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CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 401k Plan overview

Plan NameCONSUMER DIRECTED CHOICES, INC. 401(K) PLAN
Plan identification number 002

CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
  • Plan sponsor(s) received services of leased employees, as defined in Code section 414(n), during the plan year.

401k Sponsoring company profile

CONSUMER DIRECTED CHOICES, INC. has sponsored the creation of one or more 401k plans.

Company Name:CONSUMER DIRECTED CHOICES, INC.
Employer identification number (EIN):161516618
NAIC Classification:621610
NAIC Description:Home Health Care Services

Additional information about CONSUMER DIRECTED CHOICES, INC.

Jurisdiction of Incorporation: New York Department of State
Incorporation Date: 1997-01-10
Company Identification Number: 2100934
Legal Registered Office Address: 7 WASHINGTON SQUARE
Albany
ALBANY
United States of America (USA)
12205

More information about CONSUMER DIRECTED CHOICES, INC.

Form 5500 Filing Information

Submission information for form 5500 for 401k plan CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0022022-01-01
0022021-01-01
0022020-01-01
0022019-01-01
0022018-01-01ELIZABETH MARTIN ELIZABETH MARTIN2019-07-12
0022017-01-01ELIZABETH MARTIN ELIZABETH MARTIN2018-07-12
0022016-01-01ELIZABETH MARTIN ELIZABETH MARTIN2017-06-23
0022015-01-01ELIZABETH MARTIN ELIZABETH MARTIN2016-07-05
0022014-01-01ELIZABETH MARTIN ELIZABETH MARTIN2015-10-13
0022013-01-01ELIZABETH MARTIN ELIZABETH MARTIN2014-07-25
0022012-01-01ELIZABETH MARTIN ELIZABETH MARTIN2013-07-26
0022011-01-01CONSTANCE LAYMON
0022010-01-01CONSTANCE LAYMON CONSTANCE LAYMON2011-07-25
0022009-09-01CONSTANCE LAYMON CONSTANCE LAYMON2010-10-08

Plan Statistics for CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN

401k plan membership statisitcs for CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN

Measure Date Value
2022: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year2022-01-011,761
Total number of active participants reported on line 7a of the Form 55002022-01-012,243
Number of retired or separated participants receiving benefits2022-01-011
Number of other retired or separated participants entitled to future benefits2022-01-0139
Total of all active and inactive participants2022-01-012,283
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2022-01-010
Total participants2022-01-012,283
Number of participants with account balances2022-01-01141
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2022-01-014
2021: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year2021-01-011,627
Total number of active participants reported on line 7a of the Form 55002021-01-012,044
Number of retired or separated participants receiving benefits2021-01-010
Number of other retired or separated participants entitled to future benefits2021-01-0121
Total of all active and inactive participants2021-01-012,065
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2021-01-010
Total participants2021-01-012,065
Number of participants with account balances2021-01-01128
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2021-01-013
2020: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year2020-01-011,689
Total number of active participants reported on line 7a of the Form 55002020-01-011,933
Number of retired or separated participants receiving benefits2020-01-010
Number of other retired or separated participants entitled to future benefits2020-01-0129
Total of all active and inactive participants2020-01-011,962
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2020-01-010
Total participants2020-01-011,962
Number of participants with account balances2020-01-01131
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2020-01-015
2019: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year2019-01-011,540
Total number of active participants reported on line 7a of the Form 55002019-01-011,866
Number of retired or separated participants receiving benefits2019-01-010
Number of other retired or separated participants entitled to future benefits2019-01-0121
Total of all active and inactive participants2019-01-011,887
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2019-01-010
Total participants2019-01-011,887
Number of participants with account balances2019-01-01121
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2019-01-012
2018: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2018 401k membership
Total participants, beginning-of-year2018-01-011,471
Total number of active participants reported on line 7a of the Form 55002018-01-011,635
Number of retired or separated participants receiving benefits2018-01-010
Number of other retired or separated participants entitled to future benefits2018-01-0116
Total of all active and inactive participants2018-01-011,651
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2018-01-010
Total participants2018-01-011,651
Number of participants with account balances2018-01-01108
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2018-01-011
2017: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year2017-01-011,504
Total number of active participants reported on line 7a of the Form 55002017-01-011,769
Number of retired or separated participants receiving benefits2017-01-010
Number of other retired or separated participants entitled to future benefits2017-01-0115
Total of all active and inactive participants2017-01-011,784
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2017-01-010
Total participants2017-01-011,784
Number of participants with account balances2017-01-01108
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2017-01-013
2016: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year2016-01-011,120
Total number of active participants reported on line 7a of the Form 55002016-01-011,473
Number of retired or separated participants receiving benefits2016-01-010
Number of other retired or separated participants entitled to future benefits2016-01-0114
Total of all active and inactive participants2016-01-011,487
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2016-01-010
Total participants2016-01-011,487
Number of participants with account balances2016-01-01104
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2016-01-011
2015: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year2015-01-01933
Total number of active participants reported on line 7a of the Form 55002015-01-011,187
Number of retired or separated participants receiving benefits2015-01-010
Number of other retired or separated participants entitled to future benefits2015-01-015
Total of all active and inactive participants2015-01-011,192
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-01-010
Total participants2015-01-011,192
Number of participants with account balances2015-01-0197
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2015-01-010
2014: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year2014-01-01799
Total number of active participants reported on line 7a of the Form 55002014-01-01955
Number of retired or separated participants receiving benefits2014-01-010
Number of other retired or separated participants entitled to future benefits2014-01-018
Total of all active and inactive participants2014-01-01963
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2014-01-010
Total participants2014-01-01963
Number of participants with account balances2014-01-0191
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-01-011
2013: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year2013-01-01780
Total number of active participants reported on line 7a of the Form 55002013-01-01830
Number of retired or separated participants receiving benefits2013-01-010
Number of other retired or separated participants entitled to future benefits2013-01-016
Total of all active and inactive participants2013-01-01836
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2013-01-010
Total participants2013-01-01836
Number of participants with account balances2013-01-0197
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2013-01-012
2012: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year2012-01-01784
Total number of active participants reported on line 7a of the Form 55002012-01-01810
Number of retired or separated participants receiving benefits2012-01-010
Number of other retired or separated participants entitled to future benefits2012-01-0112
Total of all active and inactive participants2012-01-01822
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-01-010
Total participants2012-01-01822
Number of participants with account balances2012-01-01108
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-013
2011: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year2011-01-01801
Total number of active participants reported on line 7a of the Form 55002011-01-01902
Number of retired or separated participants receiving benefits2011-01-010
Number of other retired or separated participants entitled to future benefits2011-01-0122
Total of all active and inactive participants2011-01-01924
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-010
Total participants2011-01-01924
Number of participants with account balances2011-01-01133
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-011
2010: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2010 401k membership
Total participants, beginning-of-year2010-01-01771
Total number of active participants reported on line 7a of the Form 55002010-01-01731
Number of retired or separated participants receiving benefits2010-01-010
Number of other retired or separated participants entitled to future benefits2010-01-0126
Total of all active and inactive participants2010-01-01757
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2010-01-011
Total participants2010-01-01758
Number of participants with account balances2010-01-01152
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2010-01-015
2009: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2009 401k membership
Total participants, beginning-of-year2009-09-01564
Total number of active participants reported on line 7a of the Form 55002009-09-01766
Number of retired or separated participants receiving benefits2009-09-010
Number of other retired or separated participants entitled to future benefits2009-09-013
Total of all active and inactive participants2009-09-01769
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2009-09-010
Total participants2009-09-01769
Number of participants with account balances2009-09-01152
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2009-09-010

