401k Plan data: IMPROVING 401(K) PLAN plan

IMPROVING 401(K) PLAN 401k Plan overview

Plan Name	IMPROVING 401(K) PLAN
Plan identification number	001

IMPROVING 401(K) PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).
Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

IMPROVING ENTERPRISES, INC. has sponsored the creation of one or more 401k plans.

Company Name: IMPROVING ENTERPRISES, INC.

Employer identification number (EIN): 342013309

NAIC Classification: 541512
NAIC Description: Computer Systems Design Services

Form 5500 Filing Information

Submission information for form 5500 for 401k plan IMPROVING 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2021-01-01
001 2021-01-01 SUSAN FOJTASEK
001 2020-01-01
001 2019-01-01
001 2017-01-01 RICARDO DEANDA
001 2016-01-01 RICARDO DEANDA
001 2015-01-01 RICARDO DEANDA RICARDO DEANDA 2016-10-15
001 2014-01-01 RICARDO DEANDA
001 2013-01-01 RICARDO DEANDA RICARDO DEANDA 2014-10-15
001 2012-01-01 RICARDO DEANDA
001 2011-01-01 RICARDO DEANDA 2012-09-17
001 2010-01-01 RICARDO DEANDA 2011-10-14

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed	Name of Company Sponsor	Date Sponsor Signed
001	2021-01-01
001	2021-01-01	SUSAN FOJTASEK
001	2020-01-01
001	2019-01-01
001	2017-01-01	RICARDO DEANDA
001	2016-01-01	RICARDO DEANDA
001	2015-01-01	RICARDO DEANDA		RICARDO DEANDA	2016-10-15
001	2014-01-01	RICARDO DEANDA
001	2013-01-01	RICARDO DEANDA		RICARDO DEANDA	2014-10-15
001	2012-01-01	RICARDO DEANDA
001	2011-01-01	RICARDO DEANDA	2012-09-17
001	2010-01-01	RICARDO DEANDA	2011-10-14

Plan Statistics for IMPROVING 401(K) PLAN

401k plan membership statisitcs for IMPROVING 401(K) PLAN

Measure Date Value
2021: IMPROVING 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 546
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 422
Number of retired or separated participants receiving benefits 2021-01-01 4
Number of other retired or separated participants entitled to future benefits 2021-01-01 203
Total of all active and inactive participants 2021-01-01 629
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 0
Total participants 2021-01-01 629
Number of participants with account balances 2021-01-01 592
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 45
2020: IMPROVING 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 578
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 361
Number of retired or separated participants receiving benefits 2020-01-01 5
Number of other retired or separated participants entitled to future benefits 2020-01-01 162
Total of all active and inactive participants 2020-01-01 528
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 528
Number of participants with account balances 2020-01-01 506
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 70
2019: IMPROVING 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 455
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 289
Number of retired or separated participants receiving benefits 2019-01-01 5
Number of other retired or separated participants entitled to future benefits 2019-01-01 133
Total of all active and inactive participants 2019-01-01 427
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 427
Number of participants with account balances 2019-01-01 401
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 44
2017: IMPROVING 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 316
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 240
Number of retired or separated participants receiving benefits 2017-01-01 2
Number of other retired or separated participants entitled to future benefits 2017-01-01 130
Total of all active and inactive participants 2017-01-01 372
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 372
Number of participants with account balances 2017-01-01 340
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 26
2016: IMPROVING 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 251
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 222
Number of retired or separated participants receiving benefits 2016-01-01 3
Number of other retired or separated participants entitled to future benefits 2016-01-01 96
Total of all active and inactive participants 2016-01-01 321
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 321
Number of participants with account balances 2016-01-01 297
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 20
2015: IMPROVING 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 245
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 161
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 65
Total of all active and inactive participants 2015-01-01 226
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 1
Total participants 2015-01-01 227
Number of participants with account balances 2015-01-01 197
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 26
2014: IMPROVING 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 190
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 195
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 46
Total of all active and inactive participants 2014-01-01 241
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 241
Number of participants with account balances 2014-01-01 194
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 24
2013: IMPROVING 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 175
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 156
Number of retired or separated participants receiving benefits 2013-01-01 0
Number of other retired or separated participants entitled to future benefits 2013-01-01 30
Total of all active and inactive participants 2013-01-01 186
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 186
Number of participants with account balances 2013-01-01 141
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 15
2012: IMPROVING 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 139
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 157
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 18
Total of all active and inactive participants 2012-01-01 175
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 175
Number of participants with account balances 2012-01-01 127
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 0

