401k Plan data: TEMENOS USA INC. plan

TEMENOS USA INC. 401k Plan overview

Plan Name	TEMENOS USA INC.
Plan identification number	001

TEMENOS USA INC. Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

TEMENOS USA INC has sponsored the creation of one or more 401k plans.

Company Name: TEMENOS USA INC

Employer identification number (EIN): 133955373

NAIC Classification: 541511
NAIC Description: Custom Computer Programming Services

Form 5500 Filing Information

Submission information for form 5500 for 401k plan TEMENOS USA INC.

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2022-01-01
001 2021-01-01
001 2020-01-01
001 2019-01-01
001 2018-01-01
001 2017-01-01 KIMBERLY BENTZ
001 2016-01-01 KIMBERLY BENTZ
001 2015-01-01 JOANNA CHIOFFE
001 2014-01-01 SHANNA WARDEN
001 2013-01-01 SARA LITWIN
001 2012-01-01 SARA LITWIN
001 2011-01-01 SHANNON SPAULDING
001 2010-01-01 SHANNON SPAULDING
001 2009-01-01 SHANNON SPAULDING
001 2008-01-01 SHANNON SPAULDING
001 2007-01-01 SHANNON SPAULDING 2012-10-18

Plan Statistics for TEMENOS USA INC.

401k plan membership statisitcs for TEMENOS USA INC.

Measure Date Value
2022: TEMENOS USA INC. 2022 401k membership
Total participants, beginning-of-year 2022-01-01 557
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 296
Number of retired or separated participants receiving benefits 2022-01-01 0
Number of other retired or separated participants entitled to future benefits 2022-01-01 238
Total of all active and inactive participants 2022-01-01 534
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 1
Total participants 2022-01-01 535
Number of participants with account balances 2022-01-01 486
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 0
2021: TEMENOS USA INC. 2021 401k membership
Total participants, beginning-of-year 2021-01-01 601
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 330
Number of retired or separated participants receiving benefits 2021-01-01 0
Number of other retired or separated participants entitled to future benefits 2021-01-01 217
Total of all active and inactive participants 2021-01-01 547
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 1
Total participants 2021-01-01 548
Number of participants with account balances 2021-01-01 479
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 0
2020: TEMENOS USA INC. 2020 401k membership
Total participants, beginning-of-year 2020-01-01 733
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 408
Number of retired or separated participants receiving benefits 2020-01-01 0
Number of other retired or separated participants entitled to future benefits 2020-01-01 198
Total of all active and inactive participants 2020-01-01 606
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 606
Number of participants with account balances 2020-01-01 510
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 0
2019: TEMENOS USA INC. 2019 401k membership
Total participants, beginning-of-year 2019-01-01 661
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 628
Number of retired or separated participants receiving benefits 2019-01-01 0
Number of other retired or separated participants entitled to future benefits 2019-01-01 114
Total of all active and inactive participants 2019-01-01 742
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 1
Total participants 2019-01-01 743
Number of participants with account balances 2019-01-01 542
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 0
2018: TEMENOS USA INC. 2018 401k membership
Total participants, beginning-of-year 2018-01-01 406
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 325
Number of retired or separated participants receiving benefits 2018-01-01 0
Number of other retired or separated participants entitled to future benefits 2018-01-01 95
Total of all active and inactive participants 2018-01-01 420
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 0
Total participants 2018-01-01 420
Number of participants with account balances 2018-01-01 333
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 0
2017: TEMENOS USA INC. 2017 401k membership
Total participants, beginning-of-year 2017-01-01 429
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 311
Number of retired or separated participants receiving benefits 2017-01-01 0
Number of other retired or separated participants entitled to future benefits 2017-01-01 87
Total of all active and inactive participants 2017-01-01 398
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 398
Number of participants with account balances 2017-01-01 312
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 0
2016: TEMENOS USA INC. 2016 401k membership
Total participants, beginning-of-year 2016-01-01 418
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 337
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 94
Total of all active and inactive participants 2016-01-01 431
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 431
Number of participants with account balances 2016-01-01 334
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 0
2015: TEMENOS USA INC. 2015 401k membership
Total participants, beginning-of-year 2015-01-01 240
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 322
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 78
Total of all active and inactive participants 2015-01-01 400
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 400
Number of participants with account balances 2015-01-01 303
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 0
2014: TEMENOS USA INC. 2014 401k membership
Total participants, beginning-of-year 2014-01-01 321
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 284
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 65
Total of all active and inactive participants 2014-01-01 349
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 349
Number of participants with account balances 2014-01-01 177
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 0
2013: TEMENOS USA INC. 2013 401k membership
Total participants, beginning-of-year 2013-01-01 175
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 170
Number of retired or separated participants receiving benefits 2013-01-01 0
Number of other retired or separated participants entitled to future benefits 2013-01-01 63
Total of all active and inactive participants 2013-01-01 233
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 1
Total participants 2013-01-01 234
Number of participants with account balances 2013-01-01 175
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 0
2012: TEMENOS USA INC. 2012 401k membership
Total participants, beginning-of-year 2012-01-01 174
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 115
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 58
Total of all active and inactive participants 2012-01-01 173
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 2
Total participants 2012-01-01 175
Number of participants with account balances 2012-01-01 151
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 0
2011: TEMENOS USA INC. 2011 401k membership
Total participants, beginning-of-year 2011-01-01 165
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 117
Number of retired or separated participants receiving benefits 2011-01-01 0
Number of other retired or separated participants entitled to future benefits 2011-01-01 57
Total of all active and inactive participants 2011-01-01 174
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 174
Number of participants with account balances 2011-01-01 145
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 0
2010: TEMENOS USA INC. 2010 401k membership
Total participants, beginning-of-year 2010-01-01 160
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 115
Number of retired or separated participants receiving benefits 2010-01-01 0
Number of other retired or separated participants entitled to future benefits 2010-01-01 50
Total of all active and inactive participants 2010-01-01 165
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2010-01-01 0
Total participants 2010-01-01 165
Number of participants with account balances 2010-01-01 137
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2010-01-01 0
2009: TEMENOS USA INC. 2009 401k membership
Total participants, beginning-of-year 2009-01-01 166
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 117
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 43
Total of all active and inactive participants 2009-01-01 160
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 160
Number of participants with account balances 2009-01-01 138
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 0
2008: TEMENOS USA INC. 2008 401k membership
Total participants, beginning-of-year 2008-01-01 149
Total number of active participants reported on line 7a of the Form 5500 2008-01-01 122
Number of retired or separated participants receiving benefits 2008-01-01 0
Number of other retired or separated participants entitled to future benefits 2008-01-01 44
Total of all active and inactive participants 2008-01-01 166
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2008-01-01 0
Total participants 2008-01-01 166
Number of participants with account balances 2008-01-01 136
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2008-01-01 0

