401k Plan data: CALIFORNIA SERVICE BUREAU 401(K) PLAN plan

CALIFORNIA SERVICE BUREAU 401(K) PLAN 401k Plan overview

Plan Name	CALIFORNIA SERVICE BUREAU 401(K) PLAN
Plan identification number	001

CALIFORNIA SERVICE BUREAU 401(K) PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

CALIFORNIA SERVICE BUREAU 401(K) PLAN has sponsored the creation of one or more 401k plans.

Company Name: CALIFORNIA SERVICE BUREAU 401(K) PLAN

Employer identification number (EIN): 680091490

NAIC Classification: 561440
NAIC Description: Collection Agencies

Form 5500 Filing Information

Submission information for form 5500 for 401k plan CALIFORNIA SERVICE BUREAU 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2020-01-01
001 2019-01-01
001 2018-01-01
001 2017-01-01 KAREN PLAYER
001 2016-01-01 KAREN PLAYER
001 2015-01-01 KAREN PLAYER
001 2014-01-01 KAREN PLAYER
001 2013-01-01 KAREN PLAYER
001 2012-01-01 KAREN PLAYER
001 2011-01-01 KAREN PLAYER
001 2010-01-01 KAREN PLAYER
001 2009-01-01 KATHY DUMONT

Financial Data on CALIFORNIA SERVICE BUREAU 401(K) PLAN

Measure	Date	Value
2020 : CALIFORNIA SERVICE BUREAU 401(K) PLAN 2020 401k financial data
Transfers to/from the plan	2020-12-31	$0
Total plan liabilities at end of year	2020-12-31	$0
Total plan liabilities at beginning of year	2020-12-31	$0
Total income from all sources	2020-12-31	$101,586
Expenses. Total of all expenses incurred	2020-12-31	$234,840
Benefits paid (including direct rollovers)	2020-12-31	$228,340
Total plan assets at end of year	2020-12-31	$613,975
Total plan assets at beginning of year	2020-12-31	$747,229
Value of fidelity bond covering the plan	2020-12-31	$4,000,000
Total contributions received or receivable from participants	2020-12-31	$0
Expenses. Other expenses not covered elsewhere	2020-12-31	$0
Contributions received from other sources (not participants or employers)	2020-12-31	$0
Other income received	2020-12-31	$101,586
Noncash contributions received	2020-12-31	$0
Net income (gross income less expenses)	2020-12-31	$-133,254
Net plan assets at end of year (total assets less liabilities)	2020-12-31	$613,975
Net plan assets at beginning of year (total assets less liabilities)	2020-12-31	$747,229
Assets. Value of participant loans	2020-12-31	$0
Total contributions received or receivable from employer(s)	2020-12-31	$0
Value of certain deemed distributions of participant loans	2020-12-31	$0
Value of corrective distributions	2020-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2020-12-31	$6,500
2019 : CALIFORNIA SERVICE BUREAU 401(K) PLAN 2019 401k financial data
Transfers to/from the plan	2019-12-31	$0
Total plan liabilities at end of year	2019-12-31	$0
Total plan liabilities at beginning of year	2019-12-31	$0
Total income from all sources	2019-12-31	$131,627
Expenses. Total of all expenses incurred	2019-12-31	$18,464
Benefits paid (including direct rollovers)	2019-12-31	$13,589
Total plan assets at end of year	2019-12-31	$747,229
Total plan assets at beginning of year	2019-12-31	$634,066
Value of fidelity bond covering the plan	2019-12-31	$4,000,000
Total contributions received or receivable from participants	2019-12-31	$0
Expenses. Other expenses not covered elsewhere	2019-12-31	$0
Contributions received from other sources (not participants or employers)	2019-12-31	$0
Other income received	2019-12-31	$131,627
Noncash contributions received	2019-12-31	$0
Net income (gross income less expenses)	2019-12-31	$113,163
Net plan assets at end of year (total assets less liabilities)	2019-12-31	$747,229
Net plan assets at beginning of year (total assets less liabilities)	2019-12-31	$634,066
Assets. Value of participant loans	2019-12-31	$1,775
Total contributions received or receivable from employer(s)	2019-12-31	$0
Value of certain deemed distributions of participant loans	2019-12-31	$0
Value of corrective distributions	2019-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2019-12-31	$4,875
2018 : CALIFORNIA SERVICE BUREAU 401(K) PLAN 2018 401k financial data
Transfers to/from the plan	2018-12-31	$0
Total plan liabilities at end of year	2018-12-31	$0
Total plan liabilities at beginning of year	2018-12-31	$0
Total income from all sources	2018-12-31	$-19,445
Expenses. Total of all expenses incurred	2018-12-31	$32,785
Benefits paid (including direct rollovers)	2018-12-31	$24,353
Total plan assets at end of year	2018-12-31	$634,066
Total plan assets at beginning of year	2018-12-31	$686,296
Value of fidelity bond covering the plan	2018-12-31	$4,000,000
Total contributions received or receivable from participants	2018-12-31	$0
Expenses. Other expenses not covered elsewhere	2018-12-31	$0
Contributions received from other sources (not participants or employers)	2018-12-31	$0
Other income received	2018-12-31	$-19,445
Noncash contributions received	2018-12-31	$0
Net income (gross income less expenses)	2018-12-31	$-52,230
Net plan assets at end of year (total assets less liabilities)	2018-12-31	$634,066
Net plan assets at beginning of year (total assets less liabilities)	2018-12-31	$686,296
Assets. Value of participant loans	2018-12-31	$2,401
Total contributions received or receivable from employer(s)	2018-12-31	$0
Value of certain deemed distributions of participant loans	2018-12-31	$107
Value of corrective distributions	2018-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2018-12-31	$8,325
2017 : CALIFORNIA SERVICE BUREAU 401(K) PLAN 2017 401k financial data
Transfers to/from the plan	2017-12-31	$0
