401k Plan data: FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN plan

FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 401k Plan overview

Plan Name	FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN
Plan identification number	002

FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 403(b)(1) arrangement - See Limited Pension Plan Reporting instructions for Code section 403(b)(1) arrangements for certain exempt organizations.
Code section 403(b)(7) accounts - See Limited Pension Plan Reporting instructions for Code section 403(b)(7) custodial accounts for regulated investment company stock for certain exempt organizations.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

401k Sponsoring company profile

FRONTIER SCIENCE AND TECHNOLOGY RESEARCH FOUNDATION, INC. has sponsored the creation of one or more 401k plans.

Company Name: FRONTIER SCIENCE AND TECHNOLOGY RESEARCH FOUNDATION, INC.

Employer identification number (EIN): 161056814

NAIC Classification: 541990
NAIC Description: All Other Professional, Scientific, and Technical Services

Additional information about FRONTIER SCIENCE AND TECHNOLOGY RESEARCH FOUNDATION, INC.

Jurisdiction of Incorporation: New York Department of State

Incorporation Date: 1975-09-26

Company Identification Number: 380146

Legal Registered Office Address: ATTN: LAUREN D. RACHLIN, ESQ.
37 DORSET DRIVE
BUFFALO
United States of America (USA)
14223

More information about FRONTIER SCIENCE AND TECHNOLOGY RESEARCH FOUNDATION, INC.

Form 5500 Filing Information

Submission information for form 5500 for 401k plan FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
002 2017-01-01
002 2017-01-01
002 2016-01-01
002 2016-01-01 GREGORY PAVLOV 2017-10-16
002 2015-01-01
002 2014-01-01 ALAN LISAK ALAN LISAK 2015-10-15
002 2013-01-01 ALAN LISAK ALAN LISAK 2014-10-15
002 2012-01-01 ALAN LISAK ALAN LISAK 2013-10-15
002 2011-01-01 ALAN LISAK ALAN LISAK 2012-10-15
002 2010-01-01 ALAN LISAK ALAN LISAK 2011-10-17
002 2009-01-01 ALAN LISAK ALAN LISAK 2010-10-15

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed	Name of Company Sponsor	Date Sponsor Signed
002	2017-01-01
002	2017-01-01
002	2016-01-01
002	2016-01-01	GREGORY PAVLOV	2017-10-16
002	2015-01-01
002	2014-01-01	ALAN LISAK		ALAN LISAK	2015-10-15
002	2013-01-01	ALAN LISAK		ALAN LISAK	2014-10-15
002	2012-01-01	ALAN LISAK		ALAN LISAK	2013-10-15
002	2011-01-01	ALAN LISAK		ALAN LISAK	2012-10-15
002	2010-01-01	ALAN LISAK		ALAN LISAK	2011-10-17
002	2009-01-01	ALAN LISAK		ALAN LISAK	2010-10-15

Plan Statistics for FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN

401k plan membership statisitcs for FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN

Measure Date Value
2017: FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 300
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 0
Total of all active and inactive participants 2017-01-01 0
Total participants 2017-01-01 0
2016: FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 346
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 111
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 189
Total of all active and inactive participants 2016-01-01 300
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 300
Number of participants with account balances 2016-01-01 298
2015: FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 353
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 181
Number of other retired or separated participants entitled to future benefits 2015-01-01 201
Total of all active and inactive participants 2015-01-01 382
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 382
Number of participants with account balances 2015-01-01 346
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 0
2014: FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 352
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 146
Number of other retired or separated participants entitled to future benefits 2014-01-01 146
Total of all active and inactive participants 2014-01-01 292
Total participants 2014-01-01 292
Number of participants with account balances 2014-01-01 353
2013: FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 397
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 218
Number of other retired or separated participants entitled to future benefits 2013-01-01 134
Total of all active and inactive participants 2013-01-01 352
Total participants 2013-01-01 352
Number of participants with account balances 2013-01-01 328
2012: FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 365
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 237
Number of other retired or separated participants entitled to future benefits 2012-01-01 128
Total of all active and inactive participants 2012-01-01 365
Total participants 2012-01-01 365
Number of participants with account balances 2012-01-01 397
2011: FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 333
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 254
Number of other retired or separated participants entitled to future benefits 2011-01-01 122
Total of all active and inactive participants 2011-01-01 376
Total participants 2011-01-01 376
Number of participants with account balances 2011-01-01 365
2010: FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2010 401k membership
Total participants, beginning-of-year 2010-01-01 290
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 332
Number of other retired or separated participants entitled to future benefits 2010-01-01 118
Total of all active and inactive participants 2010-01-01 450
Total participants 2010-01-01 450
Number of participants with account balances 2010-01-01 333
2009: FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 300
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 182
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 116
Total of all active and inactive participants 2009-01-01 298
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 298
Number of participants with account balances 2009-01-01 290
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 0

