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SMART FINANCIAL CREDIT UNION 401(K) PLAN 401k Plan overview

Plan NameSMART FINANCIAL CREDIT UNION 401(K) PLAN
Plan identification number 003

SMART FINANCIAL CREDIT UNION 401(K) PLAN Benefits

401k Plan TypeDefined Benefit Pension
Plan Features/Benefits
  • Benefits are primarily pay related
  • Covered by PBGC - Plan is covered under the PBGC insurance program (see ERISA section 4021).
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

SMART FINANCIAL CREDIT UNION has sponsored the creation of one or more 401k plans.

Company Name:SMART FINANCIAL CREDIT UNION
Employer identification number (EIN):740695355
NAIC Classification:522130
NAIC Description:Credit Unions

Form 5500 Filing Information

Submission information for form 5500 for 401k plan SMART FINANCIAL CREDIT UNION 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0032023-01-01ANGELA CHAN2024-09-11
0032022-01-01LAUREN TADLOCK2023-10-05
0032021-01-01LAUREN TADLOCK2022-09-22
0032020-01-01DARCY STEPHENS2021-09-28
0032019-01-01DARCY STEPHENS2020-09-29
0032017-01-01
0032016-01-01
0032015-01-01SUSIE SMITH
0032014-01-01SUSIE SMITH
0032013-01-01SUSIE SMITH
0032012-01-01SUSIE SMITH
0032011-01-01SUSIE SMITH
0032010-01-01SUSIE SMITH
0032009-01-01JOHN GREER JOHN GREER2010-09-02
0032009-01-01GITTE LENZI

Plan Statistics for SMART FINANCIAL CREDIT UNION 401(K) PLAN

401k plan membership statisitcs for SMART FINANCIAL CREDIT UNION 401(K) PLAN

Measure Date Value
2023: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2023 401k membership
Total participants, beginning-of-year2023-01-01279
Total number of active participants reported on line 7a of the Form 55002023-01-01184
Number of retired or separated participants receiving benefits2023-01-010
Number of other retired or separated participants entitled to future benefits2023-01-0184
Total of all active and inactive participants2023-01-01268
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2023-01-011
Total participants2023-01-01269
Number of participants with account balances2023-01-01260
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2023-01-010
2022: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year2022-01-01276
Total number of active participants reported on line 7a of the Form 55002022-01-01176
Number of retired or separated participants receiving benefits2022-01-010
Number of other retired or separated participants entitled to future benefits2022-01-0189
Total of all active and inactive participants2022-01-01265
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2022-01-012
Total participants2022-01-01267
Number of participants with account balances2022-01-01262
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2022-01-010
2021: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year2021-01-01283
Total number of active participants reported on line 7a of the Form 55002021-01-01169
Number of retired or separated participants receiving benefits2021-01-010
Number of other retired or separated participants entitled to future benefits2021-01-01100
Total of all active and inactive participants2021-01-01269
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2021-01-010
Total participants2021-01-01269
Number of participants with account balances2021-01-01262
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2021-01-010
2020: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year2020-01-01303
Total number of active participants reported on line 7a of the Form 55002020-01-01179
Number of retired or separated participants receiving benefits2020-01-010
Number of other retired or separated participants entitled to future benefits2020-01-0192
Total of all active and inactive participants2020-01-01271
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2020-01-010
Total participants2020-01-01271
Number of participants with account balances2020-01-01261
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2020-01-010
2019: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year2019-01-01314
Total number of active participants reported on line 7a of the Form 55002019-01-01212
Number of retired or separated participants receiving benefits2019-01-010
Number of other retired or separated participants entitled to future benefits2019-01-0186
Total of all active and inactive participants2019-01-01298
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2019-01-010
Total participants2019-01-01298
Number of participants with account balances2019-01-01290
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2019-01-010
2017: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year2017-01-01321
Total number of active participants reported on line 7a of the Form 55002017-01-01219
Number of retired or separated participants receiving benefits2017-01-010
Number of other retired or separated participants entitled to future benefits2017-01-0187
Total of all active and inactive participants2017-01-01306
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2017-01-010
Total participants2017-01-01306
Number of participants with account balances2017-01-01290
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2017-01-0125
2016: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year2016-01-01310
Total number of active participants reported on line 7a of the Form 55002016-01-01220
Number of retired or separated participants receiving benefits2016-01-010
Number of other retired or separated participants entitled to future benefits2016-01-0176
Total of all active and inactive participants2016-01-01296
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2016-01-010
Total participants2016-01-01296
Number of participants with account balances2016-01-01284
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2016-01-0126
2015: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year2015-01-01387
Total number of active participants reported on line 7a of the Form 55002015-01-01214
Number of retired or separated participants receiving benefits2015-01-010
Number of other retired or separated participants entitled to future benefits2015-01-0176
Total of all active and inactive participants2015-01-01290
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-01-011
Total participants2015-01-01291
Number of participants with account balances2015-01-01280
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2015-01-0129
2014: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year2014-01-01301
Total number of active participants reported on line 7a of the Form 55002014-01-01294
Number of retired or separated participants receiving benefits2014-01-010
Number of other retired or separated participants entitled to future benefits2014-01-0168
Total of all active and inactive participants2014-01-01362
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2014-01-011
Total participants2014-01-01363
Number of participants with account balances2014-01-01271
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-01-0122
2013: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year2013-01-01259
Total number of active participants reported on line 7a of the Form 55002013-01-01209
Number of retired or separated participants receiving benefits2013-01-010
Number of other retired or separated participants entitled to future benefits2013-01-0163
Total of all active and inactive participants2013-01-01272
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2013-01-011
Total participants2013-01-01273
Number of participants with account balances2013-01-01253
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2013-01-0117
2012: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year2012-01-01258
Total number of active participants reported on line 7a of the Form 55002012-01-01195
Number of other retired or separated participants entitled to future benefits2012-01-0151
Total of all active and inactive participants2012-01-01246
Total participants2012-01-01246
Number of participants with account balances2012-01-01236
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-0123
2011: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year2011-01-01246
Total number of active participants reported on line 7a of the Form 55002011-01-01196
Number of retired or separated participants receiving benefits2011-01-010
Number of other retired or separated participants entitled to future benefits2011-01-0150
Total of all active and inactive participants2011-01-01246
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-010
Total participants2011-01-01246
Number of participants with account balances2011-01-01223
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-0110
2010: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2010 401k membership
Total participants, beginning-of-year2010-01-01225
Total number of active participants reported on line 7a of the Form 55002010-01-01168
Number of retired or separated participants receiving benefits2010-01-0114
Number of other retired or separated participants entitled to future benefits2010-01-0138
Total of all active and inactive participants2010-01-01220
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2010-01-010
Total participants2010-01-01220
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2010-01-0129
2009: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2009 401k membership
Total participants, beginning-of-year2009-01-01255
Total number of active participants reported on line 7a of the Form 55002009-01-01198
Number of retired or separated participants receiving benefits2009-01-010
Number of other retired or separated participants entitled to future benefits2009-01-0150
Total of all active and inactive participants2009-01-01248
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2009-01-010
Total participants2009-01-01248
Number of participants with account balances2009-01-01238
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2009-01-017

