401k Plan data: THE EPHRATA NATIONAL BANK SAVINGS PLAN plan

THE EPHRATA NATIONAL BANK SAVINGS PLAN 401k Plan overview

Plan Name	THE EPHRATA NATIONAL BANK SAVINGS PLAN
Plan identification number	003

THE EPHRATA NATIONAL BANK SAVINGS PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Participant-directed brokerage accounts provided as an investment option under the plan.
Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

THE EPHRATA NATIONAL BANK has sponsored the creation of one or more 401k plans.

Company Name: THE EPHRATA NATIONAL BANK

Employer identification number (EIN): 230559393

NAIC Classification: 522110
NAIC Description: Commercial Banking

Form 5500 Filing Information

Submission information for form 5500 for 401k plan THE EPHRATA NATIONAL BANK SAVINGS PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
003 2022-01-01
003 2021-01-01
003 2020-01-01
003 2019-01-01
003 2018-01-01
003 2017-01-01 DENNIS A. KLUGH
003 2016-01-01 DENNIS A. KLUGH
003 2015-01-01 DENNIS A. KLUGH
003 2014-01-01 DENNIS A. KLUGH
003 2013-01-01 DENNIS A. KLUGH
003 2012-01-01 DENNIS A. KLUGH
003 2011-01-01 DENNIS KLUGH
003 2010-01-01 DENNIS KLUGH
003 2009-01-01 DENNIS KLUGH

Plan Statistics for THE EPHRATA NATIONAL BANK SAVINGS PLAN

401k plan membership statisitcs for THE EPHRATA NATIONAL BANK SAVINGS PLAN

Measure Date Value
2022: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 446
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 294
Number of retired or separated participants receiving benefits 2022-01-01 0
Number of other retired or separated participants entitled to future benefits 2022-01-01 188
Total of all active and inactive participants 2022-01-01 482
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 1
Total participants 2022-01-01 483
Number of participants with account balances 2022-01-01 472
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 0
2021: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 428
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 259
Number of retired or separated participants receiving benefits 2021-01-01 0
Number of other retired or separated participants entitled to future benefits 2021-01-01 187
Total of all active and inactive participants 2021-01-01 446
Total participants 2021-01-01 446
Number of participants with account balances 2021-01-01 446
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 29
2020: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 397
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 273
Number of retired or separated participants receiving benefits 2020-01-01 0
Number of other retired or separated participants entitled to future benefits 2020-01-01 155
Total of all active and inactive participants 2020-01-01 428
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 428
Number of participants with account balances 2020-01-01 428
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 8
2019: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 362
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 283
Number of retired or separated participants receiving benefits 2019-01-01 0
Number of other retired or separated participants entitled to future benefits 2019-01-01 114
Total of all active and inactive participants 2019-01-01 397
Total participants 2019-01-01 397
Number of participants with account balances 2019-01-01 377
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 11
2018: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 382
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 285
Number of retired or separated participants receiving benefits 2018-01-01 0
Number of other retired or separated participants entitled to future benefits 2018-01-01 77
Total of all active and inactive participants 2018-01-01 362
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 0
Total participants 2018-01-01 362
Number of participants with account balances 2018-01-01 357
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 11
2017: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 346
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 290
Number of other retired or separated participants entitled to future benefits 2017-01-01 92
Total of all active and inactive participants 2017-01-01 382
Total participants 2017-01-01 382
Number of participants with account balances 2017-01-01 367
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 4
2016: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 301
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 262
Number of other retired or separated participants entitled to future benefits 2016-01-01 84
Total of all active and inactive participants 2016-01-01 346
Total participants 2016-01-01 346
Number of participants with account balances 2016-01-01 333
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 5
2015: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 236
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 251
Number of other retired or separated participants entitled to future benefits 2015-01-01 50
Total of all active and inactive participants 2015-01-01 301
Total participants 2015-01-01 301
Number of participants with account balances 2015-01-01 301
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 3
2014: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 231
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 204
Number of other retired or separated participants entitled to future benefits 2014-01-01 32
Total of all active and inactive participants 2014-01-01 236
Total participants 2014-01-01 236
Number of participants with account balances 2014-01-01 236
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 0
2013: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 250
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 200
Number of retired or separated participants receiving benefits 2013-01-01 31
Total of all active and inactive participants 2013-01-01 231
Total participants 2013-01-01 231
Number of participants with account balances 2013-01-01 231
2012: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 243
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 225
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 23
Total of all active and inactive participants 2012-01-01 248
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 2
Total participants 2012-01-01 250
Number of participants with account balances 2012-01-01 206
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 0
2011: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 229
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 220
Number of retired or separated participants receiving benefits 2011-01-01 0
Number of other retired or separated participants entitled to future benefits 2011-01-01 23
Total of all active and inactive participants 2011-01-01 243
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 243
Number of participants with account balances 2011-01-01 197
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 0
2010: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2010 401k membership
Total participants, beginning-of-year 2010-01-01 229
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 208
Number of retired or separated participants receiving benefits 2010-01-01 0
Number of other retired or separated participants entitled to future benefits 2010-01-01 21
Total of all active and inactive participants 2010-01-01 229
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2010-01-01 0
Total participants 2010-01-01 229
Number of participants with account balances 2010-01-01 187
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2010-01-01 0
2009: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 237
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 218
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 11
Total of all active and inactive participants 2009-01-01 229
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 229
Number of participants with account balances 2009-01-01 112
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 0

