BOARD OF TRUSTEES LOCAL 475 HEALTH PLAN has sponsored the creation of one or more 401k plans.
| Measure | Date | Value |
|---|
| 2022 : LOCAL 475 HEALTH PLAN 2022 401k financial data |
|---|
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-12-31 | $601,055 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-12-31 | $1,914,325 |
| Total income from all sources (including contributions) | 2022-12-31 | $5,243,865 |
| Total of all expenses incurred | 2022-12-31 | $4,633,052 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2022-12-31 | $4,026,401 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2022-12-31 | $6,923,174 |
| Value of total assets at end of year | 2022-12-31 | $14,301,318 |
| Value of total assets at beginning of year | 2022-12-31 | $15,003,775 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2022-12-31 | $606,651 |
| Total dividends received (eg from common stock, registered investment company shares) | 2022-12-31 | $190,924 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2022-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2022-12-31 | $190,924 |
| Administrative expenses professional fees incurred | 2022-12-31 | $68,970 |
| Was this plan covered by a fidelity bond | 2022-12-31 | Yes |
| Value of fidelity bond cover | 2022-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2022-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2022-12-31 | No |
| Contributions received from participants | 2022-12-31 | $6,923,174 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2022-12-31 | $0 |
| Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries) | 2022-12-31 | $360,419 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2022-12-31 | $1,728,928 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2022-12-31 | $509,421 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2022-12-31 | $74,576 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2022-12-31 | $143,032 |
| Administrative expenses (other) incurred | 2022-12-31 | $241,877 |
| Liabilities. Value of operating payables at end of year | 2022-12-31 | $26,479 |
| Liabilities. Value of operating payables at beginning of year | 2022-12-31 | $49,293 |
| Total non interest bearing cash at end of year | 2022-12-31 | $1,976,920 |
| Total non interest bearing cash at beginning of year | 2022-12-31 | $1,219,547 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-12-31 | No |
| Value of net income/loss | 2022-12-31 | $610,813 |
| Value of net assets at end of year (total assets less liabilities) | 2022-12-31 | $13,700,263 |
| Value of net assets at beginning of year (total assets less liabilities) | 2022-12-31 | $13,089,450 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2022-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2022-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2022-12-31 | No |
| Investment advisory and management fees | 2022-12-31 | $7,456 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2022-12-31 | $10,585,444 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2022-12-31 | $13,264,878 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2022-12-31 | $10,026 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2022-12-31 | $9,929 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2022-12-31 | $9,929 |
| Expenses. Payments to insurance carriers foe the provision of benefits | 2022-12-31 | $3,665,982 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2022-12-31 | $-1,870,233 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2022-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2022-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2022-12-31 | No |
| Contract administrator fees | 2022-12-31 | $288,348 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2022-12-31 | No |
| Liabilities. Value of benefit claims payable at end of year | 2022-12-31 | $500,000 |
| Liabilities. Value of benefit claims payable at beginning of year | 2022-12-31 | $1,722,000 |
| Did the plan have assets held for investment | 2022-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2022-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2022-12-31 | Unqualified |
| Accountancy firm name | 2022-12-31 | GETTRY MARCUS CPA, P.C. |
| Accountancy firm EIN | 2022-12-31 | 133418879 |
| 2021 : LOCAL 475 HEALTH PLAN 2021 401k financial data |
|---|
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2021-12-31 | $1,914,325 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2021-12-31 | $684,124 |
| Total income from all sources (including contributions) | 2021-12-31 | $8,263,780 |
| Total of all expenses incurred | 2021-12-31 | $6,839,970 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2021-12-31 | $6,225,473 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2021-12-31 | $6,997,093 |
| Value of total assets at end of year | 2021-12-31 | $15,003,775 |
| Value of total assets at beginning of year | 2021-12-31 | $12,349,764 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2021-12-31 | $614,497 |
| Total dividends received (eg from common stock, registered investment company shares) | 2021-12-31 | $179,855 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2021-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2021-12-31 | $179,855 |
| Administrative expenses professional fees incurred | 2021-12-31 | $66,264 |
| Was this plan covered by a fidelity bond | 2021-12-31 | No |
| If this is an individual account plan, was there a blackout period | 2021-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2021-12-31 | No |
| Contributions received from participants | 2021-12-31 | $6,967,150 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2021-12-31 | $29,943 |
| Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries) | 2021-12-31 | $386,146 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2021-12-31 | $509,421 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2021-12-31 | $402,442 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2021-12-31 | $143,032 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2021-12-31 | $131,838 |
| Administrative expenses (other) incurred | 2021-12-31 | $246,952 |
| Liabilities. Value of operating payables at end of year | 2021-12-31 | $49,293 |
| Liabilities. Value of operating payables at beginning of year | 2021-12-31 | $8,286 |
| Total non interest bearing cash at end of year | 2021-12-31 | $1,219,547 |
| Total non interest bearing cash at beginning of year | 2021-12-31 | $1,439,202 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-12-31 | No |
| Value of net income/loss | 2021-12-31 | $1,423,810 |
| Value of net assets at end of year (total assets less liabilities) | 2021-12-31 | $13,089,450 |
| Value of net assets at beginning of year (total assets less liabilities) | 2021-12-31 | $11,665,640 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2021-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2021-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2021-12-31 | No |
