401k Plan data: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST plan

UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 401k Plan overview

Plan Name	UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST
Plan identification number	002

UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

UNIVERSAL 1 CREDIT UNION INC has sponsored the creation of one or more 401k plans.

Company Name: UNIVERSAL 1 CREDIT UNION INC

Employer identification number (EIN): 310387145

NAIC Classification: 522130
NAIC Description: Credit Unions

Additional information about UNIVERSAL 1 CREDIT UNION INC

Jurisdiction of Incorporation: Ohio Secretary of State Business Services Division

Incorporation Date: 1937-04-28

Company Identification Number: 170422

Legal Registered Office Address: ONE RIVER PARK DRIVE, BOX 467
-
DAYTON
United States of America (USA)
45409

More information about UNIVERSAL 1 CREDIT UNION INC

Form 5500 Filing Information

Submission information for form 5500 for 401k plan UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
002 2024-01-01 KAREN SHROYER
002 2023-01-01
002 2023-01-01 DIANA HART
002 2022-01-01
002 2022-01-01 KAREN N. SHROYER
002 2021-01-01
002 2021-01-01 KAREN N. SHROYER
002 2020-01-01
002 2019-01-01
002 2018-01-01
002 2017-01-01 KAREN N SHROYER
002 2016-01-01 JESSICA JONES
002 2015-01-01 JESSICA JONES
002 2014-01-01 JESSICA JONES
002 2013-01-01 ALICE M HENSLEY
002 2012-01-01 LISA CARBAUGH
002 2011-01-01 LISA G. FRANCIS
002 2010-01-01 LISA FRANCIS
002 2009-01-01 LISA G. FRANCIS

Plan Statistics for UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST

401k plan membership statisitcs for UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST

Measure Date Value
2023: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2023 401k membership
Total participants, beginning-of-year 2023-01-01 109
Total number of active participants reported on line 7a of the Form 5500 2023-01-01 48
Number of retired or separated participants receiving benefits 2023-01-01 0
Number of other retired or separated participants entitled to future benefits 2023-01-01 55
Total of all active and inactive participants 2023-01-01 103
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2023-01-01 1
Total participants 2023-01-01 104
Number of participants with account balances 2023-01-01 104
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2023-01-01 0
2022: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2022 401k membership
Total participants, beginning-of-year 2022-01-01 105
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 57
Number of retired or separated participants receiving benefits 2022-01-01 0
Number of other retired or separated participants entitled to future benefits 2022-01-01 47
Total of all active and inactive participants 2022-01-01 104
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 1
Total participants 2022-01-01 105
Number of participants with account balances 2022-01-01 100
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 0
2021: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2021 401k membership
Total participants, beginning-of-year 2021-01-01 125
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 60
Number of retired or separated participants receiving benefits 2021-01-01 0
Number of other retired or separated participants entitled to future benefits 2021-01-01 46
Total of all active and inactive participants 2021-01-01 106
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 1
Total participants 2021-01-01 107
Number of participants with account balances 2021-01-01 106
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 0
2020: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2020 401k membership
Total participants, beginning-of-year 2020-01-01 123
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 61
Number of retired or separated participants receiving benefits 2020-01-01 3
Number of other retired or separated participants entitled to future benefits 2020-01-01 51
Total of all active and inactive participants 2020-01-01 115
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 115
Number of participants with account balances 2020-01-01 113
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 2
2019: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2019 401k membership
Total participants, beginning-of-year 2019-01-01 125
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 81
Number of retired or separated participants receiving benefits 2019-01-01 2
Number of other retired or separated participants entitled to future benefits 2019-01-01 37
Total of all active and inactive participants 2019-01-01 120
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 120
Number of participants with account balances 2019-01-01 119
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 0
2018: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2018 401k membership
Total participants, beginning-of-year 2018-01-01 122
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 90
Number of retired or separated participants receiving benefits 2018-01-01 0
Number of other retired or separated participants entitled to future benefits 2018-01-01 31
Total of all active and inactive participants 2018-01-01 121
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 0
Total participants 2018-01-01 121
Number of participants with account balances 2018-01-01 120
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 2
2017: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2017 401k membership
Total participants, beginning-of-year 2017-01-01 126
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 81
Number of retired or separated participants receiving benefits 2017-01-01 2
Number of other retired or separated participants entitled to future benefits 2017-01-01 34
Total of all active and inactive participants 2017-01-01 117
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 117
Number of participants with account balances 2017-01-01 116
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 4
2016: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2016 401k membership
Total participants, beginning-of-year 2016-01-01 115
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 87
Number of retired or separated participants receiving benefits 2016-01-01 1
Number of other retired or separated participants entitled to future benefits 2016-01-01 27
Total of all active and inactive participants 2016-01-01 115
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 115
Number of participants with account balances 2016-01-01 115
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 0
2015: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2015 401k membership
Total participants, beginning-of-year 2015-01-01 118
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 75
Number of retired or separated participants receiving benefits 2015-01-01 2
Number of other retired or separated participants entitled to future benefits 2015-01-01 34
Total of all active and inactive participants 2015-01-01 111
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 111
Number of participants with account balances 2015-01-01 111
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 3
2014: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2014 401k membership
Total participants, beginning-of-year 2014-01-01 124
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 78
Number of retired or separated participants receiving benefits 2014-01-01 1
Number of other retired or separated participants entitled to future benefits 2014-01-01 30
Total of all active and inactive participants 2014-01-01 109
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 109
Number of participants with account balances 2014-01-01 105
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 0
2013: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2013 401k membership
Total participants, beginning-of-year 2013-01-01 112
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 70
Number of retired or separated participants receiving benefits 2013-01-01 1
Number of other retired or separated participants entitled to future benefits 2013-01-01 40
Total of all active and inactive participants 2013-01-01 111
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 111
Number of participants with account balances 2013-01-01 111
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 0
2012: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2012 401k membership
Total participants, beginning-of-year 2012-01-01 120
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 72
Number of retired or separated participants receiving benefits 2012-01-01 1
Number of other retired or separated participants entitled to future benefits 2012-01-01 33
Total of all active and inactive participants 2012-01-01 106
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 106
Number of participants with account balances 2012-01-01 106
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 0
2011: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2011 401k membership
Total participants, beginning-of-year 2011-01-01 120
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 80
Number of retired or separated participants receiving benefits 2011-01-01 1
Number of other retired or separated participants entitled to future benefits 2011-01-01 36
Total of all active and inactive participants 2011-01-01 117
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 117
Number of participants with account balances 2011-01-01 115
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 0
2010: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2010 401k membership
Total participants, beginning-of-year 2010-01-01 120
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 73
Number of retired or separated participants receiving benefits 2010-01-01 0
Number of other retired or separated participants entitled to future benefits 2010-01-01 35
Total of all active and inactive participants 2010-01-01 108
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2010-01-01 0
Total participants 2010-01-01 108
Number of participants with account balances 2010-01-01 108
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2010-01-01 0
2009: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2009 401k membership
Total participants, beginning-of-year 2009-01-01 126
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 87
Number of retired or separated participants receiving benefits 2009-01-01 1
Number of other retired or separated participants entitled to future benefits 2009-01-01 27
Total of all active and inactive participants 2009-01-01 115
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 115
Number of participants with account balances 2009-01-01 109
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 1