Measure	Date	Value
2017: FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	300
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	0
Total of all active and inactive participants	2017-01-01	0
Total participants	2017-01-01	0
2016: FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	346
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	111
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	189
Total of all active and inactive participants	2016-01-01	300
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	300
Number of participants with account balances	2016-01-01	298
2015: FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	353
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	181
Number of other retired or separated participants entitled to future benefits	2015-01-01	201
Total of all active and inactive participants	2015-01-01	382
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	382
Number of participants with account balances	2015-01-01	346
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	0
2014: FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	352
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	146
Number of other retired or separated participants entitled to future benefits	2014-01-01	146
Total of all active and inactive participants	2014-01-01	292
Total participants	2014-01-01	292
Number of participants with account balances	2014-01-01	353
2013: FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	397
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	218
Number of other retired or separated participants entitled to future benefits	2013-01-01	134
Total of all active and inactive participants	2013-01-01	352
Total participants	2013-01-01	352
Number of participants with account balances	2013-01-01	328
2012: FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	365
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	237
Number of other retired or separated participants entitled to future benefits	2012-01-01	128
Total of all active and inactive participants	2012-01-01	365
Total participants	2012-01-01	365
Number of participants with account balances	2012-01-01	397
2011: FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	333
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	254
Number of other retired or separated participants entitled to future benefits	2011-01-01	122
Total of all active and inactive participants	2011-01-01	376
Total participants	2011-01-01	376
Number of participants with account balances	2011-01-01	365
2010: FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2010 401k membership
Total participants, beginning-of-year	2010-01-01	290
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	332
Number of other retired or separated participants entitled to future benefits	2010-01-01	118
Total of all active and inactive participants	2010-01-01	450
Total participants	2010-01-01	450
Number of participants with account balances	2010-01-01	333
2009: FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	300
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	182
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	116
Total of all active and inactive participants	2009-01-01	298
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	298
Number of participants with account balances	2009-01-01	290
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	0