| Investment advisory and management fees | 2021-12-31 | $12,121 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2021-12-31 | $13,264,878 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2021-12-31 | $10,498,192 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2021-12-31 | $9,929 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2021-12-31 | $9,928 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2021-12-31 | $9,928 |
| Expenses. Payments to insurance carriers foe the provision of benefits | 2021-12-31 | $5,839,327 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2021-12-31 | $1,086,832 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2021-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2021-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2021-12-31 | No |
| Contract administrator fees | 2021-12-31 | $289,160 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2021-12-31 | No |
| Liabilities. Value of benefit claims payable at end of year | 2021-12-31 | $1,722,000 |
| Liabilities. Value of benefit claims payable at beginning of year | 2021-12-31 | $544,000 |
| Did the plan have assets held for investment | 2021-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2021-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2021-12-31 | Unqualified |
| Accountancy firm name | 2021-12-31 | GETTRY MARCUS CPA P.C. |
| Accountancy firm EIN | 2021-12-31 | 133418879 |
| 2020 : LOCAL 475 HEALTH PLAN 2020 401k financial data |
|---|
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2020-12-31 | $684,124 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2020-12-31 | $667,834 |
| Total income from all sources (including contributions) | 2020-12-31 | $7,982,237 |
| Total of all expenses incurred | 2020-12-31 | $4,925,494 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2020-12-31 | $4,288,278 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2020-12-31 | $7,006,017 |
| Value of total assets at end of year | 2020-12-31 | $12,349,764 |
| Value of total assets at beginning of year | 2020-12-31 | $9,276,731 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2020-12-31 | $637,216 |
| Total dividends received (eg from common stock, registered investment company shares) | 2020-12-31 | $164,049 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2020-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2020-12-31 | $164,049 |
| Administrative expenses professional fees incurred | 2020-12-31 | $66,200 |
| Was this plan covered by a fidelity bond | 2020-12-31 | No |
| If this is an individual account plan, was there a blackout period | 2020-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2020-12-31 | No |
| Contributions received from participants | 2020-12-31 | $27,820 |
| Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries) | 2020-12-31 | $399,114 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2020-12-31 | $402,442 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2020-12-31 | $572,515 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2020-12-31 | $131,838 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2020-12-31 | $244,888 |
| Administrative expenses (other) incurred | 2020-12-31 | $247,001 |
| Liabilities. Value of operating payables at end of year | 2020-12-31 | $8,286 |
| Liabilities. Value of operating payables at beginning of year | 2020-12-31 | $19,946 |
| Total non interest bearing cash at end of year | 2020-12-31 | $1,439,202 |
| Total non interest bearing cash at beginning of year | 2020-12-31 | $972,428 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-12-31 | No |
| Value of net income/loss | 2020-12-31 | $3,056,743 |
| Value of net assets at end of year (total assets less liabilities) | 2020-12-31 | $11,665,640 |
| Value of net assets at beginning of year (total assets less liabilities) | 2020-12-31 | $8,608,897 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2020-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2020-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2020-12-31 | No |
| Investment advisory and management fees | 2020-12-31 | $6,359 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2020-12-31 | $10,498,192 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2020-12-31 | $7,722,000 |
| Value of interest in pooled separate accounts at end of year | 2020-12-31 | $0 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2020-12-31 | $9,928 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2020-12-31 | $9,788 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2020-12-31 | $9,788 |
| Expenses. Payments to insurance carriers foe the provision of benefits | 2020-12-31 | $3,889,164 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2020-12-31 | $812,171 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2020-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2020-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2020-12-31 | No |
| Contributions received in cash from employer | 2020-12-31 | $6,978,197 |
| Contract administrator fees | 2020-12-31 | $317,656 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2020-12-31 | No |
| Liabilities. Value of benefit claims payable at end of year | 2020-12-31 | $544,000 |
| Liabilities. Value of benefit claims payable at beginning of year | 2020-12-31 | $403,000 |
| Did the plan have assets held for investment | 2020-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2020-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2020-12-31 | Unqualified |
| Accountancy firm name | 2020-12-31 | WAGNER & ZWERMAN LLP |
| Accountancy firm EIN | 2020-12-31 | 112836481 |
| 2019 : LOCAL 475 HEALTH PLAN 2019 401k financial data |
|---|
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-12-31 | $667,834 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-12-31 | $676,506 |
| Total income from all sources (including contributions) | 2019-12-31 | $7,350,568 |
| Total of all expenses incurred | 2019-12-31 | $5,323,065 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2019-12-31 | $4,695,816 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2019-12-31 | $6,288,266 |
| Value of total assets at end of year | 2019-12-31 | $9,276,731 |
| Value of total assets at beginning of year | 2019-12-31 | $7,257,900 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2019-12-31 | $627,249 |
| Total dividends received (eg from common stock, registered investment company shares) | 2019-12-31 | $111,813 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2019-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2019-12-31 | $111,813 |
| Administrative expenses professional fees incurred | 2019-12-31 | $66,200 |
| Was this plan covered by a fidelity bond | 2019-12-31 | Yes |
