401k Plan data: PATHFINDER BANK 401(K) SAVINGS PLAN plan

PATHFINDER BANK 401(K) SAVINGS PLAN 401k Plan overview

Plan Name	PATHFINDER BANK 401(K) SAVINGS PLAN
Plan identification number	002

PATHFINDER BANK 401(K) SAVINGS PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Participant-directed brokerage accounts provided as an investment option under the plan.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

PATHFINDER BANK has sponsored the creation of one or more 401k plans.

Company Name: PATHFINDER BANK

Employer identification number (EIN): 150408130

NAIC Classification: 522120
NAIC Description: Savings Institutions

Form 5500 Filing Information

Submission information for form 5500 for 401k plan PATHFINDER BANK 401(K) SAVINGS PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
002 2022-01-01
002 2021-01-01
002 2020-01-01
002 2019-01-01
002 2018-01-01
002 2017-01-01 LAURIE LOCKWOOD LAURIE LOCKWOOD 2018-07-20
002 2016-01-01 LAURIE LOCKWOOD LAURIE LOCKWOOD 2017-07-11
002 2016-01-01 LAURIE LOCKWOOD 2017-06-29
002 2015-01-01 LAURIE LOCKWOOD LAURIE LOCKWOOD 2016-06-30
002 2015-01-01 LAURIE LOCKWOOD LAURIE LOCKWOOD 2016-06-30
002 2014-01-01 LAURIE LOCKWOOD LAURIE LOCKWOOD 2015-07-17
002 2012-01-01 LAURIE LOCKWOOD LAURIE LOCKWOOD 2013-10-15
002 2011-01-01 LAURIE LOCKWOOD 2013-10-16 LAURIE LOCKWOOD 2013-10-16
002 2009-01-01 LAURIE LOCKWOOD

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed	Name of Company Sponsor	Date Sponsor Signed
002	2022-01-01
002	2021-01-01
002	2020-01-01
002	2019-01-01
002	2018-01-01
002	2017-01-01	LAURIE LOCKWOOD		LAURIE LOCKWOOD	2018-07-20
002	2016-01-01	LAURIE LOCKWOOD		LAURIE LOCKWOOD	2017-07-11
002	2016-01-01			LAURIE LOCKWOOD	2017-06-29
002	2015-01-01	LAURIE LOCKWOOD		LAURIE LOCKWOOD	2016-06-30
002	2015-01-01	LAURIE LOCKWOOD		LAURIE LOCKWOOD	2016-06-30
002	2014-01-01	LAURIE LOCKWOOD		LAURIE LOCKWOOD	2015-07-17
002	2012-01-01	LAURIE LOCKWOOD		LAURIE LOCKWOOD	2013-10-15
002	2011-01-01	LAURIE LOCKWOOD	2013-10-16	LAURIE LOCKWOOD	2013-10-16
002	2009-01-01	LAURIE LOCKWOOD

