401k Plan data: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST plan

THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 401k Plan overview

Plan Name	THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST
Plan identification number	003

THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
Plan sponsor(s) received services of leased employees, as defined in Code section 414(n), during the plan year.
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

JAMES B. OSWALD COMPANY has sponsored the creation of one or more 401k plans.

Company Name: JAMES B. OSWALD COMPANY

Employer identification number (EIN): 340445620

NAIC Classification: 524210
NAIC Description: Insurance Agencies and Brokerages

Additional information about JAMES B. OSWALD COMPANY

Jurisdiction of Incorporation: Ohio Secretary of State Business Services Division

Incorporation Date: 1915-08-16

Company Identification Number: 44583

Legal Registered Office Address: 1100 SUPERIOR AVENUE
SUITE 1100
CLEVELAND
United States of America (USA)
44114

More information about JAMES B. OSWALD COMPANY

Form 5500 Filing Information

Submission information for form 5500 for 401k plan THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
003 2022-01-01
003 2021-01-01
003 2020-01-01
003 2019-01-01
003 2018-01-01
003 2017-01-01 DENISE TAPP
003 2016-01-01 DENISE TAPP
003 2015-01-01 DENISE TAPP
003 2014-01-01 DENISE TAPP
003 2013-01-01 DENISE TAPP
003 2012-01-01 DENISE TAPP
003 2011-01-01 DENISE TAPP
003 2009-01-01 DENISE TAPP DENISE TAPP 2010-10-14

Plan Statistics for THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST

401k plan membership statisitcs for THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST

Measure Date Value
2022: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2022 401k membership
Total participants, beginning-of-year 2022-01-01 554
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 618
Number of retired or separated participants receiving benefits 2022-01-01 13
Number of other retired or separated participants entitled to future benefits 2022-01-01 269
Total of all active and inactive participants 2022-01-01 900
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 0
Total participants 2022-01-01 900
Number of participants with account balances 2022-01-01 893
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 58
2021: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2021 401k membership
Total participants, beginning-of-year 2021-01-01 487
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 380
Number of retired or separated participants receiving benefits 2021-01-01 7
Number of other retired or separated participants entitled to future benefits 2021-01-01 166
Total of all active and inactive participants 2021-01-01 553
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 1
Total participants 2021-01-01 554
Number of participants with account balances 2021-01-01 551
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 31
2020: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2020 401k membership
Total participants, beginning-of-year 2020-01-01 463
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 367
Number of retired or separated participants receiving benefits 2020-01-01 0
Number of other retired or separated participants entitled to future benefits 2020-01-01 120
Total of all active and inactive participants 2020-01-01 487
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 487
Number of participants with account balances 2020-01-01 485
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 45
2019: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2019 401k membership
Total participants, beginning-of-year 2019-01-01 450
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 392
Number of retired or separated participants receiving benefits 2019-01-01 0
Number of other retired or separated participants entitled to future benefits 2019-01-01 71
Total of all active and inactive participants 2019-01-01 463
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 463
Number of participants with account balances 2019-01-01 460
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 25
2018: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2018 401k membership
Total participants, beginning-of-year 2018-01-01 438
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 365
Number of retired or separated participants receiving benefits 2018-01-01 4
Number of other retired or separated participants entitled to future benefits 2018-01-01 81
Total of all active and inactive participants 2018-01-01 450
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 1
Total participants 2018-01-01 451
Number of participants with account balances 2018-01-01 440
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 23
2017: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2017 401k membership
Total participants, beginning-of-year 2017-01-01 415
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 357
Number of retired or separated participants receiving benefits 2017-01-01 0
Number of other retired or separated participants entitled to future benefits 2017-01-01 78
Total of all active and inactive participants 2017-01-01 435
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 435
Number of participants with account balances 2017-01-01 423
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 36
2016: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2016 401k membership
Total participants, beginning-of-year 2016-01-01 367
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 356
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 53
Total of all active and inactive participants 2016-01-01 409
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 409
Number of participants with account balances 2016-01-01 393
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 18
2015: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2015 401k membership
Total participants, beginning-of-year 2015-01-01 346
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 310
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 53
Total of all active and inactive participants 2015-01-01 363
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 363
Number of participants with account balances 2015-01-01 348
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 11
2014: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2014 401k membership
Total participants, beginning-of-year 2014-01-01 321
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 290
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 53
Total of all active and inactive participants 2014-01-01 343
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 343
Number of participants with account balances 2014-01-01 328
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 18
2013: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2013 401k membership
Total participants, beginning-of-year 2013-01-01 302
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 272
Number of retired or separated participants receiving benefits 2013-01-01 0
Number of other retired or separated participants entitled to future benefits 2013-01-01 48
Total of all active and inactive participants 2013-01-01 320
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 320
Number of participants with account balances 2013-01-01 304
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 0
2012: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2012 401k membership
Total participants, beginning-of-year 2012-01-01 297
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 254
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 47
Total of all active and inactive participants 2012-01-01 301
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 301
Number of participants with account balances 2012-01-01 231
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 0
2011: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2011 401k membership
Total participants, beginning-of-year 2011-01-01 300
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 249
Number of retired or separated participants receiving benefits 2011-01-01 0
Number of other retired or separated participants entitled to future benefits 2011-01-01 44
Total of all active and inactive participants 2011-01-01 293
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 293
Number of participants with account balances 2011-01-01 225
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 0
2009: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2009 401k membership
Total participants, beginning-of-year 2009-01-01 261
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 236
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 40
Total of all active and inactive participants 2009-01-01 276
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 276
Number of participants with account balances 2009-01-01 212
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 0