Measure	Date	Value
2021: IMPROVING 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	546
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	422
Number of retired or separated participants receiving benefits	2021-01-01	4
Number of other retired or separated participants entitled to future benefits	2021-01-01	203
Total of all active and inactive participants	2021-01-01	629
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	0
Total participants	2021-01-01	629
Number of participants with account balances	2021-01-01	592
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	45
2020: IMPROVING 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	578
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	361
Number of retired or separated participants receiving benefits	2020-01-01	5
Number of other retired or separated participants entitled to future benefits	2020-01-01	162
Total of all active and inactive participants	2020-01-01	528
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	528
Number of participants with account balances	2020-01-01	506
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	70
2019: IMPROVING 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	455
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	289
Number of retired or separated participants receiving benefits	2019-01-01	5
Number of other retired or separated participants entitled to future benefits	2019-01-01	133
Total of all active and inactive participants	2019-01-01	427
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	427
Number of participants with account balances	2019-01-01	401
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	44
2017: IMPROVING 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	316
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	240
Number of retired or separated participants receiving benefits	2017-01-01	2
Number of other retired or separated participants entitled to future benefits	2017-01-01	130
Total of all active and inactive participants	2017-01-01	372
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	372
Number of participants with account balances	2017-01-01	340
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	26
2016: IMPROVING 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	251
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	222
Number of retired or separated participants receiving benefits	2016-01-01	3
Number of other retired or separated participants entitled to future benefits	2016-01-01	96
Total of all active and inactive participants	2016-01-01	321
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	321
Number of participants with account balances	2016-01-01	297
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	20
2015: IMPROVING 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	245
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	161
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	65
Total of all active and inactive participants	2015-01-01	226
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	1
Total participants	2015-01-01	227
Number of participants with account balances	2015-01-01	197
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	26
2014: IMPROVING 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	190
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	195
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	46
Total of all active and inactive participants	2014-01-01	241
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	241
Number of participants with account balances	2014-01-01	194
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	24
2013: IMPROVING 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	175
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	156
Number of retired or separated participants receiving benefits	2013-01-01	0
Number of other retired or separated participants entitled to future benefits	2013-01-01	30
Total of all active and inactive participants	2013-01-01	186
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	186
Number of participants with account balances	2013-01-01	141
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	15
2012: IMPROVING 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	139
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	157
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	18
Total of all active and inactive participants	2012-01-01	175
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	175
Number of participants with account balances	2012-01-01	127
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	0

