401k Plan data: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT plan

ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 401k Plan overview

Plan Name	ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT
Plan identification number	001

ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

ALBANY BANK & TRUST N.A. has sponsored the creation of one or more 401k plans.

Company Name: ALBANY BANK & TRUST N.A.

Employer identification number (EIN): 362245476

NAIC Classification: 522110
NAIC Description: Commercial Banking

Form 5500 Filing Information

Submission information for form 5500 for 401k plan ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2022-01-01
001 2021-01-01
001 2020-01-01
001 2019-01-01
001 2018-01-01 SUSAN JANUS
001 2017-01-01 SUSAN JANUS
001 2016-01-01 SUSAN JANUS
001 2015-01-01 SUSAN JANUS
001 2014-01-01 SUSAN JANUS
001 2013-01-01 SUSAN JANUS
001 2012-01-01 SUSAN JANUS SUSAN JANUS 2013-04-22
001 2011-01-01 SUSAN JANUS
001 2009-01-01 SUSAN JANUS

Plan Statistics for ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT

401k plan membership statisitcs for ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT

Measure Date Value
2022: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2022 401k membership
Total participants, beginning-of-year 2022-01-01 59
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 52
Number of retired or separated participants receiving benefits 2022-01-01 0
Number of other retired or separated participants entitled to future benefits 2022-01-01 0
Total of all active and inactive participants 2022-01-01 52
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 0
Total participants 2022-01-01 52
Number of participants with account balances 2022-01-01 52
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 1
2021: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2021 401k membership
Total participants, beginning-of-year 2021-01-01 62
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 57
Number of retired or separated participants receiving benefits 2021-01-01 0
Number of other retired or separated participants entitled to future benefits 2021-01-01 2
Total of all active and inactive participants 2021-01-01 59
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 0
Total participants 2021-01-01 59
Number of participants with account balances 2021-01-01 59
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 3
2020: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2020 401k membership
Total participants, beginning-of-year 2020-01-01 60
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 62
Number of retired or separated participants receiving benefits 2020-01-01 0
Number of other retired or separated participants entitled to future benefits 2020-01-01 0
Total of all active and inactive participants 2020-01-01 62
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 62
Number of participants with account balances 2020-01-01 62
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 1
2019: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2019 401k membership
Total participants, beginning-of-year 2019-01-01 58
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 60
Number of retired or separated participants receiving benefits 2019-01-01 0
Number of other retired or separated participants entitled to future benefits 2019-01-01 0
Total of all active and inactive participants 2019-01-01 60
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 60
Number of participants with account balances 2019-01-01 57
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 0
2018: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2018 401k membership
Total participants, beginning-of-year 2018-01-01 58
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 58
Number of retired or separated participants receiving benefits 2018-01-01 0
Number of other retired or separated participants entitled to future benefits 2018-01-01 0
Total of all active and inactive participants 2018-01-01 58
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 0
Total participants 2018-01-01 58
Number of participants with account balances 2018-01-01 57
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 2
2017: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2017 401k membership
Total participants, beginning-of-year 2017-01-01 68
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 58
Number of retired or separated participants receiving benefits 2017-01-01 0
Number of other retired or separated participants entitled to future benefits 2017-01-01 0
Total of all active and inactive participants 2017-01-01 58
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 58
Number of participants with account balances 2017-01-01 56
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 3
2016: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2016 401k membership
Total participants, beginning-of-year 2016-01-01 73
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 66
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 2
Total of all active and inactive participants 2016-01-01 68
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 68
Number of participants with account balances 2016-01-01 67
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 0
2015: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2015 401k membership
Total participants, beginning-of-year 2015-01-01 70
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 72
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 1
Total of all active and inactive participants 2015-01-01 73
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 73
Number of participants with account balances 2015-01-01 70
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 0
2014: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2014 401k membership
Total participants, beginning-of-year 2014-01-01 79
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 70
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 0
Total of all active and inactive participants 2014-01-01 70
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 70
Number of participants with account balances 2014-01-01 70
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 0
2013: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2013 401k membership
Total participants, beginning-of-year 2013-01-01 86
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 79
Number of retired or separated participants receiving benefits 2013-01-01 0
Number of other retired or separated participants entitled to future benefits 2013-01-01 0
Total of all active and inactive participants 2013-01-01 79
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 79
Number of participants with account balances 2013-01-01 79
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 0
2012: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2012 401k membership
Total participants, beginning-of-year 2012-01-01 87
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 85
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 1
Total of all active and inactive participants 2012-01-01 86
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 86
Number of participants with account balances 2012-01-01 86
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 0
2011: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2011 401k membership
Total participants, beginning-of-year 2011-01-01 95
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 87
Number of retired or separated participants receiving benefits 2011-01-01 0
Number of other retired or separated participants entitled to future benefits 2011-01-01 0
Total of all active and inactive participants 2011-01-01 87
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 87
Number of participants with account balances 2011-01-01 87
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 3
2009: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2009 401k membership
Total participants, beginning-of-year 2009-01-01 94
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 93
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 0
Total of all active and inactive participants 2009-01-01 93
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 93
Number of participants with account balances 2009-01-01 93
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 1

