401k Plan data: CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN plan

CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN 401k Plan overview

Plan Name	CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN
Plan identification number	001

CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN Benefits

401k Plan Type

Defined Benefit Pension

Plan Features/Benefits

Benefits are primarily pay related
Frozen Plan - As of the last day of the plan year, the plan provides that no participant will get any new benefit accrual (whether because of service or compensation).
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

CAMBRIDGE TRUST COMPANY has sponsored the creation of one or more 401k plans.

Company Name: CAMBRIDGE TRUST COMPANY

Employer identification number (EIN): 041145370

NAIC Classification: 522110
NAIC Description: Commercial Banking

Additional information about CAMBRIDGE TRUST COMPANY

Jurisdiction of Incorporation: Commonwealth of Massachusetts Corporations Division

Incorporation Date:

Company Identification Number: 041145370

More information about CAMBRIDGE TRUST COMPANY

Form 5500 Filing Information

Submission information for form 5500 for 401k plan CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2022-01-01
001 2021-01-01
001 2020-01-01
001 2019-01-01
001 2018-01-01

Plan Statistics for CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN

401k plan membership statisitcs for CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN

Measure Date Value
2022: CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN 2022 401k membership
Market value of plan assets 2022-12-31 60,650,152
Acturial value of plan assets 2022-12-31 56,901,862
Funding target for retired participants and beneficiaries receiving payment 2022-12-31 18,336,810
Number of terminated vested participants 2022-12-31 133
Fundng target for terminated vested participants 2022-12-31 6,236,790
Active participant vested funding target 2022-12-31 10,158,781
Number of active participants 2022-12-31 69
Total funding liabilities for active participants 2022-12-31 10,158,781
Total participant count 2022-12-31 321
Total funding target for all participants 2022-12-31 34,732,381
Balance at beginning of prior year after applicable adjustments 2022-12-31 502,670
Prefunding balance at beginning of prior year after applicable adjustments 2022-12-31 0
Carryover balanced portion elected for use to offset prior years funding requirement 2022-12-31 0
Prefunding balanced used to offset prior years funding requirement 2022-12-31 0
Amount remaining of carryover balance 2022-12-31 502,670
Amount remaining of prefunding balance 2022-12-31 0
Present value of excess contributions 2022-12-31 0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2022-12-31 0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2022-12-31 0
Reductions in caryover balances due to elections or deemed elections 2022-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2022-12-31 0
Balance of carryovers at beginning of current year 2022-12-31 564,850
Balance of prefunding at beginning of current year 2022-12-31 0
Total employer contributions 2022-12-31 0
Total employee contributions 2022-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2022-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2022-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2022-12-31 0
Unpaid minimum required contributions for all prior years 2022-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2022-12-31 0
Remaining amount of unpaid minimum required contributions 2022-12-31 0
Minimum required contributions for current year target normal cost 2022-12-31 245,248
Net shortfall amortization installment of oustanding balance 2022-12-31 0
Waiver amortization installment 2022-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2022-12-31 0
Additional cash requirement 2022-12-31 0
Contributions allocatedtoward minimum required contributions for current year 2022-12-31 0
Unpaid minimum required contributions for current year 2022-12-31 0
Unpaid minimum required contributions for all years 2022-12-31 0
Total participants, beginning-of-year 2022-01-01 321
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 61
Number of retired or separated participants receiving benefits 2022-01-01 118
Number of other retired or separated participants entitled to future benefits 2022-01-01 132
Total of all active and inactive participants 2022-01-01 311
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 8
Total participants 2022-01-01 319
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 0
2021: CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN 2021 401k membership
Market value of plan assets 2021-12-31 55,706,011
Acturial value of plan assets 2021-12-31 50,579,699
Funding target for retired participants and beneficiaries receiving payment 2021-12-31 16,647,746
Number of terminated vested participants 2021-12-31 139
Fundng target for terminated vested participants 2021-12-31 6,085,199
Active participant vested funding target 2021-12-31 11,147,094
Number of active participants 2021-12-31 76
Total funding liabilities for active participants 2021-12-31 11,147,094
Total participant count 2021-12-31 324
Total funding target for all participants 2021-12-31 33,880,039
Balance at beginning of prior year after applicable adjustments 2021-12-31 437,675
Prefunding balance at beginning of prior year after applicable adjustments 2021-12-31 0
Amount remaining of carryover balance 2021-12-31 437,675
Amount remaining of prefunding balance 2021-12-31 0
Present value of excess contributions 2021-12-31 0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2021-12-31 0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2021-12-31 0