Measure	Date	Value
2022: TEMENOS USA INC. 2022 401k membership
Total participants, beginning-of-year	2022-01-01	557
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	296
Number of retired or separated participants receiving benefits	2022-01-01	0
Number of other retired or separated participants entitled to future benefits	2022-01-01	238
Total of all active and inactive participants	2022-01-01	534
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	1
Total participants	2022-01-01	535
Number of participants with account balances	2022-01-01	486
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	0
2021: TEMENOS USA INC. 2021 401k membership
Total participants, beginning-of-year	2021-01-01	601
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	330
Number of retired or separated participants receiving benefits	2021-01-01	0
Number of other retired or separated participants entitled to future benefits	2021-01-01	217
Total of all active and inactive participants	2021-01-01	547
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	1
Total participants	2021-01-01	548
Number of participants with account balances	2021-01-01	479
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	0
2020: TEMENOS USA INC. 2020 401k membership
Total participants, beginning-of-year	2020-01-01	733
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	408
Number of retired or separated participants receiving benefits	2020-01-01	0
Number of other retired or separated participants entitled to future benefits	2020-01-01	198
Total of all active and inactive participants	2020-01-01	606
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	606
Number of participants with account balances	2020-01-01	510
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	0
2019: TEMENOS USA INC. 2019 401k membership
Total participants, beginning-of-year	2019-01-01	661
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	628
Number of retired or separated participants receiving benefits	2019-01-01	0
Number of other retired or separated participants entitled to future benefits	2019-01-01	114
Total of all active and inactive participants	2019-01-01	742
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	1
Total participants	2019-01-01	743
Number of participants with account balances	2019-01-01	542
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	0
2018: TEMENOS USA INC. 2018 401k membership
Total participants, beginning-of-year	2018-01-01	406
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	325
Number of retired or separated participants receiving benefits	2018-01-01	0
Number of other retired or separated participants entitled to future benefits	2018-01-01	95
Total of all active and inactive participants	2018-01-01	420
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	0
Total participants	2018-01-01	420
Number of participants with account balances	2018-01-01	333
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	0
2017: TEMENOS USA INC. 2017 401k membership
Total participants, beginning-of-year	2017-01-01	429
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	311
Number of retired or separated participants receiving benefits	2017-01-01	0
Number of other retired or separated participants entitled to future benefits	2017-01-01	87
Total of all active and inactive participants	2017-01-01	398
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	398
Number of participants with account balances	2017-01-01	312
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	0
2016: TEMENOS USA INC. 2016 401k membership
Total participants, beginning-of-year	2016-01-01	418
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	337
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	94
Total of all active and inactive participants	2016-01-01	431
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	431
Number of participants with account balances	2016-01-01	334
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	0
2015: TEMENOS USA INC. 2015 401k membership
Total participants, beginning-of-year	2015-01-01	240
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	322
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	78
Total of all active and inactive participants	2015-01-01	400
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	400
Number of participants with account balances	2015-01-01	303
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	0
2014: TEMENOS USA INC. 2014 401k membership
Total participants, beginning-of-year	2014-01-01	321
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	284
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	65
Total of all active and inactive participants	2014-01-01	349
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	349
Number of participants with account balances	2014-01-01	177
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	0
2013: TEMENOS USA INC. 2013 401k membership
Total participants, beginning-of-year	2013-01-01	175
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	170
Number of retired or separated participants receiving benefits	2013-01-01	0
Number of other retired or separated participants entitled to future benefits	2013-01-01	63
Total of all active and inactive participants	2013-01-01	233
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	1
Total participants	2013-01-01	234
Number of participants with account balances	2013-01-01	175
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	0
2012: TEMENOS USA INC. 2012 401k membership
Total participants, beginning-of-year	2012-01-01	174
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	115
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	58
Total of all active and inactive participants	2012-01-01	173
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	2
Total participants	2012-01-01	175
Number of participants with account balances	2012-01-01	151
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	0
2011: TEMENOS USA INC. 2011 401k membership
Total participants, beginning-of-year	2011-01-01	165
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	117
Number of retired or separated participants receiving benefits	2011-01-01	0
Number of other retired or separated participants entitled to future benefits	2011-01-01	57
Total of all active and inactive participants	2011-01-01	174
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	174
Number of participants with account balances	2011-01-01	145
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	0
2010: TEMENOS USA INC. 2010 401k membership
Total participants, beginning-of-year	2010-01-01	160
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	115
Number of retired or separated participants receiving benefits	2010-01-01	0
Number of other retired or separated participants entitled to future benefits	2010-01-01	50
Total of all active and inactive participants	2010-01-01	165
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2010-01-01	0
Total participants	2010-01-01	165
Number of participants with account balances	2010-01-01	137
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2010-01-01	0
2009: TEMENOS USA INC. 2009 401k membership
Total participants, beginning-of-year	2009-01-01	166
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	117
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	43
Total of all active and inactive participants	2009-01-01	160
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	160
Number of participants with account balances	2009-01-01	138
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	0
2008: TEMENOS USA INC. 2008 401k membership
Total participants, beginning-of-year	2008-01-01	149
Total number of active participants reported on line 7a of the Form 5500	2008-01-01	122
Number of retired or separated participants receiving benefits	2008-01-01	0
Number of other retired or separated participants entitled to future benefits	2008-01-01	44
Total of all active and inactive participants	2008-01-01	166
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2008-01-01	0
Total participants	2008-01-01	166
Number of participants with account balances	2008-01-01	136
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2008-01-01	0