Financial Data on IMPROVING 401(K) PLAN

Measure	Date	Value
2021 : IMPROVING 401(K) PLAN 2021 401k financial data
Total transfer of assets to this plan	2021-12-31	$886,190
Total income from all sources (including contributions)	2021-12-31	$10,126,997
Total of all expenses incurred	2021-12-31	$3,294,539
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$3,114,981
Expenses. Certain deemed distributions of participant loans	2021-12-31	$51,371
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$4,864,064
Value of total assets at end of year	2021-12-31	$40,959,601
Value of total assets at beginning of year	2021-12-31	$33,240,953
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$128,187
Total interest from all sources	2021-12-31	$7,715
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$747,355
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$747,355
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$500,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2021-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$3,893,918
Participant contributions at end of year	2021-12-31	$113,167
Participant contributions at beginning of year	2021-12-31	$159,036
Participant contributions at end of year	2021-12-31	$0
Participant contributions at beginning of year	2021-12-31	$146,532
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$970,146
Value of other receiveables (less allowance for doubtful accounts) at end of year	2021-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$6,832,458
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$40,959,601
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$33,240,953
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$14,291,663
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$11,041,224
Interest on participant loans	2021-12-31	$7,715
Value of interest in common/collective trusts at end of year	2021-12-31	$25,151,213
Value of interest in common/collective trusts at beginning of year	2021-12-31	$20,053,893
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2021-12-31	$0
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2021-12-31	$804,878
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2021-12-31	$804,878
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2021-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2021-12-31	$1,403,558
Expenses. Payments to insurance carriers foe the provision of benefits	2021-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$1,441,425
Net investment gain or loss from common/collective trusts	2021-12-31	$3,066,438
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$0
Employer contributions (assets) at end of year	2021-12-31	$0
Employer contributions (assets) at beginning of year	2021-12-31	$1,035,390
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$3,114,981
Contract administrator fees	2021-12-31	$128,187
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	TUGGLE, BURTON & CO., P.C.
Accountancy firm EIN	2021-12-31	752444915
2020 : IMPROVING 401(K) PLAN 2020 401k financial data
Total transfer of assets to this plan	2020-12-31	$6,846,996
Total income from all sources (including contributions)	2020-12-31	$8,275,643
Total of all expenses incurred	2020-12-31	$4,789,354
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$4,684,627
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$4,546,034
Value of total assets at end of year	2020-12-31	$33,240,953
Value of total assets at beginning of year	2020-12-31	$22,907,668
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$104,727
Total interest from all sources	2020-12-31	$11,039
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$333,847
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$333,847
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$500,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$3,504,997
Participant contributions at end of year	2020-12-31	$159,036
Participant contributions at beginning of year	2020-12-31	$144,983
Participant contributions at end of year	2020-12-31	$146,532
Participant contributions at beginning of year	2020-12-31	$1,359
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Income. Non cash contributions	2020-12-31	$0
Value of net income/loss	2020-12-31	$3,486,289
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$33,240,953
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$22,907,668
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$11,041,224
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$8,332,184
Interest on participant loans	2020-12-31	$11,039
Value of interest in common/collective trusts at end of year	2020-12-31	$20,053,893
Value of interest in common/collective trusts at beginning of year	2020-12-31	$13,588,824
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2020-12-31	$804,878
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2020-12-31	$476,563
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2020-12-31	$476,563
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$3,384,723
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$1,041,037
Employer contributions (assets) at end of year	2020-12-31	$1,035,390
Employer contributions (assets) at beginning of year	2020-12-31	$363,755
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$4,684,627
Contract administrator fees	2020-12-31	$104,727
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2020-12-31	No
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	TUGGLE, BURTON & CO., PC
Accountancy firm EIN	2020-12-31	752444915
2019 : IMPROVING 401(K) PLAN 2019 401k financial data
Total income from all sources (including contributions)	2019-12-31	$7,107,745
Total income from all sources (including contributions)	2019-12-31	$7,107,745
Total of all expenses incurred	2019-12-31	$2,203,050
Total of all expenses incurred	2019-12-31	$2,203,050
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$2,085,647
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$2,085,647
Value of total corrective distributions	2019-12-31	$24,885
Value of total corrective distributions	2019-12-31	$24,885
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$3,001,109
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$3,001,109
Value of total assets at end of year	2019-12-31	$22,907,668
Value of total assets at end of year	2019-12-31	$22,907,668
Value of total assets at beginning of year	2019-12-31	$18,002,973
Value of total assets at beginning of year	2019-12-31	$18,002,973
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$92,518
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$92,518
Total interest from all sources	2019-12-31	$11,154
Total interest from all sources	2019-12-31	$11,154
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Was this plan covered by a fidelity bond	2019-12-31	Yes
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$500,000
Value of fidelity bond cover	2019-12-31	$500,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
If this is an individual account plan, was there a blackout period	2019-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$2,428,179
Contributions received from participants	2019-12-31	$2,428,179
Participant contributions at end of year	2019-12-31	$144,983
Participant contributions at end of year	2019-12-31	$144,983
Participant contributions at beginning of year	2019-12-31	$134,419
Participant contributions at beginning of year	2019-12-31	$134,419
Participant contributions at end of year	2019-12-31	$1,359
Participant contributions at end of year	2019-12-31	$1,359
Participant contributions at beginning of year	2019-12-31	$0
Participant contributions at beginning of year	2019-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$209,175
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$209,175
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2019-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2019-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$4,904,695
Value of net income/loss	2019-12-31	$4,904,695
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$22,907,668
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$22,907,668
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$18,002,973
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$18,002,973
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$8,332,184
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$8,332,184
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$5,909,979
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$5,909,979
Interest on participant loans	2019-12-31	$6,392
Interest on participant loans	2019-12-31	$6,392
Value of interest in common/collective trusts at end of year	2019-12-31	$13,588,824
Value of interest in common/collective trusts at end of year	2019-12-31	$13,588,824
Value of interest in common/collective trusts at beginning of year	2019-12-31	$10,949,159