Measure	Date	Value
2022: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	446
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	294
Number of retired or separated participants receiving benefits	2022-01-01	0
Number of other retired or separated participants entitled to future benefits	2022-01-01	188
Total of all active and inactive participants	2022-01-01	482
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	1
Total participants	2022-01-01	483
Number of participants with account balances	2022-01-01	472
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	0
2021: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	428
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	259
Number of retired or separated participants receiving benefits	2021-01-01	0
Number of other retired or separated participants entitled to future benefits	2021-01-01	187
Total of all active and inactive participants	2021-01-01	446
Total participants	2021-01-01	446
Number of participants with account balances	2021-01-01	446
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	29
2020: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	397
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	273
Number of retired or separated participants receiving benefits	2020-01-01	0
Number of other retired or separated participants entitled to future benefits	2020-01-01	155
Total of all active and inactive participants	2020-01-01	428
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	428
Number of participants with account balances	2020-01-01	428
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	8
2019: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	362
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	283
Number of retired or separated participants receiving benefits	2019-01-01	0
Number of other retired or separated participants entitled to future benefits	2019-01-01	114
Total of all active and inactive participants	2019-01-01	397
Total participants	2019-01-01	397
Number of participants with account balances	2019-01-01	377
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	11
2018: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	382
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	285
Number of retired or separated participants receiving benefits	2018-01-01	0
Number of other retired or separated participants entitled to future benefits	2018-01-01	77
Total of all active and inactive participants	2018-01-01	362
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	0
Total participants	2018-01-01	362
Number of participants with account balances	2018-01-01	357
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	11
2017: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	346
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	290
Number of other retired or separated participants entitled to future benefits	2017-01-01	92
Total of all active and inactive participants	2017-01-01	382
Total participants	2017-01-01	382
Number of participants with account balances	2017-01-01	367
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	4
2016: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	301
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	262
Number of other retired or separated participants entitled to future benefits	2016-01-01	84
Total of all active and inactive participants	2016-01-01	346
Total participants	2016-01-01	346
Number of participants with account balances	2016-01-01	333
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	5
2015: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	236
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	251
Number of other retired or separated participants entitled to future benefits	2015-01-01	50
Total of all active and inactive participants	2015-01-01	301
Total participants	2015-01-01	301
Number of participants with account balances	2015-01-01	301
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	3
2014: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	231
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	204
Number of other retired or separated participants entitled to future benefits	2014-01-01	32
Total of all active and inactive participants	2014-01-01	236
Total participants	2014-01-01	236
Number of participants with account balances	2014-01-01	236
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	0
2013: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	250
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	200
Number of retired or separated participants receiving benefits	2013-01-01	31
Total of all active and inactive participants	2013-01-01	231
Total participants	2013-01-01	231
Number of participants with account balances	2013-01-01	231
2012: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	243
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	225
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	23
Total of all active and inactive participants	2012-01-01	248
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	2
Total participants	2012-01-01	250
Number of participants with account balances	2012-01-01	206
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	0
2011: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	229
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	220
Number of retired or separated participants receiving benefits	2011-01-01	0
Number of other retired or separated participants entitled to future benefits	2011-01-01	23
Total of all active and inactive participants	2011-01-01	243
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	243
Number of participants with account balances	2011-01-01	197
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	0
2010: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2010 401k membership
Total participants, beginning-of-year	2010-01-01	229
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	208
Number of retired or separated participants receiving benefits	2010-01-01	0
Number of other retired or separated participants entitled to future benefits	2010-01-01	21
Total of all active and inactive participants	2010-01-01	229
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2010-01-01	0
Total participants	2010-01-01	229
Number of participants with account balances	2010-01-01	187
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2010-01-01	0
2009: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	237
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	218
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	11
Total of all active and inactive participants	2009-01-01	229
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	229
Number of participants with account balances	2009-01-01	112
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	0