Reductions in caryover balances due to elections or deemed elections 2021-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2021-12-31 0
Balance of carryovers at beginning of current year 2021-12-31 502,670
Balance of prefunding at beginning of current year 2021-12-31 0
Total employer contributions 2021-12-31 0
Total employee contributions 2021-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2021-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2021-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2021-12-31 0
Unpaid minimum required contributions for all prior years 2021-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2021-12-31 0
Remaining amount of unpaid minimum required contributions 2021-12-31 0
Minimum required contributions for current year target normal cost 2021-12-31 227,864
Net shortfall amortization installment of oustanding balance 2021-12-31 0
Waiver amortization installment 2021-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2021-12-31 0
Carryover balance elected to use to offset funding requirement 2021-12-31 0
Prefunding balance elected to use to offset funding requirement 2021-12-31 0
Additional cash requirement 2021-12-31 0
Contributions allocatedtoward minimum required contributions for current year 2021-12-31 0
Unpaid minimum required contributions for current year 2021-12-31 0
Unpaid minimum required contributions for all years 2021-12-31 0
Total participants, beginning-of-year 2021-01-01 324
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 69
Number of retired or separated participants receiving benefits 2021-01-01 112
Number of other retired or separated participants entitled to future benefits 2021-01-01 133
Total of all active and inactive participants 2021-01-01 314
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 7
Total participants 2021-01-01 321
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 0
2020: CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN 2020 401k membership
Market value of plan assets 2020-12-31 50,130,327
Acturial value of plan assets 2020-12-31 47,023,855
Funding target for retired participants and beneficiaries receiving payment 2020-12-31 16,281,386
Number of terminated vested participants 2020-12-31 135
Fundng target for terminated vested participants 2020-12-31 6,113,211
Active participant vested funding target 2020-12-31 11,853,930
Number of active participants 2020-12-31 87
Total funding liabilities for active participants 2020-12-31 11,853,930
Total participant count 2020-12-31 327
Total funding target for all participants 2020-12-31 34,248,527
Balance at beginning of prior year after applicable adjustments 2020-12-31 359,044
Prefunding balance at beginning of prior year after applicable adjustments 2020-12-31 0
Carryover balanced portion elected for use to offset prior years funding requirement 2020-12-31 0
Prefunding balanced used to offset prior years funding requirement 2020-12-31 0
Amount remaining of carryover balance 2020-12-31 359,044
Amount remaining of prefunding balance 2020-12-31 0
Present value of excess contributions 2020-12-31 0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2020-12-31 0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2020-12-31 0
Reductions in caryover balances due to elections or deemed elections 2020-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2020-12-31 0
Balance of carryovers at beginning of current year 2020-12-31 437,675
Balance of prefunding at beginning of current year 2020-12-31 0
Total employer contributions 2020-12-31 0
Total employee contributions 2020-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2020-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2020-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2020-12-31 0
Unpaid minimum required contributions for all prior years 2020-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2020-12-31 0
Remaining amount of unpaid minimum required contributions 2020-12-31 0
Minimum required contributions for current year target normal cost 2020-12-31 227,141
Net shortfall amortization installment of oustanding balance 2020-12-31 0
Waiver amortization installment 2020-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2020-12-31 0
Additional cash requirement 2020-12-31 0
Contributions allocatedtoward minimum required contributions for current year 2020-12-31 0
Unpaid minimum required contributions for current year 2020-12-31 0
Unpaid minimum required contributions for all years 2020-12-31 0
Total participants, beginning-of-year 2020-01-01 327
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 76
Number of retired or separated participants receiving benefits 2020-01-01 104
Number of other retired or separated participants entitled to future benefits 2020-01-01 139
Total of all active and inactive participants 2020-01-01 319
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 5
Total participants 2020-01-01 324
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 0
2019: CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN 2019 401k membership
Market value of plan assets 2019-12-31 42,648,910
Acturial value of plan assets 2019-12-31 43,798,799
Funding target for retired participants and beneficiaries receiving payment 2019-12-31 14,922,846
Number of terminated vested participants 2019-12-31 131
Fundng target for terminated vested participants 2019-12-31 6,328,174
Active participant vested funding target 2019-12-31 11,987,384
Number of active participants 2019-12-31 101
Total funding liabilities for active participants 2019-12-31 11,987,384
Total participant count 2019-12-31 332
Total funding target for all participants 2019-12-31 33,238,404
Balance at beginning of prior year after applicable adjustments 2019-12-31 367,986