Plan Statistics for PATHFINDER BANK 401(K) SAVINGS PLAN

401k plan membership statisitcs for PATHFINDER BANK 401(K) SAVINGS PLAN

Measure Date Value
2022: PATHFINDER BANK 401(K) SAVINGS PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 195
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 159
Number of retired or separated participants receiving benefits 2022-01-01 0
Number of other retired or separated participants entitled to future benefits 2022-01-01 61
Total of all active and inactive participants 2022-01-01 220
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 0
Total participants 2022-01-01 220
Number of participants with account balances 2022-01-01 217
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 23
2021: PATHFINDER BANK 401(K) SAVINGS PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 198
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 154
Number of retired or separated participants receiving benefits 2021-01-01 0
Number of other retired or separated participants entitled to future benefits 2021-01-01 29
Total of all active and inactive participants 2021-01-01 183
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 0
Total participants 2021-01-01 183
Number of participants with account balances 2021-01-01 179
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 18
2020: PATHFINDER BANK 401(K) SAVINGS PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 201
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 154
Number of retired or separated participants receiving benefits 2020-01-01 13
Number of other retired or separated participants entitled to future benefits 2020-01-01 31
Total of all active and inactive participants 2020-01-01 198
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 198
Number of participants with account balances 2020-01-01 194
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 0
2019: PATHFINDER BANK 401(K) SAVINGS PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 168
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 148
Number of retired or separated participants receiving benefits 2019-01-01 11
Number of other retired or separated participants entitled to future benefits 2019-01-01 39
Total of all active and inactive participants 2019-01-01 198
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 198
Number of participants with account balances 2019-01-01 196
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 16
2018: PATHFINDER BANK 401(K) SAVINGS PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 177
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 144
Number of retired or separated participants receiving benefits 2018-01-01 42
Number of other retired or separated participants entitled to future benefits 2018-01-01 0
Total of all active and inactive participants 2018-01-01 186
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 0
Total participants 2018-01-01 186
Number of participants with account balances 2018-01-01 186
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 0
2017: PATHFINDER BANK 401(K) SAVINGS PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 166
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 134
Number of retired or separated participants receiving benefits 2017-01-01 9
Number of other retired or separated participants entitled to future benefits 2017-01-01 30
Total of all active and inactive participants 2017-01-01 173
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 173
Number of participants with account balances 2017-01-01 172
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 7
2016: PATHFINDER BANK 401(K) SAVINGS PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 160
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 128
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 37
Total of all active and inactive participants 2016-01-01 165
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 165
Number of participants with account balances 2016-01-01 162
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 6
2015: PATHFINDER BANK 401(K) SAVINGS PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 157
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 129
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 25
Total of all active and inactive participants 2015-01-01 154
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 154
Number of participants with account balances 2015-01-01 154
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 10
2014: PATHFINDER BANK 401(K) SAVINGS PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 142
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 26
Total of all active and inactive participants 2014-01-01 26
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 26
Number of participants with account balances 2014-01-01 144
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 5
2012: PATHFINDER BANK 401(K) SAVINGS PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 137
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 110
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 23
Total of all active and inactive participants 2012-01-01 133
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 133
Number of participants with account balances 2012-01-01 125
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 5
2009: PATHFINDER BANK 401(K) SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 114
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 88
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 17
Total of all active and inactive participants 2009-01-01 105
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 1
Total participants 2009-01-01 106
Number of participants with account balances 2009-01-01 101
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 3

Measure	Date	Value
2022: PATHFINDER BANK 401(K) SAVINGS PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	195
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	159
Number of retired or separated participants receiving benefits	2022-01-01	0
Number of other retired or separated participants entitled to future benefits	2022-01-01	61
Total of all active and inactive participants	2022-01-01	220
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	0
Total participants	2022-01-01	220
Number of participants with account balances	2022-01-01	217
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	23
2021: PATHFINDER BANK 401(K) SAVINGS PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	198
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	154
Number of retired or separated participants receiving benefits	2021-01-01	0
Number of other retired or separated participants entitled to future benefits	2021-01-01	29
Total of all active and inactive participants	2021-01-01	183
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	0
Total participants	2021-01-01	183
Number of participants with account balances	2021-01-01	179
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	18
2020: PATHFINDER BANK 401(K) SAVINGS PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	201
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	154
Number of retired or separated participants receiving benefits	2020-01-01	13
Number of other retired or separated participants entitled to future benefits	2020-01-01	31
Total of all active and inactive participants	2020-01-01	198
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	198
Number of participants with account balances	2020-01-01	194
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	0
2019: PATHFINDER BANK 401(K) SAVINGS PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	168
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	148
Number of retired or separated participants receiving benefits	2019-01-01	11
Number of other retired or separated participants entitled to future benefits	2019-01-01	39
Total of all active and inactive participants	2019-01-01	198
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	198
Number of participants with account balances	2019-01-01	196
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	16
2018: PATHFINDER BANK 401(K) SAVINGS PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	177
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	144
Number of retired or separated participants receiving benefits	2018-01-01	42
Number of other retired or separated participants entitled to future benefits	2018-01-01	0
Total of all active and inactive participants	2018-01-01	186
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	0
Total participants	2018-01-01	186
Number of participants with account balances	2018-01-01	186
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	0
2017: PATHFINDER BANK 401(K) SAVINGS PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	166
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	134
Number of retired or separated participants receiving benefits	2017-01-01	9
Number of other retired or separated participants entitled to future benefits	2017-01-01	30
Total of all active and inactive participants	2017-01-01	173
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	173
Number of participants with account balances	2017-01-01	172
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	7
2016: PATHFINDER BANK 401(K) SAVINGS PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	160
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	128
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	37
Total of all active and inactive participants	2016-01-01	165
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	165
Number of participants with account balances	2016-01-01	162
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	6
2015: PATHFINDER BANK 401(K) SAVINGS PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	157
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	129
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	25
Total of all active and inactive participants	2015-01-01	154
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	154
Number of participants with account balances	2015-01-01	154
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	10
2014: PATHFINDER BANK 401(K) SAVINGS PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	142
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	26
Total of all active and inactive participants	2014-01-01	26
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	26
Number of participants with account balances	2014-01-01	144
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	5
2012: PATHFINDER BANK 401(K) SAVINGS PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	137
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	110
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	23
Total of all active and inactive participants	2012-01-01	133
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	133
Number of participants with account balances	2012-01-01	125
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	5
2009: PATHFINDER BANK 401(K) SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	114
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	88
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	17
Total of all active and inactive participants	2009-01-01	105
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	1
Total participants	2009-01-01	106
Number of participants with account balances	2009-01-01	101
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	3