Financial Data on THE EPHRATA NATIONAL BANK SAVINGS PLAN

Measure	Date	Value
2022 : THE EPHRATA NATIONAL BANK SAVINGS PLAN 2022 401k financial data
Unrealized appreciation/depreciation of real estate assets	2022-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2022-12-31	$0
Total unrealized appreciation/depreciation of assets	2022-12-31	$0
Total transfer of assets to this plan	2022-12-31	$0
Total transfer of assets from this plan	2022-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Expenses. Interest paid	2022-12-31	$0
Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102	2022-12-31	$0
Total income from all sources (including contributions)	2022-12-31	$-1,693,743
Total loss/gain on sale of assets	2022-12-31	$0
Total of all expenses incurred	2022-12-31	$6,793,272
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$6,785,001
Expenses. Certain deemed distributions of participant loans	2022-12-31	$0
Value of total corrective distributions	2022-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$3,127,859
Value of total assets at end of year	2022-12-31	$25,864,363
Value of total assets at beginning of year	2022-12-31	$34,351,378
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$8,271
Total income from rents	2022-12-31	$0
Total interest from all sources	2022-12-31	$29,748
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$1,183,105
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$1,183,105
Assets. Real estate other than employer real property at end of year	2022-12-31	$0
Assets. Real estate other than employer real property at beginning of year	2022-12-31	$0
Administrative expenses professional fees incurred	2022-12-31	$0
Assets. Corporate prefeered stocks other than exployer securities at end of year	2022-12-31	$0
Assets. Corporate prefeered stocks other than exployer securities at beginning of year	2022-12-31	$0
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2022-12-31	Yes
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$1,462,002
Participant contributions at end of year	2022-12-31	$0
Participant contributions at beginning of year	2022-12-31	$0
Participant contributions at end of year	2022-12-31	$0
Participant contributions at beginning of year	2022-12-31	$0
Assets. Other investments not covered elsewhere at end of year	2022-12-31	$0
Assets. Other investments not covered elsewhere at beginning of year	2022-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$283,603
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2022-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2022-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2022-12-31	$0
Assets. Loans (other than to participants) at end of year	2022-12-31	$0
Assets. Loans (other than to participants) at beginning of year	2022-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2022-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2022-12-31	$0
Other income not declared elsewhere	2022-12-31	$0
Administrative expenses (other) incurred	2022-12-31	$8,271
Liabilities. Value of operating payables at end of year	2022-12-31	$0
Liabilities. Value of operating payables at beginning of year	2022-12-31	$0
Total non interest bearing cash at end of year	2022-12-31	$21,347
Total non interest bearing cash at beginning of year	2022-12-31	$371,071
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Income. Non cash contributions	2022-12-31	$0
Value of net income/loss	2022-12-31	$-8,487,015
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$25,864,363
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$34,351,378
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Assets. partnership/joint venture interests at end of year	2022-12-31	$0
Assets. partnership/joint venture interests at beginning of year	2022-12-31	$0
Investment advisory and management fees	2022-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$24,624,308
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$22,614,195
Value of interest in pooled separate accounts at end of year	2022-12-31	$0
Value of interest in pooled separate accounts at beginning of year	2022-12-31	$0
Interest on participant loans	2022-12-31	$0
Income. Interest from loans (other than to participants)	2022-12-31	$0
Interest earned on other investments	2022-12-31	$0
Income. Interest from US Government securities	2022-12-31	$0
Income. Interest from corporate debt instruments	2022-12-31	$0
Value of interest in master investment trust accounts at end of year	2022-12-31	$0
Value of interest in master investment trust accounts at beginning of year	2022-12-31	$0
Value of interest in common/collective trusts at end of year	2022-12-31	$0
Value of interest in common/collective trusts at beginning of year	2022-12-31	$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2022-12-31	$1,075,306
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2022-12-31	$323,165
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2022-12-31	$323,165
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2022-12-31	$29,748
Assets. Value of investments in 103.12 investment entities at end of year	2022-12-31	$0
Assets. Value of investments in 103.12 investment entities at beginning of year	2022-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2022-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2022-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2022-12-31	$0
Asset value of US Government securities at end of year	2022-12-31	$0
Asset value of US Government securities at beginning of year	2022-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-6,034,455
Net investment gain/loss from pooled separate accounts	2022-12-31	$0
Net investment gain or loss from common/collective trusts	2022-12-31	$0
Net gain/loss from 103.12 investment entities	2022-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Assets. Invements in employer securities at end of year	2022-12-31	$0
Assets. Invements in employer securities at beginning of year	2022-12-31	$0
Assets. Value of employer real property at end of year	2022-12-31	$0
Assets. Value of employer real property at beginning of year	2022-12-31	$0
Contributions received in cash from employer	2022-12-31	$1,382,254
Employer contributions (assets) at end of year	2022-12-31	$143,402
Employer contributions (assets) at beginning of year	2022-12-31	$139,636
Income. Dividends from preferred stock	2022-12-31	$0
Income. Dividends from common stock	2022-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$6,785,001
Asset. Corporate debt instrument preferred debt at end of year	2022-12-31	$0
Asset. Corporate debt instrument preferred debt at beginning of year	2022-12-31	$0
Asset. Corporate debt instrument debt (other) at end of year	2022-12-31	$0
Asset. Corporate debt instrument debt (other) at beginning of year	2022-12-31	$4,276,079
Contract administrator fees	2022-12-31	$0
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2022-12-31	Yes
Assets. Corporate common stocks other than exployer securities at end of year	2022-12-31	$0
Assets. Corporate common stocks other than exployer securities at beginning of year	2022-12-31	$6,627,232
Liabilities. Value of benefit claims payable at end of year	2022-12-31	$0
Liabilities. Value of benefit claims payable at beginning of year	2022-12-31	$0
Assets. Value of buildings and other operty used in plan operation at end of year	2022-12-31	$0
Assets. Value of buildings and other operty used in plan operation at beginning of year	2022-12-31	$0
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Aggregate proceeds on sale of assets	2022-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2022-12-31	$0
Liabilities. Value of acquisition indebtedness at end of year	2022-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2022-12-31	$0
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	S.R. SNODGRASS, PC
Accountancy firm EIN	2022-12-31	251616561
2021 : THE EPHRATA NATIONAL BANK SAVINGS PLAN 2021 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2021-12-31	$168,234
Total unrealized appreciation/depreciation of assets	2021-12-31	$168,234
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$750,073
Total income from all sources (including contributions)	2021-12-31	$7,951,943
Total loss/gain on sale of assets	2021-12-31	$110,602
Total of all expenses incurred	2021-12-31	$4,631,244
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$4,602,000
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$3,807,717
Value of total assets at end of year	2021-12-31	$34,351,378
Value of total assets at beginning of year	2021-12-31	$31,780,752
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$29,244
Total interest from all sources	2021-12-31	$234,334
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$1,333,680
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$936,005
Assets. Corporate prefeered stocks other than exployer securities at beginning of year	2021-12-31	$80,130
