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EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN 401k Plan overview

Plan NameEMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN
Plan identification number 001

EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

EMPOWER SOFTWARE SOLUTIONS, INC. has sponsored the creation of one or more 401k plans.

Company Name:EMPOWER SOFTWARE SOLUTIONS, INC.
Employer identification number (EIN):261157010
NAIC Classification:551112
NAIC Description:Offices of Other Holding Companies

Additional information about EMPOWER SOFTWARE SOLUTIONS, INC.

Jurisdiction of Incorporation: Florida Department of State Division of Corporations
Incorporation Date: 2000-10-04
Company Identification Number: P00000093672
Legal Registered Office Address: 13801 N 37TH STREET SUITE 1411

TAMPA

33613

More information about EMPOWER SOFTWARE SOLUTIONS, INC.

Form 5500 Filing Information

Submission information for form 5500 for 401k plan EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012016-01-01CHAD HENSLEY
0012015-01-01
0012014-01-01CHAD HENSLEY
0012013-01-01CHAD HENSLEY
0012012-01-01CHAD HENSLEY
0012011-01-01CHAD HENSLEY

Plan Statistics for EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN

401k plan membership statisitcs for EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN

Measure Date Value
2016: EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN 2016 401k membership
Total participants, beginning-of-year2016-01-01303
Total number of active participants reported on line 7a of the Form 55002016-01-010
Number of retired or separated participants receiving benefits2016-01-010
Number of other retired or separated participants entitled to future benefits2016-01-010
Total of all active and inactive participants2016-01-010
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2016-01-010
Total participants2016-01-010
Number of participants with account balances2016-01-010
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2016-01-010
2015: EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN 2015 401k membership
Total participants, beginning-of-year2015-01-01320
Total number of active participants reported on line 7a of the Form 55002015-01-01250
Number of retired or separated participants receiving benefits2015-01-010
Number of other retired or separated participants entitled to future benefits2015-01-0152
Total of all active and inactive participants2015-01-01302
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-01-010
Total participants2015-01-01302
Number of participants with account balances2015-01-01226
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2015-01-0116
2014: EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN 2014 401k membership
Total participants, beginning-of-year2014-01-01272
Total number of active participants reported on line 7a of the Form 55002014-01-01264
Number of other retired or separated participants entitled to future benefits2014-01-0153
Total of all active and inactive participants2014-01-01317
Total participants2014-01-01317
Number of participants with account balances2014-01-01221
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-01-019
2013: EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN 2013 401k membership
Total participants, beginning-of-year2013-01-01285
Total number of active participants reported on line 7a of the Form 55002013-01-01208
Number of other retired or separated participants entitled to future benefits2013-01-0153
Total of all active and inactive participants2013-01-01261
Total participants2013-01-01261
Number of participants with account balances2013-01-01190
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2013-01-0117
2012: EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN 2012 401k membership
Total participants, beginning-of-year2012-01-01309
Total number of active participants reported on line 7a of the Form 55002012-01-01232
Number of retired or separated participants receiving benefits2012-01-012
Number of other retired or separated participants entitled to future benefits2012-01-0150
Total of all active and inactive participants2012-01-01284
Total participants2012-01-01284
Number of participants with account balances2012-01-01191
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-0125
2011: EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN 2011 401k membership
Total participants, beginning-of-year2011-01-01259
Total number of active participants reported on line 7a of the Form 55002011-01-01263
Number of retired or separated participants receiving benefits2011-01-010
Number of other retired or separated participants entitled to future benefits2011-01-0142
Total of all active and inactive participants2011-01-01305
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-010
Total participants2011-01-01305
Number of participants with account balances2011-01-01176
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-0120

