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STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 401k Plan overview

Plan NameSTEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN
Plan identification number 002

STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

STEPPING STONES LEARNING CNTR has sponsored the creation of one or more 401k plans.

Company Name:STEPPING STONES LEARNING CNTR
Employer identification number (EIN):161467135
NAIC Classification:611000

Form 5500 Filing Information

Submission information for form 5500 for 401k plan STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0022017-01-01JESSIE GREGORIO
0022016-01-01JESSIE GREGORIO
0022015-01-01MARIELLEN CUPINI
0022014-01-01MARIELLEN CUPINI
0022014-01-01MARIELLEN CUPINI
0022013-01-01MARIELLEN CUPINI
0022012-01-01STEPPING STONES LEARNING CNTR
0022011-01-01MARIELLEN CUPINI MARIELLEN CUPINI2012-06-04
0022010-01-01MARIELLEN CUPINI MARIELLEN CUPINI2011-07-06
0022009-01-01MARIELLEN CUPINI MARIELLEN CUPINI2010-10-01

Plan Statistics for STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN

401k plan membership statisitcs for STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN

Measure Date Value
2017: STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2017 401k membership
Total participants, beginning-of-year2017-01-01155
Total number of active participants reported on line 7a of the Form 55002017-01-010
Number of retired or separated participants receiving benefits2017-01-010
Number of other retired or separated participants entitled to future benefits2017-01-010
Total of all active and inactive participants2017-01-010
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2017-01-010
Total participants2017-01-010
Number of participants with account balances2017-01-010
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2017-01-010
2016: STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2016 401k membership
Total participants, beginning-of-year2016-01-01137
Total number of active participants reported on line 7a of the Form 55002016-01-01142
Number of retired or separated participants receiving benefits2016-01-010
Number of other retired or separated participants entitled to future benefits2016-01-0113
Total of all active and inactive participants2016-01-01155
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2016-01-010
Total participants2016-01-01155
Number of participants with account balances2016-01-0149
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2016-01-010
2015: STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2015 401k membership
Total participants, beginning-of-year2015-01-01130
Total number of active participants reported on line 7a of the Form 55002015-01-01126
Number of retired or separated participants receiving benefits2015-01-010
Number of other retired or separated participants entitled to future benefits2015-01-0111
Total of all active and inactive participants2015-01-01137
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-01-010
Total participants2015-01-01137
Number of participants with account balances2015-01-0149
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2015-01-010
2014: STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2014 401k membership
Total participants, beginning-of-year2014-01-01120
Total number of active participants reported on line 7a of the Form 55002014-01-01122
Number of retired or separated participants receiving benefits2014-01-010
Number of other retired or separated participants entitled to future benefits2014-01-018
Total of all active and inactive participants2014-01-01130
Total participants2014-01-01130
Number of participants with account balances2014-01-0151
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-01-010
2013: STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2013 401k membership
Total participants, beginning-of-year2013-01-01115
Total number of active participants reported on line 7a of the Form 55002013-01-01107
Number of other retired or separated participants entitled to future benefits2013-01-0113
Total of all active and inactive participants2013-01-01120
Total participants2013-01-01120
Number of participants with account balances2013-01-0154
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2013-01-012
2012: STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2012 401k membership
Total participants, beginning-of-year2012-01-01114
Total number of active participants reported on line 7a of the Form 55002012-01-01104
Number of retired or separated participants receiving benefits2012-01-010
Number of other retired or separated participants entitled to future benefits2012-01-0111
Total of all active and inactive participants2012-01-01115
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-01-010
Total participants2012-01-01115
Number of participants with account balances2012-01-0158
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-011
2011: STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2011 401k membership
Total participants, beginning-of-year2011-01-01115
Total number of active participants reported on line 7a of the Form 55002011-01-0196
Number of retired or separated participants receiving benefits2011-01-010
Number of other retired or separated participants entitled to future benefits2011-01-0118
Total of all active and inactive participants2011-01-01114
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-010
Total participants2011-01-01114
Number of participants with account balances2011-01-0155
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-019
2010: STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2010 401k membership
Total participants, beginning-of-year2010-01-01129
Total number of active participants reported on line 7a of the Form 55002010-01-0186
Number of retired or separated participants receiving benefits2010-01-010
Number of other retired or separated participants entitled to future benefits2010-01-0125
Total of all active and inactive participants2010-01-01111
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2010-01-010
Total participants2010-01-01111
Number of participants with account balances2010-01-0162
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2010-01-0123
2009: STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year2009-01-01141
Total number of active participants reported on line 7a of the Form 55002009-01-01102
Number of retired or separated participants receiving benefits2009-01-010
Number of other retired or separated participants entitled to future benefits2009-01-0130
Total of all active and inactive participants2009-01-01132
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2009-01-010
Total participants2009-01-01132
Number of participants with account balances2009-01-0178
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2009-01-010