Total plan liabilities at end of year	2017-12-31	$0
Total plan liabilities at beginning of year	2017-12-31	$0
Total income from all sources	2017-12-31	$77,817
Expenses. Total of all expenses incurred	2017-12-31	$7,212
Benefits paid (including direct rollovers)	2017-12-31	$712
Total plan assets at end of year	2017-12-31	$686,296
Total plan assets at beginning of year	2017-12-31	$615,691
Value of fidelity bond covering the plan	2017-12-31	$4,000,000
Total contributions received or receivable from participants	2017-12-31	$0
Expenses. Other expenses not covered elsewhere	2017-12-31	$0
Contributions received from other sources (not participants or employers)	2017-12-31	$0
Other income received	2017-12-31	$77,817
Noncash contributions received	2017-12-31	$0
Net income (gross income less expenses)	2017-12-31	$70,605
Net plan assets at end of year (total assets less liabilities)	2017-12-31	$686,296
Net plan assets at beginning of year (total assets less liabilities)	2017-12-31	$615,691
Assets. Value of participant loans	2017-12-31	$104
Total contributions received or receivable from employer(s)	2017-12-31	$0
Value of certain deemed distributions of participant loans	2017-12-31	$0
Value of corrective distributions	2017-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2017-12-31	$6,500
2016 : CALIFORNIA SERVICE BUREAU 401(K) PLAN 2016 401k financial data
Transfers to/from the plan	2016-12-31	$0
Total plan liabilities at end of year	2016-12-31	$0
Total plan liabilities at beginning of year	2016-12-31	$0
Total income from all sources	2016-12-31	$82,577
Expenses. Total of all expenses incurred	2016-12-31	$133,155
Benefits paid (including direct rollovers)	2016-12-31	$125,105
Total plan assets at end of year	2016-12-31	$615,691
Total plan assets at beginning of year	2016-12-31	$666,269
Value of fidelity bond covering the plan	2016-12-31	$4,000,000
Total contributions received or receivable from participants	2016-12-31	$36,951
Expenses. Other expenses not covered elsewhere	2016-12-31	$0
Contributions received from other sources (not participants or employers)	2016-12-31	$0
Other income received	2016-12-31	$45,626
Noncash contributions received	2016-12-31	$0
Net income (gross income less expenses)	2016-12-31	$-50,578
Net plan assets at end of year (total assets less liabilities)	2016-12-31	$615,691
Net plan assets at beginning of year (total assets less liabilities)	2016-12-31	$666,269
Assets. Value of participant loans	2016-12-31	$2,613
Total contributions received or receivable from employer(s)	2016-12-31	$0
Value of certain deemed distributions of participant loans	2016-12-31	$0
Value of corrective distributions	2016-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2016-12-31	$8,050
2015 : CALIFORNIA SERVICE BUREAU 401(K) PLAN 2015 401k financial data
Transfers to/from the plan	2015-12-31	$0
Total plan liabilities at end of year	2015-12-31	$0
Total plan liabilities at beginning of year	2015-12-31	$0
Total income from all sources	2015-12-31	$115,497
Expenses. Total of all expenses incurred	2015-12-31	$64,153
Benefits paid (including direct rollovers)	2015-12-31	$63,353
Total plan assets at end of year	2015-12-31	$666,269
Total plan assets at beginning of year	2015-12-31	$614,925
Value of fidelity bond covering the plan	2015-12-31	$4,000,000
Total contributions received or receivable from participants	2015-12-31	$79,316
Expenses. Other expenses not covered elsewhere	2015-12-31	$0
Contributions received from other sources (not participants or employers)	2015-12-31	$0
Other income received	2015-12-31	$-3,477
Noncash contributions received	2015-12-31	$0
Net income (gross income less expenses)	2015-12-31	$51,344
Net plan assets at end of year (total assets less liabilities)	2015-12-31	$666,269
Net plan assets at beginning of year (total assets less liabilities)	2015-12-31	$614,925
Assets. Value of participant loans	2015-12-31	$12,432
Total contributions received or receivable from employer(s)	2015-12-31	$39,658
Value of certain deemed distributions of participant loans	2015-12-31	$0
Value of corrective distributions	2015-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2015-12-31	$800
2014 : CALIFORNIA SERVICE BUREAU 401(K) PLAN 2014 401k financial data
Transfers to/from the plan	2014-12-31	$0
Total plan liabilities at end of year	2014-12-31	$0
Total plan liabilities at beginning of year	2014-12-31	$0
Total income from all sources	2014-12-31	$164,588
Expenses. Total of all expenses incurred	2014-12-31	$54,968
Benefits paid (including direct rollovers)	2014-12-31	$54,089
Total plan assets at end of year	2014-12-31	$614,925
Total plan assets at beginning of year	2014-12-31	$505,305
Value of fidelity bond covering the plan	2014-12-31	$4,000,000
Total contributions received or receivable from participants	2014-12-31	$77,050
Expenses. Other expenses not covered elsewhere	2014-12-31	$0
Contributions received from other sources (not participants or employers)	2014-12-31	$4,462
Other income received	2014-12-31	$44,581
Noncash contributions received	2014-12-31	$0
Net income (gross income less expenses)	2014-12-31	$109,620
Net plan assets at end of year (total assets less liabilities)	2014-12-31	$614,925
Net plan assets at beginning of year (total assets less liabilities)	2014-12-31	$505,305
Assets. Value of participant loans	2014-12-31	$6,362
Total contributions received or receivable from employer(s)	2014-12-31	$38,495