Financial Data on TEMENOS USA INC.

Measure	Date	Value
2022 : TEMENOS USA INC. 2022 401k financial data
Total unrealized appreciation/depreciation of assets	2022-12-31	$0
Total transfer of assets to this plan	2022-12-31	$0
Total transfer of assets from this plan	2022-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total income from all sources (including contributions)	2022-12-31	$-2,274,355
Total loss/gain on sale of assets	2022-12-31	$0
Total of all expenses incurred	2022-12-31	$6,153,319
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$6,134,773
Expenses. Certain deemed distributions of participant loans	2022-12-31	$4,998
Value of total corrective distributions	2022-12-31	$6,198
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$4,973,445
Value of total assets at end of year	2022-12-31	$36,351,102
Value of total assets at beginning of year	2022-12-31	$44,778,776
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$7,350
Total interest from all sources	2022-12-31	$18,483
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$1,474,875
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$1,474,875
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$500,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$3,114,591
Participant contributions at end of year	2022-12-31	$361,534
Participant contributions at beginning of year	2022-12-31	$314,780
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$386,230
Other income not declared elsewhere	2022-12-31	$1,311
Administrative expenses (other) incurred	2022-12-31	$7,350
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-8,427,674
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$36,351,102
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$44,778,776
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$33,736,306
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$42,384,226
Interest on participant loans	2022-12-31	$18,483
Value of interest in common/collective trusts at end of year	2022-12-31	$2,253,262
Value of interest in common/collective trusts at beginning of year	2022-12-31	$2,079,770
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-8,780,795
Net investment gain or loss from common/collective trusts	2022-12-31	$38,326
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$1,472,624
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$6,134,773
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	ASSURANCE DIMENSIONS
Accountancy firm EIN	2022-12-31	263429295
2021 : TEMENOS USA INC. 2021 401k financial data
Total unrealized appreciation/depreciation of assets	2021-12-31	$0
Total transfer of assets to this plan	2021-12-31	$0
Total transfer of assets from this plan	2021-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total income from all sources (including contributions)	2021-12-31	$11,987,219
Total loss/gain on sale of assets	2021-12-31	$0
Total of all expenses incurred	2021-12-31	$6,996,628
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$6,952,446
Expenses. Certain deemed distributions of participant loans	2021-12-31	$33,706
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$5,399,584
Value of total assets at end of year	2021-12-31	$44,778,776
Value of total assets at beginning of year	2021-12-31	$39,788,185
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$10,476
Total interest from all sources	2021-12-31	$26,232
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$2,363,594
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$2,363,594
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$500,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2021-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$3,126,623
Participant contributions at end of year	2021-12-31	$314,780
Participant contributions at beginning of year	2021-12-31	$503,501
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$665,015
Other income not declared elsewhere	2021-12-31	$10,002
Administrative expenses (other) incurred	2021-12-31	$10,476
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$4,990,591
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$44,778,776
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$39,788,185
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$42,384,226
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$37,561,443
Interest on participant loans	2021-12-31	$26,232
Value of interest in common/collective trusts at end of year	2021-12-31	$2,079,770
Value of interest in common/collective trusts at beginning of year	2021-12-31	$1,723,241
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$4,159,748
Net investment gain or loss from common/collective trusts	2021-12-31	$28,059
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$1,607,946
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$6,952,446
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	ASSURANCE DIMENSIONS
Accountancy firm EIN	2021-12-31	263429295
2020 : TEMENOS USA INC. 2020 401k financial data
Total unrealized appreciation/depreciation of assets	2020-12-31	$0
Total transfer of assets to this plan	2020-12-31	$0
Total transfer of assets from this plan	2020-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total income from all sources (including contributions)	2020-12-31	$12,203,968
Total loss/gain on sale of assets	2020-12-31	$0
Total of all expenses incurred	2020-12-31	$6,642,201
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$6,577,266
Expenses. Certain deemed distributions of participant loans	2020-12-31	$31,472
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$6,907,769
Value of total assets at end of year	2020-12-31	$39,788,185
Value of total assets at beginning of year	2020-12-31	$34,226,418
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$33,463
Total interest from all sources	2020-12-31	$26,067
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$1,438,599
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$1,438,599
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$500,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$3,853,325
Participant contributions at end of year	2020-12-31	$503,501
Participant contributions at beginning of year	2020-12-31	$407,849
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$997,020
Other income not declared elsewhere	2020-12-31	$14,626
Administrative expenses (other) incurred	2020-12-31	$33,463
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$5,561,767
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$39,788,185
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$34,226,418