Financial Data on STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN

Measure Date Value
2017 : STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2017 401k financial data
Total income from all sources (including contributions)2017-09-28$128,842
Total of all expenses incurred2017-09-28$908,596
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2017-09-28$895,081
Total contributions o plan (from employers,participants, others, non cash contrinutions)2017-09-28$44,034
Value of total assets at end of year2017-09-28$0
Value of total assets at beginning of year2017-09-28$779,754
Total of administrative expenses incurred including professional, contract, advisory and management fees2017-09-28$13,515
Total interest from all sources2017-09-28$802
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2017-09-28Yes
Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan2017-09-28$0
Was this plan covered by a fidelity bond2017-09-28No
If this is an individual account plan, was there a blackout period2017-09-28No
Were there any nonexempt tranactions with any party-in-interest2017-09-28No
Contributions received from participants2017-09-28$44,034
Participant contributions at end of year2017-09-28$0
Participant contributions at beginning of year2017-09-28$31,035
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2017-09-28No
Value of net income/loss2017-09-28$-779,754
Value of net assets at end of year (total assets less liabilities)2017-09-28$0
Value of net assets at beginning of year (total assets less liabilities)2017-09-28$779,754
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2017-09-28No
Were any loans by the plan or fixed income obligations due to the plan in default2017-09-28No
Were any leases to which the plan was party in default or uncollectible2017-09-28No
Investment advisory and management fees2017-09-28$8,898
Value of interest in pooled separate accounts at end of year2017-09-28$0
Value of interest in pooled separate accounts at beginning of year2017-09-28$743,666
Interest on participant loans2017-09-28$802
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2017-09-28$0
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2017-09-28$5,053
Net investment gain/loss from registered investment companies (e.g. mutual funds)2017-09-28$84,006
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2017-09-28No
Was there a failure to transmit to the plan any participant contributions2017-09-28No
Has the plan failed to provide any benefit when due under the plan2017-09-28No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2017-09-28$895,081
Contract administrator fees2017-09-28$4,617
Did the plan have assets held for investment2017-09-28Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2017-09-28No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2017-09-28Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2017-09-28No
2016 : STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2016 401k financial data
Total income from all sources (including contributions)2016-12-31$138,174
Total of all expenses incurred2016-12-31$105,703
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2016-12-31$93,012
Total contributions o plan (from employers,participants, others, non cash contrinutions)2016-12-31$82,051
Value of total assets at end of year2016-12-31$779,754
Value of total assets at beginning of year2016-12-31$747,283
Total of administrative expenses incurred including professional, contract, advisory and management fees2016-12-31$12,691
Total interest from all sources2016-12-31$1,914
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2016-12-31No
Was this plan covered by a fidelity bond2016-12-31Yes
Value of fidelity bond cover2016-12-31$250,000
If this is an individual account plan, was there a blackout period2016-12-31No
Were there any nonexempt tranactions with any party-in-interest2016-12-31No
Contributions received from participants2016-12-31$78,148
Participant contributions at end of year2016-12-31$31,035
Participant contributions at beginning of year2016-12-31$41,701
Income. Received or receivable in cash from other sources (including rollovers)2016-12-31$3,903
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Value of net income/loss2016-12-31$32,471
Value of net assets at end of year (total assets less liabilities)2016-12-31$779,754
Value of net assets at beginning of year (total assets less liabilities)2016-12-31$747,283
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2016-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2016-12-31No
Were any leases to which the plan was party in default or uncollectible2016-12-31No
Value of interest in pooled separate accounts at end of year2016-12-31$743,666
Value of interest in pooled separate accounts at beginning of year2016-12-31$704,266
Interest on participant loans2016-12-31$1,863
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2016-12-31$51
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2016-12-31$5,053
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2016-12-31$1,316
