401k Plan data: INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN plan

INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 401k Plan overview

Plan Name	INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN
Plan identification number	001

INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 403(b)(1) arrangement - See Limited Pension Plan Reporting instructions for Code section 403(b)(1) arrangements for certain exempt organizations.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

401k Sponsoring company profile

INTERNATIONAL READING ASSOCIATION has sponsored the creation of one or more 401k plans.

Company Name: INTERNATIONAL READING ASSOCIATION

Employer identification number (EIN): 362364659

NAIC Classification: 813000
NAIC Description: Religious, Grantmaking, Civic, Professional, and Similar Organizations

Form 5500 Filing Information

Submission information for form 5500 for 401k plan INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2016-01-01
001 2015-01-01
001 2014-01-01
001 2013-01-01
001 2012-01-01 LINDA MARSTON
001 2011-01-01 GREG RUMSEY
001 2010-01-01 GREG RUMSEY
001 2009-01-01 GREG RUMSEY

Plan Statistics for INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN

401k plan membership statisitcs for INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN

Measure Date Value
2016: INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 264
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 52
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 199
Total of all active and inactive participants 2016-01-01 251
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 251
Number of participants with account balances 2016-01-01 251
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 0
2015: INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 251
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 70
Number of other retired or separated participants entitled to future benefits 2015-01-01 179
Total of all active and inactive participants 2015-01-01 249
Total participants 2015-01-01 249
Number of participants with account balances 2015-01-01 250
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 0
2014: INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 252
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 63
Number of other retired or separated participants entitled to future benefits 2014-01-01 188
Total of all active and inactive participants 2014-01-01 251
Total participants 2014-01-01 251
Number of participants with account balances 2014-01-01 250
2013: INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 257
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 70
Number of other retired or separated participants entitled to future benefits 2013-01-01 184
Total of all active and inactive participants 2013-01-01 254
Total participants 2013-01-01 254
Number of participants with account balances 2013-01-01 252
2012: INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 259
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 81
Number of other retired or separated participants entitled to future benefits 2012-01-01 176
Total of all active and inactive participants 2012-01-01 257
Total participants 2012-01-01 257
Number of participants with account balances 2012-01-01 255
2011: INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 251
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 85
Number of retired or separated participants receiving benefits 2011-01-01 0
Number of other retired or separated participants entitled to future benefits 2011-01-01 174
Total of all active and inactive participants 2011-01-01 259
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 259
Number of participants with account balances 2011-01-01 257
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 0
2010: INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 2010 401k membership
Total participants, beginning-of-year 2010-01-01 261
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 98
Number of retired or separated participants receiving benefits 2010-01-01 0
Number of other retired or separated participants entitled to future benefits 2010-01-01 153
Total of all active and inactive participants 2010-01-01 251
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2010-01-01 0
Total participants 2010-01-01 251
Number of participants with account balances 2010-01-01 249
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2010-01-01 0
2009: INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 281
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 118
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 142
Total of all active and inactive participants 2009-01-01 260
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 260
Number of participants with account balances 2009-01-01 260
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 0

Measure	Date	Value
2016: INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	264
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	52
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	199
Total of all active and inactive participants	2016-01-01	251
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	251
Number of participants with account balances	2016-01-01	251
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	0
2015: INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	251
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	70
Number of other retired or separated participants entitled to future benefits	2015-01-01	179
Total of all active and inactive participants	2015-01-01	249
Total participants	2015-01-01	249
Number of participants with account balances	2015-01-01	250
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	0
2014: INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	252
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	63
Number of other retired or separated participants entitled to future benefits	2014-01-01	188
Total of all active and inactive participants	2014-01-01	251
Total participants	2014-01-01	251
Number of participants with account balances	2014-01-01	250
2013: INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	257
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	70
Number of other retired or separated participants entitled to future benefits	2013-01-01	184
Total of all active and inactive participants	2013-01-01	254
Total participants	2013-01-01	254
Number of participants with account balances	2013-01-01	252
2012: INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	259
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	81
Number of other retired or separated participants entitled to future benefits	2012-01-01	176
Total of all active and inactive participants	2012-01-01	257
Total participants	2012-01-01	257
Number of participants with account balances	2012-01-01	255
2011: INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	251
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	85
Number of retired or separated participants receiving benefits	2011-01-01	0
Number of other retired or separated participants entitled to future benefits	2011-01-01	174
Total of all active and inactive participants	2011-01-01	259
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	259
Number of participants with account balances	2011-01-01	257
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	0
2010: INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 2010 401k membership
Total participants, beginning-of-year	2010-01-01	261
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	98
Number of retired or separated participants receiving benefits	2010-01-01	0
Number of other retired or separated participants entitled to future benefits	2010-01-01	153
Total of all active and inactive participants	2010-01-01	251
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2010-01-01	0
Total participants	2010-01-01	251
Number of participants with account balances	2010-01-01	249
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2010-01-01	0
2009: INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	281
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	118
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	142
Total of all active and inactive participants	2009-01-01	260
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	260
Number of participants with account balances	2009-01-01	260
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	0

