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ERI 401(K) PLAN 401k Plan overview

Plan NameERI 401(K) PLAN
Plan identification number 001

ERI 401(K) PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
  • Plan sponsor(s) received services of leased employees, as defined in Code section 414(n), during the plan year.
  • Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

ELECTRONIC RECYCLERS INTERNATIONAL, INC. has sponsored the creation of one or more 401k plans.

Company Name:ELECTRONIC RECYCLERS INTERNATIONAL, INC.
Employer identification number (EIN):204642525
NAIC Classification:562000

Form 5500 Filing Information

Submission information for form 5500 for 401k plan ERI 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012022-01-01LINDA RAMOS2023-10-04
0012021-01-01ELECTRONIC RECYCLERS2022-10-10 ELECTRONIC RECYCLERS2022-10-10
0012020-01-01CAROL DEBELLIS2021-10-12 CAROL DEBELLIS2021-10-12
0012019-01-01LINDA RAMOS2020-09-20 LINDA RAMOS2020-09-20
0012018-01-01LINDA RAMOS2019-10-14 LINDA RAMOS2019-10-14
0012017-01-01
0012016-01-01
0012015-01-01
0012014-01-01
0012013-01-01
0012012-01-01LINDA RAMOS LINDA RAMOS2013-10-14
0012012-01-01LINDA RAMOS LINDA RAMOS2013-11-01
0012011-01-01LINDA RAMOS LINDA RAMOS2012-10-12

Plan Statistics for ERI 401(K) PLAN

401k plan membership statisitcs for ERI 401(K) PLAN

Measure Date Value
2022: ERI 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year2022-01-01508
Total number of active participants reported on line 7a of the Form 55002022-01-01492
Number of retired or separated participants receiving benefits2022-01-0127
Number of other retired or separated participants entitled to future benefits2022-01-0129
Total of all active and inactive participants2022-01-01548
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2022-01-010
Total participants2022-01-01548
Number of participants with account balances2022-01-01248
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2022-01-018
2021: ERI 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year2021-01-01441
Total number of active participants reported on line 7a of the Form 55002021-01-01452
Number of retired or separated participants receiving benefits2021-01-010
Number of other retired or separated participants entitled to future benefits2021-01-0142
Total of all active and inactive participants2021-01-01494
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2021-01-011
Total participants2021-01-01495
Number of participants with account balances2021-01-01193
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2021-01-017
2020: ERI 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year2020-01-01549
Total number of active participants reported on line 7a of the Form 55002020-01-01385
Number of retired or separated participants receiving benefits2020-01-010
Number of other retired or separated participants entitled to future benefits2020-01-0154
Total of all active and inactive participants2020-01-01439
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2020-01-010
Total participants2020-01-01439
Number of participants with account balances2020-01-01173
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2020-01-0133
2019: ERI 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year2019-01-01554
Total number of active participants reported on line 7a of the Form 55002019-01-01507
Number of retired or separated participants receiving benefits2019-01-010
Number of other retired or separated participants entitled to future benefits2019-01-0130
Total of all active and inactive participants2019-01-01537
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2019-01-010
Total participants2019-01-01537
Number of participants with account balances2019-01-01197
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2019-01-0119
2018: ERI 401(K) PLAN 2018 401k membership
Total participants, beginning-of-year2018-01-01550
Total number of active participants reported on line 7a of the Form 55002018-01-01514
Number of retired or separated participants receiving benefits2018-01-010
Number of other retired or separated participants entitled to future benefits2018-01-0124
Total of all active and inactive participants2018-01-01538
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2018-01-010
Total participants2018-01-01538
Number of participants with account balances2018-01-01171
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2018-01-010
2017: ERI 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year2017-01-01486
Total number of active participants reported on line 7a of the Form 55002017-01-01526
Number of retired or separated participants receiving benefits2017-01-010
Number of other retired or separated participants entitled to future benefits2017-01-0110
Total of all active and inactive participants2017-01-01536
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2017-01-010
Total participants2017-01-01536
Number of participants with account balances2017-01-01129
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2017-01-010
2016: ERI 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year2016-01-01533
Total number of active participants reported on line 7a of the Form 55002016-01-01439
Number of retired or separated participants receiving benefits2016-01-010
Number of other retired or separated participants entitled to future benefits2016-01-0120
Total of all active and inactive participants2016-01-01459
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2016-01-010
Total participants2016-01-01459
Number of participants with account balances2016-01-01119
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2016-01-010
2015: ERI 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year2015-01-01427
Total number of active participants reported on line 7a of the Form 55002015-01-01489
Number of retired or separated participants receiving benefits2015-01-010
Number of other retired or separated participants entitled to future benefits2015-01-0118
Total of all active and inactive participants2015-01-01507
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-01-010
Total participants2015-01-01507
Number of participants with account balances2015-01-01110
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2015-01-010
2014: ERI 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year2014-01-01348
Total number of active participants reported on line 7a of the Form 55002014-01-01401
Number of retired or separated participants receiving benefits2014-01-010
Number of other retired or separated participants entitled to future benefits2014-01-0111
Total of all active and inactive participants2014-01-01412
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2014-01-010
Total participants2014-01-01412
Number of participants with account balances2014-01-0192
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-01-010
2013: ERI 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year2013-01-01287
Total number of active participants reported on line 7a of the Form 55002013-01-01336
Number of other retired or separated participants entitled to future benefits2013-01-0112
Total of all active and inactive participants2013-01-01348
Total participants2013-01-01348
Number of participants with account balances2013-01-0181
2012: ERI 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year2012-01-01143
Total number of active participants reported on line 7a of the Form 55002012-01-01203
Number of other retired or separated participants entitled to future benefits2012-01-017
Total of all active and inactive participants2012-01-01210
Total participants2012-01-01210
Number of participants with account balances2012-01-0163
2011: ERI 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year2011-01-01116
Total number of active participants reported on line 7a of the Form 55002011-01-01124
Number of other retired or separated participants entitled to future benefits2011-01-018
Total of all active and inactive participants2011-01-01132
Total participants2011-01-01132
Number of participants with account balances2011-01-0159