Financial Data on FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN

Measure	Date	Value
2017 : FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2017 401k financial data
Total transfer of assets from this plan	2017-12-31	$27,300,368
Total income from all sources (including contributions)	2017-12-31	$2,856,889
Total of all expenses incurred	2017-12-31	$326,573
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$325,459
Expenses. Certain deemed distributions of participant loans	2017-12-31	$1,075
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$540,546
Value of total assets at beginning of year	2017-12-31	$24,770,052
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$39
Total interest from all sources	2017-12-31	$133,881
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$5,324
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	Yes
Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan	2017-12-31	$0
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$5,324
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$500,000
If this is an individual account plan, was there a blackout period	2017-12-31	Yes
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$532,620
Participant contributions at beginning of year	2017-12-31	$153,212
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$7,926
Total non interest bearing cash at beginning of year	2017-12-31	$2,188
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$2,530,316
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$24,770,052
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Investment advisory and management fees	2017-12-31	$39
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$18,730,970
Value of interest in pooled separate accounts at beginning of year	2017-12-31	$971,546
Interest on participant loans	2017-12-31	$788
Interest earned on other investments	2017-12-31	$133,093
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2017-12-31	$116,740
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2017-12-31	$116,740
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2017-12-31	$4,795,396
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$2,155,136
Net investment gain/loss from pooled separate accounts	2017-12-31	$22,002
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$325,459
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2017-12-31	Yes
Did the plan have assets held for investment	2017-12-31	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	No
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	ALEXANDER, AROUNSON, FINNING & CO.,
Accountancy firm EIN	2017-12-31	042571780
2016 : FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2016 401k financial data
Total income from all sources (including contributions)	2016-12-31	$2,685,981
Total of all expenses incurred	2016-12-31	$1,625,659
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$1,625,534
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$1,059,823
Value of total assets at end of year	2016-12-31	$24,770,052
Value of total assets at beginning of year	2016-12-31	$23,709,730
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$125
Total interest from all sources	2016-12-31	$242,519
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$83,932
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$83,932
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$500,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$885,758
Participant contributions at end of year	2016-12-31	$153,212
Participant contributions at beginning of year	2016-12-31	$124,767
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$174,065
Total non interest bearing cash at end of year	2016-12-31	$2,188
Total non interest bearing cash at beginning of year	2016-12-31	$2,188
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$1,060,322
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$24,770,052
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$23,709,730
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Investment advisory and management fees	2016-12-31	$125
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$18,730,970
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$18,097,903
Value of interest in pooled separate accounts at end of year	2016-12-31	$971,546
Value of interest in pooled separate accounts at beginning of year	2016-12-31	$895,783
Interest on participant loans	2016-12-31	$1,407
Interest earned on other investments	2016-12-31	$241,112
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2016-12-31	$116,740
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2016-12-31	$108,290
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2016-12-31	$108,290
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2016-12-31	$4,795,396
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2016-12-31	$4,480,799
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$1,252,345
Net investment gain/loss from pooled separate accounts	2016-12-31	$47,362
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$1,625,534
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2016-12-31	No
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	ALEXANDER, ARONSON, FINNING & CO.,P
Accountancy firm EIN	2016-12-31	042571780
2015 : FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2015 401k financial data
Total income from all sources (including contributions)	2015-12-31	$3,487,906
Total of all expenses incurred	2015-12-31	$930,516
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$930,466
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$3,215,464
Value of total assets at end of year	2015-12-31	$23,709,730
Value of total assets at beginning of year	2015-12-31	$21,152,340
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$50
Total interest from all sources	2015-12-31	$143,001
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$250,811
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$250,811
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$500,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$1,175,369
Participant contributions at end of year	2015-12-31	$124,767
Participant contributions at beginning of year	2015-12-31	$94,877
Participant contributions at beginning of year	2015-12-31	$12,912
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$2,040,095
Total non interest bearing cash at end of year	2015-12-31	$2,188
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$2,557,390
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$23,709,730
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$21,152,340
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Investment advisory and management fees	2015-12-31	$50
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$18,097,903
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$16,382,899
Value of interest in pooled separate accounts at end of year	2015-12-31	$895,783