Financial Data on INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN

Measure	Date	Value
2016 : INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 2016 401k financial data
Total unrealized appreciation/depreciation of assets	2016-12-31	$0
Total transfer of assets to this plan	2016-12-31	$2,936,471
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total income from all sources (including contributions)	2016-12-31	$1,240,652
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$851,849
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$851,497
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$343,556
Value of total assets at end of year	2016-12-31	$17,333,792
Value of total assets at beginning of year	2016-12-31	$14,008,518
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$352
Total interest from all sources	2016-12-31	$68,966
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$33,392
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$33,392
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$20,348
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$388,803
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$17,333,792
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$14,008,518
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$10,125,369
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$7,698,942
Value of interest in pooled separate accounts at end of year	2016-12-31	$954,594
Value of interest in pooled separate accounts at beginning of year	2016-12-31	$814,693
Interest earned on other investments	2016-12-31	$68,966
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2016-12-31	$177,824
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2016-12-31	$240,426
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2016-12-31	$240,426
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2016-12-31	$6,075,890
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2016-12-31	$5,254,457
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$589,981
Net investment gain/loss from pooled separate accounts	2016-12-31	$41,411
Net investment gain or loss from common/collective trusts	2016-12-31	$163,346
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$323,208
Employer contributions (assets) at end of year	2016-12-31	$115
Employer contributions (assets) at beginning of year	2016-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$851,497
Contract administrator fees	2016-12-31	$352
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2016-12-31	No
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	BELFINT, LYONS & SHUMAN, P.A.
Accountancy firm EIN	2016-12-31	510232399
2015 : INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 2015 401k financial data
Total income from all sources (including contributions)	2015-12-31	$658,918
Total of all expenses incurred	2015-12-31	$2,016,091
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$2,016,091
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$342,669
Value of total assets at end of year	2015-12-31	$14,008,518
Value of total assets at beginning of year	2015-12-31	$15,365,691
Total interest from all sources	2015-12-31	$56,179
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$2,162
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$-1,357,173
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$14,008,518
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$15,365,691
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$7,698,942
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$9,159,452
Value of interest in pooled separate accounts at end of year	2015-12-31	$814,693
Value of interest in pooled separate accounts at beginning of year	2015-12-31	$722,276
Interest earned on other investments	2015-12-31	$56,179
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2015-12-31	$240,426
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2015-12-31	$225,094
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2015-12-31	$225,094
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2015-12-31	$5,254,457
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2015-12-31	$5,258,869
Expenses. Payments to insurance carriers foe the provision of benefits	2015-12-31	$69,980
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$36,755
Net investment gain/loss from pooled separate accounts	2015-12-31	$59,051
Net investment gain or loss from common/collective trusts	2015-12-31	$164,264
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$340,507
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$1,946,111
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2015-12-31	No
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	BELFINT, LYONS & SHUMAN, P.A.
Accountancy firm EIN	2015-12-31	510232399
2014 : INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 2014 401k financial data
Total income from all sources (including contributions)	2014-12-31	$1,314,788
Total of all expenses incurred	2014-12-31	$1,892,738
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$1,892,738
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$327,837
Value of total assets at end of year	2014-12-31	$15,365,691
Value of total assets at beginning of year	2014-12-31	$15,943,641
Total interest from all sources	2014-12-31	$235,218
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$7,294
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$-577,950
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$15,365,691
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$15,943,641
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$9,159,452
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$9,625,581
Value of interest in pooled separate accounts at end of year	2014-12-31	$722,276
Value of interest in pooled separate accounts at beginning of year	2014-12-31	$625,381
Interest earned on other investments	2014-12-31	$235,218
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2014-12-31	$225,094
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2014-12-31	$251,924
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2014-12-31	$251,924
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2014-12-31	$5,258,869
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2014-12-31	$5,440,755
Expenses. Payments to insurance carriers foe the provision of benefits	2014-12-31	$172,456
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$674,009
Net investment gain/loss from pooled separate accounts	2014-12-31	$77,724
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$320,543
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$1,720,282
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2014-12-31	No
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	BELFINT, LYONS & SHUMAN, P.A.
Accountancy firm EIN	2014-12-31	510232399
2013 : INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 2013 401k financial data
Total income from all sources (including contributions)	2013-12-31	$2,359,554
Total of all expenses incurred	2013-12-31	$736,605
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$736,605
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$215,764
Value of total assets at end of year	2013-12-31	$15,943,641
Value of total assets at beginning of year	2013-12-31	$14,320,692
Total interest from all sources	2013-12-31	$58,350
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$8,941
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$1,622,949
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$15,943,641