Financial Data on ERI 401(K) PLAN

Measure Date Value
2022 : ERI 401(K) PLAN 2022 401k financial data
Total unrealized appreciation/depreciation of assets2022-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2022-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2022-12-31$0
Total income from all sources (including contributions)2022-12-31$544,725
Total loss/gain on sale of assets2022-12-31$0
Total of all expenses incurred2022-12-31$206,194
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2022-12-31$160,888
Value of total corrective distributions2022-12-31$26,382
Total contributions o plan (from employers,participants, others, non cash contrinutions)2022-12-31$1,227,290
Value of total assets at end of year2022-12-31$4,003,499
Value of total assets at beginning of year2022-12-31$3,664,968
Total of administrative expenses incurred including professional, contract, advisory and management fees2022-12-31$18,924
Total interest from all sources2022-12-31$1,900
Total dividends received (eg from common stock, registered investment company shares)2022-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2022-12-31No
Was this plan covered by a fidelity bond2022-12-31Yes
Value of fidelity bond cover2022-12-31$500,000
If this is an individual account plan, was there a blackout period2022-12-31No
Were there any nonexempt tranactions with any party-in-interest2022-12-31No
Contributions received from participants2022-12-31$646,980
Participant contributions at end of year2022-12-31$0
Participant contributions at beginning of year2022-12-31$0
Assets. Other investments not covered elsewhere at end of year2022-12-31$0
Assets. Other investments not covered elsewhere at beginning of year2022-12-31$0
Income. Received or receivable in cash from other sources (including rollovers)2022-12-31$161,326
Assets. Loans (other than to participants) at end of year2022-12-31$33,401
Assets. Loans (other than to participants) at beginning of year2022-12-31$30,491
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2022-12-31No
Value of net income/loss2022-12-31$338,531
Value of net assets at end of year (total assets less liabilities)2022-12-31$4,003,499
Value of net assets at beginning of year (total assets less liabilities)2022-12-31$3,664,968
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2022-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2022-12-31No
Were any leases to which the plan was party in default or uncollectible2022-12-31No
Investment advisory and management fees2022-12-31$18,924
Value of interest in registered invesment companies (eg mutual funds) at end of year2022-12-31$3,541,864
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2022-12-31$3,475,084
Interest on participant loans2022-12-31$1,900
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2022-12-31$9,375
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2022-12-31$20,851
Net investment gain or loss from common/collective trusts2022-12-31$-684,465
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2022-12-31No
Was there a failure to transmit to the plan any participant contributions2022-12-31Yes
Has the plan failed to provide any benefit when due under the plan2022-12-31No
Contributions received in cash from employer2022-12-31$418,984
Employer contributions (assets) at end of year2022-12-31$418,859
Employer contributions (assets) at beginning of year2022-12-31$138,542
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2022-12-31$160,888
Did the plan have assets held for investment2022-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2022-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2022-12-31No
Opinion of an independent qualified public accountant for this plan2022-12-31Unqualified
Accountancy firm name2022-12-31MOSS ADAMS LLP
Accountancy firm EIN2022-12-31910189318
2021 : ERI 401(K) PLAN 2021 401k financial data
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2021-12-31$12,385
Total income from all sources (including contributions)2021-12-31$988,877
Total of all expenses incurred2021-12-31$428,968
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2021-12-31$392,638
Value of total corrective distributions2021-12-31$23,576
Total contributions o plan (from employers,participants, others, non cash contrinutions)2021-12-31$582,502
Value of total assets at end of year2021-12-31$3,664,968
Value of total assets at beginning of year2021-12-31$3,117,444
Total of administrative expenses incurred including professional, contract, advisory and management fees2021-12-31$12,754
Total interest from all sources2021-12-31$2,027
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2021-12-31No
Administrative expenses professional fees incurred2021-12-31$0
Was this plan covered by a fidelity bond2021-12-31Yes
Value of fidelity bond cover2021-12-31$366,500
If this is an individual account plan, was there a blackout period2021-12-31No
Were there any nonexempt tranactions with any party-in-interest2021-12-31No
Contributions received from participants2021-12-31$443,944
Participant contributions at beginning of year2021-12-31$60
Assets. Other investments not covered elsewhere at end of year2021-12-31$0
Assets. Loans (other than to participants) at end of year2021-12-31$30,491
Assets. Loans (other than to participants) at beginning of year2021-12-31$29,704
Liabilities. Value of operating payables at beginning of year2021-12-31$12,385
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2021-12-31No
Value of net income/loss2021-12-31$559,909
Value of net assets at end of year (total assets less liabilities)2021-12-31$3,664,968
Value of net assets at beginning of year (total assets less liabilities)2021-12-31$3,105,059
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2021-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2021-12-31No
Were any leases to which the plan was party in default or uncollectible2021-12-31No
Investment advisory and management fees2021-12-31$12,754
Value of interest in registered invesment companies (eg mutual funds) at end of year2021-12-31$3,475,084
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2021-12-31$2,948,027
Interest on participant loans2021-12-31$2,027
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2021-12-31$20,851
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2021-12-31$17,825
Net investment gain/loss from pooled separate accounts2021-12-31$404,348
Net investment gain or loss from common/collective trusts2021-12-31$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2021-12-31No
Was there a failure to transmit to the plan any participant contributions2021-12-31Yes
Has the plan failed to provide any benefit when due under the plan2021-12-31No
Contributions received in cash from employer2021-12-31$138,558
Employer contributions (assets) at end of year2021-12-31$138,542
Employer contributions (assets) at beginning of year2021-12-31$121,828
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2021-12-31$392,638
Liabilities. Value of benefit claims payable at beginning of year2021-12-31$0
Did the plan have assets held for investment2021-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2021-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2021-12-31No
Opinion of an independent qualified public accountant for this plan2021-12-31Unqualified
Accountancy firm name2021-12-31MOSS ADAMS LLP
Accountancy firm EIN2021-12-31910189318
2020 : ERI 401(K) PLAN 2020 401k financial data
Total unrealized appreciation/depreciation of assets2020-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2020-12-31$12,385
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2020-12-31$0
Total income from all sources (including contributions)2020-12-31$976,726
Total loss/gain on sale of assets2020-12-31$0
Total of all expenses incurred2020-12-31$636,641
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2020-12-31$537,322