Value of interest in pooled separate accounts at beginning of year	2015-12-31	$847,744
Interest on participant loans	2015-12-31	$1,020
Interest earned on other investments	2015-12-31	$141,981
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2015-12-31	$108,290
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2015-12-31	$29,313
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2015-12-31	$29,313
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2015-12-31	$4,480,799
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2015-12-31	$3,784,595
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-187,524
Net investment gain/loss from pooled separate accounts	2015-12-31	$66,154
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$930,466
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2015-12-31	No
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	ALEXANDER, ARONSON, FINNING & CO.,
Accountancy firm EIN	2015-12-31	042571780
2014 : FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2014 401k financial data
Total income from all sources (including contributions)	2014-12-31	$2,627,783
Total of all expenses incurred	2014-12-31	$1,255,762
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$1,255,643
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$1,150,839
Value of total assets at end of year	2014-12-31	$21,152,340
Value of total assets at beginning of year	2014-12-31	$19,780,319
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$119
Total interest from all sources	2014-12-31	$128,880
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$224,516
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$224,516
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$500,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$1,095,340
Participant contributions at end of year	2014-12-31	$94,877
Participant contributions at beginning of year	2014-12-31	$99,823
Participant contributions at end of year	2014-12-31	$12,912
Participant contributions at beginning of year	2014-12-31	$40,728
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$55,499
Total non interest bearing cash at end of year	2014-12-31	$7,784
Total non interest bearing cash at beginning of year	2014-12-31	$11,508
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$1,372,021
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$21,152,340
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$19,780,319
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Investment advisory and management fees	2014-12-31	$119
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$16,404,428
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$15,366,326
Value of interest in pooled separate accounts at end of year	2014-12-31	$847,744
Value of interest in pooled separate accounts at beginning of year	2014-12-31	$792,271
Interest on participant loans	2014-12-31	$1,222
Interest earned on other investments	2014-12-31	$127,658
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2014-12-31	$3,784,595
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2014-12-31	$3,469,663
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$1,029,274
Net investment gain/loss from pooled separate accounts	2014-12-31	$94,274
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$1,255,643
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2014-12-31	No
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	ALEXANDER, ARONSON, FINNING & CO.,
Accountancy firm EIN	2014-12-31	042571780
2013 : FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2013 401k financial data
Total income from all sources (including contributions)	2013-12-31	$4,528,994
Total of all expenses incurred	2013-12-31	$595,022
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$582,125
Expenses. Certain deemed distributions of participant loans	2013-12-31	$12,734
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$1,404,865
Value of total assets at end of year	2013-12-31	$19,780,319
Value of total assets at beginning of year	2013-12-31	$15,846,347
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$163
Total interest from all sources	2013-12-31	$190,649
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$103,325
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$103,325
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$500,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$1,055,753
Participant contributions at end of year	2013-12-31	$99,824
Participant contributions at beginning of year	2013-12-31	$116,261
Participant contributions at end of year	2013-12-31	$63,720
Participant contributions at beginning of year	2013-12-31	$61,282
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$349,112
Total non interest bearing cash at end of year	2013-12-31	$11,508
Total non interest bearing cash at beginning of year	2013-12-31	$57,806
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$3,933,972
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$19,780,319
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$15,846,347
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Investment advisory and management fees	2013-12-31	$163
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$15,346,711
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$11,998,797
Value of interest in pooled separate accounts at end of year	2013-12-31	$792,271
Value of interest in pooled separate accounts at beginning of year	2013-12-31	$631,410
Interest on participant loans	2013-12-31	$1,211
Interest earned on other investments	2013-12-31	$189,438
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2013-12-31	$19,614
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2013-12-31	$11,713
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2013-12-31	$11,713
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2013-12-31	$3,446,671
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2013-12-31	$2,969,078
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$2,763,382
Net investment gain/loss from pooled separate accounts	2013-12-31	$66,773
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$582,125
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2013-12-31	No
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	ALEXANDER, ARONSON, FINNING & CO.,
Accountancy firm EIN	2013-12-31	042571780
2012 : FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2012 401k financial data
Total income from all sources (including contributions)	2012-12-31	$2,715,281
Total of all expenses incurred	2012-12-31	$588,693
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$588,612
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$1,092,848
Value of total assets at end of year	2012-12-31	$15,846,347
Value of total assets at beginning of year	2012-12-31	$13,719,759
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$81
Total interest from all sources	2012-12-31	$146,527
