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BAY COMMERCIAL BANK 401(K) PLAN 401k Plan overview

Plan NameBAY COMMERCIAL BANK 401(K) PLAN
Plan identification number 001

BAY COMMERCIAL BANK 401(K) PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Participant-directed brokerage accounts provided as an investment option under the plan.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

UNITED BUSINESS BANK has sponsored the creation of one or more 401k plans.

Company Name:UNITED BUSINESS BANK
Employer identification number (EIN):200910111
NAIC Classification:522110
NAIC Description:Commercial Banking

Additional information about UNITED BUSINESS BANK

Jurisdiction of Incorporation: California Department of State
Incorporation Date:
Company Identification Number: C2644359

More information about UNITED BUSINESS BANK

Form 5500 Filing Information

Submission information for form 5500 for 401k plan BAY COMMERCIAL BANK 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012022-01-01
0012021-01-01
0012020-01-01
0012019-01-01
0012018-01-01
0012017-01-01KEARY COLWELL2018-09-26
0012016-01-01KEARY COLWELL
0012015-01-01KEARY COLWELL
0012014-01-01KEARY COLWELL
0012014-01-01KEARY COLWELL
0012013-01-01KEARY COLWELL
0012012-01-01KEARY COLWELL
0012011-01-01KEARY COLWELL
0012010-01-01KEARY COLWELL

Plan Statistics for BAY COMMERCIAL BANK 401(K) PLAN

401k plan membership statisitcs for BAY COMMERCIAL BANK 401(K) PLAN

Measure Date Value
2022: BAY COMMERCIAL BANK 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year2022-01-01405
Total number of active participants reported on line 7a of the Form 55002022-01-01336
Number of retired or separated participants receiving benefits2022-01-010
Number of other retired or separated participants entitled to future benefits2022-01-01147
Total of all active and inactive participants2022-01-01483
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2022-01-010
Total participants2022-01-01483
Number of participants with account balances2022-01-01374
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2022-01-010
2021: BAY COMMERCIAL BANK 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year2021-01-01412
Total number of active participants reported on line 7a of the Form 55002021-01-01273
Number of retired or separated participants receiving benefits2021-01-010
Number of other retired or separated participants entitled to future benefits2021-01-01131
Total of all active and inactive participants2021-01-01404
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2021-01-010
Total participants2021-01-01404
Number of participants with account balances2021-01-01330
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2021-01-010
2020: BAY COMMERCIAL BANK 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year2020-01-01388
Total number of active participants reported on line 7a of the Form 55002020-01-01285
Number of retired or separated participants receiving benefits2020-01-010
Number of other retired or separated participants entitled to future benefits2020-01-01127
Total of all active and inactive participants2020-01-01412
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2020-01-010
Total participants2020-01-01412
Number of participants with account balances2020-01-01332
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2020-01-010
2019: BAY COMMERCIAL BANK 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year2019-01-01278
Total number of active participants reported on line 7a of the Form 55002019-01-01302
Number of retired or separated participants receiving benefits2019-01-010
Number of other retired or separated participants entitled to future benefits2019-01-01100
Total of all active and inactive participants2019-01-01402
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2019-01-010
Total participants2019-01-01402
Number of participants with account balances2019-01-01295
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2019-01-010
2018: BAY COMMERCIAL BANK 401(K) PLAN 2018 401k membership
Total participants, beginning-of-year2018-01-01211
Total number of active participants reported on line 7a of the Form 55002018-01-01201
Number of retired or separated participants receiving benefits2018-01-010
Number of other retired or separated participants entitled to future benefits2018-01-0170
Total of all active and inactive participants2018-01-01271
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2018-01-010
Total participants2018-01-01271
Number of participants with account balances2018-01-01197
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2018-01-010
2016: BAY COMMERCIAL BANK 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year2016-01-01112
Total number of active participants reported on line 7a of the Form 55002016-01-0198
Number of retired or separated participants receiving benefits2016-01-010
Number of other retired or separated participants entitled to future benefits2016-01-0116
Total of all active and inactive participants2016-01-01114
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2016-01-010
Total participants2016-01-01114
Number of participants with account balances2016-01-0194
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2016-01-013
2015: BAY COMMERCIAL BANK 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year2015-01-0187
Total number of active participants reported on line 7a of the Form 55002015-01-0197
Number of retired or separated participants receiving benefits2015-01-010
Number of other retired or separated participants entitled to future benefits2015-01-0114
Total of all active and inactive participants2015-01-01111
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-01-010
Total participants2015-01-01111
Number of participants with account balances2015-01-0190
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2015-01-017
2014: BAY COMMERCIAL BANK 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year2014-01-0160
Total number of active participants reported on line 7a of the Form 55002014-01-0169
Number of retired or separated participants receiving benefits2014-01-010
Number of other retired or separated participants entitled to future benefits2014-01-0117
Total of all active and inactive participants2014-01-0186
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2014-01-010
Total participants2014-01-0186
Number of participants with account balances2014-01-0174
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-01-016
2013: BAY COMMERCIAL BANK 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year2013-01-0151
Total number of active participants reported on line 7a of the Form 55002013-01-0153
Number of retired or separated participants receiving benefits2013-01-010
Number of other retired or separated participants entitled to future benefits2013-01-019
Total of all active and inactive participants2013-01-0162
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2013-01-010
Total participants2013-01-0162
Number of participants with account balances2013-01-0147
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2013-01-014
2012: BAY COMMERCIAL BANK 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year2012-01-0149
Total number of active participants reported on line 7a of the Form 55002012-01-0142
Number of retired or separated participants receiving benefits2012-01-010
Number of other retired or separated participants entitled to future benefits2012-01-019
Total of all active and inactive participants2012-01-0151
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-01-010
Total participants2012-01-0151
Number of participants with account balances2012-01-0143
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-011
2011: BAY COMMERCIAL BANK 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year2011-01-0128
Total number of active participants reported on line 7a of the Form 55002011-01-0140
Number of retired or separated participants receiving benefits2011-01-010
Number of other retired or separated participants entitled to future benefits2011-01-019
Total of all active and inactive participants2011-01-0149
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-010
Total participants2011-01-0149
Number of participants with account balances2011-01-0143
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-010
2010: BAY COMMERCIAL BANK 401(K) PLAN 2010 401k membership
Total participants, beginning-of-year2010-01-0129
Total number of active participants reported on line 7a of the Form 55002010-01-0125
Number of retired or separated participants receiving benefits2010-01-010
Number of other retired or separated participants entitled to future benefits2010-01-013
Total of all active and inactive participants2010-01-0128
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2010-01-010
Total participants2010-01-0128
Number of participants with account balances2010-01-0125
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2010-01-014

