FINANCIAL DESIGNS INC has sponsored the creation of one or more 401k plans.
Submission information for form 5500 for 401k plan FINANCIAL DESIGNS INC. 401(K) PROFIT SHARING PLAN AND TRUST
| Measure | Date | Value |
|---|
| 2023 : FINANCIAL DESIGNS INC. 401(K) PROFIT SHARING PLAN AND TRUST 2023 401k financial data |
|---|
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-12-31 | $788 |
| Total income from all sources (including contributions) | 2023-12-31 | $2,125,528 |
| Total of all expenses incurred | 2023-12-31 | $303,593 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2023-12-31 | $295,900 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2023-12-31 | $1,275,741 |
| Value of total assets at end of year | 2023-12-31 | $6,398,190 |
| Value of total assets at beginning of year | 2023-12-31 | $4,577,043 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2023-12-31 | $7,693 |
| Total interest from all sources | 2023-12-31 | $8,454 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2023-12-31 | No |
| Was this plan covered by a fidelity bond | 2023-12-31 | Yes |
| Value of fidelity bond cover | 2023-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2023-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2023-12-31 | No |
| Contributions received from participants | 2023-12-31 | $697,644 |
| Participant contributions at end of year | 2023-12-31 | $102,034 |
| Participant contributions at beginning of year | 2023-12-31 | $27,388 |
| Participant contributions at end of year | 2023-12-31 | $113 |
| Participant contributions at beginning of year | 2023-12-31 | $0 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2023-12-31 | $530,535 |
| Administrative expenses (other) incurred | 2023-12-31 | $7,693 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-12-31 | No |
| Value of net income/loss | 2023-12-31 | $1,821,935 |
| Value of net assets at end of year (total assets less liabilities) | 2023-12-31 | $6,398,190 |
| Value of net assets at beginning of year (total assets less liabilities) | 2023-12-31 | $4,576,255 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2023-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2023-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2023-12-31 | No |
| Value of interest in pooled separate accounts at end of year | 2023-12-31 | $5,892,152 |
| Value of interest in pooled separate accounts at beginning of year | 2023-12-31 | $4,184,476 |
| Interest on participant loans | 2023-12-31 | $3,146 |
| Interest earned on other investments | 2023-12-31 | $5,308 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2023-12-31 | $403,872 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2023-12-31 | $365,179 |
| Net investment gain/loss from pooled separate accounts | 2023-12-31 | $841,333 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2023-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2023-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2023-12-31 | No |
| Contributions received in cash from employer | 2023-12-31 | $47,562 |
| Employer contributions (assets) at end of year | 2023-12-31 | $19 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2023-12-31 | $295,900 |
| Liabilities. Value of benefit claims payable at beginning of year | 2023-12-31 | $788 |
| Did the plan have assets held for investment | 2023-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2023-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2023-12-31 | Unqualified |
| Accountancy firm name | 2023-12-31 | DAVISON AND ASSOCIATES CPAS |
| Accountancy firm EIN | 2023-12-31 | 383212773 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-01-01 | $788 |
| Total income from all sources (including contributions) | 2023-01-01 | $2,125,528 |
| Total of all expenses incurred | 2023-01-01 | $303,593 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2023-01-01 | $295,900 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2023-01-01 | $1,275,741 |
| Value of total assets at end of year | 2023-01-01 | $6,398,190 |
| Value of total assets at beginning of year | 2023-01-01 | $4,577,043 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2023-01-01 | $7,693 |
| Total interest from all sources | 2023-01-01 | $8,454 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2023-01-01 | No |
| Was this plan covered by a fidelity bond | 2023-01-01 | Yes |
| Value of fidelity bond cover | 2023-01-01 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2023-01-01 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2023-01-01 | No |
| Contributions received from participants | 2023-01-01 | $697,644 |
| Participant contributions at end of year | 2023-01-01 | $102,034 |
| Participant contributions at beginning of year | 2023-01-01 | $27,388 |
| Participant contributions at end of year | 2023-01-01 | $113 |
| Participant contributions at beginning of year | 2023-01-01 | $0 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2023-01-01 | $530,535 |
| Administrative expenses (other) incurred | 2023-01-01 | $7,693 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-01-01 | No |
| Value of net income/loss | 2023-01-01 | $1,821,935 |
| Value of net assets at end of year (total assets less liabilities) | 2023-01-01 | $6,398,190 |
| Value of net assets at beginning of year (total assets less liabilities) | 2023-01-01 | $4,576,255 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2023-01-01 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2023-01-01 | No |
| Were any leases to which the plan was party in default or uncollectible | 2023-01-01 | No |
| Value of interest in pooled separate accounts at end of year | 2023-01-01 | $5,892,152 |
| Value of interest in pooled separate accounts at beginning of year | 2023-01-01 | $4,184,476 |
| Interest on participant loans | 2023-01-01 | $3,146 |
| Interest earned on other investments | 2023-01-01 | $5,308 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2023-01-01 | $403,872 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2023-01-01 | $365,179 |
| Net investment gain/loss from pooled separate accounts | 2023-01-01 | $841,333 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2023-01-01 | No |
| Was there a failure to transmit to the plan any participant contributions | 2023-01-01 | No |
| Has the plan failed to provide any benefit when due under the plan | 2023-01-01 | No |
| Contributions received in cash from employer | 2023-01-01 | $47,562 |
| Employer contributions (assets) at end of year | 2023-01-01 | $19 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2023-01-01 | $295,900 |
| Liabilities. Value of benefit claims payable at beginning of year | 2023-01-01 | $788 |
| Did the plan have assets held for investment | 2023-01-01 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-01-01 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2023-01-01 | No |
| Opinion of an independent qualified public accountant for this plan | 2023-01-01 | 1 |
| Accountancy firm name | 2023-01-01 | DAVISON AND ASSOCIATES CPAS |
| Accountancy firm EIN | 2023-01-01 | 383212773 |
| 2022 : FINANCIAL DESIGNS INC. 401(K) PROFIT SHARING PLAN AND TRUST 2022 401k financial data |
|---|