Value of interest in common/collective trusts at beginning of year	2019-12-31	$10,949,159
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2019-12-31	$476,563
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2019-12-31	$476,563
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2019-12-31	$353,322
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2019-12-31	$353,322
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2019-12-31	$353,322
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2019-12-31	$353,322
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2019-12-31	$4,762
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2019-12-31	$4,762
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$1,608,612
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$1,608,612
Net investment gain or loss from common/collective trusts	2019-12-31	$2,486,870
Net investment gain or loss from common/collective trusts	2019-12-31	$2,486,870
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	Yes
Was there a failure to transmit to the plan any participant contributions	2019-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$363,755
Contributions received in cash from employer	2019-12-31	$363,755
Employer contributions (assets) at end of year	2019-12-31	$363,755
Employer contributions (assets) at end of year	2019-12-31	$363,755
Employer contributions (assets) at beginning of year	2019-12-31	$656,094
Employer contributions (assets) at beginning of year	2019-12-31	$656,094
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$2,085,647
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$2,085,647
Contract administrator fees	2019-12-31	$92,518
Contract administrator fees	2019-12-31	$92,518
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	TUGGLE, BURTON & CO., PC
Accountancy firm name	2019-12-31	TUGGLE, BURTON & CO., PC
Accountancy firm EIN	2019-12-31	752444915
Accountancy firm EIN	2019-12-31	752444915
2018 : IMPROVING 401(K) PLAN 2018 401k financial data
Total transfer of assets to this plan	2018-12-31	$628,761
Total income from all sources (including contributions)	2018-12-31	$1,958,528
Total of all expenses incurred	2018-12-31	$1,227,775
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$1,123,474
Expenses. Certain deemed distributions of participant loans	2018-12-31	$6,151
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$3,133,434
Value of total assets at end of year	2018-12-31	$18,002,973
Value of total assets at beginning of year	2018-12-31	$16,643,459
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$98,150
Total interest from all sources	2018-12-31	$11,948
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$0
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$2,222,945
Participant contributions at end of year	2018-12-31	$134,419
Participant contributions at beginning of year	2018-12-31	$149,840
Participant contributions at end of year	2018-12-31	$0
Participant contributions at beginning of year	2018-12-31	$3,759
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$254,395
Value of other receiveables (less allowance for doubtful accounts) at end of year	2018-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2018-12-31	$0
Other income not declared elsewhere	2018-12-31	$-1,126
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$730,753
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$18,002,973
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$16,643,459
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Investment advisory and management fees	2018-12-31	$98,150
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$5,909,979
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$5,559,812
Interest on participant loans	2018-12-31	$8,103
Value of interest in common/collective trusts at end of year	2018-12-31	$10,949,159
Value of interest in common/collective trusts at beginning of year	2018-12-31	$9,765,136
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2018-12-31	$353,322
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2018-12-31	$311,012
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2018-12-31	$311,012
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2018-12-31	$3,845
Expenses. Payments to insurance carriers foe the provision of benefits	2018-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-402,105
Net investment gain or loss from common/collective trusts	2018-12-31	$-783,623
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$656,094
Employer contributions (assets) at end of year	2018-12-31	$656,094
Employer contributions (assets) at beginning of year	2018-12-31	$853,900
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$1,123,474
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	TUGGLE BURTON & CO.
Accountancy firm EIN	2018-12-31	752444915
2017 : IMPROVING 401(K) PLAN 2017 401k financial data
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$586
Total income from all sources (including contributions)	2017-12-31	$4,971,473
Total of all expenses incurred	2017-12-31	$1,915,877
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$1,839,325
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$2,736,967
Value of total assets at end of year	2017-12-31	$16,643,459
Value of total assets at beginning of year	2017-12-31	$13,588,449
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$76,552
Total interest from all sources	2017-12-31	$8,611
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$0
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$1,705,673
Participant contributions at end of year	2017-12-31	$149,840
Participant contributions at beginning of year	2017-12-31	$94,458
Participant contributions at end of year	2017-12-31	$3,759
Participant contributions at beginning of year	2017-12-31	$208
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$227,394
Value of other receiveables (less allowance for doubtful accounts) at end of year	2017-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2017-12-31	$586
Other income not declared elsewhere	2017-12-31	$229
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$3,055,596
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$16,643,459
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$13,587,863
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Investment advisory and management fees	2017-12-31	$76,552
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$5,559,812
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$3,272,868
Interest on participant loans	2017-12-31	$5,462
Value of interest in common/collective trusts at end of year	2017-12-31	$9,765,136
Value of interest in common/collective trusts at beginning of year	2017-12-31	$9,190,841
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2017-12-31	$311,012
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2017-12-31	$266,274
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2017-12-31	$266,274
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2017-12-31	$3,149
Expenses. Payments to insurance carriers foe the provision of benefits	2017-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$733,197
Net investment gain or loss from common/collective trusts	2017-12-31	$1,492,469
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$803,900
Employer contributions (assets) at end of year	2017-12-31	$853,900
Employer contributions (assets) at beginning of year	2017-12-31	$763,800
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$1,839,325
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	TUGGLE BURTON & CO.
Accountancy firm EIN	2017-12-31	752444915
2016 : IMPROVING 401(K) PLAN 2016 401k financial data
Total transfer of assets to this plan	2016-12-31	$5,382,364
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$586
Total income from all sources (including contributions)	2016-12-31	$3,793,759
Total of all expenses incurred	2016-12-31	$1,299,525
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$1,254,206
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$3,167,061
Value of total assets at end of year	2016-12-31	$13,588,449
Value of total assets at beginning of year	2016-12-31	$5,711,265
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$45,319
Total interest from all sources	2016-12-31	$11,403
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2016-12-31	Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$1,519,353
Participant contributions at end of year	2016-12-31	$94,458
Participant contributions at beginning of year	2016-12-31	$62,488
Participant contributions at end of year	2016-12-31	$208
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$280,018
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2016-12-31	$586
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$2,494,234
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$13,587,863
