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MICHAEL R. RUBENSTEIN & ASSOCIATES 401k Plan overview

Plan NameMICHAEL R. RUBENSTEIN & ASSOCIATES
Plan identification number 001

MICHAEL R. RUBENSTEIN & ASSOCIATES Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

MICHAEL R. RUBENSTEIN & ASSOCIATES has sponsored the creation of one or more 401k plans.

Company Name:MICHAEL R. RUBENSTEIN & ASSOCIATES
Employer identification number (EIN):592291993
NAIC Classification:541211
NAIC Description:Offices of Certified Public Accountants

Form 5500 Filing Information

Submission information for form 5500 for 401k plan MICHAEL R. RUBENSTEIN & ASSOCIATES

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012022-01-01
0012021-01-01
0012020-01-01
0012019-01-01
0012018-01-01MICHAEL RUBENSTEIN MICHAEL RUBENSTEIN2019-05-01
0012017-01-01MICHAEL RUBENSTEIN MICHAEL RUBENSTEIN2018-05-01
0012016-01-01MICHAEL RUBENSTEIN MICHAEL RUBENSTEIN2017-05-17
0012015-01-01MICHAEL RUBENSTEIN MICHAEL RUBENSTEIN2016-06-10
0012014-01-01MICHAEL RUBENSTEIN MICHAEL RUBENSTEIN2015-05-27
0012013-01-01MICHAEL RUBENSTEIN MICHAEL RUBENSTEIN2014-05-02
0012012-01-01MICHAEL RUBENSTEIN MICHAEL RUBENSTEIN2013-06-26
0012011-01-01MICHAEL RUBENSTEIN MICHAEL RUBENSTEIN2012-09-21
0012010-01-01MICHAEL R. RUBENSTEIN2011-09-29