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2021-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$1,352,409
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$1,187,071
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2021-12-31	$33,021
Administrative expenses (other) incurred	2021-12-31	$29,244
Total non interest bearing cash at end of year	2021-12-31	$371,071
Total non interest bearing cash at beginning of year	2021-12-31	$750,098
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$3,320,699
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$34,351,378
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$31,030,679
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$22,614,195
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$19,138,722
Income. Interest from corporate debt instruments	2021-12-31	$233,986
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2021-12-31	$323,165
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2021-12-31	$286,989
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2021-12-31	$286,989
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2021-12-31	$348
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$2,297,376
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$1,268,237
Employer contributions (assets) at end of year	2021-12-31	$139,636
Employer contributions (assets) at beginning of year	2021-12-31	$210,872
Income. Dividends from preferred stock	2021-12-31	$1,057
Income. Dividends from common stock	2021-12-31	$396,618
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$4,602,000
Asset. Corporate debt instrument debt (other) at end of year	2021-12-31	$4,276,079
Asset. Corporate debt instrument debt (other) at beginning of year	2021-12-31	$4,657,013
Assets. Corporate common stocks other than exployer securities at end of year	2021-12-31	$6,627,232
Assets. Corporate common stocks other than exployer securities at beginning of year	2021-12-31	$6,623,907
Liabilities. Value of benefit claims payable at beginning of year	2021-12-31	$750,073
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Aggregate proceeds on sale of assets	2021-12-31	$3,169,287
Aggregate carrying amount (costs) on sale of assets	2021-12-31	$3,058,685
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	S.R. SNODGRASS, PC
Accountancy firm EIN	2021-12-31	251616561
2020 : THE EPHRATA NATIONAL BANK SAVINGS PLAN 2020 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2020-12-31	$163,524
Total unrealized appreciation/depreciation of assets	2020-12-31	$163,524
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$750,073
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total income from all sources (including contributions)	2020-12-31	$6,657,197
Total loss/gain on sale of assets	2020-12-31	$117,966
Total of all expenses incurred	2020-12-31	$1,424,355
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$1,390,947
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$2,469,967
Value of total assets at end of year	2020-12-31	$31,780,752
Value of total assets at beginning of year	2020-12-31	$25,797,837
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$33,408
Total interest from all sources	2020-12-31	$138,724
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$660,305
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$473,416
Assets. Corporate prefeered stocks other than exployer securities at end of year	2020-12-31	$80,130
Assets. Corporate prefeered stocks other than exployer securities at beginning of year	2020-12-31	$105,869
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$1,221,616
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$32,138
Value of other receiveables (less allowance for doubtful accounts) at end of year	2020-12-31	$33,021
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2020-12-31	$35,584
Administrative expenses (other) incurred	2020-12-31	$33,408
Total non interest bearing cash at end of year	2020-12-31	$750,098
Total non interest bearing cash at beginning of year	2020-12-31	$25,103
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$5,232,842
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$31,030,679
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$25,797,837
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$19,138,722
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$15,425,065
Income. Interest from corporate debt instruments	2020-12-31	$138,074
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2020-12-31	$286,989
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2020-12-31	$133,315
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2020-12-31	$133,315
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2020-12-31	$650
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$3,106,711
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$1,216,213
Employer contributions (assets) at end of year	2020-12-31	$210,872
Employer contributions (assets) at beginning of year	2020-12-31	$12,033
Income. Dividends from preferred stock	2020-12-31	$802
Income. Dividends from common stock	2020-12-31	$186,087
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$1,390,947
Asset. Corporate debt instrument debt (other) at end of year	2020-12-31	$4,657,013
Asset. Corporate debt instrument debt (other) at beginning of year	2020-12-31	$4,464,784
Assets. Corporate common stocks other than exployer securities at end of year	2020-12-31	$6,623,907
Assets. Corporate common stocks other than exployer securities at beginning of year	2020-12-31	$5,596,084
Liabilities. Value of benefit claims payable at end of year	2020-12-31	$750,073
Liabilities. Value of benefit claims payable at beginning of year	2020-12-31	$0
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Aggregate proceeds on sale of assets	2020-12-31	$4,035,430
Aggregate carrying amount (costs) on sale of assets	2020-12-31	$3,917,464
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	S. R. SNODGRASS, PC
Accountancy firm EIN	2020-12-31	251616561
2019 : THE EPHRATA NATIONAL BANK SAVINGS PLAN 2019 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2019-12-31	$3,456,488
Unrealized appreciation/depreciation of other (non real estate) assets	2019-12-31	$3,456,488
Total unrealized appreciation/depreciation of assets	2019-12-31	$3,456,488
Total unrealized appreciation/depreciation of assets	2019-12-31	$3,456,488
Total income from all sources (including contributions)	2019-12-31	$6,863,464
Total income from all sources (including contributions)	2019-12-31	$6,863,464
Total loss/gain on sale of assets	2019-12-31	$330,595
Total loss/gain on sale of assets	2019-12-31	$330,595
Total of all expenses incurred	2019-12-31	$1,816,811
Total of all expenses incurred	2019-12-31	$1,816,811
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$1,794,076
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$1,794,076
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$2,355,351
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$2,355,351
Value of total assets at end of year	2019-12-31	$25,797,837
Value of total assets at beginning of year	2019-12-31	$20,751,184
Value of total assets at beginning of year	2019-12-31	$20,751,184
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$22,735
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$22,735
Total interest from all sources	2019-12-31	$147,100
Total interest from all sources	2019-12-31	$147,100
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$572,273
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$572,273
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$415,779
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$415,779
Assets. Corporate prefeered stocks other than exployer securities at end of year	2019-12-31	$105,869
Assets. Corporate prefeered stocks other than exployer securities at end of year	2019-12-31	$105,869
Assets. Corporate prefeered stocks other than exployer securities at beginning of year	2019-12-31	$122,039
Assets. Corporate prefeered stocks other than exployer securities at beginning of year	2019-12-31	$122,039
Was this plan covered by a fidelity bond	2019-12-31	Yes
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$5,000,000
Value of fidelity bond cover	2019-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
If this is an individual account plan, was there a blackout period	2019-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$1,149,562
Contributions received from participants	2019-12-31	$1,149,562
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$233,447
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$233,447
Value of other receiveables (less allowance for doubtful accounts) at end of year	2019-12-31	$35,584
Value of other receiveables (less allowance for doubtful accounts) at end of year	2019-12-31	$35,584
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2019-12-31	$36,808
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2019-12-31	$36,808
Other income not declared elsewhere	2019-12-31	$1,657