Financial Data on CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN

Measure Date Value
2022 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2022 401k financial data
Total unrealized appreciation/depreciation of assets2022-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2022-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2022-12-31$0
Total income from all sources (including contributions)2022-12-31$-209,680
Total loss/gain on sale of assets2022-12-31$0
Total of all expenses incurred2022-12-31$111,348
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2022-12-31$107,922
Total contributions o plan (from employers,participants, others, non cash contrinutions)2022-12-31$477,178
Value of total assets at end of year2022-12-31$3,911,878
Value of total assets at beginning of year2022-12-31$4,232,906
Total of administrative expenses incurred including professional, contract, advisory and management fees2022-12-31$3,426
Total interest from all sources2022-12-31$2,613
Total dividends received (eg from common stock, registered investment company shares)2022-12-31$102,458
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2022-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2022-12-31$102,458
Was this plan covered by a fidelity bond2022-12-31Yes
Value of fidelity bond cover2022-12-31$500,000
If this is an individual account plan, was there a blackout period2022-12-31Yes
Were there any nonexempt tranactions with any party-in-interest2022-12-31No
Contributions received from participants2022-12-31$283,498
Participant contributions at end of year2022-12-31$45,775
Participant contributions at beginning of year2022-12-31$67,135
Participant contributions at end of year2022-12-31$10,534
Participant contributions at beginning of year2022-12-31$6,517
Income. Received or receivable in cash from other sources (including rollovers)2022-12-31$6,122
Total non interest bearing cash at end of year2022-12-31$29,400
Total non interest bearing cash at beginning of year2022-12-31$64,535
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2022-12-31No
Value of net income/loss2022-12-31$-321,028
Value of net assets at end of year (total assets less liabilities)2022-12-31$3,911,878
Value of net assets at beginning of year (total assets less liabilities)2022-12-31$4,232,906
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2022-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2022-12-31No
Were any leases to which the plan was party in default or uncollectible2022-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2022-12-31$3,721,567
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2022-12-31$4,053,885
Interest on participant loans2022-12-31$2,613
Net investment gain/loss from registered investment companies (e.g. mutual funds)2022-12-31$-791,929
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2022-12-31No
Was there a failure to transmit to the plan any participant contributions2022-12-31Yes
Has the plan failed to provide any benefit when due under the plan2022-12-31No
Contributions received in cash from employer2022-12-31$187,558
Employer contributions (assets) at end of year2022-12-31$104,602
Employer contributions (assets) at beginning of year2022-12-31$40,834
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2022-12-31$107,922
Contract administrator fees2022-12-31$3,426
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32022-12-31Yes
Did the plan have assets held for investment2022-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2022-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2022-12-31No
Opinion of an independent qualified public accountant for this plan2022-12-31Unqualified
Accountancy firm name2022-12-31BST & CO. CPAS, LLP
Accountancy firm EIN2022-12-31141442607
2021 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2021 401k financial data
Total unrealized appreciation/depreciation of assets2021-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2021-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2021-12-31$0
Total income from all sources (including contributions)2021-12-31$1,015,248
Total loss/gain on sale of assets2021-12-31$0
Total of all expenses incurred2021-12-31$169,137
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2021-12-31$165,427
Total contributions o plan (from employers,participants, others, non cash contrinutions)2021-12-31$543,253
Value of total assets at end of year2021-12-31$4,232,906
Value of total assets at beginning of year2021-12-31$3,386,795
Total of administrative expenses incurred including professional, contract, advisory and management fees2021-12-31$3,710
Total interest from all sources2021-12-31$3,339
Total dividends received (eg from common stock, registered investment company shares)2021-12-31$458,461
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2021-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2021-12-31$458,461
Was this plan covered by a fidelity bond2021-12-31Yes
Value of fidelity bond cover2021-12-31$500,000
If this is an individual account plan, was there a blackout period2021-12-31No
Were there any nonexempt tranactions with any party-in-interest2021-12-31No
Contributions received from participants2021-12-31$340,123
Participant contributions at end of year2021-12-31$67,135
Participant contributions at beginning of year2021-12-31$84,877
Participant contributions at end of year2021-12-31$6,517
Participant contributions at beginning of year2021-12-31$7,533
Total non interest bearing cash at end of year2021-12-31$64,535
Total non interest bearing cash at beginning of year2021-12-31$1,374
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2021-12-31No
Value of net income/loss2021-12-31$846,111
Value of net assets at end of year (total assets less liabilities)2021-12-31$4,232,906
Value of net assets at beginning of year (total assets less liabilities)2021-12-31$3,386,795
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2021-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2021-12-31No
Were any leases to which the plan was party in default or uncollectible2021-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2021-12-31$4,053,885
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2021-12-31$3,196,091
Interest on participant loans2021-12-31$3,339
Net investment gain/loss from registered investment companies (e.g. mutual funds)2021-12-31$10,195
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2021-12-31No
Was there a failure to transmit to the plan any participant contributions2021-12-31No
Has the plan failed to provide any benefit when due under the plan2021-12-31No
Contributions received in cash from employer2021-12-31$203,130
Employer contributions (assets) at end of year2021-12-31$40,834
Employer contributions (assets) at beginning of year2021-12-31$96,920
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2021-12-31$165,427
Contract administrator fees2021-12-31$3,710
Did the plan have assets held for investment2021-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2021-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2021-12-31No