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-12-31 | $788 |
| Total income from all sources (including contributions) | 2022-12-31 | $-134,559 |
| Total of all expenses incurred | 2022-12-31 | $273,988 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2022-12-31 | $268,862 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2022-12-31 | $759,283 |
| Value of total assets at end of year | 2022-12-31 | $4,577,043 |
| Value of total assets at beginning of year | 2022-12-31 | $4,984,802 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2022-12-31 | $5,126 |
| Total interest from all sources | 2022-12-31 | $4,497 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2022-12-31 | No |
| Was this plan covered by a fidelity bond | 2022-12-31 | Yes |
| Value of fidelity bond cover | 2022-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2022-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2022-12-31 | No |
| Contributions received from participants | 2022-12-31 | $653,710 |
| Participant contributions at end of year | 2022-12-31 | $27,388 |
| Participant contributions at beginning of year | 2022-12-31 | $42,203 |
| Participant contributions at end of year | 2022-12-31 | $0 |
| Participant contributions at beginning of year | 2022-12-31 | $156 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2022-12-31 | $69,197 |
| Administrative expenses (other) incurred | 2022-12-31 | $5,126 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-12-31 | No |
| Value of net income/loss | 2022-12-31 | $-408,547 |
| Value of net assets at end of year (total assets less liabilities) | 2022-12-31 | $4,576,255 |
| Value of net assets at beginning of year (total assets less liabilities) | 2022-12-31 | $4,984,802 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2022-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2022-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2022-12-31 | No |
| Value of interest in pooled separate accounts at end of year | 2022-12-31 | $4,184,476 |
| Value of interest in pooled separate accounts at beginning of year | 2022-12-31 | $4,635,037 |
| Interest on participant loans | 2022-12-31 | $1,169 |
| Interest earned on other investments | 2022-12-31 | $3,328 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2022-12-31 | $365,179 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2022-12-31 | $307,406 |
| Net investment gain/loss from pooled separate accounts | 2022-12-31 | $-898,339 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2022-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2022-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2022-12-31 | No |
| Contributions received in cash from employer | 2022-12-31 | $36,376 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2022-12-31 | $268,862 |
| Liabilities. Value of benefit claims payable at end of year | 2022-12-31 | $788 |
| Did the plan have assets held for investment | 2022-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2022-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2022-12-31 | Unqualified |
| Accountancy firm name | 2022-12-31 | DAVISON AND ASSOCIATES CPAS |
| Accountancy firm EIN | 2022-12-31 | 383212773 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-01-01 | $788 |
| Total income from all sources (including contributions) | 2022-01-01 | $-134,559 |
| Total of all expenses incurred | 2022-01-01 | $273,988 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2022-01-01 | $268,862 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2022-01-01 | $759,283 |
| Value of total assets at end of year | 2022-01-01 | $4,577,043 |
| Value of total assets at beginning of year | 2022-01-01 | $4,984,802 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2022-01-01 | $5,126 |
| Total interest from all sources | 2022-01-01 | $4,497 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2022-01-01 | No |
| Was this plan covered by a fidelity bond | 2022-01-01 | Yes |
| Value of fidelity bond cover | 2022-01-01 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2022-01-01 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2022-01-01 | No |
| Contributions received from participants | 2022-01-01 | $653,710 |
| Participant contributions at end of year | 2022-01-01 | $27,388 |
| Participant contributions at beginning of year | 2022-01-01 | $42,203 |
| Participant contributions at end of year | 2022-01-01 | $0 |
| Participant contributions at beginning of year | 2022-01-01 | $156 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2022-01-01 | $69,197 |
| Administrative expenses (other) incurred | 2022-01-01 | $5,126 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-01-01 | No |
| Value of net income/loss | 2022-01-01 | $-408,547 |
| Value of net assets at end of year (total assets less liabilities) | 2022-01-01 | $4,576,255 |
| Value of net assets at beginning of year (total assets less liabilities) | 2022-01-01 | $4,984,802 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2022-01-01 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2022-01-01 | No |
| Were any leases to which the plan was party in default or uncollectible | 2022-01-01 | No |
| Value of interest in pooled separate accounts at end of year | 2022-01-01 | $4,184,476 |
| Value of interest in pooled separate accounts at beginning of year | 2022-01-01 | $4,635,037 |
| Interest on participant loans | 2022-01-01 | $1,169 |
| Interest earned on other investments | 2022-01-01 | $3,328 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2022-01-01 | $365,179 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2022-01-01 | $307,406 |
| Net investment gain/loss from pooled separate accounts | 2022-01-01 | $-898,339 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2022-01-01 | No |
| Was there a failure to transmit to the plan any participant contributions | 2022-01-01 | No |
| Has the plan failed to provide any benefit when due under the plan | 2022-01-01 | No |
| Contributions received in cash from employer | 2022-01-01 | $36,376 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2022-01-01 | $268,862 |
| Liabilities. Value of benefit claims payable at end of year | 2022-01-01 | $788 |
| Did the plan have assets held for investment | 2022-01-01 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-01-01 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2022-01-01 | No |
| Opinion of an independent qualified public accountant for this plan | 2022-01-01 | 1 |
| Accountancy firm name | 2022-01-01 | DAVISON AND ASSOCIATES CPAS |
| Accountancy firm EIN | 2022-01-01 | 383212773 |
| 2021 : FINANCIAL DESIGNS INC. 401(K) PROFIT SHARING PLAN AND TRUST 2021 401k financial data |
|---|
| Total income from all sources (including contributions) | 2021-12-31 | $1,081,229 |
| Total of all expenses incurred | 2021-12-31 | $374,868 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2021-12-31 | $370,000 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2021-12-31 | $474,968 |
| Value of total assets at end of year | 2021-12-31 | $4,984,802 |
| Value of total assets at beginning of year | 2021-12-31 | $4,278,441 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2021-12-31 | $4,868 |