Financial Data on SMART FINANCIAL CREDIT UNION 401(K) PLAN

Measure Date Value
2023 : SMART FINANCIAL CREDIT UNION 401(K) PLAN 2023 401k financial data
Total unrealized appreciation/depreciation of assets2023-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2023-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2023-12-31$0
Total income from all sources (including contributions)2023-12-31$3,853,330
Total loss/gain on sale of assets2023-12-31$0
Total of all expenses incurred2023-12-31$3,319,394
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2023-12-31$3,271,853
Total contributions o plan (from employers,participants, others, non cash contrinutions)2023-12-31$1,174,562
Value of total assets at end of year2023-12-31$18,577,566
Value of total assets at beginning of year2023-12-31$18,043,630
Total of administrative expenses incurred including professional, contract, advisory and management fees2023-12-31$47,541
Total interest from all sources2023-12-31$20,223
Total dividends received (eg from common stock, registered investment company shares)2023-12-31$625,725
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2023-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2023-12-31$625,725
Was this plan covered by a fidelity bond2023-12-31Yes
Value of fidelity bond cover2023-12-31$8,000,000
If this is an individual account plan, was there a blackout period2023-12-31No
Were there any nonexempt tranactions with any party-in-interest2023-12-31No
Contributions received from participants2023-12-31$731,673
Participant contributions at end of year2023-12-31$439,890
Participant contributions at beginning of year2023-12-31$466,536
Income. Received or receivable in cash from other sources (including rollovers)2023-12-31$13,941
Total non interest bearing cash at end of year2023-12-31$5,763
Total non interest bearing cash at beginning of year2023-12-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2023-12-31No
Value of net income/loss2023-12-31$533,936
Value of net assets at end of year (total assets less liabilities)2023-12-31$18,577,566
Value of net assets at beginning of year (total assets less liabilities)2023-12-31$18,043,630
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2023-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2023-12-31No
Were any leases to which the plan was party in default or uncollectible2023-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2023-12-31$18,128,359
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2023-12-31$17,576,206
Interest on participant loans2023-12-31$20,223
Value of interest in common/collective trusts at end of year2023-12-31$3,554
Value of interest in common/collective trusts at beginning of year2023-12-31$888
Net investment gain/loss from registered investment companies (e.g. mutual funds)2023-12-31$2,031,996
Net investment gain or loss from common/collective trusts2023-12-31$824
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2023-12-31No
Was there a failure to transmit to the plan any participant contributions2023-12-31No
Has the plan failed to provide any benefit when due under the plan2023-12-31No
Contributions received in cash from employer2023-12-31$428,948
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2023-12-31$3,271,853
Contract administrator fees2023-12-31$47,541
Did the plan have assets held for investment2023-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2023-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2023-12-31No
Opinion of an independent qualified public accountant for this plan2023-12-31Unqualified
Accountancy firm name2023-12-31CLIFTONLARSONALLEN LLP
Accountancy firm EIN2023-12-31410746749
Total unrealized appreciation/depreciation of assets2023-01-01$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2023-01-01$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2023-01-01$0
Total income from all sources (including contributions)2023-01-01$3,853,330
Total loss/gain on sale of assets2023-01-01$0
Total of all expenses incurred2023-01-01$3,319,394
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2023-01-01$3,271,853
Total contributions o plan (from employers,participants, others, non cash contrinutions)2023-01-01$1,174,562
Value of total assets at end of year2023-01-01$18,577,566
Value of total assets at beginning of year2023-01-01$18,043,630
Total of administrative expenses incurred including professional, contract, advisory and management fees2023-01-01$47,541
Total interest from all sources2023-01-01$20,223
Total dividends received (eg from common stock, registered investment company shares)2023-01-01$625,725
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2023-01-01No
Total dividends received from registered investment company shares (eg mutual funds)2023-01-01$625,725
Was this plan covered by a fidelity bond2023-01-01Yes
Value of fidelity bond cover2023-01-01$8,000,000
If this is an individual account plan, was there a blackout period2023-01-01No
Were there any nonexempt tranactions with any party-in-interest2023-01-01No
Contributions received from participants2023-01-01$731,673
Participant contributions at end of year2023-01-01$439,890
Participant contributions at beginning of year2023-01-01$466,536
Income. Received or receivable in cash from other sources (including rollovers)2023-01-01$13,941
Total non interest bearing cash at end of year2023-01-01$5,763
Total non interest bearing cash at beginning of year2023-01-01$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2023-01-01No
Value of net income/loss2023-01-01$533,936
Value of net assets at end of year (total assets less liabilities)2023-01-01$18,577,566
Value of net assets at beginning of year (total assets less liabilities)2023-01-01$18,043,630
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2023-01-01No
Were any loans by the plan or fixed income obligations due to the plan in default2023-01-01No
Were any leases to which the plan was party in default or uncollectible2023-01-01No
Value of interest in registered invesment companies (eg mutual funds) at end of year2023-01-01$18,128,359
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2023-01-01$17,576,206
Interest on participant loans2023-01-01$20,223
Value of interest in common/collective trusts at end of year2023-01-01$3,554
Value of interest in common/collective trusts at beginning of year2023-01-01$888
Net investment gain/loss from registered investment companies (e.g. mutual funds)2023-01-01$2,031,996
Net investment gain or loss from common/collective trusts2023-01-01$824
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2023-01-01No
Was there a failure to transmit to the plan any participant contributions2023-01-01No
Has the plan failed to provide any benefit when due under the plan2023-01-01No
Contributions received in cash from employer2023-01-01$428,948
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2023-01-01$3,271,853
Contract administrator fees2023-01-01$47,541
Did the plan have assets held for investment2023-01-01Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2023-01-01No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2023-01-01No
Opinion of an independent qualified public accountant for this plan2023-01-011
Accountancy firm name2023-01-01CLIFTONLARSONALLEN LLP
Accountancy firm EIN2023-01-01410746749
2022 : SMART FINANCIAL CREDIT UNION 401(K) PLAN 2022 401k financial data
Total unrealized appreciation/depreciation of assets2022-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2022-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2022-12-31$0
Total income from all sources (including contributions)2022-12-31$-1,695,780
Total loss/gain on sale of assets2022-12-31$0
Total of all expenses incurred2022-12-31$1,298,619
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2022-12-31$1,250,758
Total contributions o plan (from employers,participants, others, non cash contrinutions)2022-12-31$1,093,608
Value of total assets at end of year2022-12-31$18,043,630
Value of total assets at beginning of year2022-12-31$21,038,029
Total of administrative expenses incurred including professional, contract, advisory and management fees2022-12-31$47,861
Total interest from all sources2022-12-31$20,485
Total dividends received (eg from common stock, registered investment company shares)2022-12-31$695,309
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2022-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2022-12-31$695,309
Was this plan covered by a fidelity bond2022-12-31Yes
Value of fidelity bond cover2022-12-31$8,000,000
If this is an individual account plan, was there a blackout period2022-12-31No
Were there any nonexempt tranactions with any party-in-interest2022-12-31No
Contributions received from participants2022-12-31$667,165
Participant contributions at end of year2022-12-31$466,536
Participant contributions at beginning of year2022-12-31$638,137
Income. Received or receivable in cash from other sources (including rollovers)2022-12-31$5,076
Other income not declared elsewhere2022-12-31$16,440
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2022-12-31No
Value of net income/loss2022-12-31$-2,994,399
Value of net assets at end of year (total assets less liabilities)2022-12-31$18,043,630
Value of net assets at beginning of year (total assets less liabilities)2022-12-31$21,038,029
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2022-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2022-12-31No
Were any leases to which the plan was party in default or uncollectible2022-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2022-12-31$17,576,206