| Value of fidelity bond cover | 2019-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2019-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2019-12-31 | No |
| Contributions received from participants | 2019-12-31 | $34,771 |
| Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries) | 2019-12-31 | $368,290 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2019-12-31 | $572,515 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2019-12-31 | $465,044 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2019-12-31 | $244,888 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2019-12-31 | $211,098 |
| Administrative expenses (other) incurred | 2019-12-31 | $239,956 |
| Liabilities. Value of operating payables at end of year | 2019-12-31 | $19,946 |
| Liabilities. Value of operating payables at beginning of year | 2019-12-31 | $79,408 |
| Total non interest bearing cash at end of year | 2019-12-31 | $972,428 |
| Total non interest bearing cash at beginning of year | 2019-12-31 | $1,124,662 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-12-31 | No |
| Value of net income/loss | 2019-12-31 | $2,027,503 |
| Value of net assets at end of year (total assets less liabilities) | 2019-12-31 | $8,608,897 |
| Value of net assets at beginning of year (total assets less liabilities) | 2019-12-31 | $6,581,394 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2019-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2019-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2019-12-31 | No |
| Investment advisory and management fees | 2019-12-31 | $5,615 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2019-12-31 | $7,722,000 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2019-12-31 | $3,051,393 |
| Value of interest in pooled separate accounts at end of year | 2019-12-31 | $0 |
| Value of interest in common/collective trusts at beginning of year | 2019-12-31 | $2,606,530 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2019-12-31 | $9,788 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2019-12-31 | $10,271 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2019-12-31 | $10,271 |
| Expenses. Payments to insurance carriers foe the provision of benefits | 2019-12-31 | $4,327,526 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2019-12-31 | $950,489 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2019-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2019-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2019-12-31 | No |
| Contributions received in cash from employer | 2019-12-31 | $6,253,495 |
| Contract administrator fees | 2019-12-31 | $315,478 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2019-12-31 | No |
| Liabilities. Value of benefit claims payable at end of year | 2019-12-31 | $403,000 |
| Liabilities. Value of benefit claims payable at beginning of year | 2019-12-31 | $386,000 |
| Did the plan have assets held for investment | 2019-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2019-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2019-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2019-12-31 | Unqualified |
| Accountancy firm name | 2019-12-31 | WAGNER & ZWERMAN LLP |
| Accountancy firm EIN | 2019-12-31 | 112836481 |
| 2018 : LOCAL 475 HEALTH PLAN 2018 401k financial data |
|---|
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-12-31 | $676,506 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-12-31 | $625,267 |
| Total income from all sources (including contributions) | 2018-12-31 | $5,641,244 |
| Total of all expenses incurred | 2018-12-31 | $4,790,778 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2018-12-31 | $4,203,350 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2018-12-31 | $5,779,111 |
| Value of total assets at end of year | 2018-12-31 | $7,257,900 |
| Value of total assets at beginning of year | 2018-12-31 | $6,356,195 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2018-12-31 | $587,428 |
| Total dividends received (eg from common stock, registered investment company shares) | 2018-12-31 | $71,196 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2018-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2018-12-31 | $71,196 |
| Administrative expenses professional fees incurred | 2018-12-31 | $70,963 |
| Was this plan covered by a fidelity bond | 2018-12-31 | Yes |
| Value of fidelity bond cover | 2018-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2018-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2018-12-31 | No |
| Contributions received from participants | 2018-12-31 | $27,101 |
| Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries) | 2018-12-31 | $343,262 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2018-12-31 | $465,044 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2018-12-31 | $3,240 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2018-12-31 | $211,098 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2018-12-31 | $80,685 |
| Administrative expenses (other) incurred | 2018-12-31 | $217,375 |
| Liabilities. Value of operating payables at end of year | 2018-12-31 | $79,408 |
| Liabilities. Value of operating payables at beginning of year | 2018-12-31 | $30,582 |
| Total non interest bearing cash at end of year | 2018-12-31 | $1,124,662 |
| Total non interest bearing cash at beginning of year | 2018-12-31 | $1,754,240 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-12-31 | No |
| Value of net income/loss | 2018-12-31 | $850,466 |
| Value of net assets at end of year (total assets less liabilities) | 2018-12-31 | $6,581,394 |
| Value of net assets at beginning of year (total assets less liabilities) | 2018-12-31 | $5,730,928 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2018-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2018-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2018-12-31 | No |
| Investment advisory and management fees | 2018-12-31 | $6,200 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2018-12-31 | $3,051,393 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2018-12-31 | $2,427,932 |
| Value of interest in pooled separate accounts at end of year | 2018-12-31 | $0 |
| Value of interest in common/collective trusts at end of year | 2018-12-31 | $2,606,530 |
| Value of interest in common/collective trusts at beginning of year | 2018-12-31 | $2,168,859 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2018-12-31 | $10,271 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2018-12-31 | $1,924 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2018-12-31 | $1,924 |
| Expenses. Payments to insurance carriers foe the provision of benefits | 2018-12-31 | $3,860,088 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2018-12-31 | $-47,668 |
| Net investment gain or loss from common/collective trusts | 2018-12-31 | $-161,395 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2018-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2018-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2018-12-31 | No |
