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RICHFORD HEALTH CENTER, INC. 401(K) PLAN 401k Plan overview

Plan NameRICHFORD HEALTH CENTER, INC. 401(K) PLAN
Plan identification number 001

RICHFORD HEALTH CENTER, INC. 401(K) PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

RICHFORD HEALTH CENTER, INC. has sponsored the creation of one or more 401k plans.

Company Name:RICHFORD HEALTH CENTER, INC.
Employer identification number (EIN):030215982
NAIC Classification:621111
NAIC Description:Offices of Physicians (except Mental Health Specialists)

Form 5500 Filing Information

Submission information for form 5500 for 401k plan RICHFORD HEALTH CENTER, INC. 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012022-01-01AMANDA COMBS2023-08-03
0012021-01-01AMANDA COMBS2022-09-20
0012020-01-01AMANDA COMBS2021-10-07
0012019-01-01AMANDA COMBS2020-10-06
0012018-01-01AMANDA COMBS2019-10-09
0012017-01-01
0012016-01-01
0012015-01-01
0012014-01-01AMANDA MAYHEW2015-10-14

Plan Statistics for RICHFORD HEALTH CENTER, INC. 401(K) PLAN

401k plan membership statisitcs for RICHFORD HEALTH CENTER, INC. 401(K) PLAN

Measure Date Value
2022: RICHFORD HEALTH CENTER, INC. 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year2022-01-01215
Total number of active participants reported on line 7a of the Form 55002022-01-01155
Number of retired or separated participants receiving benefits2022-01-010
Number of other retired or separated participants entitled to future benefits2022-01-0175
Total of all active and inactive participants2022-01-01230
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2022-01-010
Total participants2022-01-01230
Number of participants with account balances2022-01-01224
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2022-01-010
2021: RICHFORD HEALTH CENTER, INC. 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year2021-01-01205
Total number of active participants reported on line 7a of the Form 55002021-01-01140
Number of retired or separated participants receiving benefits2021-01-010
Number of other retired or separated participants entitled to future benefits2021-01-0160
Total of all active and inactive participants2021-01-01200
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2021-01-010
Total participants2021-01-01200
Number of participants with account balances2021-01-01194
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2021-01-010
2020: RICHFORD HEALTH CENTER, INC. 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year2020-01-01202
Total number of active participants reported on line 7a of the Form 55002020-01-01153
Number of retired or separated participants receiving benefits2020-01-010
Number of other retired or separated participants entitled to future benefits2020-01-0144
Total of all active and inactive participants2020-01-01197
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2020-01-010
Total participants2020-01-01197
Number of participants with account balances2020-01-01178
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2020-01-010
2019: RICHFORD HEALTH CENTER, INC. 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year2019-01-01170
Total number of active participants reported on line 7a of the Form 55002019-01-01141
Number of retired or separated participants receiving benefits2019-01-010
Number of other retired or separated participants entitled to future benefits2019-01-0133
Total of all active and inactive participants2019-01-01174
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2019-01-010
Total participants2019-01-01174
Number of participants with account balances2019-01-01158
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2019-01-010
2018: RICHFORD HEALTH CENTER, INC. 401(K) PLAN 2018 401k membership
Total participants, beginning-of-year2018-01-01163
Total number of active participants reported on line 7a of the Form 55002018-01-01136
Number of retired or separated participants receiving benefits2018-01-010
Number of other retired or separated participants entitled to future benefits2018-01-0126
Total of all active and inactive participants2018-01-01162
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2018-01-010
Total participants2018-01-01162
Number of participants with account balances2018-01-01131
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2018-01-010
2017: RICHFORD HEALTH CENTER, INC. 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year2017-01-01140
Total number of active participants reported on line 7a of the Form 55002017-01-01116
Number of retired or separated participants receiving benefits2017-01-010
Number of other retired or separated participants entitled to future benefits2017-01-0122
Total of all active and inactive participants2017-01-01138
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2017-01-010
Total participants2017-01-01138
Number of participants with account balances2017-01-01115
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2017-01-010