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$14,320,692
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$9,625,581
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$8,015,719
Value of interest in pooled separate accounts at end of year	2013-12-31	$625,381
Value of interest in pooled separate accounts at beginning of year	2013-12-31	$483,459
Interest earned on other investments	2013-12-31	$58,350
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2013-12-31	$251,924
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2013-12-31	$249,451
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2013-12-31	$249,451
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2013-12-31	$5,440,755
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2013-12-31	$5,434,393
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$2,035,891
Net investment gain/loss from pooled separate accounts	2013-12-31	$49,549
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$206,823
Employer contributions (assets) at end of year	2013-12-31	$0
Employer contributions (assets) at beginning of year	2013-12-31	$137,670
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$736,605
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2013-12-31	No
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	BELFINT, LYONS, & SHUMAN, P.A.
Accountancy firm EIN	2013-12-31	510232399
2012 : INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 2012 401k financial data
Total income from all sources (including contributions)	2012-12-31	$1,819,156
Total of all expenses incurred	2012-12-31	$1,671,988
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$1,671,988
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$402,726
Value of total assets at end of year	2012-12-31	$14,320,692
Value of total assets at beginning of year	2012-12-31	$14,173,524
Total interest from all sources	2012-12-31	$45,618
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$26,299
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$147,168
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$14,320,692
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$14,173,524
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$8,015,719
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$7,858,722
Value of interest in pooled separate accounts at end of year	2012-12-31	$483,459
Value of interest in pooled separate accounts at beginning of year	2012-12-31	$495,956
Interest earned on other investments	2012-12-31	$45,618
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2012-12-31	$249,451
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2012-12-31	$280,607
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2012-12-31	$280,607
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2012-12-31	$5,434,393
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2012-12-31	$5,538,239
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$1,370,812
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$376,427
Employer contributions (assets) at end of year	2012-12-31	$137,670
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$1,671,988
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2012-12-31	No
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	WHEELER WOLFENDEN DWARES P.A.
Accountancy firm EIN	2012-12-31	510380493
2011 : INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 2011 401k financial data
Total income from all sources (including contributions)	2011-12-31	$482,663
Total of all expenses incurred	2011-12-31	$1,105,681
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$1,105,681
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$367,260
Value of total assets at end of year	2011-12-31	$14,173,524
Value of total assets at beginning of year	2011-12-31	$14,796,542
Total interest from all sources	2011-12-31	$45,883
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Was this plan covered by a fidelity bond	2011-12-31	No
If this is an individual account plan, was there a blackout period	2011-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$856
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$-623,018
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$14,173,524
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$14,796,542
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$7,858,722
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$8,670,368
Value of interest in pooled separate accounts at end of year	2011-12-31	$495,956
Value of interest in pooled separate accounts at beginning of year	2011-12-31	$396,555
Interest earned on other investments	2011-12-31	$45,883
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2011-12-31	$280,607
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2011-12-31	$239,059
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2011-12-31	$239,059
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2011-12-31	$5,538,239
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2011-12-31	$5,490,560
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$69,520
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$366,404
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$1,105,681
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2011-12-31	No
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	WHEELER, WOLFENDEN & DWARES P.A
Accountancy firm EIN	2011-12-31	510380493
2010 : INTERNATIONAL READING ASSOCIATION DC RETIREMENT PLAN 2010 401k financial data
Total income from all sources (including contributions)	2010-12-31	$1,774,417
Total of all expenses incurred	2010-12-31	$867,654
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$867,654
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$468,152
Value of total assets at end of year	2010-12-31	$14,796,542
Value of total assets at beginning of year	2010-12-31	$13,889,779
Total interest from all sources	2010-12-31	$209,717
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Was this plan covered by a fidelity bond	2010-12-31	No
If this is an individual account plan, was there a blackout period	2010-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$27,406
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$906,763
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$14,796,542
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$13,889,779
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$8,670,368
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$7,785,552
Value of interest in pooled separate accounts at end of year	2010-12-31	$396,555
Value of interest in pooled separate accounts at beginning of year	2010-12-31	$312,376
Interest earned on other investments	2010-12-31	$209,717
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2010-12-31	$239,059
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2010-12-31	$322,113
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2010-12-31	$322,113
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2010-12-31	$5,490,560
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2010-12-31	$5,469,738
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$1,052,339
Net investment gain/loss from pooled separate accounts	2010-12-31	$44,209
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$440,746
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$867,654
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2010-12-31	No
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	WHEELER, WOLFENDEN & DWARES P.A
Accountancy firm EIN	2010-12-31	510380493