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2022-12-31$20,399,892
Interest on participant loans2022-12-31$20,485
Value of interest in common/collective trusts at end of year2022-12-31$888
Value of interest in common/collective trusts at beginning of year2022-12-31$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)2022-12-31$-3,521,598
Net investment gain or loss from common/collective trusts2022-12-31$-24
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2022-12-31No
Was there a failure to transmit to the plan any participant contributions2022-12-31No
Has the plan failed to provide any benefit when due under the plan2022-12-31No
Contributions received in cash from employer2022-12-31$421,367
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2022-12-31$1,250,758
Contract administrator fees2022-12-31$47,861
Did the plan have assets held for investment2022-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2022-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2022-12-31No
Opinion of an independent qualified public accountant for this plan2022-12-31Unqualified
Accountancy firm name2022-12-31CLIFTONLARSONALLEN, LLP
Accountancy firm EIN2022-12-31410746749
Total unrealized appreciation/depreciation of assets2022-01-01$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2022-01-01$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2022-01-01$0
Total income from all sources (including contributions)2022-01-01$-1,695,780
Total loss/gain on sale of assets2022-01-01$0
Total of all expenses incurred2022-01-01$1,298,619
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2022-01-01$1,250,758
Total contributions o plan (from employers,participants, others, non cash contrinutions)2022-01-01$1,093,608
Value of total assets at end of year2022-01-01$18,043,630
Value of total assets at beginning of year2022-01-01$21,038,029
Total of administrative expenses incurred including professional, contract, advisory and management fees2022-01-01$47,861
Total interest from all sources2022-01-01$20,485
Total dividends received (eg from common stock, registered investment company shares)2022-01-01$695,309
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2022-01-01No
Total dividends received from registered investment company shares (eg mutual funds)2022-01-01$695,309
Was this plan covered by a fidelity bond2022-01-01Yes
Value of fidelity bond cover2022-01-01$8,000,000
If this is an individual account plan, was there a blackout period2022-01-01No
Were there any nonexempt tranactions with any party-in-interest2022-01-01No
Contributions received from participants2022-01-01$667,165
Participant contributions at end of year2022-01-01$466,536
Participant contributions at beginning of year2022-01-01$638,137
Income. Received or receivable in cash from other sources (including rollovers)2022-01-01$5,076
Other income not declared elsewhere2022-01-01$16,440
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2022-01-01No
Value of net income/loss2022-01-01$-2,994,399
Value of net assets at end of year (total assets less liabilities)2022-01-01$18,043,630
Value of net assets at beginning of year (total assets less liabilities)2022-01-01$21,038,029
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2022-01-01No
Were any loans by the plan or fixed income obligations due to the plan in default2022-01-01No
Were any leases to which the plan was party in default or uncollectible2022-01-01No
Value of interest in registered invesment companies (eg mutual funds) at end of year2022-01-01$17,576,206
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2022-01-01$20,399,892
Interest on participant loans2022-01-01$20,485
Value of interest in common/collective trusts at end of year2022-01-01$888
Value of interest in common/collective trusts at beginning of year2022-01-01$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)2022-01-01$-3,521,598
Net investment gain or loss from common/collective trusts2022-01-01$-24
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2022-01-01No
Was there a failure to transmit to the plan any participant contributions2022-01-01No
Has the plan failed to provide any benefit when due under the plan2022-01-01No
Contributions received in cash from employer2022-01-01$421,367
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2022-01-01$1,250,758
Contract administrator fees2022-01-01$47,861
Did the plan have assets held for investment2022-01-01Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2022-01-01No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2022-01-01No
Opinion of an independent qualified public accountant for this plan2022-01-011
Accountancy firm name2022-01-01CLIFTONLARSONALLEN, LLP
Accountancy firm EIN2022-01-01410746749
2021 : SMART FINANCIAL CREDIT UNION 401(K) PLAN 2021 401k financial data
Total unrealized appreciation/depreciation of assets2021-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2021-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2021-12-31$0
Total income from all sources (including contributions)2021-12-31$3,821,263
Total loss/gain on sale of assets2021-12-31$0
Total of all expenses incurred2021-12-31$3,927,745
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2021-12-31$3,911,019
Total contributions o plan (from employers,participants, others, non cash contrinutions)2021-12-31$1,052,431
Value of total assets at end of year2021-12-31$21,038,029
Value of total assets at beginning of year2021-12-31$21,144,511
Total of administrative expenses incurred including professional, contract, advisory and management fees2021-12-31$16,726
Total interest from all sources2021-12-31$90,711
Total dividends received (eg from common stock, registered investment company shares)2021-12-31$1,256,990
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2021-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2021-12-31$1,256,990
Was this plan covered by a fidelity bond2021-12-31Yes
Value of fidelity bond cover2021-12-31$8,000,000
If this is an individual account plan, was there a blackout period2021-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2021-12-31$0
Were there any nonexempt tranactions with any party-in-interest2021-12-31No
Contributions received from participants2021-12-31$643,601
Participant contributions at end of year2021-12-31$638,137
Participant contributions at beginning of year2021-12-31$698,785
Income. Received or receivable in cash from other sources (including rollovers)2021-12-31$5,313
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2021-12-31No
Value of net income/loss2021-12-31$-106,482
Value of net assets at end of year (total assets less liabilities)2021-12-31$21,038,029
Value of net assets at beginning of year (total assets less liabilities)2021-12-31$21,144,511
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2021-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2021-12-31No
Were any leases to which the plan was party in default or uncollectible2021-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2021-12-31$20,399,892
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2021-12-31$0
Value of interest in pooled separate accounts at end of year2021-12-31$0
Value of interest in pooled separate accounts at beginning of year2021-12-31$15,765,670
Interest on participant loans2021-12-31$24,274
Interest earned on other investments2021-12-31$66,437
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2021-12-31$0
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2021-12-31$4,680,056
Net investment gain/loss from registered investment companies (e.g. mutual funds)2021-12-31$-957,550
Net investment gain/loss from pooled separate accounts2021-12-31$2,378,681
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2021-12-31No
Was there a failure to transmit to the plan any participant contributions2021-12-31No
Has the plan failed to provide any benefit when due under the plan2021-12-31No
Contributions received in cash from employer2021-12-31$403,517
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2021-12-31$3,911,019
Contract administrator fees2021-12-31$16,726
Did the plan have assets held for investment2021-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2021-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2021-12-31No
Opinion of an independent qualified public accountant for this plan2021-12-31Unqualified
Accountancy firm name2021-12-31WARREN AVERETT, LLC
Accountancy firm EIN2021-12-31454084397
2020 : SMART FINANCIAL CREDIT UNION 401(K) PLAN 2020 401k financial data
Total unrealized appreciation/depreciation of assets2020-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2020-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2020-12-31$0
Total income from all sources (including contributions)2020-12-31$3,350,225
Total loss/gain on sale of assets2020-12-31$0
Total of all expenses incurred2020-12-31$2,546,528
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2020-12-31$2,533,784
Total contributions o plan (from employers,participants, others, non cash contrinutions)2020-12-31$900,765
Value of total assets at end of year2020-12-31$21,144,511
Value of total assets at beginning of year2020-12-31$20,340,814
Total of administrative expenses incurred including professional, contract, advisory and management fees2020-12-31$12,744
Total interest from all sources2020-12-31$157,488
Total dividends received (eg from common stock, registered investment company shares)2020-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2020-12-31No
