401k Plan data: BUSINESS & DECISION NORTH AMERICA 401(K) PLAN plan

BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 401k Plan overview

Plan Name	BUSINESS & DECISION NORTH AMERICA 401(K) PLAN
Plan identification number	001

BUSINESS & DECISION NORTH AMERICA 401(K) PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

BUSINESS & DECISION NORTH AMERICA (PA), INC. has sponsored the creation of one or more 401k plans.

Company Name: BUSINESS & DECISION NORTH AMERICA (PA), INC.

Employer identification number (EIN): 753210793

NAIC Classification: 541600

Additional information about BUSINESS & DECISION NORTH AMERICA (PA), INC.

Jurisdiction of Incorporation: Texas Secretary of State

Incorporation Date: 2012-03-20

Company Identification Number: 0801569394

Legal Registered Office Address: 900 W VALLEY RD STE 1000 ATTNSTEVE HOLLI

WAYNE
United States of America (USA)
19087

More information about BUSINESS & DECISION NORTH AMERICA (PA), INC.

Form 5500 Filing Information

Submission information for form 5500 for 401k plan BUSINESS & DECISION NORTH AMERICA 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2021-01-01 ROBERT SPEDDING 2022-02-03
001 2020-01-01 ROBERT SPEDDING 2021-06-04
001 2019-01-01 ROBERT SPEDDING 2020-06-02
001 2018-01-01 STEVEN HOLLINGER 2019-02-12
001 2017-01-01 STEVEN HOLLINGER
001 2016-01-01 STEVEN HOLLINGER
001 2015-01-01 STEVE HOLLINGER STEVE HOLLINGER 2016-09-16
001 2014-01-01 SYLVAIN THAUVETTE SYLVAIN THAUVETTE 2015-08-31
001 2013-01-01 SYLVAIN THAUVETTE SYLVAIN THAUVETTE 2014-07-28
001 2012-01-01 SYLVAIN THAUVETTE SYLVAIN THAUVETTE 2013-08-28
001 2011-01-01 SYLVAIN THAUVETTE SYLVAIN THAUVETTE 2012-10-12

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed	Name of Company Sponsor	Date Sponsor Signed
001	2021-01-01	ROBERT SPEDDING	2022-02-03
001	2020-01-01	ROBERT SPEDDING	2021-06-04
001	2019-01-01	ROBERT SPEDDING	2020-06-02
001	2018-01-01	STEVEN HOLLINGER	2019-02-12
001	2017-01-01	STEVEN HOLLINGER
001	2016-01-01	STEVEN HOLLINGER
001	2015-01-01	STEVE HOLLINGER		STEVE HOLLINGER	2016-09-16
001	2014-01-01	SYLVAIN THAUVETTE		SYLVAIN THAUVETTE	2015-08-31
001	2013-01-01	SYLVAIN THAUVETTE		SYLVAIN THAUVETTE	2014-07-28
001	2012-01-01	SYLVAIN THAUVETTE		SYLVAIN THAUVETTE	2013-08-28
001	2011-01-01	SYLVAIN THAUVETTE		SYLVAIN THAUVETTE	2012-10-12

Plan Statistics for BUSINESS & DECISION NORTH AMERICA 401(K) PLAN

401k plan membership statisitcs for BUSINESS & DECISION NORTH AMERICA 401(K) PLAN

Measure Date Value
2017: BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 101
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 44
Number of retired or separated participants receiving benefits 2017-01-01 0
Number of other retired or separated participants entitled to future benefits 2017-01-01 29
Total of all active and inactive participants 2017-01-01 73
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 73
Number of participants with account balances 2017-01-01 54
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 0
2016: BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 186
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 57
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 41
Total of all active and inactive participants 2016-01-01 98
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 98
Number of participants with account balances 2016-01-01 62
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 0
2015: BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 199
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 145
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 38
Total of all active and inactive participants 2015-01-01 183
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 183
Number of participants with account balances 2015-01-01 93
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 0
2014: BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 212
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 163
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 31
Total of all active and inactive participants 2014-01-01 194
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 194
Number of participants with account balances 2014-01-01 100
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 0
2013: BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 228
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 172
Number of retired or separated participants receiving benefits 2013-01-01 0
Number of other retired or separated participants entitled to future benefits 2013-01-01 36
Total of all active and inactive participants 2013-01-01 208
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 208
Number of participants with account balances 2013-01-01 112
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 0
2012: BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 270
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 177
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 50
Total of all active and inactive participants 2012-01-01 227
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 227
Number of participants with account balances 2012-01-01 120
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 1
2011: BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 237
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 165
Number of retired or separated participants receiving benefits 2011-01-01 0
Number of other retired or separated participants entitled to future benefits 2011-01-01 99
Total of all active and inactive participants 2011-01-01 264
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 264
Number of participants with account balances 2011-01-01 182
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 0