Measure	Date	Value
2022: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2022 401k membership
Total participants, beginning-of-year	2022-01-01	554
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	618
Number of retired or separated participants receiving benefits	2022-01-01	13
Number of other retired or separated participants entitled to future benefits	2022-01-01	269
Total of all active and inactive participants	2022-01-01	900
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	0
Total participants	2022-01-01	900
Number of participants with account balances	2022-01-01	893
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	58
2021: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2021 401k membership
Total participants, beginning-of-year	2021-01-01	487
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	380
Number of retired or separated participants receiving benefits	2021-01-01	7
Number of other retired or separated participants entitled to future benefits	2021-01-01	166
Total of all active and inactive participants	2021-01-01	553
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	1
Total participants	2021-01-01	554
Number of participants with account balances	2021-01-01	551
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	31
2020: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2020 401k membership
Total participants, beginning-of-year	2020-01-01	463
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	367
Number of retired or separated participants receiving benefits	2020-01-01	0
Number of other retired or separated participants entitled to future benefits	2020-01-01	120
Total of all active and inactive participants	2020-01-01	487
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	487
Number of participants with account balances	2020-01-01	485
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	45
2019: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2019 401k membership
Total participants, beginning-of-year	2019-01-01	450
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	392
Number of retired or separated participants receiving benefits	2019-01-01	0
Number of other retired or separated participants entitled to future benefits	2019-01-01	71
Total of all active and inactive participants	2019-01-01	463
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	463
Number of participants with account balances	2019-01-01	460
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	25
2018: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2018 401k membership
Total participants, beginning-of-year	2018-01-01	438
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	365
Number of retired or separated participants receiving benefits	2018-01-01	4
Number of other retired or separated participants entitled to future benefits	2018-01-01	81
Total of all active and inactive participants	2018-01-01	450
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	1
Total participants	2018-01-01	451
Number of participants with account balances	2018-01-01	440
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	23
2017: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2017 401k membership
Total participants, beginning-of-year	2017-01-01	415
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	357
Number of retired or separated participants receiving benefits	2017-01-01	0
Number of other retired or separated participants entitled to future benefits	2017-01-01	78
Total of all active and inactive participants	2017-01-01	435
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	435
Number of participants with account balances	2017-01-01	423
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	36
2016: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2016 401k membership
Total participants, beginning-of-year	2016-01-01	367
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	356
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	53
Total of all active and inactive participants	2016-01-01	409
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	409
Number of participants with account balances	2016-01-01	393
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	18
2015: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2015 401k membership
Total participants, beginning-of-year	2015-01-01	346
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	310
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	53
Total of all active and inactive participants	2015-01-01	363
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	363
Number of participants with account balances	2015-01-01	348
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	11
2014: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2014 401k membership
Total participants, beginning-of-year	2014-01-01	321
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	290
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	53
Total of all active and inactive participants	2014-01-01	343
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	343
Number of participants with account balances	2014-01-01	328
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	18
2013: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2013 401k membership
Total participants, beginning-of-year	2013-01-01	302
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	272
Number of retired or separated participants receiving benefits	2013-01-01	0
Number of other retired or separated participants entitled to future benefits	2013-01-01	48
Total of all active and inactive participants	2013-01-01	320
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	320
Number of participants with account balances	2013-01-01	304
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	0
2012: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2012 401k membership
Total participants, beginning-of-year	2012-01-01	297
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	254
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	47
Total of all active and inactive participants	2012-01-01	301
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	301
Number of participants with account balances	2012-01-01	231
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	0
2011: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2011 401k membership
Total participants, beginning-of-year	2011-01-01	300
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	249
Number of retired or separated participants receiving benefits	2011-01-01	0
Number of other retired or separated participants entitled to future benefits	2011-01-01	44
Total of all active and inactive participants	2011-01-01	293
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	293
Number of participants with account balances	2011-01-01	225
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	0
2009: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2009 401k membership
Total participants, beginning-of-year	2009-01-01	261
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	236
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	40
Total of all active and inactive participants	2009-01-01	276
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	276
Number of participants with account balances	2009-01-01	212
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	0