| Contributions received in cash from employer | 2018-12-31 | $5,752,010 |
| Contract administrator fees | 2018-12-31 | $292,890 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2018-12-31 | No |
| Liabilities. Value of benefit claims payable at end of year | 2018-12-31 | $386,000 |
| Liabilities. Value of benefit claims payable at beginning of year | 2018-12-31 | $514,000 |
| Did the plan have assets held for investment | 2018-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2018-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2018-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2018-12-31 | Unqualified |
| Accountancy firm name | 2018-12-31 | WAGNER & ZWERMAN LLP |
| Accountancy firm EIN | 2018-12-31 | 112836481 |
| 2017 : LOCAL 475 HEALTH PLAN 2017 401k financial data |
|---|
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-12-31 | $625,267 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-12-31 | $590,300 |
| Total income from all sources (including contributions) | 2017-12-31 | $5,953,824 |
| Total of all expenses incurred | 2017-12-31 | $4,462,981 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2017-12-31 | $3,881,554 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2017-12-31 | $5,537,653 |
| Value of total assets at end of year | 2017-12-31 | $6,356,195 |
| Value of total assets at beginning of year | 2017-12-31 | $4,830,385 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2017-12-31 | $581,427 |
| Total dividends received (eg from common stock, registered investment company shares) | 2017-12-31 | $48,653 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2017-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2017-12-31 | $48,653 |
| Administrative expenses professional fees incurred | 2017-12-31 | $63,615 |
| Was this plan covered by a fidelity bond | 2017-12-31 | Yes |
| Value of fidelity bond cover | 2017-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2017-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2017-12-31 | No |
| Contributions received from participants | 2017-12-31 | $34,102 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2017-12-31 | $3,240 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2017-12-31 | $5,480 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2017-12-31 | $80,685 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2017-12-31 | $575 |
| Administrative expenses (other) incurred | 2017-12-31 | $216,573 |
| Liabilities. Value of operating payables at end of year | 2017-12-31 | $30,582 |
| Liabilities. Value of operating payables at beginning of year | 2017-12-31 | $74,725 |
| Total non interest bearing cash at end of year | 2017-12-31 | $1,754,240 |
| Total non interest bearing cash at beginning of year | 2017-12-31 | $1,590,421 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-12-31 | No |
| Value of net income/loss | 2017-12-31 | $1,490,843 |
| Value of net assets at end of year (total assets less liabilities) | 2017-12-31 | $5,730,928 |
| Value of net assets at beginning of year (total assets less liabilities) | 2017-12-31 | $4,240,085 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2017-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2017-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2017-12-31 | No |
| Investment advisory and management fees | 2017-12-31 | $4,451 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2017-12-31 | $2,427,932 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2017-12-31 | $1,875,232 |
| Value of interest in common/collective trusts at end of year | 2017-12-31 | $2,168,859 |
| Value of interest in common/collective trusts at beginning of year | 2017-12-31 | $1,355,867 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2017-12-31 | $1,924 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2017-12-31 | $3,385 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2017-12-31 | $3,385 |
| Expenses. Payments to insurance carriers foe the provision of benefits | 2017-12-31 | $3,881,554 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2017-12-31 | $4,053 |
| Net investment gain or loss from common/collective trusts | 2017-12-31 | $363,465 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2017-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2017-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2017-12-31 | No |
| Contributions received in cash from employer | 2017-12-31 | $5,503,551 |
| Contract administrator fees | 2017-12-31 | $296,788 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2017-12-31 | No |
| Liabilities. Value of benefit claims payable at end of year | 2017-12-31 | $514,000 |
| Liabilities. Value of benefit claims payable at beginning of year | 2017-12-31 | $515,000 |
| Did the plan have assets held for investment | 2017-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2017-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2017-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2017-12-31 | Unqualified |
| Accountancy firm name | 2017-12-31 | WAGNER & ZWERMAN LLP |
| Accountancy firm EIN | 2017-12-31 | 112836481 |
| 2016 : LOCAL 475 HEALTH PLAN 2016 401k financial data |
|---|
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-12-31 | $590,300 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-12-31 | $446,558 |
| Total income from all sources (including contributions) | 2016-12-31 | $5,412,427 |
| Total of all expenses incurred | 2016-12-31 | $3,981,902 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2016-12-31 | $3,086,815 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2016-12-31 | $5,279,973 |
| Value of total assets at end of year | 2016-12-31 | $4,830,385 |
| Value of total assets at beginning of year | 2016-12-31 | $3,256,118 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2016-12-31 | $895,087 |
| Total dividends received (eg from common stock, registered investment company shares) | 2016-12-31 | $27,176 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2016-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2016-12-31 | $27,176 |
| Administrative expenses professional fees incurred | 2016-12-31 | $63,575 |
| Was this plan covered by a fidelity bond | 2016-12-31 | Yes |
| Value of fidelity bond cover | 2016-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2016-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2016-12-31 | No |
| Contributions received from participants | 2016-12-31 | $39,136 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2016-12-31 | $5,480 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2016-12-31 | $100,330 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2016-12-31 | $575 |
| Administrative expenses (other) incurred | 2016-12-31 | $542,548 |
| Liabilities. Value of operating payables at end of year | 2016-12-31 | $74,725 |