| Total interest from all sources | 2021-12-31 | $5,457 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2021-12-31 | No |
| Was this plan covered by a fidelity bond | 2021-12-31 | Yes |
| Value of fidelity bond cover | 2021-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2021-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2021-12-31 | No |
| Contributions received from participants | 2021-12-31 | $474,968 |
| Participant contributions at end of year | 2021-12-31 | $42,203 |
| Participant contributions at beginning of year | 2021-12-31 | $25,827 |
| Participant contributions at end of year | 2021-12-31 | $156 |
| Administrative expenses (other) incurred | 2021-12-31 | $4,868 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-12-31 | No |
| Value of net income/loss | 2021-12-31 | $706,361 |
| Value of net assets at end of year (total assets less liabilities) | 2021-12-31 | $4,984,802 |
| Value of net assets at beginning of year (total assets less liabilities) | 2021-12-31 | $4,278,441 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2021-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2021-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2021-12-31 | No |
| Value of interest in pooled separate accounts at end of year | 2021-12-31 | $4,635,037 |
| Value of interest in pooled separate accounts at beginning of year | 2021-12-31 | $3,726,110 |
| Interest on participant loans | 2021-12-31 | $1,017 |
| Interest earned on other investments | 2021-12-31 | $4,440 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2021-12-31 | $307,406 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2021-12-31 | $526,504 |
| Net investment gain/loss from pooled separate accounts | 2021-12-31 | $600,804 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2021-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2021-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2021-12-31 | No |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2021-12-31 | $370,000 |
| Did the plan have assets held for investment | 2021-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2021-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2021-12-31 | Disclaimer |
| Accountancy firm name | 2021-12-31 | DAVISON AND ASSOCIATES CPAS |
| Accountancy firm EIN | 2021-12-31 | 383212773 |
| 2020 : FINANCIAL DESIGNS INC. 401(K) PROFIT SHARING PLAN AND TRUST 2020 401k financial data |
|---|
| Total income from all sources (including contributions) | 2020-12-31 | $955,233 |
| Total of all expenses incurred | 2020-12-31 | $554,087 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2020-12-31 | $552,119 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2020-12-31 | $399,589 |
| Value of total assets at end of year | 2020-12-31 | $4,278,441 |
| Value of total assets at beginning of year | 2020-12-31 | $3,877,295 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2020-12-31 | $1,968 |
| Total interest from all sources | 2020-12-31 | $2,003 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2020-12-31 | No |
| Was this plan covered by a fidelity bond | 2020-12-31 | Yes |
| Value of fidelity bond cover | 2020-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2020-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2020-12-31 | No |
| Contributions received from participants | 2020-12-31 | $387,321 |
| Participant contributions at end of year | 2020-12-31 | $25,827 |
| Participant contributions at beginning of year | 2020-12-31 | $75,989 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2020-12-31 | $12,268 |
| Administrative expenses (other) incurred | 2020-12-31 | $1,968 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-12-31 | No |
| Value of net income/loss | 2020-12-31 | $401,146 |
| Value of net assets at end of year (total assets less liabilities) | 2020-12-31 | $4,278,441 |
| Value of net assets at beginning of year (total assets less liabilities) | 2020-12-31 | $3,877,295 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2020-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2020-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2020-12-31 | No |
| Value of interest in pooled separate accounts at end of year | 2020-12-31 | $3,726,110 |
| Value of interest in pooled separate accounts at beginning of year | 2020-12-31 | $3,337,145 |
| Interest on participant loans | 2020-12-31 | $2,003 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2020-12-31 | $526,504 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2020-12-31 | $464,161 |
| Net investment gain/loss from pooled separate accounts | 2020-12-31 | $553,641 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2020-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2020-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2020-12-31 | No |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2020-12-31 | $552,119 |
| Did the plan have assets held for investment | 2020-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2020-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2020-12-31 | Disclaimer |
| Accountancy firm name | 2020-12-31 | DAVISON AND ASSOCIATES CPAS |
| Accountancy firm EIN | 2020-12-31 | 383212773 |
| 2019 : FINANCIAL DESIGNS INC. 401(K) PROFIT SHARING PLAN AND TRUST 2019 401k financial data |
|---|
| Total income from all sources (including contributions) | 2019-12-31 | $977,063 |
| Total income from all sources (including contributions) | 2019-12-31 | $977,063 |
| Total of all expenses incurred | 2019-12-31 | $671,405 |
| Total of all expenses incurred | 2019-12-31 | $671,405 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2019-12-31 | $667,673 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2019-12-31 | $667,673 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2019-12-31 | $311,362 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2019-12-31 | $311,362 |
| Value of total assets at end of year | 2019-12-31 | $3,877,295 |
| Value of total assets at end of year | 2019-12-31 | $3,877,295 |
| Value of total assets at beginning of year | 2019-12-31 | $3,571,637 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2019-12-31 | $3,732 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2019-12-31 | $3,732 |
| Total interest from all sources | 2019-12-31 | $3,894 |
| Total interest from all sources | 2019-12-31 | $3,894 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2019-12-31 | No |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2019-12-31 | No |
| Was this plan covered by a fidelity bond | 2019-12-31 | Yes |
| Was this plan covered by a fidelity bond | 2019-12-31 | Yes |
| Value of fidelity bond cover | 2019-12-31 | $500,000 |
| Value of fidelity bond cover | 2019-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2019-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2019-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2019-12-31 | No |
| Contributions received from participants | 2019-12-31 | $311,362 |
| Contributions received from participants | 2019-12-31 | $311,362 |
| Participant contributions at end of year | 2019-12-31 | $75,989 |
| Participant contributions at end of year | 2019-12-31 | $75,989 |