Financial Data on BAY COMMERCIAL BANK 401(K) PLAN

Measure Date Value
2022 : BAY COMMERCIAL BANK 401(K) PLAN 2022 401k financial data
Total unrealized appreciation/depreciation of assets2022-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2022-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2022-12-31$0
Total income from all sources (including contributions)2022-12-31$1,404,081
Total loss/gain on sale of assets2022-12-31$0
Total of all expenses incurred2022-12-31$1,328,861
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2022-12-31$1,220,944
Total contributions o plan (from employers,participants, others, non cash contrinutions)2022-12-31$5,517,349
Value of total assets at end of year2022-12-31$22,424,639
Value of total assets at beginning of year2022-12-31$22,349,419
Total of administrative expenses incurred including professional, contract, advisory and management fees2022-12-31$107,917
Total interest from all sources2022-12-31$12,520
Total dividends received (eg from common stock, registered investment company shares)2022-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2022-12-31No
Was this plan covered by a fidelity bond2022-12-31Yes
Value of fidelity bond cover2022-12-31$2,000,000
If this is an individual account plan, was there a blackout period2022-12-31No
Were there any nonexempt tranactions with any party-in-interest2022-12-31No
Contributions received from participants2022-12-31$1,836,104
Participant contributions at end of year2022-12-31$244,753
Participant contributions at beginning of year2022-12-31$228,540
Participant contributions at end of year2022-12-31$0
Participant contributions at beginning of year2022-12-31$482
Assets. Other investments not covered elsewhere at end of year2022-12-31$3,811,780
Assets. Other investments not covered elsewhere at beginning of year2022-12-31$4,232,749
Income. Received or receivable in cash from other sources (including rollovers)2022-12-31$2,870,284
Other income not declared elsewhere2022-12-31$-907,041
Administrative expenses (other) incurred2022-12-31$269
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2022-12-31No
Value of net income/loss2022-12-31$75,220
Value of net assets at end of year (total assets less liabilities)2022-12-31$22,424,639
Value of net assets at beginning of year (total assets less liabilities)2022-12-31$22,349,419
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2022-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2022-12-31No
Were any leases to which the plan was party in default or uncollectible2022-12-31No
Investment advisory and management fees2022-12-31$34,089
Value of interest in registered invesment companies (eg mutual funds) at end of year2022-12-31$16,315,355
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2022-12-31$16,105,674
Interest on participant loans2022-12-31$12,520
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2022-12-31$3,229
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2022-12-31$3,211
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2022-12-31$3,211
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2022-12-31$1,235,709
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2022-12-31$1,124,539
Net investment gain/loss from registered investment companies (e.g. mutual funds)2022-12-31$-3,218,747
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2022-12-31No
Was there a failure to transmit to the plan any participant contributions2022-12-31Yes
Has the plan failed to provide any benefit when due under the plan2022-12-31No
Contributions received in cash from employer2022-12-31$810,961
Employer contributions (assets) at end of year2022-12-31$813,813
Employer contributions (assets) at beginning of year2022-12-31$654,224
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2022-12-31$1,220,944
Contract administrator fees2022-12-31$73,559
Did the plan have assets held for investment2022-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2022-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2022-12-31No
Opinion of an independent qualified public accountant for this plan2022-12-31Unqualified
Accountancy firm name2022-12-31RUBENS PARTNERS LLP
Accountancy firm EIN2022-12-31204519974
2021 : BAY COMMERCIAL BANK 401(K) PLAN 2021 401k financial data
Total unrealized appreciation/depreciation of assets2021-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2021-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2021-12-31$0
Total income from all sources (including contributions)2021-12-31$5,055,444
Total loss/gain on sale of assets2021-12-31$0
Total of all expenses incurred2021-12-31$1,831,221
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2021-12-31$1,729,349
Total contributions o plan (from employers,participants, others, non cash contrinutions)2021-12-31$2,516,561
Value of total assets at end of year2021-12-31$22,349,419
Value of total assets at beginning of year2021-12-31$19,125,196
Total of administrative expenses incurred including professional, contract, advisory and management fees2021-12-31$101,872
Total interest from all sources2021-12-31$13,809
Total dividends received (eg from common stock, registered investment company shares)2021-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2021-12-31No
Was this plan covered by a fidelity bond2021-12-31Yes
Value of fidelity bond cover2021-12-31$2,000,000
If this is an individual account plan, was there a blackout period2021-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2021-12-31$0
Were there any nonexempt tranactions with any party-in-interest2021-12-31No
Contributions received from participants2021-12-31$1,503,993
Participant contributions at end of year2021-12-31$228,540
Participant contributions at beginning of year2021-12-31$302,746
Participant contributions at end of year2021-12-31$482
Participant contributions at beginning of year2021-12-31$347
Assets. Other investments not covered elsewhere at end of year2021-12-31$4,232,749
Assets. Other investments not covered elsewhere at beginning of year2021-12-31$3,760,354
Income. Received or receivable in cash from other sources (including rollovers)2021-12-31$358,344
Other income not declared elsewhere2021-12-31$581,526
Administrative expenses (other) incurred2021-12-31$158
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2021-12-31No
Value of net income/loss2021-12-31$3,224,223