| Liabilities. Value of operating payables at beginning of year | 2016-12-31 | $70,558 |
| Total non interest bearing cash at end of year | 2016-12-31 | $1,590,421 |
| Total non interest bearing cash at beginning of year | 2016-12-31 | $1,052,730 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-12-31 | No |
| Value of net income/loss | 2016-12-31 | $1,430,525 |
| Value of net assets at end of year (total assets less liabilities) | 2016-12-31 | $4,240,085 |
| Value of net assets at beginning of year (total assets less liabilities) | 2016-12-31 | $2,809,560 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2016-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2016-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2016-12-31 | No |
| Investment advisory and management fees | 2016-12-31 | $2,371 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2016-12-31 | $1,875,232 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2016-12-31 | $2,098,646 |
| Value of interest in common/collective trusts at end of year | 2016-12-31 | $1,355,867 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2016-12-31 | $3,385 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2016-12-31 | $4,412 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2016-12-31 | $4,412 |
| Expenses. Payments to insurance carriers foe the provision of benefits | 2016-12-31 | $3,086,815 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2016-12-31 | $105,278 |
| Net investment gain or loss from common/collective trusts | 2016-12-31 | $93,496 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2016-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2016-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2016-12-31 | No |
| Contributions received in cash from employer | 2016-12-31 | $5,240,837 |
| Contract administrator fees | 2016-12-31 | $286,593 |
| Liabilities. Value of benefit claims payable at end of year | 2016-12-31 | $515,000 |
| Liabilities. Value of benefit claims payable at beginning of year | 2016-12-31 | $376,000 |
| Did the plan have assets held for investment | 2016-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2016-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2016-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2016-12-31 | Unqualified |
| Accountancy firm name | 2016-12-31 | WAGNER & ZWERMAN LLP |
| Accountancy firm EIN | 2016-12-31 | 112836481 |
| 2015 : LOCAL 475 HEALTH PLAN 2015 401k financial data |
|---|
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-12-31 | $446,558 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-12-31 | $396,397 |
| Total income from all sources (including contributions) | 2015-12-31 | $4,808,634 |
| Total of all expenses incurred | 2015-12-31 | $3,659,113 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2015-12-31 | $2,706,955 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2015-12-31 | $4,798,704 |
| Value of total assets at end of year | 2015-12-31 | $3,256,118 |
| Value of total assets at beginning of year | 2015-12-31 | $2,056,436 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2015-12-31 | $952,158 |
| Total dividends received (eg from common stock, registered investment company shares) | 2015-12-31 | $31,269 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2015-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2015-12-31 | $31,269 |
| Administrative expenses professional fees incurred | 2015-12-31 | $63,732 |
| Was this plan covered by a fidelity bond | 2015-12-31 | Yes |
| Value of fidelity bond cover | 2015-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2015-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2015-12-31 | No |
| Contributions received from participants | 2015-12-31 | $28,669 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2015-12-31 | $100,330 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2015-12-31 | $260,577 |
| Other income not declared elsewhere | 2015-12-31 | $7 |
| Administrative expenses (other) incurred | 2015-12-31 | $600,159 |
| Liabilities. Value of operating payables at end of year | 2015-12-31 | $70,558 |
| Liabilities. Value of operating payables at beginning of year | 2015-12-31 | $67,397 |
| Total non interest bearing cash at end of year | 2015-12-31 | $1,052,730 |
| Total non interest bearing cash at beginning of year | 2015-12-31 | $502,107 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-12-31 | No |
| Value of net income/loss | 2015-12-31 | $1,149,521 |
| Value of net assets at end of year (total assets less liabilities) | 2015-12-31 | $2,809,560 |
| Value of net assets at beginning of year (total assets less liabilities) | 2015-12-31 | $1,660,039 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2015-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2015-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2015-12-31 | No |
| Investment advisory and management fees | 2015-12-31 | $1,416 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2015-12-31 | $2,098,646 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2015-12-31 | $1,288,723 |
| Value of interest in common/collective trusts at end of year | 2015-12-31 | $0 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2015-12-31 | $4,412 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2015-12-31 | $5,029 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2015-12-31 | $5,029 |
| Expenses. Payments to insurance carriers foe the provision of benefits | 2015-12-31 | $2,706,955 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2015-12-31 | $-21,346 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2015-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2015-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2015-12-31 | No |
| Contributions received in cash from employer | 2015-12-31 | $4,770,035 |
| Contract administrator fees | 2015-12-31 | $286,851 |
| Liabilities. Value of benefit claims payable at end of year | 2015-12-31 | $376,000 |
| Liabilities. Value of benefit claims payable at beginning of year | 2015-12-31 | $329,000 |
| Did the plan have assets held for investment | 2015-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2015-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2015-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2015-12-31 | Unqualified |
| Accountancy firm name | 2015-12-31 | WAGNER & ZWERMAN LLP |
| Accountancy firm EIN | 2015-12-31 | 112836481 |
| 2014 : LOCAL 475 HEALTH PLAN 2014 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2014-12-31 | $-52,232 |
| Total unrealized appreciation/depreciation of assets | 2014-12-31 | $-52,232 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-12-31 | $396,397 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-12-31 | $612,891 |
| Total income from all sources (including contributions) | 2014-12-31 | $4,762,498 |