Financial Data on THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST

Measure	Date	Value
2022 : THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2022 401k financial data
Total unrealized appreciation/depreciation of assets	2022-12-31	$0
Total transfer of assets to this plan	2022-12-31	$52,749,884
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total income from all sources (including contributions)	2022-12-31	$1,896,103
Total loss/gain on sale of assets	2022-12-31	$0
Total of all expenses incurred	2022-12-31	$28,112,178
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$28,009,455
Expenses. Certain deemed distributions of participant loans	2022-12-31	$22,313
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$9,116,117
Value of total assets at end of year	2022-12-31	$166,684,339
Value of total assets at beginning of year	2022-12-31	$140,150,530
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$80,410
Total interest from all sources	2022-12-31	$-26,149
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$4,553,448
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$4,553,448
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$5,448,923
Participant contributions at end of year	2022-12-31	$767,523
Participant contributions at beginning of year	2022-12-31	$451,004
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$724,408
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-26,216,075
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$166,684,339
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$140,150,530
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$90,982,475
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$51,563,006
Interest on participant loans	2022-12-31	$34,232
Interest earned on other investments	2022-12-31	$-60,381
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2022-12-31	$4,663,557
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2022-12-31	$1,966,078
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-11,747,313
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Assets. Invements in employer securities at end of year	2022-12-31	$70,194,925
Assets. Invements in employer securities at beginning of year	2022-12-31	$86,105,974
Contributions received in cash from employer	2022-12-31	$2,942,786
Employer contributions (assets) at end of year	2022-12-31	$75,859
Employer contributions (assets) at beginning of year	2022-12-31	$64,468
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$28,009,455
Contract administrator fees	2022-12-31	$80,410
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	MALONEY + NOVOTNY, LLC
Accountancy firm EIN	2022-12-31	340677006
2021 : THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2021 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2021-12-31	$44,376,520
Total unrealized appreciation/depreciation of assets	2021-12-31	$44,376,520
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$3,331,039
Total income from all sources (including contributions)	2021-12-31	$57,220,049
Total loss/gain on sale of assets	2021-12-31	$0
Total of all expenses incurred	2021-12-31	$3,001,020
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$2,961,847
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$6,215,811
Value of total assets at end of year	2021-12-31	$140,150,530
Value of total assets at beginning of year	2021-12-31	$89,262,540
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$39,173
Total interest from all sources	2021-12-31	$82,005
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$3,375,556
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$3,375,556
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$3,372,442
Participant contributions at end of year	2021-12-31	$451,004
Participant contributions at beginning of year	2021-12-31	$429,493
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$735,862
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2021-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2021-12-31	$3,331,039
Administrative expenses (other) incurred	2021-12-31	$39,173
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$54,219,029
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$140,150,530
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$85,931,501
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$51,563,006
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$41,879,966
Interest on participant loans	2021-12-31	$22,669
Interest earned on other investments	2021-12-31	$59,336
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2021-12-31	$1,966,078
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2021-12-31	$2,538,269
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$3,170,157
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Assets. Invements in employer securities at end of year	2021-12-31	$86,105,974
Assets. Invements in employer securities at beginning of year	2021-12-31	$44,399,131
Contributions received in cash from employer	2021-12-31	$2,107,507
Employer contributions (assets) at end of year	2021-12-31	$64,468
Employer contributions (assets) at beginning of year	2021-12-31	$15,681
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$2,961,847
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	MALONEY + NOVOTNY, LLC
Accountancy firm EIN	2021-12-31	340677006
2020 : THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2020 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2020-12-31	$5,853,960
Total unrealized appreciation/depreciation of assets	2020-12-31	$5,853,960
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$3,331,039
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total income from all sources (including contributions)	2020-12-31	$17,204,465
Total loss/gain on sale of assets	2020-12-31	$0
Total of all expenses incurred	2020-12-31	$7,938,739
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$7,859,680
Expenses. Certain deemed distributions of participant loans	2020-12-31	$49,279
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$5,773,156
Value of total assets at end of year	2020-12-31	$89,262,540
Value of total assets at beginning of year	2020-12-31	$76,665,775
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$29,780
Total interest from all sources	2020-12-31	$84,846
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$1,504,332
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$1,504,332
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$3,292,688
Participant contributions at end of year	2020-12-31	$429,493
Participant contributions at beginning of year	2020-12-31	$562,020
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$653,093
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2020-12-31	$3,331,039
Administrative expenses (other) incurred	2020-12-31	$29,780
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$9,265,726
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$85,931,501
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$76,665,775
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$41,879,966
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$36,156,694