Other income not declared elsewhere	2019-12-31	$1,657
Total non interest bearing cash at end of year	2019-12-31	$25,103
Total non interest bearing cash at end of year	2019-12-31	$25,103
Total non interest bearing cash at beginning of year	2019-12-31	$257
Total non interest bearing cash at beginning of year	2019-12-31	$257
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$5,046,653
Value of net income/loss	2019-12-31	$5,046,653
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$25,797,837
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$25,797,837
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$20,751,184
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$20,751,184
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$15,425,065
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$15,425,065
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$11,401,664
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$11,401,664
Income. Interest from corporate debt instruments	2019-12-31	$132,616
Income. Interest from corporate debt instruments	2019-12-31	$132,616
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2019-12-31	$133,315
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2019-12-31	$133,315
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2019-12-31	$273,667
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2019-12-31	$273,667
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2019-12-31	$273,667
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2019-12-31	$273,667
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2019-12-31	$14,484
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2019-12-31	$14,484
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$972,342
Contributions received in cash from employer	2019-12-31	$972,342
Employer contributions (assets) at end of year	2019-12-31	$12,033
Employer contributions (assets) at end of year	2019-12-31	$12,033
Employer contributions (assets) at beginning of year	2019-12-31	$158,093
Employer contributions (assets) at beginning of year	2019-12-31	$158,093
Income. Dividends from preferred stock	2019-12-31	$29,069
Income. Dividends from preferred stock	2019-12-31	$29,069
Income. Dividends from common stock	2019-12-31	$127,425
Income. Dividends from common stock	2019-12-31	$127,425
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$1,794,076
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$1,794,076
Asset. Corporate debt instrument debt (other) at end of year	2019-12-31	$4,464,784
Asset. Corporate debt instrument debt (other) at end of year	2019-12-31	$4,464,784
Asset. Corporate debt instrument debt (other) at beginning of year	2019-12-31	$3,961,573
Asset. Corporate debt instrument debt (other) at beginning of year	2019-12-31	$3,961,573
Contract administrator fees	2019-12-31	$22,735
Contract administrator fees	2019-12-31	$22,735
Assets. Corporate common stocks other than exployer securities at end of year	2019-12-31	$5,596,084
Assets. Corporate common stocks other than exployer securities at end of year	2019-12-31	$5,596,084
Assets. Corporate common stocks other than exployer securities at beginning of year	2019-12-31	$4,797,083
Assets. Corporate common stocks other than exployer securities at beginning of year	2019-12-31	$4,797,083
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Aggregate proceeds on sale of assets	2019-12-31	$4,774,146
Aggregate proceeds on sale of assets	2019-12-31	$4,774,146
Aggregate carrying amount (costs) on sale of assets	2019-12-31	$4,443,551
Aggregate carrying amount (costs) on sale of assets	2019-12-31	$4,443,551
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	S.R. SNODGRASS, PC
Accountancy firm name	2019-12-31	S.R. SNODGRASS, PC
Accountancy firm EIN	2019-12-31	251616561
Accountancy firm EIN	2019-12-31	251616561
2018 : THE EPHRATA NATIONAL BANK SAVINGS PLAN 2018 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2018-12-31	$-1,709,154
Total unrealized appreciation/depreciation of assets	2018-12-31	$-1,709,154
Total income from all sources (including contributions)	2018-12-31	$1,375,996
Total loss/gain on sale of assets	2018-12-31	$156,319
Total of all expenses incurred	2018-12-31	$5,319,988
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$5,319,988
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$2,182,711
Value of total assets at end of year	2018-12-31	$20,751,184
Value of total assets at beginning of year	2018-12-31	$24,695,176
Total interest from all sources	2018-12-31	$149,832
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$595,924
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$446,486
Assets. Corporate prefeered stocks other than exployer securities at end of year	2018-12-31	$122,039
Assets. Corporate prefeered stocks other than exployer securities at beginning of year	2018-12-31	$195,903
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$1,093,825
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$25,158
Value of other receiveables (less allowance for doubtful accounts) at end of year	2018-12-31	$36,808
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2018-12-31	$67,950
Other income not declared elsewhere	2018-12-31	$364
Total non interest bearing cash at end of year	2018-12-31	$257
Total non interest bearing cash at beginning of year	2018-12-31	$43,252
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$-3,943,992
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$20,751,184
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$24,695,176
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$11,401,664
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$12,549,569
Income. Interest from corporate debt instruments	2018-12-31	$146,445
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2018-12-31	$273,667
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2018-12-31	$109,107
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2018-12-31	$109,107
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2018-12-31	$3,387
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$1,063,728
Employer contributions (assets) at end of year	2018-12-31	$158,093
Income. Dividends from preferred stock	2018-12-31	$9,418
Income. Dividends from common stock	2018-12-31	$140,020
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$5,319,988
Asset. Corporate debt instrument debt (other) at end of year	2018-12-31	$3,961,573
Asset. Corporate debt instrument debt (other) at beginning of year	2018-12-31	$4,969,344
Assets. Corporate common stocks other than exployer securities at end of year	2018-12-31	$4,797,083
Assets. Corporate common stocks other than exployer securities at beginning of year	2018-12-31	$6,760,051
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Aggregate proceeds on sale of assets	2018-12-31	$7,147,616
Aggregate carrying amount (costs) on sale of assets	2018-12-31	$6,991,297
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	S.R. SNODGRASS, P.C.
Accountancy firm EIN	2018-12-31	251616561
2017 : THE EPHRATA NATIONAL BANK SAVINGS PLAN 2017 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2017-12-31	$2,559,561
Total unrealized appreciation/depreciation of assets	2017-12-31	$2,559,561
Total income from all sources (including contributions)	2017-12-31	$5,389,529
Total loss/gain on sale of assets	2017-12-31	$46,255
Total of all expenses incurred	2017-12-31	$1,346,960
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$1,346,960
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$2,127,528
Value of total assets at end of year	2017-12-31	$24,695,176
Value of total assets at beginning of year	2017-12-31	$20,652,607
Total interest from all sources	2017-12-31	$151,197
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$501,743
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$335,823
Assets. Corporate prefeered stocks other than exployer securities at end of year	2017-12-31	$195,903
Assets. Corporate prefeered stocks other than exployer securities at beginning of year	2017-12-31	$115,649
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$965,356
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$228,795
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2017-12-31	$174
Value of other receiveables (less allowance for doubtful accounts) at end of year	2017-12-31	$67,950
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2017-12-31	$39,286
Other income not declared elsewhere	2017-12-31	$3,245
Total non interest bearing cash at end of year	2017-12-31	$43,252
Total non interest bearing cash at beginning of year	2017-12-31	$944
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$4,042,569
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$24,695,176
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$20,652,607
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$12,549,569
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$9,528,508
Income. Interest from US Government securities	2017-12-31	$149,923