Measure	Date	Value
2023: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2023 401k membership
Total participants, beginning-of-year	2023-01-01	109
Total number of active participants reported on line 7a of the Form 5500	2023-01-01	48
Number of retired or separated participants receiving benefits	2023-01-01	0
Number of other retired or separated participants entitled to future benefits	2023-01-01	55
Total of all active and inactive participants	2023-01-01	103
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2023-01-01	1
Total participants	2023-01-01	104
Number of participants with account balances	2023-01-01	104
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2023-01-01	0
2022: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2022 401k membership
Total participants, beginning-of-year	2022-01-01	105
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	57
Number of retired or separated participants receiving benefits	2022-01-01	0
Number of other retired or separated participants entitled to future benefits	2022-01-01	47
Total of all active and inactive participants	2022-01-01	104
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	1
Total participants	2022-01-01	105
Number of participants with account balances	2022-01-01	100
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	0
2021: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2021 401k membership
Total participants, beginning-of-year	2021-01-01	125
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	60
Number of retired or separated participants receiving benefits	2021-01-01	0
Number of other retired or separated participants entitled to future benefits	2021-01-01	46
Total of all active and inactive participants	2021-01-01	106
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	1
Total participants	2021-01-01	107
Number of participants with account balances	2021-01-01	106
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	0
2020: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2020 401k membership
Total participants, beginning-of-year	2020-01-01	123
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	61
Number of retired or separated participants receiving benefits	2020-01-01	3
Number of other retired or separated participants entitled to future benefits	2020-01-01	51
Total of all active and inactive participants	2020-01-01	115
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	115
Number of participants with account balances	2020-01-01	113
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	2
2019: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2019 401k membership
Total participants, beginning-of-year	2019-01-01	125
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	81
Number of retired or separated participants receiving benefits	2019-01-01	2
Number of other retired or separated participants entitled to future benefits	2019-01-01	37
Total of all active and inactive participants	2019-01-01	120
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	120
Number of participants with account balances	2019-01-01	119
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	0
2018: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2018 401k membership
Total participants, beginning-of-year	2018-01-01	122
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	90
Number of retired or separated participants receiving benefits	2018-01-01	0
Number of other retired or separated participants entitled to future benefits	2018-01-01	31
Total of all active and inactive participants	2018-01-01	121
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	0
Total participants	2018-01-01	121
Number of participants with account balances	2018-01-01	120
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	2
2017: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2017 401k membership
Total participants, beginning-of-year	2017-01-01	126
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	81
Number of retired or separated participants receiving benefits	2017-01-01	2
Number of other retired or separated participants entitled to future benefits	2017-01-01	34
Total of all active and inactive participants	2017-01-01	117
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	117
Number of participants with account balances	2017-01-01	116
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	4
2016: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2016 401k membership
Total participants, beginning-of-year	2016-01-01	115
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	87
Number of retired or separated participants receiving benefits	2016-01-01	1
Number of other retired or separated participants entitled to future benefits	2016-01-01	27
Total of all active and inactive participants	2016-01-01	115
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	115
Number of participants with account balances	2016-01-01	115
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	0
2015: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2015 401k membership
Total participants, beginning-of-year	2015-01-01	118
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	75
Number of retired or separated participants receiving benefits	2015-01-01	2
Number of other retired or separated participants entitled to future benefits	2015-01-01	34
Total of all active and inactive participants	2015-01-01	111
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	111
Number of participants with account balances	2015-01-01	111
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	3
2014: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2014 401k membership
Total participants, beginning-of-year	2014-01-01	124
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	78
Number of retired or separated participants receiving benefits	2014-01-01	1
Number of other retired or separated participants entitled to future benefits	2014-01-01	30
Total of all active and inactive participants	2014-01-01	109
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	109
Number of participants with account balances	2014-01-01	105
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	0
2013: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2013 401k membership
Total participants, beginning-of-year	2013-01-01	112
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	70
Number of retired or separated participants receiving benefits	2013-01-01	1
Number of other retired or separated participants entitled to future benefits	2013-01-01	40
Total of all active and inactive participants	2013-01-01	111
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	111
Number of participants with account balances	2013-01-01	111
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	0
2012: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2012 401k membership
Total participants, beginning-of-year	2012-01-01	120
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	72
Number of retired or separated participants receiving benefits	2012-01-01	1
Number of other retired or separated participants entitled to future benefits	2012-01-01	33
Total of all active and inactive participants	2012-01-01	106
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	106
Number of participants with account balances	2012-01-01	106
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	0
2011: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2011 401k membership
Total participants, beginning-of-year	2011-01-01	120
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	80
Number of retired or separated participants receiving benefits	2011-01-01	1
Number of other retired or separated participants entitled to future benefits	2011-01-01	36
Total of all active and inactive participants	2011-01-01	117
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	117
Number of participants with account balances	2011-01-01	115
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	0
2010: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2010 401k membership
Total participants, beginning-of-year	2010-01-01	120
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	73
Number of retired or separated participants receiving benefits	2010-01-01	0
Number of other retired or separated participants entitled to future benefits	2010-01-01	35
Total of all active and inactive participants	2010-01-01	108
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2010-01-01	0
Total participants	2010-01-01	108
Number of participants with account balances	2010-01-01	108
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2010-01-01	0
2009: UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2009 401k membership
Total participants, beginning-of-year	2009-01-01	126
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	87
Number of retired or separated participants receiving benefits	2009-01-01	1
Number of other retired or separated participants entitled to future benefits	2009-01-01	27
Total of all active and inactive participants	2009-01-01	115
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	115
Number of participants with account balances	2009-01-01	109
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	1