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$5,711,265
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Investment advisory and management fees	2016-12-31	$45,319
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$3,272,868
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$5,221,371
Interest on participant loans	2016-12-31	$3,156
Value of interest in common/collective trusts at end of year	2016-12-31	$9,190,841
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2016-12-31	$266,274
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2016-12-31	$427,406
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2016-12-31	$427,406
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2016-12-31	$8,247
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$-11,052
Net investment gain or loss from common/collective trusts	2016-12-31	$626,347
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$1,367,690
Employer contributions (assets) at end of year	2016-12-31	$763,800
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$1,254,206
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2016-12-31	Yes
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	TUGGLE BURTON & CO.
Accountancy firm EIN	2016-12-31	752444915
2015 : IMPROVING 401(K) PLAN 2015 401k financial data
Total income from all sources (including contributions)	2015-12-31	$1,453,920
Total of all expenses incurred	2015-12-31	$507,196
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$490,353
Value of total corrective distributions	2015-12-31	$500
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$1,576,081
Value of total assets at end of year	2015-12-31	$5,711,265
Value of total assets at beginning of year	2015-12-31	$4,764,541
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$16,343
Total interest from all sources	2015-12-31	$2,002
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$1,067,162
Participant contributions at end of year	2015-12-31	$62,488
Participant contributions at beginning of year	2015-12-31	$62,779
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$9,587
Administrative expenses (other) incurred	2015-12-31	$16,343
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$946,724
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$5,711,265
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$4,764,541
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$5,221,371
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$4,313,281
Interest on participant loans	2015-12-31	$3,005
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2015-12-31	$427,406
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2015-12-31	$388,481
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2015-12-31	$388,481
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2015-12-31	$-1,003
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-124,163
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$499,332
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$490,353
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	TUGGLE BURTON & CO.
Accountancy firm EIN	2015-12-31	752444915
2014 : IMPROVING 401(K) PLAN 2014 401k financial data
Total income from all sources (including contributions)	2014-12-31	$1,572,189
Total of all expenses incurred	2014-12-31	$379,296
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$364,247
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$1,394,407
Value of total assets at end of year	2014-12-31	$4,764,541
Value of total assets at beginning of year	2014-12-31	$3,571,648
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$15,049
Total interest from all sources	2014-12-31	$2,040
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$500,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$942,166
Participant contributions at end of year	2014-12-31	$62,779
Participant contributions at beginning of year	2014-12-31	$76,588
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$139,341
Administrative expenses (other) incurred	2014-12-31	$15,049
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$1,192,893
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$4,764,541
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$3,571,648
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$4,313,281
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$3,174,343
Interest on participant loans	2014-12-31	$2,909
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2014-12-31	$388,481
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2014-12-31	$320,717
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2014-12-31	$320,717
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2014-12-31	$-869
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$175,742
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$312,900
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$364,247
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	TUGGLE BURTON & CO.
Accountancy firm EIN	2014-12-31	752444915
2013 : IMPROVING 401(K) PLAN 2013 401k financial data
Total income from all sources (including contributions)	2013-12-31	$1,462,506
Total of all expenses incurred	2013-12-31	$220,255
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$210,063
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$1,025,695
Value of total assets at end of year	2013-12-31	$3,571,648
Value of total assets at beginning of year	2013-12-31	$2,329,397
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$10,192
Total interest from all sources	2013-12-31	$1,555
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$265,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$813,154
Participant contributions at end of year	2013-12-31	$76,588
Participant contributions at beginning of year	2013-12-31	$18,868
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$212,541
Administrative expenses (other) incurred	2013-12-31	$10,192
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$1,242,251
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$3,571,648
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$2,329,397
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$3,174,343
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$1,887,715
Interest on participant loans	2013-12-31	$1,555
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2013-12-31	$320,717
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2013-12-31	$206,814
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2013-12-31	$206,814
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$435,256
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Employer contributions (assets) at beginning of year	2013-12-31	$216,000
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$210,063
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	TUGGLE BURTON & CO.
Accountancy firm EIN	2013-12-31	752444915
2012 : IMPROVING 401(K) PLAN 2012 401k financial data
Total income from all sources (including contributions)	2012-12-31	$1,184,677
Total of all expenses incurred	2012-12-31	$268,883
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$256,131
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$995,297
Value of total assets at end of year	2012-12-31	$2,329,397
Value of total assets at beginning of year	2012-12-31	$1,413,603
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$12,752
Total interest from all sources	2012-12-31	$459
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$265,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$703,082
Participant contributions at end of year	2012-12-31	$18,868
Participant contributions at beginning of year	2012-12-31	$7,362
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$76,215
Administrative expenses (other) incurred	2012-12-31	$12,752
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$915,794
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$2,329,397
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$1,413,603
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$1,887,715
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$1,260,569
Interest on participant loans	2012-12-31	$459
Income. Interest from loans (other than to participants)	2012-12-31	$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2012-12-31	$206,814
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2012-12-31	$145,672
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2012-12-31	$145,672
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2012-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$188,921
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$216,000
Employer contributions (assets) at end of year	2012-12-31	$216,000
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$256,131
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	TUGGLE BURTON & CO.
Accountancy firm EIN	2012-12-31	752444915