Value of total corrective distributions2020-12-31$72,224
Total contributions o plan (from employers,participants, others, non cash contrinutions)2020-12-31$543,822
Value of total assets at end of year2020-12-31$3,117,444
Value of total assets at beginning of year2020-12-31$2,764,974
Total of administrative expenses incurred including professional, contract, advisory and management fees2020-12-31$27,095
Total interest from all sources2020-12-31$1,730
Total dividends received (eg from common stock, registered investment company shares)2020-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2020-12-31No
Administrative expenses professional fees incurred2020-12-31$27,095
Was this plan covered by a fidelity bond2020-12-31Yes
Value of fidelity bond cover2020-12-31$310,932
If this is an individual account plan, was there a blackout period2020-12-31No
Were there any nonexempt tranactions with any party-in-interest2020-12-31No
Contributions received from participants2020-12-31$416,302
Participant contributions at end of year2020-12-31$60
Income. Received or receivable in cash from other sources (including rollovers)2020-12-31$5,692
Assets. Loans (other than to participants) at end of year2020-12-31$29,704
Assets. Loans (other than to participants) at beginning of year2020-12-31$30,353
Administrative expenses (other) incurred2020-12-31$0
Liabilities. Value of operating payables at end of year2020-12-31$12,385
Liabilities. Value of operating payables at beginning of year2020-12-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2020-12-31No
Value of net income/loss2020-12-31$340,085
Value of net assets at end of year (total assets less liabilities)2020-12-31$3,105,059
Value of net assets at beginning of year (total assets less liabilities)2020-12-31$2,764,974
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2020-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2020-12-31No
Were any leases to which the plan was party in default or uncollectible2020-12-31No
Investment advisory and management fees2020-12-31$0
Value of interest in registered invesment companies (eg mutual funds) at end of year2020-12-31$2,948,027
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2020-12-31$2,562,306
Interest on participant loans2020-12-31$1,730
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2020-12-31$17,825
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2020-12-31$9,680
Net investment gain/loss from pooled separate accounts2020-12-31$431,174
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2020-12-31No
Was there a failure to transmit to the plan any participant contributions2020-12-31Yes
Has the plan failed to provide any benefit when due under the plan2020-12-31No
Contributions received in cash from employer2020-12-31$121,828
Employer contributions (assets) at end of year2020-12-31$121,828
Employer contributions (assets) at beginning of year2020-12-31$162,635
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2020-12-31$537,322
Liabilities. Value of benefit claims payable at end of year2020-12-31$0
Did the plan have assets held for investment2020-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2020-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2020-12-31No
Opinion of an independent qualified public accountant for this plan2020-12-31Unqualified
Accountancy firm name2020-12-31MOSS ADAMS LLP
Accountancy firm EIN2020-12-31910189318
2019 : ERI 401(K) PLAN 2019 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$67
Total income from all sources (including contributions)2019-12-31$1,275,334
Total of all expenses incurred2019-12-31$249,211
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2019-12-31$168,846
Value of total corrective distributions2019-12-31$65,906
Total contributions o plan (from employers,participants, others, non cash contrinutions)2019-12-31$866,874
Value of total assets at end of year2019-12-31$2,764,974
Value of total assets at beginning of year2019-12-31$1,738,918
Total of administrative expenses incurred including professional, contract, advisory and management fees2019-12-31$14,459
Total interest from all sources2019-12-31$1,388
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2019-12-31No
Administrative expenses professional fees incurred2019-12-31$4,075
Was this plan covered by a fidelity bond2019-12-31Yes
Value of fidelity bond cover2019-12-31$276,497
If this is an individual account plan, was there a blackout period2019-12-31No
Were there any nonexempt tranactions with any party-in-interest2019-12-31No
Contributions received from participants2019-12-31$502,124
Income. Received or receivable in cash from other sources (including rollovers)2019-12-31$202,116
Assets. Loans (other than to participants) at end of year2019-12-31$30,353
Assets. Loans (other than to participants) at beginning of year2019-12-31$22,988
Liabilities. Value of operating payables at end of year2019-12-31$0
Liabilities. Value of operating payables at beginning of year2019-12-31$67
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Value of net income/loss2019-12-31$1,026,123
Value of net assets at end of year (total assets less liabilities)2019-12-31$2,764,974
Value of net assets at beginning of year (total assets less liabilities)2019-12-31$1,738,851
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2019-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2019-12-31No
Were any leases to which the plan was party in default or uncollectible2019-12-31No
Investment advisory and management fees2019-12-31$10,384
Value of interest in registered invesment companies (eg mutual funds) at end of year2019-12-31$2,562,306
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2019-12-31$1,569,979
Interest on participant loans2019-12-31$1,388
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2019-12-31$9,680
Net investment gain/loss from pooled separate accounts2019-12-31$407,072
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2019-12-31No
Was there a failure to transmit to the plan any participant contributions2019-12-31No
Has the plan failed to provide any benefit when due under the plan2019-12-31No
Contributions received in cash from employer2019-12-31$162,634
Employer contributions (assets) at end of year2019-12-31$162,635
Employer contributions (assets) at beginning of year2019-12-31$145,951
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2019-12-31$168,846
Did the plan have assets held for investment2019-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2019-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2019-12-31Yes
Opinion of an independent qualified public accountant for this plan2019-12-31Disclaimer
Accountancy firm name2019-12-31MOSS ADAMS LLP
Accountancy firm EIN2019-12-31910189318
2018 : ERI 401(K) PLAN 2018 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-12-31$67
Total income from all sources (including contributions)2018-12-31$542,266
Total of all expenses incurred2018-12-31$325,653
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2018-12-31$286,429
Value of total corrective distributions2018-12-31$22,336
Total contributions o plan (from employers,participants, others, non cash contrinutions)2018-12-31$694,276
Value of total assets at end of year2018-12-31$1,738,918
Value of total assets at beginning of year2018-12-31$1,522,238
Total of administrative expenses incurred including professional, contract, advisory and management fees2018-12-31$16,888
Total interest from all sources2018-12-31$1,169
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2018-12-31No
Administrative expenses professional fees incurred2018-12-31$4,725
Was this plan covered by a fidelity bond2018-12-31Yes
Value of fidelity bond cover2018-12-31$173,885
If this is an individual account plan, was there a blackout period2018-12-31No
Were there any nonexempt tranactions with any party-in-interest2018-12-31No