Financial Data on UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST

Measure	Date	Value
2023 : UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2023 401k financial data
Total unrealized appreciation/depreciation of assets	2023-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-12-31	$0
Total income from all sources (including contributions)	2023-12-31	$1,611,194
Total loss/gain on sale of assets	2023-12-31	$0
Total of all expenses incurred	2023-12-31	$1,811,934
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2023-12-31	$1,782,286
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2023-12-31	$523,501
Value of total assets at end of year	2023-12-31	$8,278,713
Value of total assets at beginning of year	2023-12-31	$8,479,453
Total of administrative expenses incurred including professional, contract, advisory and management fees	2023-12-31	$29,648
Total interest from all sources	2023-12-31	$22,914
Total dividends received (eg from common stock, registered investment company shares)	2023-12-31	$169,226
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2023-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2023-12-31	$169,226
Was this plan covered by a fidelity bond	2023-12-31	Yes
Value of fidelity bond cover	2023-12-31	$6,000,000
If this is an individual account plan, was there a blackout period	2023-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2023-12-31	No
Contributions received from participants	2023-12-31	$219,713
Participant contributions at end of year	2023-12-31	$50,036
Participant contributions at beginning of year	2023-12-31	$27,164
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-12-31	No
Value of net income/loss	2023-12-31	$-200,740
Value of net assets at end of year (total assets less liabilities)	2023-12-31	$8,278,713
Value of net assets at beginning of year (total assets less liabilities)	2023-12-31	$8,479,453
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2023-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2023-12-31	No
Were any leases to which the plan was party in default or uncollectible	2023-12-31	No
Investment advisory and management fees	2023-12-31	$7,018
Value of interest in registered invesment companies (eg mutual funds) at end of year	2023-12-31	$7,530,632
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2023-12-31	$6,469,450
Interest on participant loans	2023-12-31	$4,633
Interest earned on other investments	2023-12-31	$18,281
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2023-12-31	$698,045
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2023-12-31	$1,982,839
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2023-12-31	$895,553
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2023-12-31	No
Was there a failure to transmit to the plan any participant contributions	2023-12-31	No
Has the plan failed to provide any benefit when due under the plan	2023-12-31	No
Contributions received in cash from employer	2023-12-31	$303,788
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2023-12-31	$1,782,286
Contract administrator fees	2023-12-31	$19,121
Did the plan have assets held for investment	2023-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2023-12-31	No
Opinion of an independent qualified public accountant for this plan	2023-12-31	Unqualified
Accountancy firm name	2023-12-31	GBQ PARTNERS LLC
Accountancy firm EIN	2023-12-31	202122306
Total unrealized appreciation/depreciation of assets	2023-01-01	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-01-01	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-01-01	$0
Total income from all sources (including contributions)	2023-01-01	$1,611,194
Total loss/gain on sale of assets	2023-01-01	$0
Total of all expenses incurred	2023-01-01	$1,811,934
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2023-01-01	$1,782,286
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2023-01-01	$523,501
Value of total assets at end of year	2023-01-01	$8,278,713
Value of total assets at beginning of year	2023-01-01	$8,479,453
Total of administrative expenses incurred including professional, contract, advisory and management fees	2023-01-01	$29,648
Total interest from all sources	2023-01-01	$22,914
Total dividends received (eg from common stock, registered investment company shares)	2023-01-01	$169,226
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2023-01-01	No
Total dividends received from registered investment company shares (eg mutual funds)	2023-01-01	$169,226
Was this plan covered by a fidelity bond	2023-01-01	Yes
Value of fidelity bond cover	2023-01-01	$6,000,000
If this is an individual account plan, was there a blackout period	2023-01-01	No
Were there any nonexempt tranactions with any party-in-interest	2023-01-01	No
Contributions received from participants	2023-01-01	$219,713
Participant contributions at end of year	2023-01-01	$50,036
Participant contributions at beginning of year	2023-01-01	$27,164
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-01-01	No
Value of net income/loss	2023-01-01	$-200,740
Value of net assets at end of year (total assets less liabilities)	2023-01-01	$8,278,713
Value of net assets at beginning of year (total assets less liabilities)	2023-01-01	$8,479,453
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2023-01-01	No
Were any loans by the plan or fixed income obligations due to the plan in default	2023-01-01	No
Were any leases to which the plan was party in default or uncollectible	2023-01-01	No
Investment advisory and management fees	2023-01-01	$7,018
Value of interest in registered invesment companies (eg mutual funds) at end of year	2023-01-01	$7,530,632
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2023-01-01	$6,469,450
Interest on participant loans	2023-01-01	$4,633
Interest earned on other investments	2023-01-01	$18,281
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2023-01-01	$698,045
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2023-01-01	$1,982,839
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2023-01-01	$895,553
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2023-01-01	No
Was there a failure to transmit to the plan any participant contributions	2023-01-01	No
Has the plan failed to provide any benefit when due under the plan	2023-01-01	No
Contributions received in cash from employer	2023-01-01	$303,788
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2023-01-01	$1,782,286
Contract administrator fees	2023-01-01	$19,121
Did the plan have assets held for investment	2023-01-01	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-01-01	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2023-01-01	No
Opinion of an independent qualified public accountant for this plan	2023-01-01	1
Accountancy firm name	2023-01-01	GBQ PARTNERS LLC
Accountancy firm EIN	2023-01-01	202122306
2022 : UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2022 401k financial data
Total unrealized appreciation/depreciation of assets	2022-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total income from all sources (including contributions)	2022-12-31	$-618,396
Total loss/gain on sale of assets	2022-12-31	$0
Total of all expenses incurred	2022-12-31	$608,926
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$580,465
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$577,913
Value of total assets at end of year	2022-12-31	$8,479,453
Value of total assets at beginning of year	2022-12-31	$9,706,775