| Total loss/gain on sale of assets | 2014-12-31 | $50,440 |
| Total of all expenses incurred | 2014-12-31 | $4,211,133 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2014-12-31 | $3,734,115 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2014-12-31 | $4,743,749 |
| Value of total assets at end of year | 2014-12-31 | $2,056,436 |
| Value of total assets at beginning of year | 2014-12-31 | $1,721,565 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2014-12-31 | $477,018 |
| Total dividends received (eg from common stock, registered investment company shares) | 2014-12-31 | $20,534 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2014-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2014-12-31 | $20,534 |
| Administrative expenses professional fees incurred | 2014-12-31 | $58,044 |
| Was this plan covered by a fidelity bond | 2014-12-31 | Yes |
| Value of fidelity bond cover | 2014-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2014-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2014-12-31 | No |
| Contributions received from participants | 2014-12-31 | $64,169 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2014-12-31 | $260,577 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2014-12-31 | $60,483 |
| Other income not declared elsewhere | 2014-12-31 | $7 |
| Administrative expenses (other) incurred | 2014-12-31 | $246,531 |
| Liabilities. Value of operating payables at end of year | 2014-12-31 | $67,397 |
| Liabilities. Value of operating payables at beginning of year | 2014-12-31 | $147,891 |
| Total non interest bearing cash at end of year | 2014-12-31 | $502,107 |
| Total non interest bearing cash at beginning of year | 2014-12-31 | $384,748 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-12-31 | No |
| Value of net income/loss | 2014-12-31 | $551,365 |
| Value of net assets at end of year (total assets less liabilities) | 2014-12-31 | $1,660,039 |
| Value of net assets at beginning of year (total assets less liabilities) | 2014-12-31 | $1,108,674 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2014-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2014-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2014-12-31 | No |
| Investment advisory and management fees | 2014-12-31 | $2,115 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2014-12-31 | $1,288,723 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2014-12-31 | $1,194,984 |
| Value of interest in common/collective trusts at end of year | 2014-12-31 | $0 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2014-12-31 | $5,029 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2014-12-31 | $81,350 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2014-12-31 | $81,350 |
| Expenses. Payments to insurance carriers foe the provision of benefits | 2014-12-31 | $3,734,115 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2014-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2014-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2014-12-31 | No |
| Contributions received in cash from employer | 2014-12-31 | $4,679,580 |
| Contract administrator fees | 2014-12-31 | $170,328 |
| Liabilities. Value of benefit claims payable at end of year | 2014-12-31 | $329,000 |
| Liabilities. Value of benefit claims payable at beginning of year | 2014-12-31 | $465,000 |
| Did the plan have assets held for investment | 2014-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2014-12-31 | No |
| Aggregate proceeds on sale of assets | 2014-12-31 | $162,478 |
| Aggregate carrying amount (costs) on sale of assets | 2014-12-31 | $112,038 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2014-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2014-12-31 | Unqualified |
| Accountancy firm name | 2014-12-31 | WAGNER & ZWERMAN LLP |
| Accountancy firm EIN | 2014-12-31 | 112836481 |
| 2013 : LOCAL 475 HEALTH PLAN 2013 401k financial data |
|---|
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2013-12-31 | $612,891 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2013-12-31 | $1,342,452 |
| Total income from all sources (including contributions) | 2013-12-31 | $5,278,589 |
| Total of all expenses incurred | 2013-12-31 | $4,402,906 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2013-12-31 | $3,723,956 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2013-12-31 | $5,148,068 |
| Value of total assets at end of year | 2013-12-31 | $1,721,565 |
| Value of total assets at beginning of year | 2013-12-31 | $1,575,443 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2013-12-31 | $678,950 |
| Total interest from all sources | 2013-12-31 | $29 |
| Total dividends received (eg from common stock, registered investment company shares) | 2013-12-31 | $21,809 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2013-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2013-12-31 | $21,809 |
| Administrative expenses professional fees incurred | 2013-12-31 | $209,481 |
| Was this plan covered by a fidelity bond | 2013-12-31 | Yes |
| Value of fidelity bond cover | 2013-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2013-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2013-12-31 | No |
| Contributions received from participants | 2013-12-31 | $75,751 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2013-12-31 | $60,483 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2013-12-31 | $270,627 |
| Administrative expenses (other) incurred | 2013-12-31 | $254,055 |
| Liabilities. Value of operating payables at end of year | 2013-12-31 | $147,891 |
| Liabilities. Value of operating payables at beginning of year | 2013-12-31 | $172,027 |
| Total non interest bearing cash at end of year | 2013-12-31 | $384,748 |
| Total non interest bearing cash at beginning of year | 2013-12-31 | $57,005 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-12-31 | No |
| Value of net income/loss | 2013-12-31 | $875,683 |
| Value of net assets at end of year (total assets less liabilities) | 2013-12-31 | $1,108,674 |
| Value of net assets at beginning of year (total assets less liabilities) | 2013-12-31 | $232,991 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2013-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2013-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2013-12-31 | No |
| Investment advisory and management fees | 2013-12-31 | $2,764 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2013-12-31 | $1,194,984 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2013-12-31 | $1,165,437 |
| Value of interest in common/collective trusts at end of year | 2013-12-31 | $0 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2013-12-31 | $81,350 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2013-12-31 | $82,374 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2013-12-31 | $82,374 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2013-12-31 | $29 |