Prefunding balance at beginning of prior year after applicable adjustments 2019-12-31 0
Carryover balanced portion elected for use to offset prior years funding requirement 2019-12-31 0
Prefunding balanced used to offset prior years funding requirement 2019-12-31 0
Amount remaining of carryover balance 2019-12-31 367,986
Amount remaining of prefunding balance 2019-12-31 0
Present value of excess contributions 2019-12-31 0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2019-12-31 0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2019-12-31 0
Reductions in caryover balances due to elections or deemed elections 2019-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2019-12-31 0
Balance of carryovers at beginning of current year 2019-12-31 359,044
Balance of prefunding at beginning of current year 2019-12-31 0
Total employer contributions 2019-12-31 0
Total employee contributions 2019-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2019-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2019-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2019-12-31 0
Unpaid minimum required contributions for all prior years 2019-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2019-12-31 0
Remaining amount of unpaid minimum required contributions 2019-12-31 0
Minimum required contributions for current year target normal cost 2019-12-31 226,560
Net shortfall amortization installment of oustanding balance 2019-12-31 0
Waiver amortization installment 2019-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2019-12-31 0
Carryover balance elected to use to offset funding requirement 2019-12-31 0
Prefunding balance elected to use to offset funding requirement 2019-12-31 0
Additional cash requirement 2019-12-31 0
Contributions allocatedtoward minimum required contributions for current year 2019-12-31 0
Unpaid minimum required contributions for current year 2019-12-31 0
Unpaid minimum required contributions for all years 2019-12-31 0
Total participants, beginning-of-year 2019-01-01 332
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 87
Number of retired or separated participants receiving benefits 2019-01-01 101
Number of other retired or separated participants entitled to future benefits 2019-01-01 135
Total of all active and inactive participants 2019-01-01 323
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 4
Total participants 2019-01-01 327
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 0
2018: CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN 2018 401k membership
Market value of plan assets 2018-12-31 45,246,638
Acturial value of plan assets 2018-12-31 42,331,584
Funding target for retired participants and beneficiaries receiving payment 2018-12-31 14,368,184
Number of terminated vested participants 2018-12-31 148
Fundng target for terminated vested participants 2018-12-31 4,523,736
Active participant vested funding target 2018-12-31 13,351,062
Number of active participants 2018-12-31 112
Total funding liabilities for active participants 2018-12-31 13,351,062
Total participant count 2018-12-31 351
Total funding target for all participants 2018-12-31 32,242,982
Balance at beginning of prior year after applicable adjustments 2018-12-31 313,153
Prefunding balance at beginning of prior year after applicable adjustments 2018-12-31 0
Carryover balanced portion elected for use to offset prior years funding requirement 2018-12-31 0
Prefunding balanced used to offset prior years funding requirement 2018-12-31 0
Amount remaining of carryover balance 2018-12-31 313,153
Amount remaining of prefunding balance 2018-12-31 0
Present value of excess contributions 2018-12-31 0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2018-12-31 0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2018-12-31 0
Reductions in caryover balances due to elections or deemed elections 2018-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2018-12-31 0
Balance of carryovers at beginning of current year 2018-12-31 367,986
Balance of prefunding at beginning of current year 2018-12-31 0
Total employer contributions 2018-12-31 0
Total employee contributions 2018-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2018-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2018-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2018-12-31 0
Unpaid minimum required contributions for all prior years 2018-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2018-12-31 0
Remaining amount of unpaid minimum required contributions 2018-12-31 0
Minimum required contributions for current year target normal cost 2018-12-31 200,974
Net shortfall amortization installment of oustanding balance 2018-12-31 0
Waiver amortization installment 2018-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2018-12-31 0
Carryover balance elected to use to offset funding requirement 2018-12-31 0
Prefunding balance elected to use to offset funding requirement 2018-12-31 0
Additional cash requirement 2018-12-31 0
Contributions allocatedtoward minimum required contributions for current year 2018-12-31 0
Unpaid minimum required contributions for current year 2018-12-31 0
Unpaid minimum required contributions for all years 2018-12-31 0
Total participants, beginning-of-year 2018-01-01 351
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 101
Number of retired or separated participants receiving benefits 2018-01-01 95
Number of other retired or separated participants entitled to future benefits 2018-01-01 131
Total of all active and inactive participants 2018-01-01 327
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 5
Total participants 2018-01-01 332
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 0