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$37,561,443
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$31,694,158
Interest on participant loans	2020-12-31	$26,067
Value of interest in common/collective trusts at end of year	2020-12-31	$1,723,241
Value of interest in common/collective trusts at beginning of year	2020-12-31	$2,124,411
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$3,774,933
Net investment gain or loss from common/collective trusts	2020-12-31	$41,974
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$2,057,424
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$6,577,266
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	ASSURANCE DIMENSIONS
Accountancy firm EIN	2020-12-31	263429295
2019 : TEMENOS USA INC. 2019 401k financial data
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total transfer of assets to this plan	2019-12-31	$5,490
Total transfer of assets from this plan	2019-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total income from all sources (including contributions)	2019-12-31	$13,239,706
Total loss/gain on sale of assets	2019-12-31	$0
Total of all expenses incurred	2019-12-31	$1,842,978
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$1,753,390
Expenses. Certain deemed distributions of participant loans	2019-12-31	$33,040
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$7,534,293
Value of total assets at end of year	2019-12-31	$34,226,418
Value of total assets at beginning of year	2019-12-31	$22,824,200
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$56,548
Total interest from all sources	2019-12-31	$23,806
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$1,354,113
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$1,354,113
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$500,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$3,115,085
Participant contributions at end of year	2019-12-31	$407,849
Participant contributions at beginning of year	2019-12-31	$492,903
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$2,948,162
Other income not declared elsewhere	2019-12-31	$30,840
Administrative expenses (other) incurred	2019-12-31	$56,548
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$11,396,728
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$34,226,418
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$22,824,200
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$31,694,158
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$17,971,300
Interest on participant loans	2019-12-31	$23,806
Value of interest in common/collective trusts at end of year	2019-12-31	$2,124,411
Value of interest in common/collective trusts at beginning of year	2019-12-31	$4,359,997
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$3,879,975
Net investment gain or loss from common/collective trusts	2019-12-31	$416,679
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$1,471,046
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$1,753,390
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	ASSURANCE DIMENSIONS
Accountancy firm EIN	2019-12-31	263429295
2018 : TEMENOS USA INC. 2018 401k financial data
Total unrealized appreciation/depreciation of assets	2018-12-31	$0
Total transfer of assets to this plan	2018-12-31	$0
Total transfer of assets from this plan	2018-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total income from all sources (including contributions)	2018-12-31	$1,617,417
Total loss/gain on sale of assets	2018-12-31	$0
Total of all expenses incurred	2018-12-31	$2,147,273
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$2,055,438
Expenses. Certain deemed distributions of participant loans	2018-12-31	$31,091
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$2,996,042
Value of total assets at end of year	2018-12-31	$22,824,200
Value of total assets at beginning of year	2018-12-31	$23,354,056
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$60,744
Total interest from all sources	2018-12-31	$24,315
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$1,184,022
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$1,184,022
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$500,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$1,942,190
Participant contributions at end of year	2018-12-31	$492,903
Participant contributions at beginning of year	2018-12-31	$555,033
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$65,575
Other income not declared elsewhere	2018-12-31	$61,313
Administrative expenses (other) incurred	2018-12-31	$60,744
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$-529,856
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$22,824,200
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$23,354,056
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$17,971,300
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$18,559,833
Interest on participant loans	2018-12-31	$24,315
Value of interest in common/collective trusts at end of year	2018-12-31	$4,359,997
Value of interest in common/collective trusts at beginning of year	2018-12-31	$4,239,190
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-2,434,423
Net investment gain or loss from common/collective trusts	2018-12-31	$-213,852
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$988,277
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$2,055,438
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	ASSURANCE DIMENSIONS
Accountancy firm EIN	2018-12-31	263429295
2017 : TEMENOS USA INC. 2017 401k financial data
Total unrealized appreciation/depreciation of assets	2017-12-31	$0
Total transfer of assets to this plan	2017-12-31	$340,338
Total transfer of assets from this plan	2017-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total income from all sources (including contributions)	2017-12-31	$5,895,877
Total loss/gain on sale of assets	2017-12-31	$0
Total of all expenses incurred	2017-12-31	$1,887,654
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$1,826,676
Expenses. Certain deemed distributions of participant loans	2017-12-31	$54,546
Value of total corrective distributions	2017-12-31	$826
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$2,663,527
Value of total assets at end of year	2017-12-31	$23,354,056
Value of total assets at beginning of year	2017-12-31	$19,005,495
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$5,606
Total interest from all sources	2017-12-31	$25,904
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$687,148
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$687,148