Value of certain deemed distributions of participant loans	2014-12-31	$0
Value of corrective distributions	2014-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2014-12-31	$879
2013 : CALIFORNIA SERVICE BUREAU 401(K) PLAN 2013 401k financial data
Transfers to/from the plan	2013-12-31	$0
Total plan liabilities at end of year	2013-12-31	$0
Total plan liabilities at beginning of year	2013-12-31	$0
Total income from all sources	2013-12-31	$206,189
Expenses. Total of all expenses incurred	2013-12-31	$319,604
Benefits paid (including direct rollovers)	2013-12-31	$318,958
Total plan assets at end of year	2013-12-31	$505,305
Total plan assets at beginning of year	2013-12-31	$618,720
Value of fidelity bond covering the plan	2013-12-31	$4,000,000
Total contributions received or receivable from participants	2013-12-31	$76,403
Expenses. Other expenses not covered elsewhere	2013-12-31	$0
Contributions received from other sources (not participants or employers)	2013-12-31	$0
Other income received	2013-12-31	$91,587
Noncash contributions received	2013-12-31	$0
Net income (gross income less expenses)	2013-12-31	$-113,415
Net plan assets at end of year (total assets less liabilities)	2013-12-31	$505,305
Net plan assets at beginning of year (total assets less liabilities)	2013-12-31	$618,720
Assets. Value of participant loans	2013-12-31	$17,547
Value of participant contributions where there was a failure to transmit these to the plan within the time period described in 29 CFR 2510.3-102	2013-12-31	$0
Total contributions received or receivable from employer(s)	2013-12-31	$38,199
Value of certain deemed distributions of participant loans	2013-12-31	$0
Value of corrective distributions	2013-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2013-12-31	$646
2012 : CALIFORNIA SERVICE BUREAU 401(K) PLAN 2012 401k financial data
Total income from all sources	2012-12-31	$177,199
Expenses. Total of all expenses incurred	2012-12-31	$222,658
Benefits paid (including direct rollovers)	2012-12-31	$222,223
Total plan assets at end of year	2012-12-31	$622,947
Total plan assets at beginning of year	2012-12-31	$668,406
Value of fidelity bond covering the plan	2012-12-31	$2,000,000
Total contributions received or receivable from participants	2012-12-31	$80,308
Other income received	2012-12-31	$59,183
Net income (gross income less expenses)	2012-12-31	$-45,459
Net plan assets at end of year (total assets less liabilities)	2012-12-31	$622,947
Net plan assets at beginning of year (total assets less liabilities)	2012-12-31	$668,406
Assets. Value of participant loans	2012-12-31	$23,166
Total contributions received or receivable from employer(s)	2012-12-31	$37,708
Expenses. Administrative service providers (salaries,fees and commissions)	2012-12-31	$435
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
2011 : CALIFORNIA SERVICE BUREAU 401(K) PLAN 2011 401k financial data
Total income from all sources	2011-12-31	$136,089
Expenses. Total of all expenses incurred	2011-12-31	$97,144
Benefits paid (including direct rollovers)	2011-12-31	$96,169
Total plan assets at end of year	2011-12-31	$668,406
Total plan assets at beginning of year	2011-12-31	$629,461
Value of fidelity bond covering the plan	2011-12-31	$2,000,000
Total contributions received or receivable from participants	2011-12-31	$93,125
Other income received	2011-12-31	$-3,596
Net income (gross income less expenses)	2011-12-31	$38,945
Net plan assets at end of year (total assets less liabilities)	2011-12-31	$668,406
Net plan assets at beginning of year (total assets less liabilities)	2011-12-31	$629,461
Assets. Value of participant loans	2011-12-31	$37,134
Total contributions received or receivable from employer(s)	2011-12-31	$46,560
Expenses. Administrative service providers (salaries,fees and commissions)	2011-12-31	$975
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
2010 : CALIFORNIA SERVICE BUREAU 401(K) PLAN 2010 401k financial data
Transfers to/from the plan	2010-12-31	$0
Total plan liabilities at end of year	2010-12-31	$0
Total plan liabilities at beginning of year	2010-12-31	$0
Total income from all sources	2010-12-31	$190,523
Expenses. Total of all expenses incurred	2010-12-31	$142,924
Benefits paid (including direct rollovers)	2010-12-31	$82,079
Total plan assets at end of year	2010-12-31	$629,461
Total plan assets at beginning of year	2010-12-31	$581,862
Value of fidelity bond covering the plan	2010-12-31	$2,000,000
Total contributions received or receivable from participants	2010-12-31	$75,818
Expenses. Other expenses not covered elsewhere	2010-12-31	$0
Contributions received from other sources (not participants or employers)	2010-12-31	$0
Other income received	2010-12-31	$76,796
Noncash contributions received	2010-12-31	$0
Net income (gross income less expenses)	2010-12-31	$47,599
Net plan assets at end of year (total assets less liabilities)	2010-12-31	$629,461
Net plan assets at beginning of year (total assets less liabilities)	2010-12-31	$581,862
Assets. Value of participant loans	2010-12-31	$6,837
Total contributions received or receivable from employer(s)	2010-12-31	$37,909
Value of certain deemed distributions of participant loans	2010-12-31	$0
Value of corrective distributions	2010-12-31	$60,845
Expenses. Administrative service providers (salaries,fees and commissions)	2010-12-31	$0
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
2009 : CALIFORNIA SERVICE BUREAU 401(K) PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0