Financial Data on EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN

Measure Date Value
2016 : EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN 2016 401k financial data
Total income from all sources (including contributions)2016-04-22$-308,151
Total of all expenses incurred2016-04-22$10,683,733
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2016-04-22$10,682,844
Total contributions o plan (from employers,participants, others, non cash contrinutions)2016-04-22$63,514
Value of total assets at end of year2016-04-22$0
Value of total assets at beginning of year2016-04-22$10,991,884
Total of administrative expenses incurred including professional, contract, advisory and management fees2016-04-22$889
Total interest from all sources2016-04-22$1,857
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2016-04-22Yes
Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan2016-04-22$0
Was this plan covered by a fidelity bond2016-04-22Yes
Value of fidelity bond cover2016-04-22$500,000
If this is an individual account plan, was there a blackout period2016-04-22No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2016-04-22$0
Were there any nonexempt tranactions with any party-in-interest2016-04-22No
Contributions received from participants2016-04-22$48,455
Participant contributions at end of year2016-04-22$0
Participant contributions at beginning of year2016-04-22$260,097
Administrative expenses (other) incurred2016-04-22$660
Total non interest bearing cash at end of year2016-04-22$0
Total non interest bearing cash at beginning of year2016-04-22$11,203
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2016-04-22No
Value of net income/loss2016-04-22$-10,991,884
Value of net assets at end of year (total assets less liabilities)2016-04-22$0
Value of net assets at beginning of year (total assets less liabilities)2016-04-22$10,991,884
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2016-04-22No
Were any loans by the plan or fixed income obligations due to the plan in default2016-04-22No
Were any leases to which the plan was party in default or uncollectible2016-04-22No
Investment advisory and management fees2016-04-22$229
Value of interest in registered invesment companies (eg mutual funds) at end of year2016-04-22$0
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2016-04-22$10,664,932
Interest on participant loans2016-04-22$1,848
Interest earned on other investments2016-04-22$9
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2016-04-22$0
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2016-04-22$37,980
Net investment gain/loss from registered investment companies (e.g. mutual funds)2016-04-22$-373,522
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2016-04-22Yes
Was there a failure to transmit to the plan any participant contributions2016-04-22No
Has the plan failed to provide any benefit when due under the plan2016-04-22No
Contributions received in cash from employer2016-04-22$15,059
Employer contributions (assets) at end of year2016-04-22$0
Employer contributions (assets) at beginning of year2016-04-22$17,672
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2016-04-22$10,682,844
Did the plan have assets held for investment2016-04-22No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2016-04-22No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2016-04-22Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2016-04-22Yes
Opinion of an independent qualified public accountant for this plan2016-04-22Disclaimer
Accountancy firm name2016-04-22RSM US LLP
Accountancy firm EIN2016-04-22420714325
2015 : EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN 2015 401k financial data
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$11,169
Total income from all sources (including contributions)2015-12-31$1,758,520
Total of all expenses incurred2015-12-31$1,480,738
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2015-12-31$1,471,295
Value of total corrective distributions2015-12-31$5,422
Total contributions o plan (from employers,participants, others, non cash contrinutions)2015-12-31$1,985,647
Value of total assets at end of year2015-12-31$10,991,884
Value of total assets at beginning of year2015-12-31$10,725,271
Total of administrative expenses incurred including professional, contract, advisory and management fees2015-12-31$4,021
Total interest from all sources2015-12-31$9,669
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2015-12-31No
Was this plan covered by a fidelity bond2015-12-31Yes
Value of fidelity bond cover2015-12-31$500,000
If this is an individual account plan, was there a blackout period2015-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2015-12-31$0
Were there any nonexempt tranactions with any party-in-interest2015-12-31No
Contributions received from participants2015-12-31$1,324,641
Participant contributions at end of year2015-12-31$260,097
Participant contributions at beginning of year2015-12-31$163,681
Income. Received or receivable in cash from other sources (including rollovers)2015-12-31$247,479
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2015-12-31$11,169
Administrative expenses (other) incurred2015-12-31$707
Total non interest bearing cash at end of year2015-12-31$11,203
Total non interest bearing cash at beginning of year2015-12-31$23,306
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Value of net income/loss2015-12-31$277,782
Value of net assets at end of year (total assets less liabilities)2015-12-31$10,991,884
Value of net assets at beginning of year (total assets less liabilities)2015-12-31$10,714,102
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2015-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2015-12-31No
Were any leases to which the plan was party in default or uncollectible2015-12-31No
Investment advisory and management fees2015-12-31$3,314