Net investment gain/loss from registered investment companies (e.g. mutual funds)2016-12-31$54,209
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2016-12-31No
Was there a failure to transmit to the plan any participant contributions2016-12-31No
Has the plan failed to provide any benefit when due under the plan2016-12-31No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2016-12-31$93,012
Contract administrator fees2016-12-31$12,691
Did the plan have assets held for investment2016-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2016-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2016-12-31Yes
Opinion of an independent qualified public accountant for this plan2016-12-31Disclaimer
Accountancy firm name2016-12-31MENGEL, METZGER, BARR, & CO. LLP
Accountancy firm EIN2016-12-31161092347
2015 : STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2015 401k financial data
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$789
Total income from all sources (including contributions)2015-12-31$84,768
Total of all expenses incurred2015-12-31$145,586
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2015-12-31$128,340
Expenses. Certain deemed distributions of participant loans2015-12-31$3,871
Total contributions o plan (from employers,participants, others, non cash contrinutions)2015-12-31$95,040
Value of total assets at end of year2015-12-31$747,283
Value of total assets at beginning of year2015-12-31$808,890
Total of administrative expenses incurred including professional, contract, advisory and management fees2015-12-31$13,375
Total interest from all sources2015-12-31$2,492
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2015-12-31No
Was this plan covered by a fidelity bond2015-12-31Yes
Value of fidelity bond cover2015-12-31$250,000
If this is an individual account plan, was there a blackout period2015-12-31No
Were there any nonexempt tranactions with any party-in-interest2015-12-31No
Contributions received from participants2015-12-31$92,331
Participant contributions at end of year2015-12-31$41,701
Participant contributions at beginning of year2015-12-31$50,420
Income. Received or receivable in cash from other sources (including rollovers)2015-12-31$2,709
Administrative expenses (other) incurred2015-12-31$230
Liabilities. Value of operating payables at beginning of year2015-12-31$789
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Income. Non cash contributions2015-12-31$0
Value of net income/loss2015-12-31$-60,818
Value of net assets at end of year (total assets less liabilities)2015-12-31$747,283
Value of net assets at beginning of year (total assets less liabilities)2015-12-31$808,101
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2015-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2015-12-31No
Were any leases to which the plan was party in default or uncollectible2015-12-31No
Value of interest in pooled separate accounts at end of year2015-12-31$704,266
Value of interest in pooled separate accounts at beginning of year2015-12-31$757,159
Interest on participant loans2015-12-31$2,443
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2015-12-31$49
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2015-12-31$1,316
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2015-12-31$1,311
Net investment gain/loss from pooled separate accounts2015-12-31$-12,764
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2015-12-31No
Was there a failure to transmit to the plan any participant contributions2015-12-31Yes
Has the plan failed to provide any benefit when due under the plan2015-12-31No
Contributions received in cash from employer2015-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2015-12-31$128,340
Contract administrator fees2015-12-31$13,145
Did the plan have assets held for investment2015-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2015-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2015-12-31Yes
Opinion of an independent qualified public accountant for this plan2015-12-31Disclaimer
Accountancy firm name2015-12-31MENGEL, METZGER, BARR & CO. LLP
Accountancy firm EIN2015-12-31161092347
2014 : STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2014 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$789
Total income from all sources (including contributions)2014-12-31$118,961
Total of all expenses incurred2014-12-31$47,277
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2014-12-31$33,635
Value of total corrective distributions2014-12-31$789
Total contributions o plan (from employers,participants, others, non cash contrinutions)2014-12-31$91,412
Value of total assets at end of year2014-12-31$808,890
Value of total assets at beginning of year2014-12-31$736,417
Total of administrative expenses incurred including professional, contract, advisory and management fees2014-12-31$12,853
Total interest from all sources2014-12-31$1,409
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2014-12-31No
Was this plan covered by a fidelity bond2014-12-31Yes