Financial Data on PATHFINDER BANK 401(K) SAVINGS PLAN

Measure	Date	Value
2022 : PATHFINDER BANK 401(K) SAVINGS PLAN 2022 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2022-12-31	$-3,062,289
Total unrealized appreciation/depreciation of assets	2022-12-31	$-3,062,289
Total income from all sources (including contributions)	2022-12-31	$-764,936
Total of all expenses incurred	2022-12-31	$1,477,663
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$1,346,019
Expenses. Certain deemed distributions of participant loans	2022-12-31	$131,644
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$1,860,459
Value of total assets at end of year	2022-12-31	$18,368,377
Value of total assets at beginning of year	2022-12-31	$20,610,976
Total interest from all sources	2022-12-31	$22,875
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$414,019
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$500,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$1,070,387
Participant contributions at end of year	2022-12-31	$372,179
Participant contributions at beginning of year	2022-12-31	$526,179
Participant contributions at beginning of year	2022-12-31	$25,574
Assets. Other investments not covered elsewhere at beginning of year	2022-12-31	$323,159
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$20,139
Total non interest bearing cash at end of year	2022-12-31	$91,015
Total non interest bearing cash at beginning of year	2022-12-31	$57,499
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-2,242,599
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$18,368,377
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$20,610,976
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$13,182,817
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$15,857,780
Interest on participant loans	2022-12-31	$22,875
Value of interest in common/collective trusts at end of year	2022-12-31	$503,786
Value of interest in common/collective trusts at beginning of year	2022-12-31	$508,676
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2022-12-31	$312,483
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2022-12-31	$269,153
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2022-12-31	$269,153
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2022-12-31	$531,371
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Assets. Invements in employer securities at end of year	2022-12-31	$3,374,726
Assets. Invements in employer securities at beginning of year	2022-12-31	$3,019,207
Contributions received in cash from employer	2022-12-31	$769,933
Employer contributions (assets) at beginning of year	2022-12-31	$23,749
Income. Dividends from common stock	2022-12-31	$414,019
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$1,346,019
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	BONADIO & CO LLP
Accountancy firm EIN	2022-12-31	161131146
2021 : PATHFINDER BANK 401(K) SAVINGS PLAN 2021 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2021-12-31	$3,292,806
Total unrealized appreciation/depreciation of assets	2021-12-31	$3,292,806
Total income from all sources (including contributions)	2021-12-31	$4,948,299
Total of all expenses incurred	2021-12-31	$3,108,606
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$3,053,067
Expenses. Certain deemed distributions of participant loans	2021-12-31	$55,539
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$1,578,843
Value of total assets at end of year	2021-12-31	$20,610,976
Value of total assets at beginning of year	2021-12-31	$18,771,283
Total interest from all sources	2021-12-31	$26,587
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$50,063
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$850,532
Participant contributions at end of year	2021-12-31	$526,179
Participant contributions at beginning of year	2021-12-31	$450,811
Participant contributions at end of year	2021-12-31	$25,574
Assets. Other investments not covered elsewhere at end of year	2021-12-31	$323,159
Assets. Other investments not covered elsewhere at beginning of year	2021-12-31	$222,333
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$235
Total non interest bearing cash at end of year	2021-12-31	$57,499
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$1,839,693
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$20,610,976
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$18,771,283
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$15,857,780
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$15,741,631
Interest on participant loans	2021-12-31	$26,587
Value of interest in common/collective trusts at end of year	2021-12-31	$508,676
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2021-12-31	$269,153
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2021-12-31	$173,552
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2021-12-31	$173,552
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	Yes
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Assets. Invements in employer securities at end of year	2021-12-31	$3,019,207
Assets. Invements in employer securities at beginning of year	2021-12-31	$2,182,956
Contributions received in cash from employer	2021-12-31	$728,076
Employer contributions (assets) at end of year	2021-12-31	$23,749
Income. Dividends from preferred stock	2021-12-31	$50,063
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$3,053,067
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	BONADIO & CO, LLP
Accountancy firm EIN	2021-12-31	161131146
2020 : PATHFINDER BANK 401(K) SAVINGS PLAN 2020 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2020-12-31	$-309,174
Total unrealized appreciation/depreciation of assets	2020-12-31	$-309,174
Total income from all sources (including contributions)	2020-12-31	$2,946,843
Total loss/gain on sale of assets	2020-12-31	$-11,674
Total of all expenses incurred	2020-12-31	$1,401,943
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$1,401,943
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$1,479,356