Contributions received from participants2018-12-31$548,231
Assets. Loans (other than to participants) at end of year2018-12-31$22,988
Assets. Loans (other than to participants) at beginning of year2018-12-31$21,527
Liabilities. Value of operating payables at end of year2018-12-31$67
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2018-12-31No
Value of net income/loss2018-12-31$216,613
Value of net assets at end of year (total assets less liabilities)2018-12-31$1,738,851
Value of net assets at beginning of year (total assets less liabilities)2018-12-31$1,522,238
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2018-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2018-12-31No
Were any leases to which the plan was party in default or uncollectible2018-12-31No
Investment advisory and management fees2018-12-31$12,163
Value of interest in registered invesment companies (eg mutual funds) at end of year2018-12-31$1,569,979
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2018-12-31$1,500,711
Interest on participant loans2018-12-31$1,169
Net investment gain/loss from pooled separate accounts2018-12-31$-153,179
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2018-12-31No
Was there a failure to transmit to the plan any participant contributions2018-12-31Yes
Has the plan failed to provide any benefit when due under the plan2018-12-31No
Contributions received in cash from employer2018-12-31$146,045
Employer contributions (assets) at end of year2018-12-31$145,951
Employer contributions (assets) at beginning of year2018-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2018-12-31$286,429
Did the plan have assets held for investment2018-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2018-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2018-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2018-12-31Yes
Opinion of an independent qualified public accountant for this plan2018-12-31Disclaimer
Accountancy firm name2018-12-31MOSS ADAMS LLP
Accountancy firm EIN2018-12-31910189318
2017 : ERI 401(K) PLAN 2017 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$73
Total income from all sources (including contributions)2017-12-31$610,073
Total of all expenses incurred2017-12-31$68,677
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2017-12-31$39,841
Value of total corrective distributions2017-12-31$15,732
Total contributions o plan (from employers,participants, others, non cash contrinutions)2017-12-31$410,159
Value of total assets at end of year2017-12-31$1,522,238
Value of total assets at beginning of year2017-12-31$980,915
Total of administrative expenses incurred including professional, contract, advisory and management fees2017-12-31$13,104
Total interest from all sources2017-12-31$1,265
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2017-12-31No
Administrative expenses professional fees incurred2017-12-31$2,975
Was this plan covered by a fidelity bond2017-12-31Yes
Value of fidelity bond cover2017-12-31$152,224
If this is an individual account plan, was there a blackout period2017-12-31No
Were there any nonexempt tranactions with any party-in-interest2017-12-31No
Contributions received from participants2017-12-31$386,430
Participant contributions at end of year2017-12-31$21,527
Participant contributions at beginning of year2017-12-31$23,286
Participant contributions at end of year2017-12-31$0
Participant contributions at beginning of year2017-12-31$0
Income. Received or receivable in cash from other sources (including rollovers)2017-12-31$23,729
Liabilities. Value of operating payables at end of year2017-12-31$0
Liabilities. Value of operating payables at beginning of year2017-12-31$73
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31No
Value of net income/loss2017-12-31$541,396
Value of net assets at end of year (total assets less liabilities)2017-12-31$1,522,238
Value of net assets at beginning of year (total assets less liabilities)2017-12-31$980,842
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2017-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2017-12-31No
Were any leases to which the plan was party in default or uncollectible2017-12-31No
Investment advisory and management fees2017-12-31$10,129
Value of interest in registered invesment companies (eg mutual funds) at end of year2017-12-31$1,500,711
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2017-12-31$957,556
Interest on participant loans2017-12-31$1,265
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2017-12-31$73
Net investment gain/loss from pooled separate accounts2017-12-31$198,649
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2017-12-31No
Was there a failure to transmit to the plan any participant contributions2017-12-31No
Has the plan failed to provide any benefit when due under the plan2017-12-31No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2017-12-31$39,841
Did the plan have assets held for investment2017-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2017-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2017-12-31Yes
Opinion of an independent qualified public accountant for this plan2017-12-31Disclaimer
Accountancy firm name2017-12-31MOSS ADAMS LLP
Accountancy firm EIN2017-12-31910189318
2016 : ERI 401(K) PLAN 2016 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$73
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$73
Total income from all sources (including contributions)2016-12-31$419,057
Total of all expenses incurred2016-12-31$195,095
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2016-12-31$172,909
Value of total corrective distributions2016-12-31$10,963
Total contributions o plan (from employers,participants, others, non cash contrinutions)2016-12-31$359,645
Value of total assets at end of year2016-12-31$980,915
Value of total assets at beginning of year2016-12-31$756,953
Total of administrative expenses incurred including professional, contract, advisory and management fees2016-12-31$11,223
Total interest from all sources2016-12-31$728
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2016-12-31No
Administrative expenses professional fees incurred2016-12-31$3,175
Was this plan covered by a fidelity bond2016-12-31Yes
Value of fidelity bond cover2016-12-31$98,085
If this is an individual account plan, was there a blackout period2016-12-31No
Were there any nonexempt tranactions with any party-in-interest2016-12-31No
Contributions received from participants2016-12-31$287,748
Participant contributions at end of year2016-12-31$23,286
Participant contributions at beginning of year2016-12-31$8,655
Participant contributions at end of year2016-12-31$0
Participant contributions at beginning of year2016-12-31$0
Income. Received or receivable in cash from other sources (including rollovers)2016-12-31$71,897
Other income not declared elsewhere2016-12-31$0
Liabilities. Value of operating payables at end of year2016-12-31$73
Liabilities. Value of operating payables at beginning of year2016-12-31$73
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Value of net income/loss2016-12-31$223,962
Value of net assets at end of year (total assets less liabilities)2016-12-31$980,842
Value of net assets at beginning of year (total assets less liabilities)2016-12-31$756,880
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2016-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2016-12-31No
Were any leases to which the plan was party in default or uncollectible2016-12-31No
Investment advisory and management fees2016-12-31$8,048
Value of interest in registered invesment companies (eg mutual funds) at end of year2016-12-31$957,556
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2016-12-31$748,225
Interest on participant loans2016-12-31$728
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2016-12-31$73