Opinion of an independent qualified public accountant for this plan2021-12-31Unqualified
Accountancy firm name2021-12-31BST & CO. CPAS, LLP
Accountancy firm EIN2021-12-31141442607
2020 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2020 401k financial data
Total unrealized appreciation/depreciation of assets2020-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2020-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2020-12-31$0
Total income from all sources (including contributions)2020-12-31$857,818
Total loss/gain on sale of assets2020-12-31$0
Total of all expenses incurred2020-12-31$89,780
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2020-12-31$86,402
Total contributions o plan (from employers,participants, others, non cash contrinutions)2020-12-31$441,911
Value of total assets at end of year2020-12-31$3,386,795
Value of total assets at beginning of year2020-12-31$2,618,757
Total of administrative expenses incurred including professional, contract, advisory and management fees2020-12-31$3,378
Total interest from all sources2020-12-31$4,844
Total dividends received (eg from common stock, registered investment company shares)2020-12-31$94,095
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2020-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2020-12-31$94,095
Was this plan covered by a fidelity bond2020-12-31Yes
Value of fidelity bond cover2020-12-31$360,000
If this is an individual account plan, was there a blackout period2020-12-31No
Were there any nonexempt tranactions with any party-in-interest2020-12-31No
Contributions received from participants2020-12-31$264,372
Participant contributions at end of year2020-12-31$84,877
Participant contributions at beginning of year2020-12-31$97,785
Participant contributions at end of year2020-12-31$7,533
Income. Received or receivable in cash from other sources (including rollovers)2020-12-31$1,351
Total non interest bearing cash at end of year2020-12-31$1,374
Total non interest bearing cash at beginning of year2020-12-31$84,450
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2020-12-31No
Value of net income/loss2020-12-31$768,038
Value of net assets at end of year (total assets less liabilities)2020-12-31$3,386,795
Value of net assets at beginning of year (total assets less liabilities)2020-12-31$2,618,757
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2020-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2020-12-31No
Were any leases to which the plan was party in default or uncollectible2020-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2020-12-31$3,196,091
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2020-12-31$2,436,522
Interest on participant loans2020-12-31$4,844
Net investment gain/loss from registered investment companies (e.g. mutual funds)2020-12-31$316,968
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2020-12-31No
Was there a failure to transmit to the plan any participant contributions2020-12-31No
Has the plan failed to provide any benefit when due under the plan2020-12-31No
Contributions received in cash from employer2020-12-31$176,188
Employer contributions (assets) at end of year2020-12-31$96,920
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2020-12-31$86,402
Contract administrator fees2020-12-31$3,378
Did the plan have assets held for investment2020-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2020-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2020-12-31No
Opinion of an independent qualified public accountant for this plan2020-12-31Disclaimer
Accountancy firm name2020-12-31BST & CO. CPAS, LLP
Accountancy firm EIN2020-12-31141442607
2019 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2019 401k financial data
Total unrealized appreciation/depreciation of assets2019-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$0
Total income from all sources (including contributions)2019-12-31$848,062
Total loss/gain on sale of assets2019-12-31$0
Total of all expenses incurred2019-12-31$37,665
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2019-12-31$34,459
Total contributions o plan (from employers,participants, others, non cash contrinutions)2019-12-31$453,545
Value of total assets at end of year2019-12-31$2,618,757
Value of total assets at beginning of year2019-12-31$1,808,360
Total of administrative expenses incurred including professional, contract, advisory and management fees2019-12-31$3,206
Total interest from all sources2019-12-31$2,748
Total dividends received (eg from common stock, registered investment company shares)2019-12-31$61,631
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2019-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2019-12-31$61,631
Was this plan covered by a fidelity bond2019-12-31Yes
Value of fidelity bond cover2019-12-31$360,000
If this is an individual account plan, was there a blackout period2019-12-31No
Were there any nonexempt tranactions with any party-in-interest2019-12-31No
Contributions received from participants2019-12-31$192,258
Participant contributions at end of year2019-12-31$97,785
Participant contributions at beginning of year2019-12-31$50,980
Income. Received or receivable in cash from other sources (including rollovers)2019-12-31$104,336
Total non interest bearing cash at end of year2019-12-31$84,450
Total non interest bearing cash at beginning of year2019-12-31$67,540
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Value of net income/loss2019-12-31$810,397
Value of net assets at end of year (total assets less liabilities)2019-12-31$2,618,757
Value of net assets at beginning of year (total assets less liabilities)2019-12-31$1,808,360
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2019-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2019-12-31No
Were any leases to which the plan was party in default or uncollectible2019-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2019-12-31$2,436,522
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2019-12-31$1,689,840
Interest on participant loans2019-12-31$2,748
Net investment gain/loss from registered investment companies (e.g. mutual funds)2019-12-31$330,138
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2019-12-31No
Was there a failure to transmit to the plan any participant contributions2019-12-31No
Has the plan failed to provide any benefit when due under the plan2019-12-31No
Contributions received in cash from employer2019-12-31$156,951
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2019-12-31$34,459
Contract administrator fees2019-12-31$3,206
Did the plan have assets held for investment2019-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2019-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2019-12-31Yes
Opinion of an independent qualified public accountant for this plan2019-12-31Disclaimer
Accountancy firm name2019-12-31BST & CO. CPAS, LLP
Accountancy firm EIN2019-12-31141442607
2018 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2018 401k financial data