Value of total assets at end of year	2020-12-31	$18,771,283
Value of total assets at beginning of year	2020-12-31	$17,226,383
Total interest from all sources	2020-12-31	$24,252
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$46,776
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$801,980
Participant contributions at end of year	2020-12-31	$450,811
Participant contributions at beginning of year	2020-12-31	$468,074
Assets. Other investments not covered elsewhere at end of year	2020-12-31	$222,333
Assets. Other investments not covered elsewhere at beginning of year	2020-12-31	$138,309
Other income not declared elsewhere	2020-12-31	$74,406
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$1,544,900
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$18,771,283
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$17,226,383
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$15,741,631
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$13,706,190
Interest on participant loans	2020-12-31	$24,252
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2020-12-31	$173,552
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2020-12-31	$235,780
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2020-12-31	$235,780
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$1,642,901
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Assets. Invements in employer securities at end of year	2020-12-31	$2,182,956
Assets. Invements in employer securities at beginning of year	2020-12-31	$2,678,030
Contributions received in cash from employer	2020-12-31	$677,376
Income. Dividends from common stock	2020-12-31	$46,776
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$1,401,943
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Aggregate proceeds on sale of assets	2020-12-31	$36,003
Aggregate carrying amount (costs) on sale of assets	2020-12-31	$47,677
Opinion of an independent qualified public accountant for this plan	2020-12-31	Unqualified
Accountancy firm name	2020-12-31	BONADIO & CO.,LLP
Accountancy firm EIN	2020-12-31	161131146
2019 : PATHFINDER BANK 401(K) SAVINGS PLAN 2019 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2019-12-31	$-313,631
Total unrealized appreciation/depreciation of assets	2019-12-31	$-313,631
Total income from all sources (including contributions)	2019-12-31	$3,731,091
Total loss/gain on sale of assets	2019-12-31	$-8,838
Total of all expenses incurred	2019-12-31	$1,355,866
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$1,355,866
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$1,517,429
Value of total assets at end of year	2019-12-31	$17,226,383
Value of total assets at beginning of year	2019-12-31	$14,851,158
Total interest from all sources	2019-12-31	$30,190
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$44,541
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$774,493
Participant contributions at end of year	2019-12-31	$468,074
Participant contributions at beginning of year	2019-12-31	$449,154
Assets. Other investments not covered elsewhere at end of year	2019-12-31	$138,309
Assets. Other investments not covered elsewhere at beginning of year	2019-12-31	$50,586
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$58,786
Other income not declared elsewhere	2019-12-31	$48,538
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$2,375,225
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$17,226,383
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$14,851,158
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$13,706,190
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$11,413,941
Interest on participant loans	2019-12-31	$30,190
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2019-12-31	$235,780
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2019-12-31	$215,205
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2019-12-31	$215,205
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$2,412,862
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Assets. Invements in employer securities at end of year	2019-12-31	$2,678,030
Assets. Invements in employer securities at beginning of year	2019-12-31	$2,722,272
Contributions received in cash from employer	2019-12-31	$684,150
Income. Dividends from common stock	2019-12-31	$44,541
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$1,355,866
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Aggregate proceeds on sale of assets	2019-12-31	$84,726
Aggregate carrying amount (costs) on sale of assets	2019-12-31	$93,564
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	No
Opinion of an independent qualified public accountant for this plan	2019-12-31	Unqualified
Accountancy firm name	2019-12-31	BONADIO & CO.,LLP
Accountancy firm EIN	2019-12-31	161131146
2018 : PATHFINDER BANK 401(K) SAVINGS PLAN 2018 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2018-12-31	$46,431
Total unrealized appreciation/depreciation of assets	2018-12-31	$46,431
Total income from all sources (including contributions)	2018-12-31	$778,453
Total loss/gain on sale of assets	2018-12-31	$3,240
Total of all expenses incurred	2018-12-31	$513,327
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$513,327
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$1,445,365
Value of total assets at end of year	2018-12-31	$14,851,158
Value of total assets at beginning of year	2018-12-31	$14,586,032
Total interest from all sources	2018-12-31	$24,252
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$41,700
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$691,402
Participant contributions at end of year	2018-12-31	$449,154
Participant contributions at beginning of year	2018-12-31	$395,897
Assets. Other investments not covered elsewhere at end of year	2018-12-31	$50,586
Assets. Other investments not covered elsewhere at beginning of year	2018-12-31	$52,565
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$109,843