Was this plan covered by a fidelity bond2020-12-31Yes
Value of fidelity bond cover2020-12-31$8,000,000
If this is an individual account plan, was there a blackout period2020-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2020-12-31$0
Were there any nonexempt tranactions with any party-in-interest2020-12-31No
Contributions received from participants2020-12-31$669,116
Participant contributions at end of year2020-12-31$698,785
Participant contributions at beginning of year2020-12-31$272,681
Income. Received or receivable in cash from other sources (including rollovers)2020-12-31$8,157
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2020-12-31No
Value of net income/loss2020-12-31$803,697
Value of net assets at end of year (total assets less liabilities)2020-12-31$21,144,511
Value of net assets at beginning of year (total assets less liabilities)2020-12-31$20,340,814
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2020-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2020-12-31No
Were any leases to which the plan was party in default or uncollectible2020-12-31No
Value of interest in pooled separate accounts at end of year2020-12-31$15,765,670
Value of interest in pooled separate accounts at beginning of year2020-12-31$15,446,271
Interest on participant loans2020-12-31$16,898
Interest earned on other investments2020-12-31$140,590
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2020-12-31$4,680,056
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2020-12-31$4,621,862
Net investment gain/loss from pooled separate accounts2020-12-31$2,291,972
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2020-12-31No
Was there a failure to transmit to the plan any participant contributions2020-12-31No
Has the plan failed to provide any benefit when due under the plan2020-12-31No
Contributions received in cash from employer2020-12-31$223,492
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2020-12-31$2,533,784
Contract administrator fees2020-12-31$12,744
Did the plan have assets held for investment2020-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2020-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2020-12-31No
Opinion of an independent qualified public accountant for this plan2020-12-31Disclaimer
Accountancy firm name2020-12-31WARREN AVERETT, LLC
Accountancy firm EIN2020-12-31454084397
2019 : SMART FINANCIAL CREDIT UNION 401(K) PLAN 2019 401k financial data
Total unrealized appreciation/depreciation of assets2019-12-31$0
Total unrealized appreciation/depreciation of assets2019-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$0
Total income from all sources (including contributions)2019-12-31$4,534,491
Total loss/gain on sale of assets2019-12-31$0
Total of all expenses incurred2019-12-31$1,423,429
Total of all expenses incurred2019-12-31$1,423,429
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2019-12-31$1,414,676
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2019-12-31$1,414,676
Total contributions o plan (from employers,participants, others, non cash contrinutions)2019-12-31$1,220,104
Value of total assets at end of year2019-12-31$20,340,814
Value of total assets at end of year2019-12-31$20,340,814
Value of total assets at beginning of year2019-12-31$17,229,752
Value of total assets at beginning of year2019-12-31$17,229,752
Total of administrative expenses incurred including professional, contract, advisory and management fees2019-12-31$8,753
Total of administrative expenses incurred including professional, contract, advisory and management fees2019-12-31$8,753
Total interest from all sources2019-12-31$165,000
Total dividends received (eg from common stock, registered investment company shares)2019-12-31$0
Total dividends received (eg from common stock, registered investment company shares)2019-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2019-12-31No
Was this plan covered by a fidelity bond2019-12-31Yes
Was this plan covered by a fidelity bond2019-12-31Yes
Value of fidelity bond cover2019-12-31$8,000,000
Value of fidelity bond cover2019-12-31$8,000,000
If this is an individual account plan, was there a blackout period2019-12-31No
If this is an individual account plan, was there a blackout period2019-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2019-12-31$0
Were there any nonexempt tranactions with any party-in-interest2019-12-31No
Were there any nonexempt tranactions with any party-in-interest2019-12-31No
Contributions received from participants2019-12-31$737,326
Participant contributions at end of year2019-12-31$272,681
Participant contributions at end of year2019-12-31$272,681
Participant contributions at beginning of year2019-12-31$256,165
Participant contributions at beginning of year2019-12-31$256,165
Income. Received or receivable in cash from other sources (including rollovers)2019-12-31$32,122
Income. Received or receivable in cash from other sources (including rollovers)2019-12-31$32,122
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Value of net income/loss2019-12-31$3,111,062
Value of net income/loss2019-12-31$3,111,062
Value of net assets at end of year (total assets less liabilities)2019-12-31$20,340,814
Value of net assets at end of year (total assets less liabilities)2019-12-31$20,340,814
Value of net assets at beginning of year (total assets less liabilities)2019-12-31$17,229,752
Value of net assets at beginning of year (total assets less liabilities)2019-12-31$17,229,752
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2019-12-31No
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2019-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2019-12-31No
Were any leases to which the plan was party in default or uncollectible2019-12-31No
Were any leases to which the plan was party in default or uncollectible2019-12-31No
Value of interest in pooled separate accounts at end of year2019-12-31$15,446,271
Value of interest in pooled separate accounts at end of year2019-12-31$15,446,271
Value of interest in pooled separate accounts at beginning of year2019-12-31$11,731,333
Value of interest in pooled separate accounts at beginning of year2019-12-31$11,731,333
Interest on participant loans2019-12-31$11,722
Interest earned on other investments2019-12-31$153,278
Interest earned on other investments2019-12-31$153,278
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2019-12-31$4,621,862
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2019-12-31$5,242,254
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2019-12-31$5,242,254
Net investment gain/loss from pooled separate accounts2019-12-31$3,149,387
Net investment gain/loss from pooled separate accounts2019-12-31$3,149,387
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2019-12-31No
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2019-12-31No
Was there a failure to transmit to the plan any participant contributions2019-12-31No
Has the plan failed to provide any benefit when due under the plan2019-12-31No
Has the plan failed to provide any benefit when due under the plan2019-12-31No
Contributions received in cash from employer2019-12-31$450,656
Contributions received in cash from employer2019-12-31$450,656
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2019-12-31$1,414,676
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2019-12-31$1,414,676
Contract administrator fees2019-12-31$8,753
Did the plan have assets held for investment2019-12-31Yes
Did the plan have assets held for investment2019-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2019-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2019-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2019-12-31Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2019-12-31Yes
Opinion of an independent qualified public accountant for this plan2019-12-31Disclaimer
Opinion of an independent qualified public accountant for this plan2019-12-31Disclaimer
Accountancy firm name2019-12-31WARREN AVERETT, LLC
Accountancy firm name2019-12-31WARREN AVERETT, LLC
Accountancy firm EIN2019-12-31454084437
Accountancy firm EIN2019-12-31454084437
2018 : SMART FINANCIAL CREDIT UNION 401(K) PLAN 2018 401k financial data
Total unrealized appreciation/depreciation of assets2018-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-12-31$0
Total income from all sources (including contributions)2018-12-31$439,472
Total loss/gain on sale of assets2018-12-31$0
Total of all expenses incurred2018-12-31$660,580
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2018-12-31$651,520
Total contributions o plan (from employers,participants, others, non cash contrinutions)2018-12-31$1,156,149
Value of total assets at end of year2018-12-31$17,229,752
Value of total assets at beginning of year2018-12-31$17,450,860
Total of administrative expenses incurred including professional, contract, advisory and management fees2018-12-31$9,060
Total interest from all sources2018-12-31$151,957
Total dividends received (eg from common stock, registered investment company shares)2018-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2018-12-31No
Was this plan covered by a fidelity bond2018-12-31Yes
Value of fidelity bond cover2018-12-31$6,000,000
If this is an individual account plan, was there a blackout period2018-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2018-12-31$0
Were there any nonexempt tranactions with any party-in-interest2018-12-31No
Contributions received from participants2018-12-31$713,059
Participant contributions at end of year2018-12-31$256,165