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2016-12-31$73
Net investment gain/loss from pooled separate accounts2016-12-31$58,684
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2016-12-31No
Was there a failure to transmit to the plan any participant contributions2016-12-31No
Has the plan failed to provide any benefit when due under the plan2016-12-31No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2016-12-31$172,909
Did the plan have assets held for investment2016-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2016-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2016-12-31Yes
Opinion of an independent qualified public accountant for this plan2016-12-31Disclaimer
Accountancy firm name2016-12-31MOSS ADAMS LLP
Accountancy firm EIN2016-12-31910189318
2015 : ERI 401(K) PLAN 2015 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$73
Total income from all sources (including contributions)2015-12-31$277,718
Total of all expenses incurred2015-12-31$105,865
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2015-12-31$70,874
Value of total corrective distributions2015-12-31$26,347
Total contributions o plan (from employers,participants, others, non cash contrinutions)2015-12-31$297,785
Value of total assets at end of year2015-12-31$756,953
Value of total assets at beginning of year2015-12-31$585,027
Total of administrative expenses incurred including professional, contract, advisory and management fees2015-12-31$8,644
Total interest from all sources2015-12-31$365
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2015-12-31No
Administrative expenses professional fees incurred2015-12-31$1,450
Was this plan covered by a fidelity bond2015-12-31Yes
Value of fidelity bond cover2015-12-31$75,688
If this is an individual account plan, was there a blackout period2015-12-31No
Were there any nonexempt tranactions with any party-in-interest2015-12-31No
Contributions received from participants2015-12-31$241,578
Participant contributions at end of year2015-12-31$8,655
Participant contributions at beginning of year2015-12-31$8,060
Participant contributions at end of year2015-12-31$0
Participant contributions at beginning of year2015-12-31$7,148
Income. Received or receivable in cash from other sources (including rollovers)2015-12-31$55,928
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)2015-12-31$360
Other income not declared elsewhere2015-12-31$47
Liabilities. Value of operating payables at end of year2015-12-31$73
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Value of net income/loss2015-12-31$171,853
Value of net assets at end of year (total assets less liabilities)2015-12-31$756,880
Value of net assets at beginning of year (total assets less liabilities)2015-12-31$585,027
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2015-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2015-12-31No
Were any leases to which the plan was party in default or uncollectible2015-12-31No
Investment advisory and management fees2015-12-31$7,194
Value of interest in registered invesment companies (eg mutual funds) at end of year2015-12-31$748,225
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2015-12-31$569,866
Interest on participant loans2015-12-31$365
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2015-12-31$73
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2015-12-31$-47
Net investment gain/loss from registered investment companies (e.g. mutual funds)2015-12-31$-20,479
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2015-12-31No
Was there a failure to transmit to the plan any participant contributions2015-12-31Yes
Has the plan failed to provide any benefit when due under the plan2015-12-31No
Contributions received in cash from employer2015-12-31$279
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2015-12-31$70,514
Did the plan have assets held for investment2015-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2015-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2015-12-31Yes
Opinion of an independent qualified public accountant for this plan2015-12-31Disclaimer
Accountancy firm name2015-12-31THE GARABEDIAN GROUP, INC.
Accountancy firm EIN2015-12-31270168995
2014 : ERI 401(K) PLAN 2014 401k financial data
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total income from all sources (including contributions)2014-12-31$228,544
Total of all expenses incurred2014-12-31$83,449
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2014-12-31$43,567
Value of total corrective distributions2014-12-31$31,898
Total contributions o plan (from employers,participants, others, non cash contrinutions)2014-12-31$210,204
Value of total assets at end of year2014-12-31$585,027
Value of total assets at beginning of year2014-12-31$439,932
Total of administrative expenses incurred including professional, contract, advisory and management fees2014-12-31$7,984
Total interest from all sources2014-12-31$290
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2014-12-31No
Administrative expenses professional fees incurred2014-12-31$2,075
Was this plan covered by a fidelity bond2014-12-31Yes
Value of fidelity bond cover2014-12-31$60,000
If this is an individual account plan, was there a blackout period2014-12-31No
Were there any nonexempt tranactions with any party-in-interest2014-12-31No
Contributions received from participants2014-12-31$198,641
Participant contributions at end of year2014-12-31$8,060
Participant contributions at beginning of year2014-12-31$5,831
Participant contributions at end of year2014-12-31$7,148
Income. Received or receivable in cash from other sources (including rollovers)2014-12-31$11,563
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2014-12-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Value of net income/loss2014-12-31$145,095
Value of net assets at end of year (total assets less liabilities)2014-12-31$585,027
Value of net assets at beginning of year (total assets less liabilities)2014-12-31$439,932
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2014-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2014-12-31No
Were any leases to which the plan was party in default or uncollectible2014-12-31No
Investment advisory and management fees2014-12-31$5,909
Value of interest in registered invesment companies (eg mutual funds) at end of year2014-12-31$569,866
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2014-12-31$434,101
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2014-12-31$290
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2014-12-31$-47
Net investment gain/loss from registered investment companies (e.g. mutual funds)2014-12-31$18,050
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2014-12-31No
Was there a failure to transmit to the plan any participant contributions2014-12-31Yes
Has the plan failed to provide any benefit when due under the plan2014-12-31No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2014-12-31$43,567
Did the plan have assets held for investment2014-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2014-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2014-12-31Yes
Opinion of an independent qualified public accountant for this plan2014-12-31Disclaimer
Accountancy firm name2014-12-31THE GARABEDIAN GROUP, INC.
Accountancy firm EIN2014-12-31270168995
2013 : ERI 401(K) PLAN 2013 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$1
Total income from all sources (including contributions)2013-12-31$225,622
Total of all expenses incurred2013-12-31$41,173
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2013-12-31$18,561
Value of total corrective distributions2013-12-31$16,878
Total contributions o plan (from employers,participants, others, non cash contrinutions)2013-12-31$165,129
Value of total assets at end of year2013-12-31$439,932
Value of total assets at beginning of year2013-12-31$255,484