Interest on participant loans	2020-12-31	$27,270
Interest earned on other investments	2020-12-31	$57,576
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2020-12-31	$2,538,269
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2020-12-31	$1,751,745
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$3,988,171
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Assets. Invements in employer securities at end of year	2020-12-31	$44,399,131
Assets. Invements in employer securities at beginning of year	2020-12-31	$36,956,079
Contributions received in cash from employer	2020-12-31	$1,827,375
Employer contributions (assets) at end of year	2020-12-31	$15,681
Employer contributions (assets) at beginning of year	2020-12-31	$1,239,237
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$7,859,680
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	MALONEY & NOVOTNY
Accountancy firm EIN	2020-12-31	340677006
2019 : THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2019 401k financial data
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total income from all sources (including contributions)	2019-12-31	$50,347,000
Total income from all sources (including contributions)	2019-12-31	$50,347,000
Total loss/gain on sale of assets	2019-12-31	$0
Total loss/gain on sale of assets	2019-12-31	$0
Total of all expenses incurred	2019-12-31	$3,372,526
Total of all expenses incurred	2019-12-31	$3,372,526
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$3,329,360
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$3,329,360
Expenses. Certain deemed distributions of participant loans	2019-12-31	$3,952
Expenses. Certain deemed distributions of participant loans	2019-12-31	$3,952
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$43,069,779
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$43,069,779
Value of total assets at end of year	2019-12-31	$76,665,775
Value of total assets at end of year	2019-12-31	$76,665,775
Value of total assets at beginning of year	2019-12-31	$29,691,301
Value of total assets at beginning of year	2019-12-31	$29,691,301
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$39,214
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$39,214
Total interest from all sources	2019-12-31	$1,088,193
Total interest from all sources	2019-12-31	$1,088,193
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$0
Was this plan covered by a fidelity bond	2019-12-31	Yes
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$1,000,000
Value of fidelity bond cover	2019-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2019-12-31	Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$3,057,064
Contributions received from participants	2019-12-31	$3,057,064
Participant contributions at end of year	2019-12-31	$562,020
Participant contributions at end of year	2019-12-31	$562,020
Participant contributions at beginning of year	2019-12-31	$625,094
Participant contributions at beginning of year	2019-12-31	$625,094
Participant contributions at end of year	2019-12-31	$0
Participant contributions at end of year	2019-12-31	$0
Participant contributions at beginning of year	2019-12-31	$80,213
Participant contributions at beginning of year	2019-12-31	$80,213
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$37,959,961
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$37,959,961
Other income not declared elsewhere	2019-12-31	$-7,021
Other income not declared elsewhere	2019-12-31	$-7,021
Administrative expenses (other) incurred	2019-12-31	$39,214
Administrative expenses (other) incurred	2019-12-31	$39,214
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$46,974,474
Value of net income/loss	2019-12-31	$46,974,474
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$76,665,775
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$76,665,775
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$29,691,301
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$29,691,301
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$36,156,694
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$36,156,694
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$27,440,581
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$27,440,581
Interest on participant loans	2019-12-31	$36,702
Interest on participant loans	2019-12-31	$36,702
Interest earned on other investments	2019-12-31	$1,041,903
Interest earned on other investments	2019-12-31	$1,041,903
Value of interest in common/collective trusts at end of year	2019-12-31	$1,751,745
Value of interest in common/collective trusts at end of year	2019-12-31	$1,751,745
Value of interest in common/collective trusts at beginning of year	2019-12-31	$1,303,063
Value of interest in common/collective trusts at beginning of year	2019-12-31	$1,303,063
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2019-12-31	$9,588
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2019-12-31	$9,588
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$6,173,347
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$6,173,347
Net investment gain or loss from common/collective trusts	2019-12-31	$22,702
Net investment gain or loss from common/collective trusts	2019-12-31	$22,702
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Assets. Invements in employer securities at end of year	2019-12-31	$36,956,079
Assets. Invements in employer securities at end of year	2019-12-31	$36,956,079
Assets. Invements in employer securities at beginning of year	2019-12-31	$0
Assets. Invements in employer securities at beginning of year	2019-12-31	$0
Contributions received in cash from employer	2019-12-31	$2,052,754
Contributions received in cash from employer	2019-12-31	$2,052,754
Employer contributions (assets) at end of year	2019-12-31	$1,239,237
Employer contributions (assets) at end of year	2019-12-31	$1,239,237
Employer contributions (assets) at beginning of year	2019-12-31	$242,350
Employer contributions (assets) at beginning of year	2019-12-31	$242,350
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$3,329,360
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$3,329,360
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2019-12-31	Yes
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2019-12-31	Yes
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	MALONEY & NOVOTNY
Accountancy firm name	2019-12-31	MALONEY & NOVOTNY
Accountancy firm EIN	2019-12-31	340677006
Accountancy firm EIN	2019-12-31	340677006
2018 : THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2018 401k financial data
Total unrealized appreciation/depreciation of assets	2018-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total income from all sources (including contributions)	2018-12-31	$2,217,475
Total loss/gain on sale of assets	2018-12-31	$0
Total of all expenses incurred	2018-12-31	$2,886,662
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$2,840,284
Expenses. Certain deemed distributions of participant loans	2018-12-31	$21,774
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$4,152,241
Value of total assets at end of year	2018-12-31	$29,691,301
Value of total assets at beginning of year	2018-12-31	$30,360,488