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$28,461
Total interest from all sources	2022-12-31	$23,886
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$217,151
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$217,151
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$6,000,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$217,030
Participant contributions at end of year	2022-12-31	$27,164
Participant contributions at beginning of year	2022-12-31	$48,186
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$18,092
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-1,227,322
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$8,479,453
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$9,706,775
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Investment advisory and management fees	2022-12-31	$6,797
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$6,469,450
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$7,675,869
Interest on participant loans	2022-12-31	$1,743
Interest earned on other investments	2022-12-31	$22,143
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2022-12-31	$1,982,839
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2022-12-31	$1,982,720
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-1,437,346
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$342,791
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$580,465
Contract administrator fees	2022-12-31	$21,664
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	GBQ PARTNERS LLC
Accountancy firm EIN	2022-12-31	202122306
Total unrealized appreciation/depreciation of assets	2022-01-01	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-01-01	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-01-01	$0
Total income from all sources (including contributions)	2022-01-01	$-618,396
Total loss/gain on sale of assets	2022-01-01	$0
Total of all expenses incurred	2022-01-01	$608,926
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-01-01	$580,465
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-01-01	$577,913
Value of total assets at end of year	2022-01-01	$8,479,453
Value of total assets at beginning of year	2022-01-01	$9,706,775
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-01-01	$28,461
Total interest from all sources	2022-01-01	$23,886
Total dividends received (eg from common stock, registered investment company shares)	2022-01-01	$217,151
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-01-01	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-01-01	$217,151
Was this plan covered by a fidelity bond	2022-01-01	Yes
Value of fidelity bond cover	2022-01-01	$6,000,000
If this is an individual account plan, was there a blackout period	2022-01-01	No
Were there any nonexempt tranactions with any party-in-interest	2022-01-01	No
Contributions received from participants	2022-01-01	$217,030
Participant contributions at end of year	2022-01-01	$27,164
Participant contributions at beginning of year	2022-01-01	$48,186
Income. Received or receivable in cash from other sources (including rollovers)	2022-01-01	$18,092
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-01-01	No
Value of net income/loss	2022-01-01	$-1,227,322
Value of net assets at end of year (total assets less liabilities)	2022-01-01	$8,479,453
Value of net assets at beginning of year (total assets less liabilities)	2022-01-01	$9,706,775
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-01-01	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-01-01	No
Were any leases to which the plan was party in default or uncollectible	2022-01-01	No
Investment advisory and management fees	2022-01-01	$6,797
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-01-01	$6,469,450
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-01-01	$7,675,869
Interest on participant loans	2022-01-01	$1,743
Interest earned on other investments	2022-01-01	$22,143
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2022-01-01	$1,982,839
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2022-01-01	$1,982,720
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-01-01	$-1,437,346
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-01-01	No
Was there a failure to transmit to the plan any participant contributions	2022-01-01	No
Has the plan failed to provide any benefit when due under the plan	2022-01-01	No
Contributions received in cash from employer	2022-01-01	$342,791
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-01-01	$580,465
Contract administrator fees	2022-01-01	$21,664
Did the plan have assets held for investment	2022-01-01	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-01-01	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-01-01	No
Opinion of an independent qualified public accountant for this plan	2022-01-01	1
Accountancy firm name	2022-01-01	GBQ PARTNERS LLC
Accountancy firm EIN	2022-01-01	202122306
2021 : UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2021 401k financial data
Total unrealized appreciation/depreciation of assets	2021-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total income from all sources (including contributions)	2021-12-31	$1,711,751
Total loss/gain on sale of assets	2021-12-31	$0
Total of all expenses incurred	2021-12-31	$1,976,985
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$1,942,357
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$562,131
Value of total assets at end of year	2021-12-31	$9,706,775
Value of total assets at beginning of year	2021-12-31	$9,972,009
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$34,628
Total interest from all sources	2021-12-31	$31,322
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$180,503
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$180,503
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$6,000,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2021-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$208,956
Participant contributions at end of year	2021-12-31	$48,186
Participant contributions at beginning of year	2021-12-31	$102,795
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$-265,234
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$9,706,775
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$9,972,009
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Investment advisory and management fees	2021-12-31	$7,564
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$7,675,869
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$6,956,611
Interest on participant loans	2021-12-31	$3,587
Interest earned on other investments	2021-12-31	$27,735
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2021-12-31	$1,982,720
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2021-12-31	$2,912,603
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$937,795
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$353,175
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$1,942,357
Contract administrator fees	2021-12-31	$27,064
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	GBQ PARTNERS LLC
Accountancy firm EIN	2021-12-31	202122306
2020 : UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2020 401k financial data
Total unrealized appreciation/depreciation of assets	2020-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total income from all sources (including contributions)	2020-12-31	$1,435,788
Total loss/gain on sale of assets	2020-12-31	$0
Total of all expenses incurred	2020-12-31	$734,285