Value of fidelity bond cover2014-12-31$250,000
If this is an individual account plan, was there a blackout period2014-12-31No
Were there any nonexempt tranactions with any party-in-interest2014-12-31No
Contributions received from participants2014-12-31$91,412
Participant contributions at end of year2014-12-31$50,420
Administrative expenses (other) incurred2014-12-31$195
Liabilities. Value of operating payables at end of year2014-12-31$789
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Value of net income/loss2014-12-31$71,684
Value of net assets at end of year (total assets less liabilities)2014-12-31$808,101
Value of net assets at beginning of year (total assets less liabilities)2014-12-31$736,417
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2014-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2014-12-31No
Were any leases to which the plan was party in default or uncollectible2014-12-31No
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2014-12-31$735,112
Value of interest in pooled separate accounts at end of year2014-12-31$757,159
Interest on participant loans2014-12-31$1,360
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2014-12-31$49
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2014-12-31$1,311
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2014-12-31$1,305
Net investment gain/loss from pooled separate accounts2014-12-31$26,140
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2014-12-31No
Was there a failure to transmit to the plan any participant contributions2014-12-31No
Has the plan failed to provide any benefit when due under the plan2014-12-31No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2014-12-31$33,635
Contract administrator fees2014-12-31$12,658
Did the plan have assets held for investment2014-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2014-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2014-12-31Yes
Opinion of an independent qualified public accountant for this plan2014-12-31Disclaimer
Accountancy firm name2014-12-31WARD & SCHMERBECK, PC
Accountancy firm EIN2014-12-31161512911
2013 : STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2013 401k financial data
Total income from all sources (including contributions)2013-12-31$192,438
Total of all expenses incurred2013-12-31$80,120
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2013-12-31$80,120
Total contributions o plan (from employers,participants, others, non cash contrinutions)2013-12-31$89,951
Value of total assets at end of year2013-12-31$736,417
Value of total assets at beginning of year2013-12-31$624,099
Total interest from all sources2013-12-31$48
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2013-12-31No
Was this plan covered by a fidelity bond2013-12-31Yes
Value of fidelity bond cover2013-12-31$1,000,000
If this is an individual account plan, was there a blackout period2013-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2013-12-31$0
Were there any nonexempt tranactions with any party-in-interest2013-12-31No
Contributions received from participants2013-12-31$89,151
Participant contributions at beginning of year2013-12-31$0
Income. Received or receivable in cash from other sources (including rollovers)2013-12-31$800
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)2013-12-31$11,654
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Value of net income/loss2013-12-31$112,318
Value of net assets at end of year (total assets less liabilities)2013-12-31$736,417
Value of net assets at beginning of year (total assets less liabilities)2013-12-31$624,099
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2013-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2013-12-31No
Were any leases to which the plan was party in default or uncollectible2013-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2013-12-31$735,112
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2013-12-31$622,885
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2013-12-31$48
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2013-12-31$1,305
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2013-12-31$1,214
Net investment gain/loss from registered investment companies (e.g. mutual funds)2013-12-31$102,439
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2013-12-31No
Was there a failure to transmit to the plan any participant contributions2013-12-31No
Has the plan failed to provide any benefit when due under the plan2013-12-31No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2013-12-31$68,466
Did the plan have assets held for investment2013-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2013-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2013-12-31Yes
Opinion of an independent qualified public accountant for this plan2013-12-31Disclaimer
Accountancy firm name2013-12-31WARD & SCHMERBECK, PC
Accountancy firm EIN2013-12-31161512911
2012 : STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2012 401k financial data
Total unrealized appreciation/depreciation of assets2012-12-31$0