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$24,604
Total interest from all sources	2018-12-31	$33,677
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$1,627,406
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$1,627,406
Administrative expenses professional fees incurred	2018-12-31	$10,950
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$2,739,601
Participant contributions at end of year	2018-12-31	$625,094
Participant contributions at beginning of year	2018-12-31	$597,783
Participant contributions at end of year	2018-12-31	$80,213
Participant contributions at beginning of year	2018-12-31	$82,134
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$402,493
Other income not declared elsewhere	2018-12-31	$7,798
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$-669,187
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$29,691,301
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$30,360,488
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$27,440,581
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$27,929,616
Interest on participant loans	2018-12-31	$33,677
Value of interest in common/collective trusts at end of year	2018-12-31	$1,303,063
Value of interest in common/collective trusts at beginning of year	2018-12-31	$1,566,105
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-3,625,322
Net investment gain or loss from common/collective trusts	2018-12-31	$21,675
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$1,010,147
Employer contributions (assets) at end of year	2018-12-31	$242,350
Employer contributions (assets) at beginning of year	2018-12-31	$184,850
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$2,840,284
Contract administrator fees	2018-12-31	$13,654
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	MALONEY & NOVOTNY
Accountancy firm EIN	2018-12-31	340677006
2017 : THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2017 401k financial data
Total unrealized appreciation/depreciation of assets	2017-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total income from all sources (including contributions)	2017-12-31	$8,711,549
Total loss/gain on sale of assets	2017-12-31	$0
Total of all expenses incurred	2017-12-31	$1,558,097
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$1,493,823
Expenses. Certain deemed distributions of participant loans	2017-12-31	$35,678
Value of total corrective distributions	2017-12-31	$5,465
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$4,718,651
Value of total assets at end of year	2017-12-31	$30,360,488
Value of total assets at beginning of year	2017-12-31	$23,207,036
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$23,131
Total interest from all sources	2017-12-31	$32,886
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$1,228,041
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$1,228,041
Administrative expenses professional fees incurred	2017-12-31	$10,350
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$2,637,967
Participant contributions at end of year	2017-12-31	$597,783
Participant contributions at beginning of year	2017-12-31	$562,044
Participant contributions at end of year	2017-12-31	$82,134
Participant contributions at beginning of year	2017-12-31	$69,955
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$1,154,588
Other income not declared elsewhere	2017-12-31	$9,091
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$7,153,452
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$30,360,488
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$23,207,036
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Investment advisory and management fees	2017-12-31	$6,300
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$27,929,616
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$20,915,418
Interest on participant loans	2017-12-31	$32,886
Value of interest in common/collective trusts at end of year	2017-12-31	$1,566,105
Value of interest in common/collective trusts at beginning of year	2017-12-31	$1,477,132
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$2,702,652
Net investment gain or loss from common/collective trusts	2017-12-31	$20,228
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$926,096
Employer contributions (assets) at end of year	2017-12-31	$184,850
Employer contributions (assets) at beginning of year	2017-12-31	$182,487
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$1,493,823
Contract administrator fees	2017-12-31	$6,481
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	MALONEY & NOVOTNY
Accountancy firm EIN	2017-12-31	340677006
2016 : THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2016 401k financial data
Total unrealized appreciation/depreciation of assets	2016-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total income from all sources (including contributions)	2016-12-31	$5,682,836
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$1,831,236
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$1,804,119
Value of total corrective distributions	2016-12-31	$666
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$4,072,331
Value of total assets at end of year	2016-12-31	$23,207,036
Value of total assets at beginning of year	2016-12-31	$19,355,436
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$26,451
Total interest from all sources	2016-12-31	$22,229
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$931,009
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$931,009
Administrative expenses professional fees incurred	2016-12-31	$10,350
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$2,319,038
Participant contributions at end of year	2016-12-31	$562,044
Participant contributions at beginning of year	2016-12-31	$452,178
Participant contributions at end of year	2016-12-31	$69,955
Participant contributions at beginning of year	2016-12-31	$68,162
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$937,528
Other income not declared elsewhere	2016-12-31	$9,360
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$3,851,600
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$23,207,036
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$19,355,436
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Investment advisory and management fees	2016-12-31	$8,760
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$20,915,418
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$17,244,452
Interest on participant loans	2016-12-31	$22,229
Value of interest in common/collective trusts at end of year	2016-12-31	$1,477,132
Value of interest in common/collective trusts at beginning of year	2016-12-31	$1,423,083
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$629,762
Net investment gain or loss from common/collective trusts	2016-12-31	$18,145
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$815,765
Employer contributions (assets) at end of year	2016-12-31	$182,487
Employer contributions (assets) at beginning of year	2016-12-31	$167,561
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$1,804,119
Contract administrator fees	2016-12-31	$7,341
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	MALONEY & NOVOTNY
