401k Plan data: GERMAIN RETIREMENT SECURITY SAVINGS PLAN plan

GERMAIN RETIREMENT SECURITY SAVINGS PLAN 401k Plan overview

Plan Name	GERMAIN RETIREMENT SECURITY SAVINGS PLAN
Plan identification number	001

GERMAIN RETIREMENT SECURITY SAVINGS PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

GERMAIN MOTOR COMPANY has sponsored the creation of one or more 401k plans.

Company Name: GERMAIN MOTOR COMPANY

Employer identification number (EIN): 314368856

NAIC Classification: 441110
NAIC Description: New Car Dealers

Additional information about GERMAIN MOTOR COMPANY

Jurisdiction of Incorporation: State of Delaware Division of Corporations

Incorporation Date:

Company Identification Number: 2112689

More information about GERMAIN MOTOR COMPANY

Form 5500 Filing Information

Submission information for form 5500 for 401k plan GERMAIN RETIREMENT SECURITY SAVINGS PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2022-01-01
001 2021-01-01
001 2020-01-01
001 2019-01-01
001 2018-01-01
001 2017-01-01 GERALD POLAND GERALD POLAND 2018-10-15
001 2016-01-01 GERALD POLAND GERALD POLAND 2017-10-16
001 2015-01-01 GERALD POLAND GERALD POLAND 2016-10-14
001 2014-01-01 GERALD POLAND GERALD POLAND 2015-10-15
001 2013-01-01 GERALD POLAND GERALD POLAND 2014-10-15
001 2012-01-01 GERALD POLAND GERALD POLAND 2013-10-15
001 2011-01-01 LAURA MORRISON LAURA MORRISON 2012-10-12
001 2009-01-01 SEAN H. MCCARTHY SEAN H. MCCARTHY 2010-10-06
001 2009-01-01 SEAN H. MCCARTHY SEAN H. MCCARTHY 2010-10-06

Plan id#	Filing Submission Date	Name of Administrator	Name of Company Sponsor	Date Sponsor Signed
001	2022-01-01
001	2021-01-01
001	2020-01-01
001	2019-01-01
001	2018-01-01
001	2017-01-01	GERALD POLAND	GERALD POLAND	2018-10-15
001	2016-01-01	GERALD POLAND	GERALD POLAND	2017-10-16
001	2015-01-01	GERALD POLAND	GERALD POLAND	2016-10-14
001	2014-01-01	GERALD POLAND	GERALD POLAND	2015-10-15
001	2013-01-01	GERALD POLAND	GERALD POLAND	2014-10-15
001	2012-01-01	GERALD POLAND	GERALD POLAND	2013-10-15
001	2011-01-01	LAURA MORRISON	LAURA MORRISON	2012-10-12
001	2009-01-01	SEAN H. MCCARTHY	SEAN H. MCCARTHY	2010-10-06
001	2009-01-01	SEAN H. MCCARTHY	SEAN H. MCCARTHY	2010-10-06

