401k Plan data: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY plan

EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 401k Plan overview

Plan Name	EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY
Plan identification number	506

EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY Benefits

401k Plan Type	Welfare Benefit
Plan Features/Benefits	Health (other than dental or vision) Dental

401k Sponsoring company profile

NORTHWOOD UNIVERSITY has sponsored the creation of one or more 401k plans.

Company Name: NORTHWOOD UNIVERSITY

Employer identification number (EIN): 381624684

NAIC Classification: 611000

Additional information about NORTHWOOD UNIVERSITY

Jurisdiction of Incorporation: Texas Secretary of State

Incorporation Date: 1966-02-07

Company Identification Number: 0002536507

Legal Registered Office Address: 4000 WHITING DR

MIDLAND
United States of America (USA)
48640

More information about NORTHWOOD UNIVERSITY

Form 5500 Filing Information

Submission information for form 5500 for 401k plan EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
506 2022-01-01
506 2021-01-01
506 2020-01-01
506 2019-01-01
506 2018-01-01
506 2017-01-01 WILLIAM STEPHAN
506 2016-01-01 WILLIAM STEPHAN
506 2015-01-01 WILLIAM STEPHAN
506 2014-01-01 WILLIAM STEPHAN
506 2013-01-01 WILLIAM STEPHAN
506 2012-01-01 WILLIAM STEPHAN
506 2011-01-01 WILLIAM STEPHAN
506 2010-01-01 WILLIAM STEPHAN
506 2009-01-01 WILLIAM STEPHAN

Plan Statistics for EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY

401k plan membership statisitcs for EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY

Measure Date Value
2022: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2022 401k membership
Total participants, beginning-of-year 2022-01-01 549
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 264
Number of retired or separated participants receiving benefits 2022-01-01 299
Number of other retired or separated participants entitled to future benefits 2022-01-01 0
Total of all active and inactive participants 2022-01-01 563
2021: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2021 401k membership
Total participants, beginning-of-year 2021-01-01 535
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 269
Number of retired or separated participants receiving benefits 2021-01-01 280
Number of other retired or separated participants entitled to future benefits 2021-01-01 0
Total of all active and inactive participants 2021-01-01 549
2020: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2020 401k membership
Total participants, beginning-of-year 2020-01-01 551
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 276
Number of retired or separated participants receiving benefits 2020-01-01 259
Number of other retired or separated participants entitled to future benefits 2020-01-01 0
Total of all active and inactive participants 2020-01-01 535
2019: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2019 401k membership
Total participants, beginning-of-year 2019-01-01 553
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 322
Number of retired or separated participants receiving benefits 2019-01-01 229
Number of other retired or separated participants entitled to future benefits 2019-01-01 0
Total of all active and inactive participants 2019-01-01 551
2018: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2018 401k membership
Total participants, beginning-of-year 2018-01-01 568
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 338
Number of retired or separated participants receiving benefits 2018-01-01 215
Number of other retired or separated participants entitled to future benefits 2018-01-01 0
Total of all active and inactive participants 2018-01-01 553
2017: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2017 401k membership
Total participants, beginning-of-year 2017-01-01 587
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 331
Number of retired or separated participants receiving benefits 2017-01-01 237
Number of other retired or separated participants entitled to future benefits 2017-01-01 0
Total of all active and inactive participants 2017-01-01 568
2016: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2016 401k membership
Total participants, beginning-of-year 2016-01-01 599
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 343
Number of retired or separated participants receiving benefits 2016-01-01 244
Number of other retired or separated participants entitled to future benefits 2016-01-01 0
Total of all active and inactive participants 2016-01-01 587
2015: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2015 401k membership
Total participants, beginning-of-year 2015-01-01 635
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 346
Number of retired or separated participants receiving benefits 2015-01-01 253
Number of other retired or separated participants entitled to future benefits 2015-01-01 0
Total of all active and inactive participants 2015-01-01 599
2014: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2014 401k membership
Total participants, beginning-of-year 2014-01-01 666
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 413
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 222
Total of all active and inactive participants 2014-01-01 635
2013: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2013 401k membership
Total participants, beginning-of-year 2013-01-01 672
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 466
Number of retired or separated participants receiving benefits 2013-01-01 200
Number of other retired or separated participants entitled to future benefits 2013-01-01 0
Total of all active and inactive participants 2013-01-01 666
2012: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2012 401k membership
Total participants, beginning-of-year 2012-01-01 500
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 456
Number of retired or separated participants receiving benefits 2012-01-01 3
Number of other retired or separated participants entitled to future benefits 2012-01-01 213
Total of all active and inactive participants 2012-01-01 672
2011: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2011 401k membership
Total participants, beginning-of-year 2011-01-01 587
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 498
Number of retired or separated participants receiving benefits 2011-01-01 109
Number of other retired or separated participants entitled to future benefits 2011-01-01 0
Total of all active and inactive participants 2011-01-01 607
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 607
Number of participants with account balances 2011-01-01 0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 0
2010: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2010 401k membership
Total participants, beginning-of-year 2010-01-01 560
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 502
Number of retired or separated participants receiving benefits 2010-01-01 85
Number of other retired or separated participants entitled to future benefits 2010-01-01 0
Total of all active and inactive participants 2010-01-01 587
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2010-01-01 0
Total participants 2010-01-01 587
Number of participants with account balances 2010-01-01 0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2010-01-01 0
2009: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2009 401k membership
Total participants, beginning-of-year 2009-01-01 646
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 477
Number of retired or separated participants receiving benefits 2009-01-01 83
Number of other retired or separated participants entitled to future benefits 2009-01-01 0
Total of all active and inactive participants 2009-01-01 560
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 560
Number of participants with account balances 2009-01-01 0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 0