Participant contributions at beginning of year2018-12-31$183,993
Income. Received or receivable in cash from other sources (including rollovers)2018-12-31$15,840
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2018-12-31No
Value of net income/loss2018-12-31$-221,108
Value of net assets at end of year (total assets less liabilities)2018-12-31$17,229,752
Value of net assets at beginning of year (total assets less liabilities)2018-12-31$17,450,860
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2018-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2018-12-31No
Were any leases to which the plan was party in default or uncollectible2018-12-31No
Value of interest in pooled separate accounts at end of year2018-12-31$11,731,333
Value of interest in pooled separate accounts at beginning of year2018-12-31$12,622,609
Interest on participant loans2018-12-31$7,867
Interest earned on other investments2018-12-31$144,090
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2018-12-31$5,242,254
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2018-12-31$4,644,258
Net investment gain/loss from pooled separate accounts2018-12-31$-868,634
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2018-12-31No
Was there a failure to transmit to the plan any participant contributions2018-12-31No
Has the plan failed to provide any benefit when due under the plan2018-12-31No
Contributions received in cash from employer2018-12-31$427,250
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2018-12-31$651,520
Contract administrator fees2018-12-31$9,060
Did the plan have assets held for investment2018-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2018-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2018-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2018-12-31Yes
Opinion of an independent qualified public accountant for this plan2018-12-31Disclaimer
Accountancy firm name2018-12-31WARREN AVERETT, LLC
Accountancy firm EIN2018-12-31454084437
2017 : SMART FINANCIAL CREDIT UNION 401(K) PLAN 2017 401k financial data
Total unrealized appreciation/depreciation of assets2017-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$0
Total income from all sources (including contributions)2017-12-31$3,419,440
Total loss/gain on sale of assets2017-12-31$0
Total of all expenses incurred2017-12-31$1,394,375
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2017-12-31$1,386,760
Total contributions o plan (from employers,participants, others, non cash contrinutions)2017-12-31$1,105,117
Value of total assets at end of year2017-12-31$17,450,860
Value of total assets at beginning of year2017-12-31$15,425,795
Total of administrative expenses incurred including professional, contract, advisory and management fees2017-12-31$7,615
Total interest from all sources2017-12-31$147,268
Total dividends received (eg from common stock, registered investment company shares)2017-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2017-12-31No
Was this plan covered by a fidelity bond2017-12-31Yes
Value of fidelity bond cover2017-12-31$6,000,000
If this is an individual account plan, was there a blackout period2017-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2017-12-31$0
Were there any nonexempt tranactions with any party-in-interest2017-12-31No
Contributions received from participants2017-12-31$737,080
Participant contributions at end of year2017-12-31$183,993
Participant contributions at beginning of year2017-12-31$181,408
Income. Received or receivable in cash from other sources (including rollovers)2017-12-31$33,623
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31No
Value of net income/loss2017-12-31$2,025,065
Value of net assets at end of year (total assets less liabilities)2017-12-31$17,450,860
Value of net assets at beginning of year (total assets less liabilities)2017-12-31$15,425,795
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2017-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2017-12-31No
Were any leases to which the plan was party in default or uncollectible2017-12-31No
Value of interest in pooled separate accounts at end of year2017-12-31$12,622,609
Value of interest in pooled separate accounts at beginning of year2017-12-31$10,633,792
Interest on participant loans2017-12-31$6,045
Interest earned on other investments2017-12-31$141,223
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2017-12-31$4,644,258
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2017-12-31$4,610,595
Net investment gain/loss from pooled separate accounts2017-12-31$2,167,055
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2017-12-31No
Was there a failure to transmit to the plan any participant contributions2017-12-31No
Has the plan failed to provide any benefit when due under the plan2017-12-31No
Contributions received in cash from employer2017-12-31$334,414
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2017-12-31$1,386,760
Contract administrator fees2017-12-31$7,615
Did the plan have assets held for investment2017-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2017-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2017-12-31Yes
Opinion of an independent qualified public accountant for this plan2017-12-31Disclaimer
Accountancy firm name2017-12-31WARREN AVERETT, LLC
Accountancy firm EIN2017-12-31454084437
2016 : SMART FINANCIAL CREDIT UNION 401(K) PLAN 2016 401k financial data
Total unrealized appreciation/depreciation of assets2016-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$0
Total income from all sources (including contributions)2016-12-31$2,103,189
Total loss/gain on sale of assets2016-12-31$0
Total of all expenses incurred2016-12-31$1,010,653
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2016-12-31$1,001,768
Total contributions o plan (from employers,participants, others, non cash contrinutions)2016-12-31$1,147,417
Value of total assets at end of year2016-12-31$15,425,795
Value of total assets at beginning of year2016-12-31$14,333,259
Total of administrative expenses incurred including professional, contract, advisory and management fees2016-12-31$8,885
Total interest from all sources2016-12-31$139,051
Total dividends received (eg from common stock, registered investment company shares)2016-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2016-12-31No
Was this plan covered by a fidelity bond2016-12-31Yes
Value of fidelity bond cover2016-12-31$6,000,000
If this is an individual account plan, was there a blackout period2016-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2016-12-31$0
Were there any nonexempt tranactions with any party-in-interest2016-12-31No
Contributions received from participants2016-12-31$771,015
Participant contributions at end of year2016-12-31$181,408
Participant contributions at beginning of year2016-12-31$209,772
Income. Received or receivable in cash from other sources (including rollovers)2016-12-31$25,057
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Value of net income/loss2016-12-31$1,092,536
Value of net assets at end of year (total assets less liabilities)2016-12-31$15,425,795
Value of net assets at beginning of year (total assets less liabilities)2016-12-31$14,333,259
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2016-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2016-12-31No
Were any leases to which the plan was party in default or uncollectible2016-12-31No
Value of interest in pooled separate accounts at end of year2016-12-31$10,633,792
Value of interest in pooled separate accounts at beginning of year2016-12-31$10,348,712
Interest on participant loans2016-12-31$6,287
Interest earned on other investments2016-12-31$132,764
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2016-12-31$4,610,595
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2016-12-31$3,774,775
Net investment gain/loss from pooled separate accounts2016-12-31$816,721
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2016-12-31No
Was there a failure to transmit to the plan any participant contributions2016-12-31No
Has the plan failed to provide any benefit when due under the plan2016-12-31No
Contributions received in cash from employer2016-12-31$351,345
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2016-12-31$1,001,768
Contract administrator fees2016-12-31$8,885
Did the plan have assets held for investment2016-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2016-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2016-12-31Yes
Opinion of an independent qualified public accountant for this plan2016-12-31Disclaimer
Accountancy firm name2016-12-31WARREN AVERETT, LLC
Accountancy firm EIN2016-12-31454084437
2015 : SMART FINANCIAL CREDIT UNION 401(K) PLAN 2015 401k financial data
Total unrealized appreciation/depreciation of assets2015-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Total income from all sources (including contributions)2015-12-31$1,324,720
Total loss/gain on sale of assets2015-12-31$0
Total of all expenses incurred2015-12-31$855,231
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2015-12-31$839,312
Total contributions o plan (from employers,participants, others, non cash contrinutions)2015-12-31$1,147,553
Value of total assets at end of year2015-12-31$14,333,259
Value of total assets at beginning of year2015-12-31$13,863,770
Total of administrative expenses incurred including professional, contract, advisory and management fees2015-12-31$15,919
Total interest from all sources2015-12-31$132,544
