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THE PEOPLES BANCTRUST COMPANY, INC. SMART 401K PLAN 401k Plan overview

Plan NameTHE PEOPLES BANCTRUST COMPANY, INC. SMART 401K PLAN
Plan identification number 003

THE PEOPLES BANCTRUST COMPANY, INC. SMART 401K PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

BANCTRUST FINANCIAL GROUP, INC has sponsored the creation of one or more 401k plans.

Company Name:BANCTRUST FINANCIAL GROUP, INC
Employer identification number (EIN):630909434
NAIC Classification:522110
NAIC Description:Commercial Banking

Form 5500 Filing Information

Submission information for form 5500 for 401k plan THE PEOPLES BANCTRUST COMPANY, INC. SMART 401K PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0032012-01-01JOHN BARNETT, III
0032011-01-01F MICHAEL JOHNSON, CFO
0032010-01-01ALEXIS MALOY, VP
0032009-01-01ALEXIS MALOY, VP

Plan Statistics for THE PEOPLES BANCTRUST COMPANY, INC. SMART 401K PLAN

401k plan membership statisitcs for THE PEOPLES BANCTRUST COMPANY, INC. SMART 401K PLAN

Measure Date Value
2012: THE PEOPLES BANCTRUST COMPANY, INC. SMART 401K PLAN 2012 401k membership
Total participants, beginning-of-year2012-01-01252
Total number of active participants reported on line 7a of the Form 55002012-01-01199
Number of retired or separated participants receiving benefits2012-01-010
Number of other retired or separated participants entitled to future benefits2012-01-0124
Total of all active and inactive participants2012-01-01223
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-01-010
Total participants2012-01-01223
Number of participants with account balances2012-01-01168
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-010
2011: THE PEOPLES BANCTRUST COMPANY, INC. SMART 401K PLAN 2011 401k membership
Total participants, beginning-of-year2011-01-01252
Total number of active participants reported on line 7a of the Form 55002011-01-01245
Number of retired or separated participants receiving benefits2011-01-010
Number of other retired or separated participants entitled to future benefits2011-01-017
Total of all active and inactive participants2011-01-01252
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-010
Total participants2011-01-01252
Number of participants with account balances2011-01-01177
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-014
2010: THE PEOPLES BANCTRUST COMPANY, INC. SMART 401K PLAN 2010 401k membership
Total participants, beginning-of-year2010-01-01262
Total number of active participants reported on line 7a of the Form 55002010-01-01244
Number of retired or separated participants receiving benefits2010-01-010
Number of other retired or separated participants entitled to future benefits2010-01-018
Total of all active and inactive participants2010-01-01252
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2010-01-010
Total participants2010-01-01252
Number of participants with account balances2010-01-01179
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2010-01-011
2009: THE PEOPLES BANCTRUST COMPANY, INC. SMART 401K PLAN 2009 401k membership
Total participants, beginning-of-year2009-01-01267
Total number of active participants reported on line 7a of the Form 55002009-01-01237
Number of retired or separated participants receiving benefits2009-01-010
Number of other retired or separated participants entitled to future benefits2009-01-0115
Total of all active and inactive participants2009-01-01252
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2009-01-010
Total participants2009-01-01252
Number of participants with account balances2009-01-01184
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2009-01-012