| Participant contributions at beginning of year | 2019-12-31 | $105,933 |
| Participant contributions at beginning of year | 2019-12-31 | $105,933 |
| Other income not declared elsewhere | 2019-12-31 | $5,995 |
| Other income not declared elsewhere | 2019-12-31 | $5,995 |
| Administrative expenses (other) incurred | 2019-12-31 | $3,732 |
| Administrative expenses (other) incurred | 2019-12-31 | $3,732 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-12-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-12-31 | No |
| Value of net income/loss | 2019-12-31 | $305,658 |
| Value of net income/loss | 2019-12-31 | $305,658 |
| Value of net assets at end of year (total assets less liabilities) | 2019-12-31 | $3,877,295 |
| Value of net assets at end of year (total assets less liabilities) | 2019-12-31 | $3,877,295 |
| Value of net assets at beginning of year (total assets less liabilities) | 2019-12-31 | $3,571,637 |
| Value of net assets at beginning of year (total assets less liabilities) | 2019-12-31 | $3,571,637 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2019-12-31 | No |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2019-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2019-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2019-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2019-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2019-12-31 | No |
| Value of interest in pooled separate accounts at end of year | 2019-12-31 | $3,337,145 |
| Value of interest in pooled separate accounts at end of year | 2019-12-31 | $3,337,145 |
| Value of interest in pooled separate accounts at beginning of year | 2019-12-31 | $2,900,998 |
| Value of interest in pooled separate accounts at beginning of year | 2019-12-31 | $2,900,998 |
| Interest on participant loans | 2019-12-31 | $3,894 |
| Interest on participant loans | 2019-12-31 | $3,894 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2019-12-31 | $464,161 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2019-12-31 | $464,161 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2019-12-31 | $564,706 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2019-12-31 | $564,706 |
| Net investment gain/loss from pooled separate accounts | 2019-12-31 | $655,812 |
| Net investment gain/loss from pooled separate accounts | 2019-12-31 | $655,812 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2019-12-31 | No |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2019-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2019-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2019-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2019-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2019-12-31 | No |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2019-12-31 | $667,673 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2019-12-31 | $667,673 |
| Did the plan have assets held for investment | 2019-12-31 | Yes |
| Did the plan have assets held for investment | 2019-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-12-31 | No |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2019-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2019-12-31 | Yes |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2019-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2019-12-31 | Disclaimer |
| Opinion of an independent qualified public accountant for this plan | 2019-12-31 | Disclaimer |
| Accountancy firm name | 2019-12-31 | DAVISON AND ASSOCIATES CPAS |
| Accountancy firm EIN | 2019-12-31 | 383212773 |
| Accountancy firm EIN | 2019-12-31 | 383212773 |
| 2018 : FINANCIAL DESIGNS INC. 401(K) PROFIT SHARING PLAN AND TRUST 2018 401k financial data |
|---|
| Total income from all sources (including contributions) | 2018-12-31 | $81,381 |
| Total of all expenses incurred | 2018-12-31 | $86,159 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2018-12-31 | $83,434 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2018-12-31 | $273,464 |
| Value of total assets at end of year | 2018-12-31 | $3,571,637 |
| Value of total assets at beginning of year | 2018-12-31 | $3,576,415 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2018-12-31 | $2,725 |
| Total interest from all sources | 2018-12-31 | $4,756 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2018-12-31 | No |
| Was this plan covered by a fidelity bond | 2018-12-31 | Yes |
| Value of fidelity bond cover | 2018-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2018-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2018-12-31 | No |
| Contributions received from participants | 2018-12-31 | $273,464 |
| Participant contributions at end of year | 2018-12-31 | $105,933 |
| Participant contributions at beginning of year | 2018-12-31 | $122,143 |
| Other income not declared elsewhere | 2018-12-31 | $5,016 |
| Administrative expenses (other) incurred | 2018-12-31 | $2,725 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-12-31 | No |
| Value of net income/loss | 2018-12-31 | $-4,778 |
| Value of net assets at end of year (total assets less liabilities) | 2018-12-31 | $3,571,637 |
| Value of net assets at beginning of year (total assets less liabilities) | 2018-12-31 | $3,576,415 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2018-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2018-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2018-12-31 | No |
| Value of interest in pooled separate accounts at end of year | 2018-12-31 | $2,900,998 |
| Value of interest in pooled separate accounts at beginning of year | 2018-12-31 | $2,953,791 |
| Interest on participant loans | 2018-12-31 | $4,756 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2018-12-31 | $564,706 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2018-12-31 | $500,481 |
| Net investment gain/loss from pooled separate accounts | 2018-12-31 | $-201,855 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2018-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2018-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2018-12-31 | No |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2018-12-31 | $83,434 |
| Did the plan have assets held for investment | 2018-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2018-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2018-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2018-12-31 | Disclaimer |
| Accountancy firm name | 2018-12-31 | DAVISON AND ASSOCIATES CPAS |
| Accountancy firm EIN | 2018-12-31 | 383212773 |
| 2017 : FINANCIAL DESIGNS INC. 401(K) PROFIT SHARING PLAN AND TRUST 2017 401k financial data |
|---|
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-12-31 | $661 |
| Total income from all sources (including contributions) | 2017-12-31 | $902,211 |
| Total of all expenses incurred | 2017-12-31 | $335,409 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2017-12-31 | $331,660 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2017-12-31 | $430,225 |
| Value of total assets at end of year | 2017-12-31 | $3,576,415 |
| Value of total assets at beginning of year | 2017-12-31 | $3,010,274 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2017-12-31 | $3,749 |