Total dividends received (eg from common stock, registered investment company shares)2015-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2015-12-31No
Was this plan covered by a fidelity bond2015-12-31Yes
Value of fidelity bond cover2015-12-31$6,000,000
If this is an individual account plan, was there a blackout period2015-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2015-12-31$0
Were there any nonexempt tranactions with any party-in-interest2015-12-31No
Contributions received from participants2015-12-31$740,466
Participant contributions at end of year2015-12-31$209,772
Participant contributions at beginning of year2015-12-31$153,811
Income. Received or receivable in cash from other sources (including rollovers)2015-12-31$83,030
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Value of net income/loss2015-12-31$469,489
Value of net assets at end of year (total assets less liabilities)2015-12-31$14,333,259
Value of net assets at beginning of year (total assets less liabilities)2015-12-31$13,863,770
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2015-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2015-12-31No
Were any leases to which the plan was party in default or uncollectible2015-12-31No
Value of interest in pooled separate accounts at end of year2015-12-31$10,348,712
Value of interest in pooled separate accounts at beginning of year2015-12-31$10,113,717
Interest on participant loans2015-12-31$5,219
Interest earned on other investments2015-12-31$127,325
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2015-12-31$3,774,775
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2015-12-31$3,596,242
Net investment gain/loss from pooled separate accounts2015-12-31$44,623
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2015-12-31No
Was there a failure to transmit to the plan any participant contributions2015-12-31No
Has the plan failed to provide any benefit when due under the plan2015-12-31No
Contributions received in cash from employer2015-12-31$324,057
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2015-12-31$839,312
Contract administrator fees2015-12-31$15,919
Did the plan have assets held for investment2015-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2015-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2015-12-31Yes
Opinion of an independent qualified public accountant for this plan2015-12-31Disclaimer
Accountancy firm name2015-12-31WARREN AVERETT, LLC
Accountancy firm EIN2015-12-31454084437
2014 : SMART FINANCIAL CREDIT UNION 401(K) PLAN 2014 401k financial data
Total unrealized appreciation/depreciation of assets2014-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total income from all sources (including contributions)2014-12-31$1,978,385
Total loss/gain on sale of assets2014-12-31$0
Total of all expenses incurred2014-12-31$774,298
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2014-12-31$739,320
Total contributions o plan (from employers,participants, others, non cash contrinutions)2014-12-31$1,032,725
Value of total assets at end of year2014-12-31$13,863,770
Value of total assets at beginning of year2014-12-31$12,659,683
Total of administrative expenses incurred including professional, contract, advisory and management fees2014-12-31$34,978
Total interest from all sources2014-12-31$122,174
Total dividends received (eg from common stock, registered investment company shares)2014-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2014-12-31No
Was this plan covered by a fidelity bond2014-12-31Yes
Value of fidelity bond cover2014-12-31$6,000,000
If this is an individual account plan, was there a blackout period2014-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2014-12-31$0
Were there any nonexempt tranactions with any party-in-interest2014-12-31No
Contributions received from participants2014-12-31$661,231
Participant contributions at end of year2014-12-31$153,811
Participant contributions at beginning of year2014-12-31$140,676
Income. Received or receivable in cash from other sources (including rollovers)2014-12-31$71,003
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Value of net income/loss2014-12-31$1,204,087
Value of net assets at end of year (total assets less liabilities)2014-12-31$13,863,770
Value of net assets at beginning of year (total assets less liabilities)2014-12-31$12,659,683
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2014-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2014-12-31No
Were any leases to which the plan was party in default or uncollectible2014-12-31No
Value of interest in pooled separate accounts at end of year2014-12-31$10,113,717
Value of interest in pooled separate accounts at beginning of year2014-12-31$9,273,678
Interest on participant loans2014-12-31$4,762
Interest earned on other investments2014-12-31$117,412
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2014-12-31$3,596,242
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2014-12-31$3,245,329
Net investment gain/loss from pooled separate accounts2014-12-31$823,486
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2014-12-31No
Was there a failure to transmit to the plan any participant contributions2014-12-31No
Has the plan failed to provide any benefit when due under the plan2014-12-31No
Contributions received in cash from employer2014-12-31$300,491
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2014-12-31$739,320
Contract administrator fees2014-12-31$34,978
Did the plan have assets held for investment2014-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2014-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2014-12-31Yes
Opinion of an independent qualified public accountant for this plan2014-12-31Disclaimer
Accountancy firm name2014-12-31HUTTO & CARVER
Accountancy firm EIN2014-12-31593262654
2013 : SMART FINANCIAL CREDIT UNION 401(K) PLAN 2013 401k financial data
Total unrealized appreciation/depreciation of assets2013-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total income from all sources (including contributions)2013-12-31$2,717,218
Total loss/gain on sale of assets2013-12-31$0
Total of all expenses incurred2013-12-31$527,275
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2013-12-31$514,912
Total contributions o plan (from employers,participants, others, non cash contrinutions)2013-12-31$970,458
Value of total assets at end of year2013-12-31$12,659,683
Value of total assets at beginning of year2013-12-31$10,469,740
Total of administrative expenses incurred including professional, contract, advisory and management fees2013-12-31$12,363
Total interest from all sources2013-12-31$-209,158
Total dividends received (eg from common stock, registered investment company shares)2013-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2013-12-31No
Was this plan covered by a fidelity bond2013-12-31Yes
Value of fidelity bond cover2013-12-31$2,000,000
If this is an individual account plan, was there a blackout period2013-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2013-12-31$0
Were there any nonexempt tranactions with any party-in-interest2013-12-31No
Contributions received from participants2013-12-31$565,097
Participant contributions at end of year2013-12-31$140,676
Participant contributions at beginning of year2013-12-31$147,497
Income. Received or receivable in cash from other sources (including rollovers)2013-12-31$131,435
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Value of net income/loss2013-12-31$2,189,943
Value of net assets at end of year (total assets less liabilities)2013-12-31$12,659,683
Value of net assets at beginning of year (total assets less liabilities)2013-12-31$10,469,740
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2013-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2013-12-31No
Were any leases to which the plan was party in default or uncollectible2013-12-31No
Value of interest in pooled separate accounts at end of year2013-12-31$9,273,678
Value of interest in pooled separate accounts at beginning of year2013-12-31$7,048,066
Interest on participant loans2013-12-31$4,054
Interest earned on other investments2013-12-31$-213,212
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2013-12-31$3,245,329
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2013-12-31$3,274,177
Net investment gain/loss from pooled separate accounts2013-12-31$1,955,918
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2013-12-31No
Was there a failure to transmit to the plan any participant contributions2013-12-31No
Has the plan failed to provide any benefit when due under the plan2013-12-31No
Contributions received in cash from employer2013-12-31$273,926
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2013-12-31$514,912
Contract administrator fees2013-12-31$12,363
Did the plan have assets held for investment2013-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2013-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2013-12-31Yes
Opinion of an independent qualified public accountant for this plan2013-12-31Disclaimer
Accountancy firm name2013-12-31HUTTO & CARVER
Accountancy firm EIN2013-12-31593262654
2012 : SMART FINANCIAL CREDIT UNION 401(K) PLAN 2012 401k financial data
Total unrealized appreciation/depreciation of assets2012-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total income from all sources (including contributions)2012-12-31$2,050,888
Total loss/gain on sale of assets2012-12-31$0
Total of all expenses incurred2012-12-31$405,531
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2012-12-31$394,431
Total contributions o plan (from employers,participants, others, non cash contrinutions)2012-12-31$867,480