Measure	Date	Value
2022: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2022 401k membership
Total participants, beginning-of-year	2022-01-01	549
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	264
Number of retired or separated participants receiving benefits	2022-01-01	299
Number of other retired or separated participants entitled to future benefits	2022-01-01	0
Total of all active and inactive participants	2022-01-01	563
2021: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2021 401k membership
Total participants, beginning-of-year	2021-01-01	535
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	269
Number of retired or separated participants receiving benefits	2021-01-01	280
Number of other retired or separated participants entitled to future benefits	2021-01-01	0
Total of all active and inactive participants	2021-01-01	549
2020: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2020 401k membership
Total participants, beginning-of-year	2020-01-01	551
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	276
Number of retired or separated participants receiving benefits	2020-01-01	259
Number of other retired or separated participants entitled to future benefits	2020-01-01	0
Total of all active and inactive participants	2020-01-01	535
2019: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2019 401k membership
Total participants, beginning-of-year	2019-01-01	553
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	322
Number of retired or separated participants receiving benefits	2019-01-01	229
Number of other retired or separated participants entitled to future benefits	2019-01-01	0
Total of all active and inactive participants	2019-01-01	551
2018: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2018 401k membership
Total participants, beginning-of-year	2018-01-01	568
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	338
Number of retired or separated participants receiving benefits	2018-01-01	215
Number of other retired or separated participants entitled to future benefits	2018-01-01	0
Total of all active and inactive participants	2018-01-01	553
2017: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2017 401k membership
Total participants, beginning-of-year	2017-01-01	587
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	331
Number of retired or separated participants receiving benefits	2017-01-01	237
Number of other retired or separated participants entitled to future benefits	2017-01-01	0
Total of all active and inactive participants	2017-01-01	568
2016: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2016 401k membership
Total participants, beginning-of-year	2016-01-01	599
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	343
Number of retired or separated participants receiving benefits	2016-01-01	244
Number of other retired or separated participants entitled to future benefits	2016-01-01	0
Total of all active and inactive participants	2016-01-01	587
2015: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2015 401k membership
Total participants, beginning-of-year	2015-01-01	635
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	346
Number of retired or separated participants receiving benefits	2015-01-01	253
Number of other retired or separated participants entitled to future benefits	2015-01-01	0
Total of all active and inactive participants	2015-01-01	599
2014: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2014 401k membership
Total participants, beginning-of-year	2014-01-01	666
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	413
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	222
Total of all active and inactive participants	2014-01-01	635
2013: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2013 401k membership
Total participants, beginning-of-year	2013-01-01	672
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	466
Number of retired or separated participants receiving benefits	2013-01-01	200
Number of other retired or separated participants entitled to future benefits	2013-01-01	0
Total of all active and inactive participants	2013-01-01	666
2012: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2012 401k membership
Total participants, beginning-of-year	2012-01-01	500
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	456
Number of retired or separated participants receiving benefits	2012-01-01	3
Number of other retired or separated participants entitled to future benefits	2012-01-01	213
Total of all active and inactive participants	2012-01-01	672
2011: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2011 401k membership
Total participants, beginning-of-year	2011-01-01	587
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	498
Number of retired or separated participants receiving benefits	2011-01-01	109
Number of other retired or separated participants entitled to future benefits	2011-01-01	0
Total of all active and inactive participants	2011-01-01	607
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	607
Number of participants with account balances	2011-01-01	0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	0
2010: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2010 401k membership
Total participants, beginning-of-year	2010-01-01	560
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	502
Number of retired or separated participants receiving benefits	2010-01-01	85
Number of other retired or separated participants entitled to future benefits	2010-01-01	0
Total of all active and inactive participants	2010-01-01	587
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2010-01-01	0
Total participants	2010-01-01	587
Number of participants with account balances	2010-01-01	0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2010-01-01	0
2009: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2009 401k membership
Total participants, beginning-of-year	2009-01-01	646
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	477
Number of retired or separated participants receiving benefits	2009-01-01	83
Number of other retired or separated participants entitled to future benefits	2009-01-01	0
Total of all active and inactive participants	2009-01-01	560
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	560
Number of participants with account balances	2009-01-01	0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	0