Total of administrative expenses incurred including professional, contract, advisory and management fees2013-12-31$5,734
Total interest from all sources2013-12-31$261
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2013-12-31No
Administrative expenses professional fees incurred2013-12-31$1,025
Was this plan covered by a fidelity bond2013-12-31Yes
Value of fidelity bond cover2013-12-31$50,000
If this is an individual account plan, was there a blackout period2013-12-31No
Were there any nonexempt tranactions with any party-in-interest2013-12-31No
Contributions received from participants2013-12-31$160,026
Participant contributions at end of year2013-12-31$5,831
Participant contributions at beginning of year2013-12-31$5,039
Income. Received or receivable in cash from other sources (including rollovers)2013-12-31$5,103
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2013-12-31$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2013-12-31$1
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Value of net income/loss2013-12-31$184,449
Value of net assets at end of year (total assets less liabilities)2013-12-31$439,932
Value of net assets at beginning of year (total assets less liabilities)2013-12-31$255,483
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2013-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2013-12-31No
Were any leases to which the plan was party in default or uncollectible2013-12-31No
Investment advisory and management fees2013-12-31$4,709
Value of interest in registered invesment companies (eg mutual funds) at end of year2013-12-31$434,101
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2013-12-31$250,445
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2013-12-31$261
Net investment gain/loss from registered investment companies (e.g. mutual funds)2013-12-31$60,232
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2013-12-31No
Was there a failure to transmit to the plan any participant contributions2013-12-31No
Has the plan failed to provide any benefit when due under the plan2013-12-31No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2013-12-31$18,561
Did the plan have assets held for investment2013-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2013-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2013-12-31No
Opinion of an independent qualified public accountant for this plan2013-12-31Unqualified
Accountancy firm name2013-12-31THE GARABEDIAN GROUP, INC.
Accountancy firm EIN2013-12-31270168995
2012 : ERI 401(K) PLAN 2012 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$1
Total income from all sources (including contributions)2012-12-31$168,119
Total of all expenses incurred2012-12-31$22,590
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2012-12-31$18,027
Total contributions o plan (from employers,participants, others, non cash contrinutions)2012-12-31$146,506
Value of total assets at end of year2012-12-31$255,484
Value of total assets at beginning of year2012-12-31$109,954
Total of administrative expenses incurred including professional, contract, advisory and management fees2012-12-31$4,563
Total interest from all sources2012-12-31$86
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2012-12-31No
Was this plan covered by a fidelity bond2012-12-31Yes
Value of fidelity bond cover2012-12-31$50,000
If this is an individual account plan, was there a blackout period2012-12-31No
Were there any nonexempt tranactions with any party-in-interest2012-12-31No
Contributions received from participants2012-12-31$128,719
Participant contributions at end of year2012-12-31$5,039
Income. Received or receivable in cash from other sources (including rollovers)2012-12-31$17,787
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2012-12-31$1
Administrative expenses (other) incurred2012-12-31$925
Total non interest bearing cash at beginning of year2012-12-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Value of net income/loss2012-12-31$145,529
Value of net assets at end of year (total assets less liabilities)2012-12-31$255,483
Value of net assets at beginning of year (total assets less liabilities)2012-12-31$109,954
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2012-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2012-12-31No
Were any leases to which the plan was party in default or uncollectible2012-12-31No
Investment advisory and management fees2012-12-31$0
Value of interest in registered invesment companies (eg mutual funds) at end of year2012-12-31$250,445
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2012-12-31$109,954
Value of interest in pooled separate accounts at beginning of year2012-12-31$0
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2012-12-31$86
Net investment gain/loss from registered investment companies (e.g. mutual funds)2012-12-31$21,527
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2012-12-31No
Was there a failure to transmit to the plan any participant contributions2012-12-31No
Has the plan failed to provide any benefit when due under the plan2012-12-31No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2012-12-31$18,027
Contract administrator fees2012-12-31$3,638
Did the plan have assets held for investment2012-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2012-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2012-12-31No
Opinion of an independent qualified public accountant for this plan2012-12-31Unqualified
Accountancy firm name2012-12-31THE GARABEDIAN GROUP, INC.
Accountancy firm EIN2012-12-31270168995
2011 : ERI 401(K) PLAN 2011 401k financial data
Total income from all sources (including contributions)2011-12-31$114,556
Total of all expenses incurred2011-12-31$4,602
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2011-12-31$2,046
Total contributions o plan (from employers,participants, others, non cash contrinutions)2011-12-31$119,303
Value of total assets at end of year2011-12-31$109,954
Total of administrative expenses incurred including professional, contract, advisory and management fees2011-12-31$2,556
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2011-12-31No
Was this plan covered by a fidelity bond2011-12-31Yes
Value of fidelity bond cover2011-12-31$50,000
If this is an individual account plan, was there a blackout period2011-12-31No
Were there any nonexempt tranactions with any party-in-interest2011-12-31No
Contributions received from participants2011-12-31$119,303
Total non interest bearing cash at end of year2011-12-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Value of net income/loss2011-12-31$109,954
Value of net assets at end of year (total assets less liabilities)2011-12-31$109,954
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2011-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2011-12-31No
Were any leases to which the plan was party in default or uncollectible2011-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2011-12-31$109,954
Value of interest in pooled separate accounts at end of year2011-12-31$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)2011-12-31$-4,747
Net investment gain/loss from pooled separate accounts2011-12-31$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2011-12-31No
Was there a failure to transmit to the plan any participant contributions2011-12-31No
Has the plan failed to provide any benefit when due under the plan2011-12-31No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2011-12-31$2,046
Contract administrator fees2011-12-31$2,556
Did the plan have assets held for investment2011-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2011-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2011-12-31No
Opinion of an independent qualified public accountant for this plan2011-12-31Unqualified
Accountancy firm name2011-12-31THE GARABEDIAN GROUP, INC.
Accountancy firm EIN2011-12-31270168995