Value of total assets at end of year2012-12-31$10,469,740
Value of total assets at beginning of year2012-12-31$8,824,383
Total of administrative expenses incurred including professional, contract, advisory and management fees2012-12-31$11,100
Total interest from all sources2012-12-31$301,844
Total dividends received (eg from common stock, registered investment company shares)2012-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2012-12-31No
Was this plan covered by a fidelity bond2012-12-31Yes
Value of fidelity bond cover2012-12-31$2,000,000
If this is an individual account plan, was there a blackout period2012-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2012-12-31$0
Were there any nonexempt tranactions with any party-in-interest2012-12-31No
Contributions received from participants2012-12-31$577,119
Participant contributions at end of year2012-12-31$147,497
Participant contributions at beginning of year2012-12-31$137,006
Income. Received or receivable in cash from other sources (including rollovers)2012-12-31$23,249
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Value of net income/loss2012-12-31$1,645,357
Value of net assets at end of year (total assets less liabilities)2012-12-31$10,469,740
Value of net assets at beginning of year (total assets less liabilities)2012-12-31$8,824,383
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2012-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2012-12-31No
Were any leases to which the plan was party in default or uncollectible2012-12-31No
Value of interest in pooled separate accounts at end of year2012-12-31$7,048,066
Value of interest in pooled separate accounts at beginning of year2012-12-31$5,718,120
Interest on participant loans2012-12-31$4,853
Interest earned on other investments2012-12-31$296,991
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2012-12-31$3,274,177
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2012-12-31$2,969,257
Net investment gain/loss from pooled separate accounts2012-12-31$881,564
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2012-12-31No
Was there a failure to transmit to the plan any participant contributions2012-12-31No
Has the plan failed to provide any benefit when due under the plan2012-12-31No
Contributions received in cash from employer2012-12-31$267,112
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2012-12-31$394,431
Contract administrator fees2012-12-31$11,100
Did the plan have assets held for investment2012-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2012-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2012-12-31Yes
Opinion of an independent qualified public accountant for this plan2012-12-31Disclaimer
Accountancy firm name2012-12-31HUTTO & CARVER P.A.
Accountancy firm EIN2012-12-31593262654
2011 : SMART FINANCIAL CREDIT UNION 401(K) PLAN 2011 401k financial data
Total unrealized appreciation/depreciation of assets2011-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total income from all sources (including contributions)2011-12-31$855,758
Total loss/gain on sale of assets2011-12-31$0
Total of all expenses incurred2011-12-31$569,264
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2011-12-31$558,799
Total contributions o plan (from employers,participants, others, non cash contrinutions)2011-12-31$745,645
Value of total assets at end of year2011-12-31$8,824,383
Value of total assets at beginning of year2011-12-31$8,537,889
Total of administrative expenses incurred including professional, contract, advisory and management fees2011-12-31$10,465
Total interest from all sources2011-12-31$153,998
Total dividends received (eg from common stock, registered investment company shares)2011-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2011-12-31No
Was this plan covered by a fidelity bond2011-12-31Yes
Value of fidelity bond cover2011-12-31$2,000,000
If this is an individual account plan, was there a blackout period2011-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2011-12-31$0
Were there any nonexempt tranactions with any party-in-interest2011-12-31No
Contributions received from participants2011-12-31$510,990
Participant contributions at end of year2011-12-31$137,006
Participant contributions at beginning of year2011-12-31$80,338
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Value of net income/loss2011-12-31$286,494
Value of net assets at end of year (total assets less liabilities)2011-12-31$8,824,383
Value of net assets at beginning of year (total assets less liabilities)2011-12-31$8,537,889
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2011-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2011-12-31No
Were any leases to which the plan was party in default or uncollectible2011-12-31No
Value of interest in pooled separate accounts at end of year2011-12-31$5,718,120
Value of interest in pooled separate accounts at beginning of year2011-12-31$5,711,421
Interest on participant loans2011-12-31$3,584
Interest earned on other investments2011-12-31$150,414
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2011-12-31$2,969,257
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2011-12-31$2,746,130
Net investment gain/loss from pooled separate accounts2011-12-31$-43,885
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2011-12-31No
Was there a failure to transmit to the plan any participant contributions2011-12-31No
Has the plan failed to provide any benefit when due under the plan2011-12-31No
Contributions received in cash from employer2011-12-31$234,655
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2011-12-31$558,799
Contract administrator fees2011-12-31$10,465
Did the plan have assets held for investment2011-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2011-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2011-12-31Yes
Opinion of an independent qualified public accountant for this plan2011-12-31Disclaimer
Accountancy firm name2011-12-31HUTTO & CARVER P.A.
Accountancy firm EIN2011-12-31593262654
2010 : SMART FINANCIAL CREDIT UNION 401(K) PLAN 2010 401k financial data
Total unrealized appreciation/depreciation of assets2010-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total income from all sources (including contributions)2010-12-31$1,744,633
Total loss/gain on sale of assets2010-12-31$0
Total of all expenses incurred2010-12-31$1,084,368
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2010-12-31$1,074,463
Total contributions o plan (from employers,participants, others, non cash contrinutions)2010-12-31$756,732
Value of total assets at end of year2010-12-31$8,537,889
Value of total assets at beginning of year2010-12-31$7,877,624
Total of administrative expenses incurred including professional, contract, advisory and management fees2010-12-31$9,905
Total interest from all sources2010-12-31$162,311
Total dividends received (eg from common stock, registered investment company shares)2010-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2010-12-31No
Was this plan covered by a fidelity bond2010-12-31Yes
Value of fidelity bond cover2010-12-31$1,000,000
If this is an individual account plan, was there a blackout period2010-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2010-12-31$0
Were there any nonexempt tranactions with any party-in-interest2010-12-31No
Contributions received from participants2010-12-31$522,287
Participant contributions at end of year2010-12-31$80,338
Participant contributions at beginning of year2010-12-31$120,230
Income. Received or receivable in cash from other sources (including rollovers)2010-12-31$5,807
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Value of net income/loss2010-12-31$660,265
Value of net assets at end of year (total assets less liabilities)2010-12-31$8,537,889
Value of net assets at beginning of year (total assets less liabilities)2010-12-31$7,877,624
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2010-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2010-12-31No
Were any leases to which the plan was party in default or uncollectible2010-12-31No
Value of interest in pooled separate accounts at end of year2010-12-31$5,711,421
Value of interest in pooled separate accounts at beginning of year2010-12-31$5,626,447
Interest on participant loans2010-12-31$4,559
Interest earned on other investments2010-12-31$157,752
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2010-12-31$2,746,130
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2010-12-31$2,130,947
Net investment gain/loss from pooled separate accounts2010-12-31$825,590
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2010-12-31No
Was there a failure to transmit to the plan any participant contributions2010-12-31No
Has the plan failed to provide any benefit when due under the plan2010-12-31No
Contributions received in cash from employer2010-12-31$228,638
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2010-12-31$1,074,463
Contract administrator fees2010-12-31$9,905
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32010-12-31No
Did the plan have assets held for investment2010-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2010-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2010-12-31Yes
Opinion of an independent qualified public accountant for this plan2010-12-31Disclaimer
Accountancy firm name2010-12-31HUTTO & CARVER P.C.
Accountancy firm EIN2010-12-31593262654
2009 : SMART FINANCIAL CREDIT UNION 401(K) PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2009-12-31$0