Financial Data on EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY

Measure	Date	Value
2022 : EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2022 401k financial data
Total unrealized appreciation/depreciation of assets	2022-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total income from all sources (including contributions)	2022-12-31	$-308,088
Total loss/gain on sale of assets	2022-12-31	$0
Total of all expenses incurred	2022-12-31	$141,734
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$102,014
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$116,443
Value of total assets at end of year	2022-12-31	$2,427,824
Value of total assets at beginning of year	2022-12-31	$2,877,646
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$39,720
Total interest from all sources	2022-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$135,367
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$135,367
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$2,000,000
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$24,650
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-449,822
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$2,427,824
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$2,877,646
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$2,303,229
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$2,748,336
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2022-12-31	$124,595
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2022-12-31	$129,310
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2022-12-31	$129,310
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-559,898
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$91,793
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$102,014
Contract administrator fees	2022-12-31	$39,720
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	PLANTE AND MORAN, PLLC
Accountancy firm EIN	2022-12-31	381357951
2021 : EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2021 401k financial data
Total unrealized appreciation/depreciation of assets	2021-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total income from all sources (including contributions)	2021-12-31	$394,791
Total loss/gain on sale of assets	2021-12-31	$0
Total of all expenses incurred	2021-12-31	$143,360
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$105,506
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$112,992
Value of total assets at end of year	2021-12-31	$2,877,646
Value of total assets at beginning of year	2021-12-31	$2,626,215
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$37,854
Total interest from all sources	2021-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$212,063
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$212,063
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$2,000,000
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$26,129
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$251,431
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$2,877,646
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$2,626,215
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$2,748,336
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$2,474,858
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2021-12-31	$129,310
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2021-12-31	$151,357
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2021-12-31	$151,357
Expenses. Payments to insurance carriers foe the provision of benefits	2021-12-31	$19,600
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$69,736
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$86,863
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$85,906
Contract administrator fees	2021-12-31	$37,854
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	PLANTE AND MORAN, PLLC
Accountancy firm EIN	2021-12-31	381357951
2020 : EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2020 401k financial data
Total unrealized appreciation/depreciation of assets	2020-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total income from all sources (including contributions)	2020-12-31	$424,225
Total loss/gain on sale of assets	2020-12-31	$0
Total of all expenses incurred	2020-12-31	$156,999
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$120,501
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$113,587
Value of total assets at end of year	2020-12-31	$2,626,215
Value of total assets at beginning of year	2020-12-31	$2,358,989
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$36,498
Total interest from all sources	2020-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$126,501
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$126,501
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$2,000,000
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$30,262
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$267,226
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$2,626,215
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$2,358,989
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$2,474,858
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$2,277,291
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2020-12-31	$151,357
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2020-12-31	$81,698
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2020-12-31	$81,698
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$184,137
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$83,325
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$120,501
Contract administrator fees	2020-12-31	$36,498
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	PLANTE AND MORAN, PLLC
Accountancy firm EIN	2020-12-31	381357951
2019 : EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2019 401k financial data
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total income from all sources (including contributions)	2019-12-31	$518,609
Total income from all sources (including contributions)	2019-12-31	$518,609
Total loss/gain on sale of assets	2019-12-31	$0
Total loss/gain on sale of assets	2019-12-31	$0
Total of all expenses incurred	2019-12-31	$116,249
Total of all expenses incurred	2019-12-31	$116,249
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$83,344
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$83,344
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$127,346
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$127,346
Value of total assets at end of year	2019-12-31	$2,358,989
Value of total assets at end of year	2019-12-31	$2,358,989
Value of total assets at beginning of year	2019-12-31	$1,956,629
Value of total assets at beginning of year	2019-12-31	$1,956,629
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$32,905
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$32,905
Total interest from all sources	2019-12-31	$0
Total interest from all sources	2019-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$86,115
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$86,115
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$86,115
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$86,115
Was this plan covered by a fidelity bond	2019-12-31	Yes
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$2,000,000
Value of fidelity bond cover	2019-12-31	$2,000,000
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$24,396
Contributions received from participants	2019-12-31	$24,396
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$402,360
Value of net income/loss	2019-12-31	$402,360
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$2,358,989
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$2,358,989
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$1,956,629
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$1,956,629
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$2,277,291
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$2,277,291
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$1,866,953
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$1,866,953
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2019-12-31	$81,698
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2019-12-31	$81,698
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2019-12-31	$89,676
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2019-12-31	$89,676
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2019-12-31	$89,676
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2019-12-31	$89,676
Expenses. Payments to insurance carriers foe the provision of benefits	2019-12-31	$17,896
Expenses. Payments to insurance carriers foe the provision of benefits	2019-12-31	$17,896
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$305,148
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$305,148
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$102,950