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2017-12-31	$109,107
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2017-12-31	$63,947
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2017-12-31	$63,947
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2017-12-31	$1,274
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$933,377
Employer contributions (assets) at beginning of year	2017-12-31	$144,994
Income. Dividends from preferred stock	2017-12-31	$9,945
Income. Dividends from common stock	2017-12-31	$155,975
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$1,346,786
Asset. Corporate debt instrument debt (other) at end of year	2017-12-31	$4,969,344
Asset. Corporate debt instrument debt (other) at beginning of year	2017-12-31	$4,145,648
Assets. Corporate common stocks other than exployer securities at end of year	2017-12-31	$6,760,051
Assets. Corporate common stocks other than exployer securities at beginning of year	2017-12-31	$6,613,631
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Aggregate proceeds on sale of assets	2017-12-31	$2,428,853
Aggregate carrying amount (costs) on sale of assets	2017-12-31	$2,382,598
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	S.R. SNODGRASS, P.C.
Accountancy firm EIN	2017-12-31	251616561
2016 : THE EPHRATA NATIONAL BANK SAVINGS PLAN 2016 401k financial data
Total transfer of assets to this plan	2016-12-31	$11,987,070
Total income from all sources (including contributions)	2016-12-31	$3,353,000
Total loss/gain on sale of assets	2016-12-31	$-9,846
Total of all expenses incurred	2016-12-31	$1,792,443
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$1,792,443
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$1,830,819
Value of total assets at end of year	2016-12-31	$20,652,607
Value of total assets at beginning of year	2016-12-31	$7,104,980
Total interest from all sources	2016-12-31	$208,194
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$370,983
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$248,022
Assets. Corporate prefeered stocks other than exployer securities at end of year	2016-12-31	$115,649
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$803,995
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$166,265
Value of other receiveables (less allowance for doubtful accounts) at end of year	2016-12-31	$39,286
Total non interest bearing cash at end of year	2016-12-31	$944
Total non interest bearing cash at beginning of year	2016-12-31	$626
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$1,560,557
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$20,652,607
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$7,104,980
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$9,528,508
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$7,092,488
Interest earned on other investments	2016-12-31	$2,558
Income. Interest from US Government securities	2016-12-31	$5,089
Income. Interest from corporate debt instruments	2016-12-31	$199,517
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2016-12-31	$63,947
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2016-12-31	$11,866
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2016-12-31	$11,866
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2016-12-31	$1,030
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$952,850
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$860,559
Employer contributions (assets) at end of year	2016-12-31	$144,994
Income. Dividends from preferred stock	2016-12-31	$7,702
Income. Dividends from common stock	2016-12-31	$115,259
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$1,792,443
Asset. Corporate debt instrument debt (other) at end of year	2016-12-31	$4,145,648
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2016-12-31	No
Assets. Corporate common stocks other than exployer securities at end of year	2016-12-31	$6,613,631
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Aggregate proceeds on sale of assets	2016-12-31	$4,155,209
Aggregate carrying amount (costs) on sale of assets	2016-12-31	$4,165,055
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	S.R. SNODGRASS, P.C.
Accountancy firm EIN	2016-12-31	251616561
2015 : THE EPHRATA NATIONAL BANK SAVINGS PLAN 2015 401k financial data
Total income from all sources (including contributions)	2015-12-31	$902,189
Total loss/gain on sale of assets	2015-12-31	$271,021
Total of all expenses incurred	2015-12-31	$315,798
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$315,798
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$955,954
Value of total assets at end of year	2015-12-31	$7,104,980
Value of total assets at beginning of year	2015-12-31	$6,518,589
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$238,556
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$238,556
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$659,421
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$71,462
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2015-12-31	$468
Total non interest bearing cash at end of year	2015-12-31	$626
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$586,391
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$7,104,980
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$6,518,589
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$7,092,488
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$6,518,121
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2015-12-31	$11,866
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-563,342
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$225,071
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$315,798
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Aggregate proceeds on sale of assets	2015-12-31	$6,846,932
Aggregate carrying amount (costs) on sale of assets	2015-12-31	$6,575,911
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	S.R. SNODGRASS, A.C.
Accountancy firm EIN	2015-12-31	251616561
2014 : THE EPHRATA NATIONAL BANK SAVINGS PLAN 2014 401k financial data
Total income from all sources (including contributions)	2014-12-31	$1,536,456
Total loss/gain on sale of assets	2014-12-31	$30,211
Total of all expenses incurred	2014-12-31	$332,974
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$332,974
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$1,222,738
Value of total assets at end of year	2014-12-31	$6,518,589
Value of total assets at beginning of year	2014-12-31	$5,315,107
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$307,731
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$307,731
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$635,101
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$379,586
Value of other receiveables (less allowance for doubtful accounts) at end of year	2014-12-31	$468
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2014-12-31	$4,343
Total non interest bearing cash at beginning of year	2014-12-31	$16,618
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$1,203,482
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$6,518,589
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$5,315,107
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$6,518,121
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$5,294,146
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2014-12-31	$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2014-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$-24,224
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$208,051
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$332,974
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	Yes
Aggregate proceeds on sale of assets	2014-12-31	$1,578,313
Aggregate carrying amount (costs) on sale of assets	2014-12-31	$1,548,102
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	S.R. SNODGRASS, A.C.
Accountancy firm EIN	2014-12-31	251616561
2013 : THE EPHRATA NATIONAL BANK SAVINGS PLAN 2013 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2013-12-31	$356,147
Total unrealized appreciation/depreciation of assets	2013-12-31	$356,147
Total income from all sources (including contributions)	2013-12-31	$1,386,143
Total loss/gain on sale of assets	2013-12-31	$74,808
Total of all expenses incurred	2013-12-31	$162,191
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$162,191
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$767,033
Value of total assets at end of year	2013-12-31	$5,315,107
Value of total assets at beginning of year	2013-12-31	$4,091,155
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$188,155
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$188,155
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	Yes
Amount of non-exempt transactions with any party-in-interest	2013-12-31	$3,394
Contributions received from participants	2013-12-31	$576,476
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$4,151