Form 5500 Responses for SMART FINANCIAL CREDIT UNION 401(K) PLAN

2023: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2023 form 5500 responses
2023-01-01Type of plan entitySingle employer plan
2023-01-01Submission has been amendedNo
2023-01-01This submission is the final filingNo
2023-01-01This return/report is a short plan year return/report (less than 12 months)No
2023-01-01Plan is a collectively bargained planNo
2023-01-01Plan funding arrangement – TrustYes
2023-01-01Plan benefit arrangement - TrustYes
2022: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2022 form 5500 responses
2022-01-01Type of plan entitySingle employer plan
2022-01-01Submission has been amendedNo
2022-01-01This submission is the final filingNo
2022-01-01This return/report is a short plan year return/report (less than 12 months)No
2022-01-01Plan is a collectively bargained planNo
2022-01-01Plan funding arrangement – TrustYes
2022-01-01Plan benefit arrangement - TrustYes
2021: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2021 form 5500 responses
2021-01-01Type of plan entitySingle employer plan
2021-01-01Submission has been amendedNo
2021-01-01This submission is the final filingNo
2021-01-01This return/report is a short plan year return/report (less than 12 months)No
2021-01-01Plan is a collectively bargained planNo
2021-01-01Plan funding arrangement – InsuranceYes
2021-01-01Plan funding arrangement – TrustYes
2021-01-01Plan benefit arrangement – InsuranceYes
2021-01-01Plan benefit arrangement - TrustYes
2020: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2020 form 5500 responses
2020-01-01Type of plan entitySingle employer plan
2020-01-01Submission has been amendedNo
2020-01-01This submission is the final filingNo
2020-01-01This return/report is a short plan year return/report (less than 12 months)No
2020-01-01Plan is a collectively bargained planNo
2020-01-01Plan funding arrangement – InsuranceYes
2020-01-01Plan funding arrangement – TrustYes
2020-01-01Plan benefit arrangement – InsuranceYes
2020-01-01Plan benefit arrangement - TrustYes
2019: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2019 form 5500 responses
2019-01-01Type of plan entitySingle employer plan
2019-01-01Submission has been amendedNo
2019-01-01This submission is the final filingNo
2019-01-01This return/report is a short plan year return/report (less than 12 months)No
2019-01-01Plan is a collectively bargained planNo
2019-01-01Plan funding arrangement – InsuranceYes
2019-01-01Plan funding arrangement – TrustYes
2019-01-01Plan benefit arrangement – InsuranceYes
2019-01-01Plan benefit arrangement - TrustYes
2017: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2017 form 5500 responses
2017-01-01Type of plan entitySingle employer plan
2017-01-01Submission has been amendedNo
2017-01-01This submission is the final filingNo
2017-01-01This return/report is a short plan year return/report (less than 12 months)No
2017-01-01Plan is a collectively bargained planNo
2017-01-01Plan funding arrangement – InsuranceYes
2017-01-01Plan funding arrangement – TrustYes
2017-01-01Plan benefit arrangement – InsuranceYes
2017-01-01Plan benefit arrangement - TrustYes
2016: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2016 form 5500 responses
2016-01-01Type of plan entitySingle employer plan
2016-01-01Submission has been amendedNo
2016-01-01This submission is the final filingNo
2016-01-01This return/report is a short plan year return/report (less than 12 months)No
2016-01-01Plan is a collectively bargained planNo
2016-01-01Plan funding arrangement – InsuranceYes
2016-01-01Plan funding arrangement – TrustYes
2016-01-01Plan benefit arrangement – InsuranceYes
2016-01-01Plan benefit arrangement - TrustYes
2015: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2015 form 5500 responses
2015-01-01Type of plan entitySingle employer plan
2015-01-01Submission has been amendedNo
2015-01-01This submission is the final filingNo
2015-01-01This return/report is a short plan year return/report (less than 12 months)No
2015-01-01Plan is a collectively bargained planNo
2015-01-01Plan funding arrangement – InsuranceYes
2015-01-01Plan funding arrangement – TrustYes
2015-01-01Plan benefit arrangement – InsuranceYes
2015-01-01Plan benefit arrangement - TrustYes
2014: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2014 form 5500 responses
2014-01-01Type of plan entitySingle employer plan
2014-01-01Submission has been amendedNo
2014-01-01This submission is the final filingNo
2014-01-01This return/report is a short plan year return/report (less than 12 months)No
2014-01-01Plan is a collectively bargained planNo
2014-01-01Plan funding arrangement – InsuranceYes
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement – InsuranceYes
2014-01-01Plan benefit arrangement - TrustYes
2013: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2013 form 5500 responses
2013-01-01Type of plan entitySingle employer plan
2013-01-01Submission has been amendedNo
2013-01-01This submission is the final filingNo
2013-01-01This return/report is a short plan year return/report (less than 12 months)No
2013-01-01Plan is a collectively bargained planNo
2013-01-01Plan funding arrangement – InsuranceYes
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement – InsuranceYes
2013-01-01Plan benefit arrangement - TrustYes
2012: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Submission has been amendedNo
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planNo
2012-01-01Plan funding arrangement – InsuranceYes
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement – InsuranceYes
2012-01-01Plan benefit arrangement - TrustYes
2011: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Submission has been amendedNo
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – InsuranceYes
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement – InsuranceYes
2011-01-01Plan benefit arrangement - TrustYes
2010: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2010 form 5500 responses
2010-01-01Type of plan entitySingle employer plan
2010-01-01Submission has been amendedNo
2010-01-01This submission is the final filingNo
2010-01-01This return/report is a short plan year return/report (less than 12 months)No
2010-01-01Plan is a collectively bargained planNo
2010-01-01Plan funding arrangement – InsuranceYes
2010-01-01Plan benefit arrangement – InsuranceYes
2009: SMART FINANCIAL CREDIT UNION 401(K) PLAN 2009 form 5500 responses
2009-01-01Type of plan entitySingle employer plan
2009-01-01Submission has been amendedNo
2009-01-01This submission is the final filingNo
2009-01-01This return/report is a short plan year return/report (less than 12 months)No
2009-01-01Plan is a collectively bargained planNo
2009-01-01Plan funding arrangement – InsuranceYes
2009-01-01Plan funding arrangement – TrustYes
2009-01-01Plan benefit arrangement – InsuranceYes
2009-01-01Plan benefit arrangement - TrustYes

Insurance Providers Used on plan

STANDARD INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 69019 )
Policy contract number801048
Policy instance 1
STANDARD INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 69019 )
Policy contract number801048
Policy instance 1
STANDARD INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 69019 )
Policy contract number801048
Policy instance 1
STANDARD INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 69019 )
Policy contract number801048
Policy instance 1
STANDARD INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 69019 )
Policy contract number801048
Policy instance 1
STANDARD INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 69019 )
Policy contract number801048
Policy instance 1
STANDARD INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 69019 )
Policy contract number801048
Policy instance 1
STANDARD INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 69019 )
Policy contract number801048
Policy instance 1
STANDARD INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 69019 )
Policy contract number801048
Policy instance 1
STANDARD INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 69019 )
Policy contract number801476
Policy instance 1

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