Contributions received in cash from employer	2019-12-31	$102,950
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$65,448
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$65,448
Contract administrator fees	2019-12-31	$32,905
Contract administrator fees	2019-12-31	$32,905
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	PLANTE AND MORAN, PLLC
Accountancy firm name	2019-12-31	PLANTE AND MORAN, PLLC
Accountancy firm EIN	2019-12-31	381357951
Accountancy firm EIN	2019-12-31	381357951
2018 : EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2018 401k financial data
Total unrealized appreciation/depreciation of assets	2018-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total income from all sources (including contributions)	2018-12-31	$-52,857
Total loss/gain on sale of assets	2018-12-31	$0
Total of all expenses incurred	2018-12-31	$137,356
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$104,909
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$89,190
Value of total assets at end of year	2018-12-31	$1,956,629
Value of total assets at beginning of year	2018-12-31	$2,146,842
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$32,447
Total interest from all sources	2018-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$113,076
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$113,076
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$2,000,000
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$21,056
Administrative expenses (other) incurred	2018-12-31	$32,447
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$-190,213
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$1,956,629
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$2,146,842
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$1,866,953
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$2,080,257
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2018-12-31	$89,676
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2018-12-31	$66,585
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2018-12-31	$66,585
Expenses. Payments to insurance carriers foe the provision of benefits	2018-12-31	$16,071
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-255,123
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$68,134
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$88,838
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	PLANTE AND MORAN, PLLC
Accountancy firm EIN	2018-12-31	381357951
2017 : EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2017 401k financial data
Total unrealized appreciation/depreciation of assets	2017-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total income from all sources (including contributions)	2017-12-31	$441,277
Total loss/gain on sale of assets	2017-12-31	$0
Total of all expenses incurred	2017-12-31	$129,412
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$98,098
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$117,571
Value of total assets at end of year	2017-12-31	$2,146,842
Value of total assets at beginning of year	2017-12-31	$1,834,977
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$31,314
Total interest from all sources	2017-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$87,464
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$87,464
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$2,000,000
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$18,090
Administrative expenses (other) incurred	2017-12-31	$31,314
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$311,865
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$2,146,842
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$1,834,977
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$2,080,257
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$1,786,221
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2017-12-31	$66,585
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2017-12-31	$48,756
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2017-12-31	$48,756
Expenses. Payments to insurance carriers foe the provision of benefits	2017-12-31	$14,909
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$236,242
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$99,481
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$83,189
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	PLANTE AND MORAN, PLLC
Accountancy firm EIN	2017-12-31	381357951
2016 : EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2016 401k financial data
Total unrealized appreciation/depreciation of assets	2016-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total income from all sources (including contributions)	2016-12-31	$218,537
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$98,421
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$63,195
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$102,934
Value of total assets at end of year	2016-12-31	$1,834,977
Value of total assets at beginning of year	2016-12-31	$1,714,861
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$35,226
Total interest from all sources	2016-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$82,085
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$82,085
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$2,000,000
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$18,353
Administrative expenses (other) incurred	2016-12-31	$35,226
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$120,116
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$1,834,977
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$1,714,861
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$1,786,221
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$1,666,538
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2016-12-31	$48,756
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2016-12-31	$48,323
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2016-12-31	$48,323
Expenses. Payments to insurance carriers foe the provision of benefits	2016-12-31	$18,431
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$33,518
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$84,581
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$44,764
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	PLANTE AND MORAN, PLLC
Accountancy firm EIN	2016-12-31	381357951
2015 : EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2015 401k financial data
Total unrealized appreciation/depreciation of assets	2015-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total income from all sources (including contributions)	2015-12-31	$29,839
Total loss/gain on sale of assets	2015-12-31	$0
Total of all expenses incurred	2015-12-31	$130,683
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$92,847
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$28,979
Value of total assets at end of year	2015-12-31	$1,714,861
Value of total assets at beginning of year	2015-12-31	$1,815,705
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$37,836
Total interest from all sources	2015-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$99,527
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$2,000,000
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$24,627
Administrative expenses (other) incurred	2015-12-31	$37,836
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$-100,844
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$1,714,861
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$1,815,705
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$1,666,538
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$1,673,813
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2015-12-31	$48,323
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2015-12-31	$141,892
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2015-12-31	$141,892
Expenses. Payments to insurance carriers foe the provision of benefits	2015-12-31	$17,434
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-98,667
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$4,352
Income. Dividends from common stock	2015-12-31	$99,527
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$75,413
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	PLANTE AND MORAN, PLLC
Accountancy firm EIN	2015-12-31	381357951
2014 : EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2014 401k financial data
Total unrealized appreciation/depreciation of assets	2014-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total income from all sources (including contributions)	2014-12-31	$206,393
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$95,155
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$59,906
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$134,436
Value of total assets at end of year	2014-12-31	$1,815,705
Value of total assets at beginning of year	2014-12-31	$1,704,467