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$500,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$1,698,493
Participant contributions at end of year	2017-12-31	$555,033
Participant contributions at beginning of year	2017-12-31	$641,481
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$55,267
Other income not declared elsewhere	2017-12-31	$27,825
Administrative expenses (other) incurred	2017-12-31	$5,606
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$4,008,223
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$23,354,056
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$19,005,495
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$18,559,833
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$14,886,571
Interest on participant loans	2017-12-31	$25,904
Value of interest in common/collective trusts at end of year	2017-12-31	$4,239,190
Value of interest in common/collective trusts at beginning of year	2017-12-31	$3,477,443
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$2,079,955
Net investment gain or loss from common/collective trusts	2017-12-31	$411,518
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$909,767
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$1,826,676
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	ASSURANCE DIMENSIONS
Accountancy firm EIN	2017-12-31	263429295
2016 : TEMENOS USA INC. 2016 401k financial data
Total unrealized appreciation/depreciation of assets	2016-12-31	$0
Total transfer of assets to this plan	2016-12-31	$2,061,225
Total transfer of assets from this plan	2016-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total income from all sources (including contributions)	2016-12-31	$4,322,509
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$1,931,318
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$1,877,499
Expenses. Certain deemed distributions of participant loans	2016-12-31	$26,486
Value of total corrective distributions	2016-12-31	$764
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$2,784,687
Value of total assets at end of year	2016-12-31	$19,005,495
Value of total assets at beginning of year	2016-12-31	$14,553,079
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$26,569
Total interest from all sources	2016-12-31	$23,583
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$487,000
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$487,000
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$500,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$1,715,370
Participant contributions at end of year	2016-12-31	$641,481
Participant contributions at beginning of year	2016-12-31	$559,406
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$124,542
Other income not declared elsewhere	2016-12-31	$22,014
Administrative expenses (other) incurred	2016-12-31	$26,569
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$2,391,191
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$19,005,495
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$14,553,079
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$14,886,571
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$11,027,259
Interest on participant loans	2016-12-31	$23,583
Value of interest in common/collective trusts at end of year	2016-12-31	$3,477,443
Value of interest in common/collective trusts at beginning of year	2016-12-31	$2,966,414
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$683,910
Net investment gain or loss from common/collective trusts	2016-12-31	$321,315
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$944,775
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$1,877,499
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	ASSURANCE DIMENSIONS
Accountancy firm EIN	2016-12-31	263429295
2015 : TEMENOS USA INC. 2015 401k financial data
Total unrealized appreciation/depreciation of assets	2015-12-31	$0
Total transfer of assets to this plan	2015-12-31	$0
Total transfer of assets from this plan	2015-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total income from all sources (including contributions)	2015-12-31	$5,550,564
Total loss/gain on sale of assets	2015-12-31	$0
Total of all expenses incurred	2015-12-31	$835,362
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$825,785
Expenses. Certain deemed distributions of participant loans	2015-12-31	$83
Value of total corrective distributions	2015-12-31	$4,819
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$5,698,693
Value of total assets at end of year	2015-12-31	$14,553,079
Value of total assets at beginning of year	2015-12-31	$9,837,877
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$4,675
Total interest from all sources	2015-12-31	$11,546
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$601,444
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$601,444
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$500,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$1,451,883
Participant contributions at end of year	2015-12-31	$559,406
Participant contributions at beginning of year	2015-12-31	$161,546
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$3,443,420
Other income not declared elsewhere	2015-12-31	$9,527
Administrative expenses (other) incurred	2015-12-31	$4,675
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$4,715,202
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$14,553,079
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$9,837,877
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$11,027,259
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$6,700,102
Interest on participant loans	2015-12-31	$11,546
Value of interest in common/collective trusts at end of year	2015-12-31	$2,966,414
Value of interest in common/collective trusts at beginning of year	2015-12-31	$2,976,229
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-738,986
Net investment gain or loss from common/collective trusts	2015-12-31	$-31,660
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$803,390
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$825,785
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	CSHG, PC
Accountancy firm EIN	2015-12-31	203346361
2014 : TEMENOS USA INC. 2014 401k financial data
Total unrealized appreciation/depreciation of assets	2014-12-31	$0
Total transfer of assets to this plan	2014-12-31	$0
Total transfer of assets from this plan	2014-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total income from all sources (including contributions)	2014-12-31	$2,165,824
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$1,054,729