Value of net assets at end of year (total assets less liabilities)2021-12-31$22,349,419
Value of net assets at beginning of year (total assets less liabilities)2021-12-31$19,125,196
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2021-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2021-12-31No
Were any leases to which the plan was party in default or uncollectible2021-12-31No
Investment advisory and management fees2021-12-31$31,816
Value of interest in registered invesment companies (eg mutual funds) at end of year2021-12-31$16,105,674
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2021-12-31$13,007,508
Interest on participant loans2021-12-31$13,809
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2021-12-31$3,211
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2021-12-31$2,529
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2021-12-31$2,529
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2021-12-31$1,124,539
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2021-12-31$1,409,418
Net investment gain/loss from registered investment companies (e.g. mutual funds)2021-12-31$1,943,548
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2021-12-31No
Was there a failure to transmit to the plan any participant contributions2021-12-31Yes
Has the plan failed to provide any benefit when due under the plan2021-12-31No
Contributions received in cash from employer2021-12-31$654,224
Employer contributions (assets) at end of year2021-12-31$654,224
Employer contributions (assets) at beginning of year2021-12-31$642,294
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2021-12-31$1,729,349
Contract administrator fees2021-12-31$69,898
Did the plan have assets held for investment2021-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2021-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2021-12-31No
Opinion of an independent qualified public accountant for this plan2021-12-31Unqualified
Accountancy firm name2021-12-31RUBENS PARTNERS LLP
Accountancy firm EIN2021-12-31204519974
2020 : BAY COMMERCIAL BANK 401(K) PLAN 2020 401k financial data
Total unrealized appreciation/depreciation of assets2020-12-31$0
Total transfer of assets to this plan2020-12-31$999,625
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2020-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2020-12-31$0
Total income from all sources (including contributions)2020-12-31$5,104,929
Total loss/gain on sale of assets2020-12-31$0
Total of all expenses incurred2020-12-31$2,128,757
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2020-12-31$2,039,523
Total contributions o plan (from employers,participants, others, non cash contrinutions)2020-12-31$2,622,353
Value of total assets at end of year2020-12-31$19,125,196
Value of total assets at beginning of year2020-12-31$15,149,399
Total of administrative expenses incurred including professional, contract, advisory and management fees2020-12-31$89,234
Total interest from all sources2020-12-31$14,631
Total dividends received (eg from common stock, registered investment company shares)2020-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2020-12-31No
Was this plan covered by a fidelity bond2020-12-31Yes
Value of fidelity bond cover2020-12-31$1,000,000
If this is an individual account plan, was there a blackout period2020-12-31Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2020-12-31$0
Were there any nonexempt tranactions with any party-in-interest2020-12-31No
Contributions received from participants2020-12-31$1,417,355
Participant contributions at end of year2020-12-31$302,746
Participant contributions at beginning of year2020-12-31$251,083
Participant contributions at end of year2020-12-31$347
Participant contributions at beginning of year2020-12-31$0
Assets. Other investments not covered elsewhere at end of year2020-12-31$3,760,354
Assets. Other investments not covered elsewhere at beginning of year2020-12-31$2,811,542
Income. Received or receivable in cash from other sources (including rollovers)2020-12-31$562,704
Other income not declared elsewhere2020-12-31$646,913
Administrative expenses (other) incurred2020-12-31$74
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2020-12-31No
Value of net income/loss2020-12-31$2,976,172
Value of net assets at end of year (total assets less liabilities)2020-12-31$19,125,196
Value of net assets at beginning of year (total assets less liabilities)2020-12-31$15,149,399
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2020-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2020-12-31No
Were any leases to which the plan was party in default or uncollectible2020-12-31No
Investment advisory and management fees2020-12-31$28,859
Value of interest in registered invesment companies (eg mutual funds) at end of year2020-12-31$13,007,508
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2020-12-31$10,632,593
Interest on participant loans2020-12-31$14,631
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2020-12-31$2,529
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2020-12-31$3,848
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2020-12-31$3,848
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2020-12-31$1,409,418
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2020-12-31$971,962
Net investment gain/loss from registered investment companies (e.g. mutual funds)2020-12-31$1,821,032
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2020-12-31No
Was there a failure to transmit to the plan any participant contributions2020-12-31No
Has the plan failed to provide any benefit when due under the plan2020-12-31No
Contributions received in cash from employer2020-12-31$642,294
Employer contributions (assets) at end of year2020-12-31$642,294
Employer contributions (assets) at beginning of year2020-12-31$478,371
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2020-12-31$2,039,523
Contract administrator fees2020-12-31$60,301
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32020-12-31Yes
Did the plan have assets held for investment2020-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2020-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2020-12-31No
Opinion of an independent qualified public accountant for this plan2020-12-31Unqualified
Accountancy firm name2020-12-31RUBENS PARTNERS LLP
Accountancy firm EIN2020-12-31204519974
2019 : BAY COMMERCIAL BANK 401(K) PLAN 2019 401k financial data