Other income not declared elsewhere	2018-12-31	$12,641
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$265,126
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$14,851,158
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$14,586,032
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$11,413,941
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$11,266,454
Interest on participant loans	2018-12-31	$24,252
Value of interest in master investment trust accounts at beginning of year	2018-12-31	$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2018-12-31	$215,205
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2018-12-31	$93,557
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2018-12-31	$93,557
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-795,176
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Assets. Invements in employer securities at end of year	2018-12-31	$2,722,272
Assets. Invements in employer securities at beginning of year	2018-12-31	$2,777,559
Contributions received in cash from employer	2018-12-31	$644,120
Income. Dividends from common stock	2018-12-31	$41,700
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$513,327
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Aggregate proceeds on sale of assets	2018-12-31	$137,251
Aggregate carrying amount (costs) on sale of assets	2018-12-31	$134,011
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	No
Opinion of an independent qualified public accountant for this plan	2018-12-31	Unqualified
Accountancy firm name	2018-12-31	BONADIO & CO.,LLP
Accountancy firm EIN	2018-12-31	161131146
2017 : PATHFINDER BANK 401(K) SAVINGS PLAN 2017 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2017-12-31	$334,330
Total unrealized appreciation/depreciation of assets	2017-12-31	$334,330
Total income from all sources (including contributions)	2017-12-31	$3,130,170
Total loss/gain on sale of assets	2017-12-31	$28,894
Total of all expenses incurred	2017-12-31	$738,238
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$711,227
Expenses. Certain deemed distributions of participant loans	2017-12-31	$27,011
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$1,248,736
Value of total assets at end of year	2017-12-31	$14,586,032
Value of total assets at beginning of year	2017-12-31	$12,194,100
Total interest from all sources	2017-12-31	$18,723
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$39,270
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$627,645
Participant contributions at end of year	2017-12-31	$395,897
Participant contributions at beginning of year	2017-12-31	$355,779
Assets. Other investments not covered elsewhere at end of year	2017-12-31	$52,565
Assets. Other investments not covered elsewhere at beginning of year	2017-12-31	$35,892
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$43,982
Other income not declared elsewhere	2017-12-31	$21,305
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$2,391,932
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$14,586,032
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$12,194,100
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$11,266,454
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$8,975,911
Interest on participant loans	2017-12-31	$18,723
Value of interest in master investment trust accounts at end of year	2017-12-31	$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2017-12-31	$93,557
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2017-12-31	$59,201
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2017-12-31	$59,201
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$1,438,912
Net investment gain or loss from common/collective trusts	2017-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Assets. Invements in employer securities at end of year	2017-12-31	$2,777,559
Assets. Invements in employer securities at beginning of year	2017-12-31	$2,757,505
Contributions received in cash from employer	2017-12-31	$577,109
Employer contributions (assets) at beginning of year	2017-12-31	$9,812
Income. Dividends from common stock	2017-12-31	$39,270
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$711,227
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Aggregate proceeds on sale of assets	2017-12-31	$358,482
Aggregate carrying amount (costs) on sale of assets	2017-12-31	$329,588
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	No
Opinion of an independent qualified public accountant for this plan	2017-12-31	Unqualified
Accountancy firm name	2017-12-31	BONADIO & CO.,LLP
Accountancy firm EIN	2017-12-31	161131146
2016 : PATHFINDER BANK 401(K) SAVINGS PLAN 2016 401k financial data
Total income from all sources (including contributions)	2016-12-31	$1,961,707
Total of all expenses incurred	2016-12-31	$172,797
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$172,797
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$1,128,063
Value of total assets at end of year	2016-12-31	$12,194,100
Value of total assets at beginning of year	2016-12-31	$10,405,190
Total interest from all sources	2016-12-31	$18,075
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$40,914
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$586,997
Participant contributions at end of year	2016-12-31	$355,779
Participant contributions at beginning of year	2016-12-31	$376,676
Participant contributions at beginning of year	2016-12-31	$0
Assets. Other investments not covered elsewhere at end of year	2016-12-31	$35,892
Assets. Other investments not covered elsewhere at beginning of year	2016-12-31	$29,617
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$9,915
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$1,788,910
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$12,194,100
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$10,405,190
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$8,975,911
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$7,338,032
Interest on participant loans	2016-12-31	$18,075