Financial Data on MICHAEL R. RUBENSTEIN & ASSOCIATES

Measure Date Value
2020 : MICHAEL R. RUBENSTEIN & ASSOCIATES 2020 401k financial data
Total plan liabilities at end of year2020-12-31$0
Total plan liabilities at beginning of year2020-12-31$0
Total income from all sources2020-12-31$156,881
Expenses. Total of all expenses incurred2020-12-31$29,822
Benefits paid (including direct rollovers)2020-12-31$29,533
Total plan assets at end of year2020-12-31$1,104,312
Total plan assets at beginning of year2020-12-31$977,253
Value of fidelity bond covering the plan2020-12-31$1,000,000
Total contributions received or receivable from participants2020-12-31$50,484
Contributions received from other sources (not participants or employers)2020-12-31$0
Other income received2020-12-31$67,495
Noncash contributions received2020-12-31$0
Net income (gross income less expenses)2020-12-31$127,059
Net plan assets at end of year (total assets less liabilities)2020-12-31$1,104,312
Net plan assets at beginning of year (total assets less liabilities)2020-12-31$977,253
Total contributions received or receivable from employer(s)2020-12-31$38,902
Value of corrective distributions2020-12-31$0
Expenses. Administrative service providers (salaries,fees and commissions)2020-12-31$289
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2020-12-31$0
2019 : MICHAEL R. RUBENSTEIN & ASSOCIATES 2019 401k financial data
Total plan liabilities at end of year2019-12-31$0
Total plan liabilities at beginning of year2019-12-31$0
Total income from all sources2019-12-31$261,681
Expenses. Total of all expenses incurred2019-12-31$52,526
Benefits paid (including direct rollovers)2019-12-31$52,290
Total plan assets at end of year2019-12-31$977,253
Total plan assets at beginning of year2019-12-31$768,098
Value of fidelity bond covering the plan2019-12-31$100,000
Total contributions received or receivable from participants2019-12-31$46,041
Other income received2019-12-31$173,559
Net income (gross income less expenses)2019-12-31$209,155
Net plan assets at end of year (total assets less liabilities)2019-12-31$977,253
Net plan assets at beginning of year (total assets less liabilities)2019-12-31$768,098
Total contributions received or receivable from employer(s)2019-12-31$42,081
Value of corrective distributions2019-12-31$0
Expenses. Administrative service providers (salaries,fees and commissions)2019-12-31$236
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2019-12-31$0
2018 : MICHAEL R. RUBENSTEIN & ASSOCIATES 2018 401k financial data
Total plan liabilities at beginning of year2018-12-31$0
Total income from all sources2018-12-31$11,485
Expenses. Total of all expenses incurred2018-12-31$49,070
Benefits paid (including direct rollovers)2018-12-31$48,900
Total plan assets at end of year2018-12-31$768,097
Total plan assets at beginning of year2018-12-31$805,682
Value of fidelity bond covering the plan2018-12-31$100,000
Total contributions received or receivable from participants2018-12-31$47,356
Other income received2018-12-31$-78,055
Net income (gross income less expenses)2018-12-31$-37,585
Net plan assets at end of year (total assets less liabilities)2018-12-31$768,097
Net plan assets at beginning of year (total assets less liabilities)2018-12-31$805,682
Total contributions received or receivable from employer(s)2018-12-31$42,184
Expenses. Administrative service providers (salaries,fees and commissions)2018-12-31$170
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2018-12-31$0
2017 : MICHAEL R. RUBENSTEIN & ASSOCIATES 2017 401k financial data
Total plan liabilities at end of year2017-12-31$0
Total plan liabilities at beginning of year2017-12-31$0
Total income from all sources2017-12-31$201,964
Expenses. Total of all expenses incurred2017-12-31$97
Benefits paid (including direct rollovers)2017-12-31$0
Total plan assets at end of year2017-12-31$805,682
Total plan assets at beginning of year2017-12-31$603,815
Value of fidelity bond covering the plan2017-12-31$100,000
Total contributions received or receivable from participants2017-12-31$45,433
Expenses. Other expenses not covered elsewhere2017-12-31$0
Contributions received from other sources (not participants or employers)2017-12-31$0
Other income received2017-12-31$112,162
Noncash contributions received2017-12-31$0
Net income (gross income less expenses)2017-12-31$201,867
Net plan assets at end of year (total assets less liabilities)2017-12-31$805,682
Net plan assets at beginning of year (total assets less liabilities)2017-12-31$603,815
Total contributions received or receivable from employer(s)2017-12-31$44,369
Value of certain deemed distributions of participant loans2017-12-31$0
Value of corrective distributions2017-12-31$0
Expenses. Administrative service providers (salaries,fees and commissions)2017-12-31$97
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2017-12-31$0
2016 : MICHAEL R. RUBENSTEIN & ASSOCIATES 2016 401k financial data
Total income from all sources2016-12-31$120,024
Expenses. Total of all expenses incurred2016-12-31$89,126
Benefits paid (including direct rollovers)2016-12-31$88,073
Total plan assets at end of year2016-12-31$603,815
Total plan assets at beginning of year2016-12-31$572,917
Value of fidelity bond covering the plan2016-12-31$100,000
Total contributions received or receivable from participants2016-12-31$34,328