| Expenses. Payments to insurance carriers foe the provision of benefits | 2013-12-31 | $3,723,956 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2013-12-31 | $108,683 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2013-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2013-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2013-12-31 | No |
| Contributions received in cash from employer | 2013-12-31 | $5,072,317 |
| Contract administrator fees | 2013-12-31 | $212,650 |
| Liabilities. Value of benefit claims payable at end of year | 2013-12-31 | $465,000 |
| Liabilities. Value of benefit claims payable at beginning of year | 2013-12-31 | $1,170,425 |
| Did the plan have assets held for investment | 2013-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2013-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2013-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2013-12-31 | Unqualified |
| Accountancy firm name | 2013-12-31 | WAGNER & ZWERMAN LLP |
| Accountancy firm EIN | 2013-12-31 | 112836481 |
| 2012 : LOCAL 475 HEALTH PLAN 2012 401k financial data |
|---|
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2012-12-31 | $1,342,452 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2012-12-31 | $1,439,894 |
| Total income from all sources (including contributions) | 2012-12-31 | $5,510,700 |
| Total of all expenses incurred | 2012-12-31 | $5,863,335 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2012-12-31 | $5,042,491 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2012-12-31 | $5,365,790 |
| Value of total assets at end of year | 2012-12-31 | $1,575,443 |
| Value of total assets at beginning of year | 2012-12-31 | $2,025,520 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2012-12-31 | $820,844 |
| Total interest from all sources | 2012-12-31 | $177 |
| Total dividends received (eg from common stock, registered investment company shares) | 2012-12-31 | $46,782 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2012-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2012-12-31 | $46,782 |
| Administrative expenses professional fees incurred | 2012-12-31 | $224,527 |
| Was this plan covered by a fidelity bond | 2012-12-31 | Yes |
| Value of fidelity bond cover | 2012-12-31 | $500,000 |
| Were there any nonexempt tranactions with any party-in-interest | 2012-12-31 | No |
| Contributions received from participants | 2012-12-31 | $49,457 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2012-12-31 | $270,627 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2012-12-31 | $169,532 |
| Administrative expenses (other) incurred | 2012-12-31 | $337,848 |
| Liabilities. Value of operating payables at end of year | 2012-12-31 | $172,027 |
| Liabilities. Value of operating payables at beginning of year | 2012-12-31 | $171,052 |
| Total non interest bearing cash at end of year | 2012-12-31 | $57,005 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-12-31 | No |
| Value of net income/loss | 2012-12-31 | $-352,635 |
| Value of net assets at end of year (total assets less liabilities) | 2012-12-31 | $232,991 |
| Value of net assets at beginning of year (total assets less liabilities) | 2012-12-31 | $585,626 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2012-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2012-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2012-12-31 | No |
| Investment advisory and management fees | 2012-12-31 | $3,291 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2012-12-31 | $1,165,437 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2012-12-31 | $1,771,486 |
| Value of interest in common/collective trusts at end of year | 2012-12-31 | $0 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2012-12-31 | $82,374 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2012-12-31 | $84,502 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2012-12-31 | $84,502 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2012-12-31 | $177 |
| Expenses. Payments to insurance carriers foe the provision of benefits | 2012-12-31 | $5,042,491 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2012-12-31 | $97,951 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2012-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2012-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2012-12-31 | No |
| Contributions received in cash from employer | 2012-12-31 | $5,316,333 |
| Contract administrator fees | 2012-12-31 | $255,178 |
| Liabilities. Value of benefit claims payable at end of year | 2012-12-31 | $1,170,425 |
| Liabilities. Value of benefit claims payable at beginning of year | 2012-12-31 | $1,268,842 |
| Did the plan have assets held for investment | 2012-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2012-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2012-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2012-12-31 | Unqualified |
| Accountancy firm name | 2012-12-31 | WAGNER & ZWERMAN LLP |
| Accountancy firm EIN | 2012-12-31 | 112836481 |
| 2011 : LOCAL 475 HEALTH PLAN 2011 401k financial data |
|---|
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2011-12-31 | $1,439,894 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2011-12-31 | $687,373 |
| Total income from all sources (including contributions) | 2011-12-31 | $5,730,623 |
| Total of all expenses incurred | 2011-12-31 | $7,053,215 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2011-12-31 | $6,108,406 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2011-12-31 | $5,650,784 |
| Value of total assets at end of year | 2011-12-31 | $2,025,520 |
| Value of total assets at beginning of year | 2011-12-31 | $2,595,591 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2011-12-31 | $944,809 |
| Total interest from all sources | 2011-12-31 | $4,931 |
| Total dividends received (eg from common stock, registered investment company shares) | 2011-12-31 | $46,740 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2011-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2011-12-31 | $46,740 |
| Administrative expenses professional fees incurred | 2011-12-31 | $105,200 |
| Was this plan covered by a fidelity bond | 2011-12-31 | Yes |
| Value of fidelity bond cover | 2011-12-31 | $500,000 |
| Were there any nonexempt tranactions with any party-in-interest | 2011-12-31 | No |
| Contributions received from participants | 2011-12-31 | $72,945 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2011-12-31 | $169,532 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2011-12-31 | $6,291 |
| Administrative expenses (other) incurred | 2011-12-31 | $358,413 |
| Liabilities. Value of operating payables at end of year | 2011-12-31 | $171,052 |
| Liabilities. Value of operating payables at beginning of year | 2011-12-31 | $17,684 |