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$1,051,483
Expenses. Certain deemed distributions of participant loans	2014-12-31	$296
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$1,568,178
Value of total assets at end of year	2014-12-31	$9,837,877
Value of total assets at beginning of year	2014-12-31	$8,726,782
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$2,950
Total interest from all sources	2014-12-31	$7,453
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$359,630
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$359,630
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$500,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$851,618
Participant contributions at end of year	2014-12-31	$161,546
Participant contributions at beginning of year	2014-12-31	$130,519
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$267,246
Other income not declared elsewhere	2014-12-31	$3,121
Administrative expenses (other) incurred	2014-12-31	$2,950
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$1,111,095
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$9,837,877
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$8,726,782
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$6,700,102
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$5,596,984
Interest on participant loans	2014-12-31	$7,453
Value of interest in common/collective trusts at end of year	2014-12-31	$2,976,229
Value of interest in common/collective trusts at beginning of year	2014-12-31	$2,999,279
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$75,275
Net investment gain or loss from common/collective trusts	2014-12-31	$152,167
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$449,314
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$1,051,483
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	CSHG, PC
Accountancy firm EIN	2014-12-31	203346361
2013 : TEMENOS USA INC. 2013 401k financial data
Total unrealized appreciation/depreciation of assets	2013-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$2,482,861
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$658,195
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$652,368
Expenses. Certain deemed distributions of participant loans	2013-12-31	$4,427
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$1,324,478
Value of total assets at end of year	2013-12-31	$8,726,782
Value of total assets at beginning of year	2013-12-31	$6,902,116
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$1,400
Total interest from all sources	2013-12-31	$4,382
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$190,227
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$190,227
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$500,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$875,074
Participant contributions at end of year	2013-12-31	$130,519
Participant contributions at beginning of year	2013-12-31	$77,033
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$15,365
Administrative expenses (other) incurred	2013-12-31	$1,400
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$1,824,666
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$8,726,782
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$6,902,116
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$5,596,984
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$4,451,183
Interest on participant loans	2013-12-31	$4,382
Value of interest in common/collective trusts at end of year	2013-12-31	$2,999,279
Value of interest in common/collective trusts at beginning of year	2013-12-31	$2,373,900
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$613,214
Net investment gain or loss from common/collective trusts	2013-12-31	$350,560
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$434,039
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$652,368
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	CSHG, PC
Accountancy firm EIN	2013-12-31	203346361
2012 : TEMENOS USA INC. 2012 401k financial data
Total unrealized appreciation/depreciation of assets	2012-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$1,925,004
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$895,560
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$868,605
Expenses. Certain deemed distributions of participant loans	2012-12-31	$65
Value of total corrective distributions	2012-12-31	$4,690
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$1,199,203
Value of total assets at end of year	2012-12-31	$6,902,116
Value of total assets at beginning of year	2012-12-31	$5,872,672
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$22,200
Total interest from all sources	2012-12-31	$2,975
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$98,670
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$98,670
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$500,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$790,657
Participant contributions at end of year	2012-12-31	$77,033
Participant contributions at beginning of year	2012-12-31	$61,281
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$19,885
Other income not declared elsewhere	2012-12-31	$10,445
Administrative expenses (other) incurred	2012-12-31	$22,200
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$1,029,444
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$6,902,116
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$5,872,672
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$4,451,183
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$5,811,391
Interest on participant loans	2012-12-31	$2,975
Value of interest in common/collective trusts at end of year	2012-12-31	$2,373,900
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$571,677
Net investment gain or loss from common/collective trusts	2012-12-31	$42,034
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$388,661
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$868,605
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	VESTAL & WILER CPAS PA
Accountancy firm EIN	2012-12-31	593198021
2011 : TEMENOS USA INC. 2011 401k financial data
Total unrealized appreciation/depreciation of assets	2011-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total income from all sources (including contributions)	2011-12-31	$1,103,083
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$506,946
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$505,511
Expenses. Certain deemed distributions of participant loans	2011-12-31	$60
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$1,237,879