| Total interest from all sources | 2017-12-31 | $5,454 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2017-12-31 | No |
| Was this plan covered by a fidelity bond | 2017-12-31 | Yes |
| Value of fidelity bond cover | 2017-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2017-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2017-12-31 | No |
| Contributions received from participants | 2017-12-31 | $292,389 |
| Participant contributions at end of year | 2017-12-31 | $122,143 |
| Participant contributions at beginning of year | 2017-12-31 | $100,257 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2017-12-31 | $137,836 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2017-12-31 | $661 |
| Other income not declared elsewhere | 2017-12-31 | $5,016 |
| Administrative expenses (other) incurred | 2017-12-31 | $3,749 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-12-31 | No |
| Value of net income/loss | 2017-12-31 | $566,802 |
| Value of net assets at end of year (total assets less liabilities) | 2017-12-31 | $3,576,415 |
| Value of net assets at beginning of year (total assets less liabilities) | 2017-12-31 | $3,009,613 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2017-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2017-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2017-12-31 | No |
| Value of interest in pooled separate accounts at end of year | 2017-12-31 | $2,953,791 |
| Value of interest in pooled separate accounts at beginning of year | 2017-12-31 | $2,452,461 |
| Interest on participant loans | 2017-12-31 | $5,454 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2017-12-31 | $500,481 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2017-12-31 | $457,556 |
| Net investment gain/loss from pooled separate accounts | 2017-12-31 | $461,516 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2017-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2017-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2017-12-31 | No |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2017-12-31 | $331,660 |
| Did the plan have assets held for investment | 2017-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2017-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2017-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2017-12-31 | Disclaimer |
| Accountancy firm name | 2017-12-31 | DAVISON AND ASSOCIATES CPAS |
| Accountancy firm EIN | 2017-12-31 | 383212773 |
| 2016 : FINANCIAL DESIGNS INC. 401(K) PROFIT SHARING PLAN AND TRUST 2016 401k financial data |
|---|
| Total transfer of assets to this plan | 2016-12-31 | $37,296 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-12-31 | $661 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-12-31 | $10,402 |
| Total income from all sources (including contributions) | 2016-12-31 | $670,268 |
| Total of all expenses incurred | 2016-12-31 | $133,692 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2016-12-31 | $131,023 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2016-12-31 | $494,850 |
| Value of total assets at end of year | 2016-12-31 | $3,010,274 |
| Value of total assets at beginning of year | 2016-12-31 | $2,446,143 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2016-12-31 | $2,669 |
| Total interest from all sources | 2016-12-31 | $5,063 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2016-12-31 | No |
| Was this plan covered by a fidelity bond | 2016-12-31 | Yes |
| Value of fidelity bond cover | 2016-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2016-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2016-12-31 | No |
| Contributions received from participants | 2016-12-31 | $234,024 |
| Participant contributions at end of year | 2016-12-31 | $100,257 |
| Participant contributions at beginning of year | 2016-12-31 | $100,304 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2016-12-31 | $260,826 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2016-12-31 | $661 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2016-12-31 | $10,402 |
| Other income not declared elsewhere | 2016-12-31 | $4,962 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-12-31 | No |
| Value of net income/loss | 2016-12-31 | $536,576 |
| Value of net assets at end of year (total assets less liabilities) | 2016-12-31 | $3,009,613 |
| Value of net assets at beginning of year (total assets less liabilities) | 2016-12-31 | $2,435,741 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2016-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2016-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2016-12-31 | No |
| Value of interest in pooled separate accounts at end of year | 2016-12-31 | $2,452,461 |
| Value of interest in pooled separate accounts at beginning of year | 2016-12-31 | $1,929,773 |
| Interest on participant loans | 2016-12-31 | $5,063 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2016-12-31 | $457,556 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2016-12-31 | $416,066 |
| Net investment gain/loss from pooled separate accounts | 2016-12-31 | $165,393 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2016-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2016-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2016-12-31 | No |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2016-12-31 | $131,023 |
| Contract administrator fees | 2016-12-31 | $2,669 |
| Did the plan have assets held for investment | 2016-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2016-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2016-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2016-12-31 | Disclaimer |
| Accountancy firm name | 2016-12-31 | DAVISON AND ASSOCIATES CPAS |
| Accountancy firm EIN | 2016-12-31 | 383212773 |
| 2015 : FINANCIAL DESIGNS INC. 401(K) PROFIT SHARING PLAN AND TRUST 2015 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2015-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-12-31 | $0 |
| Total income from all sources (including contributions) | 2015-12-31 | $208,177 |
| Total loss/gain on sale of assets | 2015-12-31 | $0 |
| Total of all expenses incurred | 2015-12-31 | $181,682 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2015-12-31 | $179,949 |
| Value of total corrective distributions | 2015-12-31 | $10,402 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2015-12-31 | $223,715 |
| Value of total assets at end of year | 2015-12-31 | $2,446,143 |
| Value of total assets at beginning of year | 2015-12-31 | $2,419,648 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2015-12-31 | $1,733 |
| Total interest from all sources | 2015-12-31 | $4,662 |
| Total dividends received (eg from common stock, registered investment company shares) | 2015-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2015-12-31 | No |
| Was this plan covered by a fidelity bond | 2015-12-31 | Yes |
| Value of fidelity bond cover | 2015-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2015-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2015-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2015-12-31 | No |
| Contributions received from participants | 2015-12-31 | $223,715 |