Total unrealized appreciation/depreciation of assets2018-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-12-31$0
Total income from all sources (including contributions)2018-12-31$268,836
Total loss/gain on sale of assets2018-12-31$0
Total of all expenses incurred2018-12-31$204,961
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2018-12-31$197,704
Total contributions o plan (from employers,participants, others, non cash contrinutions)2018-12-31$362,060
Value of total assets at end of year2018-12-31$1,808,360
Value of total assets at beginning of year2018-12-31$1,744,485
Total of administrative expenses incurred including professional, contract, advisory and management fees2018-12-31$7,257
Total interest from all sources2018-12-31$2,163
Total dividends received (eg from common stock, registered investment company shares)2018-12-31$55,598
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2018-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2018-12-31$55,598
Was this plan covered by a fidelity bond2018-12-31Yes
Value of fidelity bond cover2018-12-31$335,000
If this is an individual account plan, was there a blackout period2018-12-31No
Were there any nonexempt tranactions with any party-in-interest2018-12-31No
Contributions received from participants2018-12-31$167,140
Participant contributions at end of year2018-12-31$50,980
Participant contributions at beginning of year2018-12-31$40,760
Income. Received or receivable in cash from other sources (including rollovers)2018-12-31$56,117
Total non interest bearing cash at end of year2018-12-31$67,540
Total non interest bearing cash at beginning of year2018-12-31$32,647
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2018-12-31No
Value of net income/loss2018-12-31$63,875
Value of net assets at end of year (total assets less liabilities)2018-12-31$1,808,360
Value of net assets at beginning of year (total assets less liabilities)2018-12-31$1,744,485
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2018-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2018-12-31No
Were any leases to which the plan was party in default or uncollectible2018-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2018-12-31$1,689,840
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2018-12-31$1,671,078
Interest on participant loans2018-12-31$2,163
Net investment gain/loss from registered investment companies (e.g. mutual funds)2018-12-31$-150,985
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2018-12-31No
Was there a failure to transmit to the plan any participant contributions2018-12-31No
Has the plan failed to provide any benefit when due under the plan2018-12-31No
Contributions received in cash from employer2018-12-31$138,803
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2018-12-31$197,704
Contract administrator fees2018-12-31$7,257
Did the plan have assets held for investment2018-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2018-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2018-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2018-12-31Yes
Opinion of an independent qualified public accountant for this plan2018-12-31Disclaimer
Accountancy firm name2018-12-31BST & CO. CPAS, LLP
Accountancy firm EIN2018-12-31141442607
2017 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2017 401k financial data
Total unrealized appreciation/depreciation of assets2017-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$0
Total income from all sources (including contributions)2017-12-31$448,168
Total loss/gain on sale of assets2017-12-31$0
Total of all expenses incurred2017-12-31$77,882
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2017-12-31$69,101
Total contributions o plan (from employers,participants, others, non cash contrinutions)2017-12-31$192,925
Value of total assets at end of year2017-12-31$1,744,485
Value of total assets at beginning of year2017-12-31$1,374,199
Total of administrative expenses incurred including professional, contract, advisory and management fees2017-12-31$8,781
Total interest from all sources2017-12-31$1,689
Total dividends received (eg from common stock, registered investment company shares)2017-12-31$50,041
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2017-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2017-12-31$50,041
Was this plan covered by a fidelity bond2017-12-31Yes
Value of fidelity bond cover2017-12-31$335,000
If this is an individual account plan, was there a blackout period2017-12-31No
Were there any nonexempt tranactions with any party-in-interest2017-12-31No
Contributions received from participants2017-12-31$125,204
Participant contributions at end of year2017-12-31$40,760
Participant contributions at beginning of year2017-12-31$29,810
Total non interest bearing cash at end of year2017-12-31$32,647
Total non interest bearing cash at beginning of year2017-12-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31No
Value of net income/loss2017-12-31$370,286
Value of net assets at end of year (total assets less liabilities)2017-12-31$1,744,485
Value of net assets at beginning of year (total assets less liabilities)2017-12-31$1,374,199
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2017-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2017-12-31No
Were any leases to which the plan was party in default or uncollectible2017-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2017-12-31$1,671,078
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2017-12-31$1,344,389
Interest on participant loans2017-12-31$1,689
Net investment gain/loss from registered investment companies (e.g. mutual funds)2017-12-31$203,513
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2017-12-31No
Was there a failure to transmit to the plan any participant contributions2017-12-31No
Has the plan failed to provide any benefit when due under the plan2017-12-31No
Contributions received in cash from employer2017-12-31$67,721
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2017-12-31$69,101
Contract administrator fees2017-12-31$8,781
Did the plan have assets held for investment2017-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2017-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2017-12-31Yes
Opinion of an independent qualified public accountant for this plan2017-12-31Disclaimer
Accountancy firm name2017-12-31BST & CO. CPAS, LLP
Accountancy firm EIN2017-12-31141442607
2016 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2016 401k financial data
Total unrealized appreciation/depreciation of assets2016-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$0
Total income from all sources (including contributions)2016-12-31$289,804
Total loss/gain on sale of assets2016-12-31$0
Total of all expenses incurred2016-12-31$43,827
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2016-12-31$36,505
Total contributions o plan (from employers,participants, others, non cash contrinutions)2016-12-31$203,359
Value of total assets at end of year2016-12-31$1,374,199