Measure	Date	Value
2017: BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	101
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	44
Number of retired or separated participants receiving benefits	2017-01-01	0
Number of other retired or separated participants entitled to future benefits	2017-01-01	29
Total of all active and inactive participants	2017-01-01	73
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	73
Number of participants with account balances	2017-01-01	54
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	0
2016: BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	186
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	57
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	41
Total of all active and inactive participants	2016-01-01	98
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	98
Number of participants with account balances	2016-01-01	62
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	0
2015: BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	199
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	145
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	38
Total of all active and inactive participants	2015-01-01	183
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	183
Number of participants with account balances	2015-01-01	93
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	0
2014: BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	212
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	163
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	31
Total of all active and inactive participants	2014-01-01	194
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	194
Number of participants with account balances	2014-01-01	100
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	0
2013: BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	228
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	172
Number of retired or separated participants receiving benefits	2013-01-01	0
Number of other retired or separated participants entitled to future benefits	2013-01-01	36
Total of all active and inactive participants	2013-01-01	208
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	208
Number of participants with account balances	2013-01-01	112
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	0
2012: BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	270
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	177
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	50
Total of all active and inactive participants	2012-01-01	227
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	227
Number of participants with account balances	2012-01-01	120
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	1
2011: BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	237
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	165
Number of retired or separated participants receiving benefits	2011-01-01	0
Number of other retired or separated participants entitled to future benefits	2011-01-01	99
Total of all active and inactive participants	2011-01-01	264
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	264
Number of participants with account balances	2011-01-01	182
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	0

