401k Plan data: ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN plan

ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN 401k Plan overview

Plan Name	ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN
Plan identification number	001

ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Participant-directed brokerage accounts provided as an investment option under the plan.
Plan covering Self-Employed individuals.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

ROBERT MORENO INSURANCE SERVICES has sponsored the creation of one or more 401k plans.

Company Name: ROBERT MORENO INSURANCE SERVICES

Employer identification number (EIN): 953516413

NAIC Classification: 524210
NAIC Description: Insurance Agencies and Brokerages

Form 5500 Filing Information

Submission information for form 5500 for 401k plan ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2021-01-01 STEPHAN GROTHUES 2021-11-06 STEPHAN GROTHUES 2021-11-06
001 2020-01-01 STEPHAN GROTHUES 2021-07-15 STEPHAN GROTHUES 2021-07-15
001 2019-01-01 STEPHAN GROTHUES 2020-04-23 STEPHAN GROTHUES 2020-04-23
001 2018-01-01 STEPHAN GROTHUES 2019-04-30 STEPHAN GROTHUES 2019-04-30
001 2017-01-01 STEPHAN GROTHUES 2018-08-31 STEPHAN GROTHUES 2018-08-31
001 2016-01-01 STEPHAN GROTHUES 2017-05-25
001 2015-01-01 STEPHAN GROTHUES 2016-03-23 STEPHAN GROTHUES 2016-03-23
001 2014-01-01 STEPHAN GROTHUES
001 2013-01-01 STEPHAN GROTHUES 2014-06-23
001 2012-01-01 STEPHAN GROTHUES
001 2011-01-01 STEPHAN GROTHUES STEPHAN GROTHUES 2012-06-21
001 2009-01-01 STEPHAN GROTHUES

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed	Name of Company Sponsor	Date Sponsor Signed
001	2021-01-01	STEPHAN GROTHUES	2021-11-06	STEPHAN GROTHUES	2021-11-06
001	2020-01-01	STEPHAN GROTHUES	2021-07-15	STEPHAN GROTHUES	2021-07-15
001	2019-01-01	STEPHAN GROTHUES	2020-04-23	STEPHAN GROTHUES	2020-04-23
001	2018-01-01	STEPHAN GROTHUES	2019-04-30	STEPHAN GROTHUES	2019-04-30
001	2017-01-01	STEPHAN GROTHUES	2018-08-31	STEPHAN GROTHUES	2018-08-31
001	2016-01-01	STEPHAN GROTHUES	2017-05-25
001	2015-01-01	STEPHAN GROTHUES	2016-03-23	STEPHAN GROTHUES	2016-03-23
001	2014-01-01	STEPHAN GROTHUES
001	2013-01-01	STEPHAN GROTHUES	2014-06-23
001	2012-01-01	STEPHAN GROTHUES
001	2011-01-01	STEPHAN GROTHUES		STEPHAN GROTHUES	2012-06-21
001	2009-01-01	STEPHAN GROTHUES

Plan Statistics for ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN

401k plan membership statisitcs for ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN

Measure Date Value
2014: ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 139
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 89
Number of other retired or separated participants entitled to future benefits 2014-01-01 10
Total of all active and inactive participants 2014-01-01 99
Total participants 2014-01-01 99
Number of participants with account balances 2014-01-01 57
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 2
2012: ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 75
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 98
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 10
Total of all active and inactive participants 2012-01-01 108
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 108
Number of participants with account balances 2012-01-01 58
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 0
2011: ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 73
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 64
Number of retired or separated participants receiving benefits 2011-01-01 0
Number of other retired or separated participants entitled to future benefits 2011-01-01 11
Total of all active and inactive participants 2011-01-01 75
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 75
Number of participants with account balances 2011-01-01 55
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 0
2009: ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 96
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 64
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 11
Total of all active and inactive participants 2009-01-01 75
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 75
Number of participants with account balances 2009-01-01 57
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 0

Measure	Date	Value
2014: ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	139
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	89
Number of other retired or separated participants entitled to future benefits	2014-01-01	10
Total of all active and inactive participants	2014-01-01	99
Total participants	2014-01-01	99
Number of participants with account balances	2014-01-01	57
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	2
2012: ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	75
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	98
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	10
Total of all active and inactive participants	2012-01-01	108
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	108
Number of participants with account balances	2012-01-01	58
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	0
2011: ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	73
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	64
Number of retired or separated participants receiving benefits	2011-01-01	0
Number of other retired or separated participants entitled to future benefits	2011-01-01	11
Total of all active and inactive participants	2011-01-01	75
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	75
Number of participants with account balances	2011-01-01	55
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	0
2009: ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	96
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	64
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	11
Total of all active and inactive participants	2009-01-01	75
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	75
Number of participants with account balances	2009-01-01	57
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	0