Value of interest in registered invesment companies (eg mutual funds) at end of year2015-12-31$10,664,932
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2015-12-31$10,512,312
Interest on participant loans2015-12-31$9,669
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2015-12-31$37,980
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2015-12-31$25,972
Net investment gain/loss from pooled separate accounts2015-12-31$-236,796
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2015-12-31No
Was there a failure to transmit to the plan any participant contributions2015-12-31No
Has the plan failed to provide any benefit when due under the plan2015-12-31No
Contributions received in cash from employer2015-12-31$413,527
Employer contributions (assets) at end of year2015-12-31$17,672
Employer contributions (assets) at beginning of year2015-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2015-12-31$1,471,295
Did the plan have assets held for investment2015-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2015-12-31No
2014 : EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN 2014 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$11,169
Total income from all sources (including contributions)2014-12-31$2,393,756
Total of all expenses incurred2014-12-31$473,507
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2014-12-31$441,779
Expenses. Certain deemed distributions of participant loans2014-12-31$11,048
Value of total corrective distributions2014-12-31$16,545
Total contributions o plan (from employers,participants, others, non cash contrinutions)2014-12-31$1,928,308
Value of total assets at end of year2014-12-31$10,725,271
Value of total assets at beginning of year2014-12-31$8,793,853
Total of administrative expenses incurred including professional, contract, advisory and management fees2014-12-31$4,135
Total interest from all sources2014-12-31$7,496
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2014-12-31No
Was this plan covered by a fidelity bond2014-12-31Yes
Value of fidelity bond cover2014-12-31$500,000
If this is an individual account plan, was there a blackout period2014-12-31No
Were there any nonexempt tranactions with any party-in-interest2014-12-31No
Contributions received from participants2014-12-31$1,156,162
Participant contributions at end of year2014-12-31$163,681
Participant contributions at beginning of year2014-12-31$131,532
Income. Received or receivable in cash from other sources (including rollovers)2014-12-31$401,466
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2014-12-31$11,169
Total non interest bearing cash at end of year2014-12-31$23,306
Total non interest bearing cash at beginning of year2014-12-31$16,536
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Value of net income/loss2014-12-31$1,920,249
Value of net assets at end of year (total assets less liabilities)2014-12-31$10,714,102
Value of net assets at beginning of year (total assets less liabilities)2014-12-31$8,793,853
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2014-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2014-12-31No
Were any leases to which the plan was party in default or uncollectible2014-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2014-12-31$10,512,312
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2014-12-31$8,633,843
Interest on participant loans2014-12-31$7,496
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2014-12-31$25,972
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2014-12-31$11,939
Net investment gain/loss from pooled separate accounts2014-12-31$457,952
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2014-12-31No
Was there a failure to transmit to the plan any participant contributions2014-12-31No
Has the plan failed to provide any benefit when due under the plan2014-12-31No
Contributions received in cash from employer2014-12-31$370,680
Employer contributions (assets) at end of year2014-12-31$0
Employer contributions (assets) at beginning of year2014-12-31$3
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2014-12-31$441,779
Contract administrator fees2014-12-31$4,135
Did the plan have assets held for investment2014-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2014-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2014-12-31Yes
Opinion of an independent qualified public accountant for this plan2014-12-31Disclaimer
Accountancy firm name2014-12-31MCGLADREY, LLP
Accountancy firm EIN2014-12-31420714325
2013 : EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN 2013 401k financial data
Total income from all sources (including contributions)2013-12-31$2,951,372
Total of all expenses incurred2013-12-31$1,201,819
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2013-12-31$1,196,782
Total contributions o plan (from employers,participants, others, non cash contrinutions)2013-12-31$1,635,590
Value of total assets at end of year2013-12-31$8,793,853
Value of total assets at beginning of year2013-12-31$7,044,300
Total of administrative expenses incurred including professional, contract, advisory and management fees2013-12-31$5,037
Total interest from all sources2013-12-31$5,693
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2013-12-31No
Was this plan covered by a fidelity bond2013-12-31Yes
Value of fidelity bond cover2013-12-31$500,000
If this is an individual account plan, was there a blackout period2013-12-31No
Were there any nonexempt tranactions with any party-in-interest2013-12-31No
Contributions received from participants2013-12-31$1,047,444
Participant contributions at end of year2013-12-31$131,532
Participant contributions at beginning of year2013-12-31$126,698
Income. Received or receivable in cash from other sources (including rollovers)2013-12-31$275,587
Total non interest bearing cash at end of year2013-12-31$16,536
