401k Plan data: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN plan

FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 401k Plan overview

Plan Name	FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN
Plan identification number	002

FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

FULTON SAVINGS BANK has sponsored the creation of one or more 401k plans.

Company Name: FULTON SAVINGS BANK

Employer identification number (EIN): 150313410

NAIC Classification: 522110
NAIC Description: Commercial Banking

Form 5500 Filing Information

Submission information for form 5500 for 401k plan FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
002 2022-01-01 ANNETTE COTTON 2023-06-09
002 2021-01-01 ANNETTE COTTON 2022-06-02
002 2020-01-01 ANNETTE COTTON 2021-06-11
002 2019-01-01 ANNETTE COTTON 2020-07-28
002 2018-01-01 ANNETTE COTTON 2019-07-10
002 2017-01-01 NANCY KUSH ELLIS 2018-05-24
002 2016-01-01 NANCY KUSH ELLIS
002 2015-01-01 NANCY KUSH ELLIS
002 2014-01-01 NANCY KUSH ELLIS
002 2013-01-01 NANCY KUSH ELLIS
002 2012-01-01 NANCY KUSH ELLIS
002 2011-01-01 NANCY KUSH ELLIS
002 2010-01-01 NANCY KUSH ELLIS, VP NANCY KUSH ELLIS, VP 2011-07-29
002 2009-01-01 NANCY KUSH ELLIS, VP NANCY KUSH ELLIS, VP 2010-09-22

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed	Name of Company Sponsor	Date Sponsor Signed
002	2022-01-01	ANNETTE COTTON	2023-06-09
002	2021-01-01	ANNETTE COTTON	2022-06-02
002	2020-01-01	ANNETTE COTTON	2021-06-11
002	2019-01-01	ANNETTE COTTON	2020-07-28
002	2018-01-01	ANNETTE COTTON	2019-07-10
002	2017-01-01	NANCY KUSH ELLIS	2018-05-24
002	2016-01-01	NANCY KUSH ELLIS
002	2015-01-01	NANCY KUSH ELLIS
002	2014-01-01	NANCY KUSH ELLIS
002	2013-01-01	NANCY KUSH ELLIS
002	2012-01-01	NANCY KUSH ELLIS
002	2011-01-01	NANCY KUSH ELLIS
002	2010-01-01	NANCY KUSH ELLIS, VP		NANCY KUSH ELLIS, VP	2011-07-29
002	2009-01-01	NANCY KUSH ELLIS, VP		NANCY KUSH ELLIS, VP	2010-09-22

Plan Statistics for FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN

401k plan membership statisitcs for FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN

Measure Date Value
2016: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 101
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 82
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 17
Total of all active and inactive participants 2016-01-01 99
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 99
Number of participants with account balances 2016-01-01 95
2015: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 108
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 86
Number of retired or separated participants receiving benefits 2015-01-01 14
Number of other retired or separated participants entitled to future benefits 2015-01-01 1
Total of all active and inactive participants 2015-01-01 101
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 101
Number of participants with account balances 2015-01-01 98
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 0
2014: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 107
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 95
Number of retired or separated participants receiving benefits 2014-01-01 11
Number of other retired or separated participants entitled to future benefits 2014-01-01 2
Total of all active and inactive participants 2014-01-01 108
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 108
Number of participants with account balances 2014-01-01 102
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 2
2013: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 108
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 95
Number of retired or separated participants receiving benefits 2013-01-01 0
Number of other retired or separated participants entitled to future benefits 2013-01-01 12
Total of all active and inactive participants 2013-01-01 107
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 107
Number of participants with account balances 2013-01-01 102
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 1
2012: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 104
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 99
Number of retired or separated participants receiving benefits 2012-01-01 1
Number of other retired or separated participants entitled to future benefits 2012-01-01 8
Total of all active and inactive participants 2012-01-01 108
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 108
Number of participants with account balances 2012-01-01 102
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 1
2011: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 104
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 95
Number of retired or separated participants receiving benefits 2011-01-01 1
Number of other retired or separated participants entitled to future benefits 2011-01-01 8
Total of all active and inactive participants 2011-01-01 104
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 104
Number of participants with account balances 2011-01-01 99
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 1
2010: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2010 401k membership
Total participants, beginning-of-year 2010-01-01 118
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 95
Number of retired or separated participants receiving benefits 2010-01-01 1
Number of other retired or separated participants entitled to future benefits 2010-01-01 8
Total of all active and inactive participants 2010-01-01 104
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2010-01-01 0
Total participants 2010-01-01 104
Number of participants with account balances 2010-01-01 88
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2010-01-01 3
2009: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 113
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 106
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 11
Total of all active and inactive participants 2009-01-01 117
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 117
Number of participants with account balances 2009-01-01 110
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 1