Financial Data on RICHFORD HEALTH CENTER, INC. 401(K) PLAN

Measure Date Value
2022 : RICHFORD HEALTH CENTER, INC. 401(K) PLAN 2022 401k financial data
Total unrealized appreciation/depreciation of assets2022-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2022-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2022-12-31$0
Total income from all sources (including contributions)2022-12-31$-176,505
Total loss/gain on sale of assets2022-12-31$0
Total of all expenses incurred2022-12-31$740,486
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2022-12-31$732,410
Total contributions o plan (from employers,participants, others, non cash contrinutions)2022-12-31$1,338,580
Value of total assets at end of year2022-12-31$9,086,948
Value of total assets at beginning of year2022-12-31$10,003,939
Total of administrative expenses incurred including professional, contract, advisory and management fees2022-12-31$8,076
Total interest from all sources2022-12-31$3,654
Total dividends received (eg from common stock, registered investment company shares)2022-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2022-12-31No
Administrative expenses professional fees incurred2022-12-31$8,076
Was this plan covered by a fidelity bond2022-12-31Yes
Value of fidelity bond cover2022-12-31$500,000
If this is an individual account plan, was there a blackout period2022-12-31No
Were there any nonexempt tranactions with any party-in-interest2022-12-31No
Contributions received from participants2022-12-31$810,741
Participant contributions at end of year2022-12-31$90,677
Participant contributions at beginning of year2022-12-31$76,722
Income. Received or receivable in cash from other sources (including rollovers)2022-12-31$123,075
Other income not declared elsewhere2022-12-31$2,840
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2022-12-31No
Value of net income/loss2022-12-31$-916,991
Value of net assets at end of year (total assets less liabilities)2022-12-31$9,086,948
Value of net assets at beginning of year (total assets less liabilities)2022-12-31$10,003,939
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2022-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2022-12-31No
Were any leases to which the plan was party in default or uncollectible2022-12-31No
Value of interest in pooled separate accounts at end of year2022-12-31$8,690,994
Value of interest in pooled separate accounts at beginning of year2022-12-31$9,432,177
Interest on participant loans2022-12-31$3,630
Interest earned on other investments2022-12-31$24
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2022-12-31$283,022
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2022-12-31$479,775
Net investment gain/loss from pooled separate accounts2022-12-31$-1,521,579
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2022-12-31No
Was there a failure to transmit to the plan any participant contributions2022-12-31No
Has the plan failed to provide any benefit when due under the plan2022-12-31No
Contributions received in cash from employer2022-12-31$404,764
Employer contributions (assets) at end of year2022-12-31$22,255
Employer contributions (assets) at beginning of year2022-12-31$15,265
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2022-12-31$732,410
Did the plan have assets held for investment2022-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2022-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2022-12-31No
Opinion of an independent qualified public accountant for this plan2022-12-31Unqualified
Accountancy firm name2022-12-31MCSOLEY MCCOY & CO
Accountancy firm EIN2022-12-31030327374
2021 : RICHFORD HEALTH CENTER, INC. 401(K) PLAN 2021 401k financial data
Total unrealized appreciation/depreciation of assets2021-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2021-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2021-12-31$0
Total income from all sources (including contributions)2021-12-31$2,324,216
Total loss/gain on sale of assets2021-12-31$0
Total of all expenses incurred2021-12-31$1,029,994
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2021-12-31$1,025,619
Total contributions o plan (from employers,participants, others, non cash contrinutions)2021-12-31$1,158,574
Value of total assets at end of year2021-12-31$10,003,939
Value of total assets at beginning of year2021-12-31$8,709,717
Total of administrative expenses incurred including professional, contract, advisory and management fees2021-12-31$4,375
Total interest from all sources2021-12-31$6,148
Total dividends received (eg from common stock, registered investment company shares)2021-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2021-12-31No
Administrative expenses professional fees incurred2021-12-31$4,375
Was this plan covered by a fidelity bond2021-12-31Yes
Value of fidelity bond cover2021-12-31$500,000
If this is an individual account plan, was there a blackout period2021-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2021-12-31$0
Were there any nonexempt tranactions with any party-in-interest2021-12-31No
Contributions received from participants2021-12-31$691,871
Participant contributions at end of year2021-12-31$76,722
Participant contributions at beginning of year2021-12-31$87,283
Income. Received or receivable in cash from other sources (including rollovers)2021-12-31$103,671
Other income not declared elsewhere2021-12-31$3,398
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2021-12-31No
Value of net income/loss2021-12-31$1,294,222
Value of net assets at end of year (total assets less liabilities)2021-12-31$10,003,939
Value of net assets at beginning of year (total assets less liabilities)2021-12-31$8,709,717
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2021-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2021-12-31No
Were any leases to which the plan was party in default or uncollectible2021-12-31No
Value of interest in pooled separate accounts at end of year2021-12-31$9,432,177
Value of interest in pooled separate accounts at beginning of year2021-12-31$8,176,671
Interest on participant loans2021-12-31$4,088
Interest earned on other investments2021-12-31$2,060