Value of other receiveables (less allowance for doubtful accounts) at end of year	2013-12-31	$4,343
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2013-12-31	$8,090
Total non interest bearing cash at end of year	2013-12-31	$16,618
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$1,223,952
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$5,315,107
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$4,091,155
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$5,294,146
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$4,056,978
Value of interest in common/collective trusts at beginning of year	2013-12-31	$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2013-12-31	$0
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2013-12-31	$26,087
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2013-12-31	$26,087
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$186,406
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$162,191
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2013-12-31	No
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Aggregate proceeds on sale of assets	2013-12-31	$74,808
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	S. R. SNODGRASS, A.C.
Accountancy firm EIN	2013-12-31	251616561
2012 : THE EPHRATA NATIONAL BANK SAVINGS PLAN 2012 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2012-12-31	$-6,569
Total unrealized appreciation/depreciation of assets	2012-12-31	$-6,569
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$193
Total income from all sources (including contributions)	2012-12-31	$1,102,222
Total loss/gain on sale of assets	2012-12-31	$25,807
Total of all expenses incurred	2012-12-31	$228,901
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$228,901
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$785,063
Value of total assets at end of year	2012-12-31	$4,091,155
Value of total assets at beginning of year	2012-12-31	$3,218,027
Total interest from all sources	2012-12-31	$3
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$80,712
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$80,712
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$4,000,000
If this is an individual account plan, was there a blackout period	2012-12-31	Yes
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$539,161
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$53,630
Value of other receiveables (less allowance for doubtful accounts) at end of year	2012-12-31	$8,090
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2012-12-31	$3,109
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2012-12-31	$83
Liabilities. Value of operating payables at beginning of year	2012-12-31	$110
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$873,321
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$4,091,155
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$3,217,834
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$4,056,978
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$2,339,797
Value of interest in common/collective trusts at end of year	2012-12-31	$0
Value of interest in common/collective trusts at beginning of year	2012-12-31	$875,009
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2012-12-31	$26,087
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2012-12-31	$112
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2012-12-31	$112
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2012-12-31	$3
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$217,206
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$192,272
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$228,901
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2012-12-31	Yes
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Aggregate proceeds on sale of assets	2012-12-31	$1,420,359
Aggregate carrying amount (costs) on sale of assets	2012-12-31	$1,394,552
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	S. R. SNODGRASS, A.C.
Accountancy firm EIN	2012-12-31	251616561
2011 : THE EPHRATA NATIONAL BANK SAVINGS PLAN 2011 401k financial data
Total unrealized appreciation/depreciation of assets	2011-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$193
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total income from all sources (including contributions)	2011-12-31	$641,283
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$92,809
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$90,271
Value of total corrective distributions	2011-12-31	$2,328
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$659,825
Value of total assets at end of year	2011-12-31	$3,218,027
Value of total assets at beginning of year	2011-12-31	$2,669,360
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$210
Total interest from all sources	2011-12-31	$1
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$62,539
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$62,539
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$4,000,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$491,830
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$4,647
Value of other receiveables (less allowance for doubtful accounts) at end of year	2011-12-31	$3,109
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2011-12-31	$83
Other income not declared elsewhere	2011-12-31	$-1,769
Administrative expenses (other) incurred	2011-12-31	$210
Liabilities. Value of operating payables at end of year	2011-12-31	$110
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$548,474
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$3,217,834
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$2,669,360
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$2,339,797
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$2,667,591
Value of interest in common/collective trusts at end of year	2011-12-31	$875,009
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2011-12-31	$112
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2011-12-31	$1,769
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2011-12-31	$1,769
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2011-12-31	$1
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-96,930
Net investment gain or loss from common/collective trusts	2011-12-31	$17,617
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$163,348
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$90,271
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	S.R. SNODGRASS, A.C.
Accountancy firm EIN	2011-12-31	251616561
2010 : THE EPHRATA NATIONAL BANK SAVINGS PLAN 2010 401k financial data
Total unrealized appreciation/depreciation of assets	2010-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total income from all sources (including contributions)	2010-12-31	$939,174
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$180,848
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$176,424
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$629,152
Value of total assets at end of year	2010-12-31	$2,669,360
Value of total assets at beginning of year	2010-12-31	$1,911,034
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$4,424
Total interest from all sources	2010-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$35,586
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2010-12-31	$35,586
Administrative expenses professional fees incurred	2010-12-31	$80
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$4,000,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$474,327
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$758,326
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$2,669,360
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$1,911,034
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$2,667,591
Value of interest in pooled separate accounts at end of year	2010-12-31	$0
Value of interest in pooled separate accounts at beginning of year	2010-12-31	$1,910,403
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2010-12-31	$1,769
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2010-12-31	$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2010-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2010-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2010-12-31	$631
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$274,436
Net investment gain/loss from pooled separate accounts	2010-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$154,825
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$176,424
Contract administrator fees	2010-12-31	$4,344
Assets. Corporate common stocks other than exployer securities at end of year	2010-12-31	$0
Assets. Corporate common stocks other than exployer securities at beginning of year	2010-12-31	$0
Did the plan have assets held for investment	2010-12-31	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	S.R. SNODGRASS, A.C.
Accountancy firm EIN	2010-12-31	251616561
2009 : THE EPHRATA NATIONAL BANK SAVINGS PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0