Measure	Date	Value
2022: CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN 2022 401k membership
Market value of plan assets	2022-12-31	60,650,152
Acturial value of plan assets	2022-12-31	56,901,862
Funding target for retired participants and beneficiaries receiving payment	2022-12-31	18,336,810
Number of terminated vested participants	2022-12-31	133
Fundng target for terminated vested participants	2022-12-31	6,236,790
Active participant vested funding target	2022-12-31	10,158,781
Number of active participants	2022-12-31	69
Total funding liabilities for active participants	2022-12-31	10,158,781
Total participant count	2022-12-31	321
Total funding target for all participants	2022-12-31	34,732,381
Balance at beginning of prior year after applicable adjustments	2022-12-31	502,670
Prefunding balance at beginning of prior year after applicable adjustments	2022-12-31	0
Carryover balanced portion elected for use to offset prior years funding requirement	2022-12-31	0
Prefunding balanced used to offset prior years funding requirement	2022-12-31	0
Amount remaining of carryover balance	2022-12-31	502,670
Amount remaining of prefunding balance	2022-12-31	0
Present value of excess contributions	2022-12-31	0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2022-12-31	0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2022-12-31	0
Reductions in caryover balances due to elections or deemed elections	2022-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2022-12-31	0
Balance of carryovers at beginning of current year	2022-12-31	564,850
Balance of prefunding at beginning of current year	2022-12-31	0
Total employer contributions	2022-12-31	0
Total employee contributions	2022-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2022-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2022-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2022-12-31	0
Unpaid minimum required contributions for all prior years	2022-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2022-12-31	0
Remaining amount of unpaid minimum required contributions	2022-12-31	0
Minimum required contributions for current year target normal cost	2022-12-31	245,248
Net shortfall amortization installment of oustanding balance	2022-12-31	0
Waiver amortization installment	2022-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2022-12-31	0
Additional cash requirement	2022-12-31	0
Contributions allocatedtoward minimum required contributions for current year	2022-12-31	0
Unpaid minimum required contributions for current year	2022-12-31	0
Unpaid minimum required contributions for all years	2022-12-31	0
Total participants, beginning-of-year	2022-01-01	321
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	61
Number of retired or separated participants receiving benefits	2022-01-01	118
Number of other retired or separated participants entitled to future benefits	2022-01-01	132
Total of all active and inactive participants	2022-01-01	311
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	8
Total participants	2022-01-01	319
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	0
2021: CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN 2021 401k membership
Market value of plan assets	2021-12-31	55,706,011
Acturial value of plan assets	2021-12-31	50,579,699
Funding target for retired participants and beneficiaries receiving payment	2021-12-31	16,647,746
Number of terminated vested participants	2021-12-31	139
Fundng target for terminated vested participants	2021-12-31	6,085,199
Active participant vested funding target	2021-12-31	11,147,094
Number of active participants	2021-12-31	76
Total funding liabilities for active participants	2021-12-31	11,147,094
Total participant count	2021-12-31	324
Total funding target for all participants	2021-12-31	33,880,039
Balance at beginning of prior year after applicable adjustments	2021-12-31	437,675
Prefunding balance at beginning of prior year after applicable adjustments	2021-12-31	0
Amount remaining of carryover balance	2021-12-31	437,675
Amount remaining of prefunding balance	2021-12-31	0
Present value of excess contributions	2021-12-31	0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2021-12-31	0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2021-12-31	0
Reductions in caryover balances due to elections or deemed elections	2021-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2021-12-31	0
Balance of carryovers at beginning of current year	2021-12-31	502,670
Balance of prefunding at beginning of current year	2021-12-31	0
Total employer contributions	2021-12-31	0
Total employee contributions	2021-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2021-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2021-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2021-12-31	0
Unpaid minimum required contributions for all prior years	2021-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2021-12-31	0
Remaining amount of unpaid minimum required contributions	2021-12-31	0
Minimum required contributions for current year target normal cost	2021-12-31	227,864
Net shortfall amortization installment of oustanding balance	2021-12-31	0
Waiver amortization installment	2021-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2021-12-31	0
Carryover balance elected to use to offset funding requirement	2021-12-31	0
Prefunding balance elected to use to offset funding requirement	2021-12-31	0
Additional cash requirement	2021-12-31	0
Contributions allocatedtoward minimum required contributions for current year	2021-12-31	0
Unpaid minimum required contributions for current year	2021-12-31	0
Unpaid minimum required contributions for all years	2021-12-31	0
Total participants, beginning-of-year	2021-01-01	324
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	69
Number of retired or separated participants receiving benefits	2021-01-01	112
Number of other retired or separated participants entitled to future benefits	2021-01-01	133
Total of all active and inactive participants	2021-01-01	314
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	7
Total participants	2021-01-01	321
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	0
2020: CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN 2020 401k membership
Market value of plan assets	2020-12-31	50,130,327
Acturial value of plan assets	2020-12-31	47,023,855
Funding target for retired participants and beneficiaries receiving payment	2020-12-31	16,281,386
Number of terminated vested participants	2020-12-31	135
Fundng target for terminated vested participants	2020-12-31	6,113,211
Active participant vested funding target	2020-12-31	11,853,930
Number of active participants	2020-12-31	87
Total funding liabilities for active participants	2020-12-31	11,853,930
Total participant count	2020-12-31	327
Total funding target for all participants	2020-12-31	34,248,527
Balance at beginning of prior year after applicable adjustments	2020-12-31	359,044
Prefunding balance at beginning of prior year after applicable adjustments	2020-12-31	0
Carryover balanced portion elected for use to offset prior years funding requirement	2020-12-31	0
Prefunding balanced used to offset prior years funding requirement	2020-12-31	0
Amount remaining of carryover balance	2020-12-31	359,044
Amount remaining of prefunding balance	2020-12-31	0
Present value of excess contributions	2020-12-31	0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2020-12-31	0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2020-12-31	0
Reductions in caryover balances due to elections or deemed elections	2020-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2020-12-31	0
Balance of carryovers at beginning of current year	2020-12-31	437,675
Balance of prefunding at beginning of current year	2020-12-31	0
Total employer contributions	2020-12-31	0