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2021-12-31$479,775
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2021-12-31$430,725
Net investment gain/loss from pooled separate accounts2021-12-31$1,156,096
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2021-12-31No
Was there a failure to transmit to the plan any participant contributions2021-12-31No
Has the plan failed to provide any benefit when due under the plan2021-12-31No
Contributions received in cash from employer2021-12-31$363,032
Employer contributions (assets) at end of year2021-12-31$15,265
Employer contributions (assets) at beginning of year2021-12-31$15,038
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2021-12-31$1,025,619
Did the plan have assets held for investment2021-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2021-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2021-12-31No
Opinion of an independent qualified public accountant for this plan2021-12-31Unqualified
Accountancy firm name2021-12-31MCSOLEY MCCOY & CO
Accountancy firm EIN2021-12-31030327374
2020 : RICHFORD HEALTH CENTER, INC. 401(K) PLAN 2020 401k financial data
Total unrealized appreciation/depreciation of assets2020-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2020-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2020-12-31$0
Total income from all sources (including contributions)2020-12-31$2,138,329
Total loss/gain on sale of assets2020-12-31$0
Total of all expenses incurred2020-12-31$506,072
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2020-12-31$502,773
Total contributions o plan (from employers,participants, others, non cash contrinutions)2020-12-31$1,008,120
Value of total assets at end of year2020-12-31$8,709,717
Value of total assets at beginning of year2020-12-31$7,077,460
Total of administrative expenses incurred including professional, contract, advisory and management fees2020-12-31$3,299
Total interest from all sources2020-12-31$4,841
Total dividends received (eg from common stock, registered investment company shares)2020-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2020-12-31No
Administrative expenses professional fees incurred2020-12-31$3,299
Was this plan covered by a fidelity bond2020-12-31Yes
Value of fidelity bond cover2020-12-31$500,000
If this is an individual account plan, was there a blackout period2020-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2020-12-31$0
Were there any nonexempt tranactions with any party-in-interest2020-12-31No
Contributions received from participants2020-12-31$673,448
Participant contributions at end of year2020-12-31$87,283
Participant contributions at beginning of year2020-12-31$107,422
Income. Received or receivable in cash from other sources (including rollovers)2020-12-31$4,768
Other income not declared elsewhere2020-12-31$2,658
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2020-12-31No
Value of net income/loss2020-12-31$1,632,257
Value of net assets at end of year (total assets less liabilities)2020-12-31$8,709,717
Value of net assets at beginning of year (total assets less liabilities)2020-12-31$7,077,460
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2020-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2020-12-31No
Were any leases to which the plan was party in default or uncollectible2020-12-31No
Value of interest in pooled separate accounts at end of year2020-12-31$8,176,671
Value of interest in pooled separate accounts at beginning of year2020-12-31$6,763,020
Interest on participant loans2020-12-31$4,841
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2020-12-31$430,725
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2020-12-31$194,027
Net investment gain/loss from pooled separate accounts2020-12-31$1,122,710
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2020-12-31No
Was there a failure to transmit to the plan any participant contributions2020-12-31No
Has the plan failed to provide any benefit when due under the plan2020-12-31No
Contributions received in cash from employer2020-12-31$329,904
Employer contributions (assets) at end of year2020-12-31$15,038
Employer contributions (assets) at beginning of year2020-12-31$12,991
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2020-12-31$502,773
Did the plan have assets held for investment2020-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2020-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2020-12-31No
Opinion of an independent qualified public accountant for this plan2020-12-31Disclaimer
Accountancy firm name2020-12-31GALLAGHER FLYNN & COMPANY
Accountancy firm EIN2020-12-31033225774
2019 : RICHFORD HEALTH CENTER, INC. 401(K) PLAN 2019 401k financial data
Total unrealized appreciation/depreciation of assets2019-12-31$0
Total unrealized appreciation/depreciation of assets2019-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$0
Total income from all sources (including contributions)2019-12-31$2,052,547
Total income from all sources (including contributions)2019-12-31$2,052,547
Total loss/gain on sale of assets2019-12-31$0
Total loss/gain on sale of assets2019-12-31$0
Total of all expenses incurred2019-12-31$178,704
Total of all expenses incurred2019-12-31$178,704
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2019-12-31$175,021
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2019-12-31$175,021
Total contributions o plan (from employers,participants, others, non cash contrinutions)2019-12-31$899,184
Total contributions o plan (from employers,participants, others, non cash contrinutions)2019-12-31$899,184
Value of total assets at end of year2019-12-31$7,077,460
Value of total assets at end of year2019-12-31$7,077,460
Value of total assets at beginning of year2019-12-31$5,203,617
Value of total assets at beginning of year2019-12-31$5,203,617
Total of administrative expenses incurred including professional, contract, advisory and management fees2019-12-31$3,683
Total of administrative expenses incurred including professional, contract, advisory and management fees2019-12-31$3,683
Total interest from all sources2019-12-31$5,234
Total interest from all sources2019-12-31$5,234