Total transfer of assets to this plan2012-12-31$0
Total transfer of assets from this plan2012-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Expenses. Interest paid2012-12-31$0
Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-1022012-12-31$0
Total income from all sources (including contributions)2012-12-31$166,420
Total loss/gain on sale of assets2012-12-31$0
Total of all expenses incurred2012-12-31$44,185
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2012-12-31$32,277
Expenses. Certain deemed distributions of participant loans2012-12-31$0
Value of total corrective distributions2012-12-31$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)2012-12-31$94,041
Value of total assets at end of year2012-12-31$624,099
Value of total assets at beginning of year2012-12-31$501,864
Total of administrative expenses incurred including professional, contract, advisory and management fees2012-12-31$11,908
Total income from rents2012-12-31$0
Total interest from all sources2012-12-31$48
Total dividends received (eg from common stock, registered investment company shares)2012-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2012-12-31No
Administrative expenses professional fees incurred2012-12-31$0
Was this plan covered by a fidelity bond2012-12-31Yes
Value of fidelity bond cover2012-12-31$1,000,000
If this is an individual account plan, was there a blackout period2012-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2012-12-31$0
Were there any nonexempt tranactions with any party-in-interest2012-12-31No
Contributions received from participants2012-12-31$94,041
Participant contributions at end of year2012-12-31$0
Income. Received or receivable in cash from other sources (including rollovers)2012-12-31$0
Administrative expenses (other) incurred2012-12-31$11,908
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Value of net income/loss2012-12-31$122,235
Value of net assets at end of year (total assets less liabilities)2012-12-31$624,099
Value of net assets at beginning of year (total assets less liabilities)2012-12-31$501,864
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2012-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2012-12-31No
Were any leases to which the plan was party in default or uncollectible2012-12-31No
Investment advisory and management fees2012-12-31$0
Value of interest in registered invesment companies (eg mutual funds) at end of year2012-12-31$622,885
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2012-12-31$500,652
Interest on participant loans2012-12-31$0
Income. Interest from loans (other than to participants)2012-12-31$0
Interest earned on other investments2012-12-31$0
Income. Interest from US Government securities2012-12-31$0
Income. Interest from corporate debt instruments2012-12-31$0
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2012-12-31$48
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2012-12-31$1,214
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2012-12-31$1,212
Net investment gain/loss from registered investment companies (e.g. mutual funds)2012-12-31$72,331
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2012-12-31No
Was there a failure to transmit to the plan any participant contributions2012-12-31No
Has the plan failed to provide any benefit when due under the plan2012-12-31No
Contributions received in cash from employer2012-12-31$0
Income. Dividends from preferred stock2012-12-31$0
Income. Dividends from common stock2012-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2012-12-31$32,277
Contract administrator fees2012-12-31$0
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32012-12-31No
Did the plan have assets held for investment2012-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2012-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2012-12-31Yes
Opinion of an independent qualified public accountant for this plan2012-12-31Disclaimer
Accountancy firm name2012-12-31WARD & SCHMERBECK, P.C.
Accountancy firm EIN2012-12-31161512911
2011 : STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2011 401k financial data
Total unrealized appreciation/depreciation of assets2011-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total income from all sources (including contributions)2011-12-31$66,832
Total loss/gain on sale of assets2011-12-31$0
Total of all expenses incurred2011-12-31$53,025
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2011-12-31$39,248
Value of total corrective distributions2011-12-31$2,836
Total contributions o plan (from employers,participants, others, non cash contrinutions)2011-12-31$82,262
Value of total assets at end of year2011-12-31$501,864
Value of total assets at beginning of year2011-12-31$488,057
Total of administrative expenses incurred including professional, contract, advisory and management fees2011-12-31$10,941
Total interest from all sources2011-12-31$85
Total dividends received (eg from common stock, registered investment company shares)2011-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2011-12-31No