Form 5500 Responses for ERI 401(K) PLAN

2022: ERI 401(K) PLAN 2022 form 5500 responses
2022-01-01Type of plan entitySingle employer plan
2022-01-01Submission has been amendedNo
2022-01-01This submission is the final filingNo
2022-01-01This return/report is a short plan year return/report (less than 12 months)No
2022-01-01Plan is a collectively bargained planNo
2022-01-01Plan funding arrangement – InsuranceYes
2022-01-01Plan funding arrangement – TrustYes
2022-01-01Plan benefit arrangement - TrustYes
2021: ERI 401(K) PLAN 2021 form 5500 responses
2021-01-01Type of plan entitySingle employer plan
2021-01-01Submission has been amendedNo
2021-01-01This submission is the final filingNo
2021-01-01This return/report is a short plan year return/report (less than 12 months)No
2021-01-01Plan is a collectively bargained planNo
2021-01-01Plan funding arrangement – InsuranceYes
2021-01-01Plan funding arrangement – TrustYes
2021-01-01Plan benefit arrangement – InsuranceYes
2021-01-01Plan benefit arrangement - TrustYes
2020: ERI 401(K) PLAN 2020 form 5500 responses
2020-01-01Type of plan entitySingle employer plan
2020-01-01Submission has been amendedNo
2020-01-01This submission is the final filingNo
2020-01-01This return/report is a short plan year return/report (less than 12 months)No
2020-01-01Plan is a collectively bargained planNo
2020-01-01Plan funding arrangement – InsuranceYes
2020-01-01Plan funding arrangement – TrustYes
2020-01-01Plan benefit arrangement – InsuranceYes
2020-01-01Plan benefit arrangement - TrustYes
2019: ERI 401(K) PLAN 2019 form 5500 responses
2019-01-01Type of plan entitySingle employer plan
2019-01-01Submission has been amendedNo
2019-01-01This submission is the final filingNo
2019-01-01This return/report is a short plan year return/report (less than 12 months)No
2019-01-01Plan is a collectively bargained planNo
2019-01-01Plan funding arrangement – InsuranceYes
2019-01-01Plan funding arrangement – TrustYes
2019-01-01Plan benefit arrangement – InsuranceYes
2019-01-01Plan benefit arrangement - TrustYes
2018: ERI 401(K) PLAN 2018 form 5500 responses
2018-01-01Type of plan entitySingle employer plan
2018-01-01Submission has been amendedNo
2018-01-01This submission is the final filingNo
2018-01-01This return/report is a short plan year return/report (less than 12 months)No
2018-01-01Plan is a collectively bargained planNo
2018-01-01Plan funding arrangement – InsuranceYes
2018-01-01Plan funding arrangement – TrustYes
2018-01-01Plan benefit arrangement – InsuranceYes
2018-01-01Plan benefit arrangement - TrustYes
2017: ERI 401(K) PLAN 2017 form 5500 responses
2017-01-01Type of plan entitySingle employer plan
2017-01-01Submission has been amendedNo
2017-01-01This submission is the final filingNo
2017-01-01This return/report is a short plan year return/report (less than 12 months)No
2017-01-01Plan is a collectively bargained planNo
2017-01-01Plan funding arrangement – InsuranceYes
2017-01-01Plan funding arrangement – TrustYes
2017-01-01Plan benefit arrangement – InsuranceYes
2017-01-01Plan benefit arrangement - TrustYes
2016: ERI 401(K) PLAN 2016 form 5500 responses
2016-01-01Type of plan entitySingle employer plan
2016-01-01Submission has been amendedNo
2016-01-01This submission is the final filingNo
2016-01-01This return/report is a short plan year return/report (less than 12 months)No
2016-01-01Plan is a collectively bargained planNo
2016-01-01Plan funding arrangement – InsuranceYes
2016-01-01Plan funding arrangement – TrustYes
2016-01-01Plan benefit arrangement – InsuranceYes
2016-01-01Plan benefit arrangement - TrustYes
2015: ERI 401(K) PLAN 2015 form 5500 responses
2015-01-01Type of plan entitySingle employer plan
2015-01-01Submission has been amendedNo
2015-01-01This submission is the final filingNo
2015-01-01This return/report is a short plan year return/report (less than 12 months)No
2015-01-01Plan is a collectively bargained planNo
2015-01-01Plan funding arrangement – InsuranceYes
2015-01-01Plan funding arrangement – TrustYes
2015-01-01Plan benefit arrangement – InsuranceYes
2015-01-01Plan benefit arrangement - TrustYes
2014: ERI 401(K) PLAN 2014 form 5500 responses
2014-01-01Type of plan entitySingle employer plan
2014-01-01Submission has been amendedNo
2014-01-01This submission is the final filingNo
2014-01-01This return/report is a short plan year return/report (less than 12 months)No
2014-01-01Plan is a collectively bargained planNo
2014-01-01Plan funding arrangement – InsuranceYes
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement – InsuranceYes
2014-01-01Plan benefit arrangement - TrustYes
2013: ERI 401(K) PLAN 2013 form 5500 responses
2013-01-01Type of plan entitySingle employer plan
2013-01-01Submission has been amendedNo
2013-01-01This submission is the final filingNo
2013-01-01This return/report is a short plan year return/report (less than 12 months)No
2013-01-01Plan is a collectively bargained planNo
2013-01-01Plan funding arrangement – InsuranceYes
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement – InsuranceYes
2013-01-01Plan benefit arrangement - TrustYes
2012: ERI 401(K) PLAN 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Submission has been amendedNo
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planNo
2012-01-01Plan funding arrangement – InsuranceYes
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement – InsuranceYes
2012-01-01Plan benefit arrangement - TrustYes
2011: ERI 401(K) PLAN 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Submission has been amendedNo
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – InsuranceYes
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement – InsuranceYes
2011-01-01Plan benefit arrangement - TrustYes