Form 5500 Responses for IMPROVING 401(K) PLAN

2021: IMPROVING 401(K) PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Plan funding arrangement – Insurance	Yes
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement – Insurance	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: IMPROVING 401(K) PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Plan funding arrangement – Insurance	Yes
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement – Insurance	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: IMPROVING 401(K) PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Plan funding arrangement – Insurance	Yes
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement – Insurance	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2017: IMPROVING 401(K) PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Plan funding arrangement – Insurance	Yes
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement – Insurance	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: IMPROVING 401(K) PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Plan funding arrangement – Insurance	Yes
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement – Insurance	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: IMPROVING 401(K) PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: IMPROVING 401(K) PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: IMPROVING 401(K) PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: IMPROVING 401(K) PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 68322 )
Policy contract number	375015-01
Policy instance	1
GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 68322 )
Policy contract number	375015-01
Policy instance	1
GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 68322 )
Policy contract number	375015-01
Policy instance	1
GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 68322 )
Policy contract number	375015-01
Policy instance	1

Potentially related plans

IMPROVING 401(K) PLAN [EIN = 853771438]

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Company Name:	IMPROVING ENTERPRISES, INC.
Employer identification number (EIN):	342013309
NAIC Classification:	541512
NAIC Description:	Computer Systems Design Services