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2016-12-31	$59,201
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2016-12-31	$25,052
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2016-12-31	$25,052
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$774,655
Net investment gain or loss from common/collective trusts	2016-12-31	$774,655
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Assets. Invements in employer securities at end of year	2016-12-31	$2,757,505
Assets. Invements in employer securities at beginning of year	2016-12-31	$2,635,813
Contributions received in cash from employer	2016-12-31	$531,151
Employer contributions (assets) at end of year	2016-12-31	$9,812
Employer contributions (assets) at beginning of year	2016-12-31	$0
Income. Dividends from common stock	2016-12-31	$40,914
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$172,797
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	No
Opinion of an independent qualified public accountant for this plan	2016-12-31	Unqualified
Accountancy firm name	2016-12-31	BONADIO & CO.,LLP
Accountancy firm EIN	2016-12-31	161131146
2015 : PATHFINDER BANK 401(K) SAVINGS PLAN 2015 401k financial data
Total income from all sources (including contributions)	2015-12-31	$1,593,943
Total of all expenses incurred	2015-12-31	$235,425
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$230,389
Expenses. Certain deemed distributions of participant loans	2015-12-31	$5,036
Value of total corrective distributions	2015-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$1,049,302
Value of total assets at end of year	2015-12-31	$10,405,190
Value of total assets at beginning of year	2015-12-31	$9,046,672
Total interest from all sources	2015-12-31	$16,734
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$28,623
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$542,439
Participant contributions at end of year	2015-12-31	$376,676
Participant contributions at beginning of year	2015-12-31	$348,311
Assets. Other investments not covered elsewhere at end of year	2015-12-31	$29,617
Assets. Other investments not covered elsewhere at beginning of year	2015-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$32,124
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$1,358,518
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$10,405,190
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$9,046,672
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$7,338,032
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$6,696,453
Interest on participant loans	2015-12-31	$16,734
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2015-12-31	$25,052
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2015-12-31	$2,326
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2015-12-31	$2,326
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$499,284
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Assets. Invements in employer securities at end of year	2015-12-31	$2,635,813
Assets. Invements in employer securities at beginning of year	2015-12-31	$1,999,582
Contributions received in cash from employer	2015-12-31	$474,739
Income. Dividends from common stock	2015-12-31	$28,623
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$230,389
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	No
Opinion of an independent qualified public accountant for this plan	2015-12-31	Unqualified
Accountancy firm name	2015-12-31	THE BONADIO GROUP
Accountancy firm EIN	2015-12-31	161131146
2014 : PATHFINDER BANK 401(K) SAVINGS PLAN 2014 401k financial data
Unrealized appreciation/depreciation of real estate assets	2014-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2014-12-31	$30,380
Total unrealized appreciation/depreciation of assets	2014-12-31	$30,380
Total income from all sources (including contributions)	2014-12-31	$1,437,565
Total loss/gain on sale of assets	2014-12-31	$-3,321
Total of all expenses incurred	2014-12-31	$213,774
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$211,758
Expenses. Certain deemed distributions of participant loans	2014-12-31	$2,016
Value of total corrective distributions	2014-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$888,782
Value of total assets at end of year	2014-12-31	$9,046,672
Value of total assets at beginning of year	2014-12-31	$7,822,881
Total interest from all sources	2014-12-31	$14,896
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$459,587
Participant contributions at end of year	2014-12-31	$348,311
Participant contributions at beginning of year	2014-12-31	$321,321
Assets. Other investments not covered elsewhere at end of year	2014-12-31	$1,999,582
Assets. Other investments not covered elsewhere at beginning of year	2014-12-31	$78,862
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$3,398
Other income not declared elsewhere	2014-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$1,223,791
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$9,046,672
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$7,822,881
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$6,696,453
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$7,422,698
Income. Interest from loans (other than to participants)	2014-12-31	$14,896
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2014-12-31	$2,326
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$506,828
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$425,797
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$211,758
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Aggregate proceeds on sale of assets	2014-12-31	$26,541
Aggregate carrying amount (costs) on sale of assets	2014-12-31	$29,862
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	No
Opinion of an independent qualified public accountant for this plan	2014-12-31	Unqualified
Accountancy firm name	2014-12-31	THE BONADIO GROUP
Accountancy firm EIN	2014-12-31	161131146
2013 : PATHFINDER BANK 401(K) SAVINGS PLAN 2013 401k financial data