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$707,072
Value of total corrective distributions	2020-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$640,028
Value of total assets at end of year	2020-12-31	$9,972,009
Value of total assets at beginning of year	2020-12-31	$9,270,506
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$27,213
Total interest from all sources	2020-12-31	$8,699
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$220,772
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$220,772
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$6,000,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$204,204
Participant contributions at end of year	2020-12-31	$102,795
Participant contributions at beginning of year	2020-12-31	$228,045
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$678
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$701,503
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$9,972,009
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$9,270,506
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$6,956,611
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$7,858,304
Interest on participant loans	2020-12-31	$8,699
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2020-12-31	$2,912,603
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2020-12-31	$1,184,157
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$566,289
Net investment gain or loss from common/collective trusts	2020-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$435,146
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$707,072
Contract administrator fees	2020-12-31	$27,213
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	RSM US LLP
Accountancy firm EIN	2020-12-31	420714325
2019 : UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2019 401k financial data
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total income from all sources (including contributions)	2019-12-31	$2,273,380
Total loss/gain on sale of assets	2019-12-31	$0
Total of all expenses incurred	2019-12-31	$740,605
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$708,360
Value of total corrective distributions	2019-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$697,693
Value of total assets at end of year	2019-12-31	$9,270,506
Value of total assets at beginning of year	2019-12-31	$7,737,731
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$32,245
Total interest from all sources	2019-12-31	$29,016
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$222,588
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$222,588
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$6,000,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$241,902
Participant contributions at end of year	2019-12-31	$228,045
Participant contributions at beginning of year	2019-12-31	$255,641
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$1,532,775
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$9,270,506
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$7,737,731
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$7,858,304
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$6,656,270
Interest on participant loans	2019-12-31	$13,923
Interest earned on other investments	2019-12-31	$15,093
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2019-12-31	$1,184,157
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2019-12-31	$825,820
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$1,324,083
Net investment gain or loss from common/collective trusts	2019-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$455,791
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$708,360
Contract administrator fees	2019-12-31	$32,245
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	RSM US LLP
Accountancy firm EIN	2019-12-31	420714325
2018 : UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2018 401k financial data
Total unrealized appreciation/depreciation of assets	2018-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total income from all sources (including contributions)	2018-12-31	$296,667
Total loss/gain on sale of assets	2018-12-31	$0
Total of all expenses incurred	2018-12-31	$1,970,303
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$1,937,618
Value of total corrective distributions	2018-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$684,516
Value of total assets at end of year	2018-12-31	$7,737,731
Value of total assets at beginning of year	2018-12-31	$9,411,367
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$32,685
Total interest from all sources	2018-12-31	$28,467
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$248,868
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$248,868
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$6,000,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$251,484
Participant contributions at end of year	2018-12-31	$255,641
Participant contributions at beginning of year	2018-12-31	$280,780
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$14,262
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$-1,673,636
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$7,737,731
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$9,411,367
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$6,656,270
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$7,827,880
Interest on participant loans	2018-12-31	$14,183
Interest earned on other investments	2018-12-31	$14,284
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2018-12-31	$825,820
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2018-12-31	$1,302,707
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-665,184
Net investment gain or loss from common/collective trusts	2018-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$418,770
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$1,937,618
Contract administrator fees	2018-12-31	$32,685
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2018-12-31	No
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	RSM US LLP
Accountancy firm EIN	2018-12-31	420714325
2017 : UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2017 401k financial data
Total unrealized appreciation/depreciation of assets	2017-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total income from all sources (including contributions)	2017-12-31	$1,905,011
Total loss/gain on sale of assets	2017-12-31	$0
Total of all expenses incurred	2017-12-31	$987,047
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$956,484
Value of total corrective distributions	2017-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$759,910
Value of total assets at end of year	2017-12-31	$9,411,367
Value of total assets at beginning of year	2017-12-31	$8,493,403
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$30,563
Total interest from all sources	2017-12-31	$31,658
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$175,121
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$175,121
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$6,000,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$252,580
Participant contributions at end of year	2017-12-31	$280,780
Participant contributions at beginning of year	2017-12-31	$310,010
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$93,814
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$917,964
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$9,411,367