Was this plan covered by a fidelity bond2011-12-31Yes
Value of fidelity bond cover2011-12-31$1,000,000
If this is an individual account plan, was there a blackout period2011-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2011-12-31$0
Were there any nonexempt tranactions with any party-in-interest2011-12-31No
Contributions received from participants2011-12-31$82,262
Administrative expenses (other) incurred2011-12-31$10,941
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Value of net income/loss2011-12-31$13,807
Value of net assets at end of year (total assets less liabilities)2011-12-31$501,864
Value of net assets at beginning of year (total assets less liabilities)2011-12-31$488,057
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2011-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2011-12-31No
Were any leases to which the plan was party in default or uncollectible2011-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2011-12-31$500,652
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2011-12-31$486,847
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2011-12-31$85
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2011-12-31$1,212
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2011-12-31$1,210
Net investment gain/loss from pooled separate accounts2011-12-31$-15,515
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2011-12-31No
Was there a failure to transmit to the plan any participant contributions2011-12-31No
Has the plan failed to provide any benefit when due under the plan2011-12-31No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2011-12-31$39,248
Did the plan have assets held for investment2011-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2011-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2011-12-31Yes
Opinion of an independent qualified public accountant for this plan2011-12-31Disclaimer
Accountancy firm name2011-12-31WARD & SCHMERBECK, P.C.
Accountancy firm EIN2011-12-31161512911
2010 : STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2010 401k financial data
Total unrealized appreciation/depreciation of assets2010-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total income from all sources (including contributions)2010-12-31$143,701
Total loss/gain on sale of assets2010-12-31$0
Total of all expenses incurred2010-12-31$91,551
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2010-12-31$80,664
Total contributions o plan (from employers,participants, others, non cash contrinutions)2010-12-31$86,706
Value of total assets at end of year2010-12-31$488,057
Value of total assets at beginning of year2010-12-31$435,907
Total of administrative expenses incurred including professional, contract, advisory and management fees2010-12-31$10,887
Total interest from all sources2010-12-31$48
Total dividends received (eg from common stock, registered investment company shares)2010-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2010-12-31No
Was this plan covered by a fidelity bond2010-12-31Yes
Value of fidelity bond cover2010-12-31$1,000,000
If this is an individual account plan, was there a blackout period2010-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2010-12-31$0
Were there any nonexempt tranactions with any party-in-interest2010-12-31No
Contributions received from participants2010-12-31$86,706
Administrative expenses (other) incurred2010-12-31$10,887
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Value of net income/loss2010-12-31$52,150
Value of net assets at end of year (total assets less liabilities)2010-12-31$488,057
Value of net assets at beginning of year (total assets less liabilities)2010-12-31$435,907
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2010-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2010-12-31No
Were any leases to which the plan was party in default or uncollectible2010-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2010-12-31$486,847
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2010-12-31$434,676
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2010-12-31$48
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2010-12-31$1,210
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2010-12-31$1,231
Net investment gain/loss from pooled separate accounts2010-12-31$56,947
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2010-12-31No
Was there a failure to transmit to the plan any participant contributions2010-12-31No
Has the plan failed to provide any benefit when due under the plan2010-12-31No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2010-12-31$80,664
Did the plan have assets held for investment2010-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2010-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2010-12-31Yes
Opinion of an independent qualified public accountant for this plan2010-12-31Disclaimer
Accountancy firm name2010-12-31WARD & SCHMERBECK, P.C.
Accountancy firm EIN2010-12-31161512911
2009 : STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2009-12-31$0