Total non interest bearing cash at beginning of year2013-12-31$14,333
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Value of net income/loss2013-12-31$1,749,553
Value of net assets at end of year (total assets less liabilities)2013-12-31$8,793,853
Value of net assets at beginning of year (total assets less liabilities)2013-12-31$7,044,300
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2013-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2013-12-31No
Were any leases to which the plan was party in default or uncollectible2013-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2013-12-31$8,633,843
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2013-12-31$6,894,432
Interest on participant loans2013-12-31$5,693
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2013-12-31$11,939
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2013-12-31$8,837
Net investment gain/loss from pooled separate accounts2013-12-31$1,310,089
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2013-12-31No
Was there a failure to transmit to the plan any participant contributions2013-12-31No
Has the plan failed to provide any benefit when due under the plan2013-12-31No
Contributions received in cash from employer2013-12-31$312,559
Employer contributions (assets) at end of year2013-12-31$3
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2013-12-31$1,196,782
Contract administrator fees2013-12-31$5,037
Did the plan have assets held for investment2013-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2013-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2013-12-31Yes
Opinion of an independent qualified public accountant for this plan2013-12-31Disclaimer
Accountancy firm name2013-12-31MCGLADREY, LLP
Accountancy firm EIN2013-12-31420714325
2012 : EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN 2012 401k financial data
Total income from all sources (including contributions)2012-12-31$2,368,265
Total of all expenses incurred2012-12-31$1,028,701
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2012-12-31$1,024,662
Total contributions o plan (from employers,participants, others, non cash contrinutions)2012-12-31$1,581,518
Value of total assets at end of year2012-12-31$7,044,300
Value of total assets at beginning of year2012-12-31$5,704,736
Total of administrative expenses incurred including professional, contract, advisory and management fees2012-12-31$4,039
Total interest from all sources2012-12-31$3,972
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2012-12-31No
Was this plan covered by a fidelity bond2012-12-31Yes
Value of fidelity bond cover2012-12-31$500,000
If this is an individual account plan, was there a blackout period2012-12-31No
Were there any nonexempt tranactions with any party-in-interest2012-12-31No
Contributions received from participants2012-12-31$1,111,912
Participant contributions at end of year2012-12-31$126,698
Participant contributions at beginning of year2012-12-31$129,916
Participant contributions at beginning of year2012-12-31$0
Income. Received or receivable in cash from other sources (including rollovers)2012-12-31$145,043
Total non interest bearing cash at end of year2012-12-31$14,333
Total non interest bearing cash at beginning of year2012-12-31$12,840
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Value of net income/loss2012-12-31$1,339,564
Value of net assets at end of year (total assets less liabilities)2012-12-31$7,044,300
Value of net assets at beginning of year (total assets less liabilities)2012-12-31$5,704,736
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2012-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2012-12-31No
Were any leases to which the plan was party in default or uncollectible2012-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2012-12-31$6,894,432
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2012-12-31$5,556,302
Interest on participant loans2012-12-31$3,967
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2012-12-31$5
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2012-12-31$8,837
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2012-12-31$5,678
Net investment gain/loss from pooled separate accounts2012-12-31$782,775
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2012-12-31No
Was there a failure to transmit to the plan any participant contributions2012-12-31No
Has the plan failed to provide any benefit when due under the plan2012-12-31No
Contributions received in cash from employer2012-12-31$324,563
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2012-12-31$1,024,662
Contract administrator fees2012-12-31$4,039
Did the plan have assets held for investment2012-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2012-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2012-12-31Yes
Opinion of an independent qualified public accountant for this plan2012-12-31Disclaimer
Accountancy firm name2012-12-31MCGLADREY, LLP
Accountancy firm EIN2012-12-31420714325
2011 : EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN 2011 401k financial data
Total income from all sources (including contributions)2011-12-31$1,392,207
Total of all expenses incurred2011-12-31$633,661
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2011-12-31$631,020
Total contributions o plan (from employers,participants, others, non cash contrinutions)2011-12-31$1,583,551
Value of total assets at end of year2011-12-31$5,704,736
Value of total assets at beginning of year2011-12-31$4,946,190
Total of administrative expenses incurred including professional, contract, advisory and management fees2011-12-31$2,641
Total interest from all sources2011-12-31$5,020
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2011-12-31No
Was this plan covered by a fidelity bond2011-12-31Yes
Value of fidelity bond cover2011-12-31$500,000