Plan Statistics for GERMAIN RETIREMENT SECURITY SAVINGS PLAN

401k plan membership statisitcs for GERMAIN RETIREMENT SECURITY SAVINGS PLAN

Measure Date Value
2022: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 1,374
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 1,008
Number of retired or separated participants receiving benefits 2022-01-01 1
Number of other retired or separated participants entitled to future benefits 2022-01-01 472
Total of all active and inactive participants 2022-01-01 1,481
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 0
Total participants 2022-01-01 1,481
Number of participants with account balances 2022-01-01 1,398
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 97
2021: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 1,145
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 904
Number of retired or separated participants receiving benefits 2021-01-01 0
Number of other retired or separated participants entitled to future benefits 2021-01-01 270
Total of all active and inactive participants 2021-01-01 1,174
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 1
Total participants 2021-01-01 1,175
Number of participants with account balances 2021-01-01 1,132
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 62
2020: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 1,142
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 825
Number of retired or separated participants receiving benefits 2020-01-01 0
Number of other retired or separated participants entitled to future benefits 2020-01-01 228
Total of all active and inactive participants 2020-01-01 1,053
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 1
Total participants 2020-01-01 1,054
Number of participants with account balances 2020-01-01 934
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 29
2019: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 1,151
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 969
Number of retired or separated participants receiving benefits 2019-01-01 0
Number of other retired or separated participants entitled to future benefits 2019-01-01 135
Total of all active and inactive participants 2019-01-01 1,104
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 1,104
Number of participants with account balances 2019-01-01 715
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 23
2018: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 1,169
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 877
Number of retired or separated participants receiving benefits 2018-01-01 0
Number of other retired or separated participants entitled to future benefits 2018-01-01 182
Total of all active and inactive participants 2018-01-01 1,059
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 0
Total participants 2018-01-01 1,059
Number of participants with account balances 2018-01-01 726
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 10
2017: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 1,139
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 849
Number of retired or separated participants receiving benefits 2017-01-01 3
Number of other retired or separated participants entitled to future benefits 2017-01-01 252
Total of all active and inactive participants 2017-01-01 1,104
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 2
Total participants 2017-01-01 1,106
Number of participants with account balances 2017-01-01 800
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 21
2016: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 1,042
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 859
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 211
Total of all active and inactive participants 2016-01-01 1,070
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 1,070
Number of participants with account balances 2016-01-01 775
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 8
2015: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 829
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 786
Number of retired or separated participants receiving benefits 2015-01-01 1
Number of other retired or separated participants entitled to future benefits 2015-01-01 176
Total of all active and inactive participants 2015-01-01 963
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 963
Number of participants with account balances 2015-01-01 652
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 20
2014: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 748
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 616
Number of retired or separated participants receiving benefits 2014-01-01 1
Number of other retired or separated participants entitled to future benefits 2014-01-01 156
Total of all active and inactive participants 2014-01-01 773
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 1
Total participants 2014-01-01 774
Number of participants with account balances 2014-01-01 535
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 27
2013: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 1,523
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 613
Number of retired or separated participants receiving benefits 2013-01-01 0
Number of other retired or separated participants entitled to future benefits 2013-01-01 135
Total of all active and inactive participants 2013-01-01 748
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 748
Number of participants with account balances 2013-01-01 474
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 27
2012: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 1,379
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 1,281
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 242
Total of all active and inactive participants 2012-01-01 1,523
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 1,523
Number of participants with account balances 2012-01-01 894
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 38
2011: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 1,188
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 1,170
Number of retired or separated participants receiving benefits 2011-01-01 0
Number of other retired or separated participants entitled to future benefits 2011-01-01 209
Total of all active and inactive participants 2011-01-01 1,379
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 1,379
Number of participants with account balances 2011-01-01 780
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 22
2009: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 1,176
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 977
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 171
Total of all active and inactive participants 2009-01-01 1,148
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 1,148
Number of participants with account balances 2009-01-01 668
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 30

Measure	Date	Value
2022: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	1,374
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	1,008
Number of retired or separated participants receiving benefits	2022-01-01	1
Number of other retired or separated participants entitled to future benefits	2022-01-01	472
Total of all active and inactive participants	2022-01-01	1,481
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	0
Total participants	2022-01-01	1,481
Number of participants with account balances	2022-01-01	1,398
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	97
2021: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	1,145
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	904
Number of retired or separated participants receiving benefits	2021-01-01	0
Number of other retired or separated participants entitled to future benefits	2021-01-01	270
Total of all active and inactive participants	2021-01-01	1,174
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	1
Total participants	2021-01-01	1,175
Number of participants with account balances	2021-01-01	1,132
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	62
2020: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	1,142
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	825
Number of retired or separated participants receiving benefits	2020-01-01	0
Number of other retired or separated participants entitled to future benefits	2020-01-01	228
Total of all active and inactive participants	2020-01-01	1,053
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	1
Total participants	2020-01-01	1,054
Number of participants with account balances	2020-01-01	934
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	29
2019: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	1,151
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	969
Number of retired or separated participants receiving benefits	2019-01-01	0
Number of other retired or separated participants entitled to future benefits	2019-01-01	135
Total of all active and inactive participants	2019-01-01	1,104
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	1,104
Number of participants with account balances	2019-01-01	715
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	23
2018: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	1,169
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	877
Number of retired or separated participants receiving benefits	2018-01-01	0
Number of other retired or separated participants entitled to future benefits	2018-01-01	182
Total of all active and inactive participants	2018-01-01	1,059
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	0
Total participants	2018-01-01	1,059
Number of participants with account balances	2018-01-01	726
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	10
2017: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	1,139
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	849
Number of retired or separated participants receiving benefits	2017-01-01	3
Number of other retired or separated participants entitled to future benefits	2017-01-01	252
Total of all active and inactive participants	2017-01-01	1,104
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	2
Total participants	2017-01-01	1,106
Number of participants with account balances	2017-01-01	800
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	21
2016: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	1,042
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	859
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	211
Total of all active and inactive participants	2016-01-01	1,070
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	1,070
Number of participants with account balances	2016-01-01	775
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	8
2015: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	829
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	786
Number of retired or separated participants receiving benefits	2015-01-01	1
Number of other retired or separated participants entitled to future benefits	2015-01-01	176
Total of all active and inactive participants	2015-01-01	963
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	963
Number of participants with account balances	2015-01-01	652
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	20
2014: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	748
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	616
Number of retired or separated participants receiving benefits	2014-01-01	1
Number of other retired or separated participants entitled to future benefits	2014-01-01	156
Total of all active and inactive participants	2014-01-01	773
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	1
Total participants	2014-01-01	774
Number of participants with account balances	2014-01-01	535
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	27
2013: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	1,523
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	613
Number of retired or separated participants receiving benefits	2013-01-01	0
Number of other retired or separated participants entitled to future benefits	2013-01-01	135
Total of all active and inactive participants	2013-01-01	748
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	748
Number of participants with account balances	2013-01-01	474
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	27
2012: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	1,379
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	1,281
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	242
Total of all active and inactive participants	2012-01-01	1,523
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	1,523
Number of participants with account balances	2012-01-01	894
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	38
2011: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	1,188
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	1,170
Number of retired or separated participants receiving benefits	2011-01-01	0
Number of other retired or separated participants entitled to future benefits	2011-01-01	209
Total of all active and inactive participants	2011-01-01	1,379
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	1,379
Number of participants with account balances	2011-01-01	780
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	22
2009: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	1,176
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	977
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	171
Total of all active and inactive participants	2009-01-01	1,148
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	1,148
Number of participants with account balances	2009-01-01	668
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	30