Total unrealized appreciation/depreciation of assets2019-12-31$0
Total transfer of assets to this plan2019-12-31$3,148,418
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$0
Total income from all sources (including contributions)2019-12-31$5,145,720
Total loss/gain on sale of assets2019-12-31$0
Total of all expenses incurred2019-12-31$1,461,575
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2019-12-31$1,388,525
Total contributions o plan (from employers,participants, others, non cash contrinutions)2019-12-31$3,168,601
Value of total assets at end of year2019-12-31$15,149,399
Value of total assets at beginning of year2019-12-31$8,316,836
Total of administrative expenses incurred including professional, contract, advisory and management fees2019-12-31$73,050
Total interest from all sources2019-12-31$8,850
Total dividends received (eg from common stock, registered investment company shares)2019-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2019-12-31No
Was this plan covered by a fidelity bond2019-12-31Yes
Value of fidelity bond cover2019-12-31$1,000,000
If this is an individual account plan, was there a blackout period2019-12-31Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2019-12-31$0
Were there any nonexempt tranactions with any party-in-interest2019-12-31No
Contributions received from participants2019-12-31$1,120,179
Participant contributions at end of year2019-12-31$251,083
Participant contributions at beginning of year2019-12-31$89,533
Assets. Other investments not covered elsewhere at end of year2019-12-31$2,811,542
Assets. Other investments not covered elsewhere at beginning of year2019-12-31$2,453,320
Income. Received or receivable in cash from other sources (including rollovers)2019-12-31$1,570,051
Other income not declared elsewhere2019-12-31$414,231
Administrative expenses (other) incurred2019-12-31$94
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Value of net income/loss2019-12-31$3,684,145
Value of net assets at end of year (total assets less liabilities)2019-12-31$15,149,399
Value of net assets at beginning of year (total assets less liabilities)2019-12-31$8,316,836
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2019-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2019-12-31No
Were any leases to which the plan was party in default or uncollectible2019-12-31No
Investment advisory and management fees2019-12-31$23,465
Value of interest in registered invesment companies (eg mutual funds) at end of year2019-12-31$10,632,593
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2019-12-31$5,268,645
Interest on participant loans2019-12-31$8,850
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2019-12-31$3,848
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2019-12-31$3,361
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2019-12-31$3,361
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2019-12-31$971,962
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2019-12-31$126,259
Net investment gain/loss from registered investment companies (e.g. mutual funds)2019-12-31$1,554,038
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2019-12-31No
Was there a failure to transmit to the plan any participant contributions2019-12-31No
Has the plan failed to provide any benefit when due under the plan2019-12-31No
Contributions received in cash from employer2019-12-31$478,371
Employer contributions (assets) at end of year2019-12-31$478,371
Employer contributions (assets) at beginning of year2019-12-31$375,718
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2019-12-31$1,388,525
Contract administrator fees2019-12-31$49,491
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32019-12-31Yes
Did the plan have assets held for investment2019-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2019-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2019-12-31Yes
Opinion of an independent qualified public accountant for this plan2019-12-31Disclaimer
Accountancy firm name2019-12-31RUBENS PARTNERS LLP
Accountancy firm EIN2019-12-31204519974
2018 : BAY COMMERCIAL BANK 401(K) PLAN 2018 401k financial data
Total unrealized appreciation/depreciation of assets2018-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-12-31$0
Total income from all sources (including contributions)2018-12-31$895,209
Total loss/gain on sale of assets2018-12-31$0
Total of all expenses incurred2018-12-31$1,206,447
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2018-12-31$1,152,581
Total contributions o plan (from employers,participants, others, non cash contrinutions)2018-12-31$1,312,949
Value of total assets at end of year2018-12-31$8,316,836
Value of total assets at beginning of year2018-12-31$8,628,074
Total of administrative expenses incurred including professional, contract, advisory and management fees2018-12-31$53,866
Total interest from all sources2018-12-31$5,232
Total dividends received (eg from common stock, registered investment company shares)2018-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2018-12-31No
Was this plan covered by a fidelity bond2018-12-31Yes
Value of fidelity bond cover2018-12-31$1,000,000
If this is an individual account plan, was there a blackout period2018-12-31Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2018-12-31$0
Were there any nonexempt tranactions with any party-in-interest2018-12-31No
Contributions received from participants2018-12-31$776,417
Participant contributions at end of year2018-12-31$89,533
Participant contributions at beginning of year2018-12-31$131,169
Assets. Other investments not covered elsewhere at end of year2018-12-31$2,453,320
Assets. Other investments not covered elsewhere at beginning of year2018-12-31$2,464,492
Income. Received or receivable in cash from other sources (including rollovers)2018-12-31$160,814
Other income not declared elsewhere2018-12-31$-4,539
Administrative expenses (other) incurred2018-12-31$86
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2018-12-31No
Value of net income/loss2018-12-31$-311,238
Value of net assets at end of year (total assets less liabilities)2018-12-31$8,316,836
Value of net assets at beginning of year (total assets less liabilities)2018-12-31$8,628,074
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2018-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2018-12-31No
Were any leases to which the plan was party in default or uncollectible2018-12-31No