Value of total assets at end of year	2011-12-31	$5,872,672
Value of total assets at beginning of year	2011-12-31	$5,276,535
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$1,375
Total interest from all sources	2011-12-31	$2,898
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$75,008
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$75,008
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$500,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$747,593
Participant contributions at end of year	2011-12-31	$61,281
Participant contributions at beginning of year	2011-12-31	$40,233
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$105,685
Administrative expenses (other) incurred	2011-12-31	$1,375
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$596,137
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$5,872,672
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$5,276,535
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$5,811,391
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$5,236,302
Interest on participant loans	2011-12-31	$2,898
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-212,702
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$384,601
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$505,511
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	VESTAL & WILER CPAS PA
Accountancy firm EIN	2011-12-31	593198021
2010 : TEMENOS USA INC. 2010 401k financial data
Total unrealized appreciation/depreciation of assets	2010-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total income from all sources (including contributions)	2010-12-31	$1,445,176
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$373,704
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$372,609
Expenses. Certain deemed distributions of participant loans	2010-12-31	$424
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$1,005,651
Value of total assets at end of year	2010-12-31	$5,276,535
Value of total assets at beginning of year	2010-12-31	$4,205,063
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$671
Total interest from all sources	2010-12-31	$2,850
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$65,920
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2010-12-31	$65,920
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$421,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$658,683
Participant contributions at end of year	2010-12-31	$40,233
Participant contributions at beginning of year	2010-12-31	$53,633
Administrative expenses (other) incurred	2010-12-31	$671
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$1,071,472
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$5,276,535
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$4,205,063
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$5,236,302
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$4,151,430
Interest on participant loans	2010-12-31	$2,850
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$370,755
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$346,968
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$372,609
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	VESTAL & WILER CPAS PS
Accountancy firm EIN	2010-12-31	593198021
2009 : TEMENOS USA INC. 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0
2008 : TEMENOS USA INC. 2008 401k financial data
Total unrealized appreciation/depreciation of assets	2008-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2008-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2008-12-31	$0
Total income from all sources (including contributions)	2008-12-31	$113,712
Total loss/gain on sale of assets	2008-12-31	$0
Total of all expenses incurred	2008-12-31	$560,059
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2008-12-31	$558,886
Expenses. Certain deemed distributions of participant loans	2008-12-31	$48
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2008-12-31	$1,204,387
Value of total assets at end of year	2008-12-31	$3,249,742
Value of total assets at beginning of year	2008-12-31	$3,696,089
Total of administrative expenses incurred including professional, contract, advisory and management fees	2008-12-31	$1,125
Total interest from all sources	2008-12-31	$3,666
Total dividends received (eg from common stock, registered investment company shares)	2008-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2008-12-31	No
Was this plan covered by a fidelity bond	2008-12-31	Yes
Value of fidelity bond cover	2008-12-31	$370,000
If this is an individual account plan, was there a blackout period	2008-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2008-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2008-12-31	No
Contributions received from participants	2008-12-31	$641,334
Participant contributions at end of year	2008-12-31	$60,335
Participant contributions at beginning of year	2008-12-31	$31,623
Income. Received or receivable in cash from other sources (including rollovers)	2008-12-31	$236,861
Administrative expenses (other) incurred	2008-12-31	$1,125
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2008-12-31	No
Value of net income/loss	2008-12-31	$-446,347
Value of net assets at end of year (total assets less liabilities)	2008-12-31	$3,249,742
Value of net assets at beginning of year (total assets less liabilities)	2008-12-31	$3,696,089
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2008-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2008-12-31	No
Were any leases to which the plan was party in default or uncollectible	2008-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2008-12-31	$3,189,407
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2008-12-31	$3,664,466
Interest on participant loans	2008-12-31	$3,666
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2008-12-31	$-1,094,341
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2008-12-31	No
Was there a failure to transmit to the plan any participant contributions	2008-12-31	No
Has the plan failed to provide any benefit when due under the plan	2008-12-31	No
Contributions received in cash from employer	2008-12-31	$326,192
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2008-12-31	$558,886
Did the plan have assets held for investment	2008-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2008-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2008-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2008-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2008-12-31	Disclaimer
Accountancy firm name	2008-12-31	VESTAL & WILER CPAS PA
Accountancy firm EIN	2008-12-31	593198021