Measure	Date	Value
2022: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2022 401k membership
Total participants, beginning-of-year	2022-01-01	59
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	52
Number of retired or separated participants receiving benefits	2022-01-01	0
Number of other retired or separated participants entitled to future benefits	2022-01-01	0
Total of all active and inactive participants	2022-01-01	52
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	0
Total participants	2022-01-01	52
Number of participants with account balances	2022-01-01	52
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	1
2021: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2021 401k membership
Total participants, beginning-of-year	2021-01-01	62
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	57
Number of retired or separated participants receiving benefits	2021-01-01	0
Number of other retired or separated participants entitled to future benefits	2021-01-01	2
Total of all active and inactive participants	2021-01-01	59
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	0
Total participants	2021-01-01	59
Number of participants with account balances	2021-01-01	59
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	3
2020: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2020 401k membership
Total participants, beginning-of-year	2020-01-01	60
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	62
Number of retired or separated participants receiving benefits	2020-01-01	0
Number of other retired or separated participants entitled to future benefits	2020-01-01	0
Total of all active and inactive participants	2020-01-01	62
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	62
Number of participants with account balances	2020-01-01	62
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	1
2019: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2019 401k membership
Total participants, beginning-of-year	2019-01-01	58
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	60
Number of retired or separated participants receiving benefits	2019-01-01	0
Number of other retired or separated participants entitled to future benefits	2019-01-01	0
Total of all active and inactive participants	2019-01-01	60
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	60
Number of participants with account balances	2019-01-01	57
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	0
2018: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2018 401k membership
Total participants, beginning-of-year	2018-01-01	58
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	58
Number of retired or separated participants receiving benefits	2018-01-01	0
Number of other retired or separated participants entitled to future benefits	2018-01-01	0
Total of all active and inactive participants	2018-01-01	58
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	0
Total participants	2018-01-01	58
Number of participants with account balances	2018-01-01	57
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	2
2017: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2017 401k membership
Total participants, beginning-of-year	2017-01-01	68
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	58
Number of retired or separated participants receiving benefits	2017-01-01	0
Number of other retired or separated participants entitled to future benefits	2017-01-01	0
Total of all active and inactive participants	2017-01-01	58
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	58
Number of participants with account balances	2017-01-01	56
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	3
2016: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2016 401k membership
Total participants, beginning-of-year	2016-01-01	73
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	66
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	2
Total of all active and inactive participants	2016-01-01	68
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	68
Number of participants with account balances	2016-01-01	67
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	0
2015: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2015 401k membership
Total participants, beginning-of-year	2015-01-01	70
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	72
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	1
Total of all active and inactive participants	2015-01-01	73
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	73
Number of participants with account balances	2015-01-01	70
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	0
2014: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2014 401k membership
Total participants, beginning-of-year	2014-01-01	79
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	70
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	0
Total of all active and inactive participants	2014-01-01	70
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	70
Number of participants with account balances	2014-01-01	70
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	0
2013: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2013 401k membership
Total participants, beginning-of-year	2013-01-01	86
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	79
Number of retired or separated participants receiving benefits	2013-01-01	0
Number of other retired or separated participants entitled to future benefits	2013-01-01	0
Total of all active and inactive participants	2013-01-01	79
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	79
Number of participants with account balances	2013-01-01	79
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	0
2012: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2012 401k membership
Total participants, beginning-of-year	2012-01-01	87
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	85
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	1
Total of all active and inactive participants	2012-01-01	86
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	86
Number of participants with account balances	2012-01-01	86
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	0
2011: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2011 401k membership
Total participants, beginning-of-year	2011-01-01	95
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	87
Number of retired or separated participants receiving benefits	2011-01-01	0
Number of other retired or separated participants entitled to future benefits	2011-01-01	0
Total of all active and inactive participants	2011-01-01	87
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	87
Number of participants with account balances	2011-01-01	87
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	3
2009: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2009 401k membership
Total participants, beginning-of-year	2009-01-01	94
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	93
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	0
Total of all active and inactive participants	2009-01-01	93
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	93
Number of participants with account balances	2009-01-01	93
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	1