Financial Data on BUSINESS & DECISION NORTH AMERICA 401(K) PLAN

Measure	Date	Value
2017 : BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2017 401k financial data
Total unrealized appreciation/depreciation of assets	2017-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total income from all sources (including contributions)	2017-12-31	$978,829
Total loss/gain on sale of assets	2017-12-31	$0
Total of all expenses incurred	2017-12-31	$1,631,294
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$1,606,751
Value of total corrective distributions	2017-12-31	$17,755
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$217,676
Value of total assets at end of year	2017-12-31	$4,370,898
Value of total assets at beginning of year	2017-12-31	$5,023,363
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$6,788
Total interest from all sources	2017-12-31	$2,240
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$124,022
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$124,022
Administrative expenses professional fees incurred	2017-12-31	$6,788
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$500,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$212,031
Participant contributions at end of year	2017-12-31	$1,798
Participant contributions at beginning of year	2017-12-31	$20,428
Participant contributions at end of year	2017-12-31	$18,713
Participant contributions at beginning of year	2017-12-31	$11,975
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$5,645
Value of other receiveables (less allowance for doubtful accounts) at end of year	2017-12-31	$122
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2017-12-31	$0
Other income not declared elsewhere	2017-12-31	$118
Total non interest bearing cash at end of year	2017-12-31	$682
Total non interest bearing cash at beginning of year	2017-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$-652,465
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$4,370,898
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$5,023,363
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$4,014,335
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$4,489,107
Interest on participant loans	2017-12-31	$51
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2017-12-31	$335,248
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2017-12-31	$501,853
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2017-12-31	$501,853
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2017-12-31	$2,189
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$634,773
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$1,606,751
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	ZOOK DINON PA
Accountancy firm EIN	2017-12-31	222746484
2016 : BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2016 401k financial data
Total unrealized appreciation/depreciation of assets	2016-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total income from all sources (including contributions)	2016-12-31	$954,382
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$4,196,726
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$4,138,187
Expenses. Certain deemed distributions of participant loans	2016-12-31	$9,776
Value of total corrective distributions	2016-12-31	$39,845
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$448,032
Value of total assets at end of year	2016-12-31	$5,023,363
Value of total assets at beginning of year	2016-12-31	$8,265,707
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$8,918
Total interest from all sources	2016-12-31	$5,681
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$147,198
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$147,198
Administrative expenses professional fees incurred	2016-12-31	$8,918
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$500,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$448,032
Participant contributions at end of year	2016-12-31	$20,428
Participant contributions at beginning of year	2016-12-31	$105,032
Participant contributions at end of year	2016-12-31	$11,975
Participant contributions at beginning of year	2016-12-31	$19,418
Value of other receiveables (less allowance for doubtful accounts) at end of year	2016-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2016-12-31	$148
Other income not declared elsewhere	2016-12-31	$-745
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$-3,242,344
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$5,023,363
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$8,265,707
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$4,489,107
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$6,821,234
Interest on participant loans	2016-12-31	$2,690
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2016-12-31	$501,853
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2016-12-31	$1,319,875
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2016-12-31	$1,319,875
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2016-12-31	$2,991
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$354,216
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$4,138,187
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	ZOOK DINON PA
Accountancy firm EIN	2016-12-31	222746484
2015 : BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2015 401k financial data
Total unrealized appreciation/depreciation of assets	2015-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total income from all sources (including contributions)	2015-12-31	$564,034
Total loss/gain on sale of assets	2015-12-31	$0
Total of all expenses incurred	2015-12-31	$969,235
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$961,410
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$617,493
Value of total assets at end of year	2015-12-31	$8,265,707
Value of total assets at beginning of year	2015-12-31	$8,670,908
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$7,825
Total interest from all sources	2015-12-31	$5,990
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$242,619
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$242,619
Administrative expenses professional fees incurred	2015-12-31	$7,825
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$500,000
If this is an individual account plan, was there a blackout period	2015-12-31	Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$617,493
Participant contributions at end of year	2015-12-31	$105,032
Participant contributions at beginning of year	2015-12-31	$140,995
Participant contributions at end of year	2015-12-31	$19,418
Participant contributions at beginning of year	2015-12-31	$21,189
Value of other receiveables (less allowance for doubtful accounts) at end of year	2015-12-31	$148
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2015-12-31	$521
Other income not declared elsewhere	2015-12-31	$-1,803
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$-405,201
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$8,265,707
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$8,670,908
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$6,821,234
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$7,563,247
Interest on participant loans	2015-12-31	$5,610
Value of interest in common/collective trusts at end of year	2015-12-31	$0
Value of interest in common/collective trusts at beginning of year	2015-12-31	$505,213
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2015-12-31	$1,319,875
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2015-12-31	$439,743
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2015-12-31	$439,743
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2015-12-31	$380
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-300,265
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$961,410
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2015-12-31	Yes
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	ZOOK DINON PA
Accountancy firm EIN	2015-12-31	222746484
2014 : BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2014 401k financial data
Total unrealized appreciation/depreciation of assets	2014-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total income from all sources (including contributions)	2014-12-31	$1,106,027
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$1,752,831
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$1,743,250
Value of total corrective distributions	2014-12-31	$398
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$686,708
Value of total assets at end of year	2014-12-31	$8,670,908
Value of total assets at beginning of year	2014-12-31	$9,317,712
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$9,183
Total interest from all sources	2014-12-31	$7,994
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$477,042
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$477,042
Administrative expenses professional fees incurred	2014-12-31	$8,866
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$500,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$610,587
Participant contributions at end of year	2014-12-31	$140,995
Participant contributions at beginning of year	2014-12-31	$142,071
Participant contributions at end of year	2014-12-31	$21,189
Participant contributions at beginning of year	2014-12-31	$21,679
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$76,121
Value of other receiveables (less allowance for doubtful accounts) at end of year	2014-12-31	$521
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2014-12-31	$289
Other income not declared elsewhere	2014-12-31	$1,195
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$-646,804
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$8,670,908
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$9,317,712
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Investment advisory and management fees	2014-12-31	$317
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$7,563,247
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$8,285,197
Interest on participant loans	2014-12-31	$7,938
Value of interest in common/collective trusts at end of year	2014-12-31	$505,213