Value of total assets at beginning of year2016-12-31$1,128,222
Total of administrative expenses incurred including professional, contract, advisory and management fees2016-12-31$7,322
Total interest from all sources2016-12-31$1,332
Total dividends received (eg from common stock, registered investment company shares)2016-12-31$36,682
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2016-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2016-12-31$36,682
Was this plan covered by a fidelity bond2016-12-31Yes
Value of fidelity bond cover2016-12-31$335,000
If this is an individual account plan, was there a blackout period2016-12-31No
Were there any nonexempt tranactions with any party-in-interest2016-12-31No
Contributions received from participants2016-12-31$108,243
Participant contributions at end of year2016-12-31$29,810
Participant contributions at beginning of year2016-12-31$34,245
Income. Received or receivable in cash from other sources (including rollovers)2016-12-31$30,395
Other income not declared elsewhere2016-12-31$14
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Value of net income/loss2016-12-31$245,977
Value of net assets at end of year (total assets less liabilities)2016-12-31$1,374,199
Value of net assets at beginning of year (total assets less liabilities)2016-12-31$1,128,222
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2016-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2016-12-31No
Were any leases to which the plan was party in default or uncollectible2016-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2016-12-31$1,344,389
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2016-12-31$1,093,977
Interest on participant loans2016-12-31$1,332
Net investment gain/loss from registered investment companies (e.g. mutual funds)2016-12-31$48,417
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2016-12-31No
Was there a failure to transmit to the plan any participant contributions2016-12-31No
Has the plan failed to provide any benefit when due under the plan2016-12-31No
Contributions received in cash from employer2016-12-31$64,721
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2016-12-31$36,505
Contract administrator fees2016-12-31$7,322
Did the plan have assets held for investment2016-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2016-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2016-12-31Yes
Opinion of an independent qualified public accountant for this plan2016-12-31Disclaimer
Accountancy firm name2016-12-31T. M. BYXBEE COMPANY
Accountancy firm EIN2016-12-31141767196
2015 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2015 401k financial data
Total unrealized appreciation/depreciation of assets2015-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Total income from all sources (including contributions)2015-12-31$136,750
Total loss/gain on sale of assets2015-12-31$0
Total of all expenses incurred2015-12-31$20,596
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2015-12-31$14,034
Total contributions o plan (from employers,participants, others, non cash contrinutions)2015-12-31$136,478
Value of total assets at end of year2015-12-31$1,128,222
Value of total assets at beginning of year2015-12-31$1,012,068
Total of administrative expenses incurred including professional, contract, advisory and management fees2015-12-31$6,562
Total interest from all sources2015-12-31$1,659
Total dividends received (eg from common stock, registered investment company shares)2015-12-31$50,173
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2015-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2015-12-31$50,173
Was this plan covered by a fidelity bond2015-12-31Yes
Value of fidelity bond cover2015-12-31$120,000
If this is an individual account plan, was there a blackout period2015-12-31No
Were there any nonexempt tranactions with any party-in-interest2015-12-31No
Contributions received from participants2015-12-31$81,574
Participant contributions at end of year2015-12-31$34,245
Participant contributions at beginning of year2015-12-31$36,826
Other income not declared elsewhere2015-12-31$9
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Value of net income/loss2015-12-31$116,154
Value of net assets at end of year (total assets less liabilities)2015-12-31$1,128,222
Value of net assets at beginning of year (total assets less liabilities)2015-12-31$1,012,068
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2015-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2015-12-31No
Were any leases to which the plan was party in default or uncollectible2015-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2015-12-31$1,093,977
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2015-12-31$975,242
Interest on participant loans2015-12-31$1,659
Net investment gain/loss from registered investment companies (e.g. mutual funds)2015-12-31$-51,569
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2015-12-31No
Was there a failure to transmit to the plan any participant contributions2015-12-31No
Has the plan failed to provide any benefit when due under the plan2015-12-31No
Contributions received in cash from employer2015-12-31$54,904
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2015-12-31$14,034
Contract administrator fees2015-12-31$6,562
Did the plan have assets held for investment2015-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2015-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2015-12-31Yes
Opinion of an independent qualified public accountant for this plan2015-12-31Disclaimer
Accountancy firm name2015-12-31T. M. BYXBEE COMPANY
Accountancy firm EIN2015-12-31141767196
2014 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2014 401k financial data
Total unrealized appreciation/depreciation of assets2014-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total income from all sources (including contributions)2014-12-31$222,985
Total loss/gain on sale of assets2014-12-31$0
Total of all expenses incurred2014-12-31$53,877
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2014-12-31$46,843
Total contributions o plan (from employers,participants, others, non cash contrinutions)2014-12-31$161,533
Value of total assets at end of year2014-12-31$1,012,068
Value of total assets at beginning of year2014-12-31$842,960
Total of administrative expenses incurred including professional, contract, advisory and management fees2014-12-31$7,034
Total interest from all sources2014-12-31$1,483
Total dividends received (eg from common stock, registered investment company shares)2014-12-31$41,107
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2014-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2014-12-31$41,107
Was this plan covered by a fidelity bond2014-12-31Yes
Value of fidelity bond cover2014-12-31$120,000
If this is an individual account plan, was there a blackout period2014-12-31No
Were there any nonexempt tranactions with any party-in-interest2014-12-31No
Contributions received from participants2014-12-31$77,883