Financial Data on GERMAIN RETIREMENT SECURITY SAVINGS PLAN

Measure	Date	Value
2022 : GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2022 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$98,121
Total income from all sources (including contributions)	2022-12-31	$-1,101,723
Total of all expenses incurred	2022-12-31	$4,006,700
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$3,525,443
Expenses. Certain deemed distributions of participant loans	2022-12-31	$212,445
Value of total corrective distributions	2022-12-31	$14,777
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$6,670,662
Value of total assets at end of year	2022-12-31	$41,130,261
Value of total assets at beginning of year	2022-12-31	$46,336,805
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$254,035
Total interest from all sources	2022-12-31	$34,195
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$781,240
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$781,240
Administrative expenses professional fees incurred	2022-12-31	$73,296
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$750,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$4,924,457
Participant contributions at end of year	2022-12-31	$659,597
Participant contributions at beginning of year	2022-12-31	$714,282
Participant contributions at end of year	2022-12-31	$233,866
Participant contributions at beginning of year	2022-12-31	$125,809
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$397,127
Total non interest bearing cash at end of year	2022-12-31	$88,573
Total non interest bearing cash at beginning of year	2022-12-31	$12,432
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-5,108,423
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$41,130,261
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$46,238,684
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Investment advisory and management fees	2022-12-31	$180,739
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$16,456,998
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$19,642,458
Interest on participant loans	2022-12-31	$34,195
Value of interest in common/collective trusts at end of year	2022-12-31	$22,342,149
Value of interest in common/collective trusts at beginning of year	2022-12-31	$24,655,212
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-4,760,630
Net investment gain or loss from common/collective trusts	2022-12-31	$-3,827,190
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$1,349,078
Employer contributions (assets) at end of year	2022-12-31	$1,349,078
Employer contributions (assets) at beginning of year	2022-12-31	$1,186,612
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$3,525,443
Liabilities. Value of benefit claims payable at end of year	2022-12-31	$0
Liabilities. Value of benefit claims payable at beginning of year	2022-12-31	$98,121
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	ARY ROEPKE MULCHAEY, P.C.
Accountancy firm EIN	2022-12-31	522370901
2021 : GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2021 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$98,121
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$77,298
Total income from all sources (including contributions)	2021-12-31	$12,452,204
Total of all expenses incurred	2021-12-31	$3,285,160
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$2,931,111
Expenses. Certain deemed distributions of participant loans	2021-12-31	$106,529
Value of total corrective distributions	2021-12-31	$11,664
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$6,733,703
Value of total assets at end of year	2021-12-31	$46,336,805
Value of total assets at beginning of year	2021-12-31	$37,148,938
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$235,856
Total interest from all sources	2021-12-31	$39,077
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$1,062,848
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$1,062,848
Administrative expenses professional fees incurred	2021-12-31	$59,722
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$750,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$3,957,075
Participant contributions at end of year	2021-12-31	$714,282
Participant contributions at beginning of year	2021-12-31	$705,133
Participant contributions at end of year	2021-12-31	$125,809
Participant contributions at beginning of year	2021-12-31	$46,419
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$1,590,016
Total non interest bearing cash at end of year	2021-12-31	$12,432
Total non interest bearing cash at beginning of year	2021-12-31	$4,189
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$9,167,044
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$46,238,684
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$37,071,640
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Investment advisory and management fees	2021-12-31	$176,134
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$19,642,458
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$15,632,048
Interest on participant loans	2021-12-31	$38,465
Interest earned on other investments	2021-12-31	$612
Value of interest in common/collective trusts at end of year	2021-12-31	$24,655,212
Value of interest in common/collective trusts at beginning of year	2021-12-31	$19,898,044
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$896,822
Net investment gain or loss from common/collective trusts	2021-12-31	$3,719,754
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$1,186,612
Employer contributions (assets) at end of year	2021-12-31	$1,186,612
Employer contributions (assets) at beginning of year	2021-12-31	$863,105
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$2,931,111
Liabilities. Value of benefit claims payable at end of year	2021-12-31	$98,121
Liabilities. Value of benefit claims payable at beginning of year	2021-12-31	$77,298
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	WHALEN & COMPANY, INC.
Accountancy firm EIN	2021-12-31	310984945
2020 : GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2020 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$77,298
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$53,299
Total income from all sources (including contributions)	2020-12-31	$8,371,475
Total of all expenses incurred	2020-12-31	$3,350,294
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$3,028,140
Expenses. Certain deemed distributions of participant loans	2020-12-31	$71,783
Value of total corrective distributions	2020-12-31	$63,091
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$3,978,827
Value of total assets at end of year	2020-12-31	$37,148,938
Value of total assets at beginning of year	2020-12-31	$32,103,758
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$187,280
Total interest from all sources	2020-12-31	$40,862
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$495,519
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$495,519
Administrative expenses professional fees incurred	2020-12-31	$54,441