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$34,056
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$34,056
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$500,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$1,072,224
Participant contributions at end of year	2012-12-31	$116,261
Participant contributions at beginning of year	2012-12-31	$119,529
Participant contributions at end of year	2012-12-31	$61,282
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$20,624
Total non interest bearing cash at end of year	2012-12-31	$57,806
Total non interest bearing cash at beginning of year	2012-12-31	$19,840
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$2,126,588
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$15,846,347
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$13,719,759
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Investment advisory and management fees	2012-12-31	$81
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$11,998,797
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$9,737,427
Value of interest in pooled separate accounts at end of year	2012-12-31	$631,410
Value of interest in pooled separate accounts at beginning of year	2012-12-31	$540,544
Interest earned on other investments	2012-12-31	$146,527
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2012-12-31	$11,713
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2012-12-31	$276,193
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2012-12-31	$276,193
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2012-12-31	$2,969,078
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2012-12-31	$3,026,226
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$1,385,616
Net investment gain/loss from pooled separate accounts	2012-12-31	$56,234
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$588,612
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2012-12-31	No
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	ALEXANDER, ARONSON, FINNING & CO.,
Accountancy firm EIN	2012-12-31	042571780
2011 : FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2011 401k financial data
Total income from all sources (including contributions)	2011-12-31	$1,043,324
Total of all expenses incurred	2011-12-31	$299,064
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$299,064
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$1,088,303
Value of total assets at end of year	2011-12-31	$13,719,759
Value of total assets at beginning of year	2011-12-31	$12,975,499
Total interest from all sources	2011-12-31	$116,974
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$12,646
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$12,646
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$500,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Participant contributions at end of year	2011-12-31	$119,529
Participant contributions at beginning of year	2011-12-31	$149,374
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$55,628
Total non interest bearing cash at end of year	2011-12-31	$19,840
Total non interest bearing cash at beginning of year	2011-12-31	$9,162
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$744,260
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$13,719,759
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$12,975,499
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$9,737,427
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$9,771,477
Value of interest in pooled separate accounts at end of year	2011-12-31	$540,544
Value of interest in pooled separate accounts at beginning of year	2011-12-31	$463,290
Interest earned on other investments	2011-12-31	$116,974
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2011-12-31	$276,193
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2011-12-31	$201,248
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2011-12-31	$201,248
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2011-12-31	$3,026,226
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2011-12-31	$2,380,948
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-126,846
Net investment gain/loss from pooled separate accounts	2011-12-31	$-47,753
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$1,032,675
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$299,064
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2011-12-31	No
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	ALEXANDER, ARONSON, FINNING & CO, P
Accountancy firm EIN	2011-12-31	042571780
2010 : FRONTIER SCIENCE FOUNDATION TAX-DEFERRED ANNUITY PLAN 2010 401k financial data
Total income from all sources (including contributions)	2010-12-31	$2,178,355
Total of all expenses incurred	2010-12-31	$85,469
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$85,469
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$1,042,446
Value of total assets at end of year	2010-12-31	$12,975,499
Value of total assets at beginning of year	2010-12-31	$10,882,613
Total interest from all sources	2010-12-31	$75,139
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$35,749
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2010-12-31	$35,749
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$500,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Participant contributions at beginning of year	2010-12-31	$85,611
Income. Received or receivable in cash from other sources (including rollovers)	2010-12-31	$95,551
Total non interest bearing cash at end of year	2010-12-31	$9,162
Total non interest bearing cash at beginning of year	2010-12-31	$1,836
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$2,092,886
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$12,975,499
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$10,882,613
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$9,771,477
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$6,609,377
Value of interest in pooled separate accounts at end of year	2010-12-31	$463,290
Value of interest in pooled separate accounts at beginning of year	2010-12-31	$375,407
Interest earned on other investments	2010-12-31	$75,139
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2010-12-31	$201,248
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2010-12-31	$1,545,413
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2010-12-31	$1,545,413
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2010-12-31	$2,530,322
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2010-12-31	$2,264,969
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$971,721
Net investment gain/loss from pooled separate accounts	2010-12-31	$53,300
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$946,895
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$85,469
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2010-12-31	No
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	ALEXANDER, ARONSON, FINNING & CO.,
Accountancy firm EIN	2010-12-31	042571780