Participant contributions at end of year2014-12-31$36,826
Participant contributions at beginning of year2014-12-31$19,386
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Value of net income/loss2014-12-31$169,108
Value of net assets at end of year (total assets less liabilities)2014-12-31$1,012,068
Value of net assets at beginning of year (total assets less liabilities)2014-12-31$842,960
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2014-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2014-12-31No
Were any leases to which the plan was party in default or uncollectible2014-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2014-12-31$975,242
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2014-12-31$823,574
Interest on participant loans2014-12-31$1,483
Net investment gain/loss from registered investment companies (e.g. mutual funds)2014-12-31$18,862
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2014-12-31No
Was there a failure to transmit to the plan any participant contributions2014-12-31No
Has the plan failed to provide any benefit when due under the plan2014-12-31No
Contributions received in cash from employer2014-12-31$83,650
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2014-12-31$46,843
Contract administrator fees2014-12-31$7,034
Did the plan have assets held for investment2014-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2014-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2014-12-31Yes
Opinion of an independent qualified public accountant for this plan2014-12-31Disclaimer
Accountancy firm name2014-12-31T.M. BYXBEE COMPANY
Accountancy firm EIN2014-12-31141767196
2013 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2013 401k financial data
Total unrealized appreciation/depreciation of assets2013-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total income from all sources (including contributions)2013-12-31$295,057
Total loss/gain on sale of assets2013-12-31$0
Total of all expenses incurred2013-12-31$22,320
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2013-12-31$15,339
Total contributions o plan (from employers,participants, others, non cash contrinutions)2013-12-31$160,331
Value of total assets at end of year2013-12-31$842,960
Value of total assets at beginning of year2013-12-31$570,223
Total of administrative expenses incurred including professional, contract, advisory and management fees2013-12-31$6,981
Total interest from all sources2013-12-31$665
Total dividends received (eg from common stock, registered investment company shares)2013-12-31$29,965
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2013-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2013-12-31$29,965
Was this plan covered by a fidelity bond2013-12-31Yes
Value of fidelity bond cover2013-12-31$120,000
If this is an individual account plan, was there a blackout period2013-12-31No
Were there any nonexempt tranactions with any party-in-interest2013-12-31No
Contributions received from participants2013-12-31$77,876
Participant contributions at end of year2013-12-31$19,386
Participant contributions at beginning of year2013-12-31$11,003
Income. Received or receivable in cash from other sources (including rollovers)2013-12-31$29,185
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Value of net income/loss2013-12-31$272,737
Value of net assets at end of year (total assets less liabilities)2013-12-31$842,960
Value of net assets at beginning of year (total assets less liabilities)2013-12-31$570,223
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2013-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2013-12-31No
Were any leases to which the plan was party in default or uncollectible2013-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2013-12-31$823,574
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2013-12-31$559,220
Interest on participant loans2013-12-31$665
Net investment gain/loss from registered investment companies (e.g. mutual funds)2013-12-31$104,096
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2013-12-31No
Was there a failure to transmit to the plan any participant contributions2013-12-31No
Has the plan failed to provide any benefit when due under the plan2013-12-31No
Contributions received in cash from employer2013-12-31$53,270
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2013-12-31$15,339
Contract administrator fees2013-12-31$6,981
Did the plan have assets held for investment2013-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2013-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2013-12-31Yes
Opinion of an independent qualified public accountant for this plan2013-12-31Disclaimer
Accountancy firm name2013-12-31T.M. BYXBEE COMPANY
Accountancy firm EIN2013-12-31141767196
2012 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2012 401k financial data
Total unrealized appreciation/depreciation of assets2012-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total income from all sources (including contributions)2012-12-31$180,819
Total loss/gain on sale of assets2012-12-31$0
Total of all expenses incurred2012-12-31$201,939
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2012-12-31$192,347
Total contributions o plan (from employers,participants, others, non cash contrinutions)2012-12-31$106,379
Value of total assets at end of year2012-12-31$570,223
Value of total assets at beginning of year2012-12-31$591,343
Total of administrative expenses incurred including professional, contract, advisory and management fees2012-12-31$9,592
Total interest from all sources2012-12-31$594
Total dividends received (eg from common stock, registered investment company shares)2012-12-31$14,005
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2012-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2012-12-31$14,005
Was this plan covered by a fidelity bond2012-12-31Yes
Value of fidelity bond cover2012-12-31$120,000
If this is an individual account plan, was there a blackout period2012-12-31No
Were there any nonexempt tranactions with any party-in-interest2012-12-31No
Contributions received from participants2012-12-31$71,844
Participant contributions at end of year2012-12-31$11,003
Participant contributions at beginning of year2012-12-31$22,679
Other income not declared elsewhere2012-12-31$645
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Value of net income/loss2012-12-31$-21,120
Value of net assets at end of year (total assets less liabilities)2012-12-31$570,223
Value of net assets at beginning of year (total assets less liabilities)2012-12-31$591,343
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2012-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2012-12-31No
Were any leases to which the plan was party in default or uncollectible2012-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2012-12-31$559,220
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2012-12-31$568,664
Interest on participant loans2012-12-31$594
Net investment gain/loss from registered investment companies (e.g. mutual funds)2012-12-31$59,196