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$750,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$2,954,207
Participant contributions at end of year	2020-12-31	$705,133
Participant contributions at beginning of year	2020-12-31	$823,837
Participant contributions at end of year	2020-12-31	$46,419
Participant contributions at beginning of year	2020-12-31	$68,095
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$161,515
Total non interest bearing cash at end of year	2020-12-31	$4,189
Total non interest bearing cash at beginning of year	2020-12-31	$35,757
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$5,021,181
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$37,071,640
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$32,050,459
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Investment advisory and management fees	2020-12-31	$132,839
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$15,632,048
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$13,016,604
Interest on participant loans	2020-12-31	$40,862
Value of interest in common/collective trusts at end of year	2020-12-31	$19,898,044
Value of interest in common/collective trusts at beginning of year	2020-12-31	$17,368,640
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$1,285,692
Net investment gain or loss from common/collective trusts	2020-12-31	$2,570,575
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$863,105
Employer contributions (assets) at end of year	2020-12-31	$863,105
Employer contributions (assets) at beginning of year	2020-12-31	$790,825
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$3,028,140
Liabilities. Value of benefit claims payable at end of year	2020-12-31	$77,298
Liabilities. Value of benefit claims payable at beginning of year	2020-12-31	$53,299
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Unqualified
Accountancy firm name	2020-12-31	WHALEN & COMPANY, INC.
Accountancy firm EIN	2020-12-31	310984945
2019 : GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2019 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$53,299
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$53,299
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$99,174
Total income from all sources (including contributions)	2019-12-31	$9,761,048
Total income from all sources (including contributions)	2019-12-31	$9,761,048
Total of all expenses incurred	2019-12-31	$2,982,675
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$2,686,219
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$2,686,219
Expenses. Certain deemed distributions of participant loans	2019-12-31	$121,494
Expenses. Certain deemed distributions of participant loans	2019-12-31	$121,494
Value of total corrective distributions	2019-12-31	$276
Value of total corrective distributions	2019-12-31	$276
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$4,361,172
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$4,361,172
Value of total assets at end of year	2019-12-31	$32,103,758
Value of total assets at end of year	2019-12-31	$32,103,758
Value of total assets at beginning of year	2019-12-31	$25,371,260
Value of total assets at beginning of year	2019-12-31	$25,371,260
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$174,686
Total interest from all sources	2019-12-31	$45,609
Total interest from all sources	2019-12-31	$45,609
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$572,108
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$572,108
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$572,108
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$572,108
Administrative expenses professional fees incurred	2019-12-31	$52,768
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$750,000
Value of fidelity bond cover	2019-12-31	$750,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$2,884,902
Participant contributions at end of year	2019-12-31	$823,837
Participant contributions at beginning of year	2019-12-31	$700,641
Participant contributions at beginning of year	2019-12-31	$700,641
Participant contributions at end of year	2019-12-31	$68,095
Participant contributions at beginning of year	2019-12-31	$47,310
Participant contributions at beginning of year	2019-12-31	$47,310
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$685,445
Total non interest bearing cash at end of year	2019-12-31	$35,757
Total non interest bearing cash at end of year	2019-12-31	$35,757
Total non interest bearing cash at beginning of year	2019-12-31	$144,103
Total non interest bearing cash at beginning of year	2019-12-31	$144,103
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$6,778,373
Value of net income/loss	2019-12-31	$6,778,373
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$32,050,459
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$32,050,459
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$25,272,086
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Investment advisory and management fees	2019-12-31	$121,918
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$13,016,604
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$13,016,604
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$13,048,065
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$13,048,065
Interest on participant loans	2019-12-31	$45,609
Value of interest in common/collective trusts at end of year	2019-12-31	$17,368,640
Value of interest in common/collective trusts at end of year	2019-12-31	$17,368,640
Value of interest in common/collective trusts at beginning of year	2019-12-31	$10,751,731
Value of interest in common/collective trusts at beginning of year	2019-12-31	$10,751,731
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$1,880,805
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$1,880,805
Net investment gain or loss from common/collective trusts	2019-12-31	$2,901,354
Net investment gain or loss from common/collective trusts	2019-12-31	$2,901,354
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$790,825
Contributions received in cash from employer	2019-12-31	$790,825
Employer contributions (assets) at end of year	2019-12-31	$790,825
Employer contributions (assets) at end of year	2019-12-31	$790,825
Employer contributions (assets) at beginning of year	2019-12-31	$679,410
Employer contributions (assets) at beginning of year	2019-12-31	$679,410
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$2,686,219
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$2,686,219
Liabilities. Value of benefit claims payable at end of year	2019-12-31	$53,299
Liabilities. Value of benefit claims payable at end of year	2019-12-31	$53,299
Liabilities. Value of benefit claims payable at beginning of year	2019-12-31	$99,174
Liabilities. Value of benefit claims payable at beginning of year	2019-12-31	$99,174
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	WHALEN & COMPANY, INC.
Accountancy firm name	2019-12-31	WHALEN & COMPANY, INC.