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$35,249
Total interest from all sources	2014-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$93,424
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$93,424
Administrative expenses professional fees incurred	2014-12-31	$35,249
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$2,000,000
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$32,086
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$111,238
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$1,815,705
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$1,704,467
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$1,673,813
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$1,580,238
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2014-12-31	$141,892
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2014-12-31	$124,229
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2014-12-31	$124,229
Expenses. Payments to insurance carriers foe the provision of benefits	2014-12-31	$17,142
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$-21,467
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$102,350
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$42,764
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	PLANTE AND MORAN, PLLC
Accountancy firm EIN	2014-12-31	381357951
2013 : EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2013 401k financial data
Total unrealized appreciation/depreciation of assets	2013-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$440,232
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$61,262
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$25,596
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$193,771
Value of total assets at end of year	2013-12-31	$1,704,467
Value of total assets at beginning of year	2013-12-31	$1,325,497
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$35,666
Total interest from all sources	2013-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$80,183
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$80,183
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$2,000,000
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$25,732
Administrative expenses (other) incurred	2013-12-31	$35,666
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$378,970
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$1,704,467
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$1,325,497
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$1,580,238
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$1,231,983
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2013-12-31	$124,229
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2013-12-31	$93,514
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2013-12-31	$93,514
Expenses. Payments to insurance carriers foe the provision of benefits	2013-12-31	$14,558
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$166,278
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$168,039
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$11,038
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	PLANTE AND MORAN, PLLC
Accountancy firm EIN	2013-12-31	381357951
2012 : EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2012 401k financial data
Total unrealized appreciation/depreciation of assets	2012-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$338,163
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$74,935
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$32,847
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$179,401
Value of total assets at end of year	2012-12-31	$1,325,497
Value of total assets at beginning of year	2012-12-31	$1,062,269
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$42,088
Total interest from all sources	2012-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$45,340
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$45,340
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$1,000,000
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$15,932
Administrative expenses (other) incurred	2012-12-31	$42,088
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$263,228
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$1,325,497
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$1,062,269
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$1,231,983
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$1,051,220
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2012-12-31	$93,514
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2012-12-31	$11,049
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2012-12-31	$11,049
Expenses. Payments to insurance carriers foe the provision of benefits	2012-12-31	$10,950
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$113,422
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$163,469
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$21,897
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	PLANTE AND MORAN, PLLC
Accountancy firm EIN	2012-12-31	381357951
2011 : EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2011 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total income from all sources (including contributions)	2011-12-31	$156,613
Total of all expenses incurred	2011-12-31	$48,200
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$10,490
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$184,005
Value of total assets at end of year	2011-12-31	$1,062,269
Value of total assets at beginning of year	2011-12-31	$953,856
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$37,710
Total interest from all sources	2011-12-31	$1
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$36,798
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$36,798
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2011-12-31	Yes
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$12,293
Administrative expenses (other) incurred	2011-12-31	$37,710
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$108,413
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$1,062,269
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$953,856
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$1,051,220
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$943,987
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2011-12-31	$11,049
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2011-12-31	$9,869
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2011-12-31	$9,869
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2011-12-31	$1
Expenses. Payments to insurance carriers foe the provision of benefits	2011-12-31	$7,919
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-64,191
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$171,712
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$2,571
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2011-12-31	Yes
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	PLANTE AND MORAN, PLLC
Accountancy firm EIN	2011-12-31	381357951
2010 : EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2010 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total income from all sources (including contributions)	2010-12-31	$296,595
Total of all expenses incurred	2010-12-31	$18,186
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$7,131
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$190,825
Value of total assets at end of year	2010-12-31	$953,856
Value of total assets at beginning of year	2010-12-31	$675,447
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$11,055
Total interest from all sources	2010-12-31	$2
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$22,556
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2010-12-31	$22,556
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$8,374
Administrative expenses (other) incurred	2010-12-31	$11,055
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$278,409
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$953,856
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$675,447
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$943,987
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$668,496
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2010-12-31	$9,869
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2010-12-31	$6,951
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2010-12-31	$6,951
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2010-12-31	$2
Expenses. Payments to insurance carriers foe the provision of benefits	2010-12-31	$1,285
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$83,212
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$182,451
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$5,846
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2010-12-31	No
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	PLANTE AND MORAN, PLLC
Accountancy firm EIN	2010-12-31	381357951