Accountancy firm EIN	2016-12-31	340677006
2015 : THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2015 401k financial data
Total unrealized appreciation/depreciation of assets	2015-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total income from all sources (including contributions)	2015-12-31	$3,185,806
Total loss/gain on sale of assets	2015-12-31	$0
Total of all expenses incurred	2015-12-31	$1,402,578
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$1,383,568
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$3,402,488
Value of total assets at end of year	2015-12-31	$19,355,436
Value of total assets at beginning of year	2015-12-31	$17,572,208
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$19,010
Total interest from all sources	2015-12-31	$19,512
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$1,300,456
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$1,300,456
Administrative expenses professional fees incurred	2015-12-31	$11,150
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$2,051,217
Participant contributions at end of year	2015-12-31	$452,178
Participant contributions at beginning of year	2015-12-31	$337,122
Participant contributions at end of year	2015-12-31	$68,162
Participant contributions at beginning of year	2015-12-31	$57,324
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$626,741
Other income not declared elsewhere	2015-12-31	$13,318
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$1,783,228
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$19,355,436
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$17,572,208
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$17,244,452
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$14,974,252
Interest on participant loans	2015-12-31	$19,512
Value of interest in common/collective trusts at end of year	2015-12-31	$1,423,083
Value of interest in common/collective trusts at beginning of year	2015-12-31	$1,557,790
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-1,565,121
Net investment gain or loss from common/collective trusts	2015-12-31	$15,153
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$724,530
Employer contributions (assets) at end of year	2015-12-31	$167,561
Employer contributions (assets) at beginning of year	2015-12-31	$645,720
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$1,383,568
Contract administrator fees	2015-12-31	$7,860
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	MALONEY & NOVOTNY
Accountancy firm EIN	2015-12-31	340677006
2014 : THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2014 401k financial data
Total unrealized appreciation/depreciation of assets	2014-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total income from all sources (including contributions)	2014-12-31	$3,454,457
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$932,237
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$886,421
Expenses. Certain deemed distributions of participant loans	2014-12-31	$27,973
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$2,646,355
Value of total assets at end of year	2014-12-31	$17,572,208
Value of total assets at beginning of year	2014-12-31	$15,049,988
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$17,843
Total interest from all sources	2014-12-31	$17,649
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$1,396,781
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$1,396,781
Administrative expenses professional fees incurred	2014-12-31	$8,650
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$1,867,891
Participant contributions at end of year	2014-12-31	$337,122
Participant contributions at beginning of year	2014-12-31	$363,728
Participant contributions at end of year	2014-12-31	$57,324
Participant contributions at beginning of year	2014-12-31	$51,564
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$132,744
Other income not declared elsewhere	2014-12-31	$10,610
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$2,522,220
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$17,572,208
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$15,049,988
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$14,974,252
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$12,739,050
Interest on participant loans	2014-12-31	$17,649
Value of interest in common/collective trusts at end of year	2014-12-31	$1,557,790
Value of interest in common/collective trusts at beginning of year	2014-12-31	$1,363,933
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$-628,162
Net investment gain or loss from common/collective trusts	2014-12-31	$11,224
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$645,720
Employer contributions (assets) at end of year	2014-12-31	$645,720
Employer contributions (assets) at beginning of year	2014-12-31	$531,713
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$886,421
Contract administrator fees	2014-12-31	$9,193
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	MALONEY & NOVOTNY
Accountancy firm EIN	2014-12-31	340677006
2013 : THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2013 401k financial data
Total unrealized appreciation/depreciation of assets	2013-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$4,508,025
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$571,341
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$553,275
Expenses. Certain deemed distributions of participant loans	2013-12-31	$3,121
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$2,488,956
Value of total assets at end of year	2013-12-31	$15,049,988
Value of total assets at beginning of year	2013-12-31	$11,113,304
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$14,945
Total interest from all sources	2013-12-31	$18,948
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$679,808
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$679,808
Administrative expenses professional fees incurred	2013-12-31	$9,000
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$1,496,863
Participant contributions at end of year	2013-12-31	$363,728
Participant contributions at beginning of year	2013-12-31	$393,234
Participant contributions at end of year	2013-12-31	$51,564
Participant contributions at beginning of year	2013-12-31	$26,908
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$460,380
Other income not declared elsewhere	2013-12-31	$17,942
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$3,936,684
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$15,049,988
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$11,113,304
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$12,739,050
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$9,050,153
Interest on participant loans	2013-12-31	$18,948
Value of interest in common/collective trusts at end of year	2013-12-31	$1,363,933
Value of interest in common/collective trusts at beginning of year	2013-12-31	$1,643,009
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$1,291,418
Net investment gain or loss from common/collective trusts	2013-12-31	$10,953