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2012-12-31No
Was there a failure to transmit to the plan any participant contributions2012-12-31No
Has the plan failed to provide any benefit when due under the plan2012-12-31No
Contributions received in cash from employer2012-12-31$34,535
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2012-12-31$192,347
Contract administrator fees2012-12-31$9,592
Did the plan have assets held for investment2012-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2012-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2012-12-31Yes
Opinion of an independent qualified public accountant for this plan2012-12-31Disclaimer
Accountancy firm name2012-12-31T.M. BYXBEE COMPANY
Accountancy firm EIN2012-12-31141767196
2011 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2011 401k financial data
Total unrealized appreciation/depreciation of assets2011-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total income from all sources (including contributions)2011-12-31$130,618
Total loss/gain on sale of assets2011-12-31$0
Total of all expenses incurred2011-12-31$107,992
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2011-12-31$98,344
Total contributions o plan (from employers,participants, others, non cash contrinutions)2011-12-31$139,816
Value of total assets at end of year2011-12-31$591,343
Value of total assets at beginning of year2011-12-31$568,717
Total of administrative expenses incurred including professional, contract, advisory and management fees2011-12-31$9,648
Total interest from all sources2011-12-31$611
Total dividends received (eg from common stock, registered investment company shares)2011-12-31$16,402
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2011-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2011-12-31$16,402
Administrative expenses professional fees incurred2011-12-31$9,648
Was this plan covered by a fidelity bond2011-12-31Yes
Value of fidelity bond cover2011-12-31$120,000
If this is an individual account plan, was there a blackout period2011-12-31No
Were there any nonexempt tranactions with any party-in-interest2011-12-31No
Contributions received from participants2011-12-31$100,253
Participant contributions at end of year2011-12-31$22,679
Participant contributions at beginning of year2011-12-31$12,545
Other income not declared elsewhere2011-12-31$679
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Value of net income/loss2011-12-31$22,626
Value of net assets at end of year (total assets less liabilities)2011-12-31$591,343
Value of net assets at beginning of year (total assets less liabilities)2011-12-31$568,717
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2011-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2011-12-31No
Were any leases to which the plan was party in default or uncollectible2011-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2011-12-31$568,664
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2011-12-31$556,172
Interest on participant loans2011-12-31$611
Net investment gain/loss from registered investment companies (e.g. mutual funds)2011-12-31$-26,890
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2011-12-31No
Was there a failure to transmit to the plan any participant contributions2011-12-31No
Has the plan failed to provide any benefit when due under the plan2011-12-31No
Contributions received in cash from employer2011-12-31$39,563
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2011-12-31$98,344
Contract administrator fees2011-12-31$0
Did the plan have assets held for investment2011-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2011-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2011-12-31Yes
Opinion of an independent qualified public accountant for this plan2011-12-31Disclaimer
Accountancy firm name2011-12-31T.M. BYXBEE COMPANY
Accountancy firm EIN2011-12-31141767196
2010 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2010 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2010-12-31$434
Total unrealized appreciation/depreciation of assets2010-12-31$434
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total income from all sources (including contributions)2010-12-31$240,501
Total loss/gain on sale of assets2010-12-31$0
Total of all expenses incurred2010-12-31$101,448
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2010-12-31$93,416
Total contributions o plan (from employers,participants, others, non cash contrinutions)2010-12-31$171,562
Value of total assets at end of year2010-12-31$568,717
Value of total assets at beginning of year2010-12-31$429,664
Total of administrative expenses incurred including professional, contract, advisory and management fees2010-12-31$8,032
Total interest from all sources2010-12-31$0
Total dividends received (eg from common stock, registered investment company shares)2010-12-31$11,694
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2010-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2010-12-31$11,694
Administrative expenses professional fees incurred2010-12-31$8,032
Was this plan covered by a fidelity bond2010-12-31Yes
Value of fidelity bond cover2010-12-31$60,000
If this is an individual account plan, was there a blackout period2010-12-31No
Were there any nonexempt tranactions with any party-in-interest2010-12-31No
Contributions received from participants2010-12-31$125,209
Participant contributions at end of year2010-12-31$12,545
Participant contributions at beginning of year2010-12-31$0
Income. Received or receivable in cash from other sources (including rollovers)2010-12-31$4,737
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Value of net income/loss2010-12-31$139,053
Value of net assets at end of year (total assets less liabilities)2010-12-31$568,717
Value of net assets at beginning of year (total assets less liabilities)2010-12-31$429,664
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2010-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2010-12-31No
Were any leases to which the plan was party in default or uncollectible2010-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2010-12-31$556,172
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2010-12-31$429,664
Net investment gain/loss from registered investment companies (e.g. mutual funds)2010-12-31$56,811
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2010-12-31No
Was there a failure to transmit to the plan any participant contributions2010-12-31No
Has the plan failed to provide any benefit when due under the plan2010-12-31No
Contributions received in cash from employer2010-12-31$41,616
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2010-12-31$93,416
Did the plan have assets held for investment2010-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2010-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2010-12-31Yes
Opinion of an independent qualified public accountant for this plan2010-12-31Disclaimer
Accountancy firm name2010-12-31T.M. BYXBEE COMPANY
Accountancy firm EIN2010-12-31141767196