Measure	Date	Value
2016: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	101
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	82
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	17
Total of all active and inactive participants	2016-01-01	99
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	99
Number of participants with account balances	2016-01-01	95
2015: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	108
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	86
Number of retired or separated participants receiving benefits	2015-01-01	14
Number of other retired or separated participants entitled to future benefits	2015-01-01	1
Total of all active and inactive participants	2015-01-01	101
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	101
Number of participants with account balances	2015-01-01	98
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	0
2014: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	107
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	95
Number of retired or separated participants receiving benefits	2014-01-01	11
Number of other retired or separated participants entitled to future benefits	2014-01-01	2
Total of all active and inactive participants	2014-01-01	108
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	108
Number of participants with account balances	2014-01-01	102
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	2
2013: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	108
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	95
Number of retired or separated participants receiving benefits	2013-01-01	0
Number of other retired or separated participants entitled to future benefits	2013-01-01	12
Total of all active and inactive participants	2013-01-01	107
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	107
Number of participants with account balances	2013-01-01	102
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	1
2012: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	104
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	99
Number of retired or separated participants receiving benefits	2012-01-01	1
Number of other retired or separated participants entitled to future benefits	2012-01-01	8
Total of all active and inactive participants	2012-01-01	108
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	108
Number of participants with account balances	2012-01-01	102
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	1
2011: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	104
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	95
Number of retired or separated participants receiving benefits	2011-01-01	1
Number of other retired or separated participants entitled to future benefits	2011-01-01	8
Total of all active and inactive participants	2011-01-01	104
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	104
Number of participants with account balances	2011-01-01	99
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	1
2010: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2010 401k membership
Total participants, beginning-of-year	2010-01-01	118
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	95
Number of retired or separated participants receiving benefits	2010-01-01	1
Number of other retired or separated participants entitled to future benefits	2010-01-01	8
Total of all active and inactive participants	2010-01-01	104
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2010-01-01	0
Total participants	2010-01-01	104
Number of participants with account balances	2010-01-01	88
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2010-01-01	3
2009: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	113
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	106
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	11
Total of all active and inactive participants	2009-01-01	117
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	117
Number of participants with account balances	2009-01-01	110
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	1