Value of interest in common/collective trusts at beginning of year	2014-12-31	$288,493
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2014-12-31	$439,743
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2014-12-31	$579,983
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2014-12-31	$579,983
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2014-12-31	$56
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$-70,502
Net investment gain or loss from common/collective trusts	2014-12-31	$3,590
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$1,743,250
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	ZOOK DINON PA
Accountancy firm EIN	2014-12-31	222746484
2013 : BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2013 401k financial data
Total unrealized appreciation/depreciation of assets	2013-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$2,336,581
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$1,559,330
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$1,553,348
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$707,661
Value of total assets at end of year	2013-12-31	$9,317,712
Value of total assets at beginning of year	2013-12-31	$8,540,461
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$5,982
Total interest from all sources	2013-12-31	$6,253
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$376,184
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$376,184
Administrative expenses professional fees incurred	2013-12-31	$5,965
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$500,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$643,087
Participant contributions at end of year	2013-12-31	$142,071
Participant contributions at beginning of year	2013-12-31	$111,656
Participant contributions at end of year	2013-12-31	$21,679
Participant contributions at beginning of year	2013-12-31	$21,927
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$64,574
Value of other receiveables (less allowance for doubtful accounts) at end of year	2013-12-31	$289
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2013-12-31	$247
Other income not declared elsewhere	2013-12-31	$462
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$777,251
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$9,317,712
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$8,540,461
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$8,285,197
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$7,211,182
Interest on participant loans	2013-12-31	$5,834
Value of interest in common/collective trusts at end of year	2013-12-31	$288,493
Value of interest in common/collective trusts at beginning of year	2013-12-31	$232,711
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2013-12-31	$579,983
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2013-12-31	$959,448
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2013-12-31	$959,448
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2013-12-31	$419
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$1,246,021
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Employer contributions (assets) at beginning of year	2013-12-31	$3,290
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$1,553,348
Contract administrator fees	2013-12-31	$17
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	ZOOK DINON PA
Accountancy firm EIN	2013-12-31	222746484
2012 : BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2012 401k financial data
Total unrealized appreciation/depreciation of assets	2012-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$1,875,133
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$3,145,037
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$3,126,860
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$963,028
Value of total assets at end of year	2012-12-31	$8,540,461
Value of total assets at beginning of year	2012-12-31	$9,810,365
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$18,177
Total interest from all sources	2012-12-31	$6,569
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$252,629
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$252,629
Administrative expenses professional fees incurred	2012-12-31	$18,174
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$500,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$790,839
Participant contributions at end of year	2012-12-31	$111,656
Participant contributions at beginning of year	2012-12-31	$125,701
Participant contributions at end of year	2012-12-31	$21,927
Participant contributions at beginning of year	2012-12-31	$24,804
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$3,607
Value of other receiveables (less allowance for doubtful accounts) at end of year	2012-12-31	$247
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2012-12-31	$282
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$-1,269,904
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$8,540,461
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$9,810,365
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Investment advisory and management fees	2012-12-31	$3
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$7,211,182
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$8,015,510
Interest on participant loans	2012-12-31	$6,462
Value of interest in common/collective trusts at end of year	2012-12-31	$232,711
Value of interest in common/collective trusts at beginning of year	2012-12-31	$263,548
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2012-12-31	$959,448
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2012-12-31	$1,371,720
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2012-12-31	$1,371,720
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2012-12-31	$107
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$650,190
Net investment gain or loss from common/collective trusts	2012-12-31	$2,717
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$168,582
Employer contributions (assets) at end of year	2012-12-31	$3,290
Employer contributions (assets) at beginning of year	2012-12-31	$8,800
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$3,126,860
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	ZOOK DINON PA
Accountancy firm EIN	2012-12-31	222746484
2011 : BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2011 401k financial data
Total unrealized appreciation/depreciation of assets	2011-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$4
Total income from all sources (including contributions)	2011-12-31	$916,326
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$2,060,211
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$2,051,591
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$1,015,934
Value of total assets at end of year	2011-12-31	$9,810,365
Value of total assets at beginning of year	2011-12-31	$10,954,254
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$8,620
Total interest from all sources	2011-12-31	$4,080
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$268,673
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$268,673
Administrative expenses professional fees incurred	2011-12-31	$8,612
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$500,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$798,178
Participant contributions at end of year	2011-12-31	$125,701
Participant contributions at beginning of year	2011-12-31	$51,099
Participant contributions at end of year	2011-12-31	$24,804
Participant contributions at beginning of year	2011-12-31	$27,740
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$15,114
Value of other receiveables (less allowance for doubtful accounts) at end of year	2011-12-31	$282
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2011-12-31	$126
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2011-12-31	$4
Other income not declared elsewhere	2011-12-31	$-965
Administrative expenses (other) incurred	2011-12-31	$8
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$-1,143,885
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$9,810,365
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$10,954,250
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$8,015,510
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$8,840,892
Interest on participant loans	2011-12-31	$3,902
Value of interest in common/collective trusts at end of year	2011-12-31	$263,548
Value of interest in common/collective trusts at beginning of year	2011-12-31	$240,984
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2011-12-31	$1,371,720
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2011-12-31	$1,785,455
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2011-12-31	$1,785,455
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2011-12-31	$178
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-371,396
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$202,642
Employer contributions (assets) at end of year	2011-12-31	$8,800
Employer contributions (assets) at beginning of year	2011-12-31	$7,958
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$2,051,591
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	ZOOK DINON PA
Accountancy firm EIN	2011-12-31	222746484

Form 5500 Responses for BUSINESS & DECISION NORTH AMERICA 401(K) PLAN

2017: BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Submission has been amended	No
2017-01-01	This submission is the final filing	No
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: BUSINESS & DECISION NORTH AMERICA 401(K) PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	Yes
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes

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Company Name:	BUSINESS & DECISION NORTH AMERICA (PA), INC.
Employer identification number (EIN):	753210793
NAIC Classification:	541600

Jurisdiction of Incorporation:	Texas Secretary of State
Incorporation Date:	2012-03-20
Company Identification Number:	0801569394
Legal Registered Office Address:	900 W VALLEY RD STE 1000 ATTNSTEVE HOLLI WAYNE United States of America (USA) 19087