Financial Data on ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT

Measure	Date	Value
2022 : ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2022 401k financial data
Transfers to/from the plan	2022-12-31	$0
Total plan liabilities at end of year	2022-12-31	$0
Total plan liabilities at beginning of year	2022-12-31	$0
Total income from all sources	2022-12-31	$-1,549,931
Expenses. Total of all expenses incurred	2022-12-31	$293,896
Benefits paid (including direct rollovers)	2022-12-31	$293,329
Total plan assets at end of year	2022-12-31	$13,795,282
Total plan assets at beginning of year	2022-12-31	$15,639,109
Value of fidelity bond covering the plan	2022-12-31	$500,000
Assets. Value of tangible personal property	2022-12-31	$0
Total contributions received or receivable from participants	2022-12-31	$307,031
Assets. Value of loans (other than to participants)	2022-12-31	$0
Expenses. Other expenses not covered elsewhere	2022-12-31	$0
Contributions received from other sources (not participants or employers)	2022-12-31	$0
Other income received	2022-12-31	$-2,091,962
Noncash contributions received	2022-12-31	$0
Net income (gross income less expenses)	2022-12-31	$-1,843,827
Net plan assets at end of year (total assets less liabilities)	2022-12-31	$13,795,282
Net plan assets at beginning of year (total assets less liabilities)	2022-12-31	$15,639,109
Assets. Value of participant loans	2022-12-31	$54,145
Assets. Value of assets in partnership/joint-venture interests	2022-12-31	$0
Assets. Value of real-estate (other than employer real property)	2022-12-31	$0
Value of participant contributions where there was a failure to transmit these to the plan within the time period described in 29 CFR 2510.3-102	2022-12-31	$0
Assets. Value of employer securities	2022-12-31	$0
Assets. Value of employer real property	2022-12-31	$0
Total contributions received or receivable from employer(s)	2022-12-31	$235,000
Value of certain deemed distributions of participant loans	2022-12-31	$0
Value of corrective distributions	2022-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2022-12-31	$567
2021 : ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2021 401k financial data
Transfers to/from the plan	2021-12-31	$0
Total plan liabilities at end of year	2021-12-31	$0
Total plan liabilities at beginning of year	2021-12-31	$0
Total income from all sources	2021-12-31	$2,126,315
Expenses. Total of all expenses incurred	2021-12-31	$190,961
Benefits paid (including direct rollovers)	2021-12-31	$190,706
Total plan assets at end of year	2021-12-31	$15,639,109
Total plan assets at beginning of year	2021-12-31	$13,703,755
Value of fidelity bond covering the plan	2021-12-31	$500,000
Assets. Value of tangible personal property	2021-12-31	$0
Total contributions received or receivable from participants	2021-12-31	$298,546
Assets. Value of loans (other than to participants)	2021-12-31	$0
Expenses. Other expenses not covered elsewhere	2021-12-31	$0
Contributions received from other sources (not participants or employers)	2021-12-31	$0
Other income received	2021-12-31	$1,617,769
Noncash contributions received	2021-12-31	$0
Net income (gross income less expenses)	2021-12-31	$1,935,354
Net plan assets at end of year (total assets less liabilities)	2021-12-31	$15,639,109
Net plan assets at beginning of year (total assets less liabilities)	2021-12-31	$13,703,755
Assets. Value of participant loans	2021-12-31	$62,189
Assets. Value of assets in partnership/joint-venture interests	2021-12-31	$0
Assets. Value of real-estate (other than employer real property)	2021-12-31	$0
Value of participant contributions where there was a failure to transmit these to the plan within the time period described in 29 CFR 2510.3-102	2021-12-31	$0
Assets. Value of employer securities	2021-12-31	$0
Assets. Value of employer real property	2021-12-31	$0
Total contributions received or receivable from employer(s)	2021-12-31	$210,000
Value of certain deemed distributions of participant loans	2021-12-31	$0
Value of corrective distributions	2021-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2021-12-31	$255
2020 : ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2020 401k financial data
Transfers to/from the plan	2020-12-31	$0
Total plan liabilities at end of year	2020-12-31	$0
Total plan liabilities at beginning of year	2020-12-31	$0
Total income from all sources	2020-12-31	$2,113,503
Expenses. Total of all expenses incurred	2020-12-31	$581,718