Financial Data on ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN

Measure	Date	Value
2014 : ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN 2014 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total income from all sources (including contributions)	2014-12-31	$228,432
Total of all expenses incurred	2014-12-31	$151,057
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$131,254
Value of total corrective distributions	2014-12-31	$17,731
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$109,197
Value of total assets at end of year	2014-12-31	$2,428,608
Value of total assets at beginning of year	2014-12-31	$2,351,233
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$2,072
Total interest from all sources	2014-12-31	$2,299
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$109,197
Participant contributions at end of year	2014-12-31	$31,534
Participant contributions at beginning of year	2014-12-31	$42,275
Liabilities. Value of operating payables at end of year	2014-12-31	$0
Liabilities. Value of operating payables at beginning of year	2014-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$77,375
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$2,428,608
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$2,351,233
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in pooled separate accounts at end of year	2014-12-31	$1,937,390
Value of interest in pooled separate accounts at beginning of year	2014-12-31	$1,819,786
Interest on participant loans	2014-12-31	$2,299
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2014-12-31	$459,684
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2014-12-31	$452,476
Net investment gain/loss from pooled separate accounts	2014-12-31	$116,936
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Employer contributions (assets) at beginning of year	2014-12-31	$36,696
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$131,254
Contract administrator fees	2014-12-31	$2,072
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	PA LLP
Accountancy firm EIN	2014-12-31	300840934
2012 : ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN 2012 401k financial data
Total income from all sources	2012-12-31	$341,348
Expenses. Total of all expenses incurred	2012-12-31	$39,580
Benefits paid (including direct rollovers)	2012-12-31	$31,752
Total plan assets at end of year	2012-12-31	$1,778,716
Total plan assets at beginning of year	2012-12-31	$1,476,948
Value of fidelity bond covering the plan	2012-12-31	$1,000,000
Total contributions received or receivable from participants	2012-12-31	$164,515
Contributions received from other sources (not participants or employers)	2012-12-31	$0
Other income received	2012-12-31	$159,508
Net income (gross income less expenses)	2012-12-31	$301,768
Net plan assets at end of year (total assets less liabilities)	2012-12-31	$1,778,716
Net plan assets at beginning of year (total assets less liabilities)	2012-12-31	$1,476,948
Assets. Value of participant loans	2012-12-31	$41,257
Total contributions received or receivable from employer(s)	2012-12-31	$17,325
Value of certain deemed distributions of participant loans	2012-12-31	$0
Value of corrective distributions	2012-12-31	$6,928
Expenses. Administrative service providers (salaries,fees and commissions)	2012-12-31	$900
2011 : ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN 2011 401k financial data
Total income from all sources	2011-12-31	$-3,454
Expenses. Total of all expenses incurred	2011-12-31	$25,053
Benefits paid (including direct rollovers)	2011-12-31	$23,953
Total plan assets at end of year	2011-12-31	$1,476,948
Total plan assets at beginning of year	2011-12-31	$1,505,455
Value of fidelity bond covering the plan	2011-12-31	$1,000,000
Total contributions received or receivable from participants	2011-12-31	$57,845
Contributions received from other sources (not participants or employers)	2011-12-31	$0
Other income received	2011-12-31	$-61,299
Net income (gross income less expenses)	2011-12-31	$-28,507
Net plan assets at end of year (total assets less liabilities)	2011-12-31	$1,476,948
Net plan assets at beginning of year (total assets less liabilities)	2011-12-31	$1,505,455
Assets. Value of participant loans	2011-12-31	$60,344
Total contributions received or receivable from employer(s)	2011-12-31	$0
Value of certain deemed distributions of participant loans	2011-12-31	$0
Value of corrective distributions	2011-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2011-12-31	$1,100
2010 : ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN 2010 401k financial data
Total income from all sources	2010-12-31	$192,459
Expenses. Total of all expenses incurred	2010-12-31	$72,956
Benefits paid (including direct rollovers)	2010-12-31	$71,956
Total plan assets at end of year	2010-12-31	$1,505,455
Total plan assets at beginning of year	2010-12-31	$1,385,952
Value of fidelity bond covering the plan	2010-12-31	$1,000,000
Total contributions received or receivable from participants	2010-12-31	$46,383
Contributions received from other sources (not participants or employers)	2010-12-31	$0
Other income received	2010-12-31	$146,076
Net income (gross income less expenses)	2010-12-31	$119,503
Net plan assets at end of year (total assets less liabilities)	2010-12-31	$1,505,455
Net plan assets at beginning of year (total assets less liabilities)	2010-12-31	$1,385,952
Assets. Value of participant loans	2010-12-31	$59,062
Total contributions received or receivable from employer(s)	2010-12-31	$0
Value of certain deemed distributions of participant loans	2010-12-31	$0
Value of corrective distributions	2010-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2010-12-31	$1,000

Form 5500 Responses for ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN

2014: ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Insurance	Yes
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement – Insurance	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2012: ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2009: ROBERT MORENO INSURANCE 401(K) PROFIT SHARING PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )

Policy contract number

810310

Policy instance

Insurance contract or identification number	810310
Number of Individuals Covered	57
Insurance policy start date	2014-01-01
Insurance policy end date	2014-12-31
Total amount of commissions paid to insurance broker	USD $5,040
Total amount of fees paid to insurance company	USD $2,956
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Commission paid to Insurance Broker	USD $5,040
Insurance broker organization code?	3
Amount paid for insurance broker fees	2956
Additional information about fees paid to insurance broker	SERVICE FEES
Insurance broker name	FLEX PENSIONS OF CLAIFORNIA, INC.

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Company Name:	ROBERT MORENO INSURANCE SERVICES
Employer identification number (EIN):	953516413
NAIC Classification:	524210
NAIC Description:	Insurance Agencies and Brokerages