Total employee contributions	2020-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2020-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2020-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2020-12-31	0
Unpaid minimum required contributions for all prior years	2020-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2020-12-31	0
Remaining amount of unpaid minimum required contributions	2020-12-31	0
Minimum required contributions for current year target normal cost	2020-12-31	227,141
Net shortfall amortization installment of oustanding balance	2020-12-31	0
Waiver amortization installment	2020-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2020-12-31	0
Additional cash requirement	2020-12-31	0
Contributions allocatedtoward minimum required contributions for current year	2020-12-31	0
Unpaid minimum required contributions for current year	2020-12-31	0
Unpaid minimum required contributions for all years	2020-12-31	0
Total participants, beginning-of-year	2020-01-01	327
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	76
Number of retired or separated participants receiving benefits	2020-01-01	104
Number of other retired or separated participants entitled to future benefits	2020-01-01	139
Total of all active and inactive participants	2020-01-01	319
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	5
Total participants	2020-01-01	324
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	0
2019: CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN 2019 401k membership
Market value of plan assets	2019-12-31	42,648,910
Acturial value of plan assets	2019-12-31	43,798,799
Funding target for retired participants and beneficiaries receiving payment	2019-12-31	14,922,846
Number of terminated vested participants	2019-12-31	131
Fundng target for terminated vested participants	2019-12-31	6,328,174
Active participant vested funding target	2019-12-31	11,987,384
Number of active participants	2019-12-31	101
Total funding liabilities for active participants	2019-12-31	11,987,384
Total participant count	2019-12-31	332
Total funding target for all participants	2019-12-31	33,238,404
Balance at beginning of prior year after applicable adjustments	2019-12-31	367,986
Prefunding balance at beginning of prior year after applicable adjustments	2019-12-31	0
Carryover balanced portion elected for use to offset prior years funding requirement	2019-12-31	0
Prefunding balanced used to offset prior years funding requirement	2019-12-31	0
Amount remaining of carryover balance	2019-12-31	367,986
Amount remaining of prefunding balance	2019-12-31	0
Present value of excess contributions	2019-12-31	0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2019-12-31	0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2019-12-31	0
Reductions in caryover balances due to elections or deemed elections	2019-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2019-12-31	0
Balance of carryovers at beginning of current year	2019-12-31	359,044
Balance of prefunding at beginning of current year	2019-12-31	0
Total employer contributions	2019-12-31	0
Total employee contributions	2019-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2019-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2019-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2019-12-31	0
Unpaid minimum required contributions for all prior years	2019-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2019-12-31	0
Remaining amount of unpaid minimum required contributions	2019-12-31	0
Minimum required contributions for current year target normal cost	2019-12-31	226,560
Net shortfall amortization installment of oustanding balance	2019-12-31	0
Waiver amortization installment	2019-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2019-12-31	0
Carryover balance elected to use to offset funding requirement	2019-12-31	0
Prefunding balance elected to use to offset funding requirement	2019-12-31	0
Additional cash requirement	2019-12-31	0
Contributions allocatedtoward minimum required contributions for current year	2019-12-31	0
Unpaid minimum required contributions for current year	2019-12-31	0
Unpaid minimum required contributions for all years	2019-12-31	0
Total participants, beginning-of-year	2019-01-01	332
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	87
Number of retired or separated participants receiving benefits	2019-01-01	101
Number of other retired or separated participants entitled to future benefits	2019-01-01	135
Total of all active and inactive participants	2019-01-01	323
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	4
Total participants	2019-01-01	327
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	0
2018: CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN 2018 401k membership
Market value of plan assets	2018-12-31	45,246,638
Acturial value of plan assets	2018-12-31	42,331,584
Funding target for retired participants and beneficiaries receiving payment	2018-12-31	14,368,184
Number of terminated vested participants	2018-12-31	148
Fundng target for terminated vested participants	2018-12-31	4,523,736
Active participant vested funding target	2018-12-31	13,351,062
Number of active participants	2018-12-31	112
Total funding liabilities for active participants	2018-12-31	13,351,062
Total participant count	2018-12-31	351
Total funding target for all participants	2018-12-31	32,242,982
Balance at beginning of prior year after applicable adjustments	2018-12-31	313,153
Prefunding balance at beginning of prior year after applicable adjustments	2018-12-31	0
Carryover balanced portion elected for use to offset prior years funding requirement	2018-12-31	0
Prefunding balanced used to offset prior years funding requirement	2018-12-31	0
Amount remaining of carryover balance	2018-12-31	313,153
Amount remaining of prefunding balance	2018-12-31	0
Present value of excess contributions	2018-12-31	0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2018-12-31	0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2018-12-31	0
Reductions in caryover balances due to elections or deemed elections	2018-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2018-12-31	0
Balance of carryovers at beginning of current year	2018-12-31	367,986
Balance of prefunding at beginning of current year	2018-12-31	0
Total employer contributions	2018-12-31	0
Total employee contributions	2018-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2018-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2018-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2018-12-31	0
Unpaid minimum required contributions for all prior years	2018-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2018-12-31	0
Remaining amount of unpaid minimum required contributions	2018-12-31	0
Minimum required contributions for current year target normal cost	2018-12-31	200,974
Net shortfall amortization installment of oustanding balance	2018-12-31	0
Waiver amortization installment	2018-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2018-12-31	0
Carryover balance elected to use to offset funding requirement	2018-12-31	0
Prefunding balance elected to use to offset funding requirement	2018-12-31	0
Additional cash requirement	2018-12-31	0
Contributions allocatedtoward minimum required contributions for current year	2018-12-31	0
Unpaid minimum required contributions for current year	2018-12-31	0
Unpaid minimum required contributions for all years	2018-12-31	0
Total participants, beginning-of-year	2018-01-01	351
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	101
Number of retired or separated participants receiving benefits	2018-01-01	95
Number of other retired or separated participants entitled to future benefits	2018-01-01	131
Total of all active and inactive participants	2018-01-01	327
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	5
Total participants	2018-01-01	332
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	0