Accountancy firm EIN	2019-12-31	310984945
2018 : GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2018 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$99,174
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$86,825
Total income from all sources (including contributions)	2018-12-31	$2,348,858
Total of all expenses incurred	2018-12-31	$2,835,718
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$2,435,214
Expenses. Certain deemed distributions of participant loans	2018-12-31	$209,965
Value of total corrective distributions	2018-12-31	$11,426
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$3,937,574
Value of total assets at end of year	2018-12-31	$25,371,260
Value of total assets at beginning of year	2018-12-31	$25,845,771
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$179,113
Total interest from all sources	2018-12-31	$36,643
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$800,569
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$800,569
Administrative expenses professional fees incurred	2018-12-31	$56,474
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$500,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$2,590,238
Participant contributions at end of year	2018-12-31	$700,641
Participant contributions at beginning of year	2018-12-31	$854,964
Participant contributions at end of year	2018-12-31	$47,310
Participant contributions at beginning of year	2018-12-31	$57,809
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$663,500
Total non interest bearing cash at end of year	2018-12-31	$144,103
Total non interest bearing cash at beginning of year	2018-12-31	$11,186
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$-486,860
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$25,272,086
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$25,758,946
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Investment advisory and management fees	2018-12-31	$122,639
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$13,048,065
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$23,356,841
Interest on participant loans	2018-12-31	$36,600
Interest earned on other investments	2018-12-31	$43
Value of interest in common/collective trusts at end of year	2018-12-31	$10,751,731
Value of interest in common/collective trusts at beginning of year	2018-12-31	$860,441
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-1,048,860
Net investment gain or loss from common/collective trusts	2018-12-31	$-1,377,068
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$683,836
Employer contributions (assets) at end of year	2018-12-31	$679,410
Employer contributions (assets) at beginning of year	2018-12-31	$704,530
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$2,435,214
Liabilities. Value of benefit claims payable at end of year	2018-12-31	$99,174
Liabilities. Value of benefit claims payable at beginning of year	2018-12-31	$86,825
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	WHALEN & COMPANY, INC.
Accountancy firm EIN	2018-12-31	310984945
2017 : GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2017 401k financial data
Total transfer of assets to this plan	2017-12-31	$47,853
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$86,825
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$79,867
Total income from all sources (including contributions)	2017-12-31	$7,213,350
Total of all expenses incurred	2017-12-31	$2,822,751
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$2,508,083
Expenses. Certain deemed distributions of participant loans	2017-12-31	$148,236
Value of total corrective distributions	2017-12-31	$5,792
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$3,665,488
Value of total assets at end of year	2017-12-31	$25,845,771
Value of total assets at beginning of year	2017-12-31	$21,400,361
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$160,640
Total interest from all sources	2017-12-31	$39,357
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$647,482
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$647,482
Administrative expenses professional fees incurred	2017-12-31	$53,426
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$500,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$2,676,220
Participant contributions at end of year	2017-12-31	$854,964
Participant contributions at beginning of year	2017-12-31	$840,279
Participant contributions at end of year	2017-12-31	$57,809
Participant contributions at beginning of year	2017-12-31	$17,115
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$284,171
Total non interest bearing cash at end of year	2017-12-31	$11,186
Total non interest bearing cash at beginning of year	2017-12-31	$52,971
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$4,390,599
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$25,758,946
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$21,320,494
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Investment advisory and management fees	2017-12-31	$107,214
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$23,356,841
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$18,501,011
Interest on participant loans	2017-12-31	$38,949
Interest earned on other investments	2017-12-31	$408
Value of interest in common/collective trusts at end of year	2017-12-31	$860,441
Value of interest in common/collective trusts at beginning of year	2017-12-31	$1,297,801
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$2,836,692
Net investment gain or loss from common/collective trusts	2017-12-31	$24,331
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$705,097
Employer contributions (assets) at end of year	2017-12-31	$704,530
Employer contributions (assets) at beginning of year	2017-12-31	$691,184
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$2,508,083
Liabilities. Value of benefit claims payable at end of year	2017-12-31	$86,825
Liabilities. Value of benefit claims payable at beginning of year	2017-12-31	$79,867
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	WHALEN & COMPANY, INC.
Accountancy firm EIN	2017-12-31	310984945
2016 : GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2016 401k financial data
Total transfer of assets to this plan	2016-12-31	$2,373,827
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$79,867
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$101,871
Total income from all sources (including contributions)	2016-12-31	$5,307,498
Total of all expenses incurred	2016-12-31	$2,484,995
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$2,258,581
Expenses. Certain deemed distributions of participant loans	2016-12-31	$109,641
Value of total corrective distributions	2016-12-31	$2,280
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$3,811,856
Value of total assets at end of year	2016-12-31	$21,400,361
Value of total assets at beginning of year	2016-12-31	$16,226,035
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$114,493