Form 5500 Responses for CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN

2022: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2022 form 5500 responses
2022-01-01Type of plan entityMulitple employer plan
2022-01-01Submission has been amendedNo
2022-01-01This submission is the final filingNo
2022-01-01This return/report is a short plan year return/report (less than 12 months)No
2022-01-01Plan is a collectively bargained planNo
2022-01-01Plan funding arrangement – TrustYes
2022-01-01Plan benefit arrangement - TrustYes
2021: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2021 form 5500 responses
2021-01-01Type of plan entityMulitple employer plan
2021-01-01Submission has been amendedNo
2021-01-01This submission is the final filingNo
2021-01-01This return/report is a short plan year return/report (less than 12 months)No
2021-01-01Plan is a collectively bargained planNo
2021-01-01Plan funding arrangement – TrustYes
2021-01-01Plan benefit arrangement - TrustYes
2020: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2020 form 5500 responses
2020-01-01Type of plan entityMulitple employer plan
2020-01-01Submission has been amendedNo
2020-01-01This submission is the final filingNo
2020-01-01This return/report is a short plan year return/report (less than 12 months)No
2020-01-01Plan is a collectively bargained planNo
2020-01-01Plan funding arrangement – TrustYes
2020-01-01Plan benefit arrangement - TrustYes
2019: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2019 form 5500 responses
2019-01-01Type of plan entityMulitple employer plan
2019-01-01Submission has been amendedNo
2019-01-01This submission is the final filingNo
2019-01-01This return/report is a short plan year return/report (less than 12 months)No
2019-01-01Plan is a collectively bargained planNo
2019-01-01Plan funding arrangement – TrustYes
2019-01-01Plan benefit arrangement - TrustYes
2018: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2018 form 5500 responses
2018-01-01Type of plan entityMulitple employer plan
2018-01-01Submission has been amendedNo
2018-01-01This submission is the final filingNo
2018-01-01This return/report is a short plan year return/report (less than 12 months)No
2018-01-01Plan is a collectively bargained planNo
2018-01-01Plan funding arrangement – TrustYes
2018-01-01Plan benefit arrangement - TrustYes
2017: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2017 form 5500 responses
2017-01-01Type of plan entityMulitple employer plan
2017-01-01Submission has been amendedNo
2017-01-01This submission is the final filingNo
2017-01-01This return/report is a short plan year return/report (less than 12 months)No
2017-01-01Plan is a collectively bargained planNo
2017-01-01Plan funding arrangement – TrustYes
2017-01-01Plan benefit arrangement - TrustYes
2016: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2016 form 5500 responses
2016-01-01Type of plan entityMulitple employer plan
2016-01-01Submission has been amendedNo
2016-01-01This submission is the final filingNo
2016-01-01This return/report is a short plan year return/report (less than 12 months)No
2016-01-01Plan is a collectively bargained planNo
2016-01-01Plan funding arrangement – TrustYes
2016-01-01Plan benefit arrangement - TrustYes
2015: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2015 form 5500 responses
2015-01-01Type of plan entityMulitple employer plan
2015-01-01Submission has been amendedNo
2015-01-01This submission is the final filingNo
2015-01-01This return/report is a short plan year return/report (less than 12 months)No
2015-01-01Plan is a collectively bargained planNo
2015-01-01Plan funding arrangement – TrustYes
2015-01-01Plan benefit arrangement - TrustYes
2014: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2014 form 5500 responses
2014-01-01Type of plan entityMulitple employer plan
2014-01-01Submission has been amendedNo
2014-01-01This submission is the final filingNo
2014-01-01This return/report is a short plan year return/report (less than 12 months)No
2014-01-01Plan is a collectively bargained planNo
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement - TrustYes
2013: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2013 form 5500 responses
2013-01-01Type of plan entityMulitple employer plan
2013-01-01Submission has been amendedNo
2013-01-01This submission is the final filingNo
2013-01-01This return/report is a short plan year return/report (less than 12 months)No
2013-01-01Plan is a collectively bargained planNo
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement - TrustYes
2012: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2012 form 5500 responses
2012-01-01Type of plan entityMulitple employer plan
2012-01-01Submission has been amendedNo
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planNo
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement - TrustYes
2011: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2011 form 5500 responses
2011-01-01Type of plan entityMulitple employer plan
2011-01-01Submission has been amendedNo
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement - TrustYes
2010: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2010 form 5500 responses
2010-01-01Type of plan entityMulitple employer plan
2010-01-01Submission has been amendedYes
2010-01-01This submission is the final filingNo
2010-01-01This return/report is a short plan year return/report (less than 12 months)No
2010-01-01Plan is a collectively bargained planNo
2010-01-01Plan funding arrangement – TrustYes
2010-01-01Plan benefit arrangement - TrustYes
2009: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2009 form 5500 responses
2009-09-01Type of plan entityMulitple employer plan
2009-09-01First time form 5500 has been submittedYes
2009-09-01Submission has been amendedNo
2009-09-01This submission is the final filingNo
2009-09-01This return/report is a short plan year return/report (less than 12 months)Yes
2009-09-01Plan is a collectively bargained planNo
2009-09-01Plan funding arrangement – TrustYes
2009-09-01Plan benefit arrangement - TrustYes

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