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$531,713
Employer contributions (assets) at end of year	2013-12-31	$531,713
Employer contributions (assets) at beginning of year	2013-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$553,275
Contract administrator fees	2013-12-31	$5,945
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	MALONEY & NOVOTNY
Accountancy firm EIN	2013-12-31	340677006
2012 : THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2012 401k financial data
Total unrealized appreciation/depreciation of assets	2012-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$2,334,024
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$744,757
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$684,000
Expenses. Certain deemed distributions of participant loans	2012-12-31	$47,259
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$1,342,830
Value of total assets at end of year	2012-12-31	$11,113,304
Value of total assets at beginning of year	2012-12-31	$9,524,037
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$13,498
Total interest from all sources	2012-12-31	$18,706
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$362,886
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$362,886
Administrative expenses professional fees incurred	2012-12-31	$8,900
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$1,063,626
Participant contributions at end of year	2012-12-31	$393,234
Participant contributions at beginning of year	2012-12-31	$366,703
Participant contributions at end of year	2012-12-31	$26,908
Participant contributions at beginning of year	2012-12-31	$28,584
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$279,204
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$1,589,267
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$11,113,304
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$9,524,037
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$9,050,153
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$7,654,454
Interest on participant loans	2012-12-31	$18,706
Value of interest in common/collective trusts at end of year	2012-12-31	$1,643,009
Value of interest in common/collective trusts at beginning of year	2012-12-31	$1,474,296
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$592,880
Net investment gain or loss from common/collective trusts	2012-12-31	$16,722
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$684,000
Contract administrator fees	2012-12-31	$4,598
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	MALONEY & NOVOTNY
Accountancy firm EIN	2012-12-31	340677006
2011 : THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2011 401k financial data
Total unrealized appreciation/depreciation of assets	2011-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total income from all sources (including contributions)	2011-12-31	$1,066,052
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$839,283
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$817,613
Value of total corrective distributions	2011-12-31	$1,874
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$1,332,706
Value of total assets at end of year	2011-12-31	$9,524,037
Value of total assets at beginning of year	2011-12-31	$9,297,268
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$19,796
Total interest from all sources	2011-12-31	$16,109
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$278,102
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$278,102
Administrative expenses professional fees incurred	2011-12-31	$9,000
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$1,066,735
Participant contributions at end of year	2011-12-31	$366,703
Participant contributions at beginning of year	2011-12-31	$232,606
Participant contributions at end of year	2011-12-31	$28,584
Participant contributions at beginning of year	2011-12-31	$25,415
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$265,971
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$226,769
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$9,524,037
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$9,297,268
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$7,654,454
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$7,514,422
Interest on participant loans	2011-12-31	$16,109
Value of interest in common/collective trusts at end of year	2011-12-31	$1,474,296
Value of interest in common/collective trusts at beginning of year	2011-12-31	$1,524,825
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-585,408
Net investment gain or loss from common/collective trusts	2011-12-31	$24,543
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$817,613
Contract administrator fees	2011-12-31	$10,796
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	MALONEY & NOVOTNY
Accountancy firm EIN	2011-12-31	340677006
2010 : THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2010 401k financial data
Total unrealized appreciation/depreciation of assets	2010-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total income from all sources (including contributions)	2010-12-31	$2,204,400
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$1,074,895
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$1,052,539
Value of total corrective distributions	2010-12-31	$20,303
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$1,157,883
Value of total assets at end of year	2010-12-31	$9,297,268
Value of total assets at beginning of year	2010-12-31	$8,167,763
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$2,053
Total interest from all sources	2010-12-31	$17,359
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$186,664
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2010-12-31	$186,664
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$1,040,593
Participant contributions at end of year	2010-12-31	$232,606
Participant contributions at beginning of year	2010-12-31	$226,154
Participant contributions at end of year	2010-12-31	$25,415
Participant contributions at beginning of year	2010-12-31	$34,061
Income. Received or receivable in cash from other sources (including rollovers)	2010-12-31	$117,290
Other income not declared elsewhere	2010-12-31	$14,257
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$1,129,505
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$9,297,268
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$8,167,763
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$7,514,422
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$6,445,925
Interest on participant loans	2010-12-31	$17,359
Value of interest in common/collective trusts at end of year	2010-12-31	$1,524,825
Value of interest in common/collective trusts at beginning of year	2010-12-31	$1,461,623
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$802,621
Net investment gain or loss from common/collective trusts	2010-12-31	$25,616
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$1,052,539
Contract administrator fees	2010-12-31	$2,053
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	MALONEY & NOVOTNY
Accountancy firm EIN	2010-12-31	340677006
2009 : THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0