If this is an individual account plan, was there a blackout period2011-12-31No
Were there any nonexempt tranactions with any party-in-interest2011-12-31No
Contributions received from participants2011-12-31$978,001
Participant contributions at end of year2011-12-31$129,916
Participant contributions at beginning of year2011-12-31$111,666
Participant contributions at end of year2011-12-31$0
Participant contributions at beginning of year2011-12-31$28,080
Income. Received or receivable in cash from other sources (including rollovers)2011-12-31$304,984
Total non interest bearing cash at end of year2011-12-31$12,840
Total non interest bearing cash at beginning of year2011-12-31$6,855
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Value of net income/loss2011-12-31$758,546
Value of net assets at end of year (total assets less liabilities)2011-12-31$5,704,736
Value of net assets at beginning of year (total assets less liabilities)2011-12-31$4,946,190
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2011-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2011-12-31No
Were any leases to which the plan was party in default or uncollectible2011-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2011-12-31$5,556,302
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2011-12-31$4,763,329
Interest on participant loans2011-12-31$4,872
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2011-12-31$148
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2011-12-31$5,678
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2011-12-31$36,260
Net investment gain/loss from pooled separate accounts2011-12-31$-196,364
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2011-12-31No
Was there a failure to transmit to the plan any participant contributions2011-12-31No
Has the plan failed to provide any benefit when due under the plan2011-12-31No
Contributions received in cash from employer2011-12-31$300,566
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2011-12-31$631,020
Contract administrator fees2011-12-31$2,641
Did the plan have assets held for investment2011-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2011-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2011-12-31Yes
Opinion of an independent qualified public accountant for this plan2011-12-31Disclaimer
Accountancy firm name2011-12-31MCGLADREY, LLP
Accountancy firm EIN2011-12-31420714325
2010 : EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN 2010 401k financial data
Total income from all sources (including contributions)2010-12-31$1,453,357
Total of all expenses incurred2010-12-31$207,253
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2010-12-31$197,134
Value of total corrective distributions2010-12-31$8,219
Total contributions o plan (from employers,participants, others, non cash contrinutions)2010-12-31$899,076
Value of total assets at end of year2010-12-31$4,946,190
Value of total assets at beginning of year2010-12-31$3,700,086
Total of administrative expenses incurred including professional, contract, advisory and management fees2010-12-31$1,900
Total interest from all sources2010-12-31$2,942
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2010-12-31No
Was this plan covered by a fidelity bond2010-12-31Yes
Value of fidelity bond cover2010-12-31$500,000
If this is an individual account plan, was there a blackout period2010-12-31No
Were there any nonexempt tranactions with any party-in-interest2010-12-31No
Contributions received from participants2010-12-31$674,460
Participant contributions at end of year2010-12-31$111,666
Participant contributions at beginning of year2010-12-31$64,863
Participant contributions at end of year2010-12-31$28,080
Participant contributions at beginning of year2010-12-31$0
Income. Received or receivable in cash from other sources (including rollovers)2010-12-31$224,616
Total non interest bearing cash at end of year2010-12-31$6,855
Total non interest bearing cash at beginning of year2010-12-31$963
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Value of net income/loss2010-12-31$1,246,104
Value of net assets at end of year (total assets less liabilities)2010-12-31$4,946,190
Value of net assets at beginning of year (total assets less liabilities)2010-12-31$3,700,086
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2010-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2010-12-31No
Were any leases to which the plan was party in default or uncollectible2010-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2010-12-31$4,763,329
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2010-12-31$3,616,237
Interest on participant loans2010-12-31$2,714
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2010-12-31$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2010-12-31$0
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2010-12-31$228
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2010-12-31$36,260
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2010-12-31$18,023
Net investment gain/loss from pooled separate accounts2010-12-31$551,339
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2010-12-31No
Was there a failure to transmit to the plan any participant contributions2010-12-31No
Has the plan failed to provide any benefit when due under the plan2010-12-31No
Employer contributions (assets) at beginning of year2010-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2010-12-31$197,134
Contract administrator fees2010-12-31$1,900
Did the plan have assets held for investment2010-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2010-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2010-12-31Yes
Opinion of an independent qualified public accountant for this plan2010-12-31Disclaimer
Accountancy firm name2010-12-31MCGLADREY & PULLEN, LLP
Accountancy firm EIN2010-12-31420714325