Financial Data on THE PEOPLES BANCTRUST COMPANY, INC. SMART 401K PLAN

Measure Date Value
2012 : THE PEOPLES BANCTRUST COMPANY, INC. SMART 401K PLAN 2012 401k financial data
Total unrealized appreciation/depreciation of assets2012-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total income from all sources (including contributions)2012-12-31$962,624
Total loss/gain on sale of assets2012-12-31$0
Total of all expenses incurred2012-12-31$351,770
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2012-12-31$317,768
Value of total corrective distributions2012-12-31$12,346
Total contributions o plan (from employers,participants, others, non cash contrinutions)2012-12-31$398,898
Value of total assets at end of year2012-12-31$5,101,042
Value of total assets at beginning of year2012-12-31$4,490,188
Total of administrative expenses incurred including professional, contract, advisory and management fees2012-12-31$21,656
Total interest from all sources2012-12-31$2,784
Total dividends received (eg from common stock, registered investment company shares)2012-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2012-12-31No
Was this plan covered by a fidelity bond2012-12-31Yes
Value of fidelity bond cover2012-12-31$500,000
If this is an individual account plan, was there a blackout period2012-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2012-12-31$0
Were there any nonexempt tranactions with any party-in-interest2012-12-31No
Contributions received from participants2012-12-31$335,479
Participant contributions at end of year2012-12-31$13,269
Participant contributions at beginning of year2012-12-31$14,198
Assets. Other investments not covered elsewhere at end of year2012-12-31$0
Assets. Other investments not covered elsewhere at beginning of year2012-12-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Value of net income/loss2012-12-31$610,854
Value of net assets at end of year (total assets less liabilities)2012-12-31$5,101,042
Value of net assets at beginning of year (total assets less liabilities)2012-12-31$4,490,188
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2012-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2012-12-31No
Were any leases to which the plan was party in default or uncollectible2012-12-31No
Value of interest in pooled separate accounts at end of year2012-12-31$4,884,797
Value of interest in pooled separate accounts at beginning of year2012-12-31$4,418,602
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2012-12-31$2,784
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2012-12-31$200,475
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2012-12-31$54,717
Net investment gain/loss from registered investment companies (e.g. mutual funds)2012-12-31$560,942
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2012-12-31No
Was there a failure to transmit to the plan any participant contributions2012-12-31No
Has the plan failed to provide any benefit when due under the plan2012-12-31No
Contributions received in cash from employer2012-12-31$63,419
Employer contributions (assets) at end of year2012-12-31$2,501
Employer contributions (assets) at beginning of year2012-12-31$2,671
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2012-12-31$317,768
Contract administrator fees2012-12-31$21,656
Did the plan have assets held for investment2012-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2012-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2012-12-31Yes
Opinion of an independent qualified public accountant for this plan2012-12-31Disclaimer
Accountancy firm name2012-12-31MAULDIN & JENKINS
Accountancy firm EIN2012-12-31580692043
2011 : THE PEOPLES BANCTRUST COMPANY, INC. SMART 401K PLAN 2011 401k financial data
Total unrealized appreciation/depreciation of assets2011-12-31$0
Total transfer of assets to this plan2011-12-31$0
Total transfer of assets from this plan2011-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total income from all sources (including contributions)2011-12-31$364,079
Total loss/gain on sale of assets2011-12-31$0
Total of all expenses incurred2011-12-31$175,121
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2011-12-31$156,606
Total contributions o plan (from employers,participants, others, non cash contrinutions)2011-12-31$409,746
Value of total assets at end of year2011-12-31$4,490,188
Value of total assets at beginning of year2011-12-31$4,301,230
Total of administrative expenses incurred including professional, contract, advisory and management fees2011-12-31$18,515
Total interest from all sources2011-12-31$2,139
Total dividends received (eg from common stock, registered investment company shares)2011-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2011-12-31No
Was this plan covered by a fidelity bond2011-12-31Yes
Value of fidelity bond cover2011-12-31$500,000
If this is an individual account plan, was there a blackout period2011-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2011-12-31$0
Were there any nonexempt tranactions with any party-in-interest2011-12-31No
Contributions received from participants2011-12-31$353,795
Participant contributions at end of year2011-12-31$14,198
Participant contributions at beginning of year2011-12-31$16,782
Administrative expenses (other) incurred2011-12-31$18,515
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Value of net income/loss2011-12-31$188,958
Value of net assets at end of year (total assets less liabilities)2011-12-31$4,490,188
Value of net assets at beginning of year (total assets less liabilities)2011-12-31$4,301,230
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2011-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2011-12-31No
Were any leases to which the plan was party in default or uncollectible2011-12-31No
Value of interest in pooled separate accounts at end of year2011-12-31$4,418,602
Value of interest in pooled separate accounts at beginning of year2011-12-31$4,217,794
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2011-12-31$2,139
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2011-12-31$54,717
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2011-12-31$63,424
Net investment gain/loss from registered investment companies (e.g. mutual funds)2011-12-31$-47,806
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2011-12-31No
Was there a failure to transmit to the plan any participant contributions2011-12-31No
Has the plan failed to provide any benefit when due under the plan2011-12-31No
Contributions received in cash from employer2011-12-31$55,951
Employer contributions (assets) at end of year2011-12-31$2,671
Employer contributions (assets) at beginning of year2011-12-31$3,230
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2011-12-31$156,606
Did the plan have assets held for investment2011-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2011-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2011-12-31Yes
Opinion of an independent qualified public accountant for this plan2011-12-31Disclaimer
Accountancy firm name2011-12-31MAULDIN & JENKINS
Accountancy firm EIN2011-12-31580692043
2010 : THE PEOPLES BANCTRUST COMPANY, INC. SMART 401K PLAN 2010 401k financial data
Total unrealized appreciation/depreciation of assets2010-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total income from all sources (including contributions)2010-12-31$869,943
Total loss/gain on sale of assets2010-12-31$0
Total of all expenses incurred2010-12-31$565,262
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2010-12-31$547,328
Total contributions o plan (from employers,participants, others, non cash contrinutions)2010-12-31$442,053
Value of total assets at end of year2010-12-31$4,301,230
Value of total assets at beginning of year2010-12-31$3,996,549
Total of administrative expenses incurred including professional, contract, advisory and management fees2010-12-31$17,934
Total interest from all sources2010-12-31$6,265
Total dividends received (eg from common stock, registered investment company shares)2010-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2010-12-31No
Was this plan covered by a fidelity bond2010-12-31Yes
Value of fidelity bond cover2010-12-31$4,000,000
If this is an individual account plan, was there a blackout period2010-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2010-12-31$0
Were there any nonexempt tranactions with any party-in-interest2010-12-31No
Contributions received from participants2010-12-31$369,622
Participant contributions at end of year2010-12-31$16,782
Participant contributions at beginning of year2010-12-31$16,437
Assets. Other investments not covered elsewhere at beginning of year2010-12-31$0
Income. Received or receivable in cash from other sources (including rollovers)2010-12-31$2,000
Administrative expenses (other) incurred2010-12-31$17,934
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Value of net income/loss2010-12-31$304,681
Value of net assets at end of year (total assets less liabilities)2010-12-31$4,301,230
Value of net assets at beginning of year (total assets less liabilities)2010-12-31$3,996,549
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2010-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2010-12-31No
Were any leases to which the plan was party in default or uncollectible2010-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2010-12-31$4,217,794
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2010-12-31$3,810,903
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2010-12-31$6,265
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2010-12-31$63,424
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2010-12-31$166,053
Net investment gain/loss from registered investment companies (e.g. mutual funds)2010-12-31$421,625
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2010-12-31No
Was there a failure to transmit to the plan any participant contributions2010-12-31No
Has the plan failed to provide any benefit when due under the plan2010-12-31No
Contributions received in cash from employer2010-12-31$70,431
Employer contributions (assets) at end of year2010-12-31$3,230
Employer contributions (assets) at beginning of year2010-12-31$3,156
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2010-12-31$547,328
Did the plan have assets held for investment2010-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2010-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2010-12-31Yes
Opinion of an independent qualified public accountant for this plan2010-12-31Disclaimer
Accountancy firm name2010-12-31MAULDIN & JENKINS
Accountancy firm EIN2010-12-31580692043
2009 : THE PEOPLES BANCTRUST COMPANY, INC. SMART 401K PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2009-12-31$0