Benefits paid (including direct rollovers)	2020-12-31	$576,956
Total plan assets at end of year	2020-12-31	$13,703,755
Total plan assets at beginning of year	2020-12-31	$12,171,970
Value of fidelity bond covering the plan	2020-12-31	$500,000
Assets. Value of tangible personal property	2020-12-31	$0
Total contributions received or receivable from participants	2020-12-31	$288,226
Assets. Value of loans (other than to participants)	2020-12-31	$0
Expenses. Other expenses not covered elsewhere	2020-12-31	$0
Contributions received from other sources (not participants or employers)	2020-12-31	$0
Other income received	2020-12-31	$1,615,277
Noncash contributions received	2020-12-31	$0
Net income (gross income less expenses)	2020-12-31	$1,531,785
Net plan assets at end of year (total assets less liabilities)	2020-12-31	$13,703,755
Net plan assets at beginning of year (total assets less liabilities)	2020-12-31	$12,171,970
Assets. Value of participant loans	2020-12-31	$17,605
Assets. Value of assets in partnership/joint-venture interests	2020-12-31	$0
Assets. Value of real-estate (other than employer real property)	2020-12-31	$0
Value of participant contributions where there was a failure to transmit these to the plan within the time period described in 29 CFR 2510.3-102	2020-12-31	$0
Assets. Value of employer securities	2020-12-31	$0
Assets. Value of employer real property	2020-12-31	$0
Total contributions received or receivable from employer(s)	2020-12-31	$210,000
Value of certain deemed distributions of participant loans	2020-12-31	$0
Value of corrective distributions	2020-12-31	$2,759
Expenses. Administrative service providers (salaries,fees and commissions)	2020-12-31	$2,003
2019 : ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2019 401k financial data
Transfers to/from the plan	2019-12-31	$0
Total plan liabilities at end of year	2019-12-31	$0
Total plan liabilities at beginning of year	2019-12-31	$0
Total income from all sources	2019-12-31	$2,507,915
Expenses. Total of all expenses incurred	2019-12-31	$689,809
Benefits paid (including direct rollovers)	2019-12-31	$682,535
Total plan assets at end of year	2019-12-31	$12,171,970
Total plan assets at beginning of year	2019-12-31	$10,353,864
Value of fidelity bond covering the plan	2019-12-31	$500,000
Total contributions received or receivable from participants	2019-12-31	$275,477
Expenses. Other expenses not covered elsewhere	2019-12-31	$0
Contributions received from other sources (not participants or employers)	2019-12-31	$0
Other income received	2019-12-31	$2,022,438
Noncash contributions received	2019-12-31	$0
Net income (gross income less expenses)	2019-12-31	$1,818,106
Net plan assets at end of year (total assets less liabilities)	2019-12-31	$12,171,970
Net plan assets at beginning of year (total assets less liabilities)	2019-12-31	$10,353,864
Assets. Value of participant loans	2019-12-31	$67,709
Value of participant contributions where there was a failure to transmit these to the plan within the time period described in 29 CFR 2510.3-102	2019-12-31	$0
Total contributions received or receivable from employer(s)	2019-12-31	$210,000
Value of certain deemed distributions of participant loans	2019-12-31	$0
Value of corrective distributions	2019-12-31	$2,764
Expenses. Administrative service providers (salaries,fees and commissions)	2019-12-31	$4,510
2018 : ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2018 401k financial data
Transfers to/from the plan	2018-12-31	$0
Total plan liabilities at end of year	2018-12-31	$0
Total plan liabilities at beginning of year	2018-12-31	$0
Total income from all sources	2018-12-31	$49,680
Expenses. Total of all expenses incurred	2018-12-31	$425,366
Benefits paid (including direct rollovers)	2018-12-31	$411,420
Total plan assets at end of year	2018-12-31	$10,353,864
Total plan assets at beginning of year	2018-12-31	$10,729,550
Value of fidelity bond covering the plan	2018-12-31	$500,000
Total contributions received or receivable from participants	2018-12-31	$272,523
Expenses. Other expenses not covered elsewhere	2018-12-31	$0
Contributions received from other sources (not participants or employers)	2018-12-31	$0
Other income received	2018-12-31	$-432,843
Noncash contributions received	2018-12-31	$0
Net income (gross income less expenses)	2018-12-31	$-375,686
Net plan assets at end of year (total assets less liabilities)	2018-12-31	$10,353,864
Net plan assets at beginning of year (total assets less liabilities)	2018-12-31	$10,729,550