Total dividends received (eg from common stock, registered investment company shares)2019-12-31$0
Total dividends received (eg from common stock, registered investment company shares)2019-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2019-12-31No
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2019-12-31No
Administrative expenses professional fees incurred2019-12-31$3,683
Administrative expenses professional fees incurred2019-12-31$3,683
Was this plan covered by a fidelity bond2019-12-31Yes
Was this plan covered by a fidelity bond2019-12-31Yes
Value of fidelity bond cover2019-12-31$500,000
Value of fidelity bond cover2019-12-31$500,000
If this is an individual account plan, was there a blackout period2019-12-31No
If this is an individual account plan, was there a blackout period2019-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2019-12-31$0
Were there any nonexempt tranactions with any party-in-interest2019-12-31No
Were there any nonexempt tranactions with any party-in-interest2019-12-31No
Contributions received from participants2019-12-31$294,248
Contributions received from participants2019-12-31$294,248
Participant contributions at end of year2019-12-31$107,422
Participant contributions at end of year2019-12-31$107,422
Participant contributions at beginning of year2019-12-31$88,341
Participant contributions at beginning of year2019-12-31$88,341
Income. Received or receivable in cash from other sources (including rollovers)2019-12-31$574,601
Income. Received or receivable in cash from other sources (including rollovers)2019-12-31$574,601
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Income. Non cash contributions2019-12-31$30,335
Income. Non cash contributions2019-12-31$30,335
Value of net income/loss2019-12-31$1,873,843
Value of net income/loss2019-12-31$1,873,843
Value of net assets at end of year (total assets less liabilities)2019-12-31$7,077,460
Value of net assets at end of year (total assets less liabilities)2019-12-31$7,077,460
Value of net assets at beginning of year (total assets less liabilities)2019-12-31$5,203,617
Value of net assets at beginning of year (total assets less liabilities)2019-12-31$5,203,617
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2019-12-31No
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2019-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2019-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2019-12-31No
Were any leases to which the plan was party in default or uncollectible2019-12-31No
Were any leases to which the plan was party in default or uncollectible2019-12-31No
Value of interest in pooled separate accounts at end of year2019-12-31$6,763,020
Value of interest in pooled separate accounts at end of year2019-12-31$6,763,020
Value of interest in pooled separate accounts at beginning of year2019-12-31$4,969,679
Value of interest in pooled separate accounts at beginning of year2019-12-31$4,969,679
Interest on participant loans2019-12-31$5,234
Interest on participant loans2019-12-31$5,234
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2019-12-31$194,027
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2019-12-31$194,027
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2019-12-31$130,958
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2019-12-31$130,958
Net investment gain/loss from registered investment companies (e.g. mutual funds)2019-12-31$1,509
Net investment gain/loss from registered investment companies (e.g. mutual funds)2019-12-31$1,509
Net investment gain/loss from pooled separate accounts2019-12-31$1,146,620
Net investment gain/loss from pooled separate accounts2019-12-31$1,146,620
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2019-12-31No
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2019-12-31No
Was there a failure to transmit to the plan any participant contributions2019-12-31No
Was there a failure to transmit to the plan any participant contributions2019-12-31No
Has the plan failed to provide any benefit when due under the plan2019-12-31No
Has the plan failed to provide any benefit when due under the plan2019-12-31No
Employer contributions (assets) at end of year2019-12-31$12,991
Employer contributions (assets) at end of year2019-12-31$12,991
Employer contributions (assets) at beginning of year2019-12-31$14,639
Employer contributions (assets) at beginning of year2019-12-31$14,639
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2019-12-31$175,021
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2019-12-31$175,021
Did the plan have assets held for investment2019-12-31Yes
Did the plan have assets held for investment2019-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2019-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2019-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2019-12-31Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2019-12-31Yes
Opinion of an independent qualified public accountant for this plan2019-12-31Disclaimer
Opinion of an independent qualified public accountant for this plan2019-12-31Disclaimer
Accountancy firm name2019-12-31GALLAGHER FLYNN & COMPANY
Accountancy firm name2019-12-31GALLAGHER FLYNN & COMPANY
Accountancy firm EIN2019-12-31033225774
Accountancy firm EIN2019-12-31033225774
2018 : RICHFORD HEALTH CENTER, INC. 401(K) PLAN 2018 401k financial data
Total unrealized appreciation/depreciation of assets2018-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-12-31$0
Total income from all sources (including contributions)2018-12-31$661,521
Total loss/gain on sale of assets2018-12-31$0
Total of all expenses incurred2018-12-31$648,988
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2018-12-31$644,889
Total contributions o plan (from employers,participants, others, non cash contrinutions)2018-12-31$980,502
Value of total assets at end of year2018-12-31$5,203,617
Value of total assets at beginning of year2018-12-31$5,191,084
Total of administrative expenses incurred including professional, contract, advisory and management fees2018-12-31$4,099
Total interest from all sources2018-12-31$3,301