| Total non interest bearing cash at beginning of year | 2011-12-31 | $756,782 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2011-12-31 | No |
| Value of net income/loss | 2011-12-31 | $-1,322,592 |
| Value of net assets at end of year (total assets less liabilities) | 2011-12-31 | $585,626 |
| Value of net assets at beginning of year (total assets less liabilities) | 2011-12-31 | $1,908,218 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2011-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2011-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2011-12-31 | No |
| Investment advisory and management fees | 2011-12-31 | $3,159 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2011-12-31 | $1,771,486 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2011-12-31 | $1,746,108 |
| Interest earned on other investments | 2011-12-31 | $4,921 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2011-12-31 | $84,502 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2011-12-31 | $86,410 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2011-12-31 | $86,410 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2011-12-31 | $10 |
| Expenses. Payments to insurance carriers foe the provision of benefits | 2011-12-31 | $6,108,406 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2011-12-31 | $28,168 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2011-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2011-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2011-12-31 | No |
| Contributions received in cash from employer | 2011-12-31 | $5,577,839 |
| Contract administrator fees | 2011-12-31 | $478,037 |
| Liabilities. Value of benefit claims payable at end of year | 2011-12-31 | $1,268,842 |
| Liabilities. Value of benefit claims payable at beginning of year | 2011-12-31 | $669,689 |
| Did the plan have assets held for investment | 2011-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2011-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2011-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2011-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2011-12-31 | Unqualified |
| Accountancy firm name | 2011-12-31 | WAGNER & ZWERMAN LLP |
| Accountancy firm EIN | 2011-12-31 | 112836481 |
| 2010 : LOCAL 475 HEALTH PLAN 2010 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2010-12-31 | $-2,220 |
| Total unrealized appreciation/depreciation of assets | 2010-12-31 | $-2,220 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2010-12-31 | $687,373 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2010-12-31 | $512,562 |
| Total income from all sources (including contributions) | 2010-12-31 | $4,907,656 |
| Total loss/gain on sale of assets | 2010-12-31 | $13,861 |
| Total of all expenses incurred | 2010-12-31 | $4,515,282 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2010-12-31 | $3,800,998 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2010-12-31 | $4,755,715 |
| Value of total assets at end of year | 2010-12-31 | $2,595,591 |
| Value of total assets at beginning of year | 2010-12-31 | $2,028,406 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2010-12-31 | $714,284 |
| Total interest from all sources | 2010-12-31 | $26,845 |
| Total dividends received (eg from common stock, registered investment company shares) | 2010-12-31 | $19,667 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2010-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2010-12-31 | $10,819 |
| Administrative expenses professional fees incurred | 2010-12-31 | $85,483 |
| Was this plan covered by a fidelity bond | 2010-12-31 | Yes |
| Value of fidelity bond cover | 2010-12-31 | $500,000 |
| Were there any nonexempt tranactions with any party-in-interest | 2010-12-31 | No |
| Contributions received from participants | 2010-12-31 | $23,845 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2010-12-31 | $6,291 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2010-12-31 | $44,362 |
| Administrative expenses (other) incurred | 2010-12-31 | $437,552 |
| Liabilities. Value of operating payables at end of year | 2010-12-31 | $17,684 |
| Liabilities. Value of operating payables at beginning of year | 2010-12-31 | $16,221 |
| Total non interest bearing cash at end of year | 2010-12-31 | $756,782 |
| Total non interest bearing cash at beginning of year | 2010-12-31 | $290,904 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2010-12-31 | No |
| Value of net income/loss | 2010-12-31 | $392,374 |
| Value of net assets at end of year (total assets less liabilities) | 2010-12-31 | $1,908,218 |
| Value of net assets at beginning of year (total assets less liabilities) | 2010-12-31 | $1,515,844 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2010-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2010-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2010-12-31 | No |
| Investment advisory and management fees | 2010-12-31 | $31,452 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2010-12-31 | $1,746,108 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2010-12-31 | $697,979 |
| Interest earned on other investments | 2010-12-31 | $105 |
| Income. Interest from US Government securities | 2010-12-31 | $26,727 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2010-12-31 | $86,410 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2010-12-31 | $130,789 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2010-12-31 | $130,789 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2010-12-31 | $13 |
| Expenses. Payments to insurance carriers foe the provision of benefits | 2010-12-31 | $3,800,998 |
| Asset value of US Government securities at beginning of year | 2010-12-31 | $864,372 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2010-12-31 | $93,788 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2010-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2010-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2010-12-31 | No |
| Contributions received in cash from employer | 2010-12-31 | $4,731,870 |
| Income. Dividends from common stock | 2010-12-31 | $8,848 |
| Contract administrator fees | 2010-12-31 | $159,797 |
| Liabilities. Value of benefit claims payable at end of year | 2010-12-31 | $669,689 |
| Liabilities. Value of benefit claims payable at beginning of year | 2010-12-31 | $496,341 |
| Did the plan have assets held for investment | 2010-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2010-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2010-12-31 | No |
| Aggregate proceeds on sale of assets | 2010-12-31 | $8,467,306 |
| Aggregate carrying amount (costs) on sale of assets | 2010-12-31 | $8,453,445 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2010-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2010-12-31 | Unqualified |
| Accountancy firm name | 2010-12-31 | WAGNER & ZWERMAN LLP |
| Accountancy firm EIN | 2010-12-31 | 112836481 |