Form 5500 Responses for TEMENOS USA INC.

2022: TEMENOS USA INC. 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Submission has been amended	No
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: TEMENOS USA INC. 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Submission has been amended	No
2021-01-01	This submission is the final filing	No
2021-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: TEMENOS USA INC. 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Submission has been amended	No
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: TEMENOS USA INC. 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: TEMENOS USA INC. 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Submission has been amended	No
2018-01-01	This submission is the final filing	No
2018-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2018-01-01	Plan is a collectively bargained plan	No
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: TEMENOS USA INC. 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Submission has been amended	No
2017-01-01	This submission is the final filing	No
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: TEMENOS USA INC. 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: TEMENOS USA INC. 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: TEMENOS USA INC. 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: TEMENOS USA INC. 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	Yes
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: TEMENOS USA INC. 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: TEMENOS USA INC. 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2010: TEMENOS USA INC. 2010 form 5500 responses
2010-01-01	Type of plan entity	Single employer plan
2010-01-01	Submission has been amended	No
2010-01-01	This submission is the final filing	No
2010-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2010-01-01	Plan is a collectively bargained plan	No
2010-01-01	Plan funding arrangement – Trust	Yes
2010-01-01	Plan benefit arrangement - Trust	Yes
2009: TEMENOS USA INC. 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes
2008: TEMENOS USA INC. 2008 form 5500 responses
2008-01-01	Type of plan entity	Single employer plan
2008-01-01	Submission has been amended	No
2008-01-01	This submission is the final filing	No
2008-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2008-01-01	Plan is a collectively bargained plan	No
2008-01-01	Plan funding arrangement – Trust	Yes
2008-01-01	Plan benefit arrangement - Trust	Yes

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Company Name:	TEMENOS USA INC
Employer identification number (EIN):	133955373
NAIC Classification:	541511
NAIC Description:	Custom Computer Programming Services