification numberGA-812700
Number of Individuals Covered12
Insurance policy start date2015-01-01
Insurance policy end date2015-12-31
Total amount of commissions paid to insurance brokerUSD $1,167
Total amount of fees paid to insurance companyUSD $122
Are there contracts with allocated funds for individual policies?No
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
HARTFORD LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88072 )
Policy contract numberGA-812700
Policy instance 1
Insurance contract or identification numberGA-812700
Number of Individuals Covered11
Insurance policy start date2014-01-01
Insurance policy end date2014-12-31
Total amount of commissions paid to insurance brokerUSD $1,322
Total amount of fees paid to insurance companyUSD $0
Are there contracts with allocated funds for individual policies?No
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $1,228
Insurance broker organization code?3
Insurance broker nameMCPHILLIPS, ROBERTS & DEANS, PLC

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