401k Plan data: RIVER VALLEY BANCORP, INC 401(K) PLAN plan

RIVER VALLEY BANCORP, INC 401(K) PLAN 401k Plan overview

Plan Name	RIVER VALLEY BANCORP, INC 401(K) PLAN
Plan identification number	004

RIVER VALLEY BANCORP, INC 401(K) PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Participant-directed brokerage accounts provided as an investment option under the plan.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

GERMAN AMERICAN BANCORP, INC. has sponsored the creation of one or more 401k plans.

Company Name: GERMAN AMERICAN BANCORP, INC.

Employer identification number (EIN): 351547518

NAIC Classification: 551111
NAIC Description: Offices of Bank Holding Companies

Form 5500 Filing Information

Submission information for form 5500 for 401k plan RIVER VALLEY BANCORP, INC 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
004 2020-01-01
004 2019-01-01 LISA MATHEIS 2020-07-16
004 2017-01-01 BRADLEY M. RUST
004 2016-01-01 BRADLEY M. RUST

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed
004	2020-01-01
004	2019-01-01	LISA MATHEIS	2020-07-16
004	2017-01-01	BRADLEY M. RUST
004	2016-01-01	BRADLEY M. RUST

Plan Statistics for RIVER VALLEY BANCORP, INC 401(K) PLAN

401k plan membership statisitcs for RIVER VALLEY BANCORP, INC 401(K) PLAN

Measure Date Value
2019: RIVER VALLEY BANCORP, INC 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 96
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 47
Number of retired or separated participants receiving benefits 2019-01-01 1
Number of other retired or separated participants entitled to future benefits 2019-01-01 16
Total of all active and inactive participants 2019-01-01 64
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 64
Number of participants with account balances 2019-01-01 58
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 0
2017: RIVER VALLEY BANCORP, INC 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 103
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 0
Number of retired or separated participants receiving benefits 2017-01-01 0
Number of other retired or separated participants entitled to future benefits 2017-01-01 0
Total of all active and inactive participants 2017-01-01 0
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 0
Number of participants with account balances 2017-01-01 0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 0
2016: RIVER VALLEY BANCORP, INC 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 136
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 82
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 21
Total of all active and inactive participants 2016-01-01 103
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 103
Number of participants with account balances 2016-01-01 76
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 8

Measure	Date	Value
2019: RIVER VALLEY BANCORP, INC 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	96
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	47
Number of retired or separated participants receiving benefits	2019-01-01	1
Number of other retired or separated participants entitled to future benefits	2019-01-01	16
Total of all active and inactive participants	2019-01-01	64
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	64
Number of participants with account balances	2019-01-01	58
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	0
2017: RIVER VALLEY BANCORP, INC 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	103
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	0
Number of retired or separated participants receiving benefits	2017-01-01	0
Number of other retired or separated participants entitled to future benefits	2017-01-01	0
Total of all active and inactive participants	2017-01-01	0
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	0
Number of participants with account balances	2017-01-01	0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	0
2016: RIVER VALLEY BANCORP, INC 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	136
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	82
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	21
Total of all active and inactive participants	2016-01-01	103
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	103
Number of participants with account balances	2016-01-01	76
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	8