Total dividends received (eg from common stock, registered investment company shares)2018-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2018-12-31No
Was this plan covered by a fidelity bond2018-12-31Yes
Value of fidelity bond cover2018-12-31$500,000
If this is an individual account plan, was there a blackout period2018-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2018-12-31$0
Were there any nonexempt tranactions with any party-in-interest2018-12-31No
Contributions received from participants2018-12-31$565,796
Participant contributions at end of year2018-12-31$88,341
Participant contributions at beginning of year2018-12-31$63,051
Income. Received or receivable in cash from other sources (including rollovers)2018-12-31$147,208
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2018-12-31No
Value of net income/loss2018-12-31$12,533
Value of net assets at end of year (total assets less liabilities)2018-12-31$5,203,617
Value of net assets at beginning of year (total assets less liabilities)2018-12-31$5,191,084
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2018-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2018-12-31No
Were any leases to which the plan was party in default or uncollectible2018-12-31No
Investment advisory and management fees2018-12-31$4,099
Value of interest in pooled separate accounts at end of year2018-12-31$4,969,679
Value of interest in pooled separate accounts at beginning of year2018-12-31$5,020,877
Interest on participant loans2018-12-31$3,301
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2018-12-31$130,958
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2018-12-31$96,558
Net investment gain/loss from registered investment companies (e.g. mutual funds)2018-12-31$790
Net investment gain/loss from pooled separate accounts2018-12-31$-323,072
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2018-12-31No
Was there a failure to transmit to the plan any participant contributions2018-12-31No
Has the plan failed to provide any benefit when due under the plan2018-12-31No
Contributions received in cash from employer2018-12-31$267,498
Employer contributions (assets) at end of year2018-12-31$14,639
Employer contributions (assets) at beginning of year2018-12-31$10,598
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2018-12-31$644,889
Did the plan have assets held for investment2018-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2018-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2018-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2018-12-31Yes
Opinion of an independent qualified public accountant for this plan2018-12-31Disclaimer
Accountancy firm name2018-12-31GALLAGHER FLYNN & COMPANY
Accountancy firm EIN2018-12-31033225774
2017 : RICHFORD HEALTH CENTER, INC. 401(K) PLAN 2017 401k financial data
Total unrealized appreciation/depreciation of assets2017-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$0
Total income from all sources (including contributions)2017-12-31$1,554,143
Total loss/gain on sale of assets2017-12-31$0
Total of all expenses incurred2017-12-31$31,943
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2017-12-31$29,028
Total contributions o plan (from employers,participants, others, non cash contrinutions)2017-12-31$839,467
Value of total assets at end of year2017-12-31$5,191,084
Value of total assets at beginning of year2017-12-31$3,668,884
Total of administrative expenses incurred including professional, contract, advisory and management fees2017-12-31$2,915
Total interest from all sources2017-12-31$2,600
Total dividends received (eg from common stock, registered investment company shares)2017-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2017-12-31No
Was this plan covered by a fidelity bond2017-12-31Yes
Value of fidelity bond cover2017-12-31$375,000
If this is an individual account plan, was there a blackout period2017-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2017-12-31$0
Were there any nonexempt tranactions with any party-in-interest2017-12-31No
Contributions received from participants2017-12-31$490,904
Participant contributions at end of year2017-12-31$63,051
Participant contributions at beginning of year2017-12-31$58,359
Income. Received or receivable in cash from other sources (including rollovers)2017-12-31$119,897
Other income not declared elsewhere2017-12-31$589
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31No
Value of net income/loss2017-12-31$1,522,200
Value of net assets at end of year (total assets less liabilities)2017-12-31$5,191,084
Value of net assets at beginning of year (total assets less liabilities)2017-12-31$3,668,884
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2017-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2017-12-31No
Were any leases to which the plan was party in default or uncollectible2017-12-31No
Investment advisory and management fees2017-12-31$2,915
Value of interest in pooled separate accounts at end of year2017-12-31$5,020,877
Value of interest in pooled separate accounts at beginning of year2017-12-31$3,534,834
Interest on participant loans2017-12-31$2,600
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2017-12-31$96,558
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2017-12-31$65,465
Net investment gain/loss from pooled separate accounts2017-12-31$711,487
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2017-12-31No
Was there a failure to transmit to the plan any participant contributions2017-12-31No
Has the plan failed to provide any benefit when due under the plan2017-12-31No
Contributions received in cash from employer2017-12-31$228,666
Employer contributions (assets) at end of year2017-12-31$10,598
Employer contributions (assets) at beginning of year2017-12-31$10,226
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2017-12-31$29,028
Did the plan have assets held for investment2017-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2017-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2017-12-31Yes
Opinion of an independent qualified public accountant for this plan2017-12-31Disclaimer
Accountancy firm name2017-12-31GALLAGHER FLYNN & COMPANY
Accountancy firm EIN2017-12-31033225774