Total interest from all sources	2016-12-31	$35,397
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$595,220
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$595,220
Administrative expenses professional fees incurred	2016-12-31	$30,900
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$500,000
If this is an individual account plan, was there a blackout period	2016-12-31	Yes
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$2,543,981
Participant contributions at end of year	2016-12-31	$840,279
Participant contributions at beginning of year	2016-12-31	$462,420
Participant contributions at end of year	2016-12-31	$17,115
Participant contributions at beginning of year	2016-12-31	$4,590
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$576,691
Total non interest bearing cash at end of year	2016-12-31	$52,971
Total non interest bearing cash at beginning of year	2016-12-31	$26,178
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$2,822,503
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$21,320,494
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$16,124,164
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Investment advisory and management fees	2016-12-31	$83,593
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$18,501,011
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$13,984,574
Interest on participant loans	2016-12-31	$35,397
Value of interest in common/collective trusts at end of year	2016-12-31	$1,297,801
Value of interest in common/collective trusts at beginning of year	2016-12-31	$1,157,781
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$837,851
Net investment gain or loss from common/collective trusts	2016-12-31	$27,174
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$691,184
Employer contributions (assets) at end of year	2016-12-31	$691,184
Employer contributions (assets) at beginning of year	2016-12-31	$590,492
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$2,258,581
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2016-12-31	Yes
Liabilities. Value of benefit claims payable at end of year	2016-12-31	$79,867
Liabilities. Value of benefit claims payable at beginning of year	2016-12-31	$101,871
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	WHALEN & COMPANY
Accountancy firm EIN	2016-12-31	310984945
2015 : GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2015 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$101,871
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$78,924
Total income from all sources (including contributions)	2015-12-31	$3,082,888
Total of all expenses incurred	2015-12-31	$1,950,656
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$1,826,202
Expenses. Certain deemed distributions of participant loans	2015-12-31	$23,410
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$3,160,397
Value of total assets at end of year	2015-12-31	$16,226,035
Value of total assets at beginning of year	2015-12-31	$15,070,856
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$101,044
Total interest from all sources	2015-12-31	$18,953
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$562,386
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$562,386
Administrative expenses professional fees incurred	2015-12-31	$28,644
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$500,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$2,088,704
Participant contributions at end of year	2015-12-31	$462,420
Participant contributions at beginning of year	2015-12-31	$417,638
Participant contributions at end of year	2015-12-31	$4,590
Participant contributions at beginning of year	2015-12-31	$1,811
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$481,201
Other income not declared elsewhere	2015-12-31	$-56,700
Total non interest bearing cash at end of year	2015-12-31	$26,178
Total non interest bearing cash at beginning of year	2015-12-31	$11,686
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$1,132,232
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$16,124,164
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$14,991,932
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Investment advisory and management fees	2015-12-31	$72,400
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$13,984,574
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$12,462,531
Interest on participant loans	2015-12-31	$18,953
Value of interest in common/collective trusts at end of year	2015-12-31	$1,157,781
Value of interest in common/collective trusts at beginning of year	2015-12-31	$1,701,430
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-636,162
Net investment gain or loss from common/collective trusts	2015-12-31	$34,014
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$590,492
Employer contributions (assets) at end of year	2015-12-31	$590,492
Employer contributions (assets) at beginning of year	2015-12-31	$475,760
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$1,826,202
Liabilities. Value of benefit claims payable at end of year	2015-12-31	$101,871
Liabilities. Value of benefit claims payable at beginning of year	2015-12-31	$78,924
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	WHALEN & COMPANY
Accountancy firm EIN	2015-12-31	310984945
2014 : GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2014 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$78,924
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$70,772
Total income from all sources (including contributions)	2014-12-31	$2,938,930
Total of all expenses incurred	2014-12-31	$2,146,807
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$1,919,996
Expenses. Certain deemed distributions of participant loans	2014-12-31	$116,179
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$2,287,532
Value of total assets at end of year	2014-12-31	$15,070,856
Value of total assets at beginning of year	2014-12-31	$14,270,581
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$110,632
Total interest from all sources	2014-12-31	$18,011
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$497,910
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$497,910
Administrative expenses professional fees incurred	2014-12-31	$41,927
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$500,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$1,704,509
Participant contributions at end of year	2014-12-31	$417,638
Participant contributions at beginning of year	2014-12-31	$483,755
Participant contributions at end of year	2014-12-31	$1,811
Participant contributions at beginning of year	2014-12-31	$6,543
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$107,263
Total non interest bearing cash at end of year	2014-12-31	$11,686
Total non interest bearing cash at beginning of year	2014-12-31	$38,801
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$792,123
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$14,991,932
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$14,199,809