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$8,493,403
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$7,827,880
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$6,408,077
Interest on participant loans	2017-12-31	$12,082
Interest earned on other investments	2017-12-31	$19,576
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2017-12-31	$1,302,707
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2017-12-31	$1,775,316
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$938,322
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$413,516
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$956,484
Contract administrator fees	2017-12-31	$30,563
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	RSM US LLP
Accountancy firm EIN	2017-12-31	420714325
2016 : UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2016 401k financial data
Total unrealized appreciation/depreciation of assets	2016-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total income from all sources (including contributions)	2016-12-31	$1,264,922
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$191,808
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$166,531
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$666,833
Value of total assets at end of year	2016-12-31	$8,493,403
Value of total assets at beginning of year	2016-12-31	$7,420,289
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$25,277
Total interest from all sources	2016-12-31	$36,368
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$129,211
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$129,211
Administrative expenses professional fees incurred	2016-12-31	$25,277
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$6,000,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$231,023
Participant contributions at end of year	2016-12-31	$310,010
Participant contributions at beginning of year	2016-12-31	$340,537
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$71,679
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$1,073,114
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$8,493,403
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$7,420,289
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$6,408,077
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$5,361,900
Interest on participant loans	2016-12-31	$13,070
Interest earned on other investments	2016-12-31	$23,298
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2016-12-31	$1,775,316
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2016-12-31	$1,717,852
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$432,510
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$364,131
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$166,531
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2016-12-31	No
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	RSM US LLP
Accountancy firm EIN	2016-12-31	420714325
2015 : UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2015 401k financial data
Total unrealized appreciation/depreciation of assets	2015-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total income from all sources (including contributions)	2015-12-31	$671,078
Total loss/gain on sale of assets	2015-12-31	$0
Total of all expenses incurred	2015-12-31	$591,461
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$567,602
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$709,558
Value of total assets at end of year	2015-12-31	$7,420,289
Value of total assets at beginning of year	2015-12-31	$7,340,672
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$23,859
Total interest from all sources	2015-12-31	$275,689
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$237,071
Participant contributions at end of year	2015-12-31	$340,537
Participant contributions at beginning of year	2015-12-31	$194,376
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$125,577
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$79,617
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$7,420,289
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$7,340,672
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$5,361,900
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$5,304,907
Interest on participant loans	2015-12-31	$10,144
Interest earned on other investments	2015-12-31	$265,545
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2015-12-31	$1,717,852
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2015-12-31	$1,841,389
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-314,169
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$346,910
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$567,602
Contract administrator fees	2015-12-31	$23,859
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2015-12-31	No
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	RSM US LLP
Accountancy firm EIN	2015-12-31	420714325
2014 : UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2014 401k financial data
Total unrealized appreciation/depreciation of assets	2014-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total income from all sources (including contributions)	2014-12-31	$900,570
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$161,778
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$150,286
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$545,767
Value of total assets at end of year	2014-12-31	$7,340,672
Value of total assets at beginning of year	2014-12-31	$6,601,880
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$11,492
Total interest from all sources	2014-12-31	$40,038
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$138,163
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$138,163
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2014-12-31	Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$200,205
Participant contributions at end of year	2014-12-31	$194,376
Participant contributions at beginning of year	2014-12-31	$128,510
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$738,792
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$7,340,672
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$6,601,880
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$5,304,907
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$4,800,625
Interest on participant loans	2014-12-31	$6,287
Interest earned on other investments	2014-12-31	$33,751
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2014-12-31	$1,841,389
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2014-12-31	$1,672,745
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$176,602
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$345,562
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$150,286
Contract administrator fees	2014-12-31	$11,492
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2014-12-31	Yes
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	MCGLADREY LLP
Accountancy firm EIN	2014-12-31	420714325
2013 : UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2013 401k financial data
Total unrealized appreciation/depreciation of assets	2013-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$1,375,941
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$535,996
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$534,946
Value of total corrective distributions	2013-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$513,510
Value of total assets at end of year	2013-12-31	$6,601,880