Form 5500 Responses for RICHFORD HEALTH CENTER, INC. 401(K) PLAN

2022: RICHFORD HEALTH CENTER, INC. 401(K) PLAN 2022 form 5500 responses
2022-01-01Type of plan entitySingle employer plan
2022-01-01Submission has been amendedNo
2022-01-01This submission is the final filingNo
2022-01-01This return/report is a short plan year return/report (less than 12 months)No
2022-01-01Plan is a collectively bargained planNo
2022-01-01Plan funding arrangement – InsuranceYes
2022-01-01Plan funding arrangement – TrustYes
2022-01-01Plan benefit arrangement - TrustYes
2021: RICHFORD HEALTH CENTER, INC. 401(K) PLAN 2021 form 5500 responses
2021-01-01Type of plan entitySingle employer plan
2021-01-01Submission has been amendedNo
2021-01-01This submission is the final filingNo
2021-01-01This return/report is a short plan year return/report (less than 12 months)No
2021-01-01Plan is a collectively bargained planNo
2021-01-01Plan funding arrangement – InsuranceYes
2021-01-01Plan funding arrangement – TrustYes
2021-01-01Plan benefit arrangement - TrustYes
2020: RICHFORD HEALTH CENTER, INC. 401(K) PLAN 2020 form 5500 responses
2020-01-01Type of plan entitySingle employer plan
2020-01-01Submission has been amendedNo
2020-01-01This submission is the final filingNo
2020-01-01This return/report is a short plan year return/report (less than 12 months)No
2020-01-01Plan is a collectively bargained planNo
2020-01-01Plan funding arrangement – InsuranceYes
2020-01-01Plan funding arrangement – TrustYes
2020-01-01Plan benefit arrangement - TrustYes
2019: RICHFORD HEALTH CENTER, INC. 401(K) PLAN 2019 form 5500 responses
2019-01-01Type of plan entitySingle employer plan
2019-01-01Submission has been amendedNo
2019-01-01This submission is the final filingNo
2019-01-01This return/report is a short plan year return/report (less than 12 months)No
2019-01-01Plan is a collectively bargained planNo
2019-01-01Plan funding arrangement – InsuranceYes
2019-01-01Plan funding arrangement – TrustYes
2019-01-01Plan benefit arrangement - TrustYes
2018: RICHFORD HEALTH CENTER, INC. 401(K) PLAN 2018 form 5500 responses
2018-01-01Type of plan entitySingle employer plan
2018-01-01Submission has been amendedNo
2018-01-01This submission is the final filingNo
2018-01-01This return/report is a short plan year return/report (less than 12 months)No
2018-01-01Plan is a collectively bargained planNo
2018-01-01Plan funding arrangement – InsuranceYes
2018-01-01Plan funding arrangement – TrustYes
2018-01-01Plan benefit arrangement - TrustYes
2017: RICHFORD HEALTH CENTER, INC. 401(K) PLAN 2017 form 5500 responses
2017-01-01Type of plan entitySingle employer plan
2017-01-01Submission has been amendedNo
2017-01-01This submission is the final filingNo
2017-01-01This return/report is a short plan year return/report (less than 12 months)No
2017-01-01Plan is a collectively bargained planNo
2017-01-01Plan funding arrangement – InsuranceYes
2017-01-01Plan funding arrangement – TrustYes
2017-01-01Plan benefit arrangement - TrustYes