Financial Data on CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN

Measure	Date	Value
2022 : CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN 2022 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2022-12-31	$-1,274,996
Total unrealized appreciation/depreciation of assets	2022-12-31	$-1,274,996
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total income from all sources (including contributions)	2022-12-31	$-8,275,497
Total loss/gain on sale of assets	2022-12-31	$-2,833,856
Total of all expenses incurred	2022-12-31	$2,015,193
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$1,832,391
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$0
Value of total assets at end of year	2022-12-31	$50,359,461
Value of total assets at beginning of year	2022-12-31	$60,650,151
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$182,802
Total interest from all sources	2022-12-31	$267,699
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$1,407,938
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$1,360,653
Administrative expenses professional fees incurred	2022-12-31	$17,834
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$15,000,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Assets. Other investments not covered elsewhere at end of year	2022-12-31	$27,427,822
Assets. Other investments not covered elsewhere at beginning of year	2022-12-31	$5,088,488
Other income not declared elsewhere	2022-12-31	$126,348
Total non interest bearing cash at end of year	2022-12-31	$1,723,735
Total non interest bearing cash at beginning of year	2022-12-31	$1,701,441
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-10,290,690
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$50,359,461
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$60,650,151
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Investment advisory and management fees	2022-12-31	$164,968
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$6,898,261
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$21,328,664
Income. Interest from US Government securities	2022-12-31	$149,427
Income. Interest from corporate debt instruments	2022-12-31	$116,588
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2022-12-31	$1,684
Asset value of US Government securities at end of year	2022-12-31	$11,211,571
Asset value of US Government securities at beginning of year	2022-12-31	$7,682,888
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-5,968,630
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	Yes
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Income. Dividends from common stock	2022-12-31	$47,285
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$1,832,391
Asset. Corporate debt instrument debt (other) at end of year	2022-12-31	$3,098,070
Asset. Corporate debt instrument debt (other) at beginning of year	2022-12-31	$5,655,149
Assets. Corporate common stocks other than exployer securities at end of year	2022-12-31	$2
Assets. Corporate common stocks other than exployer securities at beginning of year	2022-12-31	$19,193,521
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Aggregate proceeds on sale of assets	2022-12-31	$25,952,364
Aggregate carrying amount (costs) on sale of assets	2022-12-31	$28,786,220
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	BAKER NEWMAN NOYES LLC
Accountancy firm EIN	2022-12-31	010494526
2021 : CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN 2021 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2021-12-31	$4,483,828
Total unrealized appreciation/depreciation of assets	2021-12-31	$4,483,828
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total income from all sources (including contributions)	2021-12-31	$6,776,282
Total loss/gain on sale of assets	2021-12-31	$45,849
Total of all expenses incurred	2021-12-31	$1,832,141
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$1,614,830
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$0
Value of total assets at end of year	2021-12-31	$60,650,151
Value of total assets at beginning of year	2021-12-31	$55,706,010
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$217,311
Total interest from all sources	2021-12-31	$321,660
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$1,042,490
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$858,195
Administrative expenses professional fees incurred	2021-12-31	$19,939
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$15,000,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2021-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Assets. Other investments not covered elsewhere at end of year	2021-12-31	$5,088,488
Assets. Other investments not covered elsewhere at beginning of year	2021-12-31	$5,427,483
Other income not declared elsewhere	2021-12-31	$131,242
Total non interest bearing cash at end of year	2021-12-31	$1,701,441
Total non interest bearing cash at beginning of year	2021-12-31	$1,523,597
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$4,944,141
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$60,650,151
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$55,706,010
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Investment advisory and management fees	2021-12-31	$197,372
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$21,328,664
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$20,144,204
Income. Interest from US Government securities	2021-12-31	$115,013
Income. Interest from corporate debt instruments	2021-12-31	$206,498
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2021-12-31	$149
Asset value of US Government securities at end of year	2021-12-31	$7,682,888
Asset value of US Government securities at beginning of year	2021-12-31	$6,588,282
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$751,213
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	Yes
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Income. Dividends from common stock	2021-12-31	$184,295
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$1,614,830
Asset. Corporate debt instrument debt (other) at end of year	2021-12-31	$5,655,149