Other income received2016-12-31$49,717
Net income (gross income less expenses)2016-12-31$30,898
Net plan assets at end of year (total assets less liabilities)2016-12-31$603,815
Net plan assets at beginning of year (total assets less liabilities)2016-12-31$572,917
Total contributions received or receivable from employer(s)2016-12-31$35,979
Expenses. Administrative service providers (salaries,fees and commissions)2016-12-31$1,053
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2016-12-31$0
2015 : MICHAEL R. RUBENSTEIN & ASSOCIATES 2015 401k financial data
Total income from all sources2015-12-31$66,870
Expenses. Total of all expenses incurred2015-12-31$20,552
Benefits paid (including direct rollovers)2015-12-31$20,541
Total plan assets at end of year2015-12-31$572,917
Total plan assets at beginning of year2015-12-31$526,599
Value of fidelity bond covering the plan2015-12-31$100,000
Total contributions received or receivable from participants2015-12-31$30,348
Other income received2015-12-31$1,732
Net income (gross income less expenses)2015-12-31$46,318
Net plan assets at end of year (total assets less liabilities)2015-12-31$572,917
Net plan assets at beginning of year (total assets less liabilities)2015-12-31$526,599
Total contributions received or receivable from employer(s)2015-12-31$34,790
Expenses. Administrative service providers (salaries,fees and commissions)2015-12-31$11
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2015-12-31$0
2014 : MICHAEL R. RUBENSTEIN & ASSOCIATES 2014 401k financial data
Total income from all sources2014-12-31$78,727
Expenses. Total of all expenses incurred2014-12-31$67,735
Benefits paid (including direct rollovers)2014-12-31$67,735
Total plan assets at end of year2014-12-31$526,599
Total plan assets at beginning of year2014-12-31$515,607
Value of fidelity bond covering the plan2014-12-31$100,000
Total contributions received or receivable from participants2014-12-31$27,317
Other income received2014-12-31$36,523
Net income (gross income less expenses)2014-12-31$10,992
Net plan assets at end of year (total assets less liabilities)2014-12-31$526,599
Net plan assets at beginning of year (total assets less liabilities)2014-12-31$515,607
Total contributions received or receivable from employer(s)2014-12-31$14,887
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2014-12-31$0
2013 : MICHAEL R. RUBENSTEIN & ASSOCIATES 2013 401k financial data
Total income from all sources2013-12-31$136,065
Expenses. Total of all expenses incurred2013-12-31$22,279
Benefits paid (including direct rollovers)2013-12-31$21,314
Total plan assets at end of year2013-12-31$515,607
Total plan assets at beginning of year2013-12-31$401,821
Value of fidelity bond covering the plan2013-12-31$100,000
Total contributions received or receivable from participants2013-12-31$25,061
Other income received2013-12-31$88,351
Net income (gross income less expenses)2013-12-31$113,786
Net plan assets at end of year (total assets less liabilities)2013-12-31$515,607
Net plan assets at beginning of year (total assets less liabilities)2013-12-31$401,821
Total contributions received or receivable from employer(s)2013-12-31$22,653
Expenses. Administrative service providers (salaries,fees and commissions)2013-12-31$965
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2013-12-31$0
2012 : MICHAEL R. RUBENSTEIN & ASSOCIATES 2012 401k financial data
Total income from all sources2012-12-31$84,531
Expenses. Total of all expenses incurred2012-12-31$35,459
Benefits paid (including direct rollovers)2012-12-31$35,438
Total plan assets at end of year2012-12-31$401,821
Total plan assets at beginning of year2012-12-31$352,749
Value of fidelity bond covering the plan2012-12-31$100,000
Total contributions received or receivable from participants2012-12-31$29,197
Other income received2012-12-31$39,376
Net income (gross income less expenses)2012-12-31$49,072
Net plan assets at end of year (total assets less liabilities)2012-12-31$401,821
Net plan assets at beginning of year (total assets less liabilities)2012-12-31$352,749
Total contributions received or receivable from employer(s)2012-12-31$15,958
Expenses. Administrative service providers (salaries,fees and commissions)2012-12-31$21
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2012-12-31$0
2011 : MICHAEL R. RUBENSTEIN & ASSOCIATES 2011 401k financial data
Total income from all sources2011-12-31$56,972
Expenses. Total of all expenses incurred2011-12-31$77,389
Benefits paid (including direct rollovers)2011-12-31$77,382
Total plan assets at end of year2011-12-31$352,749
Total plan assets at beginning of year2011-12-31$373,166
Value of fidelity bond covering the plan2011-12-31$100,000
Total contributions received or receivable from participants2011-12-31$24,766
Contributions received from other sources (not participants or employers)2011-12-31$-3,424
Net income (gross income less expenses)2011-12-31$-20,417
Net plan assets at end of year (total assets less liabilities)2011-12-31$352,749
Net plan assets at beginning of year (total assets less liabilities)2011-12-31$373,166
Total contributions received or receivable from employer(s)2011-12-31$35,630
Expenses. Administrative service providers (salaries,fees and commissions)2011-12-31$7
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2011-12-31$0