Total income from all sources (including contributions)	2013-12-31	$1,953,566
Total of all expenses incurred	2013-12-31	$298,222
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$298,222
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$856,439
Value of total assets at end of year	2013-12-31	$7,822,881
Value of total assets at beginning of year	2013-12-31	$6,167,228
Total interest from all sources	2013-12-31	$13,666
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$436,883
Participant contributions at end of year	2013-12-31	$321,321
Participant contributions at beginning of year	2013-12-31	$312,419
Participant contributions at beginning of year	2013-12-31	$0
Assets. Other investments not covered elsewhere at end of year	2013-12-31	$78,862
Assets. Other investments not covered elsewhere at beginning of year	2013-12-31	$59,692
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$20,406
Other income not declared elsewhere	2013-12-31	$19,170
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$1,655,344
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$7,822,881
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$6,167,228
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$7,422,698
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$5,795,117
Interest on participant loans	2013-12-31	$13,666
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2013-12-31	$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2013-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$1,064,291
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$399,150
Employer contributions (assets) at beginning of year	2013-12-31	$0
Income. Dividends from preferred stock	2013-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$298,222
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	THE BONADIO GROUP
Accountancy firm EIN	2013-12-31	161131146
2012 : PATHFINDER BANK 401(K) SAVINGS PLAN 2012 401k financial data
Total income from all sources (including contributions)	2012-12-31	$1,330,510
Total of all expenses incurred	2012-12-31	$51,543
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$40,222
Expenses. Certain deemed distributions of participant loans	2012-12-31	$11,321
Value of total corrective distributions	2012-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$729,424
Value of total assets at end of year	2012-12-31	$6,167,228
Value of total assets at beginning of year	2012-12-31	$4,888,261
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$0
Total interest from all sources	2012-12-31	$12,193
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$390,293
Participant contributions at end of year	2012-12-31	$312,419
Participant contributions at beginning of year	2012-12-31	$283,191
Participant contributions at end of year	2012-12-31	$0
Participant contributions at beginning of year	2012-12-31	$0
Assets. Other investments not covered elsewhere at end of year	2012-12-31	$59,692
Assets. Other investments not covered elsewhere at beginning of year	2012-12-31	$47,993
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$131,437
Other income not declared elsewhere	2012-12-31	$6,817
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$1,278,967
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$6,167,228
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$4,888,261
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$5,795,117
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$4,557,077
Interest on participant loans	2012-12-31	$12,193
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2012-12-31	$0
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2012-12-31	$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2012-12-31	$0
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2012-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$582,076
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$207,694
Employer contributions (assets) at end of year	2012-12-31	$0
Employer contributions (assets) at beginning of year	2012-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$40,222
Contract administrator fees	2012-12-31	$0
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	THE BONADIO GROUP
Accountancy firm EIN	2012-12-31	161131146
2010 : PATHFINDER BANK 401(K) SAVINGS PLAN 2010 401k financial data
Transfers to/from the plan	2010-12-31	$0
Total income from all sources	2010-12-31	$1,068,400
Expenses. Total of all expenses incurred	2010-12-31	$81,707
Benefits paid (including direct rollovers)	2010-12-31	$80,937
Total plan assets at end of year	2010-12-31	$5,067,838
Total plan assets at beginning of year	2010-12-31	$4,081,145
Value of fidelity bond covering the plan	2010-12-31	$5,000,000
Total contributions received or receivable from participants	2010-12-31	$294,401
Expenses. Other expenses not covered elsewhere	2010-12-31	$770
Contributions received from other sources (not participants or employers)	2010-12-31	$45,098
Other income received	2010-12-31	$564,071
Net income (gross income less expenses)	2010-12-31	$986,693
Net plan assets at end of year (total assets less liabilities)	2010-12-31	$5,067,838
Net plan assets at beginning of year (total assets less liabilities)	2010-12-31	$4,081,145
Assets. Value of participant loans	2010-12-31	$267,542
Total contributions received or receivable from employer(s)	2010-12-31	$164,830
Value of certain deemed distributions of participant loans	2010-12-31	$0
Value of corrective distributions	2010-12-31	$0
Funding deficiency by the employer to the plan for this plan year	2010-12-31	$0
Minimum employer required contribution for this plan year	2010-12-31	$0
Amount contributed by the employer to the plan for this plan year	2010-12-31	$0
2009 : PATHFINDER BANK 401(K) SAVINGS PLAN 2009 401k financial data
Funding deficiency by the employer to the plan for this plan year	2009-12-31	$0
Minimum employer required contribution for this plan year	2009-12-31	$0
Amount contributed by the employer to the plan for this plan year	2009-12-31	$0