Insurance Providers Used on plan

TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70688 )
Policy contract number342593-000
Policy instance 1
Insurance contract or identification number342593-000
Number of Individuals Covered224
Insurance policy start date2022-01-01
Insurance policy end date2022-12-31
Total amount of commissions paid to insurance brokerUSD $22,575
Total amount of fees paid to insurance companyUSD $4,479
Are there contracts with allocated funds for individual policies?0
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $22,575
Amount paid for insurance broker fees0
Additional information about fees paid to insurance broker0
Insurance broker organization code?3
TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70688 )
Policy contract number342593-000
Policy instance 1
Insurance contract or identification number342593-000
Number of Individuals Covered194
Insurance policy start date2021-01-01
Insurance policy end date2021-12-31
Total amount of commissions paid to insurance brokerUSD $23,259
Total amount of fees paid to insurance companyUSD $4,692
Are there contracts with allocated funds for individual policies?0
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $23,259
Amount paid for insurance broker fees0
Additional information about fees paid to insurance broker0
Insurance broker organization code?3
TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70688 )
Policy contract number342593-000
Policy instance 1
Insurance contract or identification number342593-000
Number of Individuals Covered178
Insurance policy start date2020-01-01
Insurance policy end date2020-12-31
Total amount of commissions paid to insurance brokerUSD $18,305
Total amount of fees paid to insurance companyUSD $3,681
Are there contracts with allocated funds for individual policies?0
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $18,305
Amount paid for insurance broker fees0
Insurance broker organization code?3
Additional information about fees paid to insurance brokerTPA COMPENSATION
TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70688 )
Policy contract number342593-000
Policy instance 1
Insurance contract or identification number342593-000
Number of Individuals Covered158
Insurance policy start date2019-01-01
Insurance policy end date2019-12-31
Total amount of commissions paid to insurance brokerUSD $15,218
Total amount of fees paid to insurance companyUSD $3,073
Are there contracts with allocated funds for individual policies?0
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $15,218
Amount paid for insurance broker fees0
Insurance broker organization code?3
Additional information about fees paid to insurance brokerTPA COMPENSATION
TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70688 )
Policy contract number342593-000
Policy instance 1
Insurance contract or identification number342593-000
Number of Individuals Covered162
Insurance policy start date2018-01-01
Insurance policy end date2018-12-31
Total amount of commissions paid to insurance brokerUSD $13,597
Total amount of fees paid to insurance companyUSD $2,713
Are there contracts with allocated funds for individual policies?0
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $13,597
Amount paid for insurance broker fees0
Insurance broker organization code?3
Additional information about fees paid to insurance brokerTPA COMPENSATION
TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70688 )
Policy contract number342593-000
Policy instance 1
Insurance contract or identification number342593-000
Number of Individuals Covered138
Insurance policy start date2017-01-01
Insurance policy end date2017-12-31
Total amount of commissions paid to insurance brokerUSD $11,055
Total amount of fees paid to insurance companyUSD $0
Are there contracts with allocated funds for individual policies?0
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $11,055
Insurance broker organization code?3
Insurance broker nameMORGAN STANLEY INSURANCE SERVICES

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