Financial Data on FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN

Measure	Date	Value
2016 : FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2016 401k financial data
Total unrealized appreciation/depreciation of assets	2016-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total income from all sources (including contributions)	2016-12-31	$1,141,485
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$272,642
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$234,231
Expenses. Certain deemed distributions of participant loans	2016-12-31	$8,754
Value of total corrective distributions	2016-12-31	$22,335
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$457,703
Value of total assets at end of year	2016-12-31	$9,445,905
Value of total assets at beginning of year	2016-12-31	$8,577,062
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$7,322
Total interest from all sources	2016-12-31	$16,513
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Administrative expenses professional fees incurred	2016-12-31	$3,332
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$2,500,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$330,780
Participant contributions at end of year	2016-12-31	$432,820
Participant contributions at beginning of year	2016-12-31	$390,894
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$28,822
Administrative expenses (other) incurred	2016-12-31	$3,990
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$868,843
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$9,445,905
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$8,577,062
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$2,034,487
Interest on participant loans	2016-12-31	$16,513
Value of interest in common/collective trusts at end of year	2016-12-31	$9,013,085
Value of interest in common/collective trusts at beginning of year	2016-12-31	$6,151,681
Net investment gain or loss from common/collective trusts	2016-12-31	$667,269
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$98,101
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$234,231
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	DERMODY, BURKE & BROWN
Accountancy firm EIN	2016-12-31	010723685
2015 : FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2015 401k financial data
Total unrealized appreciation/depreciation of assets	2015-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total income from all sources (including contributions)	2015-12-31	$497,664
Total loss/gain on sale of assets	2015-12-31	$0
Total of all expenses incurred	2015-12-31	$232,220
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$194,047
Expenses. Certain deemed distributions of participant loans	2015-12-31	$9,416
Value of total corrective distributions	2015-12-31	$22,973
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$429,859
Value of total assets at end of year	2015-12-31	$8,577,062
Value of total assets at beginning of year	2015-12-31	$8,311,618
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$5,784
Total interest from all sources	2015-12-31	$16,764
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$25,633
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$25,633
Administrative expenses professional fees incurred	2015-12-31	$2,904
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$2,500,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$331,730
Participant contributions at end of year	2015-12-31	$390,894
Participant contributions at beginning of year	2015-12-31	$412,332
Administrative expenses (other) incurred	2015-12-31	$2,880
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$265,444
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$8,577,062
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$8,311,618
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$2,034,487
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$6,148,769
Interest on participant loans	2015-12-31	$16,764
Value of interest in common/collective trusts at end of year	2015-12-31	$6,151,681
Value of interest in common/collective trusts at beginning of year	2015-12-31	$1,750,517
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-140,211
Net investment gain or loss from common/collective trusts	2015-12-31	$165,619
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$98,129
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$194,047
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	DERMODY, BURKE & BROWN
Accountancy firm EIN	2015-12-31	010723685
2014 : FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2014 401k financial data
Total unrealized appreciation/depreciation of assets	2014-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total income from all sources (including contributions)	2014-12-31	$883,721
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$211,191
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$193,654
Value of total corrective distributions	2014-12-31	$12,927
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$437,638
Value of total assets at end of year	2014-12-31	$8,311,618
Value of total assets at beginning of year	2014-12-31	$7,639,088
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$4,610
Total interest from all sources	2014-12-31	$13,044
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$310,009
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$310,009
Administrative expenses professional fees incurred	2014-12-31	$530
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$2,500,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$335,146
Participant contributions at end of year	2014-12-31	$412,332
Participant contributions at beginning of year	2014-12-31	$318,710
Administrative expenses (other) incurred	2014-12-31	$4,080
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$672,530
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$8,311,618
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$7,639,088
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$6,148,769
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$5,339,771
Interest on participant loans	2014-12-31	$13,044
Value of interest in common/collective trusts at end of year	2014-12-31	$1,750,517
Value of interest in common/collective trusts at beginning of year	2014-12-31	$1,980,607
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$110,254
Net investment gain or loss from common/collective trusts	2014-12-31	$12,776
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$102,492
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$193,654
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	DERMODY, BURKE & BROWN
Accountancy firm EIN	2014-12-31	010723685
2013 : FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2013 401k financial data
Total unrealized appreciation/depreciation of assets	2013-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$1,427,487
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$17,212
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$6,834
Value of total corrective distributions	2013-12-31	$8,027
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$426,592
Value of total assets at end of year	2013-12-31	$7,639,088
Value of total assets at beginning of year	2013-12-31	$6,228,813
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$2,351
Total interest from all sources	2013-12-31	$9,578
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$147,687
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$147,687
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$2,500,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$328,962
Participant contributions at end of year	2013-12-31	$318,710
Participant contributions at beginning of year	2013-12-31	$333,847
Administrative expenses (other) incurred	2013-12-31	$2,351
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$1,410,275
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$7,639,088
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$6,228,813
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$5,339,771
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$4,268,389
Interest on participant loans	2013-12-31	$9,578
Value of interest in common/collective trusts at end of year	2013-12-31	$1,980,607