Insurance Providers Used on plan

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )
Policy contract number100293
Policy instance 1
Insurance contract or identification number100293
Number of Individuals Covered248
Insurance policy start date2022-01-01
Insurance policy end date2022-12-31
Total amount of commissions paid to insurance brokerUSD $16,846
Total amount of fees paid to insurance companyUSD $1,704
Are there contracts with allocated funds for individual policies?0
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?No
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $16,846
Amount paid for insurance broker fees0
Additional information about fees paid to insurance brokerBROKER COMMISSION
Insurance broker organization code?3
JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )
Policy contract number100293
Policy instance 1
Insurance contract or identification number100293
Insurance policy start date2021-01-01
Insurance policy end date2021-12-31
Total amount of commissions paid to insurance brokerUSD $16,053
Total amount of fees paid to insurance companyUSD $1,645
Commission paid to Insurance BrokerUSD $16,053
Insurance broker organization code?3
Amount paid for insurance broker fees1645
JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )
Policy contract number100293
Policy instance 1
Insurance contract or identification number100293
Number of Individuals Covered173
Insurance policy start date2020-01-01
Insurance policy end date2020-12-31
Total amount of commissions paid to insurance brokerUSD $12,988
Total amount of fees paid to insurance companyUSD $1,315
Commission paid to Insurance BrokerUSD $12,988
Insurance broker organization code?3
Amount paid for insurance broker fees1315
Additional information about fees paid to insurance brokerTPA COMPENSATION
JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )
Policy contract number100293
Policy instance 1
Insurance contract or identification number100293
Number of Individuals Covered197
Insurance policy start date2019-01-01
Insurance policy end date2019-12-31
Total amount of commissions paid to insurance brokerUSD $10,167
Total amount of fees paid to insurance companyUSD $3,019
Commission paid to Insurance BrokerUSD $10,167
Insurance broker organization code?3
Amount paid for insurance broker fees3019
Additional information about fees paid to insurance brokerTPA COMPENSATION
JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )
Policy contract number100293
Policy instance 1
Insurance contract or identification number100293
Number of Individuals Covered171
Insurance policy start date2018-01-01
Insurance policy end date2018-12-31
Total amount of commissions paid to insurance brokerUSD $8,219
Total amount of fees paid to insurance companyUSD $834
Commission paid to Insurance BrokerUSD $8,219
Insurance broker organization code?3
Amount paid for insurance broker fees834
Additional information about fees paid to insurance brokerTPA COMPENSATION
JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )
Policy contract number100293
Policy instance 1
Insurance contract or identification number100293
Number of Individuals Covered152
Insurance policy start date2017-01-01
Insurance policy end date2017-12-31
Total amount of commissions paid to insurance brokerUSD $6,061
Total amount of fees paid to insurance companyUSD $619
Commission paid to Insurance BrokerUSD $1,270
Insurance broker organization code?3
Amount paid for insurance broker fees619
Additional information about fees paid to insurance brokerTPA COMPENSATION
Insurance broker nameRETIREMENT PLAN CONSULTANTS
JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )
Policy contract number100293
Policy instance 1
Insurance contract or identification number100293
Number of Individuals Covered110
Insurance policy start date2015-01-01
Insurance policy end date2015-12-31
Total amount of commissions paid to insurance brokerUSD $3,235
Total amount of fees paid to insurance companyUSD $329
Commission paid to Insurance BrokerUSD $3,235
Insurance broker organization code?3
Amount paid for insurance broker fees329
Additional information about fees paid to insurance brokerTPA COMPENSATION
Insurance broker nameRETIREMENT PLAN CONSULTANTS
JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )
Policy contract number100293
Policy instance 1
Insurance contract or identification number100293
Number of Individuals Covered106
Insurance policy start date2014-01-01
Insurance policy end date2014-12-31
Total amount of commissions paid to insurance brokerUSD $2,483
Total amount of fees paid to insurance companyUSD $2,327
Commission paid to Insurance BrokerUSD $2,483
Insurance broker organization code?3
Amount paid for insurance broker fees2327
Additional information about fees paid to insurance brokerSERVICE FEES & TPA COMPENSATION
Insurance broker nameRETIREMENT PLAN CONSULTANTS
JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )
Policy contract number100293
Policy instance 1
Insurance contract or identification number100293
Insurance policy start date2013-02-07
Insurance policy end date2013-12-31
Total amount of commissions paid to insurance brokerUSD $1,627
Total amount of fees paid to insurance companyUSD $1,191
Commission paid to Insurance BrokerUSD $1,627
Insurance broker organization code?3
Amount paid for insurance broker fees1191
Additional information about fees paid to insurance brokerSERVICE FEES & TPA COMPENSATION
Insurance broker nameRETIREMENT PLAN CONSULTANTS
JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )
Policy contract number100293
Policy instance 1
Insurance contract or identification number100293
Number of Individuals Covered63
Insurance policy start date2012-02-07
Insurance policy end date2012-12-31
Total amount of commissions paid to insurance brokerUSD $914
Total amount of fees paid to insurance companyUSD $1,537
Commission paid to Insurance BrokerUSD $914
Insurance broker organization code?3
Amount paid for insurance broker fees1537
Additional information about fees paid to insurance brokerSERVICE FEES & TPA COMPENSATION
Insurance broker nameRETIREMENT PLAN CONSULTANTS
JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )
Policy contract number100293
Policy instance 1
Insurance contract or identification number100293
Number of Individuals Covered66
Insurance policy start date2011-02-07
Insurance policy end date2011-12-31
Total amount of commissions paid to insurance brokerUSD $242
Total amount of fees paid to insurance companyUSD $24
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No

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