Assets. Value of participant loans	2018-12-31	$13,942
Value of participant contributions where there was a failure to transmit these to the plan within the time period described in 29 CFR 2510.3-102	2018-12-31	$0
Total contributions received or receivable from employer(s)	2018-12-31	$210,000
Value of certain deemed distributions of participant loans	2018-12-31	$0
Value of corrective distributions	2018-12-31	$9,863
Expenses. Administrative service providers (salaries,fees and commissions)	2018-12-31	$4,083
2017 : ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2017 401k financial data
Transfers to/from the plan	2017-12-31	$0
Total plan liabilities at end of year	2017-12-31	$0
Total plan liabilities at beginning of year	2017-12-31	$0
Total income from all sources	2017-12-31	$1,949,737
Expenses. Total of all expenses incurred	2017-12-31	$1,916,082
Benefits paid (including direct rollovers)	2017-12-31	$1,903,715
Total plan assets at end of year	2017-12-31	$10,729,550
Total plan assets at beginning of year	2017-12-31	$10,695,895
Value of fidelity bond covering the plan	2017-12-31	$500,000
Assets. Value of tangible personal property	2017-12-31	$0
Total contributions received or receivable from participants	2017-12-31	$266,079
Assets. Value of loans (other than to participants)	2017-12-31	$0
Expenses. Other expenses not covered elsewhere	2017-12-31	$0
Contributions received from other sources (not participants or employers)	2017-12-31	$0
Other income received	2017-12-31	$1,498,658
Noncash contributions received	2017-12-31	$0
Net income (gross income less expenses)	2017-12-31	$33,655
Net plan assets at end of year (total assets less liabilities)	2017-12-31	$10,729,550
Net plan assets at beginning of year (total assets less liabilities)	2017-12-31	$10,695,895
Assets. Value of participant loans	2017-12-31	$16,508
Assets. Value of assets in partnership/joint-venture interests	2017-12-31	$0
Assets. Value of real-estate (other than employer real property)	2017-12-31	$0
Value of participant contributions where there was a failure to transmit these to the plan within the time period described in 29 CFR 2510.3-102	2017-12-31	$0
Assets. Value of employer securities	2017-12-31	$0
Assets. Value of employer real property	2017-12-31	$0
Total contributions received or receivable from employer(s)	2017-12-31	$185,000
Value of certain deemed distributions of participant loans	2017-12-31	$0
Value of corrective distributions	2017-12-31	$8,729
Expenses. Administrative service providers (salaries,fees and commissions)	2017-12-31	$3,638
2016 : ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2016 401k financial data
Transfers to/from the plan	2016-12-31	$0
Total plan liabilities at end of year	2016-12-31	$0
Total plan liabilities at beginning of year	2016-12-31	$0
Total income from all sources	2016-12-31	$986,098
Expenses. Total of all expenses incurred	2016-12-31	$1,482,472
Benefits paid (including direct rollovers)	2016-12-31	$1,477,723
Total plan assets at end of year	2016-12-31	$10,695,895
Total plan assets at beginning of year	2016-12-31	$11,192,269
Value of fidelity bond covering the plan	2016-12-31	$500,000
Total contributions received or receivable from participants	2016-12-31	$279,110
Expenses. Other expenses not covered elsewhere	2016-12-31	$0
Contributions received from other sources (not participants or employers)	2016-12-31	$0
Other income received	2016-12-31	$541,988
Noncash contributions received	2016-12-31	$0
Net income (gross income less expenses)	2016-12-31	$-496,374
Net plan assets at end of year (total assets less liabilities)	2016-12-31	$10,695,895
Net plan assets at beginning of year (total assets less liabilities)	2016-12-31	$11,192,269
Assets. Value of participant loans	2016-12-31	$24,273
Value of participant contributions where there was a failure to transmit these to the plan within the time period described in 29 CFR 2510.3-102	2016-12-31	$0
Total contributions received or receivable from employer(s)	2016-12-31	$165,000
Value of certain deemed distributions of participant loans	2016-12-31	$0
Value of corrective distributions	2016-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2016-12-31	$4,749
2015 : ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2015 401k financial data
Transfers to/from the plan	2015-12-31	$0
Total plan liabilities at end of year	2015-12-31	$0
Total plan liabilities at beginning of year	2015-12-31	$0
Total income from all sources	2015-12-31	$498,462