Investment advisory and management fees2018-12-31$29,632
Value of interest in registered invesment companies (eg mutual funds) at end of year2018-12-31$5,268,645
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2018-12-31$360,225
Value of interest in pooled separate accounts at end of year2018-12-31$0
Value of interest in pooled separate accounts at beginning of year2018-12-31$5,229,190
Interest on participant loans2018-12-31$5,232
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2018-12-31$3,361
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2018-12-31$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2018-12-31$0
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2018-12-31$126,259
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2018-12-31$109,774
Net investment gain/loss from registered investment companies (e.g. mutual funds)2018-12-31$-310,860
Net investment gain/loss from pooled separate accounts2018-12-31$-107,573
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2018-12-31No
Was there a failure to transmit to the plan any participant contributions2018-12-31No
Has the plan failed to provide any benefit when due under the plan2018-12-31No
Contributions received in cash from employer2018-12-31$375,718
Employer contributions (assets) at end of year2018-12-31$375,718
Employer contributions (assets) at beginning of year2018-12-31$333,224
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2018-12-31$1,152,581
Contract administrator fees2018-12-31$24,148
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32018-12-31Yes
Did the plan have assets held for investment2018-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2018-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2018-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2018-12-31Yes
Opinion of an independent qualified public accountant for this plan2018-12-31Disclaimer
Accountancy firm name2018-12-31RUBENS PARTNERS LLP
Accountancy firm EIN2018-12-31204519974
2016 : BAY COMMERCIAL BANK 401(K) PLAN 2016 401k financial data
Transfers to/from the plan2016-12-31$0
Total plan liabilities at end of year2016-12-31$0
Total plan liabilities at beginning of year2016-12-31$0
Total income from all sources2016-12-31$755,065
Expenses. Total of all expenses incurred2016-12-31$905,754
Benefits paid (including direct rollovers)2016-12-31$901,366
Total plan assets at end of year2016-12-31$3,074,660
Total plan assets at beginning of year2016-12-31$3,225,349
Value of fidelity bond covering the plan2016-12-31$1,000,000
Total contributions received or receivable from participants2016-12-31$403,547
Expenses. Other expenses not covered elsewhere2016-12-31$0
Contributions received from other sources (not participants or employers)2016-12-31$22,997
Other income received2016-12-31$106,251
Noncash contributions received2016-12-31$0
Net income (gross income less expenses)2016-12-31$-150,689
Net plan assets at end of year (total assets less liabilities)2016-12-31$3,074,660
Net plan assets at beginning of year (total assets less liabilities)2016-12-31$3,225,349
Assets. Value of participant loans2016-12-31$47,711
Assets. Value of employer securities2016-12-31$351,484
Total contributions received or receivable from employer(s)2016-12-31$222,270
Value of certain deemed distributions of participant loans2016-12-31$0
Value of corrective distributions2016-12-31$0
Expenses. Administrative service providers (salaries,fees and commissions)2016-12-31$4,388
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2016-12-31$0
2015 : BAY COMMERCIAL BANK 401(K) PLAN 2015 401k financial data
Transfers to/from the plan2015-12-31$575,244
Total plan liabilities at end of year2015-12-31$0
Total plan liabilities at beginning of year2015-12-31$0
Total income from all sources2015-12-31$685,906
Expenses. Total of all expenses incurred2015-12-31$926,671
Benefits paid (including direct rollovers)2015-12-31$905,349
Total plan assets at end of year2015-12-31$3,225,349
Total plan assets at beginning of year2015-12-31$2,890,870
Value of fidelity bond covering the plan2015-12-31$1,000,000
Total contributions received or receivable from participants2015-12-31$435,511
Expenses. Other expenses not covered elsewhere2015-12-31$0
Contributions received from other sources (not participants or employers)2015-12-31$45,903
Other income received2015-12-31$-5,809
Noncash contributions received2015-12-31$0
Net income (gross income less expenses)2015-12-31$-240,765
Net plan assets at end of year (total assets less liabilities)2015-12-31$3,225,349
Net plan assets at beginning of year (total assets less liabilities)2015-12-31$2,890,870
Assets. Value of participant loans2015-12-31$56,162
Assets. Value of employer securities2015-12-31$234,564
Total contributions received or receivable from employer(s)2015-12-31$210,301
Value of certain deemed distributions of participant loans2015-12-31$0
Value of corrective distributions2015-12-31$15,533
Expenses. Administrative service providers (salaries,fees and commissions)2015-12-31$5,789
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2015-12-31$0
2014 : BAY COMMERCIAL BANK 401(K) PLAN 2014 401k financial data
Transfers to/from the plan2014-12-31$254,192
Total plan liabilities at end of year2014-12-31$0
Total plan liabilities at beginning of year2014-12-31$0
Total income from all sources2014-12-31$538,097
Expenses. Total of all expenses incurred2014-12-31$361,644
Benefits paid (including direct rollovers)2014-12-31$348,778
Total plan assets at end of year2014-12-31$2,890,870
Total plan assets at beginning of year2014-12-31$2,460,225
Value of fidelity bond covering the plan2014-12-31$1,000,000
Total contributions received or receivable from participants2014-12-31$310,841
Expenses. Other expenses not covered elsewhere2014-12-31$10
Contributions received from other sources (not participants or employers)2014-12-31$0
Other income received2014-12-31$150,160
Noncash contributions received2014-12-31$0
Net income (gross income less expenses)2014-12-31$176,453
Net plan assets at end of year (total assets less liabilities)2014-12-31$2,890,870
Net plan assets at beginning of year (total assets less liabilities)2014-12-31$2,460,225
Assets. Value of participant loans2014-12-31$31,207
Assets. Value of employer securities2014-12-31$1,371,151
Total contributions received or receivable from employer(s)2014-12-31$77,096