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Investment advisory and management fees	2014-12-31	$68,705
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$12,462,531
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$12,020,977
Interest on participant loans	2014-12-31	$18,011
Value of interest in common/collective trusts at end of year	2014-12-31	$1,701,430
Value of interest in common/collective trusts at beginning of year	2014-12-31	$1,528,307
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$64,121
Net investment gain or loss from common/collective trusts	2014-12-31	$71,356
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$475,760
Employer contributions (assets) at end of year	2014-12-31	$475,760
Employer contributions (assets) at beginning of year	2014-12-31	$192,198
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$1,919,996
Liabilities. Value of benefit claims payable at end of year	2014-12-31	$78,924
Liabilities. Value of benefit claims payable at beginning of year	2014-12-31	$70,772
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	WHALEN & COMPANY
Accountancy firm EIN	2014-12-31	310984945
2013 : GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2013 401k financial data
Total transfer of assets from this plan	2013-12-31	$13,677,438
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$70,772
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$122,663
Total income from all sources (including contributions)	2013-12-31	$4,219,964
Total of all expenses incurred	2013-12-31	$1,763,010
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$1,561,076
Expenses. Certain deemed distributions of participant loans	2013-12-31	$71,975
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$2,778,909
Value of total assets at end of year	2013-12-31	$14,270,581
Value of total assets at beginning of year	2013-12-31	$25,542,956
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$129,959
Total interest from all sources	2013-12-31	$32,279
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$321,037
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$321,037
Administrative expenses professional fees incurred	2013-12-31	$35,098
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$500,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$2,170,190
Participant contributions at end of year	2013-12-31	$483,755
Participant contributions at beginning of year	2013-12-31	$801,652
Participant contributions at end of year	2013-12-31	$6,543
Participant contributions at beginning of year	2013-12-31	$4,061
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$416,521
Total non interest bearing cash at end of year	2013-12-31	$38,801
Total non interest bearing cash at beginning of year	2013-12-31	$484,394
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$2,456,954
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$14,199,809
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$25,420,293
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Investment advisory and management fees	2013-12-31	$94,861
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$12,020,977
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$20,560,276
Interest on participant loans	2013-12-31	$27,009
Interest earned on other investments	2013-12-31	$5,270
Value of interest in common/collective trusts at end of year	2013-12-31	$1,528,307
Value of interest in common/collective trusts at beginning of year	2013-12-31	$3,355,147
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$1,039,044
Net investment gain or loss from common/collective trusts	2013-12-31	$48,695
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$192,198
Employer contributions (assets) at end of year	2013-12-31	$192,198
Employer contributions (assets) at beginning of year	2013-12-31	$337,426
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$1,561,076
Liabilities. Value of benefit claims payable at end of year	2013-12-31	$70,772
Liabilities. Value of benefit claims payable at beginning of year	2013-12-31	$122,663
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	WHALEN & COMPANY
Accountancy firm EIN	2013-12-31	310984945
2012 : GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2012 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$122,663
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$51,725
Total income from all sources (including contributions)	2012-12-31	$7,403,116
Total of all expenses incurred	2012-12-31	$2,972,856
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$2,647,125
Expenses. Certain deemed distributions of participant loans	2012-12-31	$195,463
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$5,028,806
Value of total assets at end of year	2012-12-31	$25,542,956
Value of total assets at beginning of year	2012-12-31	$21,041,758
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$130,268
Total interest from all sources	2012-12-31	$31,613
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$499,155
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$499,155
Administrative expenses professional fees incurred	2012-12-31	$24,460
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$500,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$2,470,129
Participant contributions at end of year	2012-12-31	$801,652
Participant contributions at beginning of year	2012-12-31	$848,810
Participant contributions at end of year	2012-12-31	$4,061
Participant contributions at beginning of year	2012-12-31	$29,183
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$2,221,251
Total non interest bearing cash at end of year	2012-12-31	$484,394
Total non interest bearing cash at beginning of year	2012-12-31	$110,083
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$4,430,260
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$25,420,293
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$20,990,033
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Investment advisory and management fees	2012-12-31	$105,808
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$20,560,276
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$16,908,331
Interest on participant loans	2012-12-31	$31,613
Value of interest in common/collective trusts at end of year	2012-12-31	$3,355,147
Value of interest in common/collective trusts at beginning of year	2012-12-31	$2,850,948
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$1,794,036
Net investment gain or loss from common/collective trusts	2012-12-31	$49,506
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$337,426
Employer contributions (assets) at end of year	2012-12-31	$337,426
Employer contributions (assets) at beginning of year	2012-12-31	$294,403
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$2,647,125
Liabilities. Value of benefit claims payable at end of year	2012-12-31	$122,663
Liabilities. Value of benefit claims payable at beginning of year	2012-12-31	$51,725
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	No