| Participant contributions at end of year | 2015-12-31 | $100,304 |
| Participant contributions at beginning of year | 2015-12-31 | $94,074 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2015-12-31 | $10,402 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2015-12-31 | $0 |
| Other income not declared elsewhere | 2015-12-31 | $4,410 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-12-31 | No |
| Value of net income/loss | 2015-12-31 | $26,495 |
| Value of net assets at end of year (total assets less liabilities) | 2015-12-31 | $2,446,143 |
| Value of net assets at beginning of year (total assets less liabilities) | 2015-12-31 | $2,419,648 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2015-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2015-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2015-12-31 | No |
| Value of interest in pooled separate accounts at end of year | 2015-12-31 | $1,929,773 |
| Value of interest in pooled separate accounts at beginning of year | 2015-12-31 | $1,815,565 |
| Interest on participant loans | 2015-12-31 | $4,662 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2015-12-31 | $416,066 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2015-12-31 | $510,009 |
| Net investment gain/loss from pooled separate accounts | 2015-12-31 | $-24,610 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2015-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2015-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2015-12-31 | No |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2015-12-31 | $179,949 |
| Contract administrator fees | 2015-12-31 | $1,733 |
| Did the plan have assets held for investment | 2015-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2015-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2015-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2015-12-31 | Disclaimer |
| Accountancy firm name | 2015-12-31 | DAVIDSON AND ASSOCIATES CPAS |
| Accountancy firm EIN | 2015-12-31 | 383212773 |
| 2014 : FINANCIAL DESIGNS INC. 401(K) PROFIT SHARING PLAN AND TRUST 2014 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2014-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-12-31 | $0 |
| Total income from all sources (including contributions) | 2014-12-31 | $319,347 |
| Total loss/gain on sale of assets | 2014-12-31 | $0 |
| Total of all expenses incurred | 2014-12-31 | $390,753 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2014-12-31 | $387,985 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2014-12-31 | $206,542 |
| Value of total assets at end of year | 2014-12-31 | $2,419,648 |
| Value of total assets at beginning of year | 2014-12-31 | $2,491,054 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2014-12-31 | $2,768 |
| Total interest from all sources | 2014-12-31 | $4,594 |
| Total dividends received (eg from common stock, registered investment company shares) | 2014-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2014-12-31 | No |
| Administrative expenses professional fees incurred | 2014-12-31 | $2,768 |
| Was this plan covered by a fidelity bond | 2014-12-31 | Yes |
| Value of fidelity bond cover | 2014-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2014-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2014-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2014-12-31 | No |
| Contributions received from participants | 2014-12-31 | $206,542 |
| Participant contributions at end of year | 2014-12-31 | $94,074 |
| Participant contributions at beginning of year | 2014-12-31 | $73,302 |
| Participant contributions at end of year | 2014-12-31 | $0 |
| Participant contributions at beginning of year | 2014-12-31 | $0 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2014-12-31 | $0 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2014-12-31 | $0 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2014-12-31 | $0 |
| Other income not declared elsewhere | 2014-12-31 | $0 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-12-31 | No |
| Value of net income/loss | 2014-12-31 | $-71,406 |
| Value of net assets at end of year (total assets less liabilities) | 2014-12-31 | $2,419,648 |
| Value of net assets at beginning of year (total assets less liabilities) | 2014-12-31 | $2,491,054 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2014-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2014-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2014-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2014-12-31 | $0 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2014-12-31 | $0 |
| Value of interest in pooled separate accounts at end of year | 2014-12-31 | $1,815,565 |
| Value of interest in pooled separate accounts at beginning of year | 2014-12-31 | $1,940,130 |
| Interest on participant loans | 2014-12-31 | $4,594 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2014-12-31 | $0 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2014-12-31 | $0 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2014-12-31 | $0 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2014-12-31 | $510,009 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2014-12-31 | $477,622 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2014-12-31 | $0 |
| Net investment gain/loss from pooled separate accounts | 2014-12-31 | $108,211 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2014-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2014-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2014-12-31 | No |
| Contributions received in cash from employer | 2014-12-31 | $0 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2014-12-31 | $387,985 |
| Did the plan have assets held for investment | 2014-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2014-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2014-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2014-12-31 | Disclaimer |
| Accountancy firm name | 2014-12-31 | DAVISON AND ASSOCIATES CPAS |
| Accountancy firm EIN | 2014-12-31 | 383212773 |
| 2013 : FINANCIAL DESIGNS INC. 401(K) PROFIT SHARING PLAN AND TRUST 2013 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2013-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2013-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2013-12-31 | $0 |
| Total income from all sources (including contributions) | 2013-12-31 | $617,111 |
| Total loss/gain on sale of assets | 2013-12-31 | $0 |
| Total of all expenses incurred | 2013-12-31 | $223,856 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2013-12-31 | $221,742 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2013-12-31 | $285,193 |
| Value of total assets at end of year | 2013-12-31 | $2,491,054 |
| Value of total assets at beginning of year | 2013-12-31 | $2,097,799 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2013-12-31 | $2,114 |
| Total interest from all sources | 2013-12-31 | $4,219 |
| Total dividends received (eg from common stock, registered investment company shares) | 2013-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2013-12-31 | No |
| Administrative expenses professional fees incurred | 2013-12-31 | $2,114 |
| Was this plan covered by a fidelity bond | 2013-12-31 | Yes |