Form 5500 Responses for EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY

2022: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Submission has been amended	No
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Insurance	Yes
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement – Insurance	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Submission has been amended	No
2021-01-01	This submission is the final filing	No
2021-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Insurance	Yes
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement – Insurance	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Submission has been amended	No
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Insurance	Yes
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement – Insurance	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Insurance	Yes
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement – Insurance	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Submission has been amended	No
2018-01-01	This submission is the final filing	No
2018-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2018-01-01	Plan is a collectively bargained plan	No
2018-01-01	Plan funding arrangement – Insurance	Yes
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement – Insurance	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Submission has been amended	No
2017-01-01	This submission is the final filing	No
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Insurance	Yes
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement – Insurance	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Insurance	Yes
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement – Insurance	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Insurance	Yes
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement – Insurance	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Insurance	Yes
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement – Insurance	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Insurance	Yes
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement – Insurance	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Insurance	Yes
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement – Insurance	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan funding arrangement – Insurance	Yes
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement – Insurance	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2010: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2010 form 5500 responses
2010-01-01	Type of plan entity	Single employer plan
2010-01-01	Submission has been amended	Yes
2010-01-01	This submission is the final filing	No
2010-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2010-01-01	Plan funding arrangement – Insurance	Yes
2010-01-01	Plan funding arrangement – Trust	Yes
2010-01-01	Plan benefit arrangement – Insurance	Yes
2010-01-01	Plan benefit arrangement - Trust	Yes
2009: EMERITI RETIREE HEALTH PLAN FOR NORTHWOOD UNIVERSITY 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan funding arrangement – Insurance	Yes
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement – Insurance	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