Asset. Corporate debt instrument debt (other) at beginning of year	2021-12-31	$7,720,852
Assets. Corporate common stocks other than exployer securities at end of year	2021-12-31	$19,193,521
Assets. Corporate common stocks other than exployer securities at beginning of year	2021-12-31	$14,301,592
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Aggregate proceeds on sale of assets	2021-12-31	$14,186,507
Aggregate carrying amount (costs) on sale of assets	2021-12-31	$14,140,658
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	BAKER NEWMAN NOYES LLC
Accountancy firm EIN	2021-12-31	010494526
2020 : CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN 2020 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2020-12-31	$3,472,209
Total unrealized appreciation/depreciation of assets	2020-12-31	$3,472,209
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total income from all sources (including contributions)	2020-12-31	$7,316,095
Total loss/gain on sale of assets	2020-12-31	$407,565
Total of all expenses incurred	2020-12-31	$1,740,411
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$1,546,538
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$0
Value of total assets at end of year	2020-12-31	$55,706,010
Value of total assets at beginning of year	2020-12-31	$50,130,326
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$193,873
Total interest from all sources	2020-12-31	$1,016,743
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$649,817
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$473,179
Administrative expenses professional fees incurred	2020-12-31	$26,470
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$15,000,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Assets. Other investments not covered elsewhere at end of year	2020-12-31	$5,427,483
Assets. Other investments not covered elsewhere at beginning of year	2020-12-31	$4,666,784
Other income not declared elsewhere	2020-12-31	$75,544
Total non interest bearing cash at end of year	2020-12-31	$1,523,597
Total non interest bearing cash at beginning of year	2020-12-31	$4,833,844
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$5,575,684
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$55,706,010
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$50,130,326
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Investment advisory and management fees	2020-12-31	$167,403
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$20,144,204
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$13,741,618
Interest earned on other investments	2020-12-31	$67,393
Income. Interest from US Government securities	2020-12-31	$721,046
Income. Interest from corporate debt instruments	2020-12-31	$227,034
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2020-12-31	$1,270
Asset value of US Government securities at end of year	2020-12-31	$6,588,282
Asset value of US Government securities at beginning of year	2020-12-31	$2,875,554
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$1,694,217
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	Yes
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Income. Dividends from common stock	2020-12-31	$176,638
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$1,546,538
Asset. Corporate debt instrument debt (other) at end of year	2020-12-31	$7,720,852
Asset. Corporate debt instrument debt (other) at beginning of year	2020-12-31	$4,321,337
Assets. Corporate common stocks other than exployer securities at end of year	2020-12-31	$14,301,592
Assets. Corporate common stocks other than exployer securities at beginning of year	2020-12-31	$19,691,189
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Aggregate proceeds on sale of assets	2020-12-31	$27,648,773
Aggregate carrying amount (costs) on sale of assets	2020-12-31	$27,241,208
Opinion of an independent qualified public accountant for this plan	2020-12-31	Unqualified
Accountancy firm name	2020-12-31	BAKER NEWMAN NOYES LLC
Accountancy firm EIN	2020-12-31	010494526
2019 : CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN 2019 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2019-12-31	$6,280,645
Total unrealized appreciation/depreciation of assets	2019-12-31	$6,280,645
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total income from all sources (including contributions)	2019-12-31	$9,155,793
Total loss/gain on sale of assets	2019-12-31	$1,536,091
Total of all expenses incurred	2019-12-31	$1,674,377
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$1,470,620
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$0
Value of total assets at end of year	2019-12-31	$50,130,326
Value of total assets at beginning of year	2019-12-31	$42,648,910
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$203,757
Total interest from all sources	2019-12-31	$361,052
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$782,083
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$468,675
Administrative expenses professional fees incurred	2019-12-31	$15,994
Assets. Corporate prefeered stocks other than exployer securities at beginning of year	2019-12-31	$0
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$15,000,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Assets. Other investments not covered elsewhere at end of year	2019-12-31	$4,666,784
Assets. Other investments not covered elsewhere at beginning of year	2019-12-31	$4,984,239
Other income not declared elsewhere	2019-12-31	$58,286
Total non interest bearing cash at end of year	2019-12-31	$4,833,844
Total non interest bearing cash at beginning of year	2019-12-31	$1,894,163
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$7,481,416
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$50,130,326
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$42,648,910
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Investment advisory and management fees	2019-12-31	$187,763
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$13,741,618
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$9,498,126