Form 5500 Responses for THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST

2022: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Submission has been amended	No
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Insurance	Yes
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement – Insurance	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Submission has been amended	Yes
2021-01-01	This submission is the final filing	No
2021-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Insurance	Yes
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement – Insurance	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Submission has been amended	No
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Insurance	Yes
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement – Insurance	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Insurance	Yes
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement – Insurance	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Submission has been amended	No
2018-01-01	This submission is the final filing	No
2018-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2018-01-01	Plan is a collectively bargained plan	No
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Submission has been amended	No
2017-01-01	This submission is the final filing	No
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2009: THE JAMES B. OSWALD CO. 401(K) PLAN & TRUST 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )

Policy contract number

DH1322

Policy instance

Insurance contract or identification number	DH1322
Number of Individuals Covered	900
Insurance policy start date	2022-01-01
Insurance policy end date	2022-12-31
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )

Policy contract number

DH1322

Policy instance

Insurance contract or identification number	DH1322
Number of Individuals Covered	554
Insurance policy start date	2021-01-01
Insurance policy end date	2021-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )

Policy contract number

551322

Policy instance

Insurance contract or identification number	551322
Number of Individuals Covered	486
Insurance policy start date	2020-01-01
Insurance policy end date	2020-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )

Policy contract number

551322

Policy instance

Insurance contract or identification number	551322
Number of Individuals Covered	461
Insurance policy start date	2019-01-01
Insurance policy end date	2019-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

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Company Name:	JAMES B. OSWALD COMPANY
Employer identification number (EIN):	340445620
NAIC Classification:	524210
NAIC Description:	Insurance Agencies and Brokerages

Jurisdiction of Incorporation:	Ohio Secretary of State Business Services Division
Incorporation Date:	1915-08-16
Company Identification Number:	44583
Legal Registered Office Address:	1100 SUPERIOR AVENUE SUITE 1100 CLEVELAND United States of America (USA) 44114