| Value of fidelity bond cover | 2013-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2013-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2013-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2013-12-31 | No |
| Contributions received from participants | 2013-12-31 | $285,193 |
| Participant contributions at end of year | 2013-12-31 | $73,302 |
| Participant contributions at beginning of year | 2013-12-31 | $83,006 |
| Participant contributions at end of year | 2013-12-31 | $0 |
| Participant contributions at beginning of year | 2013-12-31 | $0 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2013-12-31 | $0 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2013-12-31 | $0 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-12-31 | No |
| Value of net income/loss | 2013-12-31 | $393,255 |
| Value of net assets at end of year (total assets less liabilities) | 2013-12-31 | $2,491,054 |
| Value of net assets at beginning of year (total assets less liabilities) | 2013-12-31 | $2,097,799 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2013-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2013-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2013-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2013-12-31 | $0 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2013-12-31 | $0 |
| Value of interest in pooled separate accounts at end of year | 2013-12-31 | $1,940,130 |
| Value of interest in pooled separate accounts at beginning of year | 2013-12-31 | $1,750,531 |
| Interest on participant loans | 2013-12-31 | $4,219 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2013-12-31 | $0 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2013-12-31 | $0 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2013-12-31 | $0 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2013-12-31 | $477,622 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2013-12-31 | $264,262 |
| Net gain/loss from 103.12 investment entities | 2013-12-31 | $327,699 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2013-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2013-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2013-12-31 | No |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2013-12-31 | $221,742 |
| Did the plan have assets held for investment | 2013-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2013-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2013-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2013-12-31 | Disclaimer |
| Accountancy firm name | 2013-12-31 | DAVISON AND ASSOCIATES CPAS |
| Accountancy firm EIN | 2013-12-31 | 383212773 |
| 2012 : FINANCIAL DESIGNS INC. 401(K) PROFIT SHARING PLAN AND TRUST 2012 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2012-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2012-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2012-12-31 | $0 |
| Total income from all sources (including contributions) | 2012-12-31 | $487,433 |
| Total loss/gain on sale of assets | 2012-12-31 | $0 |
| Total of all expenses incurred | 2012-12-31 | $58,166 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2012-12-31 | $56,612 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2012-12-31 | $287,921 |
| Value of total assets at end of year | 2012-12-31 | $2,097,799 |
| Value of total assets at beginning of year | 2012-12-31 | $1,668,532 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2012-12-31 | $1,554 |
| Total interest from all sources | 2012-12-31 | $3,776 |
| Total dividends received (eg from common stock, registered investment company shares) | 2012-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2012-12-31 | No |
| Administrative expenses professional fees incurred | 2012-12-31 | $1,554 |
| Was this plan covered by a fidelity bond | 2012-12-31 | Yes |
| Value of fidelity bond cover | 2012-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2012-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2012-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2012-12-31 | No |
| Contributions received from participants | 2012-12-31 | $287,921 |
| Participant contributions at end of year | 2012-12-31 | $83,006 |
| Participant contributions at beginning of year | 2012-12-31 | $41,304 |
| Participant contributions at end of year | 2012-12-31 | $0 |
| Participant contributions at beginning of year | 2012-12-31 | $0 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2012-12-31 | $0 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2012-12-31 | $0 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-12-31 | No |
| Value of net income/loss | 2012-12-31 | $429,267 |
| Value of net assets at end of year (total assets less liabilities) | 2012-12-31 | $2,097,799 |
| Value of net assets at beginning of year (total assets less liabilities) | 2012-12-31 | $1,668,532 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2012-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2012-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2012-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2012-12-31 | $0 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2012-12-31 | $0 |
| Value of interest in pooled separate accounts at end of year | 2012-12-31 | $1,750,531 |
| Value of interest in pooled separate accounts at beginning of year | 2012-12-31 | $1,348,640 |
| Interest on participant loans | 2012-12-31 | $3,776 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2012-12-31 | $0 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2012-12-31 | $0 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2012-12-31 | $0 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2012-12-31 | $264,262 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2012-12-31 | $278,588 |
| Net gain/loss from 103.12 investment entities | 2012-12-31 | $195,736 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2012-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2012-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2012-12-31 | No |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2012-12-31 | $56,612 |
| Did the plan have assets held for investment | 2012-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2012-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2012-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2012-12-31 | Disclaimer |
| Accountancy firm name | 2012-12-31 | DAVISON AND ASSOCIATES CPAS |
| Accountancy firm EIN | 2012-12-31 | 383212773 |
| 2011 : FINANCIAL DESIGNS INC. 401(K) PROFIT SHARING PLAN AND TRUST 2011 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2011-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2011-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2011-12-31 | $2,337 |
| Total income from all sources (including contributions) | 2011-12-31 | $263,239 |
| Total loss/gain on sale of assets | 2011-12-31 | $0 |
| Total of all expenses incurred | 2011-12-31 | $70,281 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2011-12-31 | $68,818 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2011-12-31 | $294,809 |
| Value of total assets at end of year | 2011-12-31 | $1,668,532 |