Form 5500 Responses for MICHAEL R. RUBENSTEIN & ASSOCIATES

2020: MICHAEL R. RUBENSTEIN & ASSOCIATES 2020 form 5500 responses
2020-01-01Type of plan entitySingle employer plan
2020-01-01Submission has been amendedNo
2020-01-01This submission is the final filingNo
2020-01-01This return/report is a short plan year return/report (less than 12 months)No
2020-01-01Plan is a collectively bargained planNo
2020-01-01Plan funding arrangement – InsuranceYes
2020-01-01Plan funding arrangement – TrustYes
2020-01-01Plan benefit arrangement – InsuranceYes
2020-01-01Plan benefit arrangement - TrustYes
2019: MICHAEL R. RUBENSTEIN & ASSOCIATES 2019 form 5500 responses
2019-01-01Type of plan entitySingle employer plan
2019-01-01Submission has been amendedNo
2019-01-01This submission is the final filingNo
2019-01-01This return/report is a short plan year return/report (less than 12 months)No
2019-01-01Plan is a collectively bargained planNo
2019-01-01Plan funding arrangement – InsuranceYes
2019-01-01Plan funding arrangement – TrustYes
2019-01-01Plan benefit arrangement – InsuranceYes
2019-01-01Plan benefit arrangement - TrustYes
2018: MICHAEL R. RUBENSTEIN & ASSOCIATES 2018 form 5500 responses
2018-01-01Type of plan entitySingle employer plan
2018-01-01Submission has been amendedNo
2018-01-01This submission is the final filingNo
2018-01-01This return/report is a short plan year return/report (less than 12 months)No
2018-01-01Plan is a collectively bargained planNo
2018-01-01Plan funding arrangement – InsuranceYes
2018-01-01Plan funding arrangement – TrustYes
2018-01-01Plan benefit arrangement – InsuranceYes
2018-01-01Plan benefit arrangement - TrustYes
2017: MICHAEL R. RUBENSTEIN & ASSOCIATES 2017 form 5500 responses
2017-01-01Type of plan entitySingle employer plan
2017-01-01Submission has been amendedNo
2017-01-01This submission is the final filingNo
2017-01-01This return/report is a short plan year return/report (less than 12 months)No
2017-01-01Plan is a collectively bargained planNo
2017-01-01Plan funding arrangement – InsuranceYes
2017-01-01Plan funding arrangement – TrustYes
2017-01-01Plan benefit arrangement – InsuranceYes
2017-01-01Plan benefit arrangement - TrustYes
2016: MICHAEL R. RUBENSTEIN & ASSOCIATES 2016 form 5500 responses
2016-01-01Type of plan entitySingle employer plan
2016-01-01Submission has been amendedNo
2016-01-01This submission is the final filingNo
2016-01-01This return/report is a short plan year return/report (less than 12 months)No
2016-01-01Plan is a collectively bargained planNo
2016-01-01Plan funding arrangement – InsuranceYes
2016-01-01Plan funding arrangement – TrustYes
2016-01-01Plan benefit arrangement – InsuranceYes
2016-01-01Plan benefit arrangement - TrustYes
2015: MICHAEL R. RUBENSTEIN & ASSOCIATES 2015 form 5500 responses
2015-01-01Type of plan entitySingle employer plan
2015-01-01Submission has been amendedNo
2015-01-01This submission is the final filingNo
2015-01-01This return/report is a short plan year return/report (less than 12 months)No
2015-01-01Plan is a collectively bargained planNo
2015-01-01Plan funding arrangement – InsuranceYes
2015-01-01Plan funding arrangement – TrustYes
2015-01-01Plan benefit arrangement – InsuranceYes
2015-01-01Plan benefit arrangement - TrustYes
2014: MICHAEL R. RUBENSTEIN & ASSOCIATES 2014 form 5500 responses
2014-01-01Type of plan entitySingle employer plan
2014-01-01Submission has been amendedNo
2014-01-01This submission is the final filingNo
2014-01-01This return/report is a short plan year return/report (less than 12 months)No
2014-01-01Plan is a collectively bargained planNo
2014-01-01Plan funding arrangement – InsuranceYes
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement – InsuranceYes
2014-01-01Plan benefit arrangement - TrustYes
2013: MICHAEL R. RUBENSTEIN & ASSOCIATES 2013 form 5500 responses
2013-01-01Type of plan entitySingle employer plan
2013-01-01Submission has been amendedNo
2013-01-01This submission is the final filingNo
2013-01-01This return/report is a short plan year return/report (less than 12 months)No
2013-01-01Plan is a collectively bargained planNo
2013-01-01Plan funding arrangement – InsuranceYes
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement – InsuranceYes
2013-01-01Plan benefit arrangement - TrustYes
2012: MICHAEL R. RUBENSTEIN & ASSOCIATES 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Submission has been amendedNo
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planNo
2012-01-01Plan funding arrangement – InsuranceYes
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement – InsuranceYes
2012-01-01Plan benefit arrangement - TrustYes
2011: MICHAEL R. RUBENSTEIN & ASSOCIATES 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Submission has been amendedNo
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – InsuranceYes
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement – InsuranceYes
2011-01-01Plan benefit arrangement - TrustYes

Insurance Providers Used on plan

GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 68322 )
Policy contract number937262-01
Policy instance 1
GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 68322 )
Policy contract number937262-01
Policy instance 1
GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 68322 )
Policy contract number937262-01
Policy instance 1
GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 68322 )
Policy contract number937262-01
Policy instance 1
GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 68322 )
Policy contract number937262-01
Policy instance 1
GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 68322 )
Policy contract number937262-01
Policy instance 1
GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 68322 )
Policy contract number937262-01
Policy instance 1
GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 68322 )
Policy contract number937262-01
Policy instance 1
GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 68322 )
Policy contract number937262-01
Policy instance 1

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