Expenses. Total of all expenses incurred	2015-12-31	$388,531
Benefits paid (including direct rollovers)	2015-12-31	$383,718
Total plan assets at end of year	2015-12-31	$11,192,269
Total plan assets at beginning of year	2015-12-31	$11,082,338
Value of fidelity bond covering the plan	2015-12-31	$500,000
Total contributions received or receivable from participants	2015-12-31	$284,113
Expenses. Other expenses not covered elsewhere	2015-12-31	$0
Contributions received from other sources (not participants or employers)	2015-12-31	$0
Other income received	2015-12-31	$74,349
Noncash contributions received	2015-12-31	$0
Net income (gross income less expenses)	2015-12-31	$109,931
Net plan assets at end of year (total assets less liabilities)	2015-12-31	$11,192,269
Net plan assets at beginning of year (total assets less liabilities)	2015-12-31	$11,082,338
Assets. Value of participant loans	2015-12-31	$28,645
Value of participant contributions where there was a failure to transmit these to the plan within the time period described in 29 CFR 2510.3-102	2015-12-31	$0
Total contributions received or receivable from employer(s)	2015-12-31	$140,000
Value of certain deemed distributions of participant loans	2015-12-31	$0
Value of corrective distributions	2015-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2015-12-31	$4,813
2014 : ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2014 401k financial data
Transfers to/from the plan	2014-12-31	$0
Total plan liabilities at end of year	2014-12-31	$0
Total plan liabilities at beginning of year	2014-12-31	$0
Total income from all sources	2014-12-31	$1,037,279
Expenses. Total of all expenses incurred	2014-12-31	$679,121
Benefits paid (including direct rollovers)	2014-12-31	$674,175
Total plan assets at end of year	2014-12-31	$11,082,338
Total plan assets at beginning of year	2014-12-31	$10,724,180
Value of fidelity bond covering the plan	2014-12-31	$500,000
Total contributions received or receivable from participants	2014-12-31	$282,823
Expenses. Other expenses not covered elsewhere	2014-12-31	$0
Contributions received from other sources (not participants or employers)	2014-12-31	$0
Other income received	2014-12-31	$654,456
Noncash contributions received	2014-12-31	$0
Net income (gross income less expenses)	2014-12-31	$358,158
Net plan assets at end of year (total assets less liabilities)	2014-12-31	$11,082,338
Net plan assets at beginning of year (total assets less liabilities)	2014-12-31	$10,724,180
Assets. Value of participant loans	2014-12-31	$34,437
Value of participant contributions where there was a failure to transmit these to the plan within the time period described in 29 CFR 2510.3-102	2014-12-31	$0
Total contributions received or receivable from employer(s)	2014-12-31	$100,000
Value of certain deemed distributions of participant loans	2014-12-31	$0
Value of corrective distributions	2014-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2014-12-31	$4,946
2013 : ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2013 401k financial data
Transfers to/from the plan	2013-12-31	$0
Total plan liabilities at end of year	2013-12-31	$0
Total income from all sources	2013-12-31	$1,931,372
Expenses. Total of all expenses incurred	2013-12-31	$844,317
Benefits paid (including direct rollovers)	2013-12-31	$838,790
Total plan assets at end of year	2013-12-31	$10,724,180
Total plan assets at beginning of year	2013-12-31	$9,637,125
Value of fidelity bond covering the plan	2013-12-31	$500,000
Total contributions received or receivable from participants	2013-12-31	$259,582
Expenses. Other expenses not covered elsewhere	2013-12-31	$0
Contributions received from other sources (not participants or employers)	2013-12-31	$0
Other income received	2013-12-31	$1,571,790
Noncash contributions received	2013-12-31	$0
Net income (gross income less expenses)	2013-12-31	$1,087,055
Net plan assets at end of year (total assets less liabilities)	2013-12-31	$10,724,180
Net plan assets at beginning of year (total assets less liabilities)	2013-12-31	$9,637,125
Assets. Value of participant loans	2013-12-31	$38,830
Value of participant contributions where there was a failure to transmit these to the plan within the time period described in 29 CFR 2510.3-102	2013-12-31	$0
Total contributions received or receivable from employer(s)	2013-12-31	$100,000
Value of certain deemed distributions of participant loans	2013-12-31	$0
Value of corrective distributions	2013-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2013-12-31	$5,527