Value of certain deemed distributions of participant loans2014-12-31$0
Value of corrective distributions2014-12-31$11,281
Expenses. Administrative service providers (salaries,fees and commissions)2014-12-31$1,575
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2014-12-31$0
2013 : BAY COMMERCIAL BANK 401(K) PLAN 2013 401k financial data
Total plan liabilities at end of year2013-12-31$0
Total plan liabilities at beginning of year2013-12-31$0
Total income from all sources2013-12-31$569,763
Expenses. Total of all expenses incurred2013-12-31$171,992
Benefits paid (including direct rollovers)2013-12-31$156,717
Total plan assets at end of year2013-12-31$2,460,225
Total plan assets at beginning of year2013-12-31$2,062,454
Value of fidelity bond covering the plan2013-12-31$1,000,000
Total contributions received or receivable from participants2013-12-31$221,183
Expenses. Other expenses not covered elsewhere2013-12-31$0
Contributions received from other sources (not participants or employers)2013-12-31$85,170
Other income received2013-12-31$210,776
Noncash contributions received2013-12-31$0
Net income (gross income less expenses)2013-12-31$397,771
Net plan assets at end of year (total assets less liabilities)2013-12-31$2,460,225
Net plan assets at beginning of year (total assets less liabilities)2013-12-31$2,062,454
Assets. Value of participant loans2013-12-31$20,038
Assets. Value of employer securities2013-12-31$369,250
Total contributions received or receivable from employer(s)2013-12-31$52,634
Value of certain deemed distributions of participant loans2013-12-31$0
Value of corrective distributions2013-12-31$13,570
Expenses. Administrative service providers (salaries,fees and commissions)2013-12-31$1,705
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2013-12-31$170,287
2012 : BAY COMMERCIAL BANK 401(K) PLAN 2012 401k financial data
Transfers to/from the plan2012-12-31$0
Total plan liabilities at end of year2012-12-31$0
Total plan liabilities at beginning of year2012-12-31$0
Total income from all sources2012-12-31$565,825
Expenses. Total of all expenses incurred2012-12-31$112,339
Benefits paid (including direct rollovers)2012-12-31$103,365
Total plan assets at end of year2012-12-31$2,062,454
Total plan assets at beginning of year2012-12-31$1,608,968
Value of fidelity bond covering the plan2012-12-31$1,000,000
Total contributions received or receivable from participants2012-12-31$266,430
Expenses. Other expenses not covered elsewhere2012-12-31$0
Contributions received from other sources (not participants or employers)2012-12-31$126,176
Other income received2012-12-31$117,218
Noncash contributions received2012-12-31$0
Net income (gross income less expenses)2012-12-31$453,486
Net plan assets at end of year (total assets less liabilities)2012-12-31$2,062,454
Net plan assets at beginning of year (total assets less liabilities)2012-12-31$1,608,968
Assets. Value of participant loans2012-12-31$5,190
Assets. Value of employer securities2012-12-31$461,776
Total contributions received or receivable from employer(s)2012-12-31$56,001
Value of certain deemed distributions of participant loans2012-12-31$0
Value of corrective distributions2012-12-31$7,874
Expenses. Administrative service providers (salaries,fees and commissions)2012-12-31$1,100
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2012-12-31$0
2011 : BAY COMMERCIAL BANK 401(K) PLAN 2011 401k financial data
Transfers to/from the plan2011-12-31$431,440
Total plan liabilities at end of year2011-12-31$0
Total plan liabilities at beginning of year2011-12-31$0
Total income from all sources2011-12-31$247,059
Expenses. Total of all expenses incurred2011-12-31$12,858
Benefits paid (including direct rollovers)2011-12-31$0
Total plan assets at end of year2011-12-31$1,608,968
Total plan assets at beginning of year2011-12-31$943,327
Value of fidelity bond covering the plan2011-12-31$1,000,000
Total contributions received or receivable from participants2011-12-31$211,662
Expenses. Other expenses not covered elsewhere2011-12-31$0
Contributions received from other sources (not participants or employers)2011-12-31$7,338
Other income received2011-12-31$-18,083
Noncash contributions received2011-12-31$0
Net income (gross income less expenses)2011-12-31$234,201
Net plan assets at end of year (total assets less liabilities)2011-12-31$1,608,968
Net plan assets at beginning of year (total assets less liabilities)2011-12-31$943,327
Assets. Value of participant loans2011-12-31$50,597
Assets. Value of employer securities2011-12-31$345,500
Total contributions received or receivable from employer(s)2011-12-31$46,142
Value of certain deemed distributions of participant loans2011-12-31$0
Value of corrective distributions2011-12-31$12,468
Expenses. Administrative service providers (salaries,fees and commissions)2011-12-31$390
2010 : BAY COMMERCIAL BANK 401(K) PLAN 2010 401k financial data
Transfers to/from the plan2010-12-31$0
Total plan liabilities at end of year2010-12-31$0
Total plan liabilities at beginning of year2010-12-31$14,836
Total income from all sources2010-12-31$249,927
Expenses. Total of all expenses incurred2010-12-31$47,778
Benefits paid (including direct rollovers)2010-12-31$39,070
Total plan assets at end of year2010-12-31$943,327
Total plan assets at beginning of year2010-12-31$756,014
Value of fidelity bond covering the plan2010-12-31$1,000,000
Total contributions received or receivable from participants2010-12-31$139,469
Expenses. Other expenses not covered elsewhere2010-12-31$0
Contributions received from other sources (not participants or employers)2010-12-31$77,970
Other income received2010-12-31$-1,552
Noncash contributions received2010-12-31$0
Net income (gross income less expenses)2010-12-31$202,149
Net plan assets at end of year (total assets less liabilities)2010-12-31$943,327
Net plan assets at beginning of year (total assets less liabilities)2010-12-31$741,178
Assets. Value of participant loans2010-12-31$43,525
Assets. Value of employer securities2010-12-31$282,417
Total contributions received or receivable from employer(s)2010-12-31$34,040
Value of certain deemed distributions of participant loans2010-12-31$0
Value of corrective distributions2010-12-31$8,008
Expenses. Administrative service providers (salaries,fees and commissions)2010-12-31$700
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2010-12-31$0