Form 5500 Responses for CALIFORNIA SERVICE BUREAU 401(K) PLAN

2020: CALIFORNIA SERVICE BUREAU 401(K) PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Submission has been amended	No
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: CALIFORNIA SERVICE BUREAU 401(K) PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: CALIFORNIA SERVICE BUREAU 401(K) PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Submission has been amended	No
2018-01-01	This submission is the final filing	No
2018-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2018-01-01	Plan is a collectively bargained plan	No
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: CALIFORNIA SERVICE BUREAU 401(K) PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Submission has been amended	No
2017-01-01	This submission is the final filing	No
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: CALIFORNIA SERVICE BUREAU 401(K) PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: CALIFORNIA SERVICE BUREAU 401(K) PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: CALIFORNIA SERVICE BUREAU 401(K) PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: CALIFORNIA SERVICE BUREAU 401(K) PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: CALIFORNIA SERVICE BUREAU 401(K) PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: CALIFORNIA SERVICE BUREAU 401(K) PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2010: CALIFORNIA SERVICE BUREAU 401(K) PLAN 2010 form 5500 responses
2010-01-01	Type of plan entity	Single employer plan
2010-01-01	Submission has been amended	No
2010-01-01	This submission is the final filing	No
2010-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2010-01-01	Plan is a collectively bargained plan	No
2010-01-01	Plan funding arrangement – Trust	Yes
2010-01-01	Plan benefit arrangement - Trust	Yes
2009: CALIFORNIA SERVICE BUREAU 401(K) PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

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Company Name:	CALIFORNIA SERVICE BUREAU 401(K) PLAN
Employer identification number (EIN):	680091490
NAIC Classification:	561440
NAIC Description:	Collection Agencies