Form 5500 Responses for EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN

2016: EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN 2016 form 5500 responses
2016-01-01Type of plan entitySingle employer plan
2016-01-01This submission is the final filingYes
2016-01-01This return/report is a short plan year return/report (less than 12 months)Yes
2016-01-01Plan funding arrangement – InsuranceYes
2016-01-01Plan funding arrangement – TrustYes
2016-01-01Plan benefit arrangement – InsuranceYes
2016-01-01Plan benefit arrangement - TrustYes
2015: EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN 2015 form 5500 responses
2015-01-01Type of plan entitySingle employer plan
2015-01-01Plan funding arrangement – InsuranceYes
2015-01-01Plan funding arrangement – TrustYes
2015-01-01Plan benefit arrangement – InsuranceYes
2015-01-01Plan benefit arrangement - TrustYes
2014: EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN 2014 form 5500 responses
2014-01-01Type of plan entitySingle employer plan
2014-01-01Plan funding arrangement – InsuranceYes
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement – InsuranceYes
2014-01-01Plan benefit arrangement - TrustYes
2013: EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN 2013 form 5500 responses
2013-01-01Type of plan entitySingle employer plan
2013-01-01Plan funding arrangement – InsuranceYes
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement – InsuranceYes
2013-01-01Plan benefit arrangement - TrustYes
2012: EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Plan funding arrangement – InsuranceYes
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement – InsuranceYes
2012-01-01Plan benefit arrangement - TrustYes
2011: EMPOWER SOFTWARE SOLUTIONS, INC. 401(K) RETIREMENT PLAN 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Plan funding arrangement – InsuranceYes
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement – InsuranceYes
2011-01-01Plan benefit arrangement - TrustYes

Insurance Providers Used on plan

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )
Policy contract number90718
Policy instance 1
Insurance contract or identification number90718
Number of Individuals Covered0
Insurance policy start date2016-01-01
Insurance policy end date2016-04-22
Total amount of commissions paid to insurance brokerUSD $8,942
Total amount of fees paid to insurance companyUSD $7,094
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Amount paid for insurance broker fees4471
Additional information about fees paid to insurance brokerBROKER COMMISSION
Insurance broker organization code?3
Commission paid to Insurance BrokerUSD $4,471
Insurance broker nameMATTHEWS BENEFIT GROUP, INC.
JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )
Policy contract number90718
Policy instance 1
Insurance contract or identification number90718
Number of Individuals Covered226
Insurance policy start date2015-01-01
Insurance policy end date2015-12-31
Total amount of commissions paid to insurance brokerUSD $43,551
Total amount of fees paid to insurance companyUSD $11,350
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $43,551
Insurance broker organization code?3
Amount paid for insurance broker fees11348
Insurance broker nameT. ROWE PRICE ASSOCIATES, INC.
JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )
Policy contract number90718
Policy instance 1
Insurance contract or identification number90718
Number of Individuals Covered237
Insurance policy start date2014-01-01
Insurance policy end date2014-12-31
Total amount of commissions paid to insurance brokerUSD $37,997
Total amount of fees paid to insurance companyUSD $4,892
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $37,997
Insurance broker organization code?3
Amount paid for insurance broker fees4892
Insurance broker nameMATTHEWS BENEFIT GROUP, INC.
JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )
Policy contract number90718
Policy instance 1
Insurance contract or identification number90718
Number of Individuals Covered200
Insurance policy start date2013-01-01
Insurance policy end date2013-12-31
Total amount of commissions paid to insurance brokerUSD $29,666
Total amount of fees paid to insurance companyUSD $3,779
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $10,511
Additional information about fees paid to insurance brokerBROKER COMMISSION
Insurance broker organization code?4
Amount paid for insurance broker fees3779
Insurance broker namePLANNING CORP OF AMERICA, INCORPORA
JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )
Policy contract number90718
Policy instance 1
Insurance contract or identification number90718
Number of Individuals Covered199
Insurance policy start date2012-01-01
Insurance policy end date2012-12-31
Total amount of commissions paid to insurance brokerUSD $25,242
Total amount of fees paid to insurance companyUSD $6,610
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $13,883
Additional information about fees paid to insurance brokerBROKER COMMISSION
Insurance broker organization code?4
Amount paid for insurance broker fees6610
Insurance broker nameMATTHEWS BENEFIT GROUP, INC.
JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )
Policy contract number90718
Policy instance 1
Insurance contract or identification number90718
Number of Individuals Covered185
Insurance policy start date2011-01-01
Insurance policy end date2011-12-31
Total amount of commissions paid to insurance brokerUSD $20,922
Total amount of fees paid to insurance companyUSD $4,756
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) (National Association of Insurance Commissioners NAIC id number: 65838 )
Policy contract number90718
Policy instance 1
Insurance contract or identification number90718
Number of Individuals Covered151
Insurance policy start date2010-01-01
Insurance policy end date2010-12-31
Total amount of commissions paid to insurance brokerUSD $16,360
Total amount of fees paid to insurance companyUSD $4,275
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $8,998
Additional information about fees paid to insurance brokerBROKER COMMISSION
Insurance broker organization code?4
Amount paid for insurance broker fees4275
Insurance broker nameMATTHEWS BENEFIT GROUP, INC.

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