AETNA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 60054 )

Policy contract number

820363

Policy instance

Insurance contract or identification number	820363
Number of Individuals Covered	12
Insurance policy start date	2022-01-01
Insurance policy end date	2022-12-31
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Welfare Benefit Premiums Paid to Carrier	USD $14,593
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

AETNA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 60054 )

Policy contract number

82036382038622

Policy instance

Insurance contract or identification number	82036382038622
Number of Individuals Covered	10
Insurance policy start date	2022-01-01
Insurance policy end date	2022-12-31
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	Yes
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Welfare Benefit Premiums Paid to Carrier	USD $5,415
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

AETNA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 60054 )

Policy contract number

820363

Policy instance

Insurance contract or identification number	820363
Number of Individuals Covered	10
Insurance policy start date	2021-01-01
Insurance policy end date	2021-12-31
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Welfare Benefit Premiums Paid to Carrier	USD $14,262
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

AETNA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 60054 )

Policy contract number

82036382038622

Policy instance

Insurance contract or identification number	82036382038622
Number of Individuals Covered	8
Insurance policy start date	2021-01-01
Insurance policy end date	2021-12-31
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	Yes
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Welfare Benefit Premiums Paid to Carrier	USD $5,606
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

AETNA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 60054 )

Policy contract number

820363

Policy instance

Insurance contract or identification number	820363
Number of Individuals Covered	12
Insurance policy start date	2020-01-01
Insurance policy end date	2020-12-31
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Welfare Benefit Premiums Paid to Carrier	USD $21,549
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

AETNA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 60054 )

Policy contract number

82036382038622

Policy instance

Insurance contract or identification number	82036382038622
Number of Individuals Covered	8
Insurance policy start date	2020-01-01
Insurance policy end date	2020-12-31
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	Yes
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Welfare Benefit Premiums Paid to Carrier	USD $5,606
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

AETNA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 60054 )

Policy contract number

820363

Policy instance

Insurance contract or identification number	820363
Number of Individuals Covered	11
Insurance policy start date	2019-01-01
Insurance policy end date	2019-12-31
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Welfare Benefit Premiums Paid to Carrier	USD $13,929
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

AETNA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 60054 )

Policy contract number

82036382038622

Policy instance

Insurance contract or identification number	82036382038622
Number of Individuals Covered	10
Insurance policy start date	2019-01-01
Insurance policy end date	2019-12-31
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	Yes
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Welfare Benefit Premiums Paid to Carrier	USD $5,604
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

AETNA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 60054 )

Policy contract number

820363

Policy instance

Insurance contract or identification number	820363
Number of Individuals Covered	8
Insurance policy start date	2018-01-01
Insurance policy end date	2018-12-31
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Welfare Benefit Premiums Paid to Carrier	USD $12,454
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

AETNA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 60054 )

Policy contract number

82036382038622

Policy instance

Insurance contract or identification number	82036382038622
Number of Individuals Covered	10
Insurance policy start date	2018-01-01
Insurance policy end date	2018-12-31
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	Yes
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Welfare Benefit Premiums Paid to Carrier	USD $5,606
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

AETNA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 60054 )

Policy contract number

820363

Policy instance

Insurance contract or identification number	820363
Number of Individuals Covered	9
Insurance policy start date	2017-01-01
Insurance policy end date	2017-12-31
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Welfare Benefit Premiums Paid to Carrier	USD $9,611
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

AETNA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 60054 )

Policy contract number

82036382038622

Policy instance

Insurance contract or identification number	82036382038622
Number of Individuals Covered	7
Insurance policy start date	2017-01-01
Insurance policy end date	2017-12-31
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	Yes
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Welfare Benefit Premiums Paid to Carrier	USD $5,606
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

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Company Name:	NORTHWOOD UNIVERSITY
Employer identification number (EIN):	381624684
NAIC Classification:	611000

Jurisdiction of Incorporation:	Texas Secretary of State
Incorporation Date:	1966-02-07
Company Identification Number:	0002536507
Legal Registered Office Address:	4000 WHITING DR MIDLAND United States of America (USA) 48640