2012 : ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2012 401k financial data
Total income from all sources	2012-12-31	$1,244,234
Expenses. Total of all expenses incurred	2012-12-31	$433,039
Benefits paid (including direct rollovers)	2012-12-31	$426,822
Total plan assets at end of year	2012-12-31	$9,637,125
Total plan assets at beginning of year	2012-12-31	$8,825,930
Value of fidelity bond covering the plan	2012-12-31	$500,000
Total contributions received or receivable from participants	2012-12-31	$252,019
Other income received	2012-12-31	$822,215
Net income (gross income less expenses)	2012-12-31	$811,195
Net plan assets at end of year (total assets less liabilities)	2012-12-31	$9,637,125
Net plan assets at beginning of year (total assets less liabilities)	2012-12-31	$8,825,930
Assets. Value of participant loans	2012-12-31	$36,355
Total contributions received or receivable from employer(s)	2012-12-31	$170,000
Expenses. Administrative service providers (salaries,fees and commissions)	2012-12-31	$6,217
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
2011 : ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2011 401k financial data
Total income from all sources	2011-12-31	$267,022
Expenses. Total of all expenses incurred	2011-12-31	$318,651
Benefits paid (including direct rollovers)	2011-12-31	$311,364
Total plan assets at end of year	2011-12-31	$8,825,930
Total plan assets at beginning of year	2011-12-31	$8,877,559
Value of fidelity bond covering the plan	2011-12-31	$500,000
Total contributions received or receivable from participants	2011-12-31	$235,456
Other income received	2011-12-31	$-138,434
Net income (gross income less expenses)	2011-12-31	$-51,629
Net plan assets at end of year (total assets less liabilities)	2011-12-31	$8,825,930
Net plan assets at beginning of year (total assets less liabilities)	2011-12-31	$8,877,559
Assets. Value of participant loans	2011-12-31	$34,534
Total contributions received or receivable from employer(s)	2011-12-31	$170,000
Expenses. Administrative service providers (salaries,fees and commissions)	2011-12-31	$7,287
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
2010 : ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2010 401k financial data
Total income from all sources	2010-12-31	$999,902
Expenses. Total of all expenses incurred	2010-12-31	$56,925
Benefits paid (including direct rollovers)	2010-12-31	$48,810
Total plan assets at end of year	2010-12-31	$8,877,559
Total plan assets at beginning of year	2010-12-31	$7,934,582
Value of fidelity bond covering the plan	2010-12-31	$500,000
Total contributions received or receivable from participants	2010-12-31	$248,147
Other income received	2010-12-31	$581,755
Net income (gross income less expenses)	2010-12-31	$942,977
Net plan assets at end of year (total assets less liabilities)	2010-12-31	$8,877,559
Net plan assets at beginning of year (total assets less liabilities)	2010-12-31	$7,934,582
Assets. Value of participant loans	2010-12-31	$23,548
Total contributions received or receivable from employer(s)	2010-12-31	$170,000
Expenses. Administrative service providers (salaries,fees and commissions)	2010-12-31	$8,115
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
2009 : ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0

Form 5500 Responses for ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT

2022: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	This submission is the final filing	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	This submission is the final filing	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	This submission is the final filing	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Submission has been amended	No
2018-01-01	This submission is the final filing	No
2018-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2018-01-01	Plan is a collectively bargained plan	No
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Submission has been amended	No
2017-01-01	This submission is the final filing	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2009: ALBANY BANK AND TRUST COMPANY N.A. PROFIT SHARING AND SAVINGS PLAN AND TRUST AGREEMENT 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

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Company Name:	ALBANY BANK & TRUST N.A.
Employer identification number (EIN):	362245476
NAIC Classification:	522110
NAIC Description:	Commercial Banking