Interest earned on other investments	2019-12-31	$99,298
Income. Interest from US Government securities	2019-12-31	$62,275
Income. Interest from corporate debt instruments	2019-12-31	$191,799
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2019-12-31	$7,680
Asset value of US Government securities at end of year	2019-12-31	$2,875,554
Asset value of US Government securities at beginning of year	2019-12-31	$3,944,057
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$137,636
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	Yes
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Income. Dividends from common stock	2019-12-31	$313,408
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$1,470,620
Asset. Corporate debt instrument debt (other) at end of year	2019-12-31	$4,321,337
Asset. Corporate debt instrument debt (other) at beginning of year	2019-12-31	$4,216,585
Assets. Corporate common stocks other than exployer securities at end of year	2019-12-31	$19,691,189
Assets. Corporate common stocks other than exployer securities at beginning of year	2019-12-31	$18,111,740
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Aggregate proceeds on sale of assets	2019-12-31	$14,221,528
Aggregate carrying amount (costs) on sale of assets	2019-12-31	$12,685,437
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	BAKER NEWMAN NOYES LLC
Accountancy firm EIN	2019-12-31	010494526
2018 : CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN 2018 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2018-12-31	$-1,282,187
Total unrealized appreciation/depreciation of assets	2018-12-31	$-1,282,187
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total income from all sources (including contributions)	2018-12-31	$-1,082,186
Total loss/gain on sale of assets	2018-12-31	$456,135
Total of all expenses incurred	2018-12-31	$1,515,542
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$1,318,929
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$0
Value of total assets at end of year	2018-12-31	$42,648,910
Value of total assets at beginning of year	2018-12-31	$45,246,638
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$196,613
Total interest from all sources	2018-12-31	$297,406
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$760,913
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$465,721
Administrative expenses professional fees incurred	2018-12-31	$157,075
Assets. Corporate prefeered stocks other than exployer securities at end of year	2018-12-31	$0
Assets. Corporate prefeered stocks other than exployer securities at beginning of year	2018-12-31	$0
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$10,000,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Assets. Other investments not covered elsewhere at end of year	2018-12-31	$4,984,239
Assets. Other investments not covered elsewhere at beginning of year	2018-12-31	$4,655,670
Other income not declared elsewhere	2018-12-31	$47,204
Total non interest bearing cash at end of year	2018-12-31	$1,894,163
Total non interest bearing cash at beginning of year	2018-12-31	$1,626,590
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$-2,597,728
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$42,648,910
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$45,246,638
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Investment advisory and management fees	2018-12-31	$39,538
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$9,498,126
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$11,459,320
Interest earned on other investments	2018-12-31	$88,123
Income. Interest from US Government securities	2018-12-31	$24,159
Income. Interest from corporate debt instruments	2018-12-31	$180,274
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2018-12-31	$4,850
Asset value of US Government securities at end of year	2018-12-31	$3,944,057
Asset value of US Government securities at beginning of year	2018-12-31	$2,927,851
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-1,361,657
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	Yes
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Income. Dividends from common stock	2018-12-31	$295,192
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$1,318,929
Asset. Corporate debt instrument debt (other) at end of year	2018-12-31	$4,216,585
Asset. Corporate debt instrument debt (other) at beginning of year	2018-12-31	$4,283,292
Assets. Corporate common stocks other than exployer securities at end of year	2018-12-31	$18,111,740
Assets. Corporate common stocks other than exployer securities at beginning of year	2018-12-31	$20,293,915
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Aggregate proceeds on sale of assets	2018-12-31	$14,661,995
Aggregate carrying amount (costs) on sale of assets	2018-12-31	$14,205,860
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	BAKER NEWMAN NOYES LLC
Accountancy firm EIN	2018-12-31	010494526

Form 5500 Responses for CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN

2022: CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Submission has been amended	No
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Submission has been amended	No
2021-01-01	This submission is the final filing	No
2021-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Submission has been amended	No
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: CAMBRIDGE BANCORP EMPLOYEE RETIREMENT PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Submission has been amended	No
2018-01-01	This submission is the final filing	No
2018-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2018-01-01	Plan is a collectively bargained plan	No
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes

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Company Name:	CAMBRIDGE TRUST COMPANY
Employer identification number (EIN):	041145370
NAIC Classification:	522110
NAIC Description:	Commercial Banking

Jurisdiction of Incorporation:	Commonwealth of Massachusetts Corporations Division
Incorporation Date:
Company Identification Number:	041145370