Value of total assets at beginning of year	2013-12-31	$5,761,935
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$1,050
Total interest from all sources	2013-12-31	$7,433
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$33,215
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$33,215
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$181,652
Participant contributions at end of year	2013-12-31	$128,510
Participant contributions at beginning of year	2013-12-31	$224,658
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$839,945
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$6,601,880
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$5,761,935
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$4,800,625
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$3,885,911
Interest on participant loans	2013-12-31	$7,433
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2013-12-31	$1,672,745
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2013-12-31	$1,651,366
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$821,783
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$331,858
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$534,946
Contract administrator fees	2013-12-31	$1,050
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	BATTELLE RIPPE KINGSTON LLP
Accountancy firm EIN	2013-12-31	310210560
2012 : UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2012 401k financial data
Total unrealized appreciation/depreciation of assets	2012-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$1,156,856
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$1,577,033
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$1,573,583
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$644,749
Value of total assets at end of year	2012-12-31	$5,761,935
Value of total assets at beginning of year	2012-12-31	$6,182,112
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$3,450
Total interest from all sources	2012-12-31	$47,258
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$500,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$199,609
Participant contributions at end of year	2012-12-31	$224,658
Participant contributions at beginning of year	2012-12-31	$163,962
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$138,543
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$-420,177
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$5,761,935
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$6,182,112
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$3,885,911
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$4,144,992
Interest on participant loans	2012-12-31	$8,888
Interest earned on other investments	2012-12-31	$38,370
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2012-12-31	$1,651,366
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2012-12-31	$1,873,158
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$464,849
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$306,597
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$1,573,583
Contract administrator fees	2012-12-31	$3,450
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	BATTELLE & BATTELLE LLP
Accountancy firm EIN	2012-12-31	310210560
2011 : UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2011 401k financial data
Total unrealized appreciation/depreciation of assets	2011-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total income from all sources (including contributions)	2011-12-31	$364,656
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$1,094,547
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$1,092,872
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$169,299
Value of total assets at end of year	2011-12-31	$6,182,112
Value of total assets at beginning of year	2011-12-31	$6,912,003
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$1,675
Total interest from all sources	2011-12-31	$64,191
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$166,884
Participant contributions at end of year	2011-12-31	$163,962
Participant contributions at beginning of year	2011-12-31	$188,585
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$2,415
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$-729,891
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$6,182,112
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$6,912,003
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$4,144,992
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$4,359,018
Interest on participant loans	2011-12-31	$8,161
Interest earned on other investments	2011-12-31	$56,030
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2011-12-31	$1,873,158
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2011-12-31	$2,080,438
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$131,166
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Employer contributions (assets) at end of year	2011-12-31	$0
Employer contributions (assets) at beginning of year	2011-12-31	$283,962
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$1,092,872
Contract administrator fees	2011-12-31	$1,675
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	BATTELLE & BATTELLE, LLP
Accountancy firm EIN	2011-12-31	310210560
2010 : UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2010 401k financial data
Total income from all sources (including contributions)	2010-12-31	$1,051,053
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$370,904
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$369,654
Value of total corrective distributions	2010-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$559,816
Value of total assets at end of year	2010-12-31	$6,912,003
Value of total assets at beginning of year	2010-12-31	$6,231,854
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$1,250
Total interest from all sources	2010-12-31	$75,336
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$141,693
Participant contributions at end of year	2010-12-31	$188,585
Participant contributions at beginning of year	2010-12-31	$208,649
Income. Received or receivable in cash from other sources (including rollovers)	2010-12-31	$134,161
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$680,149
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$6,912,003
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$6,231,854
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$4,359,018
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$3,754,756
Interest on participant loans	2010-12-31	$12,203
Interest earned on other investments	2010-12-31	$63,133
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2010-12-31	$2,080,438
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2010-12-31	$1,956,389
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$415,901
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$283,962
Employer contributions (assets) at end of year	2010-12-31	$283,962
Employer contributions (assets) at beginning of year	2010-12-31	$312,060
Income. Dividends from preferred stock	2010-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$369,654
Contract administrator fees	2010-12-31	$1,250
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Aggregate proceeds on sale of assets	2010-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	BATTELLE & BATTELLE, LLP
Accountancy firm EIN	2010-12-31	310210560
2009 : UNIVERSAL 1 CREDIT UNION, INC. 401(K) PLAN AND TRUST 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0