Value of interest in common/collective trusts at beginning of year	2013-12-31	$1,626,577
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$827,188
Net investment gain or loss from common/collective trusts	2013-12-31	$16,442
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$97,630
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$6,834
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	DERMODY, BURKE & BROWN
Accountancy firm EIN	2013-12-31	010723685
2012 : FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2012 401k financial data
Total unrealized appreciation/depreciation of assets	2012-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$924,389
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$16,589
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$7,488
Value of total corrective distributions	2012-12-31	$9,081
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$383,597
Value of total assets at end of year	2012-12-31	$6,228,813
Value of total assets at beginning of year	2012-12-31	$5,321,013
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$20
Total interest from all sources	2012-12-31	$8,575
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$87,544
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$87,544
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$3,000,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$303,387
Participant contributions at end of year	2012-12-31	$333,847
Participant contributions at beginning of year	2012-12-31	$282,748
Administrative expenses (other) incurred	2012-12-31	$20
Total non interest bearing cash at end of year	2012-12-31	$0
Total non interest bearing cash at beginning of year	2012-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$907,800
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$6,228,813
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$5,321,013
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$4,268,389
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$2,374,360
Interest on participant loans	2012-12-31	$8,575
Value of interest in common/collective trusts at end of year	2012-12-31	$1,626,577
Value of interest in common/collective trusts at beginning of year	2012-12-31	$2,663,905
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$342,312
Net investment gain or loss from common/collective trusts	2012-12-31	$102,361
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$80,210
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$7,488
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	DERMODY, BURKE & BROWN
Accountancy firm EIN	2012-12-31	010723685
2011 : FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2011 401k financial data
Total unrealized appreciation/depreciation of assets	2011-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total income from all sources (including contributions)	2011-12-31	$384,943
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$60,015
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$50,725
Value of total corrective distributions	2011-12-31	$9,260
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$382,706
Value of total assets at end of year	2011-12-31	$5,321,013
Value of total assets at beginning of year	2011-12-31	$4,996,085
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$30
Total interest from all sources	2011-12-31	$8,025
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$39,832
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$39,832
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$3,500,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$290,394
Participant contributions at end of year	2011-12-31	$282,748
Participant contributions at beginning of year	2011-12-31	$252,485
Total non interest bearing cash at end of year	2011-12-31	$0
Total non interest bearing cash at beginning of year	2011-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$324,928
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$5,321,013
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$4,996,085
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$2,374,360
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$2,137,314
Income. Interest from loans (other than to participants)	2011-12-31	$8,025
Value of interest in common/collective trusts at end of year	2011-12-31	$2,663,905
Value of interest in common/collective trusts at beginning of year	2011-12-31	$2,606,286
Net investment gain/loss from pooled separate accounts	2011-12-31	$-33,043
Net investment gain or loss from common/collective trusts	2011-12-31	$-12,577
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$92,312
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$50,725
Contract administrator fees	2011-12-31	$30
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	No
Opinion of an independent qualified public accountant for this plan	2011-12-31	Unqualified
Accountancy firm name	2011-12-31	DERMODY, BURKE & BROWN
Accountancy firm EIN	2011-12-31	010723685
2010 : FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2010 401k financial data
Total unrealized appreciation/depreciation of assets	2010-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total income from all sources (including contributions)	2010-12-31	$831,874
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$166,000
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$153,024
Value of total corrective distributions	2010-12-31	$12,976
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$380,997
Value of total assets at end of year	2010-12-31	$4,996,085
Value of total assets at beginning of year	2010-12-31	$4,330,211
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$0
Total interest from all sources	2010-12-31	$8,335
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$30,233
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2010-12-31	$30,233
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$2,500,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$287,581
Participant contributions at end of year	2010-12-31	$252,485
Participant contributions at beginning of year	2010-12-31	$245,173
Total non interest bearing cash at end of year	2010-12-31	$0
Total non interest bearing cash at beginning of year	2010-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$665,874
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$4,996,085
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$4,330,211
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$2,137,314
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$1,650,224
Interest on participant loans	2010-12-31	$8,335
Value of interest in common/collective trusts at end of year	2010-12-31	$2,606,286
Value of interest in common/collective trusts at beginning of year	2010-12-31	$2,434,814
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$213,909
Net investment gain or loss from common/collective trusts	2010-12-31	$198,400
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$93,416
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$153,024
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	No
Opinion of an independent qualified public accountant for this plan	2010-12-31	Unqualified
Accountancy firm name	2010-12-31	DERMODY, BURKE & BROWN
Accountancy firm EIN	2010-12-31	010723685
2009 : FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0

Form 5500 Responses for FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN

2016: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	Yes
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2010: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2010 form 5500 responses
2010-01-01	Type of plan entity	Single employer plan
2010-01-01	Submission has been amended	No
2010-01-01	This submission is the final filing	No
2010-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2010-01-01	Plan is a collectively bargained plan	No
2010-01-01	Plan funding arrangement – Trust	Yes
2010-01-01	Plan benefit arrangement - Trust	Yes
2009: FULTON SAVINGS BANK THRIFT INCENTIVE 401(K) SAVINGS PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

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Company Name:	FULTON SAVINGS BANK
Employer identification number (EIN):	150313410
NAIC Classification:	522110
NAIC Description:	Commercial Banking