| Value of total assets at beginning of year | 2011-12-31 | $1,477,911 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2011-12-31 | $1,463 |
| Total interest from all sources | 2011-12-31 | $1,739 |
| Total dividends received (eg from common stock, registered investment company shares) | 2011-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2011-12-31 | No |
| Administrative expenses professional fees incurred | 2011-12-31 | $1,463 |
| Was this plan covered by a fidelity bond | 2011-12-31 | Yes |
| Value of fidelity bond cover | 2011-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2011-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2011-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2011-12-31 | No |
| Contributions received from participants | 2011-12-31 | $294,809 |
| Participant contributions at end of year | 2011-12-31 | $41,304 |
| Participant contributions at beginning of year | 2011-12-31 | $31,081 |
| Participant contributions at end of year | 2011-12-31 | $0 |
| Participant contributions at beginning of year | 2011-12-31 | $2,844 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2011-12-31 | $0 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2011-12-31 | $2,337 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2011-12-31 | No |
| Value of net income/loss | 2011-12-31 | $192,958 |
| Value of net assets at end of year (total assets less liabilities) | 2011-12-31 | $1,668,532 |
| Value of net assets at beginning of year (total assets less liabilities) | 2011-12-31 | $1,475,574 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2011-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2011-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2011-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2011-12-31 | $0 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2011-12-31 | $0 |
| Value of interest in pooled separate accounts at end of year | 2011-12-31 | $1,348,640 |
| Value of interest in pooled separate accounts at beginning of year | 2011-12-31 | $1,304,993 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2011-12-31 | $0 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2011-12-31 | $0 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2011-12-31 | $0 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2011-12-31 | $1,739 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2011-12-31 | $278,588 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2011-12-31 | $138,993 |
| Net gain/loss from 103.12 investment entities | 2011-12-31 | $-33,309 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2011-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2011-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2011-12-31 | No |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2011-12-31 | $68,818 |
| Did the plan have assets held for investment | 2011-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2011-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2011-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2011-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2011-12-31 | Disclaimer |
| Accountancy firm name | 2011-12-31 | DAVISON AND ASSOCIATES CPAS |
| Accountancy firm EIN | 2011-12-31 | 383212773 |
| 2010 : FINANCIAL DESIGNS INC. 401(K) PROFIT SHARING PLAN AND TRUST 2010 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2010-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2010-12-31 | $2,337 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2010-12-31 | $1,919 |
| Total income from all sources (including contributions) | 2010-12-31 | $321,393 |
| Total loss/gain on sale of assets | 2010-12-31 | $0 |
| Total of all expenses incurred | 2010-12-31 | $56,620 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2010-12-31 | $56,522 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2010-12-31 | $219,232 |
| Value of total assets at end of year | 2010-12-31 | $1,477,911 |
| Value of total assets at beginning of year | 2010-12-31 | $1,212,720 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2010-12-31 | $98 |
| Total interest from all sources | 2010-12-31 | $1,938 |
| Total dividends received (eg from common stock, registered investment company shares) | 2010-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2010-12-31 | No |
| Was this plan covered by a fidelity bond | 2010-12-31 | Yes |
| Value of fidelity bond cover | 2010-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2010-12-31 | Yes |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2010-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2010-12-31 | No |
| Contributions received from participants | 2010-12-31 | $218,389 |
| Participant contributions at end of year | 2010-12-31 | $31,081 |
| Participant contributions at beginning of year | 2010-12-31 | $22,657 |
| Participant contributions at end of year | 2010-12-31 | $2,844 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2010-12-31 | $843 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2010-12-31 | $2,337 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2010-12-31 | $1,919 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2010-12-31 | No |
| Value of net income/loss | 2010-12-31 | $264,773 |
| Value of net assets at end of year (total assets less liabilities) | 2010-12-31 | $1,475,574 |
| Value of net assets at beginning of year (total assets less liabilities) | 2010-12-31 | $1,210,801 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2010-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2010-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2010-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2010-12-31 | $0 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2010-12-31 | $625,375 |
| Value of interest in pooled separate accounts at end of year | 2010-12-31 | $1,304,993 |
| Interest on participant loans | 2010-12-31 | $1,329 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2010-12-31 | $0 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2010-12-31 | $564,688 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2010-12-31 | $564,688 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2010-12-31 | $609 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2010-12-31 | $138,993 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2010-12-31 | $49,643 |
| Net investment gain/loss from pooled separate accounts | 2010-12-31 | $50,580 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2010-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2010-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2010-12-31 | No |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2010-12-31 | $56,522 |
| Contract administrator fees | 2010-12-31 | $98 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2010-12-31 | Yes |
| Did the plan have assets held for investment | 2010-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2010-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2010-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2010-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2010-12-31 | Disclaimer |
| Accountancy firm name | 2010-12-31 | DAVISON AND ASSOCIATES CPAS |
| Accountancy firm EIN | 2010-12-31 | 383212773 |