Form 5500 Responses for PATHFINDER BANK 401(K) SAVINGS PLAN

2022: PATHFINDER BANK 401(K) SAVINGS PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Plan funding arrangement – Insurance	Yes
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement – Insurance	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: PATHFINDER BANK 401(K) SAVINGS PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: PATHFINDER BANK 401(K) SAVINGS PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Submission has been amended	No
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: PATHFINDER BANK 401(K) SAVINGS PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: PATHFINDER BANK 401(K) SAVINGS PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Submission has been amended	No
2018-01-01	This submission is the final filing	No
2018-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2018-01-01	Plan is a collectively bargained plan	No
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: PATHFINDER BANK 401(K) SAVINGS PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Submission has been amended	No
2017-01-01	This submission is the final filing	No
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: PATHFINDER BANK 401(K) SAVINGS PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	Yes
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: PATHFINDER BANK 401(K) SAVINGS PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: PATHFINDER BANK 401(K) SAVINGS PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2012: PATHFINDER BANK 401(K) SAVINGS PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2009: PATHFINDER BANK 401(K) SAVINGS PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Insurance	Yes
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement – Insurance	Yes

Insurance Providers Used on plan

FIRST GREAT WEST LIFE INSURANCE & ANNUITY CO (National Association of Insurance Commissioners NAIC id number: 60214 )

Policy contract number

59073901

Policy instance

Insurance contract or identification number	59073901
Number of Individuals Covered	19
Insurance policy start date	2023-01-01
Insurance policy end date	2023-12-31
Are there contracts with allocated funds for types other than group deferred annuity or individual?	Yes
Other information about contract	GROUP ANNUITY CONTRACT

FIRST GREAT WEST LIFE INSURANCE & ANNUITY CO (National Association of Insurance Commissioners NAIC id number: 60214 )

Policy contract number

59073901

Policy instance

Insurance contract or identification number	59073901
Number of Individuals Covered	23
Insurance policy start date	2022-01-01
Insurance policy end date	2022-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for types other than group deferred annuity or individual?	Yes
Other information about contract	GROUP ANNUITY CONTRACT

HARTFORD LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88072 )

Policy contract number

GA-024749

Policy instance

Insurance contract or identification number	GA-024749
Number of Individuals Covered	107
Insurance policy start date	2010-01-01
Insurance policy end date	2010-12-31
Total amount of commissions paid to insurance broker	USD $18,072
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $18,072
Insurance broker organization code?	3
Insurance broker name	CADARET GRANT & CO INC

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Company Name:	PATHFINDER BANK
Employer identification number (EIN):	150408130
NAIC Classification:	522120
NAIC Description:	Savings Institutions