Form 5500 Responses for STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN

2017: STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2017 form 5500 responses
2017-01-01Type of plan entitySingle employer plan
2017-01-01This submission is the final filingYes
2017-01-01This return/report is a short plan year return/report (less than 12 months)Yes
2017-01-01Plan funding arrangement – InsuranceYes
2017-01-01Plan funding arrangement – TrustYes
2017-01-01Plan benefit arrangement – InsuranceYes
2017-01-01Plan benefit arrangement - TrustYes
2016: STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2016 form 5500 responses
2016-01-01Type of plan entitySingle employer plan
2016-01-01Plan funding arrangement – InsuranceYes
2016-01-01Plan funding arrangement – TrustYes
2016-01-01Plan benefit arrangement – InsuranceYes
2016-01-01Plan benefit arrangement - TrustYes
2015: STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2015 form 5500 responses
2015-01-01Type of plan entitySingle employer plan
2015-01-01Plan funding arrangement – InsuranceYes
2015-01-01Plan funding arrangement – TrustYes
2015-01-01Plan benefit arrangement – InsuranceYes
2015-01-01Plan benefit arrangement - TrustYes
2014: STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2014 form 5500 responses
2014-01-01Type of plan entitySingle employer plan
2014-01-01Submission has been amendedYes
2014-01-01Plan funding arrangement – InsuranceYes
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement – InsuranceYes
2014-01-01Plan benefit arrangement - TrustYes
2013: STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2013 form 5500 responses
2013-01-01Type of plan entitySingle employer plan
2013-01-01Plan funding arrangement – InsuranceYes
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement – InsuranceYes
2013-01-01Plan benefit arrangement - TrustYes
2012: STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Submission has been amendedNo
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planNo
2012-01-01Plan funding arrangement – InsuranceYes
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement – InsuranceYes
2012-01-01Plan benefit arrangement - TrustYes
2011: STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Submission has been amendedNo
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – InsuranceYes
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement – InsuranceYes
2011-01-01Plan benefit arrangement - TrustYes
2010: STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2010 form 5500 responses
2010-01-01Type of plan entitySingle employer plan
2010-01-01Submission has been amendedYes
2010-01-01This submission is the final filingNo
2010-01-01This return/report is a short plan year return/report (less than 12 months)No
2010-01-01Plan is a collectively bargained planNo
2010-01-01Plan funding arrangement – InsuranceYes
2010-01-01Plan funding arrangement – TrustYes
2010-01-01Plan benefit arrangement – InsuranceYes
2010-01-01Plan benefit arrangement - TrustYes
2009: STEPPING STONES LEARNING CNTR 401(K) SAVINGS PLAN 2009 form 5500 responses
2009-01-01Type of plan entitySingle employer plan
2009-01-01Submission has been amendedNo
2009-01-01This submission is the final filingNo
2009-01-01This return/report is a short plan year return/report (less than 12 months)No
2009-01-01Plan is a collectively bargained planNo
2009-01-01Plan funding arrangement – InsuranceYes
2009-01-01Plan funding arrangement – TrustYes
2009-01-01Plan benefit arrangement – InsuranceYes
2009-01-01Plan benefit arrangement - TrustYes

Insurance Providers Used on plan

JOHN HANCOCK LIFE INSURANCE COMPANY OF NEW YORK (National Association of Insurance Commissioners NAIC id number: 86375 )
Policy contract number81897
Policy instance 1
Insurance contract or identification number81897
Number of Individuals Covered0
Insurance policy start date2017-01-01
Insurance policy end date2017-09-28
Total amount of commissions paid to insurance brokerUSD $6,148
Total amount of fees paid to insurance companyUSD $4,617
Are there contracts with unallocated funds for contracts of type guaranteed investment?Yes
Amount paid for insurance broker fees4617
Insurance broker organization code?5
Commission paid to Insurance BrokerUSD $3,504
Insurance broker nameWELLS FARGO INSURANCE SERVICES

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