Opinion of an independent qualified public accountant for this plan	2012-12-31	Unqualified
Accountancy firm name	2012-12-31	WHALEN & COMPANY
Accountancy firm EIN	2012-12-31	310984945
2011 : GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2011 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$51,725
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total income from all sources (including contributions)	2011-12-31	$3,747,837
Total of all expenses incurred	2011-12-31	$1,969,261
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$1,755,076
Expenses. Certain deemed distributions of participant loans	2011-12-31	$78,191
Value of total corrective distributions	2011-12-31	$6,102
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$4,259,874
Value of total assets at end of year	2011-12-31	$21,041,758
Value of total assets at beginning of year	2011-12-31	$19,211,457
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$129,892
Total interest from all sources	2011-12-31	$29,741
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$627,895
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$627,895
Administrative expenses professional fees incurred	2011-12-31	$31,275
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$500,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$2,235,472
Participant contributions at end of year	2011-12-31	$848,810
Participant contributions at beginning of year	2011-12-31	$602,161
Participant contributions at end of year	2011-12-31	$29,183
Participant contributions at beginning of year	2011-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$1,729,684
Total non interest bearing cash at end of year	2011-12-31	$110,083
Total non interest bearing cash at beginning of year	2011-12-31	$53,782
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$1,778,576
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$20,990,033
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$19,211,457
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Investment advisory and management fees	2011-12-31	$98,617
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$16,908,331
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$16,026,493
Interest on participant loans	2011-12-31	$29,741
Value of interest in common/collective trusts at end of year	2011-12-31	$2,850,948
Value of interest in common/collective trusts at beginning of year	2011-12-31	$2,272,546
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-1,220,805
Net investment gain or loss from common/collective trusts	2011-12-31	$51,132
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$294,718
Employer contributions (assets) at end of year	2011-12-31	$294,403
Employer contributions (assets) at beginning of year	2011-12-31	$256,475
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$1,755,076
Liabilities. Value of benefit claims payable at end of year	2011-12-31	$51,725
Liabilities. Value of benefit claims payable at beginning of year	2011-12-31	$0
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	No
Opinion of an independent qualified public accountant for this plan	2011-12-31	Unqualified
Accountancy firm name	2011-12-31	WHALEN & COMPANY
Accountancy firm EIN	2011-12-31	310984945
2010 : GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2010 401k financial data
Total income from all sources (including contributions)	2010-12-31	$4,894,037
Total of all expenses incurred	2010-12-31	$1,904,292
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$1,682,080
Expenses. Certain deemed distributions of participant loans	2010-12-31	$121,732
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$2,540,279
Value of total assets at end of year	2010-12-31	$19,211,457
Value of total assets at beginning of year	2010-12-31	$16,221,712
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$100,480
Total interest from all sources	2010-12-31	$31,272
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$394,463
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2010-12-31	$394,463
Administrative expenses professional fees incurred	2010-12-31	$20,528
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$500,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$1,946,054
Participant contributions at end of year	2010-12-31	$602,161
Participant contributions at beginning of year	2010-12-31	$650,971
Participant contributions at end of year	2010-12-31	$0
Participant contributions at beginning of year	2010-12-31	$2,093
Income. Received or receivable in cash from other sources (including rollovers)	2010-12-31	$337,750
Total non interest bearing cash at end of year	2010-12-31	$53,782
Total non interest bearing cash at beginning of year	2010-12-31	$17,407
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$2,989,745
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$19,211,457
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$16,221,712
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Investment advisory and management fees	2010-12-31	$79,952
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$16,026,493
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$12,959,027
Interest on participant loans	2010-12-31	$31,272
Value of interest in common/collective trusts at end of year	2010-12-31	$2,272,546
Value of interest in common/collective trusts at beginning of year	2010-12-31	$2,352,861
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$1,874,437
Net investment gain or loss from common/collective trusts	2010-12-31	$53,586
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$256,475
Employer contributions (assets) at end of year	2010-12-31	$256,475
Employer contributions (assets) at beginning of year	2010-12-31	$239,353
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$1,682,080
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2010-12-31	No
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	No
Opinion of an independent qualified public accountant for this plan	2010-12-31	Unqualified
Accountancy firm name	2010-12-31	WHALEN & COMPANY
Accountancy firm EIN	2010-12-31	310984945

Form 5500 Responses for GERMAIN RETIREMENT SECURITY SAVINGS PLAN

2022: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Mulitple employer plan
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Mulitple employer plan
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Mulitple employer plan
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2009: GERMAIN RETIREMENT SECURITY SAVINGS PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Mulitple employer plan
2009-01-01	This submission is the final filing	No
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

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Company Name:	GERMAIN MOTOR COMPANY
Employer identification number (EIN):	314368856
NAIC Classification:	441110
NAIC Description:	New Car Dealers

Jurisdiction of Incorporation:	State of Delaware Division of Corporations
Incorporation Date:
Company Identification Number:	2112689