Form 5500 Responses for BAY COMMERCIAL BANK 401(K) PLAN

2022: BAY COMMERCIAL BANK 401(K) PLAN 2022 form 5500 responses
2022-01-01Type of plan entitySingle employer plan
2022-01-01Submission has been amendedNo
2022-01-01This submission is the final filingNo
2022-01-01This return/report is a short plan year return/report (less than 12 months)No
2022-01-01Plan is a collectively bargained planNo
2022-01-01Plan funding arrangement – InsuranceYes
2022-01-01Plan funding arrangement – TrustYes
2022-01-01Plan benefit arrangement – InsuranceYes
2022-01-01Plan benefit arrangement - TrustYes
2021: BAY COMMERCIAL BANK 401(K) PLAN 2021 form 5500 responses
2021-01-01Type of plan entitySingle employer plan
2021-01-01Submission has been amendedNo
2021-01-01This submission is the final filingNo
2021-01-01This return/report is a short plan year return/report (less than 12 months)No
2021-01-01Plan is a collectively bargained planNo
2021-01-01Plan funding arrangement – InsuranceYes
2021-01-01Plan funding arrangement – TrustYes
2021-01-01Plan benefit arrangement – InsuranceYes
2021-01-01Plan benefit arrangement - TrustYes
2020: BAY COMMERCIAL BANK 401(K) PLAN 2020 form 5500 responses
2020-01-01Type of plan entitySingle employer plan
2020-01-01Submission has been amendedNo
2020-01-01This submission is the final filingNo
2020-01-01This return/report is a short plan year return/report (less than 12 months)No
2020-01-01Plan is a collectively bargained planNo
2020-01-01Plan funding arrangement – InsuranceYes
2020-01-01Plan funding arrangement – TrustYes
2020-01-01Plan benefit arrangement – InsuranceYes
2020-01-01Plan benefit arrangement - TrustYes
2019: BAY COMMERCIAL BANK 401(K) PLAN 2019 form 5500 responses
2019-01-01Type of plan entitySingle employer plan
2019-01-01Submission has been amendedNo
2019-01-01This submission is the final filingNo
2019-01-01This return/report is a short plan year return/report (less than 12 months)No
2019-01-01Plan is a collectively bargained planNo
2019-01-01Plan funding arrangement – InsuranceYes
2019-01-01Plan funding arrangement – TrustYes
2019-01-01Plan benefit arrangement – InsuranceYes
2019-01-01Plan benefit arrangement - TrustYes
2018: BAY COMMERCIAL BANK 401(K) PLAN 2018 form 5500 responses
2018-01-01Type of plan entitySingle employer plan
2018-01-01Submission has been amendedNo
2018-01-01This submission is the final filingNo
2018-01-01This return/report is a short plan year return/report (less than 12 months)No
2018-01-01Plan is a collectively bargained planNo
2018-01-01Plan funding arrangement – InsuranceYes
2018-01-01Plan funding arrangement – TrustYes
2018-01-01Plan benefit arrangement – InsuranceYes
2018-01-01Plan benefit arrangement - TrustYes
2016: BAY COMMERCIAL BANK 401(K) PLAN 2016 form 5500 responses
2016-01-01Type of plan entitySingle employer plan
2016-01-01Submission has been amendedNo
2016-01-01This submission is the final filingNo
2016-01-01This return/report is a short plan year return/report (less than 12 months)No
2016-01-01Plan is a collectively bargained planNo
2016-01-01Plan funding arrangement – TrustYes
2016-01-01Plan benefit arrangement - TrustYes
2015: BAY COMMERCIAL BANK 401(K) PLAN 2015 form 5500 responses
2015-01-01Type of plan entitySingle employer plan
2015-01-01Submission has been amendedNo
2015-01-01This submission is the final filingNo
2015-01-01This return/report is a short plan year return/report (less than 12 months)No
2015-01-01Plan is a collectively bargained planNo
2015-01-01Plan funding arrangement – TrustYes
2015-01-01Plan benefit arrangement - TrustYes
2014: BAY COMMERCIAL BANK 401(K) PLAN 2014 form 5500 responses
2014-01-01Type of plan entitySingle employer plan
2014-01-01Submission has been amendedYes
2014-01-01This submission is the final filingNo
2014-01-01This return/report is a short plan year return/report (less than 12 months)No
2014-01-01Plan is a collectively bargained planNo
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement - TrustYes
2013: BAY COMMERCIAL BANK 401(K) PLAN 2013 form 5500 responses
2013-01-01Type of plan entitySingle employer plan
2013-01-01Submission has been amendedNo
2013-01-01This submission is the final filingNo
2013-01-01This return/report is a short plan year return/report (less than 12 months)No
2013-01-01Plan is a collectively bargained planNo