Form 5500 Responses for THE PEOPLES BANCTRUST COMPANY, INC. SMART 401K PLAN

2012: THE PEOPLES BANCTRUST COMPANY, INC. SMART 401K PLAN 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Submission has been amendedNo
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planNo
2012-01-01Plan funding arrangement – InsuranceYes
2012-01-01Plan benefit arrangement – InsuranceYes
2012-01-01Plan benefit arrangement - TrustYes
2011: THE PEOPLES BANCTRUST COMPANY, INC. SMART 401K PLAN 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Submission has been amendedNo
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – InsuranceYes
2011-01-01Plan benefit arrangement – InsuranceYes
2011-01-01Plan benefit arrangement - TrustYes
2010: THE PEOPLES BANCTRUST COMPANY, INC. SMART 401K PLAN 2010 form 5500 responses
2010-01-01Type of plan entitySingle employer plan
2010-01-01Submission has been amendedNo
2010-01-01This submission is the final filingNo
2010-01-01This return/report is a short plan year return/report (less than 12 months)No
2010-01-01Plan is a collectively bargained planNo
2010-01-01Plan funding arrangement – InsuranceYes
2010-01-01Plan benefit arrangement – InsuranceYes
2010-01-01Plan benefit arrangement - TrustYes
2009: THE PEOPLES BANCTRUST COMPANY, INC. SMART 401K PLAN 2009 form 5500 responses
2009-01-01Type of plan entitySingle employer plan
2009-01-01Submission has been amendedNo
2009-01-01This submission is the final filingNo
2009-01-01This return/report is a short plan year return/report (less than 12 months)No
2009-01-01Plan is a collectively bargained planNo
2009-01-01Plan funding arrangement – InsuranceYes
2009-01-01Plan benefit arrangement – InsuranceYes

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