Form 5500 Responses for THE EPHRATA NATIONAL BANK SAVINGS PLAN

2022: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Submission has been amended	No
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2010: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2010 form 5500 responses
2010-01-01	Type of plan entity	Single employer plan
2010-01-01	Submission has been amended	No
2010-01-01	This submission is the final filing	No
2010-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2010-01-01	Plan is a collectively bargained plan	No
2010-01-01	Plan funding arrangement – Insurance	Yes
2010-01-01	Plan funding arrangement – Trust	Yes
2010-01-01	Plan benefit arrangement – Insurance	Yes
2010-01-01	Plan benefit arrangement - Trust	Yes
2009: THE EPHRATA NATIONAL BANK SAVINGS PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Insurance	Yes
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement – Insurance	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )

Policy contract number

73428

Policy instance

Insurance contract or identification number	73428
Number of Individuals Covered	0
Insurance policy start date	2010-01-01
Insurance policy end date	2010-12-31
Total amount of commissions paid to insurance broker	USD $3,180
Total amount of fees paid to insurance company	USD $378
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

Was this data useful?

If you found the data here useful, PLEASE HELP US. We are a start-up and believe in making information freely available. By linking to us, posting on twitter, facebook and linkedin about us and generally spreading the word, you'll help us to grow. Our vision is to provide high quality data about the activities of all the companies in the world and where possible make it free to use and view. Finding and integrating data from thousands of data sources is time consuming and needs lots of effort. By simply spreading the word about us, you will help us. Please use the share buttons. It will only take a few seconds of your time. Thanks for helping

Information Disclaimer

The information provided on this website is not advice, endorsement or recommendation
The information published is supplied by third parties so we make no warranty on the accuracy, completeness etc. This information is provided "as-is". The information is subject to change as we obtain updates and corrections from the primary information sources.
You are free to use the information for your own personal research on the understanding to do so is at your own risk.

See full terms and conditions

Company Name:	THE EPHRATA NATIONAL BANK
Employer identification number (EIN):	230559393
NAIC Classification:	522110
NAIC Description:	Commercial Banking