Financial Data on RIVER VALLEY BANCORP, INC 401(K) PLAN

Measure	Date	Value
2019 : RIVER VALLEY BANCORP, INC 401(K) PLAN 2019 401k financial data
Total income from all sources	2019-12-31	$1,883,544
Expenses. Total of all expenses incurred	2019-12-31	$3,828,843
Benefits paid (including direct rollovers)	2019-12-31	$3,785,623
Total plan assets at end of year	2019-12-31	$4,617,619
Total plan assets at beginning of year	2019-12-31	$6,562,918
Value of fidelity bond covering the plan	2019-12-31	$5,000,000
Total contributions received or receivable from participants	2019-12-31	$325,509
Other income received	2019-12-31	$1,354,857
Net income (gross income less expenses)	2019-12-31	$-1,945,299
Net plan assets at end of year (total assets less liabilities)	2019-12-31	$4,617,619
Net plan assets at beginning of year (total assets less liabilities)	2019-12-31	$6,562,918
Assets. Value of employer securities	2019-12-31	$0
Total contributions received or receivable from employer(s)	2019-12-31	$203,178
Expenses. Administrative service providers (salaries,fees and commissions)	2019-12-31	$43,220
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
2017 : RIVER VALLEY BANCORP, INC 401(K) PLAN 2017 401k financial data
Total unrealized appreciation/depreciation of assets	2017-01-03	$0
Total transfer of assets from this plan	2017-01-03	$4,175,022
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-01-03	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-01-03	$17,552
Total income from all sources (including contributions)	2017-01-03	$11,117
Total loss/gain on sale of assets	2017-01-03	$0
Total of all expenses incurred	2017-01-03	$0
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-01-03	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-01-03	$0
Value of total assets at end of year	2017-01-03	$0
Value of total assets at beginning of year	2017-01-03	$4,181,457
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-01-03	$0
Total interest from all sources	2017-01-03	$0
Total dividends received (eg from common stock, registered investment company shares)	2017-01-03	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-01-03	Yes
Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan	2017-01-03	$0
Was this plan covered by a fidelity bond	2017-01-03	Yes
Value of fidelity bond cover	2017-01-03	$4,000,000
If this is an individual account plan, was there a blackout period	2017-01-03	Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-01-03	$0
Were there any nonexempt tranactions with any party-in-interest	2017-01-03	No
Contributions received from participants	2017-01-03	$0
Participant contributions at end of year	2017-01-03	$0
Participant contributions at beginning of year	2017-01-03	$60,432
Participant contributions at end of year	2017-01-03	$0
Participant contributions at beginning of year	2017-01-03	$7,161
Income. Received or receivable in cash from other sources (including rollovers)	2017-01-03	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2017-01-03	$17,552
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-01-03	No
Value of net income/loss	2017-01-03	$11,117
Value of net assets at end of year (total assets less liabilities)	2017-01-03	$0
Value of net assets at beginning of year (total assets less liabilities)	2017-01-03	$4,163,905
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-01-03	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-01-03	No
Were any leases to which the plan was party in default or uncollectible	2017-01-03	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-01-03	$0
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-01-03	$3,993,081
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2017-01-03	$0
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2017-01-03	$117,771
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2017-01-03	$117,771
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-01-03	$11,117
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-01-03	No
Was there a failure to transmit to the plan any participant contributions	2017-01-03	No
Has the plan failed to provide any benefit when due under the plan	2017-01-03	No
Contributions received in cash from employer	2017-01-03	$0
Employer contributions (assets) at end of year	2017-01-03	$0
Employer contributions (assets) at beginning of year	2017-01-03	$3,012
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2017-01-03	Yes
Did the plan have assets held for investment	2017-01-03	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-01-03	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-01-03	Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-01-03	Yes
Opinion of an independent qualified public accountant for this plan	2017-01-03	Disclaimer
Accountancy firm name	2017-01-03	MONROE SHINE & CO., INC.
Accountancy firm EIN	2017-01-03	351515068
2016 : RIVER VALLEY BANCORP, INC 401(K) PLAN 2016 401k financial data
Total unrealized appreciation/depreciation of assets	2016-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$17,552
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total income from all sources (including contributions)	2016-12-31	$934,135
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$2,090,376
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$2,086,260
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$523,321
Value of total assets at end of year	2016-12-31	$4,181,457
Value of total assets at beginning of year	2016-12-31	$5,320,146
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$4,116
Total interest from all sources	2016-12-31	$4,368
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$88,669
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	Yes
Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan	2016-12-31	$0
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$88,669
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$4,000,000
If this is an individual account plan, was there a blackout period	2016-12-31	Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$259,314
Participant contributions at end of year	2016-12-31	$60,432
Participant contributions at beginning of year	2016-12-31	$211,712
Participant contributions at end of year	2016-12-31	$7,161
Participant contributions at beginning of year	2016-12-31	$8,449
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$142,511
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2016-12-31	$17,552
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$-1,156,241
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$4,163,905
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$5,320,146
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$3,993,081
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$4,932,703
Interest on participant loans	2016-12-31	$3,760
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2016-12-31	$117,771
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2016-12-31	$164,199
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2016-12-31	$164,199
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2016-12-31	$608
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$317,777
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$121,496
Employer contributions (assets) at end of year	2016-12-31	$3,012
Employer contributions (assets) at beginning of year	2016-12-31	$3,083
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$2,086,260
Contract administrator fees	2016-12-31	$4,116
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2016-12-31	Yes
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	MONROE SHINE & CO., INC.
Accountancy firm EIN	2016-12-31	351515068

Form 5500 Responses for RIVER VALLEY BANCORP, INC 401(K) PLAN

2019: RIVER VALLEY BANCORP, INC 401(K) PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2017: RIVER VALLEY BANCORP, INC 401(K) PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Submission has been amended	No
2017-01-01	This submission is the final filing	Yes
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	Yes
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: RIVER VALLEY BANCORP, INC 401(K) PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes

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Company Name:	GERMAN AMERICAN BANCORP, INC.
Employer identification number (EIN):	351547518
NAIC Classification:	551111
NAIC Description:	Offices of Bank Holding Companies