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement - TrustYes
2012: BAY COMMERCIAL BANK 401(K) PLAN 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Submission has been amendedNo
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planNo
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement - TrustYes
2011: BAY COMMERCIAL BANK 401(K) PLAN 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Submission has been amendedNo
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement - TrustYes
2010: BAY COMMERCIAL BANK 401(K) PLAN 2010 form 5500 responses
2010-01-01Type of plan entitySingle employer plan
2010-01-01Submission has been amendedNo
2010-01-01This submission is the final filingNo
2010-01-01This return/report is a short plan year return/report (less than 12 months)No
2010-01-01Plan is a collectively bargained planNo
2010-01-01Plan funding arrangement – TrustYes
2010-01-01Plan benefit arrangement - TrustYes

Insurance Providers Used on plan

TRANSAMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 86231 )
Policy contract number513249-000
Policy instance 1
Insurance contract or identification number513249-000
Number of Individuals Covered0
Insurance policy start date2022-01-01
Insurance policy end date2022-12-31
Are there contracts with allocated funds for individual policies?0
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
TRANSAMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 86231 )
Policy contract number513249-000
Policy instance 1
Insurance contract or identification number513249-000
Number of Individuals Covered0
Insurance policy start date2021-01-01
Insurance policy end date2021-12-31
Are there contracts with allocated funds for individual policies?0
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
TRANSAMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 86231 )
Policy contract number513249-000
Policy instance 1
Insurance contract or identification number513249-000
Number of Individuals Covered0
Insurance policy start date2020-01-01
Insurance policy end date2020-12-31
Are there contracts with allocated funds for individual policies?0
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
TRANSAMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 86231 )
Policy contract number513249-000
Policy instance 1
Insurance contract or identification number513249-000
Number of Individuals Covered295
Insurance policy start date2019-01-01
Insurance policy end date2019-12-31
Are there contracts with allocated funds for individual policies?0
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
TRANSAMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 86231 )
Policy contract number808365-000
Policy instance 1
Insurance contract or identification number808365-000
Number of Individuals Covered0
Insurance policy start date2018-01-01
Insurance policy end date2018-12-31
Total amount of commissions paid to insurance brokerUSD $0
Total amount of fees paid to insurance companyUSD $2,421
Are there contracts with allocated funds for individual policies?0
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $0
Amount paid for insurance broker fees2421
Additional information about fees paid to insurance brokerTPA FEES
Insurance broker organization code?5
TRANSAMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 86231 )
Policy contract number513249-000
Policy instance 2
Insurance contract or identification number513249-000
Number of Individuals Covered197
Insurance policy start date2018-01-01
Insurance policy end date2018-12-31
Are there contracts with allocated funds for individual policies?0
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 68322 )
Policy contract number384150-01
Policy instance 3
Insurance contract or identification number384150-01
Number of Individuals Covered0
Insurance policy start date2018-01-01
Insurance policy end date2018-12-31
Total amount of commissions paid to insurance brokerUSD $18
Total amount of fees paid to insurance companyUSD $0
Are there contracts with allocated funds for individual policies?0
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $18
Amount paid for insurance broker fees0
Additional information about fees paid to insurance brokerCOMMISSIONS
Insurance broker organization code?3

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